EZCORP (EZPW) 10-Q 1 Aug 18 2018 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Jun. 30, 2018	Jul. 24, 2018
Document Information [Line Items]
Entity Registrant Name	EZCORP INC
Entity Central Index Key	876,523
Current Fiscal Year End Date	--09-30
Entity Filer Category	Accelerated Filer
Document Type	10-Q
Document Period End Date	Jun. 30, 2018
Document Fiscal Year Focus	2,018
Document Fiscal Period Focus	Q3
Amendment Flag	false
Common Stock Class A Non-voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding (shares)		51,494,246
Common Stock Class B Voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding (shares)		2,970,171

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2018	Sep. 30, 2017	Jun. 30, 2017
Current assets:
Cash and cash equivalents	$ 285,031	$ 164,393	$ 113,729
Pawn loans	183,054	169,242	168,262
Pawn service charges receivable, net	33,388	31,548	30,585
Inventory, net	151,145	154,411	135,053
Notes receivable, net	37,906	32,598	22,024
Prepaid expenses and other current assets	43,448	28,765	31,993
Total current assets	733,972	580,957	501,646
Investment in unconsolidated affiliate	61,056	43,319	41,725
Property and equipment, net	71,587	57,959	53,022
Goodwill	292,544	254,760	254,469
Intangible assets, net	59,678	32,420	32,551
Non-current notes receivable, net	13,432	28,377	41,253
Deferred tax asset, net	4,269	16,856	36,506
Other assets, net	3,575	9,715	9,145
Total assets	1,240,113	1,024,363	970,317
Current liabilities:
Current maturities of long-term debt, net	195,796	0	0
Accounts payable, accrued expenses and other current liabilities	61,813	61,543	64,830
Customer layaway deposits	11,938	11,032	11,091
Total current liabilities	269,547	72,575	75,921
Long-term debt, net	222,897	284,807	260,414
Other long-term liabilities	11,111	7,055	9,680
Total liabilities	503,555	364,437	346,015
Commitments and contingencies (Note 8)
Stockholders’ equity:
Additional paid-in capital	395,428	348,532	322,559
Retained earnings	392,315	351,666	340,256
Accumulated other comprehensive loss	(48,040)	(38,367)	(37,921)
EZCORP, Inc. stockholders’ equity	740,248	662,375	625,437
Noncontrolling interest	(3,690)	(2,449)	(1,135)
Total equity	736,558	659,926	624,302
Total liabilities and equity	1,240,113	1,024,363	970,317
Class A Non-voting Common Stock, par value $.01 per share; shares authorized: 100 million; issued and outstanding: 51,494,246 as of June 30, 2018; 51,326,582 as of June 30, 2017; and 51,427,832 as of September 30, 2017
Stockholders’ equity:
Common stock	515	514	513
Class B Voting Common Stock, convertible, par value $.01 per share; shares authorized: 3 million; issued and outstanding: 2,970,171
Stockholders’ equity:
Common stock	$ 30	$ 30	$ 30

Condensed Consolidated Balance3

Condensed Consolidated Balance Sheets (Parenthetical) - $ / shares	Jun. 30, 2018	Sep. 30, 2017	Jun. 30, 2017
Common Stock Class A Non-voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01000
Common stock, shares authorized (shares)	100,000,000	100,000,000	100,000,000
Common stock, shares issued (shares)	51,494,246	51,427,832	51,326,582
Common stock, shares outstanding (shares)	51,494,246	51,427,832	51,326,582
Common Stock Class B Voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01000
Common stock, shares authorized (shares)	3,000,000	3,000,000	3,000,000
Common stock, shares issued (shares)	2,970,171	2,970,171	2,970,171
Common stock, shares outstanding (shares)	2,970,171	2,970,171	2,970,171

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Revenues:
Total revenues	$ 199,942	$ 183,633	$ 607,184	$ 565,885
Net revenues	115,072	105,555	358,092	327,417
Operating expenses:
Operations	83,032	74,246	248,802	226,352
Administrative	13,268	14,095	39,927	41,305
Depreciation and amortization	6,124	5,843	18,298	18,246
Loss on sale or disposal of assets	314	17	453	11
Total operating expenses	102,738	94,201	307,480	285,914
Operating income	12,334	11,354	50,612	41,503
Interest expense	7,394	5,654	19,070	16,847
Interest income	(4,358)	(2,053)	(12,896)	(6,909)
Equity in net income of unconsolidated affiliate	(1,151)	(1,047)	(3,477)	(3,768)
Other income	(5,287)	(99)	(5,473)	(294)
Income from continuing operations before income taxes	15,736	8,899	53,388	35,627
Income tax expense	1,553	3,432	14,911	13,663
Income from continuing operations, net of tax	14,183	5,467	38,477	21,964
Income (loss) from discontinued operations, net of tax	91	(265)	(631)	(1,868)
Net income	14,274	5,202	37,846	20,096
Net loss attributable to noncontrolling interest	(359)	(58)	(1,348)	(352)
Net income attributable to EZCORP, Inc.	$ 14,633	$ 5,260	$ 39,194	$ 20,448
Basic earnings per share attributable to EZCORP, Inc. — continuing operations (in dollars per share)	$ 0.27	$ 0.10	$ 0.73	$ 0.41
Diluted earnings per share attributable to EZCORP, Inc. — continuing operations (in dollars per share)	$ 0.25	$ 0.10	$ 0.70	$ 0.41
Weighted-average basic shares outstanding (shares)	54,464	54,295	54,453	54,247
Weighted-average diluted shares outstanding (shares)	57,954	54,367	57,080	54,310
Merchandise
Revenues:
Total revenues	$ 104,737	$ 97,921	$ 333,270	$ 319,672
Cost of goods sold	66,896	62,615	210,283	204,840
Jewelry Scrapping
Revenues:
Total revenues	20,428	17,641	44,166	37,658
Cost of goods sold	17,625	15,010	37,536	32,195
Pawn Service
Revenues:
Total revenues	72,874	65,878	223,601	201,983
Other
Revenues:
Total revenues	1,903	2,193	6,147	6,572
Cost of goods sold	$ 349	$ 453	$ 1,273	$ 1,433

Condensed Consolidated Stateme5

Condensed Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Statement of Comprehensive Income [Abstract]
Net income	$ 14,274	$ 5,202	$ 37,846	$ 20,096
Other comprehensive gain (loss):
Foreign currency translation gain (loss), net of income tax benefit (expense) from our unconsolidated affiliate of $135 and ($76) for the three and nine months ended June 30, 2018 respectively, and ($820) and ($290) for the three and nine months ended June 30, 2017, respectively.	(7,576)	4,608	(8,111)	6,163
Other comprehensive gain (loss), net of tax	(7,576)	4,608	(8,111)	6,163
Comprehensive income	6,698	9,810	29,735	26,259
Comprehensive loss attributable to noncontrolling interest	(358)	(73)	(1,241)	(357)
Comprehensive income attributable to EZCORP, Inc.	$ 7,056	$ 9,883	$ 30,976	$ 26,616

Condensed Consolidated Stateme6

Condensed Consolidated Statements of Comprehensive Income (Parenthetical) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Statement of Comprehensive Income [Abstract]
Foreign currency translation adjustment, tax	$ 135	$ (820)	$ (76)	$ (290)

Condensed Consolidated Stateme7

Condensed Consolidated Statements of Stockholders' Equity - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive (Loss) Income	Noncontrolling Interest
Beginning balance (shares) at Sep. 30, 2016		54,099
Beginning Balance at Sep. 30, 2016	$ 594,205	$ 541	$ 318,723	$ 319,808	$ (44,089)	$ (778)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	5,126		5,126
Release of restricted stock (shares)		198
Release of restricted stock	2	$ 2
Taxes paid related to net share settlement of equity awards	(767)		(767)
Reclassification of Cash Convertible Notes Warrants to liabilities	(523)		(523)
Foreign currency translation adjustment	6,163				6,168	(5)
Net income (loss)	20,096			20,448		(352)
Ending balance (shares) at Jun. 30, 2017		54,297
Ending Balance at Jun. 30, 2017	624,302	$ 543	322,559	340,256	(37,921)	(1,135)
Beginning balance (shares) at Sep. 30, 2017		54,398
Beginning Balance at Sep. 30, 2017	659,926	$ 544	348,532	351,666	(38,367)	(2,449)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	8,150		8,150
Release of restricted stock (shares)		66
Release of restricted stock	1	$ 1
Taxes paid related to net share settlement of equity awards	(311)		(311)
Reclassification of stranded tax effects resulting from the Tax Cuts and Jobs Act	0			1,455	(1,455)
Foreign currency translation adjustment	(8,111)				(8,218)	107
Equity classified conversion feature of 2025 Convertible Notes, net of tax	39,057		39,057
Net income (loss)	37,846			39,194		(1,348)
Ending balance (shares) at Jun. 30, 2018		54,464
Ending Balance at Jun. 30, 2018	$ 736,558	$ 545	$ 395,428	$ 392,315	$ (48,040)	$ (3,690)

Condensed Consolidated Stateme8

Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Operating activities:
Net income	$ 37,846	$ 20,096
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation and amortization	18,298	18,246
Amortization of debt discount and deferred financing costs	12,126	8,595
Accretion of notes receivable discount and deferred compensation fee	(7,222)	(2,898)
Deferred income taxes	3,135	(871)
Other adjustments	1,948	1,397
Stock compensation expense	8,216	5,145
Income from investment in unconsolidated affiliate	(3,477)	(3,768)
Changes in operating assets and liabilities, net of business acquisitions:
Service charges and fees receivable	1,601	604
Inventory	988	1,470
Prepaid expenses, other current assets and other assets	(3,617)	6,808
Accounts payable, accrued expenses and other liabilities	(4,313)	(29,464)
Customer layaway deposits	935	288
Income taxes, net of excess tax benefit from stock compensation	2,586	9,873
Net cash provided by operating activities	69,050	35,521
Investing activities:
Loans made	(512,914)	(472,676)
Loans repaid	318,636	288,833
Recovery of pawn loan principal through sale of forfeited collateral	202,078	187,819
Additions to property and equipment and capitalized labor, net	(33,917)	(14,887)
Acquisitions, net of cash acquired	(93,165)	0
Investment in unconsolidated affiliate	(14,036)	0
Principal collections on notes receivable	16,210	23,336
Net cash (used in) provided by investing activities	(117,108)	12,425
Financing activities:
Taxes paid related to net share settlement of equity awards	(311)	(767)
Proceeds from borrowings, net of issuance costs and other	170,468	0
Net cash provided by (used in) financing activities	170,157	(767)
Effect of exchange rate changes on cash and cash equivalents	(1,461)	813
Net increase in cash and cash equivalents	120,638	47,992
Cash and cash equivalents at beginning of period	164,393	65,737
Cash and cash equivalents at end of period	285,031	113,729
Non-cash investing and financing activities:
Pawn loans forfeited and transferred to inventory	197,163	182,682
Dividend reinvestment acquisition of additional ownership in unconsolidated affiliate	0	1,153
Deferred acquisition consideration	$ 1,143	$ 0

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	9 Months Ended
	Jun. 30, 2018
Accounting Policies [Abstract]
ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1: ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Description of Business When used in this report, the terms “we,” “us,” “our,” “EZCORP” and the “Company” mean EZCORP, Inc. and its consolidated subsidiaries, collectively. We are a leading provider of pawn loans in the United States and Latin America. Pawn loans are non-recourse loans collateralized by tangible property. We also sell merchandise, primarily collateral forfeited from pawn lending operations and used merchandise purchased from customers, and operate a small number of financial services stores in Canada. Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation which are of a normal, recurring nature. All intercompany accounts and transactions have been eliminated in consolidation. The accompanying financial statements should be read in conjunction with the consolidated financial statements and notes included in our Annual Report on Form 10-K for the year ended September 30, 2017 . The balance sheet as of September 30, 2017 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by GAAP for complete financial statements. Our business is subject to seasonal variations, and operating results for the three and nine months ended June 30, 2018 and 2017 (the "current quarter" and "current nine -months" and "prior-year quarter" and "prior-year nine -months," respectively) are not necessarily indicative of the results of operations for the full fiscal year. There have been no changes in significant accounting policies as described in our Annual Report on Form 10-K for the year ended September 30, 2017 . Reclassifications to Prior Period Financial Statements We have reclassified certain capitalized labor expenditures in the previous period on our condensed consolidated statements of cash flows from "Prepaid expenses, other current assets and other assets" in operating cash flows to "Additions to property and equipment and capitalized labor, net" in investing cash flows. Additionally, we have reclassified certain information included in Note 10 to conform to the current period presentation. These reclassifications do not have a material impact to prior periods presented. Use of Estimates and Assumptions The preparation of these financial statements requires us to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses and related disclosure of contingent assets and liabilities. On an ongoing basis, we evaluate our estimates and judgments, including those related to revenue recognition, inventories, loan loss allowances, long-lived and intangible assets, share-based compensation, income taxes, contingencies and litigation. We base our estimates on historical experience, observable trends and various other assumptions that we believe are reasonable under the circumstances. We use this information to make judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ materially from these estimates under different assumptions or conditions. Income Taxes On December 22, 2017, the Tax Cuts and Jobs Act of 2017 (the "Act") was signed into law. Among other things, the Act reduces the U.S. federal corporate tax rate from 35% to 21% , requires companies to pay a one-time transition tax on earnings of certain foreign subsidiaries that were previously tax deferred and creates new taxes on certain foreign sourced earnings. The corporate tax rate reduction was effective as of January 1, 2018 and, accordingly, reduced our current fiscal year federal statutory rate to a blended rate of 24.5% , and will further reduce it to 21% beginning in fiscal 2019. As of June 30, 2018 , while we are able to make reasonable estimates of the impact of the reduction in the corporate rate and the deemed repatriation transition tax, the final impact of the Act may differ from these estimates, due to, among other things, changes in our interpretations and assumptions, additional guidance that may be issued by the Internal Revenue Service and actions we may take. We are continuing to gather additional information to determine the final impact of the Act. We recognized $2.8 million during the quarter ended December 31, 2017, as discussed below, for the revaluation of our deferred tax assets and liabilities upon enactment of the Act, which is included as a component of "Income tax expense" in our condensed consolidated statements of operations. Provisional amounts • Deferred tax assets and liabilities: We remeasured certain deferred tax assets and liabilities based on the rates at which they are expected to reverse in the future, which is generally either 24.5% or 21% , depending on whether they are expected to reverse in fiscal 2018 or in future fiscal years. We also recorded a valuation allowance against certain foreign tax credit carryforwards which management does not believe will be realized based on changes in the taxation of dividends of foreign subsidiaries in the Act. The amount recorded related to the remeasurement of our deferred tax balances was $2.8 million . This amount was recorded in the quarter ended December 31, 2017 with no further adjustment. • Foreign tax effects: The one-time transition tax is based on our total post-1986 earnings and profits ("E&P") for which we have previously deferred U.S. income taxes. We do not believe that we will owe any transition tax as we have foreign tax credits sufficient to cover the tax that we estimate will be due on the deferred earnings of our foreign subsidiaries. No additional income taxes have been provided for any remaining undistributed foreign earnings not subject to the transition tax and any additional outside basis differences inherent in these entities as these amounts continue to be indefinitely reinvested in foreign operations. Recently Adopted Accounting Policies • In March 2018, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2018-05, Income Taxes — (Topic 740): Amendments to SEC (U.S. Securities and Exchange Commission) Paragraphs Pursuant to SEC Staff Accounting Bulletin No. 118. This ASU adds various paragraphs to the accounting standards codification from SEC Staff Accounting Bulletin No. 118. The provisions of this ASU were effective immediately. The discussion above of the impacts of the Act have incorporated the provisions of this ASU and SEC Staff Accounting Bulletin No. 118. • In February 2018, the FASB issued ASU 2018-02, Income Statement — Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. This ASU allows entities to reclassify from accumulated other comprehensive income to retained earnings the stranded tax effects resulting from the Act. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. As allowed, we early adopted ASU 2018-02 on a prospective basis as of January 1, 2018 and reclassified $1.5 million of accumulated foreign currency translation associated with our unconsolidated affiliate Cash Converters International Limited (“Cash Converters International”), resulting from the stranded tax effects from the reduction of our effective tax rate, from accumulated other comprehensive loss to retained earnings. Recently Issued Accounting Pronouncements and Significant Accounting Policies • In June 2016, the FASB issued ASU 2016-13, Financial Instruments — Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. This ASU requires financial assets (or groups of financial assets) measured at amortized cost basis to be presented at the net amount expected to be collected, among other provisions. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A reporting entity should generally apply the amendment on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting periods in which the amendment is effective. We have not identified any impacts to our financial statements that we believe will be material as a result of the adoption of the ASU, although we continue to evaluate the impact of adoption. We believe we are following an appropriate timeline to allow for proper recognition, presentation and disclosure upon adoption of the ASU which is effective for our fiscal 2021. • In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This ASU requires companies to generally recognize on the balance sheet operating and financing lease liabilities and corresponding right-of-use assets. The provisions of this ASU are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted based upon guidance issued within the ASU. We are in the process of evaluating the impact of adopting ASU 2016-02 on our consolidated financial position, results of operations and cash flows, and anticipate a material impact on our consolidated financial position. Additionally, we are evaluating the disclosure requirements under this ASU and are identifying and preparing to implement changes to our accounting policies, practices and controls to support adoption of the ASU and have completed upgrades to our third party software solution to support adoption. We will complete our implementation to allow for proper recognition, presentation and disclosure upon adoption of the ASU which is effective for our fiscal 2020. • In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606) to defer the effective date to December 15, 2017 for annual reporting periods beginning after that date, with early adoption permitted, but not before the original effective date of December 15, 2016. The core principle of ASU 2014-09, and the subsequently issued ASUs modifying or clarifying ASU 2014-09, is that an entity should recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve this core principle, the guidance provides that an entity should apply the following steps: (1) identify the contract(s) with a customer; (2) identify the performance obligations in the contract; (3) determine the transaction price; (4) allocate the transaction price to the performance obligations in the contract; and (5) recognize revenue when, or as, the entity satisfies a performance obligation. The new standard allows for two methods of adoption: (a) full retrospective adoption, meaning the standard is applied to all periods presented, or (b) modified retrospective adoption, meaning the cumulative effect of applying the new standard is recognized as an adjustment to the opening retained earnings balance. We are evaluating the impact that will result from adopting ASU 2014-09 on our consolidated financial position, results of operations, cash flows and disclosure requirements. We currently anticipate adopting the ASU using the modified retrospective method. We do not believe the adoption will have an impact on our pawn service charges recognition as we do not believe such charges are within the scope of the ASU. Further, we have not identified any impacts to our financial statements that we believe will be material as a result of the adoption of the ASU for other revenue streams, although we continue to evaluate the impact of adoption. We believe we are following an appropriate timeline to allow for proper recognition, presentation and disclosure upon adoption of the ASU which is effective for our fiscal 2019. Please refer to Note 1, Summary of Significant Accounting Policies, of Notes to Consolidated Financial Statements included in "Part II, Item 8 — Financial Statements and Supplementary Data" of our Annual Report on Form 10-K for the year ended September 30, 2017 for discussion of our significant accounting policies and other accounting pronouncements issued but not yet adopted.

Acquisitions

Acquisitions	9 Months Ended
	Jun. 30, 2018
Business Combinations [Abstract]
ACQUISITIONS	NOTE 2: ACQUISITIONS Camira Administration Corp. and subsidiaries (“GPMX”) On October 6, 2017, we completed the acquisition of 100% of the outstanding stock of Camira Administration Corp. and subsidiaries (“GPMX”), a business that owns and operates 112 stores located in Guatemala, El Salvador, Honduras and Peru. The GPMX acquisition significantly expands our store base into Latin American countries outside of Mexico and provides us with a platform for further growth in the region. Under the terms of the stock purchase agreement ("SPA"), we paid $53.4 million in cash upon closing and, subsequent to the closing, paid $6.7 million to satisfy the acquired company's indebtedness to members of the seller’s affiliated group. The SPA specified a further $2.25 million to be paid contingent upon performance of GPMX’s business during a period up to 24 months following the closing date, and the business achieved the specified performance goal during the first quarter of fiscal 2018. Consequently, we made a final payment of $1.6 million in January 2018 in satisfaction of the contingent purchase price obligation, after reduction for certain adjustments under the SPA, yielding a total purchase price of $61.7 million . All Other On June 25, 2018, we acquired 40 pawn stores operating under the name "Montepio San Patricio” in and around Mexico City, the largest market in Mexico. The acquisition of these stores is our largest acquisition in Mexico to date and significantly strengthens our competitive position in the strategically important Mexico City metropolitan area. The physical space in these stores is substantially larger than our average store in Mexico, giving us the capacity to increase their focus on general merchandise pawn loan and retail activities. On June 11, 2018, we acquired 23 pawn stores operating under the name "Presta Dinero," giving us a presence in a number of cities within seven central-Mexico states in which we already have Empeño Fácil stores. These stores complement our existing stores, allowing us to achieve synergies in management and administration while giving us a presence in new cities and neighborhoods. On December 4, 2017, we acquired 21 pawn stores located in the Mexican state of Sinaloa and operating under the name "Bazareño." The Bazareño stores make up the largest chain of pawn stores in Culiacan, the capital city of Sinaloa, giving EZCORP the number one position in that market with more than double the store count of the nearest competitor and an important strategic presence in the northwest region of Mexico. The purchase prices of the above acquisitions were paid in cash. These acquisitions, collectively referred to as "All Other" below, were individually immaterial and we have therefore omitted or aggregated certain disclosures. Other Information With the completion of the GPMX acquisition, we have combined the results of that business with the results of our Mexico pawn business, and that reporting segment is now referred to as "Latin America Pawn." See Note 9 , Segment Information, below. The acquisitions described above were all attributable to our Latin America Pawn segment. The allocation of the consideration for the net acquired assets from these business combinations was as follows: GPMX All Other (in thousands) Cash and cash equivalents $ 2,560 $ — Earning assets 17,247 7,980 Other assets 3,450 4,272 Property and equipment, intangible assets and other assets, net* 11,671 18,868 Goodwill 34,022 4,192 Accounts payable, deferred taxes and other liabilities (7,234 ) (159 ) Total consideration $ 61,716 $ 35,153 * Intangible assets consist primarily of $9.8 million and $14.0 million in trade names acquired with indefinite useful lives, for GPMX and All Other, respectively. The factors contributing to the recognition of goodwill, which is recorded in our Latin America Pawn segment, were based on several strategic and synergistic benefits we expect to realize from the acquisitions, including expansion of our store base as well as the ability to further leverage our pawn expertise, investments in information technology and other back office and support functions of our existing Mexico pawn business. We expect none of the goodwill resulting from these business combinations will be deductible for tax purposes. As the acquisition of Montepio San Patricio and Presta Dinero were consummated near the end of the current quarter, we may include certain revisions to the initial purchase accounting in subsequent quarters. The results of the acquired businesses have been included in our condensed consolidated financial statements beginning after the acquisition dates as indicated above in our Latin America Pawn segment with revenue and net income amounts as presented below. Such net income does not include acquisition-related costs of approximately $0.2 million and $0.6 million during the three and nine months ended June 30, 2018 , respectively, which were expensed as incurred and primarily included under “Administrative” expense in our condensed consolidated statements of operations. It is impracticable to provide historical supplemental pro forma financial information for GPMX and All Other acquisitions due to a variety of factors, including complexity of restructured entities acquired and access to historical information, such as information necessary to eliminate intercompany transactions. Three Months Ended June 30, 2018 Nine Months Ended June 30, 2018 Revenue Net Income Revenue Net Income (in millions) GPMX $ 11.3 $ 2.2 $ 34.6 $ 6.0 All Other 1.5 0.4 2.7 0.5

Earnings Per Share

Earnings Per Share	9 Months Ended
	Jun. 30, 2018
Earnings Per Share [Abstract]
EARNINGS PER SHARE	NOTE 3: EARNINGS PER SHARE Components of basic and diluted earnings per share and excluded antidilutive potential common shares are as follows: Three Months Ended June 30, Nine Months Ended June 30, 2018 2017 2018 2017 (in thousands, except per share amounts) Net income from continuing operations attributable to EZCORP (A) $ 14,542 $ 5,525 $ 39,825 $ 22,316 Income (loss) from discontinued operations, net of tax (B) 91 (265 ) (631 ) (1,868 ) Net income attributable to EZCORP (C) $ 14,633 $ 5,260 $ 39,194 $ 20,448 Weighted-average outstanding shares of common stock (D) 54,464 54,295 54,453 54,247 Dilutive effect of restricted stock and 2024 Convertible Notes* 3,490 72 2,627 63 Weighted-average common stock and common stock equivalents (E) 57,954 54,367 57,080 54,310 Basic earnings per share attributable to EZCORP: Continuing operations (A / D) $ 0.27 $ 0.10 $ 0.73 $ 0.41 Discontinued operations (B / D) — — (0.01 ) (0.03 ) Basic earnings per share (C / D) $ 0.27 $ 0.10 $ 0.72 $ 0.38 Diluted earnings per share attributable to EZCORP: Continuing operations (A / E) $ 0.25 $ 0.10 $ 0.70 $ 0.41 Discontinued operations (B / E) — — (0.01 ) (0.03 ) Diluted earnings per share (C / E) $ 0.25 $ 0.10 $ 0.69 $ 0.38 Potential common shares excluded from the calculation of diluted earnings per share above, exclusive of the additional potential impact of the 2019 Convertible Notes Warrants, 2024 Convertible Notes and 2025 Convertible Notes*: Restricted stock** 3,569 2,418 3,375 2,435 * See Note 6 for discussion of the terms and conditions of these potential common shares and dilutive impact thereon. ** Includes antidilutive share-based awards as well as performance-based and market conditioned share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period.

Strategic Investments

Strategic Investments	9 Months Ended
	Jun. 30, 2018
Equity Method Investments and Joint Ventures [Abstract]
STRATEGIC INVESTMENTS	NOTE 4: STRATEGIC INVESTMENTS As of June 30, 2018 , we owned 214,183,714 shares, or approximately 34.75% , of our unconsolidated affiliate Cash Converters International Limited. We acquired 57,631,230 shares in June 2018 for $14.0 million (increasing our ownership by three percentage points) in connection with an underwritten placement of approximately 123.3 million shares by Cash Converters International for AUD 39.5 million , excluding costs. Cash Converters International stated it will use the proceeds from the offering to reduce outstanding indebtedness and provide additional capital to pursue growth opportunities while maintaining sufficient working capital. Our participation in this offering, including our incremental equity ownership, does not change our conclusion to account for our investment in Cash Converters International under the equity method. The following tables present summary financial information for Cash Converters International’s most recently reported results as of June 30, 2018 after translation to U.S. dollars: December 31, 2017 2016 (in thousands) Current assets $ 203,664 $ 158,235 Non-current assets 151,189 141,218 Total assets $ 354,853 $ 299,453 Current liabilities $ 128,731 $ 70,468 Non-current liabilities 14,559 48,181 Shareholders’ equity 211,563 180,804 Total liabilities and shareholders’ equity $ 354,853 $ 299,453 Half-Year Ended December 31, 2017 2016 (in thousands) Gross revenues* $ 95,784 $ 105,816 Gross profit* 32,572 38,533 Net profit 7,292 8,633 * Certain reclassifications of prior period amounts have been made. These reclassifications were made to conform to the current period presentation included in the report of Cash Converters International for the half year ended December 31, 2016.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Jun. 30, 2018
Fair Value Disclosures [Abstract]
FAIR VALUE MEASUREMENTS	NOTE 5: FAIR VALUE MEASUREMENTS Our assets and liabilities discussed below are classified in one of the following three categories based on the inputs used to develop their fair values: Level 1 — Quoted market prices in active markets for identical assets or liabilities; Level 2 — Other observable market-based inputs or unobservable inputs that are corroborated by market data; and Level 3 — Unobservable inputs that are not corroborated by market data. Recurring Fair Value Measurements The tables below present our financial assets (liabilities) that were carried and measured at fair value on a recurring basis: Financial Assets (Liabilities) Balance Sheet Location June 30, 2018 June 30, 2017 September 30, 2017 (in thousands) 2019 Convertible Notes Hedges — Level 2 Prepaid expenses and other current assets $ 7,491 $ — $ — 2019 Convertible Notes Hedges — Level 2 Other assets, net — 5,900 6,591 2019 Convertible Notes Embedded Derivative — Level 2 Current maturities of long-term debt, net (7,491 ) — — 2019 Convertible Notes Embedded Derivative — Level 2 Long-term debt, net — (5,900 ) (6,591 ) We measured the fair value of the cash-settled call options pertaining to the 2.125% Cash Convertible Senior Notes Due 2019 (the “2019 Convertible Notes Hedges”) and the 2019 Convertible Notes derivative instrument (the “2019 Convertible Notes Embedded Derivative”) using the Black-Scholes-Merton model based on observable Level 1 and Level 2 inputs such as conversion price of underlying shares, current share price, implied volatility, risk free interest rate and other factors. The volatility input used as of June 30, 2018 was 36% based on observed market inputs. As an estimate of the sensitivity of the fair values of the 2019 Convertible Notes Hedges and 2019 Convertible Notes Embedded Derivative, were volatility inputs of 30% and 45% used, the fair values would have ranged from $4.9 million to $12.2 million . There were no transfers in or out of Level 1, Level 2 or Level 3 for financial assets or liabilities measured at fair value on a recurring basis during the periods presented. Financial Assets and Liabilities Not Measured at Fair Value The tables below present our financial assets and liabilities that were not measured at fair value on a recurring basis: Carrying Value Estimated Fair Value June 30, 2018 June 30, 2018 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Notes receivable, net $ 51,338 $ 57,116 $ — $ — $ 57,116 Investment in unconsolidated affiliate 61,056 49,205 49,205 — — Financial liabilities: 2019 Convertible Notes $ 184,823 $ 197,925 $ — $ 197,925 $ — 2024 Convertible Notes 104,562 195,974 — 195,974 — 2025 Convertible Notes 118,335 168,464 — 168,464 — Carrying Value Estimated Fair Value June 30, 2017 June 30, 2017 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Notes receivable, net $ 63,277 $ 65,570 $ — $ — $ 65,570 Investment in unconsolidated affiliate 41,725 37,306 37,306 — — Financial liabilities: 2019 Convertible Notes $ 206,279 $ 218,500 $ — $ 218,500 $ — Term loan facility 48,235 48,159 — — 48,159 Carrying Value Estimated Fair Value September 30, 2017 September 30, 2017 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Notes receivable, net $ 60,975 $ 74,262 $ — $ — $ 74,262 Investment in unconsolidated affiliate 43,319 49,057 49,057 — — Financial liabilities: 2019 Convertible Notes $ 177,346 $ 193,811 $ — $ 193,811 $ — 2024 Convertible Notes 100,870 175,016 — 175,016 — Based on the short-term nature of cash and cash equivalents, pawn loans, pawn service charges receivable, current consumer loans, fees and interest receivable and other debt, we estimate that their carrying value approximates fair value. We consider our cash and cash equivalents to be measured using Level 1 inputs and our pawn loans, pawn service charges receivable, consumer loans, fees and interest receivable and other debt to be measured using Level 3 inputs. Significant increases or decreases in the underlying assumptions used to value pawn loans, pawn service charges receivable, consumer loans, fees and interest receivable and other debt could significantly increase or decrease these fair value estimates. Subsequent to the sale of Prestaciones Finmart, S.A.P.I. de C.V., SOFOM, E.N.R. ("Grupo Finmart") to Alpha Holding, S.A. de C.V. (“AlphaCredit”) in September 2016, we determined that we retained a variable interest in Grupo Finmart including notes receivable. We determined that we are not the primary beneficiary of Grupo Finmart subsequent to its disposition as we lack a controlling financial interest in Grupo Finmart. We measured the fair value of the notes receivable as of June 30, 2018 under a discounted cash flow approach considering the estimated credit ratings for Grupo Finmart and AlphaCredit and as determined with external consultation, with discount rates ranging from 7% to 13% . Certain of the significant inputs used for the valuation were not observable in the market. Included in the fair value of the notes receivable is the estimated fair value of the deferred compensation fee negotiated in September 2017, of which the ultimate amount to be received is dependent upon the timing of payment of the notes receivable. Significant increases or decreases in the underlying assumptions used to value the notes receivable could significantly increase or decrease these fair value estimates. The inputs used to generate the fair value of the investment in unconsolidated affiliate Cash Converters International were considered Level 1 inputs. These inputs are comprised of (a) the quoted stock price on the Australian Stock Exchange multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate as of the end of our reporting period. We included no control premium for owning a large percentage of outstanding shares. We measured the fair value of the 2019 Convertible Notes, 2024 Convertible Notes and 2025 Convertible Notes using quoted price inputs. The 2019 Convertible Notes, 2024 Convertible Notes and 2025 Convertible Notes are not actively traded, and thus the price inputs represent a Level 2 measurement. As the quoted price inputs are highly variable from day to day, the fair value estimates disclosed above could significantly increase or decrease.

Debt

Debt	9 Months Ended
	Jun. 30, 2018
Debt Disclosure [Abstract]
DEBT	NOTE 6: DEBT The following tables present our debt instruments outstanding, contractual maturities and interest expense: June 30, 2018 June 30, 2017 September 30, 2017 Gross Amount Debt Discount and Issuance Costs Carrying Amount Gross Amount Debt Discount and Issuance Costs Carrying Amount Gross Amount Debt Discount and Issuance Costs Carrying Amount (in thousands) 2019 Convertible Notes $ 195,000 $ (10,177 ) $ 184,823 $ 230,000 $ (23,721 ) $ 206,279 $ 195,000 $ (17,654 ) $ 177,346 2019 Convertible Notes Embedded Derivative 7,491 — 7,491 5,900 — 5,900 6,591 — 6,591 2024 Convertible Notes 143,750 (39,188 ) 104,562 — — — 143,750 (42,880 ) 100,870 2025 Convertible Notes 172,500 (54,165 ) 118,335 — — — — — — Other debt* 3,482 — 3,482 — — — — — — Term loan facility — — — 50,000 (1,765 ) 48,235 — — — Total $ 522,223 $ (103,530 ) $ 418,693 $ 285,900 $ (25,486 ) $ 260,414 $ 345,341 $ (60,534 ) $ 284,807 Less current portion (205,973 ) 10,177 (195,796 ) — — — — — — Total long-term debt $ 316,250 $ (93,353 ) $ 222,897 $ 285,900 $ (25,486 ) $ 260,414 $ 345,341 $ (60,534 ) $ 284,807 * Purchase money financing; debt classified as current as collateral was destroyed. Insurance proceeds are expected to cover the entire loss. Schedule of Contractual Maturities Total Less Than 1 Year 1 - 3 Years 3 - 5 Years More Than 5 Years (in thousands) 2019 Convertible Notes* $ 195,000 $ 195,000 $ — $ — $ — 2024 Convertible Notes* 143,750 — — — 143,750 2025 Convertible Notes* 172,500 — — — 172,500 Other debt 3,482 3,482 — — — $ 514,732 $ 198,482 $ — $ — $ 316,250 * Excludes the potential impact of embedded derivatives. Three Months Ended June 30, Nine Months Ended June 30, 2018 2017 2018 2017 (in millions) 2019 Convertible Notes: Contractual interest expense $ 1.1 $ 1.3 $ 3.2 $ 3.8 Amortization of debt discount and deferred financing costs 2.5 2.8 7.5 8.3 Total interest expense $ 3.6 $ 4.1 $ 10.7 $ 12.1 2024 Convertible Notes: Contractual interest expense $ 1.1 $ — $ 3.1 $ — Amortization of debt discount and deferred financing costs 1.3 — 3.8 — Total interest expense $ 2.4 $ — $ 6.9 $ — 2025 Convertible Notes: Contractual interest expense $ 0.5 $ — $ 0.5 $ — Amortization of debt discount and deferred financing costs 0.8 — 0.8 — Total interest expense $ 1.3 $ — $ 1.3 $ — 2.375% Convertible Senior Notes Due 2025 In May 2018, we issued $172.5 million aggregate principal amount of 2.375% Convertible Senior Notes Due 2025 (the “2025 Convertible Notes”). The 2025 Convertible Notes were issued pursuant to an indenture dated May 14, 2018 (the "2018 Indenture") by and between us and Wells Fargo Bank, National Association, as the trustee. The 2025 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2025 Convertible Notes pay interest semi-annually in arrears at a rate of 2.375% per annum on May 1 and November 1 of each year, commencing November 1, 2018, and mature on May 1, 2025 (the "2025 Maturity Date"), unless converted, redeemed or repurchased in accordance with their terms prior to such date. We measured the fair value of the liability component of the 2025 Convertible Notes under a discounted cash flow approach considering our synthetic credit rating, as determined with external consultation, including inputs that are not observable in the market. The fair value of the liability component was estimated by calculating the present value of the cash flows using a discount rate of 8% for a similarly structured liability with no conversion feature, maturing in seven years. Our estimate resulted in an initial carrying value of the liability component of the 2025 Convertible Notes of $121.3 million with an associated original issue discount of $51.2 million , exclusive of deferred financing costs. The carrying amount of the 2025 Convertible Notes as a separate equity-classified instrument (the “2025 Convertible Notes Embedded Derivative”) as initially calculated and is currently included under “Additional paid-in capital” in our condensed consolidated balance sheets of June 30, 2018 was $49.6 million ( $39.1 million , net of tax). The 2025 Convertible Notes Embedded Derivative is expected to remain recorded in equity in our condensed consolidated balance sheets as long as it continues to meet the criteria as an equity-classified instrument in subsequent reporting periods. We incurred transaction costs of $5.5 million related to the issuance of the 2025 Convertible Notes, which we recorded as deferred financing costs and are included under “Long-term debt, net” and “Additional paid-in capital” in our condensed consolidated balance sheets. The effective interest rate for the three and nine months ended June 30, 2018 was approximately 9% . As of June 30, 2018 , the remaining unamortized debt discount and issuance costs will be amortized through the 2025 Maturity Date assuming no early conversion. The 2025 Convertible Notes are convertible into cash or shares of Class A Non-Voting Common Stock ("Class A Common Stock"), or any combination thereof, at our option subject to satisfaction of certain conditions and during the periods described in the 2018 Indenture, based on an initial conversion rate of 62.8931 shares of Class A Common Stock per $1,000 principal amount of 2025 Convertible Notes (equivalent to an initial conversion price of $15.90 per share of our Class A Common Stock). We account for the Class A Common Stock issuable upon conversion under the treasury stock method. To the extent our average share price is over $15.90 per share for any fiscal quarter, we are required to recognize incremental dilution of our earnings per share. Prior to November 1, 2024, the 2025 Convertible Notes will be convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ended on June 30, 2018 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the 2018 Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; (3) if we call any or all of the 2025 Convertible Notes for redemption, at any time prior to the close of business on the business day immediately preceding the redemption date; or (4) upon the occurrence of specified corporate events, as defined in the 2018 Indenture. On or after November 1, 2024 until the close of business on the business day immediately preceding the 2025 Maturity Date, holders of 2025 Convertible Notes may, at their option, convert their 2025 Convertible Notes at any time, regardless of the foregoing circumstances. We may not redeem the 2025 Convertible Notes prior to May 1, 2022. At our option, we may redeem for cash all or any portion of the 2025 Convertible Notes on or after May 1, 2022, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which the Company provides notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2025 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. If, among other triggers described in the 2018 Indenture, the market price of our Class A Common Stock meets the threshold based on at least 20 of the final 30 trading days of the quarter for the 2025 Convertible Notes to become convertible at the option of the holders during the subsequent quarter, we may be required to classify the 2025 Convertible Notes as current on our condensed consolidated balance sheets for each quarter in which such triggers are met. The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of June 30, 2018 . As of June 30, 2018 , the if-converted value of the 2025 Convertible Notes did not exceed the principal amount. 2.875% Convertible Senior Notes Due 2024 In July 2017, we issued $143.75 million aggregate principal amount of 2.875% Convertible Senior Notes Due 2024 (the “2024 Convertible Notes”). All of the 2024 Convertible Notes were issued pursuant to an indenture dated July 5, 2017 (the "2017 Indenture") by and between us and Wells Fargo Bank, National Association, as the trustee. The 2024 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2024 Convertible Notes pay interest semi-annually in arrears at a rate of 2.875% per annum on January 1 and July 1 of each year, commencing January 1, 2018, and mature on July 1, 2024 (the "2024 Maturity Date"), unless converted, redeemed or repurchased in accordance with their terms prior to such date. The carrying amount of the 2024 Convertible Notes as a separate equity-classified instrument (the “2024 Convertible Notes Embedded Derivative”) included under “Additional paid-in capital” in our condensed consolidated balance sheets of June 30, 2018 was $25.3 million . The effective interest rate for the three and nine months ended June 30, 2018 was approximately 9% . As of June 30, 2018 , the remaining unamortized debt discount and issuance costs will be amortized through the 2024 Maturity Date assuming no early conversion. The 2024 Convertible Notes are convertible into cash or shares of Class A Common Stock, or any combination thereof, at our option subject to satisfaction of certain conditions and during the periods described in the 2017 Indenture, based on an initial conversion rate of 100 shares of Class A Common Stock per $1,000 principal amount of 2024 Convertible Notes (equivalent to an initial conversion price of $10.00 per share of our Class A Common Stock). We account for the Class A Common Stock issuable upon conversion under the treasury stock method. To the extent our average share price is over $10.00 per share for any fiscal quarter, we are required to recognize incremental dilution of our earnings per share. If, among other triggers described in the 2017 Indenture, the market price of our Class A Common Stock meets the threshold based on at least 20 of the final 30 trading days of a quarter for the 2024 Convertible Notes to become convertible at the option of the holders during the subsequent quarter, we may be required to classify the 2024 Convertible Notes as current on our condensed consolidated balance sheets for each quarter in which such triggers are met. The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of June 30, 2018 , and therefore, the 2024 Convertible notes are not classified as current as of June 30, 2018 . Though not currently convertible, we estimate that the if-converted value of the 2024 Convertible Notes exceeded the principal amount by $39.6 million as of June 30, 2018 . 2.125% Cash Convertible Senior Notes Due 2019 In June 2014, we issued $200 million aggregate principal amount of 2.125% Cash Convertible Senior Notes Due 2019 (the "2019 Convertible Notes"), with an additional $30 million principal amount of 2019 Convertible Notes issued in July 2014. In July 2017, we used $34.4 million of net proceeds from the 2024 Convertible Notes offering to repurchase and retire $35.0 million aggregate principal amount of 2019 Convertible Notes. The 2019 Convertible Notes were issued pursuant to an indenture dated June 23, 2014 (the "2014 Indenture") by and between us and Wells Fargo Bank, National Association, as the trustee. The 2019 Convertible Notes were issued in a private offering and resold under Rule 144A under the Securities Act of 1933. The 2019 Convertible Notes pay interest semi-annually in arrears at a rate of 2.125% per annum on June 15 and December 15 of each year and mature on June 15, 2019 (the "2019 Maturity Date") , unless converted, redeemed or repurchased in accordance with their terms prior to such date . The effective interest rate for the three and nine months ended June 30, 2018 and 2017 was approximately 8% . As of June 30, 2018 , the remaining unamortized debt discount and issuance costs will be amortized through the 2019 Maturity Date assuming no early conversion. The 2019 Convertible Notes are convertible into cash, subject to satisfaction of certain conditions and during the periods described in the 2014 Indenture, based on an initial conversion rate of 62.2471 shares of Class A Common Stock per $1,000 principal amount of 2019 Convertible Notes (equivalent to an initial conversion price of approximately $16.065 per share of our Class A Common Stock). As of June 30, 2018 , the if-converted value of the 2019 Convertible Notes did not exceed the principal amount. 2019 Convertible Notes Hedges In connection with the issuance of the 2019 Convertible Notes, we purchased cash-settled call options (the “2019 Convertible Notes Hedges”) in privately negotiated transactions with certain of the initial purchasers or their affiliates (in this capacity, the “Option Counterparties”). The 2019 Convertible Notes Hedges provide us with the option to acquire, on a net settlement basis, approximately 12.1 million shares of our Class A Common Stock at a strike price of $16.065 , which is equal to the number of shares of our Class A Common Stock that notionally underlie the 2019 Convertible Notes and corresponds to the conversion price of the 2019 Convertible Notes. If we exercise the 2019 Convertible Notes Hedges , the aggregate amount of cash we will receive from the Option Counterparties will cover the aggregate amount of cash that we would be required to pay to the holders of the converted 2019 Convertible Notes, less the principal amount thereof. 2019 Convertible Notes Warrants In connection with the issuance of the 2019 Convertible Notes, we also sold net-share-settled warrants (the “2019 Convertible Notes Warrants”) in privately negotiated transactions with the Option Counterparties. Subsequent to repurchase and retirement of $35.0 million aggregate principal amount of 2019 Convertible Notes in July 2017, the 2019 Convertible Notes Warrants allow for the purchase of up to approximately 9.4 million shares of our Class A Common Stock at a strike price of $20.83 per share. We account for the Class A Common Stock issuable upon exercise under the treasury stock method. As a result of the 2019 Convertible Notes Warrants and related transactions, we are required to recognize incremental dilution of our earnings per share to the extent our average share price is over $20.83 for any fiscal quarter. The 2019 Convertible Notes Warrants expire on various dates from September 2019 through February 2020 and must be settled in net shares of our Class A Common Stock.

Stock Compensation

Stock Compensation	9 Months Ended
	Jun. 30, 2018
Disclosure of Compensation Related Costs, Share-based Payments [Abstract]
STOCK COMPENSATION	NOTE 7: STOCK COMPENSATION On May 1, 2010 our Board of Directors approved the adoption of the EZCORP, Inc. 2010 Long-Term Incentive Plan (the “2010 Plan”). As of September 30, 2017, the 2010 Plan permitted grants of options, restricted stock awards and stock appreciation rights covering up to 3,985,649 shares of our Class A Common Stock. In December 2017, the Board of Directors and the voting stockholder approved the addition of 1,100,000 shares to the 2010 Plan. In December 2017, we granted 1,308,533 restricted stock unit awards to employees and 84,250 restricted stock awards to non-employee directors with a grant date fair value of primarily $9.75 per share. Our long-term incentive awards are generally granted based on our share price as of October 1 each year, which was $9.50 for these fiscal 2018 awards. For the awards granted to employees, 190,725 vest on September 30, 2018 and 1,117,808 vest on September 30, 2020, subject to the achievement of certain earnings before interest, taxes, depreciation and amortization ("EBITDA") performance targets. As of June 30, 2018 , we considered the achievement of these performance targets probable. The awards granted to non-employee directors vest on September 30, 2018 and are subject only to service conditions.

Contingencies

Contingencies	9 Months Ended
	Jun. 30, 2018
Commitments and Contingencies Disclosure [Abstract]
CONTINGENCIES	NOTE 8: CONTINGENCIES We are involved in various claims, suits, investigations and legal proceedings, including those described below. We are unable to determine the ultimate outcome of any current litigation or regulatory actions. An unfavorable outcome could have a material adverse effect on our financial condition, results of operations or liquidity. Except as noted below, we have not recorded a liability for any of these matters as of June 30, 2018 because we do not believe at this time that any loss is probable or that the amount of any probable loss can be reasonably estimated. The following is a description of significant proceedings. Shareholder derivative litigation — On July 28, 2014, Lawrence Treppel, a purported holder of Class A Common Stock, filed a derivative action in the Court of Chancery of the State of Delaware styled Treppel v. Cohen, et al. (C.A. No. 9962-VCP). The complaint, as originally filed and as amended on September 23, 2014, named as defendants Phillip E. Cohen, the beneficial owner of all of our outstanding Class B Voting Common Stock; several current and former members of our Board of Directors; three entities controlled by Mr. Cohen (MS Pawn Limited Partnership, the record holder of our Class B Voting Common Stock; MS Pawn Corporation, the general partner of MS Pawn Limited Partnership; and Madison Park LLC); and EZCORP, Inc., as nominal defendant. The amended complaint asserted the following claims: • Claims against the current and former Board members for breach of fiduciary duties and waste of corporate assets in connection with the Board’s decision to enter into advisory services agreements with Madison Park from October 2004 to June 2014 (Counts I and II, respectively); • Claims against Mr. Cohen and MS Pawn Limited Partnership for aiding and abetting the breaches of fiduciary duties relating to the advisory services agreements with Madison Park (Count III); and • Claims against Mr. Cohen and Madison Park for unjust enrichment for payments under the advisory services agreements (Count IV). The plaintiff sought (a) recovery for the Company in the amount of the damages the Company has sustained as a result of the alleged breach of fiduciary duties, waste of corporate assets and aiding and abetting, (b) disgorgement by Mr. Cohen and Madison Park of the benefits they received as a result of the related party transactions and (c) reimbursement of costs and expenses, including reasonable attorney’s fees. Following briefing and a hearing on the defendants' motions to dismiss, the Court, on January 25, 2016, issued an opinion granting in part and denying in part those motions. Specifically, the Court granted the motion to dismiss Count IV (unjust enrichment) for failure to state a claim. The Court also dismissed Count III (aiding and abetting) as to Mr. Cohen, but interpreted Count I (breach of fiduciary duty) to state a claim against Mr. Cohen and MS Pawn, as well as Thomas C. Roberts (the sole remaining director defendant). The Court otherwise denied the motions to dismiss, including the motion to dismiss Count III (aiding and abetting) against MS Pawn. On March 4, 2016, following the resolution of additional procedural motions, the plaintiff filed a Second Amended Derivative Complaint against Mr. Roberts, Mr. Cohen, Madison Park, MS Pawn Corporation and MS Pawn Limited Partnership with EZCORP, Inc., as nominal defendant. On August 23, 2017, the parties agreed to a mediated settlement of all remaining claims and entered into a Memorandum of Understanding regarding that settlement. After the completion of confirmatory discovery, the parties agreed to a Stipulation and Agreement of Settlement, Compromise and Release and other settlement papers, which were filed with the Court on January 11, 2018. On April 3, 2018, following a settlement fairness hearing, the Court approved the proposed settlement as presented, as well as a fee award of $1.3 million to the plaintiff’s attorneys, and entered a final and binding judgment to that effect, dismissing the action with prejudice. Under the terms of the agreed and approved settlement, a total of $6.5 million was paid into a settlement fund. Of such amount, $5.5 million was funded by the Company’s insurance carriers and $1.0 million was funded by Madison Park LLC. After payment of the approved fee to the plaintiff's attorneys, the remaining $5.2 million of the settlement fund was paid to the Company because, as a derivative action, the lawsuit was brought on behalf of the Company. We recorded that amount in "Other income" in our condensed consolidated statements of operations for the third quarter of fiscal 2018. Federal Securities Litigation (WDT) — On July 20, 2015, Wu Winfred Huang, a purported holder of Class A Common Stock, for himself and on behalf of other similarly situated holders of Class A Common Stock, filed a lawsuit in the United States District Court for the Western District of Texas styled Huang v. EZCORP, Inc., et al. (Case No. 1:15-cv-00608-SS). The complaint names as defendants EZCORP, Inc., Stuart I. Grimshaw (our chief executive officer) and Mark E. Kuchenrither (our former chief financial officer) and asserts violations of Sections 10(b) and 20(a) of the Securities Exchange Act of 1934 and Rule 10b-5 promulgated thereunder. The original complaint related to the Company’s announcement on July 17, 2015 that it will restate the financial statements for fiscal 2014 and the first quarter of fiscal 2015, and alleged generally that the Company issued materially false or misleading statements concerning the Company, its finances, business operations and prospects and that the Company misrepresented the financial performance of the Grupo Finmart business. On August 14, 2015, a substantially identical lawsuit, styled Rooney v. EZCORP, Inc., et al. (Case No. 1:15-cv-00700-SS) was also filed in the United States District Court for the Western District of Texas. On September 28, 2015, the plaintiffs in these two lawsuits filed an agreed stipulation to be appointed co-lead plaintiffs and agreed that their two actions should be consolidated. On November 3, 2015, the Court entered an order consolidating the two actions under the caption In re EZCORP, Inc. Securities Litigation (Master File No. 1:15-cv-00608-SS), and appointed the two plaintiffs as co-lead plaintiffs, with their respective counsel appointed as co-lead counsel. On January 11, 2016, the plaintiffs filed an Amended Class Action Complaint (the "Amended Complaint"). In the Amended Complaint, the plaintiffs seek to represent a class of purchasers of our Class A Common Stock between November 6, 2012 and October 20, 2015. The Amended Complaint asserts that the Company and Mr. Kuchenrither violated Section 10(b) of the Securities Exchange Act and Rule 10b-5, issued materially false or misleading statements throughout the proposed class period concerning the Company and its internal controls, specifically regarding the financial performance of Grupo Finmart. The plaintiffs also allege that Mr. Kuchenrither, as a controlling person of the Company, violated Section 20(a) of the Securities Exchange Act. The Amended Complaint does not assert any claims against Mr. Grimshaw. On February 25, 2016, defendants filed a motion to dismiss the lawsuit. The plaintiff filed an opposition to the motion to dismiss on April 11, 2016, and the defendants filed their reply on May 11, 2016. The Court held a hearing on the motion to dismiss on June 22, 2016. On October 18, 2016, the Court granted the defendants’ motion to dismiss and dismissed the Amended Complaint without prejudice. The Court gave the plaintiffs 20 days (until November 7, 2016) to file a further amended complaint. On November 4, 2016, the plaintiffs filed a Second Amended Consolidated Class Action Complaint (“Second Amended Complaint”). The Second Amended Complaint raises the same claims dismissed by the Court on October 18, 2016, except plaintiffs now seek to represent a class of purchasers of EZCORP’s Class A Common Stock between November 7, 2013 and October 20, 2015 (instead of between November 6, 2012 and October 20, 2015). On December 5, 2016, defendants filed a motion to dismiss the Second Amended Compliant. The plaintiffs filed their opposition to the motion to dismiss on January 6, 2017, and the defendants filed their reply brief on January 20, 2017. On May 8, 2017, the Court granted the defendants’ motion to dismiss with regard to claims related to accounting errors relating to Grupo Finmart’s bad debt reserve calculations for “nonperforming” loans, but denied the motion to dismiss with regard to claims relating to accounting errors related to certain sales of loan portfolios to third parties. Following discovery on the surviving claims, the plaintiff filed a Motion for Leave to File a Third Amended Complaint, seeking to revive the "nonperforming" loan claims that the Court previously dismissed. We opposed that motion, and on May 14, 2018, the Court heard oral arguments on the motion, as well as plaintiff's Motion for Class Certification and Appointment of Class Representative and Class Counsel, which was also pending. On July 26, 2018, the Court granted the plaintiff's motion for leave to amend, thus accepting the Third Amended Consolidated Class Action Complaint, and gave the defendants until August 3, 2018 to file their amended answer. The Court also dismissed the motion for class certification and gave plaintiff until August 31, 2018 to amend and refile such motion. We cannot predict the outcome of the litigation, but we intend to continue to defend vigorously against all allegations and claims. SEC Investigation — On October 23, 2014, we received a notice from the Fort Worth Regional Office of the SEC that it was conducting an investigation into certain matters involving EZCORP, Inc. The notice was accompanied by a subpoena, directing us to produce a variety of documents, including all minutes and materials related to Board of Directors and Board committee meetings since January 1, 2009 and all documents and communications relating to our historical advisory services relationship with Madison Park (the business advisory firm owned by Mr. Cohen) and LPG Limited (a business advisory firm owned by Lachlan P. Given, our current Executive Chairman of the Board). The SEC has also issued subpoenas to current and former members of our Board of Directors requesting production of similar documents, as well as to certain third parties, and has conducted interviews with certain individuals. We continue to cooperate fully with the SEC in its investigation.

Segment Information

Segment Information	9 Months Ended
	Jun. 30, 2018
Segment Reporting [Abstract]
SEGMENT INFORMATION	NOTE 9: SEGMENT INFORMATION Following the acquisition of GPMX during the first quarter of fiscal 2018 (see Note 2 ), we have retitled our Mexico Pawn segment to "Latin America Pawn" and have combined the results of GPMX with the results of our Mexico pawn business, as we expect the financial performance and economic characteristics of those businesses to be similar over the long-term. Segment information is prepared on the same basis that our chief operating decision maker reviews financial information for operational decision-making purposes. As a result, we currently report our segments as follows: U.S. Pawn — all pawn activities in the United States; Latin America Pawn — all pawn activities in Mexico and other parts of Latin America; and Other International — primarily our equity interest in the net income of Cash Converters International and consumer finance activities in Canada. There are no inter-segment revenues, and the amounts below were determined in accordance with the same accounting principles used in our consolidated financial statements. Three Months Ended June 30, 2018 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 83,898 $ 20,839 $ — $ 104,737 $ — $ 104,737 Jewelry scrapping sales 17,813 2,615 — 20,428 — 20,428 Pawn service charges 55,620 17,254 — 72,874 — 72,874 Other revenues 55 245 1,603 1,903 — 1,903 Total revenues 157,386 40,953 1,603 199,942 — 199,942 Merchandise cost of goods sold 52,340 14,556 — 66,896 — 66,896 Jewelry scrapping cost of goods sold 15,329 2,296 — 17,625 — 17,625 Other cost of revenues — — 349 349 — 349 Net revenues 89,717 24,101 1,254 115,072 — 115,072 Segment and corporate expenses (income): Operations 65,257 15,097 2,678 83,032 — 83,032 Administrative — — — — 13,268 13,268 Depreciation and amortization 3,010 951 48 4,009 2,115 6,124 Loss on sale or disposal of assets 74 26 — 100 214 314 Interest expense — 3 — 3 7,391 7,394 Interest income — (672 ) — (672 ) (3,686 ) (4,358 ) Equity in net income of unconsolidated affiliate — — (1,151 ) (1,151 ) — (1,151 ) O ther income — (103 ) — (103 ) (5,184 ) (5,287 ) Segment contribution (loss) $ 21,376 $ 8,799 $ (321 ) $ 29,854 Income from continuing operations before income taxes $ 29,854 $ (14,118 ) $ 15,736 Three Months Ended June 30, 2017 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 82,714 $ 15,207 $ — $ 97,921 $ — $ 97,921 Jewelry scrapping sales 17,257 384 — 17,641 — 17,641 Pawn service charges 56,774 9,104 — 65,878 — 65,878 Other revenues 50 179 1,964 2,193 — 2,193 Total revenues 156,795 24,874 1,964 183,633 — 183,633 Merchandise cost of goods sold 52,488 10,127 — 62,615 — 62,615 Jewelry scrapping cost of goods sold 14,674 336 — 15,010 — 15,010 Other cost of revenues — — 453 453 — 453 Net revenues 89,633 14,411 1,511 105,555 — 105,555 Segment and corporate expenses (income): Operations 63,593 8,898 1,755 74,246 — 74,246 Administrative — — — — 14,095 14,095 Depreciation and amortization 2,210 619 44 2,873 2,970 5,843 Loss (gain) on sale or disposal of assets 20 (3 ) — 17 — 17 Interest expense — 2 — 2 5,652 5,654 Interest income — (480 ) — (480 ) (1,573 ) (2,053 ) Equity in net income of unconsolidated affiliate — — (1,047 ) (1,047 ) — (1,047 ) O ther income (5 ) (24 ) (68 ) (97 ) (2 ) (99 ) Segment contribution $ 23,815 $ 5,399 $ 827 $ 30,041 Income from continuing operations before income taxes $ 30,041 $ (21,142 ) $ 8,899 Nine Months Ended June 30, 2018 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 270,145 $ 63,125 $ — $ 333,270 $ — $ 333,270 Jewelry scrapping sales 34,515 9,651 — 44,166 — 44,166 Pawn service charges 174,439 49,162 — 223,601 — 223,601 Other revenues 205 588 5,354 6,147 — 6,147 Total revenues 479,304 122,526 5,354 607,184 — 607,184 Merchandise cost of goods sold 166,965 43,318 — 210,283 — 210,283 Jewelry scrapping cost of goods sold 28,683 8,853 — 37,536 — 37,536 Other cost of revenues — — 1,273 1,273 — 1,273 Net revenues 283,656 70,355 4,081 358,092 — 358,092 Segment and corporate expenses (income): Operations 196,748 44,778 7,276 248,802 — 248,802 Administrative — — — — 39,927 39,927 Depreciation and amortization 9,340 2,712 142 12,194 6,104 18,298 Loss on sale or disposal of assets 197 31 — 228 225 453 Interest expense — 6 — 6 19,064 19,070 Interest income — (2,072 ) — (2,072 ) (10,824 ) (12,896 ) Equity in net income of unconsolidated affiliate — — (3,477 ) (3,477 ) — (3,477 ) Other (income) expense (3 ) 11 (118 ) (110 ) (5,363 ) (5,473 ) Segment contribution $ 77,374 $ 24,889 $ 258 $ 102,521 Income from continuing operations before income taxes $ 102,521 $ (49,133 ) $ 53,388 Nine Months Ended June 30, 2017 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 273,125 $ 46,547 $ — $ 319,672 $ — $ 319,672 Jewelry scrapping sales 35,158 2,500 — 37,658 — 37,658 Pawn service charges 177,480 24,503 — 201,983 — 201,983 Other revenues 157 457 5,958 6,572 — 6,572 Total revenues 485,920 74,007 5,958 565,885 — 565,885 Merchandise cost of goods sold 173,235 31,605 — 204,840 — 204,840 Jewelry scrapping cost of goods sold 30,114 2,081 — 32,195 — 32,195 Other cost of revenues — — 1,433 1,433 — 1,433 Net revenues 282,571 40,321 4,525 327,417 — 327,417 Segment and corporate expenses (income): Operations 194,499 26,439 5,414 226,352 — 226,352 Administrative — — — — 41,305 41,305 Depreciation and amortization 7,487 1,910 144 9,541 8,705 18,246 Loss (gain) on sale or disposal of assets (54 ) 65 — 11 — 11 Interest expense — 7 — 7 16,840 16,847 Interest income — (889 ) — (889 ) (6,020 ) (6,909 ) Equity in net income of unconsolidated affiliate — — (3,768 ) (3,768 ) — (3,768 ) Other income (14 ) (61 ) (28 ) (103 ) (191 ) (294 ) Segment contribution $ 80,653 $ 12,850 $ 2,763 $ 96,266 Income from continuing operations before income taxes $ 96,266 $ (60,639 ) $ 35,627

Supplemental Consolidated Finan

Supplemental Consolidated Financial Information	9 Months Ended
	Jun. 30, 2018
Organization, Consolidation and Presentation of Financial Statements [Abstract]
SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION	NOTE 10: SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets: June 30, 2018 June 30, 2017 September 30, 2017 (in thousands) Gross pawn service charges receivable $ 44,522 $ 41,533 $ 42,117 Allowance for uncollectible pawn service charges receivable (11,134 ) (10,948 ) (10,569 ) Pawn service charges receivable, net $ 33,388 $ 30,585 $ 31,548 Gross inventory $ 160,159 $ 141,510 $ 161,212 Inventory reserves (9,014 ) (6,457 ) (6,801 ) Inventory, net $ 151,145 $ 135,053 $ 154,411 Prepaid expenses and other $ 10,545 $ 10,421 $ 9,250 Accounts receivable and other 25,160 17,483 19,515 Restricted cash 252 4,089 — 2019 Convertible Notes Hedges 7,491 — — Prepaid expenses and other current assets $ 43,448 $ 31,993 $ 28,765 Property and equipment, gross $ 248,880 $ 215,823 $ 224,240 Accumulated depreciation (177,293 ) (162,801 ) (166,281 ) Property and equipment, net $ 71,587 $ 53,022 $ 57,959 Accounts payable $ 12,381 $ 10,673 $ 13,064 Accrued expenses and other 49,432 54,157 48,479 Accounts payable, accrued expenses and other current liabilities $ 61,813 $ 64,830 $ 61,543

Organization and Summary of S19

Organization and Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Jun. 30, 2018
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation The accompanying unaudited interim condensed consolidated financial statements have been prepared in accordance with accounting principles generally accepted in the United States (“GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all the information and footnotes required by generally accepted accounting principles for complete financial statements. Our management has included all adjustments it considers necessary for a fair presentation which are of a normal, recurring nature. All intercompany accounts and transactions have been eliminated in consolidation. The accompanying financial statements should be read in conjunction with the consolidated financial statements and notes included in our Annual Report on Form 10-K for the year ended September 30, 2017 . The balance sheet as of September 30, 2017 has been derived from the audited financial statements at that date but does not include all of the information and footnotes required by GAAP for complete financial statements. Our business is subject to seasonal variations, and operating results for the three and nine months ended June 30, 2018 and 2017 (the "current quarter" and "current nine -months" and "prior-year quarter" and "prior-year nine -months," respectively) are not necessarily indicative of the results of operations for the full fiscal year. There have been no changes in significant accounting policies as described in our Annual Report on Form 10-K for the year ended September 30, 2017 .
Use of Estimates and Assumptions	Use of Estimates and Assumptions The preparation of these financial statements requires us to make estimates and assumptions that affect the reported amounts of assets, liabilities, revenues and expenses and related disclosure of contingent assets and liabilities. On an ongoing basis, we evaluate our estimates and judgments, including those related to revenue recognition, inventories, loan loss allowances, long-lived and intangible assets, share-based compensation, income taxes, contingencies and litigation. We base our estimates on historical experience, observable trends and various other assumptions that we believe are reasonable under the circumstances. We use this information to make judgments about the carrying values of assets and liabilities that are not readily apparent from other sources. Actual results may differ materially from these estimates under different assumptions or conditions.
Income Taxes	Income Taxes On December 22, 2017, the Tax Cuts and Jobs Act of 2017 (the "Act") was signed into law. Among other things, the Act reduces the U.S. federal corporate tax rate from 35% to 21% , requires companies to pay a one-time transition tax on earnings of certain foreign subsidiaries that were previously tax deferred and creates new taxes on certain foreign sourced earnings. The corporate tax rate reduction was effective as of January 1, 2018 and, accordingly, reduced our current fiscal year federal statutory rate to a blended rate of 24.5% , and will further reduce it to 21% beginning in fiscal 2019. As of June 30, 2018 , while we are able to make reasonable estimates of the impact of the reduction in the corporate rate and the deemed repatriation transition tax, the final impact of the Act may differ from these estimates, due to, among other things, changes in our interpretations and assumptions, additional guidance that may be issued by the Internal Revenue Service and actions we may take. We are continuing to gather additional information to determine the final impact of the Act. We recognized $2.8 million during the quarter ended December 31, 2017, as discussed below, for the revaluation of our deferred tax assets and liabilities upon enactment of the Act, which is included as a component of "Income tax expense" in our condensed consolidated statements of operations. Provisional amounts • Deferred tax assets and liabilities: We remeasured certain deferred tax assets and liabilities based on the rates at which they are expected to reverse in the future, which is generally either 24.5% or 21% , depending on whether they are expected to reverse in fiscal 2018 or in future fiscal years. We also recorded a valuation allowance against certain foreign tax credit carryforwards which management does not believe will be realized based on changes in the taxation of dividends of foreign subsidiaries in the Act. The amount recorded related to the remeasurement of our deferred tax balances was $2.8 million . This amount was recorded in the quarter ended December 31, 2017 with no further adjustment. • Foreign tax effects: The one-time transition tax is based on our total post-1986 earnings and profits ("E&P") for which we have previously deferred U.S. income taxes. We do not believe that we will owe any transition tax as we have foreign tax credits sufficient to cover the tax that we estimate will be due on the deferred earnings of our foreign subsidiaries. No additional income taxes have been provided for any remaining undistributed foreign earnings not subject to the transition tax and any additional outside basis differences inherent in these entities as these amounts continue to be indefinitely reinvested in foreign operations.
Recently Issued Accounting Pronouncements and Significant Accounting Policies	Recently Adopted Accounting Policies • In March 2018, the Financial Accounting Standards Board ("FASB") issued Accounting Standards Update ("ASU") 2018-05, Income Taxes — (Topic 740): Amendments to SEC (U.S. Securities and Exchange Commission) Paragraphs Pursuant to SEC Staff Accounting Bulletin No. 118. This ASU adds various paragraphs to the accounting standards codification from SEC Staff Accounting Bulletin No. 118. The provisions of this ASU were effective immediately. The discussion above of the impacts of the Act have incorporated the provisions of this ASU and SEC Staff Accounting Bulletin No. 118. • In February 2018, the FASB issued ASU 2018-02, Income Statement — Reporting Comprehensive Income (Topic 220): Reclassification of Certain Tax Effects from Accumulated Other Comprehensive Income. This ASU allows entities to reclassify from accumulated other comprehensive income to retained earnings the stranded tax effects resulting from the Act. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2018. As allowed, we early adopted ASU 2018-02 on a prospective basis as of January 1, 2018 and reclassified $1.5 million of accumulated foreign currency translation associated with our unconsolidated affiliate Cash Converters International Limited (“Cash Converters International”), resulting from the stranded tax effects from the reduction of our effective tax rate, from accumulated other comprehensive loss to retained earnings. Recently Issued Accounting Pronouncements and Significant Accounting Policies • In June 2016, the FASB issued ASU 2016-13, Financial Instruments — Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments. This ASU requires financial assets (or groups of financial assets) measured at amortized cost basis to be presented at the net amount expected to be collected, among other provisions. The provisions of this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. Early adoption is permitted for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. A reporting entity should generally apply the amendment on a modified retrospective basis through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting periods in which the amendment is effective. We have not identified any impacts to our financial statements that we believe will be material as a result of the adoption of the ASU, although we continue to evaluate the impact of adoption. We believe we are following an appropriate timeline to allow for proper recognition, presentation and disclosure upon adoption of the ASU which is effective for our fiscal 2021. • In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This ASU requires companies to generally recognize on the balance sheet operating and financing lease liabilities and corresponding right-of-use assets. The provisions of this ASU are effective for fiscal years beginning after December 15, 2018, and interim periods within those fiscal years. Early adoption is permitted based upon guidance issued within the ASU. We are in the process of evaluating the impact of adopting ASU 2016-02 on our consolidated financial position, results of operations and cash flows, and anticipate a material impact on our consolidated financial position. Additionally, we are evaluating the disclosure requirements under this ASU and are identifying and preparing to implement changes to our accounting policies, practices and controls to support adoption of the ASU and have completed upgrades to our third party software solution to support adoption. We will complete our implementation to allow for proper recognition, presentation and disclosure upon adoption of the ASU which is effective for our fiscal 2020. • In May 2014, the FASB issued ASU 2014-09, Revenue from Contracts with Customers (Topic 606). In August 2015, the FASB issued ASU 2015-14, Revenue from Contracts with Customers (Topic 606) to defer the effective date to December 15, 2017 for annual reporting periods beginning after that date, with early adoption permitted, but not before the original effective date of December 15, 2016. The core principle of ASU 2014-09, and the subsequently issued ASUs modifying or clarifying ASU 2014-09, is that an entity should recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. To achieve this core principle, the guidance provides that an entity should apply the following steps: (1) identify the contract(s) with a customer; (2) identify the performance obligations in the contract; (3) determine the transaction price; (4) allocate the transaction price to the performance obligations in the contract; and (5) recognize revenue when, or as, the entity satisfies a performance obligation. The new standard allows for two methods of adoption: (a) full retrospective adoption, meaning the standard is applied to all periods presented, or (b) modified retrospective adoption, meaning the cumulative effect of applying the new standard is recognized as an adjustment to the opening retained earnings balance. We are evaluating the impact that will result from adopting ASU 2014-09 on our consolidated financial position, results of operations, cash flows and disclosure requirements. We currently anticipate adopting the ASU using the modified retrospective method. We do not believe the adoption will have an impact on our pawn service charges recognition as we do not believe such charges are within the scope of the ASU. Further, we have not identified any impacts to our financial statements that we believe will be material as a result of the adoption of the ASU for other revenue streams, although we continue to evaluate the impact of adoption. We believe we are following an appropriate timeline to allow for proper recognition, presentation and disclosure upon adoption of the ASU which is effective for our fiscal 2019. Please refer to Note 1, Summary of Significant Accounting Policies, of Notes to Consolidated Financial Statements included in "Part II, Item 8 — Financial Statements and Supplementary Data" of our Annual Report on Form 10-K for the year ended September 30, 2017 for discussion of our significant accounting policies and other accounting pronouncements issued but not yet adopted.

Acquisitions (Tables)

Acquisitions (Tables)	9 Months Ended
	Jun. 30, 2018
Business Combinations [Abstract]
Schedule of recognized identified assets acquired and liabilities assumed	The allocation of the consideration for the net acquired assets from these business combinations was as follows: GPMX All Other (in thousands) Cash and cash equivalents $ 2,560 $ — Earning assets 17,247 7,980 Other assets 3,450 4,272 Property and equipment, intangible assets and other assets, net* 11,671 18,868 Goodwill 34,022 4,192 Accounts payable, deferred taxes and other liabilities (7,234 ) (159 ) Total consideration $ 61,716 $ 35,153 * Intangible assets consist primarily of $9.8 million and $14.0 million in trade names acquired with indefinite useful lives, for GPMX and All Other, respectively.
Schedule of proforma information	The results of the acquired businesses have been included in our condensed consolidated financial statements beginning after the acquisition dates as indicated above in our Latin America Pawn segment with revenue and net income amounts as presented below. Such net income does not include acquisition-related costs of approximately $0.2 million and $0.6 million during the three and nine months ended June 30, 2018 , respectively, which were expensed as incurred and primarily included under “Administrative” expense in our condensed consolidated statements of operations. It is impracticable to provide historical supplemental pro forma financial information for GPMX and All Other acquisitions due to a variety of factors, including complexity of restructured entities acquired and access to historical information, such as information necessary to eliminate intercompany transactions. Three Months Ended June 30, 2018 Nine Months Ended June 30, 2018 Revenue Net Income Revenue Net Income (in millions) GPMX $ 11.3 $ 2.2 $ 34.6 $ 6.0 All Other 1.5 0.4 2.7 0.5

Earnings Per Share (Tables)

Earnings Per Share (Tables)	9 Months Ended
	Jun. 30, 2018
Earnings Per Share [Abstract]
Net components of basic and diluted earnings per share	Components of basic and diluted earnings per share and excluded antidilutive potential common shares are as follows: Three Months Ended June 30, Nine Months Ended June 30, 2018 2017 2018 2017 (in thousands, except per share amounts) Net income from continuing operations attributable to EZCORP (A) $ 14,542 $ 5,525 $ 39,825 $ 22,316 Income (loss) from discontinued operations, net of tax (B) 91 (265 ) (631 ) (1,868 ) Net income attributable to EZCORP (C) $ 14,633 $ 5,260 $ 39,194 $ 20,448 Weighted-average outstanding shares of common stock (D) 54,464 54,295 54,453 54,247 Dilutive effect of restricted stock and 2024 Convertible Notes* 3,490 72 2,627 63 Weighted-average common stock and common stock equivalents (E) 57,954 54,367 57,080 54,310 Basic earnings per share attributable to EZCORP: Continuing operations (A / D) $ 0.27 $ 0.10 $ 0.73 $ 0.41 Discontinued operations (B / D) — — (0.01 ) (0.03 ) Basic earnings per share (C / D) $ 0.27 $ 0.10 $ 0.72 $ 0.38 Diluted earnings per share attributable to EZCORP: Continuing operations (A / E) $ 0.25 $ 0.10 $ 0.70 $ 0.41 Discontinued operations (B / E) — — (0.01 ) (0.03 ) Diluted earnings per share (C / E) $ 0.25 $ 0.10 $ 0.69 $ 0.38 Potential common shares excluded from the calculation of diluted earnings per share above, exclusive of the additional potential impact of the 2019 Convertible Notes Warrants, 2024 Convertible Notes and 2025 Convertible Notes*: Restricted stock** 3,569 2,418 3,375 2,435 * See Note 6 for discussion of the terms and conditions of these potential common shares and dilutive impact thereon. ** Includes antidilutive share-based awards as well as performance-based and market conditioned share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period.

Strategic Investments (Tables)

Strategic Investments (Tables)	9 Months Ended
	Jun. 30, 2018
Equity Method Investments and Joint Ventures [Abstract]
Schedule of equity method investments	The following tables present summary financial information for Cash Converters International’s most recently reported results as of June 30, 2018 after translation to U.S. dollars: December 31, 2017 2016 (in thousands) Current assets $ 203,664 $ 158,235 Non-current assets 151,189 141,218 Total assets $ 354,853 $ 299,453 Current liabilities $ 128,731 $ 70,468 Non-current liabilities 14,559 48,181 Shareholders’ equity 211,563 180,804 Total liabilities and shareholders’ equity $ 354,853 $ 299,453 Half-Year Ended December 31, 2017 2016 (in thousands) Gross revenues* $ 95,784 $ 105,816 Gross profit* 32,572 38,533 Net profit 7,292 8,633 * Certain reclassifications of prior period amounts have been made. These reclassifications were made to conform to the current period presentation included in the report of Cash Converters International for the half year ended December 31, 2016.

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Jun. 30, 2018
Fair Value Disclosures [Abstract]
Financial assets (liabilities) that are measured at fair value on a recurring basis	The tables below present our financial assets (liabilities) that were carried and measured at fair value on a recurring basis: Financial Assets (Liabilities) Balance Sheet Location June 30, 2018 June 30, 2017 September 30, 2017 (in thousands) 2019 Convertible Notes Hedges — Level 2 Prepaid expenses and other current assets $ 7,491 $ — $ — 2019 Convertible Notes Hedges — Level 2 Other assets, net — 5,900 6,591 2019 Convertible Notes Embedded Derivative — Level 2 Current maturities of long-term debt, net (7,491 ) — — 2019 Convertible Notes Embedded Derivative — Level 2 Long-term debt, net — (5,900 ) (6,591 )
Financial assets, temporary equity, and liabilities not measured at fair value in the consolidated balance sheet	The tables below present our financial assets and liabilities that were not measured at fair value on a recurring basis: Carrying Value Estimated Fair Value June 30, 2018 June 30, 2018 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Notes receivable, net $ 51,338 $ 57,116 $ — $ — $ 57,116 Investment in unconsolidated affiliate 61,056 49,205 49,205 — — Financial liabilities: 2019 Convertible Notes $ 184,823 $ 197,925 $ — $ 197,925 $ — 2024 Convertible Notes 104,562 195,974 — 195,974 — 2025 Convertible Notes 118,335 168,464 — 168,464 — Carrying Value Estimated Fair Value June 30, 2017 June 30, 2017 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Notes receivable, net $ 63,277 $ 65,570 $ — $ — $ 65,570 Investment in unconsolidated affiliate 41,725 37,306 37,306 — — Financial liabilities: 2019 Convertible Notes $ 206,279 $ 218,500 $ — $ 218,500 $ — Term loan facility 48,235 48,159 — — 48,159 Carrying Value Estimated Fair Value September 30, 2017 September 30, 2017 Fair Value Measurement Using Level 1 Level 2 Level 3 (in thousands) Financial assets: Notes receivable, net $ 60,975 $ 74,262 $ — $ — $ 74,262 Investment in unconsolidated affiliate 43,319 49,057 49,057 — — Financial liabilities: 2019 Convertible Notes $ 177,346 $ 193,811 $ — $ 193,811 $ — 2024 Convertible Notes 100,870 175,016 — 175,016 —

Debt (Tables)

Debt (Tables)	9 Months Ended
	Jun. 30, 2018
Debt Disclosure [Abstract]
Long term debt instruments	The following tables present our debt instruments outstanding, contractual maturities and interest expense: June 30, 2018 June 30, 2017 September 30, 2017 Gross Amount Debt Discount and Issuance Costs Carrying Amount Gross Amount Debt Discount and Issuance Costs Carrying Amount Gross Amount Debt Discount and Issuance Costs Carrying Amount (in thousands) 2019 Convertible Notes $ 195,000 $ (10,177 ) $ 184,823 $ 230,000 $ (23,721 ) $ 206,279 $ 195,000 $ (17,654 ) $ 177,346 2019 Convertible Notes Embedded Derivative 7,491 — 7,491 5,900 — 5,900 6,591 — 6,591 2024 Convertible Notes 143,750 (39,188 ) 104,562 — — — 143,750 (42,880 ) 100,870 2025 Convertible Notes 172,500 (54,165 ) 118,335 — — — — — — Other debt* 3,482 — 3,482 — — — — — — Term loan facility — — — 50,000 (1,765 ) 48,235 — — — Total $ 522,223 $ (103,530 ) $ 418,693 $ 285,900 $ (25,486 ) $ 260,414 $ 345,341 $ (60,534 ) $ 284,807 Less current portion (205,973 ) 10,177 (195,796 ) — — — — — — Total long-term debt $ 316,250 $ (93,353 ) $ 222,897 $ 285,900 $ (25,486 ) $ 260,414 $ 345,341 $ (60,534 ) $ 284,807 * Purchase money financing; debt classified as current as collateral was destroyed. Insurance proceeds are expected to cover the entire loss.
Principal payment schedule	Schedule of Contractual Maturities Total Less Than 1 Year 1 - 3 Years 3 - 5 Years More Than 5 Years (in thousands) 2019 Convertible Notes* $ 195,000 $ 195,000 $ — $ — $ — 2024 Convertible Notes* 143,750 — — — 143,750 2025 Convertible Notes* 172,500 — — — 172,500 Other debt 3,482 3,482 — — — $ 514,732 $ 198,482 $ — $ — $ 316,250 * Excludes the potential impact of embedded derivatives.
Schedule of Interest Expense	Three Months Ended June 30, Nine Months Ended June 30, 2018 2017 2018 2017 (in millions) 2019 Convertible Notes: Contractual interest expense $ 1.1 $ 1.3 $ 3.2 $ 3.8 Amortization of debt discount and deferred financing costs 2.5 2.8 7.5 8.3 Total interest expense $ 3.6 $ 4.1 $ 10.7 $ 12.1 2024 Convertible Notes: Contractual interest expense $ 1.1 $ — $ 3.1 $ — Amortization of debt discount and deferred financing costs 1.3 — 3.8 — Total interest expense $ 2.4 $ — $ 6.9 $ — 2025 Convertible Notes: Contractual interest expense $ 0.5 $ — $ 0.5 $ — Amortization of debt discount and deferred financing costs 0.8 — 0.8 — Total interest expense $ 1.3 $ — $ 1.3 $ —

Segment Information (Tables)

Segment Information (Tables)	9 Months Ended
	Jun. 30, 2018
Segment Reporting [Abstract]
Operating segment information	Three Months Ended June 30, 2018 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 83,898 $ 20,839 $ — $ 104,737 $ — $ 104,737 Jewelry scrapping sales 17,813 2,615 — 20,428 — 20,428 Pawn service charges 55,620 17,254 — 72,874 — 72,874 Other revenues 55 245 1,603 1,903 — 1,903 Total revenues 157,386 40,953 1,603 199,942 — 199,942 Merchandise cost of goods sold 52,340 14,556 — 66,896 — 66,896 Jewelry scrapping cost of goods sold 15,329 2,296 — 17,625 — 17,625 Other cost of revenues — — 349 349 — 349 Net revenues 89,717 24,101 1,254 115,072 — 115,072 Segment and corporate expenses (income): Operations 65,257 15,097 2,678 83,032 — 83,032 Administrative — — — — 13,268 13,268 Depreciation and amortization 3,010 951 48 4,009 2,115 6,124 Loss on sale or disposal of assets 74 26 — 100 214 314 Interest expense — 3 — 3 7,391 7,394 Interest income — (672 ) — (672 ) (3,686 ) (4,358 ) Equity in net income of unconsolidated affiliate — — (1,151 ) (1,151 ) — (1,151 ) O ther income — (103 ) — (103 ) (5,184 ) (5,287 ) Segment contribution (loss) $ 21,376 $ 8,799 $ (321 ) $ 29,854 Income from continuing operations before income taxes $ 29,854 $ (14,118 ) $ 15,736 Three Months Ended June 30, 2017 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 82,714 $ 15,207 $ — $ 97,921 $ — $ 97,921 Jewelry scrapping sales 17,257 384 — 17,641 — 17,641 Pawn service charges 56,774 9,104 — 65,878 — 65,878 Other revenues 50 179 1,964 2,193 — 2,193 Total revenues 156,795 24,874 1,964 183,633 — 183,633 Merchandise cost of goods sold 52,488 10,127 — 62,615 — 62,615 Jewelry scrapping cost of goods sold 14,674 336 — 15,010 — 15,010 Other cost of revenues — — 453 453 — 453 Net revenues 89,633 14,411 1,511 105,555 — 105,555 Segment and corporate expenses (income): Operations 63,593 8,898 1,755 74,246 — 74,246 Administrative — — — — 14,095 14,095 Depreciation and amortization 2,210 619 44 2,873 2,970 5,843 Loss (gain) on sale or disposal of assets 20 (3 ) — 17 — 17 Interest expense — 2 — 2 5,652 5,654 Interest income — (480 ) — (480 ) (1,573 ) (2,053 ) Equity in net income of unconsolidated affiliate — — (1,047 ) (1,047 ) — (1,047 ) O ther income (5 ) (24 ) (68 ) (97 ) (2 ) (99 ) Segment contribution $ 23,815 $ 5,399 $ 827 $ 30,041 Income from continuing operations before income taxes $ 30,041 $ (21,142 ) $ 8,899 Nine Months Ended June 30, 2018 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 270,145 $ 63,125 $ — $ 333,270 $ — $ 333,270 Jewelry scrapping sales 34,515 9,651 — 44,166 — 44,166 Pawn service charges 174,439 49,162 — 223,601 — 223,601 Other revenues 205 588 5,354 6,147 — 6,147 Total revenues 479,304 122,526 5,354 607,184 — 607,184 Merchandise cost of goods sold 166,965 43,318 — 210,283 — 210,283 Jewelry scrapping cost of goods sold 28,683 8,853 — 37,536 — 37,536 Other cost of revenues — — 1,273 1,273 — 1,273 Net revenues 283,656 70,355 4,081 358,092 — 358,092 Segment and corporate expenses (income): Operations 196,748 44,778 7,276 248,802 — 248,802 Administrative — — — — 39,927 39,927 Depreciation and amortization 9,340 2,712 142 12,194 6,104 18,298 Loss on sale or disposal of assets 197 31 — 228 225 453 Interest expense — 6 — 6 19,064 19,070 Interest income — (2,072 ) — (2,072 ) (10,824 ) (12,896 ) Equity in net income of unconsolidated affiliate — — (3,477 ) (3,477 ) — (3,477 ) Other (income) expense (3 ) 11 (118 ) (110 ) (5,363 ) (5,473 ) Segment contribution $ 77,374 $ 24,889 $ 258 $ 102,521 Income from continuing operations before income taxes $ 102,521 $ (49,133 ) $ 53,388 Nine Months Ended June 30, 2017 U.S. Pawn Latin America Pawn Other International Total Segments Corporate Items Consolidated (in thousands) Revenues: Merchandise sales $ 273,125 $ 46,547 $ — $ 319,672 $ — $ 319,672 Jewelry scrapping sales 35,158 2,500 — 37,658 — 37,658 Pawn service charges 177,480 24,503 — 201,983 — 201,983 Other revenues 157 457 5,958 6,572 — 6,572 Total revenues 485,920 74,007 5,958 565,885 — 565,885 Merchandise cost of goods sold 173,235 31,605 — 204,840 — 204,840 Jewelry scrapping cost of goods sold 30,114 2,081 — 32,195 — 32,195 Other cost of revenues — — 1,433 1,433 — 1,433 Net revenues 282,571 40,321 4,525 327,417 — 327,417 Segment and corporate expenses (income): Operations 194,499 26,439 5,414 226,352 — 226,352 Administrative — — — — 41,305 41,305 Depreciation and amortization 7,487 1,910 144 9,541 8,705 18,246 Loss (gain) on sale or disposal of assets (54 ) 65 — 11 — 11 Interest expense — 7 — 7 16,840 16,847 Interest income — (889 ) — (889 ) (6,020 ) (6,909 ) Equity in net income of unconsolidated affiliate — — (3,768 ) (3,768 ) — (3,768 ) Other income (14 ) (61 ) (28 ) (103 ) (191 ) (294 ) Segment contribution $ 80,653 $ 12,850 $ 2,763 $ 96,266 Income from continuing operations before income taxes $ 96,266 $ (60,639 ) $ 35,627

Supplemental Consolidated Fin26

Supplemental Consolidated Financial Information (Tables)	9 Months Ended
	Jun. 30, 2018
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Information on accounts receivable, net, inventories, net, property and equipment, net	The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets: June 30, 2018 June 30, 2017 September 30, 2017 (in thousands) Gross pawn service charges receivable $ 44,522 $ 41,533 $ 42,117 Allowance for uncollectible pawn service charges receivable (11,134 ) (10,948 ) (10,569 ) Pawn service charges receivable, net $ 33,388 $ 30,585 $ 31,548 Gross inventory $ 160,159 $ 141,510 $ 161,212 Inventory reserves (9,014 ) (6,457 ) (6,801 ) Inventory, net $ 151,145 $ 135,053 $ 154,411 Prepaid expenses and other $ 10,545 $ 10,421 $ 9,250 Accounts receivable and other 25,160 17,483 19,515 Restricted cash 252 4,089 — 2019 Convertible Notes Hedges 7,491 — — Prepaid expenses and other current assets $ 43,448 $ 31,993 $ 28,765 Property and equipment, gross $ 248,880 $ 215,823 $ 224,240 Accumulated depreciation (177,293 ) (162,801 ) (166,281 ) Property and equipment, net $ 71,587 $ 53,022 $ 57,959 Accounts payable $ 12,381 $ 10,673 $ 13,064 Accrued expenses and other 49,432 54,157 48,479 Accounts payable, accrued expenses and other current liabilities $ 61,813 $ 64,830 $ 61,543

Organization and Summary of S27

Organization and Summary of Significant Accounting Policies (Details) - USD ($) $ in Thousands	Jan. 01, 2018	Dec. 31, 2017	Jun. 30, 2018
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Federal statutory income tax rate			24.50%
Tax provision recognized for the Act		$ 2,800
Reclassification of stranded tax effects resulting from the Tax Cuts and Jobs Act			$ 0
Maximum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Income tax rate used to remeasure deferred tax assets and liabilities			24.50%
Minimum
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Income tax rate used to remeasure deferred tax assets and liabilities			21.00%
Retained Earnings
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of stranded tax effects resulting from the Tax Cuts and Jobs Act			$ 1,455
Accounting Standards Update 2018-02 | Retained Earnings
New Accounting Pronouncements or Change in Accounting Principle [Line Items]
Reclassification of stranded tax effects resulting from the Tax Cuts and Jobs Act	$ 1,500

Acquisitions - Additional Info

Acquisitions - Additional Information (Details) $ in Thousands	Jun. 25, 2018store	Jun. 11, 2018store	Dec. 04, 2017store	Oct. 06, 2017USD ($)store	Jan. 31, 2018USD ($)	Jun. 30, 2018USD ($)	Jun. 30, 2018USD ($)	Jun. 30, 2018USD ($)
Business Acquisition [Line Items]
Acquisition related costs						$ 200		$ 600
Camira Administration Corp. and Subsidiaries (“GPMX”)
Business Acquisition [Line Items]
Percentage of voting interests acquired				100.00%
Number of pawn stores acquired | store				112
Payments to acquire businesses				$ 53,400	$ 1,600		$ 6,700
Contingent consideration liability				$ 2,250
Duration of performance to determine consideration due				24 months
Aggregate purchase price for acquisition				$ 61,700
Other Acquisitions
Business Acquisition [Line Items]
Number of pawn stores acquired | store	40	23	21

Acquisitions - Purchase Price

Acquisitions - Purchase Price Allocation (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Jun. 25, 2018	Jun. 11, 2018	Oct. 06, 2017	Sep. 30, 2017	Jun. 30, 2017
Business Acquisition [Line Items]
Goodwill	$ 292,544				$ 254,760	$ 254,469
GPMX
Business Acquisition [Line Items]
Cash and cash equivalents				$ 2,560
Earning assets				17,247
Other assets				3,450
Property and equipment, intangible assets and other assets, net				11,671
Goodwill				34,022
Accounts payable, deferred taxes and other liabilities				(7,234)
Total consideration				61,716
GPMX | Trade Names
Business Acquisition [Line Items]
Indefinite lived intangible assets				$ 9,800
All Other
Business Acquisition [Line Items]
Cash and cash equivalents			$ 0
Earning assets			7,980
Other assets			4,272
Property and equipment, intangible assets and other assets, net			18,868
Goodwill			4,192
Accounts payable, deferred taxes and other liabilities			(159)
Total consideration			$ 35,153
All Other | Trade Names
Business Acquisition [Line Items]
Indefinite lived intangible assets		$ 14,000

Acquisitions - Proforma Informa

Acquisitions - Proforma Information (Details) - USD ($) $ in Millions	3 Months Ended	9 Months Ended
	Jun. 30, 2018	Jun. 30, 2018
GPMX
Business Acquisition [Line Items]
Revenue	$ 11.3	$ 34.6
Net Income	2.2	6
All Other
Business Acquisition [Line Items]
Revenue	1.5	2.7
Net Income	$ 0.4	$ 0.5

Earnings Per Share (Details)

Earnings Per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Net Components of Basic and Diluted Earnings per Share
Net income from continuing operations attributable to EZCORP, Inc.	$ 14,542	$ 5,525	$ 39,825	$ 22,316
Loss from discontinued operations, net of tax	91	(265)	(631)	(1,868)
Net income attributable to EZCORP, Inc.	$ 14,633	$ 5,260	$ 39,194	$ 20,448
Weighted average outstanding shares of common stock (shares)	54,464	54,295	54,453	54,247
Dilutive effect of restricted stock and 2024 Convertible Notes (shares)	3,490	72	2,627	63
Weighted average common stock and common stock equivalents (shares)	57,954	54,367	57,080	54,310
Basic earnings per share attributable to EZCORP:
Continuing operations (in dollars per share)	$ 0.27	$ 0.10	$ 0.73	$ 0.41
Discontinued operations (in dollars per share)	0	0	(0.01)	(0.03)
Basic earnings per share (in dollars per share)	0.27	0.10	0.72	0.38
Diluted earnings per share attributable to EZCORP:
Continuing operations (in dollars per share)	0.25	0.10	0.70	0.41
Discontinued operations (in dollars per share)	0	0	(0.01)	(0.03)
Diluted earnings per share (in dollars per share)	$ 0.25	$ 0.10	$ 0.69	$ 0.38
Restricted stock
Diluted earnings per share attributable to EZCORP:
Potential common shares excluded from the calculation of diluted earnings per share above, exclusive of the additional potential impact of the 2019 Convertible Notes Warrants, 2024 Convertible Notes and 2025 Convertible Notes (shares)	3,569	2,418	3,375	2,435

Strategic Investments - Additio

Strategic Investments - Additional Disclosures (Details) - 1 months ended Jun. 30, 2018 - Cash Converters International Limited $ in Millions, $ in Millions	USD ($)shares	AUD ($)shares
Schedule of Equity Method Investments [Line Items]
Number of common shares owned (shares)	214,183,714	214,183,714
Percentage of common shares owned	34.75%	34.75%
Shares acquired in affiliate (shares)	57,631,230	57,631,230
Consideration paid to acquire shares of affiliate	$ 14	$ 39.5
Percent ownership increase	3.00%	3.00%
Underwritten Placement
Schedule of Equity Method Investments [Line Items]
Shares acquired in affiliate (shares)	123,300,000	123,300,000

Strategic Investments - Summari

Strategic Investments - Summarized Financial Information (Details) - Cash Converters International Limited - USD ($) $ in Thousands	18 Months Ended
	Dec. 31, 2017	Dec. 31, 2016
Summary of financial information for Cash Converters International Limited
Current assets	$ 203,664	$ 158,235
Non-current assets	151,189	141,218
Total assets	354,853	299,453
Current liabilities	128,731	70,468
Non-current liabilities	14,559	48,181
Shareholders’ equity	211,563	180,804
Total liabilities and shareholders’ equity	354,853	299,453
Gross revenues	95,784	105,816
Gross profit	32,572	38,533
Net profit	$ 7,292	$ 8,633

Fair Value Measurements - Asse

Fair Value Measurements - Assets and Liabilities Measured at Fair Value on a Recurring Basis (Details) $ in Thousands	Jun. 30, 2018USD ($)	Sep. 30, 2017USD ($)	Jun. 30, 2017USD ($)	Jun. 30, 2014
Convertible Notes Hedges
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative fair value	$ 4,900
Embedded Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative fair value	12,200
Prepaid expenses and other current assets | Recurring | Level 2 | Convertible Notes Hedges
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	7,491	$ 0	$ 0
Other assets, net | Recurring | Level 2 | Convertible Notes Hedges
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative assets	0	6,591	5,900
Current maturities of long-term debt, net | Recurring | Level 2 | Embedded Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liability	(7,491)	0	0
Long-term debt, net | Recurring | Level 2 | Embedded Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative liability	$ 0	$ (6,591)	$ (5,900)
Volatility | Convertible Notes Hedges
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement inputs	0.30
Volatility | Embedded Derivative
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement inputs	0.45
Volatility | Recurring | Convertible Hedges and Embedded Derivative Financial Instruments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement inputs	0.36
2019 Convertible Notes
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Stated interest rate				2.125%

Fair Value Measurements - Fina

Fair Value Measurements - Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Sep. 30, 2017	Jun. 30, 2017
Financial assets:
Notes receivable, net	$ 37,906	$ 32,598	$ 22,024
Investment in unconsolidated affiliate	61,056	43,319	41,725
Carrying Value
Financial assets:
Notes receivable, net	51,338	60,975	63,277
Investment in unconsolidated affiliate	61,056	43,319	41,725
Financial liabilities:
Term loan facility			48,235
Estimated Fair Value
Financial assets:
Notes receivable, net	57,116	74,262	65,570
Investment in unconsolidated affiliate	49,205	49,057	37,306
Financial liabilities:
Term loan facility			48,159
Estimated Fair Value | Level 1
Financial assets:
Notes receivable, net	0	0	0
Investment in unconsolidated affiliate	49,205	49,057	37,306
Financial liabilities:
Term loan facility			0
Estimated Fair Value | Level 2
Financial assets:
Notes receivable, net	0	0	0
Investment in unconsolidated affiliate	0	0	0
Financial liabilities:
Term loan facility			0
Estimated Fair Value | Level 3
Financial assets:
Notes receivable, net	57,116	74,262	65,570
Investment in unconsolidated affiliate	0	0	0
Financial liabilities:
Term loan facility			48,159
2019 Convertible Notes | Carrying Value
Financial liabilities:
Convertible notes	184,823	177,346	206,279
2019 Convertible Notes | Estimated Fair Value
Financial liabilities:
Convertible notes	197,925	193,811	218,500
2019 Convertible Notes | Estimated Fair Value | Level 1
Financial liabilities:
Convertible notes	0	0	0
2019 Convertible Notes | Estimated Fair Value | Level 2
Financial liabilities:
Convertible notes	197,925	193,811	218,500
2019 Convertible Notes | Estimated Fair Value | Level 3
Financial liabilities:
Convertible notes	0	0	$ 0
2024 Convertible Notes | Carrying Value
Financial liabilities:
Convertible notes	104,562	100,870
2024 Convertible Notes | Estimated Fair Value
Financial liabilities:
Convertible notes	195,974	175,016
2024 Convertible Notes | Estimated Fair Value | Level 1
Financial liabilities:
Convertible notes	0	0
2024 Convertible Notes | Estimated Fair Value | Level 2
Financial liabilities:
Convertible notes	195,974	175,016
2024 Convertible Notes | Estimated Fair Value | Level 3
Financial liabilities:
Convertible notes	0	$ 0
2025 Convertible Notes | Carrying Value
Financial liabilities:
Convertible notes	118,335
2025 Convertible Notes | Estimated Fair Value
Financial liabilities:
Convertible notes	168,464
2025 Convertible Notes | Estimated Fair Value | Level 1
Financial liabilities:
Convertible notes	0
2025 Convertible Notes | Estimated Fair Value | Level 2
Financial liabilities:
Convertible notes	168,464
2025 Convertible Notes | Estimated Fair Value | Level 3
Financial liabilities:
Convertible notes	$ 0

Fair Value Measurements - Note

Fair Value Measurements - Notes Receivable (Details) - Discount Rate - Notes Receivable - Disposal Group - Grupo Finmart	Jun. 30, 2018
Minimum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement inputs	0.07
Maximum
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Measurement inputs	0.13

Debt - Outstanding obligations

Debt - Outstanding obligations (Details) - USD ($) $ in Thousands	Jun. 30, 2018	May 14, 2018	Sep. 30, 2017	Jun. 30, 2017
Gross Amount
Total	$ 522,223		$ 345,341	$ 285,900
Less current portion	(205,973)		0	0
Total long-term debt	316,250		345,341	285,900
Debt Discount and Issuance Costs
Total	(103,530)		(60,534)	(25,486)
Less current portion	10,177		0	0
Total long-term debt	(93,353)		(60,534)	(25,486)
Long-term Debt, Current Maturities [Abstract]
Carrying Amount	418,693		284,807	260,414
Less current portion	(195,796)		0	0
Total long-term debt	222,897		284,807	260,414
Recourse to EZCORP | 2019 Convertible Notes
Gross Amount
Total	195,000		195,000	230,000
Debt Discount and Issuance Costs
Total	(10,177)		(17,654)	(23,721)
Long-term Debt, Current Maturities [Abstract]
Carrying Amount	184,823		177,346	206,279
Recourse to EZCORP | 2019 Convertible Notes Embedded Derivative
Gross Amount
Total	7,491		6,591	5,900
Debt Discount and Issuance Costs
Total	0		0	0
Long-term Debt, Current Maturities [Abstract]
Carrying Amount	7,491		6,591	5,900
Recourse to EZCORP | 2024 Convertible Notes
Gross Amount
Total	143,750		143,750	0
Debt Discount and Issuance Costs
Total	(39,188)		(42,880)	0
Long-term Debt, Current Maturities [Abstract]
Carrying Amount	104,562		100,870	0
Senior Notes | 2025 Convertible Notes
Gross Amount
Total	172,500		0	0
Debt Discount and Issuance Costs
Total	(54,165)		0	0
Long-term Debt, Current Maturities [Abstract]
Carrying Amount	118,335	$ 121,300	0	0
Other Debt
Gross Amount
Total	3,482		0	0
Debt Discount and Issuance Costs
Total	0		0	0
Long-term Debt, Current Maturities [Abstract]
Carrying Amount	3,482		0	0
Line of Credit | Term loan facility
Gross Amount
Total	0		0	50,000
Debt Discount and Issuance Costs
Total	0		0	(1,765)
Long-term Debt, Current Maturities [Abstract]
Carrying Amount	$ 0		$ 0	$ 48,235

Debt - Principal Payments (Deta

Debt - Principal Payments (Details) - USD ($)	Jun. 30, 2018	May 14, 2018	Jul. 31, 2017
Debt Instrument [Line Items]
Total	$ 514,732,000
Less Than 1 Year	198,482,000
1 - 3 Years	0
3 - 5 Years	0
More Than 5 Years	316,250,000
2024 Convertible Notes
Debt Instrument [Line Items]
Total			$ 143,750,000
Recourse to EZCORP | 2019 Convertible Notes
Debt Instrument [Line Items]
Total	195,000,000
Less Than 1 Year	195,000,000
1 - 3 Years	0
3 - 5 Years	0
More Than 5 Years	0
Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Total	172,500,000	$ 172,500,000
Less Than 1 Year	0
1 - 3 Years	0
3 - 5 Years	0
More Than 5 Years	172,500,000
Other Debt
Debt Instrument [Line Items]
Total	3,482,000
Less Than 1 Year	3,482,000
1 - 3 Years	0
3 - 5 Years	0
More Than 5 Years	0
Line of Credit | 2024 Convertible Notes
Debt Instrument [Line Items]
Total	143,750,000
Less Than 1 Year	0
1 - 3 Years	0
3 - 5 Years	0
More Than 5 Years	$ 143,750,000

Debt - Interest Expense (Detail

Debt - Interest Expense (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Recourse to EZCORP | 2019 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	$ 1.1	$ 1.3	$ 3.2	$ 3.8
Amortization of debt discount and deferred financing costs	2.5	2.8	7.5	8.3
Total interest expense	3.6	4.1	10.7	12.1
Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	0.5	0	0.5	0
Amortization of debt discount and deferred financing costs	0.8	0	0.8	0
Total interest expense	1.3	0	1.3	0
Line of Credit | 2024 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense	1.1	0	3.1	0
Amortization of debt discount and deferred financing costs	1.3	0	3.8	0
Total interest expense	$ 2.4	$ 0	$ 6.9	$ 0

Debt - Convertible Senior Notes

Debt - Convertible Senior Notes Due 2025 (Details)	May 14, 2018USD ($)day	Jun. 30, 2018USD ($)$ / shares	Jun. 30, 2018USD ($)$ / shares	Oct. 01, 2017$ / shares	Sep. 30, 2017USD ($)	Jun. 30, 2017USD ($)
Debt Instrument [Line Items]
Principal amount		$ 514,732,000	$ 514,732,000
Carrying amount		418,693,000	418,693,000		$ 284,807,000	$ 260,414,000
Share price (usd per share) | $ / shares				$ 9.5
Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Principal amount	$ 172,500,000	172,500,000	$ 172,500,000
Stated interest rate	2.375%
Semi-annual stated interest rate	2.375%
Discount amortization period of similar liability measured			7 years
Carrying amount	$ 121,300,000	118,335,000	$ 118,335,000		$ 0	$ 0
Original issue discount	$ 51,200,000
Carrying amount of equity component, gross		49,600,000	49,600,000
Carrying amount of equity component, net of tax		39,100,000	39,100,000
Incurred issuance transaction costs		$ 5,500,000	$ 5,500,000
Effective interest rate during period		9.00%	9.00%
Conversion rate per $1,000 principal amount	62.8931
Conversion price, per share (in dollars per share) | $ / shares		$ 15.90	$ 15.90
Share price (usd per share) | $ / shares		$ 15.90	$ 15.90
Discounted Cash Flow | Discount Rate | Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Discount rate		0.08	0.08
Debt Conversion, Condition One | Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Trading days | day	20
Consecutive trading days | day	30
Conversion price percent threshold	130.00%
Debt Conversion, Condition Two | Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Consecutive trading days | day	5
Conversion price percent threshold	98.00%
Business days after trading day period | day	5
Redemption Period One | Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Trading days | day	20
Consecutive trading days | day	30
Conversion price percent threshold	130.00%
Redemption price percentage	100.00%

Debt - Convertible Senior Not41

Debt - Convertible Senior Notes Due 2024 (Details)	1 Months Ended	3 Months Ended	9 Months Ended
	Jul. 31, 2017USD ($)$ / shares	Jun. 30, 2018USD ($)	Jun. 30, 2018USD ($)	Sep. 30, 2017USD ($)	Jun. 30, 2017USD ($)
Debt Instrument [Line Items]
Principal amount		$ 514,732,000	$ 514,732,000
Carrying amount		$ 418,693,000	$ 418,693,000	$ 284,807,000	$ 260,414,000
2024 Convertible Notes
Debt Instrument [Line Items]
Principal amount	$ 143,750,000
Stated interest rate	2.875%
Effective interest rate during period		9.00%	9.00%
If-converted value in excess of principal amount			$ 39,600,000
Common Stock Class A Non-voting | 2024 Convertible Notes
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount	100
Conversion price, per share (in dollars per share) | $ / shares	$ 10
Additional Paid-in Capital | 2024 Convertible Notes
Debt Instrument [Line Items]
Carrying amount		$ 25,300,000	$ 25,300,000

Debt - Cash Convertible Senior

Debt - Cash Convertible Senior Notes Due 2019 (Details) $ / shares in Units, shares in Millions	1 Months Ended			3 Months Ended	9 Months Ended
	Jul. 31, 2017USD ($)$ / sharesshares	Jul. 31, 2014USD ($)	Jun. 30, 2014USD ($)$ / shares$ / shareshares	Jun. 30, 2018	Jun. 30, 2018
2019 Convertible Notes
Debt Instrument [Line Items]
Convertible senior notes issued and settled | $		$ 30,000,000	$ 200,000,000
Stated interest rate			2.125%
Convertible senior notes repurchased and retired | $	$ 35,000,000
Effective interest rate during period				8.00%	8.00%
2024 Convertible Notes
Debt Instrument [Line Items]
Convertible senior notes issued and settled | $	$ 34,400,000
Stated interest rate	2.875%
Effective interest rate during period				9.00%	9.00%
Common Stock Class A Non-voting | 2019 Convertible Notes
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount			62.2471
Conversion price, per share (in dollars per share) | $ / shares			$ 16.065
Common Stock Class A Non-voting | 2024 Convertible Notes
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount	100
Conversion price, per share (in dollars per share) | $ / shares	$ 10
Convertible Notes Hedges | Common Stock Class A Non-voting
Debt Instrument [Line Items]
Notional amount (shares) | shares			12.1
Strike price (dollars per share) | $ / share			16.065
Net-share-settled Warrants | Common Stock Class A Non-voting
Debt Instrument [Line Items]
Number of securities called (shares) | shares	9.4
Strike price for warrants (in dollars per share) | $ / shares	$ 20.83

Stock Compensation (Details)

Stock Compensation (Details) - $ / shares	1 Months Ended
	Dec. 31, 2017	Oct. 01, 2017	Sep. 30, 2017
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share price (usd per share)		$ 9.5
Common Stock Class A Non-voting
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Number of shares authorized (shares)			3,985,649
Long-Term Incentive Plan 2010 | Common Stock Class A Non-voting
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Increase of shares authorized for grant (shares)	1,100,000
Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted (in dollars per share)	$ 9.75
Employee | Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (shares)	1,308,533
Non-employee Directors | Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (shares)	84,250
Shares vesting on September 30, 2018 | Employee | Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (shares)	190,725
Shares vesting on September 30, 2020 | Employee | Long-Term Incentive Plan 2010 | Restricted stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options granted in period (shares)	1,117,808

Contingencies (Details)

Contingencies (Details) $ in Millions	Apr. 03, 2018USD ($)	Aug. 23, 2017USD ($)	Oct. 18, 2016	Nov. 03, 2015plaintifflawsuit	Sep. 28, 2015lawsuit	Jul. 28, 2014entity
Beneficial Owner
Loss Contingencies [Line Items]
Number of entities controlled | entity						3
Shareholder Derivative Litigation | Beneficial Owner
Loss Contingencies [Line Items]
Litigation settlement	$ 1.3	$ 6.5
Settlement liability	$ 5.2
Rooney v. EZCORP, Inc
Loss Contingencies [Line Items]
Number of claims | lawsuit					2
Number of lawsuits consolidated | lawsuit				2
Number of plaintiffs | plaintiff				2
Period to file an amended compliant			20 days
Insurance Claims | Shareholder Derivative Litigation | Beneficial Owner
Loss Contingencies [Line Items]
Litigation settlement		5.5
Uninsured Risk | Shareholder Derivative Litigation | Beneficial Owner
Loss Contingencies [Line Items]
Litigation settlement		$ 1

Segment Information (Details)

Segment Information (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2018	Jun. 30, 2017	Jun. 30, 2018	Jun. 30, 2017
Revenues:
Total revenues	$ 199,942	$ 183,633	$ 607,184	$ 565,885
Net revenues	115,072	105,555	358,092	327,417
Segment and corporate expenses (income):
Operations	83,032	74,246	248,802	226,352
Administrative	13,268	14,095	39,927	41,305
Depreciation and amortization	6,124	5,843	18,298	18,246
Loss on sale or disposal of assets	314	17	453	11
Interest expense	7,394	5,654	19,070	16,847
Interest income	(4,358)	(2,053)	(12,896)	(6,909)
Equity in net income of unconsolidated affiliate	(1,151)	(1,047)	(3,477)	(3,768)
Other income	(5,287)	(99)	(5,473)	(294)
Income from continuing operations before income taxes	15,736	8,899	53,388	35,627
Segments
Revenues:
Total revenues	199,942	183,633	607,184	565,885
Net revenues	115,072	105,555	358,092	327,417
Segment and corporate expenses (income):
Operations	83,032	74,246	248,802	226,352
Administrative	0	0	0	0
Depreciation and amortization	4,009	2,873	12,194	9,541
Loss on sale or disposal of assets	100	17	228	11
Interest expense	3	2	6	7
Interest income	(672)	(480)	(2,072)	(889)
Equity in net income of unconsolidated affiliate	(1,151)	(1,047)	(3,477)	(3,768)
Other income	(103)	(97)	(110)	(103)
Income from continuing operations before income taxes	29,854	30,041	102,521	96,266
Segments | U.S. Pawn
Revenues:
Total revenues	157,386	156,795	479,304	485,920
Net revenues	89,717	89,633	283,656	282,571
Segment and corporate expenses (income):
Operations	65,257	63,593	196,748	194,499
Administrative	0	0	0	0
Depreciation and amortization	3,010	2,210	9,340	7,487
Loss on sale or disposal of assets	74	20	197	(54)
Interest expense	0	0	0	0
Interest income	0	0	0	0
Equity in net income of unconsolidated affiliate	0	0	0	0
Other income	0	(5)	(3)	(14)
Income from continuing operations before income taxes	21,376	23,815	77,374	80,653
Segments | Latin America Pawn
Revenues:
Total revenues	40,953	24,874	122,526	74,007
Net revenues	24,101	14,411	70,355	40,321
Segment and corporate expenses (income):
Operations	15,097	8,898	44,778	26,439
Administrative	0	0	0	0
Depreciation and amortization	951	619	2,712	1,910
Loss on sale or disposal of assets	26	(3)	31	65
Interest expense	3	2	6	7
Interest income	(672)	(480)	(2,072)	(889)
Equity in net income of unconsolidated affiliate	0	0	0	0
Other income	(103)	(24)	11	(61)
Income from continuing operations before income taxes	8,799	5,399	24,889	12,850
Segments | Other International
Revenues:
Total revenues	1,603	1,964	5,354	5,958
Net revenues	1,254	1,511	4,081	4,525
Segment and corporate expenses (income):
Operations	2,678	1,755	7,276	5,414
Administrative	0	0	0	0
Depreciation and amortization	48	44	142	144
Loss on sale or disposal of assets	0	0	0	0
Interest expense	0	0	0	0
Interest income	0	0	0	0
Equity in net income of unconsolidated affiliate	(1,151)	(1,047)	(3,477)	(3,768)
Other income	0	(68)	(118)	(28)
Income from continuing operations before income taxes	(321)	827	258	2,763
Corporate, Non-Segment
Revenues:
Total revenues	0	0	0	0
Net revenues	0	0	0	0
Segment and corporate expenses (income):
Operations	0	0	0	0
Administrative	13,268	14,095	39,927	41,305
Depreciation and amortization	2,115	2,970	6,104	8,705
Loss on sale or disposal of assets	214	0	225	0
Interest expense	7,391	5,652	19,064	16,840
Interest income	(3,686)	(1,573)	(10,824)	(6,020)
Equity in net income of unconsolidated affiliate	0	0	0	0
Other income	(5,184)	(2)	(5,363)	(191)
Income from continuing operations before income taxes	(14,118)	(21,142)	(49,133)	(60,639)
Merchandise
Revenues:
Total revenues	104,737	97,921	333,270	319,672
Cost of goods sold	66,896	62,615	210,283	204,840
Merchandise | Segments
Revenues:
Total revenues	104,737	97,921	333,270	319,672
Cost of goods sold	66,896	62,615	210,283	204,840
Merchandise | Segments | U.S. Pawn
Revenues:
Total revenues	83,898	82,714	270,145	273,125
Cost of goods sold	52,340	52,488	166,965	173,235
Merchandise | Segments | Latin America Pawn
Revenues:
Total revenues	20,839	15,207	63,125	46,547
Cost of goods sold	14,556	10,127	43,318	31,605
Merchandise | Segments | Other International
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Merchandise | Corporate, Non-Segment
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Jewelry Scrapping
Revenues:
Total revenues	20,428	17,641	44,166	37,658
Cost of goods sold	17,625	15,010	37,536	32,195
Jewelry Scrapping | Segments
Revenues:
Total revenues	20,428	17,641	44,166	37,658
Cost of goods sold	17,625	15,010	37,536	32,195
Jewelry Scrapping | Segments | U.S. Pawn
Revenues:
Total revenues	17,813	17,257	34,515	35,158
Cost of goods sold	15,329	14,674	28,683	30,114
Jewelry Scrapping | Segments | Latin America Pawn
Revenues:
Total revenues	2,615	384	9,651	2,500
Cost of goods sold	2,296	336	8,853	2,081
Jewelry Scrapping | Segments | Other International
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Jewelry Scrapping | Corporate, Non-Segment
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Pawn Service
Revenues:
Total revenues	72,874	65,878	223,601	201,983
Pawn Service | Segments
Revenues:
Total revenues	72,874	65,878	223,601	201,983
Pawn Service | Segments | U.S. Pawn
Revenues:
Total revenues	55,620	56,774	174,439	177,480
Pawn Service | Segments | Latin America Pawn
Revenues:
Total revenues	17,254	9,104	49,162	24,503
Pawn Service | Segments | Other International
Revenues:
Total revenues	0	0	0	0
Pawn Service | Corporate, Non-Segment
Revenues:
Total revenues	0	0	0	0
Other
Revenues:
Total revenues	1,903	2,193	6,147	6,572
Cost of goods sold	349	453	1,273	1,433
Other | Segments
Revenues:
Total revenues	1,903	2,193	6,147	6,572
Cost of goods sold	349	453	1,273	1,433
Other | Segments | U.S. Pawn
Revenues:
Total revenues	55	50	205	157
Cost of goods sold	0	0	0	0
Other | Segments | Latin America Pawn
Revenues:
Total revenues	245	179	588	457
Cost of goods sold	0	0	0	0
Other | Segments | Other International
Revenues:
Total revenues	1,603	1,964	5,354	5,958
Cost of goods sold	349	453	1,273	1,433
Other | Corporate, Non-Segment
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	$ 0	$ 0	$ 0	$ 0

Supplemental Consolidated Fin46

Supplemental Consolidated Financial Information - Supplemental Information (Details) - USD ($) $ in Thousands	Jun. 30, 2018	Sep. 30, 2017	Jun. 30, 2017
Pawn service charges receivable, net:
Gross pawn service charges receivable	$ 44,522	$ 42,117	$ 41,533
Allowance for uncollectible pawn service charges receivable	(11,134)	(10,569)	(10,948)
Pawn service charges receivable, net	33,388	31,548	30,585
Inventory, net:
Gross inventory	160,159	161,212	141,510
Inventory reserves	(9,014)	(6,801)	(6,457)
Inventory, net	151,145	154,411	135,053
Prepaid expenses and other	10,545	9,250	10,421
Accounts receivable and other	25,160	19,515	17,483
Restricted cash	252	0	4,089
2019 Convertible Notes Hedges	7,491	0	0
Prepaid expenses and other current assets	43,448	28,765	31,993
Property and equipment, net:
Property and equipment, gross	248,880	224,240	215,823
Accumulated depreciation	(177,293)	(166,281)	(162,801)
Total	71,587	57,959	53,022
Accounts payable	12,381	13,064	10,673
Accrued expenses and other	49,432	48,479	54,157
Accounts payable, accrued expenses and other current liabilities	$ 61,813	$ 61,543	$ 64,830