EZCORP (EZPW) 10-Q 2 Aug 23 2023 Q3 Quarterly report Financial data

Cover Page

Cover Page - shares	9 Months Ended
	Jun. 30, 2023	Jul. 31, 2023
Document Information [Line Items]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2023
Document Transition Report	false
Entity File Number	0-19424
Entity Registrant Name	EZCORP, INC.
Entity Incorporation, State or Country Code	DE
Entity Tax Identification Number	74-2540145
Entity Address, Address Line One	2500 Bee Cave Road
Entity Address, Address Line Two	Bldg One
Entity Address, Address Line Three	Suite 200
Entity Address, City or Town	Rollingwood
Entity Address, State or Province	TX
Entity Address, Postal Zip Code	78746
City Area Code	512
Local Phone Number	314-3400
Title of 12(b) Security	Class A Non-voting Common Stock, par value $.01 per share
Trading Symbol	EZPW
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	false
Entity Emerging Growth Company	false
Entity Shell Company	false
Amendment Flag	false
Entity Central Index Key	0000876523
Document Fiscal Year Focus	2023
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--09-30
Common Stock Class A Non-voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		52,101,579
Common Stock Class B Voting
Document Information [Line Items]
Entity Common Stock, Shares Outstanding		2,970,171
No Trading Symbol Class B

Condensed Consolidated Balance

Condensed Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Current assets:
Cash and cash equivalents	$ 237,974	$ 206,028	$ 222,342
Restricted cash	8,549	8,341	8,614
Pawn loans	229,379	210,009	204,155
Pawn service charges receivable, net	34,959	33,476	32,000
Inventory, net	154,944	151,615	132,713
Prepaid expenses and other current assets	44,925	34,694	29,822
Total current assets	710,730	644,163	629,646
Investments in unconsolidated affiliates	10,247	37,733	43,384
Other investments	39,220	24,220	18,000
Property and equipment, net	61,849	56,725	51,505
Right-of-use asset, net	243,100	221,405	217,506
Goodwill	302,120	286,828	286,798
Intangible assets, net	60,009	56,819	61,017
Notes receivable, net	0	1,215	1,207
Deferred tax asset, net	19,610	12,145	15,773
Other assets	10,793	6,625	5,991
Total assets	1,457,678	1,347,878	1,330,827
Current liabilities:
Accounts payable, accrued expenses and other current liabilities	74,458	84,509	76,566
Customer layaway deposits	18,595	16,023	14,927
Operating lease liabilities, current	56,919	52,334	53,358
Total current liabilities	149,972	152,866	144,851
Long-term debt, net	359,686	312,903	312,521
Deferred tax liability, net	349	373	307
Operating lease liabilities	197,499	180,756	175,489
Other long-term liabilities	11,130	8,749	11,905
Total liabilities	718,636	655,647	645,073
Commitments and contingencies (Note 9)
Stockholders’ equity:
Additional paid-in capital	344,857	345,330	343,763
Retained earnings	422,549	402,006	396,461
Accumulated other comprehensive loss	(28,916)	(55,669)	(55,037)
Total equity	739,042	692,231	685,754
Total liabilities and equity	1,457,678	1,347,878	1,330,827
Common Stock Class A Non-voting
Stockholders’ equity:
Common stock	522	534	537
Common Stock Class B Voting
Stockholders’ equity:
Common stock	$ 30	$ 30	$ 30

Condensed Consolidated Balanc_2

Condensed Consolidated Balance Sheets (Unaudited) (Parenthetical) - $ / shares	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Common Stock Class A Non-voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	100,000,000	100,000,000	100,000,000
Common stock, shares issued (in shares)	52,214,761	53,454,885	53,685,333
Common stock, shares outstanding (in shares)	52,214,761	53,454,885	53,685,333
Common Stock Class B Voting
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	3,000,000	3,000,000	3,000,000
Common stock, shares issued (in shares)	2,970,171	2,970,171	2,970,171
Common stock, shares outstanding (in shares)	2,970,171	2,970,171	2,970,171

Condensed Consolidated Statemen

Condensed Consolidated Statements of Operations (Unaudited) - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Revenues:
Total revenues	$ 255,812	$ 215,842	$ 778,562	$ 652,818
Gross profit	148,785	129,508	450,464	390,547
Operating expenses:
Store expenses	104,932	89,430	307,004	261,944
General and administrative	17,876	18,715	48,961	46,487
Depreciation and amortization	8,026	7,746	23,977	22,770
(Gain) loss on sale or disposal of assets	(29)	0	28	(692)
Other	(2,632)	0	(5,097)	0
Total operating expenses	128,173	115,891	374,873	330,509
Operating income	20,612	13,617	75,591	60,038
Interest expense	3,414	2,693	12,994	7,651
Interest income	(2,584)	(190)	(5,146)	(749)
Equity in net (income) loss of unconsolidated affiliates	(1,523)	(1,758)	29,394	(1,457)
Other (income) expense	(5)	(210)	(159)	41
Income before income taxes	21,310	13,082	38,508	54,552
Income tax expense	3,088	867	10,298	11,729
Net income	$ 18,222	$ 12,215	$ 28,210	$ 42,823
Basic earnings per share (in dollars per share)	$ 0.33	$ 0.22	$ 0.51	$ 0.76
Diluted earnings per share (in dollars per share)	$ 0.24	$ 0.17	$ 0.38	$ 0.59
Weighted-average basic shares outstanding (in shares)	55,367	56,656	55,776	56,465
Weighted-average diluted shares outstanding (in shares)	86,825	82,504	79,559	82,349
Merchandise sales
Revenues:
Total revenues	$ 147,980	$ 128,334	$ 464,274	$ 399,610
Cost of revenues	95,069	80,167	297,285	245,524
Jewelry scrapping sales
Revenues:
Total revenues	13,931	7,168	34,640	19,802
Cost of revenues	11,958	6,167	30,813	16,747
Pawn service charges
Revenues:
Total revenues	93,819	80,291	279,442	232,999
Other revenues, net
Revenues:
Total revenues	$ 82	$ 49	$ 206	$ 407

Condensed Consolidated Statem_2

Condensed Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Statement of Comprehensive Income [Abstract]
Net income	$ 18,222	$ 12,215	$ 28,210	$ 42,823
Other comprehensive income:
Foreign currency translation adjustment, net of tax	8,101	(3,327)	26,753	3,378
Comprehensive income	$ 26,323	$ 8,888	$ 54,963	$ 46,201

Condensed Consolidated Statem_3

Condensed Consolidated Statements of Stockholders' Equity (Unaudited) - USD ($) shares in Thousands, $ in Thousands	Total	Cumulative Effect, Period of Adoption, Adjustment	Common Stock	Additional Paid-in Capital	Additional Paid-in Capital Cumulative Effect, Period of Adoption, Adjustment	Retained Earnings	Retained Earnings Cumulative Effect, Period of Adoption, Adjustment	Accumulated Other Comprehensive Loss
Beginning balance (in shares) at Sep. 30, 2021			56,057
Beginning balance at Sep. 30, 2021	$ 672,238	$ (37,406)	$ 560	$ 403,312	$ (64,263)	$ 326,781	$ 26,857	$ (58,415)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,698			1,698
Release of restricted stock, net of shares withheld for taxes (in shares)			257
Release of restricted stock, net of shares withheld for taxes	3		$ 3
Taxes paid related to net share settlement of equity awards	(792)			(792)
Foreign currency translation gain (loss)	3,039							3,039
Net income (loss)	15,721					15,721
Ending balance (in shares) at Dec. 31, 2021			56,314
Ending balance at Dec. 31, 2021	654,501		$ 563	339,955		369,359		(55,376)
Beginning balance (in shares) at Sep. 30, 2021			56,057
Beginning balance at Sep. 30, 2021	672,238	$ (37,406)	$ 560	403,312	$ (64,263)	326,781	$ 26,857	(58,415)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)	42,823
Ending balance (in shares) at Jun. 30, 2022			56,656
Ending balance at Jun. 30, 2022	685,754		$ 567	343,763		396,461		(55,037)
Beginning balance (in shares) at Dec. 31, 2021			56,314
Beginning balance at Dec. 31, 2021	654,501		$ 563	339,955		369,359		(55,376)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	460			460
Transfer of consideration for other investment (in shares)			213
Transfer of consideration for other investment	1,500		$ 2	1,498
Release of restricted stock, net of shares withheld for taxes (in shares)			129
Release of restricted stock, net of shares withheld for taxes	2		$ 2
Foreign currency translation gain (loss)	3,666							3,666
Net income (loss)	14,887					14,887
Ending balance (in shares) at Mar. 31, 2022			56,656
Ending balance at Mar. 31, 2022	675,016		$ 567	341,913		384,246		(51,710)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,850			1,850
Foreign currency translation gain (loss)	(3,327)							(3,327)
Net income (loss)	12,215					12,215
Ending balance (in shares) at Jun. 30, 2022			56,656
Ending balance at Jun. 30, 2022	685,754		$ 567	343,763		396,461		(55,037)
Beginning balance (in shares) at Sep. 30, 2022			56,425
Beginning balance at Sep. 30, 2022	692,231		$ 564	345,330		402,006		(55,669)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,886			1,886
Transfer of equity consideration for acquisition (in shares)			10
Transfer of equity consideration for acquisition	99			99
Release of restricted stock, net of shares withheld for taxes (in shares)			235
Release of restricted stock, net of shares withheld for taxes	2		$ 2
Taxes paid related to net share settlement of equity awards	(1,138)			(1,138)
Foreign currency translation gain (loss)	2,504							2,504
Purchase and retirement of treasury stock (in shares)			(822)
Purchase and retirement of treasury stock	(7,027)		$ (7)	(3,165)		(3,855)
Net income (loss)	16,778					16,778
Ending balance (in shares) at Dec. 31, 2022			55,848
Ending balance at Dec. 31, 2022	705,335		$ 559	343,012		414,929		(53,165)
Beginning balance (in shares) at Sep. 30, 2022			56,425
Beginning balance at Sep. 30, 2022	692,231		$ 564	345,330		402,006		(55,669)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income (loss)	28,210
Ending balance (in shares) at Jun. 30, 2023			55,185
Ending balance at Jun. 30, 2023	739,042		$ 552	344,857		422,549		(28,916)
Beginning balance (in shares) at Dec. 31, 2022			55,848
Beginning balance at Dec. 31, 2022	705,335		$ 559	343,012		414,929		(53,165)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	1,855			1,855
Release of restricted stock, net of shares withheld for taxes (in shares)			132
Release of restricted stock, net of shares withheld for taxes	2		$ 2
Taxes paid related to net share settlement of equity awards (in shares)			(1)
Taxes paid related to net share settlement of equity awards	(11)			(11)
Foreign currency translation gain (loss)	16,148							16,148
Purchase and retirement of treasury stock (in shares)			(448)
Purchase and retirement of treasury stock	(3,951)		$ (5)	(1,768)		(2,178)
Net income (loss)	(6,790)					(6,790)
Ending balance (in shares) at Mar. 31, 2023			55,531
Ending balance at Mar. 31, 2023	712,588		$ 556	343,088		405,961		(37,017)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Stock compensation	3,135			3,135
Foreign currency translation gain (loss)	8,101							8,101
Purchase and retirement of treasury stock (in shares)			(346)
Purchase and retirement of treasury stock	(3,004)		$ (4)	(1,366)		(1,634)
Net income (loss)	18,222					18,222
Ending balance (in shares) at Jun. 30, 2023			55,185
Ending balance at Jun. 30, 2023	$ 739,042		$ 552	$ 344,857		$ 422,549		$ (28,916)

Condensed Consolidated Statem_4

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Operating activities:
Net income	$ 28,210	$ 42,823
Adjustments to reconcile net income to net cash flows from operating activities:
Depreciation and amortization	23,977	22,770
Amortization of debt discount and deferred financing costs	1,135	1,051
Non-cash lease expense	41,752	39,061
Deferred income taxes	(7,489)	475
Other adjustments	(4,894)	(734)
Provision for inventory reserve	(160)	(2,096)
Stock compensation expense	6,876	4,008
Equity in net loss of unconsolidated affiliates	29,394	(1,457)
Net loss on extinguishment of debt	3,545	0
Changes in operating assets and liabilities, net of acquisitions:
Service charges and fees receivable	(316)	(2,949)
Inventory	(5,501)	(7,837)
Prepaid expenses, other current assets and other assets	(2,750)	2,025
Accounts payable, accrued expenses and other liabilities	(53,018)	(53,209)
Customer layaway deposits	1,036	2,265
Income taxes	8,923	(1,068)
Dividends from unconsolidated affiliates	3,589	3,366
Net cash provided by operating activities	74,309	48,494
Investing activities:
Loans made	(592,689)	(524,965)
Loans repaid	343,886	295,823
Recovery of pawn loan principal through sale of forfeited collateral	251,608	191,082
Capital expenditures, net	(27,751)	(18,100)
Acquisitions, net of cash acquired	(12,968)	(1,850)
Issuance of notes receivable	(15,500)	(1,000)
Investment in unconsolidated affiliates	(2,133)	(6,079)
Investment in other investments	(15,000)	(16,500)
Net cash used in investing activities	(70,547)	(81,589)
Financing activities:
Taxes paid related to net share settlement of equity awards	(1,149)	(792)
Proceeds from issuance of debt	230,000	0
Debt issuance cost	(7,458)	0
Cash paid on extinguishment of debt	(1,951)	0
Payments on debt	(178,488)	0
Repurchase of common stock	(13,982)	0
Net cash provided by (used in) financing activities	26,972	(792)
Effect of exchange rate changes on cash and cash equivalents and restricted cash	1,420	1,219
Net increase (decrease) in cash, cash equivalents and restricted cash	32,154	(32,668)
Cash, cash equivalents and restricted cash at beginning of period	214,369	263,624
Cash, cash equivalents and restricted cash at end of period	$ 246,523	$ 230,956

Organization and Summary of Sig

Organization and Summary of Significant Accounting Policies	9 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Organization and Summary of Significant Accounting Policies	NOTE 1: ORGANIZATION AND SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Description of Business EZCORP, Inc. (collectively with its subsidiaries, the “Company,” “we,” “us,” or “our”) is a provider of pawn loans in the United States (“U.S.”) and Latin America. Pawn loans are non-recourse loans collateralized by tangible property. We also sell merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. Basis of Presentation The accompanying interim unaudited condensed consolidated financial statements (“Condensed Consolidated Financial Statements”) have been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the audited consolidated financial statements and related notes contained in our Annual Report on Form 10-K for the year ended September 30, In the opinion of management, the accompanying Condensed Consolidated Financial Statements include all adjustments, consisting of normal recurring adjustments, considered necessary for a fair presentation. Financial results for the three and nine-month periods ended June 30, 2023, are not necessarily indicative of results that may be expected for the fiscal year ending September 30, 2023 or any other period due, in part, to seasonal variations. There have been no changes that have had a material impact in significant accounting policies as described in our 2022 Annual Report Principles of Consolidation The accompanying Condensed Consolidated Financial Statements include the accounts of EZCORP, Inc. and its wholly-owned subsidiaries. We use the equity method of accounting for entities in which we have a 50% or less investment and exercise significant influence. We account for equity investments for which we do not have significant influence and without readily determinable fair values at cost with adjustments for observable changes in price in orderly transactions for identical or similar investments of the same issuer or impairments. All inter-company accounts and transactions have been eliminated in consolidation. Use of Estimates and Assumptions The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Such estimates and assumptions include the determination of inventory reserves, expected credit losses, useful lives of long-lived and intangible assets, valuation of share-based compensation, valuation of equity investments, valuation of deferred tax assets and liabilities, loss contingencies related to litigation and discount rates used for operating leases. We base our estimates on historical experience, observable trends and various other assumptions we believe are reasonable. Actual results may differ materially from these estimates under different assumptions or conditions. Recently Issued Accounting Pronouncements

Goodwill

Goodwill	9 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill	NOTE 2: GOODWILL The following table summarizes the changes in the carrying amount of goodwill by segment and in total: Nine Months Ended June 30, 2023 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2022 $ 245,503 $ 41,325 $ 286,828 Acquisitions 9,468 — 9,468 Effect of foreign currency translation changes — 5,824 5,824 Balances as of June 30, 2023 $ 254,971 $ 47,149 $ 302,120 Nine Months Ended June 30, 2022 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2021 $ 244,471 $ 41,287 $ 285,758 Acquisitions 1,032 — 1,032 Measurement period adjustments — (678) (678) Effect of foreign currency translation changes — 686 686 Balances as of June 30, 2022 $ 245,503 $ 41,295 $ 286,798 During the first quarter of fiscal 2023, we acquired nine pawn stores located in Houston, Texas and one luxury pawn store in Las Vegas, Nevada for total cash consideration of $13.0 million , inclusive of all ancillary arrangements, of which $9.5 million was recorded as goodwill. These acquisitions expand our position in these strategic markets, a nd the luxury pawn transaction expands our offerings by providing a dedicated and targeted focus on higher-end products. These acquisitions were immaterial, individually and in the aggregate, and we have therefore omitted or aggregated certain disclosures.

Earnings per Share

Earnings per Share	9 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Earnings per Share	NOTE 3: EARNINGS PER SHARE The following table reconciles the number of common shares used to compute basic and diluted earnings per share attributable to EZCORP Inc., shareholders: Three Months Ended June 30, Nine Months Ended June 30, (in thousands, except per share amounts) 2023 2022 2023 2022 Basic earnings per common share: Net income - basic $ 18,222 $ 12,215 $ 28,210 $ 42,823 Weighted shares outstanding - basic 55,367 56,656 55,776 56,465 Basic earnings per common share $ 0.33 $ 0.22 $ 0.51 $ 0.76 Diluted earnings per common share: Net income - basic $ 18,222 $ 12,215 $ 28,210 $ 42,823 Add: Convertible Notes interest expense, net of tax* 2,644 1,868 1,885 5,598 Net income - diluted $ 20,866 $ 14,083 $ 30,095 $ 48,421 Weighted shares outstanding - basic 55,367 56,656 55,776 56,465 Equity-based compensation awards - effect of dilution** 1,041 624 1,058 660 Convertible Notes - effect of dilution 30,417 25,224 22,725 25,224 Weighted shares outstanding - diluted 86,825 82,504 79,559 82,349 Diluted earnings per common share $ 0.24 $ 0.17 $ 0.38 $ 0.59 Potential common shares excluded from the calculation of diluted earnings per common share above: Convertible Notes*** — — 6,323 — Restricted stock**** 1,705 1,825 1,728 2,066 Total 1,705 1,825 8,051 2,066 * The nine months ended June 30, 2023 includes $5.4 million gain on the partial extinguishment of debt, associated with the 2025 Convertible Notes, which was recorded to “Interest expense” in the Company’s condensed consolidated statement of operations. See Note 7: Debt for additional information. ** Includes time-based share-based awards and performance based awards for which targets for fiscal year tranches have been achieved and vesting is subject only to achievement of service conditions. *** See Note 7: Debt for conversion rate of the 2024 Convertible Notes, 2025 Convertible Notes, and 2029 Convertible Notes. **** Includes antidilutive share-based awards as well as performance-based share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period.

Leases

Leases	9 Months Ended
	Jun. 30, 2023
Leases [Abstract]
Leases	NOTE 4: LEASES We determine if a contract contains a lease at inception. Our lease portfolio consists primarily of operating leases for pawn store locations and corporate offices with lease terms ranging from three The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases: (in thousands) Balance Sheet Location June 30, 2023 June 30, 2022 September 30, 2022 Lease assets: Operating lease right-of-use assets Right-of-use assets, net $ 243,100 $ 217,506 $ 221,405 Financing lease assets Other assets 2,076 — 181 Total lease assets $ 245,176 $ 217,506 $ 221,586 Lease liabilities: Current: Operating lease liabilities Operating lease liabilities, current $ 56,919 $ 53,358 $ 52,334 Financing lease liabilities Accounts payable, accrued expenses and other current liabilities 472 — 37 Total current lease liabilities $ 57,391 $ 53,358 $ 52,371 Non-current: Operating lease liabilities Operating lease liabilities $ 197,499 $ 175,489 $ 180,756 Financing lease liabilities Other long-term liabilities 1,645 — 148 Total non-current lease liabilities $ 199,144 $ 175,489 $ 180,904 Total lease liabilities $ 256,535 $ 228,847 $ 233,275 The table below provides major components of our lease costs: Three Months Ended June 30, Nine Months Ended June 30, (in thousands) 2023 2022 2023 2022 Operating lease cost: Operating lease cost * $ 18,701 $ 17,264 $ 54,219 $ 50,415 Variable lease cost 4,188 3,824 12,068 11,200 Total operating lease cost $ 22,889 $ 21,088 $ 66,287 $ 61,615 Financing lease cost: Amortization of financing lease assets $ 106 $ — $ 180 $ — Interest on financing lease liabilities 47 — 82 — Total financing lease cost $ 153 $ — $ 262 $ — Total lease cost $ 23,042 $ 21,088 $ 66,549 $ 61,615 * Includes a reduction for sublease rental income of $1.0 million and $0.9 million for the three months ended June 30, 2023 and 2022, respectively, and $2.8 million and $2.6 million for the nine months ended June 30, 2023 and 2022, respectively. Lease expense is recognized on a straight-line basis over the lease term with variable lease expense recognized in the period in which the costs are incurred. The components of lease expense are included in “Store” and “General and Administrative” expense, based on the underlying lease use. Cash paid for operating leases was $19.5 million and $18.4 million for the three months ended June 30, 2023 and 2022, respectively, and $56.9 million and $54.0 million for the nine months ended June 30, 2023 and 2022, respectively. The weighted-average term and discount rates for leases are as follows: Nine Months Ended June 30, 2023 2022 Weighted-average remaining lease term (years): Operating leases 5.11 5.14 Financing leases 3.88 N/A Weighted-average discount rate: Operating leases 8.52 % 8.20 % Financing leases 11.14 % N/A As of June 30, 2023, maturities of lease liabilities under ASC 842 by fiscal year were as follows: (in thousands) Operating Leases Financing Leases Remaining 2023 $ 19,064 $ 171 Fiscal 2024 74,063 685 Fiscal 2025 64,559 685 Fiscal 2026 53,543 685 Fiscal 2027 39,921 384 Thereafter 61,874 — Total lease liabilities $ 313,024 $ 2,610 Less: portion representing imputed interest 58,606 493 Total net lease liabilities $ 254,418 $ 2,117 Less: current portion 56,919 472 Total long term net lease liabilities $ 197,499 $ 1,645 We recorded $55.2 million and $55.3 million in non-cash additions to our operating right-of-use assets and lease liabilities for the nine months ended June 30, 2023 and June 30, 2022, respectively. We recorded $2.1 million in non-cash additions to our finance right-of-use assets and leases liabilities for the nine months ended June 30, 2023.
Leases	NOTE 4: LEASES We determine if a contract contains a lease at inception. Our lease portfolio consists primarily of operating leases for pawn store locations and corporate offices with lease terms ranging from three The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases: (in thousands) Balance Sheet Location June 30, 2023 June 30, 2022 September 30, 2022 Lease assets: Operating lease right-of-use assets Right-of-use assets, net $ 243,100 $ 217,506 $ 221,405 Financing lease assets Other assets 2,076 — 181 Total lease assets $ 245,176 $ 217,506 $ 221,586 Lease liabilities: Current: Operating lease liabilities Operating lease liabilities, current $ 56,919 $ 53,358 $ 52,334 Financing lease liabilities Accounts payable, accrued expenses and other current liabilities 472 — 37 Total current lease liabilities $ 57,391 $ 53,358 $ 52,371 Non-current: Operating lease liabilities Operating lease liabilities $ 197,499 $ 175,489 $ 180,756 Financing lease liabilities Other long-term liabilities 1,645 — 148 Total non-current lease liabilities $ 199,144 $ 175,489 $ 180,904 Total lease liabilities $ 256,535 $ 228,847 $ 233,275 The table below provides major components of our lease costs: Three Months Ended June 30, Nine Months Ended June 30, (in thousands) 2023 2022 2023 2022 Operating lease cost: Operating lease cost * $ 18,701 $ 17,264 $ 54,219 $ 50,415 Variable lease cost 4,188 3,824 12,068 11,200 Total operating lease cost $ 22,889 $ 21,088 $ 66,287 $ 61,615 Financing lease cost: Amortization of financing lease assets $ 106 $ — $ 180 $ — Interest on financing lease liabilities 47 — 82 — Total financing lease cost $ 153 $ — $ 262 $ — Total lease cost $ 23,042 $ 21,088 $ 66,549 $ 61,615 * Includes a reduction for sublease rental income of $1.0 million and $0.9 million for the three months ended June 30, 2023 and 2022, respectively, and $2.8 million and $2.6 million for the nine months ended June 30, 2023 and 2022, respectively. Lease expense is recognized on a straight-line basis over the lease term with variable lease expense recognized in the period in which the costs are incurred. The components of lease expense are included in “Store” and “General and Administrative” expense, based on the underlying lease use. Cash paid for operating leases was $19.5 million and $18.4 million for the three months ended June 30, 2023 and 2022, respectively, and $56.9 million and $54.0 million for the nine months ended June 30, 2023 and 2022, respectively. The weighted-average term and discount rates for leases are as follows: Nine Months Ended June 30, 2023 2022 Weighted-average remaining lease term (years): Operating leases 5.11 5.14 Financing leases 3.88 N/A Weighted-average discount rate: Operating leases 8.52 % 8.20 % Financing leases 11.14 % N/A As of June 30, 2023, maturities of lease liabilities under ASC 842 by fiscal year were as follows: (in thousands) Operating Leases Financing Leases Remaining 2023 $ 19,064 $ 171 Fiscal 2024 74,063 685 Fiscal 2025 64,559 685 Fiscal 2026 53,543 685 Fiscal 2027 39,921 384 Thereafter 61,874 — Total lease liabilities $ 313,024 $ 2,610 Less: portion representing imputed interest 58,606 493 Total net lease liabilities $ 254,418 $ 2,117 Less: current portion 56,919 472 Total long term net lease liabilities $ 197,499 $ 1,645 We recorded $55.2 million and $55.3 million in non-cash additions to our operating right-of-use assets and lease liabilities for the nine months ended June 30, 2023 and June 30, 2022, respectively. We recorded $2.1 million in non-cash additions to our finance right-of-use assets and leases liabilities for the nine months ended June 30, 2023.

Strategic Investments

Strategic Investments	9 Months Ended
	Jun. 30, 2023
Equity Method Investments and Joint Ventures [Abstract]
Strategic Investments	NOTE 5: STRATEGIC INVESTMENTS Cash Converters International Limited The following table presents the Company’s ownership in Cash Converters International Limited (“Cash Converters”) for the periods presented: Date of purchase Purchase amount (in thousands) Shares purchased Shares owned Ownership percentage October 1, 2021 $2,500 13,000,000 236,702,991 37.7 % March 10, 2022 $1,000 5,500,000 242,239,157 38.6 % April 5, 2022 $2,500 13,000,000 255,239,157 40.7 % September 15, 2022 $900 5,700,000 260,939,157 41.6 % November 2, 2022 $2,100 13,000,000 273,939,157 43.7 % In October 2021, April 2022, November 2022 and April 2023, we received cash dividends of $1.7 million, $1.7 million, $1.8 million and $1.8 million, respectively, from Cash Converters. The following tables present summary financial information for Cash Converters most recently reported results at December 31, 2022 after translation to U.S. dollars: December 31, (in thousands) 2022 2021 Current assets $ 189,179 $ 162,558 Non-current assets 98,301 185,780 Total assets $ 287,480 $ 348,338 Current liabilities $ 91,601 $ 59,701 Non-current liabilities 56,792 59,915 Shareholders’ equity 139,087 228,722 Total liabilities and shareholders’ equity $ 287,480 $ 348,338 Half-Year Ended December 31, (in thousands) 2022 2021 Gross revenues $ 98,768 $ 84,185 Gross profit 63,800 55,280 Net profit (73,197) 1 During the three and nine months ended June 30, 2023, we recorded our share of income of $1.5 million and a $29.4 million loss on our share of losses from Cash Converters, respectively, included in “Equity in net (income) loss of unconsolidated affiliates” in the condensed consolidated statements of operations. For the nine months ended June 30, 2023, the $29.4 million loss includes $32.4 million of our share of their non-cash goodwill impairment charge. See Note 6: Fair Value Measurements for the fair value and carrying value of our investment in Cash Converters. Founders One, LLC In October 2021, we invested $15.0 million in exchange for a non-redeemable voting participating preferred equity interest in Founders One, LLC (“Founders”), a then newly-formed entity with one other member. Founders used that $15.0 million to acquire an equity interest in Simple Management Group, Inc. (“SMG”). On December 2, 2022, we contributed an additional $15.0 million to Founders associated with our preferred interest, which proceeds were used by Founders to acquire additional common stock in SMG. In addition, we loaned $15.0 million to Founders in exchange for a Demand Promissory Note secured by the common interest in Founders held by the other member. We have an interest in Founders, a variable interest entity, but because the Company is not the primary beneficiary, we do not consolidate Founders. Further, as we are not the appointed manager, we do not have the ability to direct the activities of the investment entity that most significantly impact its economic performance. Consequently, our equity investment in Founders is accounted for utilizing the measurement alternative within Accounting Standards Codification (“ASC”) 321, Investments — Equity Securities. Our $30.0 million carrying value of the investment and $15.0 million Demand Promissory Note are included in “Other investments” and “Prepaid expenses and other current assets” in our consolidated balance sheets, respectively. Our maximum exposure for losses related to our investment in Founders is our $30.0 million equity investment and $15.0 million Demand Promissory Note plus accrued and unpaid interest. See Note 6: Fair Value Measurements for the fair values and carrying values of our investment in and loan to Founders, respectively.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 6: FAIR VALUE MEASUREMENTS The fair value of a financial instrument is the amount that could be received upon the sale of an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy prioritizes the quality and reliability of the information used to determine fair values. Categorization within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. The fair value hierarchy is defined into the following three categories: • Level 1 — Quoted market prices in active markets for identical assets or liabilities. • Level 2 — Other observable market-based inputs or unobservable inputs that are corroborated by market data. • Level 3 — Unobservable inputs that are not corroborated by market data. We have elected not to measure at fair value any eligible items for which fair value measurement is optional. There were no transfers in or out of Level 1, Level 2 or Level 3 for financial assets or liabilities measured at fair value on a recurring basis during the periods presented. Financial Assets and Liabilities Not Measured at Fair Value The tables below present our estimates of fair value of financial assets and liabilities that were not measured at fair value: Carrying Value Estimated Fair Value June 30, 2023 June 30, 2023 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,242 $ 1,242 $ — $ — $ 1,242 12.00% promissory note receivable from Founders 16,050 16,050 — — 16,050 Investments in unconsolidated affiliates 10,247 41,367 41,367 — — Other investments 39,220 39,220 — — 39,220 Financial liabilities: 2024 Convertible Notes $ 34,223 $ 36,126 $ — $ 36,126 $ — 2025 Convertible Notes 102,433 94,586 — 94,586 — 2029 Convertible Notes 223,030 228,294 — 228,294 — Carrying Value Estimated Fair Value June 30, 2022 June 30, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,207 $ 1,207 $ — $ — $ 1,207 Investments in unconsolidated affiliates 43,384 47,973 41,342 — 6,631 Other investments 18,000 18,000 — 18,000 Financial liabilities: 2024 Convertible Notes $ 142,404 $ 143,951 $ — $ 143,951 $ — 2025 Convertible Notes 170,117 144,555 — 144,555 — Carrying Value Estimated Fair Value September 30, 2022 September 30, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,215 $ 1,215 $ — $ — $ 1,215 Investments in unconsolidated affiliates 37,733 40,279 40,279 — — Other investments 24,220 24,220 — — 24,220 Financial liabilities: 2024 Convertible Notes $ 142,575 $ 157,727 $ — $ 157,727 $ — 2025 Convertible Notes 170,328 147,488 — 147,488 — Due to the short-term nature of cash and cash equivalents, pawn loans and pawn service charges receivable, we estimate that the carrying value approximates fair value. We consider our cash and cash equivalents, including money market accounts, to be measured using Level 1 inputs and our pawn loans, pawn service charges receivable and other debt to be measured using Level 3 inputs. Significant increases or decreases in the underlying assumptions used to value pawn loans, pawn service charges receivable, fees and interest receivable and other debt could significantly increase or decrease these fair value estimates. The Company remeasures its acquisition-related contingent obligation associated with the acquisition in June 2021 of PLO del Bajio S. de R.S. de C.V., which owned stores operating under the name “Cash Apoyo Efectivo,” at the end of each reporting period. This remeasurement resulted in a $2.6 million and $5.1 million reduction of the obligation with an offset recorded to “Other” as an operating item in our condensed consolidated statements of operations during the three and nine months ended June 30, 2023, respectively. There is no remaining obligation in our Consolidated Balance Sheet as of June 30, 2023. The key assumptions used to determine the fair value of acquisition-related contingent consideration are estimated by management, not observable in the market and, therefore, considered Level 3 inputs within the fair value hierarchy. In March 2019, we received $1.1 million in previously escrowed seller funds as a result of settling certain indemnification claims with the seller of GPMX. In April 2019, we loaned the $1.1 million back to the seller of GPMX in exchange for a promissory note. The note bears interest at the rate of 2.89% per annum and is secured by certain marketable securities owned by the seller and held in a U.S. brokerage account. All principal and accrued interest is due and payable in April 2024. The fair value of the note approximated its carrying value as of June 30, 2023. In December 2022, we loaned $15.0 million to Founders in exchange for a Demand Promissory Note secured by the common interest in Founders held by the other member. The note bears interest at the rate of 12.00% per annum, and all principal and accrued interest is due on demand. The fair value of the note approximated its carrying value as of June 30, 2023. We use the equity method of accounting to account for our ownership interest in Cash Converters. The inputs used to generate the fair value of the investment in Cash Converters were considered Level 1 inputs. These inputs consist of (a) the quoted stock price on the Australian Stock Exchange multiplied by (b) the number of shares we owned multiplied by (c) the applicable foreign currency exchange rate as of the end of our reporting period. We included no control premium for owning a large percentage of outstanding shares. The $39.2 million in “Other investments” as of June 30, 2023, includes $30.0 million related to our investment in Founders and $6.2 million related to our investment in Rich Data Corporation ( “ RDC ” ) . We believe the investment’s fair value approximated its carrying value although such fair value is highly variable and includes significant unobservable inputs. The $18.0 million “Other investments” as of June 30, 2022, includes $15.0 million related to our investment in Founders. We determined the fair value of the 2024, 2025 and 2029 Convertible Notes using quoted price inputs. The notes are not actively traded, and thus the price inputs represent a Level 2 measurement. As the quoted price inputs are highly variable from day to day, the fair value estimates disclosed above could significantly increase or decrease.

Debt

Debt	9 Months Ended
	Jun. 30, 2023
Debt Disclosure [Abstract]
Debt	NOTE 7: DEBT The following table presents the Company's debt instruments outstanding: June 30, 2023 June 30, 2022 September 30, 2022 (in thousands) Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount 2029 Convertible Notes $ 230,000 $ (6,970) $ 223,030 $ — $ — $ — $ — $ — $ — 2025 Convertible Notes 103,373 (940) 102,433 172,500 (2,383) 170,117 172,500 (2,172) 170,328 2024 Convertible Notes 34,389 (166) 34,223 143,750 (1,346) 142,404 143,750 (1,175) 142,575 Total long-term debt $ 367,762 $ (8,076) $ 359,686 $ 316,250 $ (3,729) $ 312,521 $ 316,250 $ (3,347) $ 312,903 The following table presents the Company’s contractual maturities related to the debt instruments as of June 30, 2023: Schedule of Contractual Maturities (in thousands) 2029 Convertible Notes 2025 Convertible Notes 2024 Convertible Notes Total Remaining 2023 $ — $ — $ — $ — Fiscal 2024 — — 34,389 34,389 Fiscal 2025 — 103,373 — 103,373 Fiscal 2026 — — — — Fiscal 2027 — — — — Thereafter 230,000 — — 230,000 Total long-term debt $ 230,000 $ 103,373 $ 34,389 $ 367,762 The following table presents the Company’s interest expense related to the Convertible Notes for the three and nine months ended June 30, 2023 and 2022: Three Months Ended June 30, Nine Months Ended June 30, (in thousands) 2023 2022 2023 2022 2029 Convertible Notes: Contractual interest expense $ 2,157 $ — $ 4,744 $ — Amortization of deferred financing costs 239 — 488 — Total interest expense $ 2,396 $ — $ 5,232 $ — 2025 Convertible Notes: Contractual interest expense $ 614 $ 1,025 $ 2,170 $ 3,073 Amortization of deferred financing costs 121 197 429 586 Gain on extinguishment — — (5,389) — Total interest expense $ 735 $ 1,222 $ (2,790) $ 3,659 2024 Convertible Notes: Contractual interest expense $ 247 $ 1,033 $ 1,370 $ 3,099 Amortization of deferred financing costs 39 156 218 465 Loss on extinguishment — — 8,935 — Total interest expense $ 286 $ 1,189 $ 10,523 $ 3,564 3.750% Convertible Senior Notes Due 2029 In December 2022, we issued $230.0 million aggregate principal amount of 3.750% Convertible Senior Notes Due 2029 (the “2029 Convertible Notes”), for which $230.0 million remains outstanding as of June 30, 2023. The 2029 Convertible Notes were issued pursuant to an indenture dated December 12, 2022 (the “2022 Indenture”) by and between the Company and Truist Bank, as trustee. The 2029 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2029 Convertible Notes pay interest semi-annually in arrears at a rate of 3.750% per annum on June 15 and December 15 of each year, commencing June 15, 2023, and mature on December 15, 2029 (the “2029 Maturity Date”), unless converted, redeemed or repurchased in accordance with the terms prior to such date. At maturity, the holders of the 2029 Convertible Notes will be entitled to receive cash equal to the principal of the 2029 Convertible Notes plus accrued interest. The effective interest rate for the three and nine months ended June 30, 2023 was approximately 4.28%. As of June 30, 2023, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2029 Maturity Date assuming no early conversion. The 2029 Convertible Notes are convertible based on an initial conversion rate of 89.0313 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $11.23 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2029 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election. Prior to June 15, 2029, the 2029 Convertible Notes will be convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ending on March 31, 2023 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the 2022 Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; (3) if we call any or all of the 2029 Convertible Notes for redemption, at any time prior to the close of business on the business day immediately preceding the redemption date; or (4) upon the occurrence of specified corporate events, as defined in the 2022 Indenture. On or after June 15, 2029 until the close of business on the business day immediately preceding the 2029 Maturity Date, holders of 2029 Convertible Notes may, at their option, convert their 2029 Convertible Notes at any time, regardless of the foregoing circumstances. We may not redeem the Notes prior to December 21, 2026. At our option, we may redeem for cash all or any portion of the 2029 Convertible Notes on or after December 21, 2026, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2029 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of June 30, 2023. As of June 30, 2023, the if-converted value of the 2029 Convertible Notes did not exceed the principal amount. Note Repurchases In December 2022, the Company repurchased approximately $109.4 million aggregate principal amount of 2.875% Convertible Senior Notes Due 2024 for approximately $117.5 million plus accrued interest and approximately $69.1 million aggregate principal amount of 2.375% Convertible Senior Notes Due 2025 for approximately $62.9 million plus accrued interest and recognized a $3.5 million loss on extinguishment of debt recorded to “Interest expense” in the Company’s condensed consolidated statement of operations. 2.375% 2025 Convertible Senior Notes Due 2025 In May 2018, we issued $172.5 million aggregate principal amount of 2.375% Convertible Senior Notes Due 2025 (the “2025 Convertible Notes”), for which $103.4 million remains outstanding as of June 30, 2023. The 2025 Convertible Notes were issued pursuant to an indenture dated May 14, 2018 (the “2018 Indenture”) by and between the Company and Wells Fargo Bank, National Association, as the original trustee. Effective October 1, 2019, Truist (formerly BB&T) assumed the duties and responsibilities as trustee under the 2018 Indenture. The 2025 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2025 Convertible Notes pay interest semi-annually in arrears at a rate of 2.375% per annum on May 1 and November 1 of each year, commencing November 1, 2018, and mature on May 1, 2025 (the “2025 Maturity Date”), unless converted, redeemed or repurchased in accordance with the terms prior to such date. The effective interest rate for the three and nine months ended June 30, 2023 was approximately 2.88% for the 2025 Convertible Notes. As of June 30, 2023, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2025 Maturity Date assuming no early conversion. The 2025 Convertible Notes are convertible based on an initial conversion rate of 62.8931 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $15.90 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2025 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election. Prior to November 1, 2024, the 2025 Convertible Notes are convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ended on June 30, 2018 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five business day period after any five consecutive trading day period (the “measurement period”) in which the trading price, as defined in the 2018 Indenture, per $1,000 principal amount of notes for each trading day of the measurement period was less than 98% of the product of the last reported sale price of our Class A Common Stock and the conversion rate on such trading day; (3) if we call any or all of the 2025 Convertible Notes for redemption, at any time prior to the close of business on the business day immediately preceding the redemption date; or (4) upon the occurrence of specified corporate events, as defined in the 2018 Indenture. On or after November 1, 2024 until the close of business on the business day immediately preceding the 2025 Maturity Date, holders of 2025 Convertible Notes may, at their option, convert their 2025 Convertible Notes at any time, regardless of the foregoing circumstances. We may not redeem the 2025 Convertible Notes prior to May 1, 2022. At our option, we may redeem for cash all or any portion of the 2025 Convertible Notes on or after May 1, 2022, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2025 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of June 30, 2023. As of June 30, 2023, the if-converted value of the 2025 Convertible Notes did not exceed the principal amount. 2.875% Convertible Senior Notes Due 2024 In July 2017, we issued $143.75 million aggregate principal amount of 2.875% Convertible Senior Notes Due 2024 (the “2024 Convertible Notes”), for which $34.4 million remains outstanding as of June 30, 2023. The 2024 Convertible Notes were issued pursuant to an indenture dated July 5, 2017 (the “2017 Indenture”) by and between the Company and Wells Fargo Bank, National Association, as the original trustee. Effective October 1, 2019, Truist (formerly BB&T) assumed the duties and responsibilities as trustee under the 2017 Indenture. The 2024 Convertible Notes were issued in a private offering under Rule 144A under the Securities Act of 1933. The 2024 Convertible Notes pay interest semi-annually in arrears at a rate of 2.875% per annum on January 1 and July 1 of each year, commencing January 1, 2018, and mature on July 1, 2024 (the “2024 Maturity Date”), unless converted, redeemed or repurchased in accordance with the terms prior to such date. At maturity, the holders of the 2024 Convertible Notes will be entitled to receive cash equal to the principal of the 2024 Convertible Notes plus accrued interest. The effective interest rate for the three and nine months ended June 30, 2023 was approximately 3.35%. As of June 30, 2023, the remaining unamortized debt issuance costs will be amortized using the effective interest method through the 2024 Maturity Date assuming no early conversion. The 2024 Convertible Notes are convertible based on an initial conversion rate of 100 shares of Class A Common Stock per $1,000 principal amount (equivalent to an initial conversion price of $10.00 per share). The conversion rate will not be adjusted for any accrued and unpaid interest. The 2024 Convertible Notes contain certain make-whole fundamental change premiums and customary anti-dilution adjustments. Upon conversion, we may settle in cash, shares of Class A Common Stock or any combination thereof, at our election. Prior to January 1, 2024, the 2024 Convertible Notes will be convertible only under the following circumstances: (1) during any fiscal quarter commencing after the fiscal quarter ending on September 30, 2017 (and only during such fiscal quarter), if the last reported sale price of our Class A Common Stock for at least 20 trading days (whether or not consecutive) during a period of 30 consecutive trading days ending on the last trading day of the immediately preceding fiscal quarter is greater than or equal to 130% of the conversion price on each applicable trading day; (2) during the five five At our option, we may redeem for cash all or any portion of the 2024 Convertible Notes on or after July 6, 2021, if the last reported sale price of the Class A Common Stock has been at least 130% of the conversion price then in effect for at least 20 trading days (whether or not consecutive), including the trading day immediately preceding the date on which we provide notice of redemption, during any 30 consecutive trading day period ending on, and including, the trading day immediately preceding the date on which we provide notice of redemption. The redemption price will be equal to 100% of the principal amount of the 2024 Convertible Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. The stock trading price condition and other triggers are measured on a quarter-by-quarter basis and were not met as of June 30, 2023. As of June 30, 2023, the if-converted value of the 2024 Convertible Notes did not exceed the principal amount.

Common Stock and Stock Compensa

Common Stock and Stock Compensation	9 Months Ended
	Jun. 30, 2023
Share-Based Payment Arrangement [Abstract]
Common Stock and Stock Compensation	NOTE 8: COMMON STOCK AND STOCK COMPENSATION Common Stock Repurchase Program On May 3, 2022, the Company’s Board of Directors (the “Board”) authorized the repurchase of up to $50 million of our Class A Common Stock over three years (the “Common Stock Repurchase Program”). Execution of the program will be responsive to fluctuating market conditions and valuations, liquidity needs and the expected return on investment compared to other opportunities. The amount and timing of purchases will be dependent on a variety of factors, including stock price, trading volume, general market conditions, legal and regulatory requirements, general business conditions, the level of cash flows, and corporate considerations determined by management and the Board, such as liquidity and capital needs and the availability of attractive alternative investment opportunities. The Board of Directors has reserved the right to modify, suspend or terminate the program at any time. As of June 30, 2023, the Company has repurchased and retired 1,275,646 shares of our Class A Common Stock for $11.0 million under the Common Stock Repurchase Program, of which $3.0 million was repurchased during the quarter ended June 30, 2023. The repurchase amount is allocated between “Additional paid-in capital” and “Retained earnings” in our condensed consolidated balance sheets. Other Common Stock Repurchases During December 2022, the Company used approximately $5.0 million of the net proceeds from the 2029 Convertible Notes offering to repurchase for cash 578,703 shares of its Class A common stock from purchasers of the notes in privately negotiated transactions. Such transactions were authorized separately from, and not considered a part of, the publicly announced share repurchase program discussed above. The repurchase amount is allocated between “Additional paid-in capital” and “Retained earnings” in our condensed consolidated balance sheets. Stock Compensation We maintain a Board-approved incentive plan to retain the services of our valued officers, directors and employees and to incentivize such persons to make contributions to our company and motivate excellent performance (the “Incentive Plan”). Under the Incentive Plan, we grant awards of restricted stock or restricted stock units to employees and non-employee directors. Awards granted to employees are typically subject to performance and service conditions. Awards granted to non-employee directors are time-based awards subject only to service conditions. Awards granted under the Incentive Plan are measured at the grant date fair value with compensation costs associated with the awards recognized over the requisite service period, usually the vesting period, on a straight-line basis. The following table presents a summary of stock compensation activity: Shares Weighted Outstanding as of September 30, 2022 2,113,323 $ 5.88 Granted 1,008,180 7.82 Released (a) (480,238) 4.86 Cancelled (78,029) 6.70 Outstanding as of June 30, 2023 2,563,236 $ 6.81 (a) 114,311 shares were withheld to satisfy related income tax withholding.

Contingencies

Contingencies	9 Months Ended
	Jun. 30, 2023
Commitments and Contingencies Disclosure [Abstract]
Contingencies	NOTE 9: CONTINGENCIES Currently, and from time to time, we are involved in various claims, disputes, lawsuits, investigations, and legal and regulatory proceedings, including the matter described below. We accrue for contingencies if it is probable that a liability has been incurred and the amount of the loss can be reasonably estimated. Because these matters are inherently unpredictable and unfavorable developments or resolutions can occur, assessing contingencies requires judgments and is highly subjective about future events, and the amount of resulting loss may differ from these estimates. We do not believe the resolution of any particular matter will have a material adverse effect on our financial condition, results of operations or liquidity. On October 14, 2021, Andrew Kowlessar filed an action in the Circuit Court of the 17th Judicial Circuit in and for Broward County, Florida styled Andrew Kowlessar, individually and on behalf of all others similarly situated vs. EZCORP, Inc. d/b/a Value Pawn & Jewelry . The matter subsequently was amended and removed to the United States District Court of the Southern District of Florida as Andrew Kowlessar, individually and on behalf of all others similarly situated vs. EZPAWN Florida, Inc. d/b/a Value Pawn & Jewelry

Segment Information

Segment Information	9 Months Ended
	Jun. 30, 2023
Segment Reporting [Abstract]
Segment Information	NOTE 10: SEGMENT INFORMATION Our operations are primarily managed on a geographical basis and are comprised of three reportable segments. The factors for determining our reportable segments include the manner in which our chief operating decision maker evaluates performance for purposes of allocating resources and assessing performance. We currently report our segments as follows: • U.S. Pawn — all pawn activities in the United States; • Latin America Pawn — all pawn activities in Mexico and other parts of Latin America; and • Other Investments — primarily our equity interest in the net income (loss) of Cash Converters along with our investment in Founders and RDC. There are no inter-segment revenues presented below, and the amounts below were determined in accordance with the same accounting principles used in our condensed consolidated financial statements. The following tables present revenue for each reportable segment, disaggregated revenue within our three reportable segments and Corporate, segment profits and segment contribution. Three Months Ended June 30, 2023 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 102,177 $ 45,803 $ — $ 147,980 $ — $ 147,980 Jewelry scrapping sales 13,098 833 — 13,931 — 13,931 Pawn service charges 68,790 25,029 — 93,819 — 93,819 Other revenues 27 40 15 82 — 82 Total revenues 184,092 71,705 15 255,812 — 255,812 Merchandise cost of goods sold 62,799 32,270 — 95,069 — 95,069 Jewelry scrapping cost of goods sold 11,101 857 — 11,958 — 11,958 Gross profit 110,192 38,578 15 148,785 — 148,785 Segment and corporate expenses (income): Store expenses 75,389 29,543 — 104,932 — 104,932 General and administrative — — — — 17,876 17,876 Depreciation and amortization 2,505 2,303 — 4,808 3,218 8,026 Gain on sale or disposal of assets — (29) — (29) — (29) Other — (2,632) — (2,632) — (2,632) Interest expense — — — — 3,414 3,414 Interest income (1) (256) — (257) (2,327) (2,584) Equity in net income of unconsolidated affiliates — — (1,523) (1,523) — (1,523) Other (income) expense — (65) 10 (55) 50 (5) Segment contribution $ 32,299 $ 9,714 $ 1,528 $ 43,541 Income (loss) before income taxes $ 43,541 $ (22,231) $ 21,310 Three Months Ended June 30, 2022 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 94,005 $ 34,329 $ — $ 128,334 $ — $ 128,334 Jewelry scrapping sales 5,404 1,764 — 7,168 — 7,168 Pawn service charges 59,322 20,969 — 80,291 — 80,291 Other revenues 21 7 21 49 — 49 Total revenues 158,752 57,069 21 215,842 — 215,842 Merchandise cost of goods sold 55,885 24,282 — 80,167 — 80,167 Jewelry scrapping cost of goods sold 4,506 1,661 — 6,167 — 6,167 Gross profit 98,361 31,126 21 129,508 — 129,508 Segment and corporate expenses (income): Store expenses 66,036 23,394 — 89,430 — 89,430 General and administrative — — — — 18,715 18,715 Depreciation and amortization 2,572 1,987 — 4,559 3,187 7,746 Interest expense — — — — 2,693 2,693 Interest income (1) (189) — (190) — (190) Equity in net income of unconsolidated affiliates — — (1,758) (1,758) — (1,758) Other (income) expense — (163) 19 (144) (66) (210) Segment contribution $ 29,754 $ 6,097 $ 1,760 $ 37,611 Income (loss) before income taxes $ 37,611 $ (24,529) $ 13,082 Nine Months Ended June 30, 2023 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 329,231 $ 135,043 $ — $ 464,274 $ — $ 464,274 Jewelry scrapping sales 30,088 4,552 — 34,640 — 34,640 Pawn service charges 208,045 71,397 — 279,442 — 279,442 Other revenues 84 75 47 206 — 206 Total revenues 567,448 211,067 47 778,562 — 778,562 Merchandise cost of goods sold 203,698 93,587 — 297,285 — 297,285 Jewelry scrapping cost of goods sold 25,867 4,946 — 30,813 — 30,813 Gross profit 337,883 112,534 47 450,464 — 450,464 Segment and corporate expenses (income): Store expenses 220,639 86,365 — 307,004 — 307,004 General and administrative — (3) — (3) 48,964 48,961 Depreciation and amortization 7,820 6,850 — 14,670 9,307 23,977 Loss (gain) on sale or disposal of assets 84 (56) — 28 — 28 Other — (5,097) — (5,097) — (5,097) Interest expense — — — — 12,994 12,994 Interest income (2) (723) — (725) (4,421) (5,146) Equity in net loss of unconsolidated affiliates — — 29,394 29,394 — 29,394 Other (income) expense — (41) 20 (21) (138) (159) Segment contribution (loss) $ 109,342 $ 25,239 $ (29,367) $ 105,214 Income (loss) before income taxes $ 105,214 $ (66,706) $ 38,508 Nine Months Ended June 30, 2022 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 296,147 $ 103,463 $ — $ 399,610 $ — $ 399,610 Jewelry scrapping sales 13,864 5,938 — 19,802 — 19,802 Pawn service charges 174,651 58,348 — 232,999 — 232,999 Other revenues 67 247 93 407 — 407 Total revenues 484,729 167,996 93 652,818 — 652,818 Merchandise cost of goods sold 172,330 73,194 — 245,524 — 245,524 Jewelry scrapping cost of goods sold 11,279 5,468 — 16,747 — 16,747 Gross profit 301,120 89,334 93 390,547 — 390,547 Segment and corporate expenses (income): Store expenses 195,217 66,727 — 261,944 — 261,944 General and administrative — — — — 46,487 46,487 Depreciation and amortization 7,867 5,858 — 13,725 9,045 22,770 Gain on sale or disposal of assets and other — (4) — (4) (688) (692) Interest expense — — — — 7,651 7,651 Interest income (1) (626) — (627) (122) (749) Equity in net income of unconsolidated affiliates — — (1,457) (1,457) — (1,457) Other expense (income) — 37 15 52 (11) 41 Segment contribution $ 98,037 $ 17,342 $ 1,535 $ 116,914 Income (loss) before income taxes $ 116,914 $ (62,362) $ 54,552 The following table presents separately identified net earning assets by segment: (in thousands) U.S. Pawn Latin America Pawn Other Corporate Items Total As of June 30, 2023 Pawn loans $ 178,877 $ 50,502 $ — $ — $ 229,379 Inventory, net 114,910 40,034 — — 154,944 As of June 30, 2022 Pawn loans $ 159,680 $ 44,475 $ — $ — $ 204,155 Inventory, net 101,831 30,882 — — 132,713

Supplemental Consolidated Finan

Supplemental Consolidated Financial Information	9 Months Ended
	Jun. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Supplemental Consolidated Financial Information	NOTE 11: SUPPLEMENTAL CONSOLIDATED FINANCIAL INFORMATION The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets: (in thousands) June 30, 2023 June 30, 2022 September 30, 2022 Gross pawn service charges receivable $ 47,071 $ 42,277 $ 44,192 Allowance for uncollectible pawn service charges receivable (12,112) (10,277) (10,716) Pawn service charges receivable, net $ 34,959 $ 32,000 $ 33,476 Gross inventory $ 157,590 $ 136,475 $ 153,673 Inventory reserves (2,646) (3,762) (2,058) Inventory, net $ 154,944 $ 132,713 $ 151,615 Prepaid expenses and other $ 6,081 $ 14,660 $ 8,336 Accounts receivable, notes receivable and other 29,860 7,465 8,435 Income taxes prepaid and receivable 8,984 7,697 17,923 Prepaid expenses and other current assets $ 44,925 $ 29,822 $ 34,694 Property and equipment, gross $ 335,296 $ 298,502 $ 306,667 Accumulated depreciation (273,447) (246,997) (249,942) Property and equipment, net $ 61,849 $ 51,505 $ 56,725 Accounts payable $ 19,220 $ 19,480 $ 24,056 Accrued payroll 13,668 11,840 8,365 Incentive accrual 13,564 14,128 17,403 Other payroll related expenses 6,059 7,167 9,592 Accrued sales and VAT taxes 6,663 7,672 7,279 Accrued income taxes payable 2,646 1,116 2,663 Other current liabilities 12,638 15,163 15,151 Accounts payable, accrued expenses and other current liabilities $ 74,458 $ 76,566 $ 84,509 The following table provides supplemental disclosure of Consolidated Statements of Cash Flows information: Nine Months Ended June 30, (in thousands) 2023 2022 Supplemental disclosure of cash flow information Cash and cash equivalents $ 237,974 $ 222,342 Restricted cash 8,549 8,614 Total cash and cash equivalents and restricted cash $ 246,523 $ 230,956 Non-cash investing and financing activities: Pawn loans forfeited and transferred to inventory $ 238,899 $ 204,662 Transfer of consideration for other investment — 1,500 Transfer of equity consideration for acquisition 99 — Acquisition earn-out contingency 2,000 — Accrued acquisition consideration 1,220 —

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Pay vs Performance Disclosure
Net profit	$ 18,222	$ 12,215	$ 28,210	$ 42,823

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended	9 Months Ended
	Jun. 30, 2023 shares	Jun. 30, 2023 shares
Trading Arrangements, by Individual
Material Terms of Trading Arrangement		Insider Trading Arrangements On May 25, 2023, Matthew Appel, Director, entered into a prearranged trading plan to sell up to 53,303 shares of the Company’s Class A Non-Voting Common Stock between August 23, 2023 and August 30, 2024 pursuant to the terms of the plan. The plan is designed to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act and comply with the Company’s policies regarding stock transactions. On May 23, 2023, Nicole Swies, Chief Revenue Officer, entered into a prearranged trading plan to sell up to 9,000 shares of the Company’s Class A Non-Voting Common Stock between August 22, 2023 and April 1, 2024 pursuant to the terms of the plan. The plan is designed to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act and comply with the Company’s policies regarding stock transactions. Other than as described above, no Director or Executive Officer adopted, modified or terminated any contract, instruction, written plan or other trading arrangement relating to the purchase or sale of Company securities during the fiscal quarter ended June 30, 2023.
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false
Director Trading Arrangement [Member] | Matthew Appel [Member]
Trading Arrangements, by Individual
Name	Matthew Appel
Title	Director
Adoption Date	May 25, 2023
Arrangement Duration	374 days
Aggregate Available	53,303	53,303
Chief Revenue Officer Trading Arrangement [Member] | Nicole Swies [Member]
Trading Arrangements, by Individual
Name	Nicole Swies
Title	Chief Revenue Officer
Adoption Date	May 23, 2023
Arrangement Duration	223 days
Aggregate Available	9,000	9,000

Organization and Summary of S_2

Organization and Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Jun. 30, 2023
Accounting Policies [Abstract]
Basis of Presentation and Principles of Consolidation	Basis of Presentation The accompanying interim unaudited condensed consolidated financial statements (“Condensed Consolidated Financial Statements”) have been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP”) for interim financial information and with the instructions to Form 10-Q and Article 10-01 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. These Condensed Consolidated Financial Statements should be read in conjunction with the audited consolidated financial statements and related notes contained in our Annual Report on Form 10-K for the year ended September 30, In the opinion of management, the accompanying Condensed Consolidated Financial Statements include all adjustments, consisting of normal recurring adjustments, considered necessary for a fair presentation. Financial results for the three and nine-month periods ended June 30, 2023, are not necessarily indicative of results that may be expected for the fiscal year ending September 30, 2023 or any other period due, in part, to seasonal variations. There have been no changes that have had a material impact in significant accounting policies as described in our 2022 Annual Report Principles of Consolidation
Use of Estimates and Assumptions	Use of Estimates and Assumptions
Recently Issued Accounting Pronouncements	Recently Issued Accounting PronouncementsWe reviewed all recently issued accounting pronouncements and concluded that they were either not applicable or not expected to have a material impact on our Condensed Consolidated Financial Statements.

Goodwill (Tables)

Goodwill (Tables)	9 Months Ended
	Jun. 30, 2023
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of Goodwill	The following table summarizes the changes in the carrying amount of goodwill by segment and in total: Nine Months Ended June 30, 2023 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2022 $ 245,503 $ 41,325 $ 286,828 Acquisitions 9,468 — 9,468 Effect of foreign currency translation changes — 5,824 5,824 Balances as of June 30, 2023 $ 254,971 $ 47,149 $ 302,120 Nine Months Ended June 30, 2022 (in thousands) U.S. Pawn Latin America Pawn Consolidated Balances as of September 30, 2021 $ 244,471 $ 41,287 $ 285,758 Acquisitions 1,032 — 1,032 Measurement period adjustments — (678) (678) Effect of foreign currency translation changes — 686 686 Balances as of June 30, 2022 $ 245,503 $ 41,295 $ 286,798

Earnings per Share (Tables)

Earnings per Share (Tables)	9 Months Ended
	Jun. 30, 2023
Earnings Per Share [Abstract]
Schedule of Net Components of Basic and Diluted (Loss) Earnings Per Share	The following table reconciles the number of common shares used to compute basic and diluted earnings per share attributable to EZCORP Inc., shareholders: Three Months Ended June 30, Nine Months Ended June 30, (in thousands, except per share amounts) 2023 2022 2023 2022 Basic earnings per common share: Net income - basic $ 18,222 $ 12,215 $ 28,210 $ 42,823 Weighted shares outstanding - basic 55,367 56,656 55,776 56,465 Basic earnings per common share $ 0.33 $ 0.22 $ 0.51 $ 0.76 Diluted earnings per common share: Net income - basic $ 18,222 $ 12,215 $ 28,210 $ 42,823 Add: Convertible Notes interest expense, net of tax* 2,644 1,868 1,885 5,598 Net income - diluted $ 20,866 $ 14,083 $ 30,095 $ 48,421 Weighted shares outstanding - basic 55,367 56,656 55,776 56,465 Equity-based compensation awards - effect of dilution** 1,041 624 1,058 660 Convertible Notes - effect of dilution 30,417 25,224 22,725 25,224 Weighted shares outstanding - diluted 86,825 82,504 79,559 82,349 Diluted earnings per common share $ 0.24 $ 0.17 $ 0.38 $ 0.59 Potential common shares excluded from the calculation of diluted earnings per common share above: Convertible Notes*** — — 6,323 — Restricted stock**** 1,705 1,825 1,728 2,066 Total 1,705 1,825 8,051 2,066 * The nine months ended June 30, 2023 includes $5.4 million gain on the partial extinguishment of debt, associated with the 2025 Convertible Notes, which was recorded to “Interest expense” in the Company’s condensed consolidated statement of operations. See Note 7: Debt for additional information. ** Includes time-based share-based awards and performance based awards for which targets for fiscal year tranches have been achieved and vesting is subject only to achievement of service conditions. *** See Note 7: Debt for conversion rate of the 2024 Convertible Notes, 2025 Convertible Notes, and 2029 Convertible Notes. **** Includes antidilutive share-based awards as well as performance-based share-based awards that are contingently issuable, but for which the condition for issuance has not been met as of the end of the reporting period.

Leases (Tables)

Leases (Tables)	9 Months Ended
	Jun. 30, 2023
Leases [Abstract]
Schedule of Lessee Assets and Liabilities	The table below presents balances of our lease assets and liabilities and their balance sheet locations for both operating and financing leases: (in thousands) Balance Sheet Location June 30, 2023 June 30, 2022 September 30, 2022 Lease assets: Operating lease right-of-use assets Right-of-use assets, net $ 243,100 $ 217,506 $ 221,405 Financing lease assets Other assets 2,076 — 181 Total lease assets $ 245,176 $ 217,506 $ 221,586 Lease liabilities: Current: Operating lease liabilities Operating lease liabilities, current $ 56,919 $ 53,358 $ 52,334 Financing lease liabilities Accounts payable, accrued expenses and other current liabilities 472 — 37 Total current lease liabilities $ 57,391 $ 53,358 $ 52,371 Non-current: Operating lease liabilities Operating lease liabilities $ 197,499 $ 175,489 $ 180,756 Financing lease liabilities Other long-term liabilities 1,645 — 148 Total non-current lease liabilities $ 199,144 $ 175,489 $ 180,904 Total lease liabilities $ 256,535 $ 228,847 $ 233,275
Schedule of Lease Cost	The table below provides major components of our lease costs: Three Months Ended June 30, Nine Months Ended June 30, (in thousands) 2023 2022 2023 2022 Operating lease cost: Operating lease cost * $ 18,701 $ 17,264 $ 54,219 $ 50,415 Variable lease cost 4,188 3,824 12,068 11,200 Total operating lease cost $ 22,889 $ 21,088 $ 66,287 $ 61,615 Financing lease cost: Amortization of financing lease assets $ 106 $ — $ 180 $ — Interest on financing lease liabilities 47 — 82 — Total financing lease cost $ 153 $ — $ 262 $ — Total lease cost $ 23,042 $ 21,088 $ 66,549 $ 61,615 * Includes a reduction for sublease rental income of $1.0 million and $0.9 million for the three months ended June 30, 2023 and 2022, respectively, and $2.8 million and $2.6 million for the nine months ended June 30, 2023 and 2022, respectively. The weighted-average term and discount rates for leases are as follows: Nine Months Ended June 30, 2023 2022 Weighted-average remaining lease term (years): Operating leases 5.11 5.14 Financing leases 3.88 N/A Weighted-average discount rate: Operating leases 8.52 % 8.20 % Financing leases 11.14 % N/A
Schedule of Operating Lease Maturity	As of June 30, 2023, maturities of lease liabilities under ASC 842 by fiscal year were as follows: (in thousands) Operating Leases Financing Leases Remaining 2023 $ 19,064 $ 171 Fiscal 2024 74,063 685 Fiscal 2025 64,559 685 Fiscal 2026 53,543 685 Fiscal 2027 39,921 384 Thereafter 61,874 — Total lease liabilities $ 313,024 $ 2,610 Less: portion representing imputed interest 58,606 493 Total net lease liabilities $ 254,418 $ 2,117 Less: current portion 56,919 472 Total long term net lease liabilities $ 197,499 $ 1,645

Strategic Investments (Tables)

Strategic Investments (Tables)	9 Months Ended
	Jun. 30, 2023
Equity Method Investments and Joint Ventures [Abstract]
Schedule of Equity Method Investments	The following table presents the Company’s ownership in Cash Converters International Limited (“Cash Converters”) for the periods presented: Date of purchase Purchase amount (in thousands) Shares purchased Shares owned Ownership percentage October 1, 2021 $2,500 13,000,000 236,702,991 37.7 % March 10, 2022 $1,000 5,500,000 242,239,157 38.6 % April 5, 2022 $2,500 13,000,000 255,239,157 40.7 % September 15, 2022 $900 5,700,000 260,939,157 41.6 % November 2, 2022 $2,100 13,000,000 273,939,157 43.7 % The following tables present summary financial information for Cash Converters most recently reported results at December 31, 2022 after translation to U.S. dollars: December 31, (in thousands) 2022 2021 Current assets $ 189,179 $ 162,558 Non-current assets 98,301 185,780 Total assets $ 287,480 $ 348,338 Current liabilities $ 91,601 $ 59,701 Non-current liabilities 56,792 59,915 Shareholders’ equity 139,087 228,722 Total liabilities and shareholders’ equity $ 287,480 $ 348,338 Half-Year Ended December 31, (in thousands) 2022 2021 Gross revenues $ 98,768 $ 84,185 Gross profit 63,800 55,280 Net profit (73,197) 1

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Jun. 30, 2023
Fair Value Disclosures [Abstract]
Schedule of Financial Assets, Temporary Equity, and Liabilities Not Measured at Fair Value in the Consolidated Balance Sheet	The tables below present our estimates of fair value of financial assets and liabilities that were not measured at fair value: Carrying Value Estimated Fair Value June 30, 2023 June 30, 2023 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,242 $ 1,242 $ — $ — $ 1,242 12.00% promissory note receivable from Founders 16,050 16,050 — — 16,050 Investments in unconsolidated affiliates 10,247 41,367 41,367 — — Other investments 39,220 39,220 — — 39,220 Financial liabilities: 2024 Convertible Notes $ 34,223 $ 36,126 $ — $ 36,126 $ — 2025 Convertible Notes 102,433 94,586 — 94,586 — 2029 Convertible Notes 223,030 228,294 — 228,294 — Carrying Value Estimated Fair Value June 30, 2022 June 30, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,207 $ 1,207 $ — $ — $ 1,207 Investments in unconsolidated affiliates 43,384 47,973 41,342 — 6,631 Other investments 18,000 18,000 — 18,000 Financial liabilities: 2024 Convertible Notes $ 142,404 $ 143,951 $ — $ 143,951 $ — 2025 Convertible Notes 170,117 144,555 — 144,555 — Carrying Value Estimated Fair Value September 30, 2022 September 30, 2022 Fair Value Measurement Using (in thousands) Level 1 Level 2 Level 3 Financial assets: 2.89% promissory note receivable due April 2024 $ 1,215 $ 1,215 $ — $ — $ 1,215 Investments in unconsolidated affiliates 37,733 40,279 40,279 — — Other investments 24,220 24,220 — — 24,220 Financial liabilities: 2024 Convertible Notes $ 142,575 $ 157,727 $ — $ 157,727 $ — 2025 Convertible Notes 170,328 147,488 — 147,488 —

Debt (Tables)

Debt (Tables)	9 Months Ended
	Jun. 30, 2023
Debt Disclosure [Abstract]
Schedule of Long Term Debt Instruments	The following table presents the Company's debt instruments outstanding: June 30, 2023 June 30, 2022 September 30, 2022 (in thousands) Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount Gross Amount Debt Issuance Costs Carrying Amount 2029 Convertible Notes $ 230,000 $ (6,970) $ 223,030 $ — $ — $ — $ — $ — $ — 2025 Convertible Notes 103,373 (940) 102,433 172,500 (2,383) 170,117 172,500 (2,172) 170,328 2024 Convertible Notes 34,389 (166) 34,223 143,750 (1,346) 142,404 143,750 (1,175) 142,575 Total long-term debt $ 367,762 $ (8,076) $ 359,686 $ 316,250 $ (3,729) $ 312,521 $ 316,250 $ (3,347) $ 312,903
Schedule of Maturities of Long-Term Debt	The following table presents the Company’s contractual maturities related to the debt instruments as of June 30, 2023: Schedule of Contractual Maturities (in thousands) 2029 Convertible Notes 2025 Convertible Notes 2024 Convertible Notes Total Remaining 2023 $ — $ — $ — $ — Fiscal 2024 — — 34,389 34,389 Fiscal 2025 — 103,373 — 103,373 Fiscal 2026 — — — — Fiscal 2027 — — — — Thereafter 230,000 — — 230,000 Total long-term debt $ 230,000 $ 103,373 $ 34,389 $ 367,762
Schedule of Interest Income and Interest Expense Disclosure	The following table presents the Company’s interest expense related to the Convertible Notes for the three and nine months ended June 30, 2023 and 2022: Three Months Ended June 30, Nine Months Ended June 30, (in thousands) 2023 2022 2023 2022 2029 Convertible Notes: Contractual interest expense $ 2,157 $ — $ 4,744 $ — Amortization of deferred financing costs 239 — 488 — Total interest expense $ 2,396 $ — $ 5,232 $ — 2025 Convertible Notes: Contractual interest expense $ 614 $ 1,025 $ 2,170 $ 3,073 Amortization of deferred financing costs 121 197 429 586 Gain on extinguishment — — (5,389) — Total interest expense $ 735 $ 1,222 $ (2,790) $ 3,659 2024 Convertible Notes: Contractual interest expense $ 247 $ 1,033 $ 1,370 $ 3,099 Amortization of deferred financing costs 39 156 218 465 Loss on extinguishment — — 8,935 — Total interest expense $ 286 $ 1,189 $ 10,523 $ 3,564

Common Stock and Stock Compen_2

Common Stock and Stock Compensation (Tables)	9 Months Ended
	Jun. 30, 2023
Share-Based Payment Arrangement [Abstract]
Schedule of Restricted Stock Award Activity	The following table presents a summary of stock compensation activity: Shares Weighted Outstanding as of September 30, 2022 2,113,323 $ 5.88 Granted 1,008,180 7.82 Released (a) (480,238) 4.86 Cancelled (78,029) 6.70 Outstanding as of June 30, 2023 2,563,236 $ 6.81 (a) 114,311 shares were withheld to satisfy related income tax withholding.

Segment Information (Tables)

Segment Information (Tables)	9 Months Ended
	Jun. 30, 2023
Segment Reporting [Abstract]
Schedule of Operating Segment Information	The following tables present revenue for each reportable segment, disaggregated revenue within our three reportable segments and Corporate, segment profits and segment contribution. Three Months Ended June 30, 2023 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 102,177 $ 45,803 $ — $ 147,980 $ — $ 147,980 Jewelry scrapping sales 13,098 833 — 13,931 — 13,931 Pawn service charges 68,790 25,029 — 93,819 — 93,819 Other revenues 27 40 15 82 — 82 Total revenues 184,092 71,705 15 255,812 — 255,812 Merchandise cost of goods sold 62,799 32,270 — 95,069 — 95,069 Jewelry scrapping cost of goods sold 11,101 857 — 11,958 — 11,958 Gross profit 110,192 38,578 15 148,785 — 148,785 Segment and corporate expenses (income): Store expenses 75,389 29,543 — 104,932 — 104,932 General and administrative — — — — 17,876 17,876 Depreciation and amortization 2,505 2,303 — 4,808 3,218 8,026 Gain on sale or disposal of assets — (29) — (29) — (29) Other — (2,632) — (2,632) — (2,632) Interest expense — — — — 3,414 3,414 Interest income (1) (256) — (257) (2,327) (2,584) Equity in net income of unconsolidated affiliates — — (1,523) (1,523) — (1,523) Other (income) expense — (65) 10 (55) 50 (5) Segment contribution $ 32,299 $ 9,714 $ 1,528 $ 43,541 Income (loss) before income taxes $ 43,541 $ (22,231) $ 21,310 Three Months Ended June 30, 2022 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 94,005 $ 34,329 $ — $ 128,334 $ — $ 128,334 Jewelry scrapping sales 5,404 1,764 — 7,168 — 7,168 Pawn service charges 59,322 20,969 — 80,291 — 80,291 Other revenues 21 7 21 49 — 49 Total revenues 158,752 57,069 21 215,842 — 215,842 Merchandise cost of goods sold 55,885 24,282 — 80,167 — 80,167 Jewelry scrapping cost of goods sold 4,506 1,661 — 6,167 — 6,167 Gross profit 98,361 31,126 21 129,508 — 129,508 Segment and corporate expenses (income): Store expenses 66,036 23,394 — 89,430 — 89,430 General and administrative — — — — 18,715 18,715 Depreciation and amortization 2,572 1,987 — 4,559 3,187 7,746 Interest expense — — — — 2,693 2,693 Interest income (1) (189) — (190) — (190) Equity in net income of unconsolidated affiliates — — (1,758) (1,758) — (1,758) Other (income) expense — (163) 19 (144) (66) (210) Segment contribution $ 29,754 $ 6,097 $ 1,760 $ 37,611 Income (loss) before income taxes $ 37,611 $ (24,529) $ 13,082 Nine Months Ended June 30, 2023 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 329,231 $ 135,043 $ — $ 464,274 $ — $ 464,274 Jewelry scrapping sales 30,088 4,552 — 34,640 — 34,640 Pawn service charges 208,045 71,397 — 279,442 — 279,442 Other revenues 84 75 47 206 — 206 Total revenues 567,448 211,067 47 778,562 — 778,562 Merchandise cost of goods sold 203,698 93,587 — 297,285 — 297,285 Jewelry scrapping cost of goods sold 25,867 4,946 — 30,813 — 30,813 Gross profit 337,883 112,534 47 450,464 — 450,464 Segment and corporate expenses (income): Store expenses 220,639 86,365 — 307,004 — 307,004 General and administrative — (3) — (3) 48,964 48,961 Depreciation and amortization 7,820 6,850 — 14,670 9,307 23,977 Loss (gain) on sale or disposal of assets 84 (56) — 28 — 28 Other — (5,097) — (5,097) — (5,097) Interest expense — — — — 12,994 12,994 Interest income (2) (723) — (725) (4,421) (5,146) Equity in net loss of unconsolidated affiliates — — 29,394 29,394 — 29,394 Other (income) expense — (41) 20 (21) (138) (159) Segment contribution (loss) $ 109,342 $ 25,239 $ (29,367) $ 105,214 Income (loss) before income taxes $ 105,214 $ (66,706) $ 38,508 Nine Months Ended June 30, 2022 (in thousands) U.S. Pawn Latin America Pawn Other Investments Total Segments Corporate Items Consolidated Revenues: Merchandise sales $ 296,147 $ 103,463 $ — $ 399,610 $ — $ 399,610 Jewelry scrapping sales 13,864 5,938 — 19,802 — 19,802 Pawn service charges 174,651 58,348 — 232,999 — 232,999 Other revenues 67 247 93 407 — 407 Total revenues 484,729 167,996 93 652,818 — 652,818 Merchandise cost of goods sold 172,330 73,194 — 245,524 — 245,524 Jewelry scrapping cost of goods sold 11,279 5,468 — 16,747 — 16,747 Gross profit 301,120 89,334 93 390,547 — 390,547 Segment and corporate expenses (income): Store expenses 195,217 66,727 — 261,944 — 261,944 General and administrative — — — — 46,487 46,487 Depreciation and amortization 7,867 5,858 — 13,725 9,045 22,770 Gain on sale or disposal of assets and other — (4) — (4) (688) (692) Interest expense — — — — 7,651 7,651 Interest income (1) (626) — (627) (122) (749) Equity in net income of unconsolidated affiliates — — (1,457) (1,457) — (1,457) Other expense (income) — 37 15 52 (11) 41 Segment contribution $ 98,037 $ 17,342 $ 1,535 $ 116,914 Income (loss) before income taxes $ 116,914 $ (62,362) $ 54,552
Reconciliation of Assets from Segment to Consolidated	The following table presents separately identified net earning assets by segment: (in thousands) U.S. Pawn Latin America Pawn Other Corporate Items Total As of June 30, 2023 Pawn loans $ 178,877 $ 50,502 $ — $ — $ 229,379 Inventory, net 114,910 40,034 — — 154,944 As of June 30, 2022 Pawn loans $ 159,680 $ 44,475 $ — $ — $ 204,155 Inventory, net 101,831 30,882 — — 132,713

Supplemental Consolidated Fin_2

Supplemental Consolidated Financial Information (Tables)	9 Months Ended
	Jun. 30, 2023
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Schedule of Information on Accounts Receivable, Net, Inventories, Net, Property and Equipment, Net	The following table provides supplemental information on net amounts included in our condensed consolidated balance sheets: (in thousands) June 30, 2023 June 30, 2022 September 30, 2022 Gross pawn service charges receivable $ 47,071 $ 42,277 $ 44,192 Allowance for uncollectible pawn service charges receivable (12,112) (10,277) (10,716) Pawn service charges receivable, net $ 34,959 $ 32,000 $ 33,476 Gross inventory $ 157,590 $ 136,475 $ 153,673 Inventory reserves (2,646) (3,762) (2,058) Inventory, net $ 154,944 $ 132,713 $ 151,615 Prepaid expenses and other $ 6,081 $ 14,660 $ 8,336 Accounts receivable, notes receivable and other 29,860 7,465 8,435 Income taxes prepaid and receivable 8,984 7,697 17,923 Prepaid expenses and other current assets $ 44,925 $ 29,822 $ 34,694 Property and equipment, gross $ 335,296 $ 298,502 $ 306,667 Accumulated depreciation (273,447) (246,997) (249,942) Property and equipment, net $ 61,849 $ 51,505 $ 56,725 Accounts payable $ 19,220 $ 19,480 $ 24,056 Accrued payroll 13,668 11,840 8,365 Incentive accrual 13,564 14,128 17,403 Other payroll related expenses 6,059 7,167 9,592 Accrued sales and VAT taxes 6,663 7,672 7,279 Accrued income taxes payable 2,646 1,116 2,663 Other current liabilities 12,638 15,163 15,151 Accounts payable, accrued expenses and other current liabilities $ 74,458 $ 76,566 $ 84,509
Schedule of Supplemental Disclosure of Consolidated Statements of Cash Flows Information	The following table provides supplemental disclosure of Consolidated Statements of Cash Flows information: Nine Months Ended June 30, (in thousands) 2023 2022 Supplemental disclosure of cash flow information Cash and cash equivalents $ 237,974 $ 222,342 Restricted cash 8,549 8,614 Total cash and cash equivalents and restricted cash $ 246,523 $ 230,956 Non-cash investing and financing activities: Pawn loans forfeited and transferred to inventory $ 238,899 $ 204,662 Transfer of consideration for other investment — 1,500 Transfer of equity consideration for acquisition 99 — Acquisition earn-out contingency 2,000 — Accrued acquisition consideration 1,220 —

Goodwill - Schedule of Goodwill

Goodwill - Schedule of Goodwill (Details) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022
Goodwill [Roll Forward]
Beginning balance	$ 286,828	$ 285,758
Acquisitions	9,468	1,032
Measurement period adjustments		(678)
Effect of foreign currency translation changes	5,824	686
Ending balance	302,120	286,798
U.S. Pawn
Goodwill [Roll Forward]
Beginning balance	245,503	244,471
Acquisitions	9,468	1,032
Measurement period adjustments		0
Effect of foreign currency translation changes	0	0
Ending balance	254,971	245,503
Latin America Pawn
Goodwill [Roll Forward]
Beginning balance	41,325	41,287
Acquisitions	0	0
Measurement period adjustments		(678)
Effect of foreign currency translation changes	5,824	686
Ending balance	$ 47,149	$ 41,295

Goodwill - Additional Informati

Goodwill - Additional Information (Details) $ in Thousands	3 Months Ended	9 Months Ended
	Dec. 31, 2022 USD ($) store	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Goodwill [Line Items]
Additions to goodwill		$ 9,468	$ 1,032
Houston, Texas Pawn Stores
Goodwill [Line Items]
Number of stores | store	9
Las Vegas, Nevada Pawn Store
Goodwill [Line Items]
Number of stores | store	1
Pawn Stores
Goodwill [Line Items]
Initial purchase price	$ 13,000
Additions to goodwill	$ 9,500

Earnings per Share (Details)

Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	1 Months Ended	3 Months Ended		9 Months Ended
	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Basic earnings per common share:
Net income - basic		$ 18,222	$ 12,215	$ 28,210	$ 42,823
Weighted shares outstanding - basic (in shares)		55,367	56,656	55,776	56,465
Basic earnings per common share (in dollars per share)		$ 0.33	$ 0.22	$ 0.51	$ 0.76
Diluted earnings per common share:
Net income - basic		$ 18,222	$ 12,215	$ 28,210	$ 42,823
Add: Convertible Notes interest expense, net of tax		2,644	1,868	1,885	5,598
Net income - diluted		$ 20,866	$ 14,083	$ 30,095	$ 48,421
Weighted shares outstanding - basic (in shares)		55,367	56,656	55,776	56,465
Equity-based compensation awards - effect of dilution (in shares)		1,041	624	1,058	660
Convertible Notes - effect of dilution (in shares)		30,417	25,224	22,725	25,224
Weighted shares outstanding - diluted (in shares)		86,825	82,504	79,559	82,349
Diluted earnings per common share (in dollars per share)		$ 0.24	$ 0.17	$ 0.38	$ 0.59
Potential common shares excluded from the calculation of diluted earnings per common share above (in shares)		1,705	1,825	8,051	2,066
Gain (loss) on extinguishment of debt	$ (3,500)			$ (3,545)	$ 0
2025 Convertible Notes
Diluted earnings per common share:
Gain (loss) on extinguishment of debt				$ 5,400
Convertible Notes
Diluted earnings per common share:
Potential common shares excluded from the calculation of diluted earnings per common share above (in shares)		0	0	6,323	0
Restricted stock
Diluted earnings per common share:
Potential common shares excluded from the calculation of diluted earnings per common share above (in shares)		1,705	1,825	1,728	2,066

Leases - Additional Information

Leases - Additional Information (Details) - USD ($) $ in Millions	3 Months Ended		9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Lessee, Lease, Description [Line Items]
Finance, term of lease (in years)	5 years		5 years
Operating lease payments	$ 19.5	$ 18.4	$ 56.9	$ 54
Operating lease liability non cash			55.2	$ 55.3
Finance lease liability non cash			$ 2.1
Minimum
Lessee, Lease, Description [Line Items]
Initial term of lease (in years)	3 years		3 years
Maximum
Lessee, Lease, Description [Line Items]
Initial term of lease (in years)	10 years		10 years

Leases - Lessee Assets and Liab

Leases - Lessee Assets and Liabilities (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Lease assets:
Operating lease right-of-use assets	$ 243,100	$ 221,405	$ 217,506
Financing lease assets	2,076	181	0
Total lease assets	245,176	221,586	217,506
Current:
Operating lease liabilities	56,919	52,334	53,358
Financing lease liabilities	472	37	0
Total current lease liabilities	57,391	52,371	53,358
Non-current:
Operating lease liabilities	197,499	180,756	175,489
Financing lease liabilities	1,645	148	0
Total non-current lease liabilities	199,144	180,904	175,489
Total lease liabilities	$ 256,535	$ 233,275	$ 228,847
Finance Lease, Other Assets, Statement of Financial Position [Extensible Enumeration]	Other Assets, Noncurrent	Other Assets, Noncurrent	Other Assets, Noncurrent
Finance Lease, Liability, Current, Statement of Financial Position [Extensible Enumeration]	Accounts payable, accrued expenses and other current liabilities	Accounts payable, accrued expenses and other current liabilities	Accounts payable, accrued expenses and other current liabilities
Finance Lease, Liability, Noncurrent, Statement of Financial Position [Extensible Enumeration]	Other Liabilities, Noncurrent	Other Liabilities, Noncurrent	Other Liabilities, Noncurrent

Leases - Lease Cost (Details)

Leases - Lease Cost (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Operating lease cost:
Operating lease cost	$ 18,701	$ 17,264	$ 54,219	$ 50,415
Variable lease cost	4,188	3,824	12,068	11,200
Total operating lease cost	22,889	21,088	66,287	61,615
Financing lease cost:
Amortization of financing lease assets	106	0	180	0
Interest on financing lease liabilities	47	0	82	0
Total financing lease cost	153	0	262	0
Total lease cost	23,042	21,088	66,549	61,615
Sublease income	$ 1,000	$ 900	$ 2,800	$ 2,600
Weighted-average remaining lease term (years):
Weighted-average remaining lease term, Operating leases (in years)	5 years 1 month 9 days	5 years 1 month 20 days	5 years 1 month 9 days	5 years 1 month 20 days
Weighted-average remaining lease term, Financing leases (in years)	3 years 10 months 17 days		3 years 10 months 17 days
Weighted-average discount rate:
Weighted-average discount rate, Operating leases (as percentage)	8.52%	8.20%	8.52%	8.20%
Weighted-average discount rate, Financing leases (as percentage)	11.14%		11.14%

Leases - Operating And Financin

Leases - Operating And Financing Lease Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Operating Leases
Remaining 2023	$ 19,064
Fiscal 2024	74,063
Fiscal 2025	64,559
Fiscal 2026	53,543
Fiscal 2027	39,921
Thereafter	61,874
Total lease liabilities	313,024
Less: portion representing imputed interest	58,606
Total net lease liabilities	254,418
Less: current portion	56,919	$ 52,334	$ 53,358
Total long term net lease liabilities	197,499	180,756	175,489
Financing Leases
Remaining 2023	171
Fiscal 2024	685
Fiscal 2025	685
Fiscal 2026	685
Fiscal 2027	384
Thereafter	0
Total lease liabilities	2,610
Less: portion representing imputed interest	493
Total net lease liabilities	2,117
Less: current portion	472	37	0
Total long term net lease liabilities	$ 1,645	$ 148	$ 0

Strategic Investments - Company

Strategic Investments - Company's ownership in Cash Converters (Details) - Cash Converters International Limited - USD ($) $ in Thousands	Nov. 02, 2022	Sep. 15, 2022	Apr. 05, 2022	Mar. 10, 2022	Oct. 01, 2021
Schedule of Equity Method Investments [Line Items]
Purchase amount	$ 2,100	$ 900	$ 2,500	$ 1,000	$ 2,500
Shares purchased (in shares)	13,000,000	5,700,000	13,000,000	5,500,000	13,000,000
Shares owned (in shares)	273,939,157	260,939,157	255,239,157	242,239,157	236,702,991
Ownership percentage	43.70%	41.60%	40.70%	38.60%	37.70%

Strategic Investments - Additio

Strategic Investments - Additional Information (Details) - USD ($) $ in Thousands		1 Months Ended				3 Months Ended		9 Months Ended
	Dec. 02, 2022	Apr. 30, 2023	Nov. 30, 2022	Apr. 30, 2022	Oct. 31, 2021	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Schedule of Equity Method Investments [Line Items]
Dividends from unconsolidated affiliates								$ 3,589	$ 3,366
Equity in net income (loss) of unconsolidated affiliates						$ 1,523	$ 1,758	(29,394)	$ 1,457
Cash Converters International Limited
Schedule of Equity Method Investments [Line Items]
Dividends from unconsolidated affiliates		$ 1,800	$ 1,800	$ 1,700	$ 1,700
Equity in net income (loss) of unconsolidated affiliates						1,500		(29,400)
Non-cash goodwill impairment charge								32,400
Founders One LLC
Schedule of Equity Method Investments [Line Items]
Payments to acquire equity investment	$ 15,000
Notes payable	$ 15,000
Equity securities, fair value						$ 30,000		$ 30,000
Simple Management Group, Inc | Founders One LLC
Schedule of Equity Method Investments [Line Items]
Payments to acquire equity investment					$ 15,000

Strategic Investments - Equity

Strategic Investments - Equity Method Investments (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Dec. 31, 2022	Dec. 31, 2021	Jun. 30, 2023	Jun. 30, 2022	Mar. 31, 2023	Sep. 30, 2022	Mar. 31, 2022
Summary of financial information for Cash Converters International Limited
Current assets	$ 710,730	$ 629,646			$ 710,730	$ 629,646		$ 644,163
Total assets	1,457,678	1,330,827			1,457,678	1,330,827		1,347,878
Current liabilities	149,972	144,851			149,972	144,851		152,866
Total liabilities and equity	1,457,678	1,330,827			1,457,678	1,330,827		$ 1,347,878
Gross profit	148,785	129,508			450,464	390,547
Net profit	$ 18,222	$ 12,215			$ 28,210	$ 42,823
Cash Converters International Limited
Summary of financial information for Cash Converters International Limited
Current assets							$ 189,179		$ 162,558
Non-current assets							98,301		185,780
Total assets							287,480		348,338
Current liabilities							91,601		59,701
Non-current liabilities							56,792		59,915
Shareholders’ equity							139,087		228,722
Total liabilities and equity							$ 287,480		$ 348,338
Gross revenues			$ 98,768	$ 84,185
Gross profit			63,800	55,280
Net profit			$ (73,197)	$ 1

Fair Value Measurements - Finan

Fair Value Measurements - Financial Assets and Liabilities (Details) - USD ($) $ in Thousands	1 Months Ended		3 Months Ended	9 Months Ended
	Dec. 31, 2022	Apr. 30, 2019	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Sep. 30, 2022	Mar. 31, 2019
Financial assets:
Other investments				$ 39,220	$ 18,000	$ 24,220
Carrying Value
Financial assets:
Other investments				39,220	18,000	24,220
Estimated Fair Value
Financial assets:
Other investments				39,220	18,000	24,220
Estimated Fair Value | Level 1
Financial assets:
Other investments				0		0
Estimated Fair Value | Level 2
Financial assets:
Other investments				0	0	0
Estimated Fair Value | Level 3
Financial assets:
Other investments				$ 39,220	$ 18,000	24,220
2.89% promissory note receivable due April 2024
Financial assets:
Notes receivable, fair value		$ 1,100					$ 1,100
Financial liabilities:
Interest on note receivable		2.89%	2.89%	2.89%	2.89%
2.89% promissory note receivable due April 2024 | Carrying Value
Financial assets:
Notes receivable, fair value				$ 1,242	$ 1,207	1,215
2.89% promissory note receivable due April 2024 | Estimated Fair Value
Financial assets:
Notes receivable, fair value				1,242	1,207	1,215
2.89% promissory note receivable due April 2024 | Estimated Fair Value | Level 1
Financial assets:
Notes receivable, fair value				0	0	0
2.89% promissory note receivable due April 2024 | Estimated Fair Value | Level 2
Financial assets:
Notes receivable, fair value				0	0	0
2.89% promissory note receivable due April 2024 | Estimated Fair Value | Level 3
Financial assets:
Notes receivable, fair value				$ 1,242	1,207	1,215
12.00% promissory note receivable from Founders
Financial assets:
Notes receivable, fair value	$ 15,000		$ 15,000
Financial liabilities:
Interest on note receivable	12%			12%
12.00% promissory note receivable from Founders | Carrying Value
Financial assets:
Notes receivable, fair value				$ 16,050
12.00% promissory note receivable from Founders | Estimated Fair Value
Financial assets:
Notes receivable, fair value				16,050
12.00% promissory note receivable from Founders | Estimated Fair Value | Level 1
Financial assets:
Notes receivable, fair value				0
12.00% promissory note receivable from Founders | Estimated Fair Value | Level 2
Financial assets:
Notes receivable, fair value				0
12.00% promissory note receivable from Founders | Estimated Fair Value | Level 3
Financial assets:
Notes receivable, fair value				16,050
Investments in unconsolidated affiliates | Carrying Value
Financial assets:
Investments in unconsolidated affiliates				10,247	43,384	37,733
Investments in unconsolidated affiliates | Estimated Fair Value
Financial assets:
Investments in unconsolidated affiliates				41,367	47,973	40,279
Investments in unconsolidated affiliates | Estimated Fair Value | Level 1
Financial assets:
Investments in unconsolidated affiliates				41,367	41,342	40,279
Investments in unconsolidated affiliates | Estimated Fair Value | Level 2
Financial assets:
Investments in unconsolidated affiliates				0	0	0
Investments in unconsolidated affiliates | Estimated Fair Value | Level 3
Financial assets:
Investments in unconsolidated affiliates				0	6,631	0
2024 Convertible Notes | Carrying Value
Financial liabilities:
Debt instruments, fair value				34,223	142,404	142,575
2024 Convertible Notes | Estimated Fair Value
Financial liabilities:
Debt instruments, fair value				36,126	143,951	157,727
2024 Convertible Notes | Estimated Fair Value | Level 1
Financial liabilities:
Debt instruments, fair value				0	0	0
2024 Convertible Notes | Estimated Fair Value | Level 2
Financial liabilities:
Debt instruments, fair value				36,126	143,951	157,727
2024 Convertible Notes | Estimated Fair Value | Level 3
Financial liabilities:
Debt instruments, fair value				0	0	0
2025 Convertible Notes | Carrying Value
Financial liabilities:
Debt instruments, fair value				102,433	170,117	170,328
2025 Convertible Notes | Estimated Fair Value
Financial liabilities:
Debt instruments, fair value				94,586	144,555	147,488
2025 Convertible Notes | Estimated Fair Value | Level 1
Financial liabilities:
Debt instruments, fair value				0	0	0
2025 Convertible Notes | Estimated Fair Value | Level 2
Financial liabilities:
Debt instruments, fair value				94,586	144,555	147,488
2025 Convertible Notes | Estimated Fair Value | Level 3
Financial liabilities:
Debt instruments, fair value				0	$ 0	$ 0
2029 Convertible Notes | Carrying Value
Financial liabilities:
Debt instruments, fair value				223,030
2029 Convertible Notes | Estimated Fair Value
Financial liabilities:
Debt instruments, fair value				228,294
2029 Convertible Notes | Estimated Fair Value | Level 1
Financial liabilities:
Debt instruments, fair value				0
2029 Convertible Notes | Estimated Fair Value | Level 2
Financial liabilities:
Debt instruments, fair value				228,294
2029 Convertible Notes | Estimated Fair Value | Level 3
Financial liabilities:
Debt instruments, fair value				$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($)	1 Months Ended		3 Months Ended		9 Months Ended
	Dec. 31, 2022	Apr. 30, 2019	Jun. 30, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Sep. 30, 2022	Oct. 31, 2021	Mar. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Acquisition earn-out contingency			$ 2,000,000		$ 2,000,000	$ 0
Other investments			39,220,000		39,220,000	$ 18,000,000	$ 24,220,000
Bajio
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Reduction in contingent consideration liability			2,600,000		5,100,000
Acquisition earn-out contingency			0		0
Founders One LLC
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other investments			30,000,000		30,000,000			$ 15,000,000
Rich Data Corp
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other investments			$ 6,200,000		$ 6,200,000
2.89% promissory note receivable due April 2024
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Notes receivable, fair value		$ 1,100,000							$ 1,100,000
Interest on note receivable		2.89%		2.89%	2.89%	2.89%
12.00% promissory note receivable from Founders
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Notes receivable, fair value	$ 15,000,000			$ 15,000,000
Interest on note receivable	12%				12%

Debt - Schedule of Debt Instrum

Debt - Schedule of Debt Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Debt Instrument [Line Items]
Total long-term debt, gross amount	$ 367,762	$ 316,250	$ 316,250
Total long-term debt, debt discount and issuance costs	(8,076)	(3,347)	(3,729)
Total long-term debt, carrying amount	359,686	312,903	312,521
Senior Notes | 2029 Convertible Notes
Debt Instrument [Line Items]
Total long-term debt, gross amount	230,000	0	0
Total long-term debt, debt discount and issuance costs	(6,970)	0	0
Total long-term debt, carrying amount	223,030	0	0
Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Total long-term debt, gross amount	103,373	172,500	172,500
Total long-term debt, debt discount and issuance costs	(940)	(2,172)	(2,383)
Total long-term debt, carrying amount	102,433	170,328	170,117
Senior Notes | 2024 Convertible Notes
Debt Instrument [Line Items]
Total long-term debt, gross amount	34,389	143,750	143,750
Total long-term debt, debt discount and issuance costs	(166)	(1,175)	(1,346)
Total long-term debt, carrying amount	$ 34,223	$ 142,575	$ 142,404

Debt - Principal Payment Schedu

Debt - Principal Payment Schedule (Details) - Senior Notes $ in Thousands	Jun. 30, 2023 USD ($)
Debt Instrument [Line Items]
Remaining 2023	$ 0
Fiscal 2024	34,389
Fiscal 2025	103,373
Fiscal 2026	0
Fiscal 2027	0
Thereafter	230,000
Carrying Amount	367,762
2029 Convertible Notes
Debt Instrument [Line Items]
Remaining 2023	0
Fiscal 2024	0
Fiscal 2025	0
Fiscal 2026	0
Fiscal 2027	0
Thereafter	230,000
Carrying Amount	230,000
2025 Convertible Notes
Debt Instrument [Line Items]
Remaining 2023	0
Fiscal 2024	0
Fiscal 2025	103,373
Fiscal 2026	0
Fiscal 2027	0
Thereafter	0
Carrying Amount	103,373
2024 Convertible Notes
Debt Instrument [Line Items]
Remaining 2023	0
Fiscal 2024	34,389
Fiscal 2025	0
Fiscal 2026	0
Fiscal 2027	0
Thereafter	0
Carrying Amount	$ 34,389

Debt - Interest Expense (Detail

Debt - Interest Expense (Details) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended		9 Months Ended
	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Debt Instrument [Line Items]
Net loss on extinguishment of debt	$ 3,500			$ 3,545	$ 0
Senior Notes | 2029 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense		$ 2,157	$ 0	4,744	0
Amortization of deferred financing costs		239	0	488	0
Total interest expense		2,396	0	5,232	0
Senior Notes | 2025 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense		614	1,025	2,170	3,073
Amortization of deferred financing costs		121	197	429	586
Net loss on extinguishment of debt		0	0	(5,389)	0
Total interest expense		735	1,222	(2,790)	3,659
Senior Notes | 2024 Convertible Notes
Debt Instrument [Line Items]
Contractual interest expense		247	1,033	1,370	3,099
Amortization of deferred financing costs		39	156	218	465
Net loss on extinguishment of debt		0	0	8,935	0
Total interest expense		$ 286	$ 1,189	$ 10,523	$ 3,564

Debt - Convertible Senior Notes

Debt - Convertible Senior Notes Due 2029 (Details)				1 Months Ended	3 Months Ended		9 Months Ended
	Dec. 12, 2022 day $ / shares	May 14, 2018 USD ($) day $ / shares	Jul. 05, 2017 USD ($) day $ / shares	Dec. 31, 2022 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)
Debt Instrument [Line Items]
Loss on extinguishment of debt | $				$ 3,500,000			$ 3,545,000	$ 0
2029 Convertible Notes | Class A Common Stock
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount				0.0890313
2029 Convertible Notes | Senior Notes
Debt Instrument [Line Items]
Stated interest rate	3.75%			3.75%
Principle amount | $				$ 230,000,000
Effective interest rate					4.28%		4.28%
Conversion price, per share (in dollars per share) | $ / shares	$ 11.23
2029 Convertible Notes | Senior Notes | Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
2029 Convertible Notes | Senior Notes | Debt Conversion, Condition One | Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Repurchase price, percent of principal amount	100%
2029 Convertible Notes | Senior Notes | Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days	5
Threshold percentage of stock price trigger	98%
Threshold business days	5
2024 Convertible Notes | Class A Common Stock
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount			0.1
2024 Convertible Notes | Senior Notes
Debt Instrument [Line Items]
Stated interest rate			2.875%
Principle amount | $			$ 143,750,000
Effective interest rate					3.35%		3.35%
Conversion price, per share (in dollars per share) | $ / shares			$ 10
Loss on extinguishment of debt | $					$ 0	$ 0	$ 8,935,000	0
2024 Convertible Notes | Senior Notes | Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)			20
Threshold consecutive trading days			30
Threshold percentage of stock price trigger			130%
2024 Convertible Notes | Senior Notes | Debt Conversion, Condition One | Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)			20
Threshold consecutive trading days			30
Threshold percentage of stock price trigger			130%
Repurchase price, percent of principal amount			100%
2024 Convertible Notes | Notes Repurchases
Debt Instrument [Line Items]
Repurchased principal amount | $					$ 109,400,000		$ 109,400,000
Repurchase price | $				117,500,000
2025 Convertible Notes | Senior Notes
Debt Instrument [Line Items]
Stated interest rate		2.375%
Principle amount | $		$ 172,500,000
Effective interest rate					2.88%		2.88%
Conversion rate per $1,000 principal amount		0.0628931
Conversion price, per share (in dollars per share) | $ / shares		$ 15.90
Loss on extinguishment of debt | $					$ 0	$ 0	$ (5,389,000)	$ 0
2025 Convertible Notes | Senior Notes | Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold consecutive trading days		30
Threshold percentage of stock price trigger		130%
Repurchase price, percent of principal amount		100%
2025 Convertible Notes | Senior Notes | Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)		20
Threshold consecutive trading days		30
Threshold percentage of stock price trigger		130%
2025 Convertible Notes | Senior Notes | Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days		5
Threshold percentage of stock price trigger		98%
Threshold business days		5
2025 Convertible Notes | Notes Repurchases
Debt Instrument [Line Items]
Repurchased principal amount | $					$ 69,100,000		$ 69,100,000
Repurchase price | $				$ 62,900,000

Debt - Convertible Senior Not_2

Debt - Convertible Senior Notes Due 2025 (Details) - 2025 Convertible Notes - Senior Notes	May 14, 2018 USD ($) day $ / shares	Jun. 30, 2023 USD ($)
Debt Instrument [Line Items]
Stated interest rate	2.375%
Principle amount | $	$ 172,500,000
Amount outstanding | $		$ 103,400,000
Effective interest rate		2.88%
Conversion price, per share (in dollars per share) | $ / shares	$ 15.90
Conversion rate per $1,000 principal amount	0.0628931
Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Repurchase price, percent of principal amount	100%
Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Debt Conversion, Condition Two
Debt Instrument [Line Items]
Threshold consecutive trading days	5
Threshold percentage of stock price trigger	98%
Threshold business days	5

Debt - Convertible Senior Not_3

Debt - Convertible Senior Notes Due 2024 (Details) - 2024 Convertible Notes	Jul. 05, 2017 USD ($) day $ / shares	Jun. 30, 2023 USD ($)
Class A Common Stock
Debt Instrument [Line Items]
Conversion rate per $1,000 principal amount	0.1
Senior Notes
Debt Instrument [Line Items]
Stated interest rate	2.875%
Principle amount | $	$ 143,750,000
Amount outstanding | $		$ 34,400,000
Effective interest rate		3.35%
Conversion price, per share (in dollars per share) | $ / shares	$ 10
Senior Notes | Debt Conversion, Condition One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Senior Notes | Debt Conversion, Condition One | Debt Instrument, Redemption, Period One
Debt Instrument [Line Items]
Threshold trading days (whether or not consecutive)	20
Threshold consecutive trading days	30
Threshold percentage of stock price trigger	130%
Repurchase price, percent of principal amount	100%
Senior Notes | Debt Conversion, Condition Two
Debt Instrument [Line Items]
Business day threshold	5 days
Threshold consecutive trading days	5 days
Maximum percentage of stock price product	98%

Common Stock and Stock Compen_3

Common Stock and Stock Compensation - Additional Information (Details) - USD ($) $ in Thousands		1 Months Ended	3 Months Ended			9 Months Ended		14 Months Ended
	May 03, 2022	Dec. 31, 2022	Jun. 30, 2023	Mar. 31, 2023	Dec. 31, 2022	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Common stock repurchased and retired (in shares)		578,703
Common stock repurchased and retired			$ 3,004	$ 3,951	$ 7,027
Repurchase of common stock		$ 5,000				$ 13,982	$ 0
Class A Common Stock
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Stock repurchase program, amount authorized	$ 50,000
Stock repurchase program, period (in years)	3 years
Common stock repurchased and retired (in shares)								1,275,646
Common stock repurchased and retired								$ 11,000
Stock repurchased during period, value			$ 3,000

Common Stock and Stock Compen_4

Common Stock and Stock Compensation - Restricted Stock Award Activity (Details) - Restricted stock	9 Months Ended
	Jun. 30, 2023 $ / shares shares
Shares
Outstanding, beginning balance (in shares)	2,113,323
Granted (in shares)	1,008,180
Released (in shares)	(480,238)
Cancelled (in shares)	(78,029)
Outstanding, ending balance (in shares)	2,563,236
Weighted Average Grant Date Fair Value
Outstanding, beginning balance (in dollars per share) | $ / shares	$ 5.88
Granted (in dollars per share) | $ / shares	7.82
Released (in dollars per share) | $ / shares	4.86
Cancelled (in dollars per share) | $ / shares	6.70
Outstanding, ending balance (in dollars per share) | $ / shares	$ 6.81
Shares withheld to satisfy related income tax withholding (in shares)	114,311

Contingencies (Details)

Contingencies (Details) $ in Millions	3 Months Ended
	Jun. 30, 2022 USD ($)
Commitments and Contingencies Disclosure [Abstract]
Settlement, expense	$ 2

Segment Information - Operating

Segment Information - Operating Segment Information (Details) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2023 USD ($)	Jun. 30, 2022 USD ($)	Jun. 30, 2023 USD ($) segment	Jun. 30, 2022 USD ($)
Segment Reporting Information [Line Items]
Number of reportable segments | segment			3
Revenues:
Total revenues	$ 255,812	$ 215,842	$ 778,562	$ 652,818
Gross profit	148,785	129,508	450,464	390,547
Segment and corporate expenses (income):
Store expenses	104,932	89,430	307,004	261,944
General and administrative	17,876	18,715	48,961	46,487
Depreciation and amortization	8,026	7,746	23,977	22,770
Gain on sale or disposal of assets	(29)		28	(692)
Other	(2,632)	0	(5,097)	0
Interest expense	3,414	2,693	12,994	7,651
Interest income	(2,584)	(190)	(5,146)	(749)
Equity in net income (loss) of unconsolidated affiliates	(1,523)	(1,758)	29,394	(1,457)
Other (income) expense	(5)	(210)	(159)	41
Income before income taxes	21,310	13,082	38,508	54,552
Segments
Revenues:
Total revenues	255,812	215,842	778,562	652,818
Gross profit	148,785	129,508	450,464	390,547
Segment and corporate expenses (income):
Store expenses	104,932	89,430	307,004	261,944
General and administrative	0	0	(3)	0
Depreciation and amortization	4,808	4,559	14,670	13,725
Gain on sale or disposal of assets	(29)		28	(4)
Other	(2,632)		(5,097)
Interest expense	0	0	0	0
Interest income	(257)	(190)	(725)	(627)
Equity in net income (loss) of unconsolidated affiliates	(1,523)	(1,758)	29,394	(1,457)
Other (income) expense	(55)	(144)	(21)	52
Income before income taxes	43,541	37,611	105,214	116,914
Segments | U.S. Pawn
Revenues:
Total revenues	184,092	158,752	567,448	484,729
Gross profit	110,192	98,361	337,883	301,120
Segment and corporate expenses (income):
Store expenses	75,389	66,036	220,639	195,217
General and administrative	0	0	0	0
Depreciation and amortization	2,505	2,572	7,820	7,867
Gain on sale or disposal of assets	0		84	0
Other	0		0
Interest expense	0	0	0	0
Interest income	(1)	(1)	(2)	(1)
Equity in net income (loss) of unconsolidated affiliates	0	0	0	0
Other (income) expense	0	0	0	0
Income before income taxes	32,299	29,754	109,342	98,037
Segments | Latin America Pawn
Revenues:
Total revenues	71,705	57,069	211,067	167,996
Gross profit	38,578	31,126	112,534	89,334
Segment and corporate expenses (income):
Store expenses	29,543	23,394	86,365	66,727
General and administrative	0	0	(3)	0
Depreciation and amortization	2,303	1,987	6,850	5,858
Gain on sale or disposal of assets	(29)		(56)	(4)
Other	(2,632)		(5,097)
Interest expense	0	0	0	0
Interest income	(256)	(189)	(723)	(626)
Equity in net income (loss) of unconsolidated affiliates	0	0	0	0
Other (income) expense	(65)	(163)	(41)	37
Income before income taxes	9,714	6,097	25,239	17,342
Segments | Other Investments
Revenues:
Total revenues	15	21	47	93
Gross profit	15	21	47	93
Segment and corporate expenses (income):
Store expenses	0	0	0	0
General and administrative	0	0	0	0
Depreciation and amortization	0	0	0	0
Gain on sale or disposal of assets	0		0	0
Other	0		0
Interest expense	0	0	0	0
Interest income	0	0	0	0
Equity in net income (loss) of unconsolidated affiliates	(1,523)	(1,758)	29,394	(1,457)
Other (income) expense	10	19	20	15
Income before income taxes	1,528	1,760	(29,367)	1,535
Corporate Items
Revenues:
Total revenues	0	0	0	0
Gross profit	0	0	0	0
Segment and corporate expenses (income):
Store expenses	0	0	0	0
General and administrative	17,876	18,715	48,964	46,487
Depreciation and amortization	3,218	3,187	9,307	9,045
Gain on sale or disposal of assets	0		0	(688)
Other	0		0
Interest expense	3,414	2,693	12,994	7,651
Interest income	(2,327)	0	(4,421)	(122)
Equity in net income (loss) of unconsolidated affiliates	0	0	0	0
Other (income) expense	50	(66)	(138)	(11)
Income before income taxes	(22,231)	(24,529)	(66,706)	(62,362)
Merchandise sales
Revenues:
Total revenues	147,980	128,334	464,274	399,610
Cost of goods sold	95,069	80,167	297,285	245,524
Merchandise sales | Segments
Revenues:
Total revenues	147,980	128,334	464,274	399,610
Cost of goods sold	95,069	80,167	297,285	245,524
Merchandise sales | Segments | U.S. Pawn
Revenues:
Total revenues	102,177	94,005	329,231	296,147
Cost of goods sold	62,799	55,885	203,698	172,330
Merchandise sales | Segments | Latin America Pawn
Revenues:
Total revenues	45,803	34,329	135,043	103,463
Cost of goods sold	32,270	24,282	93,587	73,194
Merchandise sales | Segments | Other Investments
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Merchandise sales | Corporate Items
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Jewelry scrapping sales
Revenues:
Total revenues	13,931	7,168	34,640	19,802
Cost of goods sold	11,958	6,167	30,813	16,747
Jewelry scrapping sales | Segments
Revenues:
Total revenues	13,931	7,168	34,640	19,802
Cost of goods sold	11,958	6,167	30,813	16,747
Jewelry scrapping sales | Segments | U.S. Pawn
Revenues:
Total revenues	13,098	5,404	30,088	13,864
Cost of goods sold	11,101	4,506	25,867	11,279
Jewelry scrapping sales | Segments | Latin America Pawn
Revenues:
Total revenues	833	1,764	4,552	5,938
Cost of goods sold	857	1,661	4,946	5,468
Jewelry scrapping sales | Segments | Other Investments
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Jewelry scrapping sales | Corporate Items
Revenues:
Total revenues	0	0	0	0
Cost of goods sold	0	0	0	0
Pawn service charges
Revenues:
Total revenues	93,819	80,291	279,442	232,999
Pawn service charges | Segments
Revenues:
Total revenues	93,819	80,291	279,442	232,999
Pawn service charges | Segments | U.S. Pawn
Revenues:
Total revenues	68,790	59,322	208,045	174,651
Pawn service charges | Segments | Latin America Pawn
Revenues:
Total revenues	25,029	20,969	71,397	58,348
Pawn service charges | Segments | Other Investments
Revenues:
Total revenues	0	0	0	0
Pawn service charges | Corporate Items
Revenues:
Total revenues	0	0	0	0
Other revenues
Revenues:
Total revenues	82	49	206	407
Other revenues | Segments
Revenues:
Total revenues	82	49	206	407
Other revenues | Segments | U.S. Pawn
Revenues:
Total revenues	27	21	84	67
Other revenues | Segments | Latin America Pawn
Revenues:
Total revenues	40	7	75	247
Other revenues | Segments | Other Investments
Revenues:
Total revenues	15	21	47	93
Other revenues | Corporate Items
Revenues:
Total revenues	$ 0	$ 0	$ 0	$ 0

Segment Information - Revenues

Segment Information - Revenues and Long-Lived Assets by Geographic Information (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Segment Reporting Information [Line Items]
Pawn loans	$ 229,379	$ 210,009	$ 204,155
Inventory, net	154,944	$ 151,615	132,713
Segments | U.S. Pawn
Segment Reporting Information [Line Items]
Pawn loans	178,877		159,680
Inventory, net	114,910		101,831
Segments | Latin America Pawn
Segment Reporting Information [Line Items]
Pawn loans	50,502		44,475
Inventory, net	40,034		30,882
Segments | Other Investments
Segment Reporting Information [Line Items]
Pawn loans	0		0
Inventory, net	0		0
Corporate Items
Segment Reporting Information [Line Items]
Pawn loans	0		0
Inventory, net	$ 0		$ 0

Supplemental Consolidated Fin_3

Supplemental Consolidated Financial Information - Supplemental Consolidated Balance Sheet Information (Details) - USD ($) $ in Thousands	Jun. 30, 2023	Sep. 30, 2022	Jun. 30, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Gross pawn service charges receivable	$ 47,071	$ 44,192	$ 42,277
Allowance for uncollectible pawn service charges receivable	(12,112)	(10,716)	(10,277)
Pawn service charges receivable, net	34,959	33,476	32,000
Gross inventory	157,590	153,673	136,475
Inventory reserves	(2,646)	(2,058)	(3,762)
Inventory, net	154,944	151,615	132,713
Prepaid expenses and other	6,081	8,336	14,660
Accounts receivable, notes receivable and other	29,860	8,435	7,465
Income taxes prepaid and receivable	8,984	17,923	7,697
Prepaid expenses and other current assets	44,925	34,694	29,822
Property and equipment, gross	335,296	306,667	298,502
Accumulated depreciation	(273,447)	(249,942)	(246,997)
Property and equipment, net	61,849	56,725	51,505
Accounts payable	19,220	24,056	19,480
Accrued payroll	13,668	8,365	11,840
Incentive accrual	13,564	17,403	14,128
Other payroll related expenses	6,059	9,592	7,167
Accrued sales and VAT taxes	6,663	7,279	7,672
Accrued income taxes payable	2,646	2,663	1,116
Other current liabilities	12,638	15,151	15,163
Accounts payable, accrued expenses and other current liabilities	$ 74,458	$ 84,509	$ 76,566

Supplemental Consolidated Fin_4

Supplemental Consolidated Financial Information - Supplemental of Consolidated Statements of Cash Flows Information (Details) - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Sep. 30, 2022	Sep. 30, 2021
Supplemental disclosure of cash flow information
Cash and cash equivalents	$ 237,974	$ 222,342	$ 206,028
Restricted cash	8,549	8,614
Total cash and cash equivalents and restricted cash	246,523	230,956	$ 214,369	$ 263,624
Non-cash investing and financing activities:
Pawn loans forfeited and transferred to inventory	238,899	204,662
Transfer of consideration for other investment	0	1,500
Transfer of equity consideration for acquisition	99	0
Acquisition earn-out contingency	2,000	$ 0
Accrued acquisition consideration	$ 1,220

Uncategorized Items - ezpw-2023

Label	Element	Value
Accounting Standards Update [Extensible Enumeration]	us-gaap_AccountingStandardsUpdateExtensibleList	Accounting Standards Update 2020-06 [Member]