CSB Bancorp (CSBB) 10-Q 14 Nov 24 2024 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Nov. 01, 2024
Cover [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Sep. 30, 2024
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31
Entity Registrant Name	CSB BANCORP INC /OH
Trading Symbol	CSBB
Entity Central Index Key	0000880417
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Bankruptcy Proceedings, Reporting Current	true
Title of 12(g) Security	Common Shares, $6.25 par value
Security Exchange Name	NONE
Entity Common Stock, Shares Outstanding		2,654,445
Entity File Number	000-21714
Entity Incorporation, State or Country Code	OH
Entity Tax Identification Number	34-1687530
Entity Address, Address Line One	91 North Clay Street
Entity Address, Address Line Two	P.O. Box 232
Entity Address, City or Town	Millersburg
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	44654
City Area Code	330
Local Phone Number	674-9015
Document Quarterly Report	true
Document Transition Report	false

Consolidated Balance Sheets (Un

Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Cash and cash equivalents
Cash and due from banks	$ 26,108	$ 24,463
Interest-earning deposits in other banks	69,108	39,614
Federal Funds Sold	427	0
Total cash and cash equivalents	95,643	64,077
Securities
Available-for-sale, at fair value	131,718	140,080
Held-to-maturity fair value of $185,647 in 2024 and $194,730 in 2023 ($0 credit loss allowance)	211,655	226,279
Equity securities	247	259
Restricted stock, at cost	1,520	1,535
Total securities	345,140	368,153
Loans held for sale	509	0
Loans	719,602	701,404
Less allowance for credit losses	7,224	6,607
Net loans	712,378	694,797
Premises and equipment, net	13,994	13,002
Bank-owned life insurance	27,996	25,410
Goodwill	4,728	4,728
Accrued interest receivable and other assets	8,793	8,522
TOTAL ASSETS	1,209,181	1,178,689
Deposits
Noninterest-bearing	286,525	301,697
Interest-bearing	784,006	725,730
Total deposits	1,070,531	1,027,427
Short-term borrowings	19,224	35,843
Other borrowings	1,296	1,754
Allowance for credit losses on off-balance sheet commitments	532	736
Accrued interest payable and other liabilities	2,590	4,990
Total liabilities	1,094,173	1,070,750
SHAREHOLDERS' EQUITY
Common stock, $6.25 par value. Authorized 9,000,000 shares; issued 2,980,602 shares; outstanding 2,659,324 shares in 2024 and 2,669,938 in 2023	18,629	18,629
Additional paid-in capital	9,815	9,815
Retained earnings	101,847	97,297
Treasury stock at cost: 321,278 shares in 2024 and 310,664 shares in 2023	(7,929)	(7,532)
Accumulated other comprehensive loss	(7,354)	(10,270)
Total shareholders' equity	115,008	107,939
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 1,209,181	$ 1,178,689

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Unaudited) (Parenthetical) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Statement of Financial Position [Abstract]
Held-to-maturity, fair value	$ 185,647,000	$ 194,730,000
Held-to-maturity, credit loss allowance	$ 0	$ 0
Common stock, par value	$ 6.25	$ 6.25
Common stock, authorized shares	9,000,000	9,000,000
Common stock, shares issued	2,980,602	2,980,602
Common stock, shares outstanding	2,659,324	2,669,938
Treasury stock, at cost	321,278	310,664

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 10,531	$ 9,175	$ 30,959	$ 25,855
Taxable securities	1,782	1,910	5,489	5,867
Nontaxable securities	88	102	264	305
Other	789	531	1,537	1,520
Total interest and dividend income	13,190	11,718	38,249	33,547
INTEREST EXPENSE
Deposits	3,898	2,772	10,687	6,484
Short-term borrowings	71	100	252	236
Other borrowings	7	9	23	31
Total interest expense	3,976	2,881	10,962	6,751
NET INTEREST INCOME	9,214	8,837	27,287	26,796
Provision for credit loss expense - loans	645	13	4,945	287
Provision (recovery) for credit loss expense - off-balance sheet commitments	55	164	(204)	(1)
Total provision for credit loss expense	700	177	4,741	286
NET INTEREST INCOME AFTER CREDIT LOSS EXPENSE	8,514	8,660	22,546	26,510
NONINTEREST INCOME
Gain on sale of loans, net	106	47	215	106
Earnings on bank owned life insurance	203	179	585	520
Unrealized gain (loss) on equity securities	17	(11)	(12)	2
Other income	211	208	657	631
Total noninterest income	1,809	1,705	5,322	5,066
NONINTEREST EXPENSES
Salaries and employee benefits	3,656	3,429	10,181	10,112
Occupancy expense	295	290	872	856
Equipment expense	224	199	649	595
Professional and director fees	391	366	1,160	1,073
Financial institutions tax	216	192	648	576
Marketing and public relations	162	124	432	383
Software expense	421	408	1,263	1,228
Debit card expense	186	179	568	494
FDIC insurance expense	132	131	396	380
Other expenses	739	716	2,209	2,105
Total noninterest expenses	6,422	6,034	18,378	17,802
Income before income taxes	3,901	4,331	9,490	13,774
FEDERAL INCOME TAX PROVISION	756	850	1,797	2,715
NET INCOME	$ 3,145	$ 3,481	$ 7,693	$ 11,059
Basic net earnings per share	$ 1.18	$ 1.3	$ 2.89	$ 4.12
Diluted net earnings per share	$ 1.18	$ 1.3	$ 2.89	$ 4.12
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 301	$ 332	$ 872	$ 924
Fiduciary and Trust [Member]
NONINTEREST INCOME
Noninterest income	274	259	951	769
Debit Card [Member]
NONINTEREST INCOME
Noninterest income	535	525	1,570	1,579
Credit Card [Member]
NONINTEREST INCOME
Noninterest income	$ 162	$ 166	$ 484	$ 535

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Comprehensive Income [Abstract]
Net Income (Loss)	$ 3,145	$ 3,481	$ 7,693	$ 11,059
Other comprehensive income (loss)
Unrealized gain (loss) arising during the period	3,409	(1,127)	3,556	(1,722)
Amortization of discount on securities transferred to held-to-maturity	48	50	135	143
Income tax effect	(726)	226	(775)	331
Other comprehensive income (loss)	2,731	(851)	2,916	(1,248)
Total comprehensive income	$ 5,876	$ 2,630	$ 10,609	$ 9,811

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Cumulative Effect of Adoption [Memnber]	Common Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Retained Earnings [Member] Cumulative Effect of Adoption [Memnber]	Treasury Stock [Member]	Accumulated Other Comprehensive Loss [Member]
Balance at beginning of period at Dec. 31, 2022	$ 95,920	$ 52	$ 18,629	$ 9,815	$ 86,502	$ 52	$ (6,107)	$ (12,919)
Accounting Standards Update [Extensible Enumeration]	us-gaap:AccountingStandardsUpdate201613Member
Net Income (Loss)	$ 11,059				11,059
Other comprehensive income (loss)	(1,248)							(1,248)
Purchase of treasury shares	(1,374)						(1,374)
Cash dividends declared	(2,999)				(2,999)
Balance at end of period at Sep. 30, 2023	101,410		18,629	9,815	94,614		(7,481)	(14,167)
Balance at beginning of period at Jun. 30, 2023	100,140		18,629	9,815	92,149		(7,137)	(13,316)
Net Income (Loss)	3,481				3,481
Other comprehensive income (loss)	(851)							(851)
Purchase of treasury shares	(344)						(344)
Cash dividends declared	(1,016)				(1,016)
Balance at end of period at Sep. 30, 2023	101,410		18,629	9,815	94,614		(7,481)	(14,167)
Balance at beginning of period at Dec. 31, 2023	107,939		18,629	9,815	97,297		(7,532)	(10,270)
Net Income (Loss)	7,693				7,693
Other comprehensive income (loss)	2,916							2,916
Purchase of treasury shares	(397)						(397)
Cash dividends declared	(3,143)				(3,143)
Balance at end of period at Sep. 30, 2024	115,008		18,629	9,815	101,847		(7,929)	(7,354)
Balance at beginning of period at Jun. 30, 2024	110,368		18,629	9,815	99,766		(7,757)	(10,085)
Net Income (Loss)	3,145				3,145
Other comprehensive income (loss)	2,731							2,731
Purchase of treasury shares	(172)						(172)
Cash dividends declared	(1,064)				(1,064)
Balance at end of period at Sep. 30, 2024	$ 115,008		$ 18,629	$ 9,815	$ 101,847		$ (7,929)	$ (7,354)

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Stockholders' Equity [Abstract]
Purchase of treasury shares, shares	4,600	9,012	10,614	36,263
Cash dividends declared per share	$ 0.4	$ 0.38	$ 1.18	$ 1.12

Condensed Consolidated Statemen

Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Statement of Cash Flows [Abstract]
NET CASH PROVIDED BY OPERATING ACTIVITIES	$ 8,934	$ 8,079
Securities:
Proceeds from repayments, available-for-sale	17,497	7,088
Proceeds from repayments, held-to-maturity	14,529	16,798
Purchases, available-for-sale	(5,889)	(4,458)
Redemption of FHLB stock	15	1,869
Loan originations, net	(22,279)	(53,895)
Property, equipment, and software acquisitions	(1,728)	(308)
Purchase of bank-owned life insurance	(2,000)
Net cash provided by (used in) investing activities	145	(32,906)
CASH FLOWS PROVIDED BY (USED IN) FINANCING ACTIVITIES
Net increase (decrease) in deposits	43,104	(5,342)
Net decrease in short-term borrowings	(16,619)	(1,816)
Repayment of other borrowings	(458)	(653)
Cash dividends paid	(3,143)	(2,999)
Purchase of treasury shares	(397)	(1,374)
Net cash provided by (used in) financing activities	22,487	(12,184)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	31,566	(37,011)
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	64,077	86,420
CASH AND CASH EQUIVALENTS AT END OF PERIOD	95,643	49,409
Cash paid during the year for:
Interest	10,865	6,584
Income taxes	$ 2,775	$ 3,365

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 3,145	$ 3,481	$ 7,693	$ 11,059

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Summary of Significant Accounti

Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	N OTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The accompanying condensed consolidated financial statements include the accounts of CSB Bancorp, Inc. and its wholly-owned subsidiaries, The Commercial and Savings Bank (the “Bank”) and CSB Investment Services, LLC (together referred to as the “Company” or “CSB”). All significant intercompany transactions and balances have been eliminated in consolidation. The condensed consolidated financial statements have been prepared without audit. In the opinion of management, all adjustments (which include normal recurring adjustments) necessary to present fairly the Company’s financial position at September 30, 2024, and the results of operations and changes in cash flows for the periods presented have been made. Certain information and footnote disclosures typically included in financial statements prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) have been omitted. The Annual Report for CSB for the year ended December 31, 2023, contains Consolidated Financial Statements and related footnote disclosures, which should be read in conjunction with the accompanying condensed Consolidated Financial Statements. The results of operations for the period ended September 30, 2024 are not necessarily indicative of the operating results for the full year or any future interim period. Certain items in the prior-year financial statements were reclassified to conform to the current-year presentation. Such reclassifications had no effect on net income or shareholders’ equity. USE OF ESTIMATES IN PREPARING FINANCIAL STATEMENTS In preparing the Consolidated Financial Statements, in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Balance Sheets and reported amounts of revenues and expenses during each reporting period. Actual results could differ from those estimates. The most significant estimates susceptible to change in the near term relate to management’s determination of the allowance for credit losses and the fair value of financial instruments. RECENTLY ISSUED ACCOUNTING PRONOUNCMENTS In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic740): Improvements to Income Tax Disclosure . This new guidance is intended to enhance the transparency and decision usefulness of income tax disclosures. The amendments in this Update address investor requests for more transparency about income tax information through improvements to income tax disclosures primarily related to the rate reconciliation and income taxes paid information. This Update also includes certain other amendments to improve the effectiveness of income tax disclosures. It is effective for public business entities for annual periods beginning after December 15, 2024. This update is not expected to have a significant impact on the Company's financial statements.

Securities

Securities	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Securities	Note 2 – SECURITIES Securities consisted of the following on September 30, 2024 and December 31, 2023: (Dollars in thousands) Amortized Gross Gross Allowance for Credit Losses Fair September 30, 2024 Available-for-sale U.S. Treasury securities $ 13,461 $ 16 $ ( 124 ) $ — $ 13,353 U.S. Government agencies 14,000 — ( 382 ) — 13,618 Mortgage-backed securities of government agencies 63,785 94 ( 5,715 ) — 58,164 Asset-backed securities of government agencies 410 — ( 3 ) — 407 State and political subdivisions 17,406 — ( 689 ) — 16,717 Corporate bonds 30,568 25 ( 1,134 ) — 29,459 Total available-for-sale 139,630 135 ( 8,047 ) — 131,718 Held-to-maturity U.S. Treasury securities $ 10,342 $ — $ ( 524 ) — $ 9,818 Mortgage-backed securities of government agencies 198,787 — ( 25,328 ) — 173,459 State and political subdivisions 2,526 — ( 156 ) — 2,370 Total held-to-maturity 211,655 — ( 26,008 ) — 185,647 Equity securities 185 62 — — 247 Restricted stock 1,520 — — — 1,520 Total securities $ 352,990 $ 197 $ ( 34,055 ) $ — $ 319,132 December 31, 2023 Available-for-sale U.S. Treasury securities $ 18,110 $ — $ ( 421 ) $ — $ 17,689 U.S. Government agencies 14,000 — ( 848 ) — 13,152 Mortgage-backed securities of government agencies 72,279 98 ( 7,332 ) — 65,045 Asset-backed securities of government agencies 548 — ( 25 ) — 523 State and political subdivisions 17,476 — ( 890 ) — 16,586 Corporate bonds 29,135 6 ( 2,056 ) — 27,085 Total available-for-sale 151,548 104 ( 11,572 ) — 140,080 Held-to-maturity U.S. Treasury securities 10,305 — ( 798 ) — 9,507 Mortgage-backed securities of government agencies 213,425 — ( 30,534 ) — 182,891 State and political subdivisions 2,549 2 ( 219 ) — 2,332 Total held-to-maturity 226,279 2 ( 31,551 ) — 194,730 Equity securities 185 74 — — 259 Restricted stock 1,535 — — — 1,535 Total securities $ 379,547 $ 180 $ ( 43,123 ) $ — $ 336,604 Note 2 – SECURITIES (continued) The amortized cost and fair value of debt securities on September 30, 2024, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 30,197 $ 29,959 Due after one through five years 31,043 30,115 Due after five through ten years 18,078 16,755 Due after ten years 60,312 54,889 Total debt securities available-for-sale $ 139,630 $ 131,718 Held-to-maturity Due in one year or less $ 2,500 $ 2,496 Due after one through five years 5,182 4,971 Due after five through ten years 4,866 4,431 Due after ten years 199,107 173,749 Total debt securities held-to-maturity $ 211,655 $ 185,647 Securities with a fair value of approximately $ 130 million and $ 126 million were pledged on September 30, 2024 and December 31, 2023, respectively, to secure public deposits, as well as other deposits and borrowings as required or permitted by law. Restricted stock primarily consists of investments in Federal Home Loan Bank of Cincinnati (FHLB) and Federal Reserve Bank stock. The Bank’s investment in FHLB stock amounted to approximately $ 1.0 million on September 30, 2024 and December 31, 2023 . The FHLB redeemed approximately $ 15 thousand in stock at $ 100 par value per share during the nine-month period ended September 30, 2024 . Federal Reserve Bank stock was $ 471 thousand on September 30, 2024 and December 31, 2023. There were no proceeds from sales of securities for the three and nine-month period ended September 30, 2024 and 2023. All gains and losses recognized on equity securities during the three and nine-month periods were unrealized. Note 2 – SECURITIES (continued) The following table presents gross unrealized losses and fair value of securities available-for-sale, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, on September 30, 2024 and December 31, 2023: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross Fair Gross Fair Gross Fair September 30, 2024 Available-for-sale U.S. Treasury securities $ — $ — $ ( 124 ) $ 8,923 $ ( 124 ) $ 8,923 U.S. Government agencies — — ( 382 ) 13,618 ( 382 ) 13,618 Mortgage-backed securities of government agencies — — ( 5,715 ) 48,167 ( 5,715 ) 48,167 Asset-backed securities of government agencies — — ( 3 ) 407 ( 3 ) 407 State and political subdivisions ( 1 ) 424 ( 688 ) 14,712 ( 689 ) 15,136 Corporate bonds — — ( 1,134 ) 27,437 ( 1,134 ) 27,437 Total temporarily impaired $ ( 1 ) $ 424 $ ( 8,046 ) $ 113,264 $ ( 8,047 ) $ 113,688 December 31, 2023 Available-for-sale U.S. Treasury securities $ — $ — $ ( 421 ) $ 17,689 $ ( 421 ) $ 17,689 U.S. Government agencies — — ( 848 ) 13,152 ( 848 ) 13,152 Mortgage-backed securities of government agencies ( 3 ) 1,909 ( 7,329 ) 52,144 ( 7,332 ) 54,053 Asset-backed securities of government agencies — — ( 25 ) 523 ( 25 ) 523 State and political subdivisions ( 28 ) 1,783 ( 862 ) 14,263 ( 890 ) 16,046 Corporate bonds — — ( 2,056 ) 26,586 ( 2,056 ) 26,586 Total temporarily impaired $ ( 31 ) $ 3,692 $ ( 11,541 ) $ 124,357 $ ( 11,572 ) $ 128,049 Note 2 – SECURITIES (continued) There were 111 securities in an unrealized loss position on September 30, 2024 , 110 of which were in a continuous loss position for twelve (12) months or more. Each quarter the Company conducts a comprehensive security-level impairment assessment on the securities portfolio. Management believes the Company will fully recover the cost of these securities. Unrealized losses on the Company’s fixed-rate debt securities are a result of interest rate increases. U.S. Treasury securities and investments in securities of U.S. government sponsored agency bonds comprise $ 86 million of total AFS securities. The remaining $ 46 million of non-agency debt securities is made up of Corporate Bonds and debt securities to State and Political Subdivisions. For non-agency debt securities, the Company verified the current credit ratings remain above investment grade. Non-rated debt securities total $ 11 million. Annually, management reviews the credit profile of each non-rated issue and assesses whether any impairment to the contractually obligated cash flow is likely to occur. Based on these reviews, management has concluded the underlying creditworthiness for each security remains sufficient to maintain required payment obligations and, therefore, no allowance for credit losses has been recorded. Management believes the value will recover as the securities approach maturity or market interest rates change. The Bank monitors the credit quality of held-to-maturity debt securities primarily through utilizing their credit rating. The Bank monitors the credit rating on a quarterly basis. There are no nonperforming held-to-maturity securities. As of September 30, 2024 , no ACL was required for any held-to-maturity security. The majority of the securities are explicitly or implicitly guaranteed by the United States government, and any estimate of expected credit losses would be insignificant to the Bank. The following table summarizes the amortized cost of held-to maturity debt securities at September 30, 2024 and December 31, 2023, aggregated by credit quality indicator: (Dollars in thousands) U.S. Treasury securities Mortgage- backed securities of government agencies State and political subdivisions September 30, 2024 Credit rating: AAA / AA / A $ 10,342 $ 198,787 $ 2,526 BBB / BB / B — — — Lower than B — — — Non-rated — — — Total $ 10,342 $ 198,787 $ 2,526 December 31, 2023 Credit rating: AAA / AA / A $ 10,305 $ 213,425 $ 2,549 BBB / BB / B — — — Lower than B — — — Non-rated — — — Total $ 10,305 $ 213,425 $ 2,549

Loans

Loans	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loans	NOTE 3 – LOANS Loans consisted of the following on September 30, 2024 and December 31, 2023: (Dollars in thousands) September 30, December 31, 2023 Commercial and industrial $ 134,125 $ 152,125 Commercial real estate 194,329 190,702 Commercial lessors of buildings 98,049 82,687 Construction 57,283 49,214 Consumer mortgage 175,093 166,891 Home equity line of credit 44,978 43,269 Consumer installment 10,377 10,636 Consumer indirect 5,493 5,957 Total loans 719,727 701,481 Allowance for credit losses ( 7,224 ) ( 6,607 ) Deferred loan fees, net ( 125 ) ( 77 ) Net Loans $ 712,378 $ 694,797 Loan Origination/Risk Management The Company has certain lending policies and procedures in place that are designed to maximize loan income within an acceptable level of risk. Management reviews and approves these policies and procedures on a regular basis. A reporting system supplements the review process by providing management with frequent reports related to loan production, loan quality, concentrations of credit, loan delinquencies and non-performing and potential problem loans. Diversification in the loan portfolio is a means of managing risk associated with fluctuations in economic conditions. Commercial loans are underwritten after evaluating and understanding the borrower’s ability to operate profitably and prudently expand its business. Underwriting standards are designed to promote relationship banking rather than transactional banking. The Company’s management examines current and occasionally projected cash flows to determine the ability of the borrower to repay their obligations as agreed. Commercial loans are primarily made based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers; however, may not be as expected and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable, inventory, and equipment, and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers. NOTE 3 – LOANS (CONTINUED) Commercial real estate loans are subject to underwriting standards and processes similar to commercial loans, in addition to those of real estate loans. These loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts, and the repayment of these loans is largely dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or in the general economy. The properties securing the Company’s commercial real estate portfolio are diverse in terms of type. This diversity helps reduce the Company’s exposure to adverse economic events that affect any single industry. Management monitors and evaluates commercial real estate loans based on collateral, geography, and risk grade criteria. In addition, management tracks the level of owner-occupied commercial real estate loans versus non-owner occupied. The top ten collateral exposures in commercial real estate and commercial lessors of buildings at September 30, 2024 are as follows: Industrial, manufacturing and production $ 59 million; warehouse $ 41 million: healthcare $ 27 million; residential investment property $ 25 million; retail strip center $ 17 million; auto repair $ 16 million; retail store $ 14 million; senior housing $ 12 million; hotels $ 11 million; office building $ 7 million. With respect to loans to developers and builders that are secured by non-owner-occupied properties, the Company generally requires the borrower to have had an existing relationship with the Company and have a proven record of success. Construction and land development loans are underwritten utilizing independent appraisal reviews, sensitivity analysis of absorption and lease rates, and financial analysis of the developers and property owners. Construction and land development loans are generally based upon estimates of costs and value associated with the completed project. These estimates may be inaccurate. Construction and land development loans often involve the disbursement of substantial funds with repayment dependent on the success of the ultimate project. Sources of repayment for these types of loans may be pre-committed permanent loans from approved long-term lenders, sales of developed property, or an interim loan commitment from the Company until permanent financing is obtained. These loans are closely monitored by on-site inspections and are considered to have higher risk than other real estate loans due to their ultimate repayment being sensitive to interest rate changes, governmental regulation of real property, general economic conditions, and the availability of long-term financing. The Company originates consumer loans utilizing a judgmental underwriting process. To monitor and manage consumer loan risk, policies and procedures are developed and modified, as needed. This activity, coupled with relatively small loan amounts that are spread across many individual borrowers, mitigates risk. The Company maintains an independent credit department that reviews and validates the credit risk program on a periodic basis. Results of these reviews are presented to management. The loan review process complements and reinforces the risk identification and assessment decisions made by lenders and credit personnel, as well as the Company’s policies and procedures. Loans serviced for others approximated $ 137 million and $ 132 million on September 30, 2024 and December 31, 2023, respectively. NOTE 3 – LOANS (CONTINUED) Concentrations of Credit Nearly all the Company’s lending activity occurs within the state of Ohio, including the four counties of Holmes, Stark, Tuscarawas and Wayne, as well as other markets. The majority of the Company’s loan portfolio consists of commercial and commercial real estate loans. Credit concentrations, including commitments, as determined using North American Industry Classification Codes (NAICS), to the three largest industries compared to total loans on September 30, 2024 , included $ 75 million, or 10 %, of total loans to lessors of non-residential buildings, $ 39 million, or 5 %, of total loans to manufacturers of animal food, and $ 30 million, or 4 %, of total loans to hotels. These loans are generally secured by real property and equipment, with repayment expected from operational cash flow. Credit evaluation is based on a review of cash flow coverage of principal, interest payments, and the adequacy of the collateral received. Allowance for Credit Losses The following table details activity in the allowance for credit losses ("ACL") by portfolio segment for the three and nine months ended September 30, 2024 and 2023. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. For the three and nine months ended September 30, 2024 , the increase in the provision for commercial and industrial loans primarily relates to one individually evaluated commercial loan relationship which has been charged-down to the fair value of the collateral. The commercial and industrial charge-off amount related to this loan relationship was $ 3.9 million and the commercial real estate charge-off for this same relationship was $ 420 thousand. The charge-offs also increased the historical loss rates which are applied to the active balances multiplied by the weighted average life of the loan pools. The remaining provision amounts for the quarter are primarily a result of changes in loan volume and weighted average remaining maturities of the loans in each category. For the three months ended September 2023, the decrease in the provision for commercial and industrial loans primarily relates to the recovery of prior loan charge-offs, as well as the decrease in substandard loan balances in this loan category. The remaining provision changes for the quarter are primarily a result of changes in loan volume in each loan category. For the nine month period in 2023, the decrease in provision for commercial real estate loans is due to the payoff of one larger loan relationship with a specific allocation. The increase in the provision for commercial lessors of buildings relates to the increase in loans graded special mention in this category. All other changes during the nine month period are related to loan volume changes. NOTE 3 – LOANS (CONTINUED) (Dollars in thousands) Beginning Balance Charge-offs Recoveries Provisions (Recovery) Ending Balance Three Months Ended September 30, 2024 Commercial and industrial $ 5,274 $ ( 3,663 ) $ 53 $ 706 $ 2,370 Commercial real estate 2,033 ( 420 ) — ( 13 ) 1,600 Commercial lessors of buildings 1,328 — — ( 32 ) 1,296 Construction 326 — — ( 16 ) 310 Consumer mortgage 1,061 — 1 30 1,092 Home equity line of credit 276 — — 4 280 Consumer installment 74 ( 11 ) 6 4 73 Consumer indirect 215 ( 1 ) 27 ( 38 ) 203 $ 10,587 $ ( 4,095 ) $ 87 $ 645 $ 7,224 Nine Months Ended September 30, 2024 Commercial and industrial $ 1,737 $ ( 3,931 ) $ 72 $ 4,492 $ 2,370 Commercial real estate 1,637 ( 420 ) 1 382 1,600 Commercial lessors of buildings 1,200 — — 96 1,296 Construction 333 — — ( 23 ) 310 Consumer mortgage 1,107 — 10 ( 25 ) 1,092 Home equity line of credit 288 — — ( 8 ) 280 Consumer installment 76 ( 46 ) 13 30 73 Consumer indirect 229 ( 60 ) 33 1 203 $ 6,607 $ ( 4,457 ) $ 129 $ 4,945 $ 7,224 (Dollars in thousands) Beginning Balance Impact of Adopting ASC 326 Charge-offs Recoveries Provisions (Recovery) Ending Balance Three Months Ended September 30, 2023 Commercial and industrial $ 2,119 $ — $ — $ 147 $ ( 303 ) $ 1,963 Commercial real estate 1,882 — — 8 239 2,129 Commercial lessors of buildings 1,237 — — — ( 11 ) 1,226 Construction 283 — — — ( 28 ) 255 Consumer mortgage 714 — — — 61 775 Home equity line of credit 178 — — — 9 187 Consumer installment 52 — ( 8 ) — 13 57 Consumer indirect 94 — ( 35 ) 7 33 99 Unallocated — — — — — — $ 6,559 $ — $ ( 43 ) $ 162 $ 13 $ 6,691 Nine Months Ended September 30, 2023 Commercial and industrial $ 1,110 $ 658 $ — $ 166 $ 29 $ 1,963 Commercial real estate 2,760 ( 541 ) — 9 ( 99 ) 2,129 Commercial lessors of buildings — 974 — — 252 1,226 Construction 803 ( 515 ) — — ( 33 ) 255 Consumer mortgage 1,268 ( 580 ) — 1 86 775 Home equity line of credit — 201 — — ( 14 ) 187 Consumer installment 233 ( 183 ) ( 31 ) 12 26 57 Consumer indirect — 91 ( 66 ) 34 40 99 Unallocated 664 ( 664 ) — — — — $ 6,838 $ ( 559 ) $ ( 97 ) $ 222 $ 287 $ 6,691 NOTE 3 – LOANS (CONTINUED) Age Analysis of Past-Due Loans Receivable and Nonperforming Loans The performance and credit quality of the loan portfolio is also monitored by analyzing the age of the loans receivable as determined by the length of time a recorded payment is past due. The following table presents the classes of the loan portfolio summarized by the past-due status. (Dollars in thousands) Current 30-59 60-89 90 Days + Total Past Due Total September 30, 2024 Commercial and industrial $ 134,075 $ 50 $ — $ — $ 50 $ 134,125 Commercial real estate 194,329 — — — — 194,329 Commercial lessors of buildings 98,049 — — — — 98,049 Construction 57,283 — — — — 57,283 Consumer mortgage 174,143 246 440 264 950 175,093 Home equity line of credit 44,897 81 — — 81 44,978 Consumer installment 10,345 28 4 — 32 10,377 Consumer indirect 5,468 25 — — 25 5,493 Total Loans $ 718,589 $ 430 $ 444 $ 264 $ 1,138 $ 719,727 December 31, 2023 Commercial and industrial $ 151,964 $ 111 $ 50 $ — $ 161 $ 152,125 Commercial real estate 190,702 — — — — 190,702 Commercial lessors of buildings 82,687 — — — — 82,687 Construction 49,214 — — — — 49,214 Consumer mortgage 166,411 307 173 — 480 166,891 Home equity line of credit 42,955 33 281 — 314 43,269 Consumer installment 10,602 25 9 — 34 10,636 Consumer indirect 5,821 52 84 — 136 5,957 Total Loans $ 700,356 $ 528 $ 597 $ — $ 1,125 $ 701,481 NOTE 3 – LOANS (CONTINUED) The following table presents the amortized cost basis of loans on nonaccrual status and loans past due over 90 days still accruing interest as of September 30, 2024 and December 31, 2023: (Dollars in thousands) Nonaccrual with no ACL Nonaccrual with ACL Total Nonaccrual Loans Past Due 90 Days or More Still Accruing Total Nonperforming September 30, 2024 Commercial and industrial $ 16 $ 2,100 $ 2,116 $ — $ 2,116 Commercial real estate — 679 679 — 679 Commercial lessors of buildings 4 — 4 — 4 Construction — — — — — Consumer mortgage 115 — 115 264 379 Home equity line of credit 72 — 72 — 72 Consumer installment 44 — 44 — 44 Consumer indirect 78 — 78 — 78 Total Loans $ 329 $ 2,779 $ 3,108 $ 264 $ 3,372 December 31, 2023 Commercial and industrial $ 59 $ — $ 59 $ — $ 59 Commercial real estate 62 — 62 — 62 Commercial lessors of buildings 15 — 15 — 15 Construction — — — — — Consumer mortgage 172 — 172 — 172 Home equity line of credit — — — — — Consumer installment 49 — 49 — 49 Consumer indirect 39 — 39 — 39 Total Loans $ 396 $ — $ 396 $ — $ 396 Interest income recognized on nonaccrual loans for the nine months ended September 30, 2024 was $ 33 thousand, respectively. Collateral-Dependent Financial Assets When loan repayment is expected to be provided substantially through the operation or sale of collateral and the borrower is experiencing financial difficulty, expected credit losses are based on the fair value of the collateral. The class of loan represents the primary collateral type associated with the loan. There were no collateral dependent loans as of December 31, 2023. The following table presents the amortized cost basis of collateral dependent loans by class of loan: Type of Collateral (Dollars in thousands) Real Estate Blanket Liens September 30, 2024 Commercial and industrial $ — $ 2,100 Commercial real estate 679 — Total collateral dependent loans $ 679 $ 2,100 NOTE 3 – LOANS (CONTINUED) Credit Quality Indicators The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes commercial loans individually by classifying the loans as to credit risk. This analysis includes all commercial loans before origination and an annual review of those with an outstanding commitment greater than $ 500 thousand. The Company uses the following definitions for risk ratings: Pass . Loans classified as pass (Cash Secured, Exceptional, Acceptable, Monitor, or Pass Watch) may exhibit a wide array of characteristics but at a minimum represent an acceptable risk to the Bank. Borrowers in this rating may have leveraged but acceptable balance sheet positions, satisfactory asset quality, stable to favorable sales and earnings trends, acceptable liquidity and adequate cash flow. Loans are considered fully collectible and require an average amount of administration. While generally adhering to credit policy, these loans may exhibit occasional exceptions that do not result in undue risk to the Bank. Borrowers are generally capable of absorbing setbacks, financial and otherwise, without the threat of failure. Special Mention . Assets assigned a Special Mention grade are not considered classified assets but are considered criticized. These assets exhibit potential weaknesses that, deserve management’s close attention. If left uncorrected, those potential weaknesses may result in deterioration of the repayment prospects for the asset or in the Bank’s credit position at some future date. Loans in this rating warrant special attention but have not yet reached the point of concern for loss. These assets have deteriorated sufficiently to the point they would have difficulty refinancing elsewhere. Similarly, purchasers of the business would not be eligible for bank financing unless they represent a significantly stronger credit risk. Substandard . Loans classified as substandard are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful . Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently known facts, conditions, and values, highly questionable and improbable. NOTE 3 – LOANS (CONTINUED) Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Based on the most recent analysis performed, the following tables present the recorded investment in non-homogeneous loans by internal risk rating system as of September 30, 2024 and December 31, 2023: Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total September 30, 2024 Commercial and industrial: Pass $ 10,904 $ 27,773 $ 16,018 $ 8,110 $ 3,419 $ 7,527 $ 41,362 $ — $ 115,113 Special mention 61 910 2,327 915 429 — 1,768 — 6,410 Substandard — 1,972 4,471 729 127 1,054 4,249 — 12,602 Doubtful — — — — — — — — — Total $ 10,965 $ 30,655 $ 22,816 $ 9,754 $ 3,975 $ 8,581 $ 47,379 $ — $ 134,125 YTD gross charge-offs $ — $ 246 $ — $ 22 $ — $ — $ 3,663 $ — $ 3,931 Commercial real estate: Pass $ 9,205 $ 26,248 $ 40,344 $ 43,223 $ 13,498 $ 26,649 $ 1,816 $ — $ 160,983 Special Mention — 208 1,256 5,268 2,036 9,752 435 — 18,955 Substandard 347 1,060 198 2,424 8 8,284 2,070 — 14,391 Doubtful — — — — — — — — — Total $ 9,552 $ 27,516 $ 41,798 $ 50,915 $ 15,542 $ 44,685 $ 4,321 $ — $ 194,329 YTD gross charge-offs $ — $ 420 $ — $ — $ — $ — $ — $ 420 Commercial lessors of buildings: Pass $ 18,901 $ 22,185 $ 21,768 $ 15,468 $ 3,216 $ 14,256 $ 317 $ — $ 96,111 Special Mention — — — 183 — — — — 183 Substandard — — 562 230 959 4 — — 1,755 Doubtful — — — — — — — — — Total $ 18,901 $ 22,185 $ 22,330 $ 15,881 $ 4,175 $ 14,260 $ 317 $ — $ 98,049 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial Construction: Pass $ 7,731 $ 29,353 $ 8,486 $ 784 $ 848 $ 445 $ 1,962 $ — $ 49,609 Special Mention — — — — — — — — — Substandard — — — — — 75 — — 75 Doubtful — — — — — — — — — Total $ 7,731 $ 29,353 $ 8,486 $ 784 $ 848 $ 520 $ 1,962 $ — $ 49,684 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Pass $ 46,741 $ 105,559 $ 86,616 $ 67,585 $ 20,981 $ 48,877 $ 45,457 $ — $ 421,816 Special Mention 61 1,118 3,583 6,366 2,465 9,752 2,203 — 25,548 Substandard 347 3,032 5,231 3,383 1,094 9,417 6,319 — 28,823 Doubtful — — — — — — — — — Total $ 47,149 $ 109,709 $ 95,430 $ 77,334 $ 24,540 $ 68,046 $ 53,979 $ — $ 476,187 YTD commercial gross charge-offs $ — $ 666 $ — $ 22 $ — $ — $ 3,663 $ — $ 4,351 NOTE 3 – LOANS (CONTINUED) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total December 31, 2023 Commercial and industrial: Pass $ 32,037 $ 25,996 $ 12,196 $ 5,207 $ 3,388 $ 7,112 $ 45,423 $ — $ 131,359 Special mention 76 225 522 33 33 65 3,872 — 4,826 Substandard 782 2,968 1,021 1,017 106 1,416 8,630 — 15,940 Doubtful — — — — — — — — — Total $ 32,895 $ 29,189 $ 13,739 $ 6,257 $ 3,527 $ 8,593 $ 57,925 $ — $ 152,125 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate: Pass $ 22,206 $ 38,696 $ 54,830 $ 12,233 $ 19,543 $ 21,938 $ 647 $ — $ 170,093 Special Mention 241 1,380 2,292 2,496 — 322 — — 6,731 Substandard 1,150 — 888 — 466 11,374 — — 13,878 Doubtful — — — — — — — — — Total $ 23,597 $ 40,076 $ 58,010 $ 14,729 $ 20,009 $ 33,634 $ 647 $ — $ 190,702 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial lessors of buildings: Pass $ 18,353 $ 22,762 $ 15,455 $ 6,429 $ 3,543 $ 8,934 $ 360 $ — $ 75,836 Special Mention — 436 1,687 — 3,578 — — — 5,701 Substandard — — — 989 — 161 — — 1,150 Doubtful — — — — — — — — — Total $ 18,353 $ 23,198 $ 17,142 $ 7,418 $ 7,121 $ 9,095 $ 360 $ — $ 82,687 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial construction: Pass $ 24,119 $ 14,855 $ 576 $ 272 $ 281 $ 256 $ — $ — $ 40,359 Special Mention — 258 43 635 — — — — 936 Substandard — — — 30 80 — — — 110 Doubtful — — — — — — — — — Total $ 24,119 $ 15,113 $ 619 $ 937 $ 361 $ 256 $ — $ — $ 41,405 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Pass $ 96,715 $ 102,309 $ 83,057 $ 24,141 $ 26,755 $ 38,240 $ 46,430 $ — $ 417,647 Special Mention 317 2,299 4,544 3,164 3,611 387 3,872 — 18,194 Substandard 1,932 2,968 1,909 2,036 652 12,951 8,630 — 31,078 Doubtful — — — — — — — — — Total $ 98,964 $ 107,576 $ 89,510 $ 29,341 $ 31,018 $ 51,578 $ 58,932 $ — $ 466,919 YTD commercial gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — NOTE 3 – LOANS (CONTINUED) The Company monitors the credit risk profile by payment activity for the loan classes listed below. Loans past due 90 days or more and loans on nonaccrual status are considered nonperforming. The following table presents the amortized cost in consumer loans based on payment activity as of September 30, 2024 and December 31, 2023: Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total September 30, 2024 Consumer mortgage: Performing $ 15,008 $ 28,980 $ 32,873 $ 33,472 $ 29,291 $ 35,090 $ — $ — $ 174,714 Nonperforming — — — — 52 327 — — 379 Total $ 15,008 $ 28,980 $ 32,873 $ 33,472 $ 29,343 $ 35,417 $ — $ — $ 175,093 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer Construction: Performing $ 4,136 $ 2,161 $ 999 $ 162 $ 99 $ 42 $ — $ — $ 7,599 Nonperforming — — — — — — — — — Total $ 4,136 $ 2,161 $ 999 $ 162 $ 99 $ 42 $ — $ — $ 7,599 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity line of credit: Performing $ — $ — $ — $ — $ — $ — $ 44,870 $ 36 $ 44,906 Nonperforming — — — — — — 72 — 72 Total $ — $ — $ — $ — $ — $ — $ 44,942 $ 36 $ 44,978 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer installment: Performing $ 3,487 $ 3,919 $ 1,887 $ 529 $ 265 $ 185 $ 61 $ — $ 10,333 Nonperforming — 6 — — — 38 — — 44 Total $ 3,487 $ 3,925 $ 1,887 $ 529 $ 265 $ 223 $ 61 $ — $ 10,377 YTD gross charge-offs $ 1 $ 13 $ 18 $ 3 $ 3 $ 8 $ — $ — $ 46 Consumer indirect: Performing $ 702 $ 641 $ 970 $ 524 $ 501 $ 2,077 $ — $ — $ 5,415 Nonperforming — 20 — — — 58 — — 78 Total $ 702 $ 661 $ 970 $ 524 $ 501 $ 2,135 $ — $ — $ 5,493 YTD gross charge-offs $ — $ — $ — $ — $ — $ 60 $ — $ — $ 60 Total Performing $ 23,333 $ 35,701 $ 36,729 $ 34,687 $ 30,156 $ 37,394 $ 44,931 $ 36 $ 242,967 Nonperforming — 26 — — 52 423 72 — 573 Total $ 23,333 $ 35,727 $ 36,729 $ 34,687 $ 30,208 $ 37,817 $ 45,003 $ 36 $ 243,540 YTD consumer gross charge-offs $ 1 $ 13 $ 18 $ 3 $ 3 $ 68 $ — $ — $ 106 NOTE 3 – LOANS (CONTINUED) Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total December 31, 2023 Consumer mortgage: Performing $ 24,521 $ 34,798 $ 35,802 $ 32,259 $ 8,931 $ 30,408 $ — $ — $ 166,719 Nonperforming — — — — — 172 — — 172 Total $ 24,521 $ 34,798 $ 35,802 $ 32,259 $ 8,931 $ 30,580 $ — $ — $ 166,891 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer construction: Performing $ 5,463 $ 1,477 $ 264 $ 483 $ 81 $ 41 $ — $ — $ 7,809 Nonperforming — — — — — — — — — Total $ 5,463 $ 1,477 $ 264 $ 483 $ 81 $ 41 $ — $ — $ 7,809 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity line of credit: Performing $ — $ — $ — $ — $ — $ — $ 43,223 $ 46 $ 43,269 Nonperforming — — — — — — — — — Total $ — $ — $ — $ — $ — $ — $ 43,223 $ 46 $ 43,269 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer installment: Performing $ 5,705 $ 3,067 $ 981 $ 513 $ 118 $ 184 $ 68 $ — $ 10,636 Nonperforming — — — — — — — — — Total $ 5,705 $ 3,067 $ 981 $ 513 $ 118 $ 184 $ 68 $ — $ 10,636 YTD gross charge-offs $ 2 $ 12 $ 19 $ 5 $ 2 $ 6 $ — $ — $ 46 Consumer indirect: Performing $ 858 $ 1,086 $ 622 $ 568 $ 607 $ 2,128 $ — $ — $ 5,869 Nonperforming — 3 — — 81 4 — — 88 Total $ 858 $ 1,089 $ 622 $ 568 $ 688 $ 2,132 $ — $ — $ 5,957 YTD gross charge-offs $ — $ — $ — $ — $ — $ 66 $ — $ — $ 66 Total Performing $ 36,547 $ 40,428 $ 37,669 $ 33,823 $ 9,737 $ 32,761 $ 43,291 $ 46 $ 234,302 Nonperforming — 3 — — 81 176 — — 260 Total $ 36,547 $ 40,431 $ 37,669 $ 33,823 $ 9,818 $ 32,937 $ 43,291 $ 46 $ 234,562 YTD consumer gross charge-offs $ 2 $ 12 $ 19 $ 5 $ 2 $ 72 $ — $ — $ 112 Consumer mortgages are substantially secured by one to four family owner occupied properties and consumer indirect loans are substantially secured by recreational vehicles. All nonperforming consumer loans are evaluated when placed on nonaccrual status and may be charged down based on the collateral fair value less cost to sell if that value is lower than the outstanding balance. As of September 30, 2024 there was one loan secured by consumer real estate totaling $ 30 thousand in process of foreclosure. Modifications to Borrowers Experiencing Financial Difficulty Occasionally, the Bank modifies loans to borrowers in financial distress by providing – principal forgiveness, term extension, an other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses. In some cases, the Bank may provide multiple types of concessions on one loan. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. There were no modifications of loans to borrowers in financial distress completed during the nine months ended September 30, 2024 and 2023.

Short-Term Borrowings

Short-Term Borrowings	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Short-Term Borrowings	NOTE 4 – SHORT-TERM BORROWINGS The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity September 30, December 31, (Dollars in thousands) 2024 2023 Securities of U.S. Government Agencies and mortgage-backed securities of $ 19,276 $ 36,002 Repurchase agreements 19,224 35,843

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	NOTE 5 – FAIR VALUE MEASUREMENTS The Company provides disclosures about assets and liabilities carried at fair value. The framework provides a fair value hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy gives the highest priority to unadjusted quoted prices in active markets for identical assets or liabilities and lowest priority to unobservable inputs. The three broad levels of the fair value hierarchy are described below: Level I: Inputs to the valuation methodology are unadjusted quoted prices for identical assets or liabilities in active markets that the Company has the ability to access. Level II: Inputs to the valuation methodology include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in inactive markets; inputs other than quoted prices that are observable for the asset or liability; and inputs that are derived principally from or corroborated by observable market data by corroborated or other means. If the asset or liability has a specified (contractual) term, the Level II input must be observable for substantially the full term of the asset or liability. Level III: Inputs to the valuation methodology are unobservable and significant to the fair value measurement. NOTE 5 – FAIR VALUE MEASUREMENTS (CONTINUED) The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of September 30, 2024 and December 31, 2023 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities or identical securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes and are not included in the table below. (Dollars in thousands) Level I Level II Level III Total September 30, 2024 Assets: Securities available-for-sale U.S. Treasury securities $ 13,353 $ — $ — $ 13,353 U.S. Government agencies — 13,618 — 13,618 Mortgage-backed securities of government agencies — 58,164 — 58,164 Asset-backed securities of government agencies — 407 — 407 State and political subdivisions — 16,717 — 16,717 Corporate bonds — 29,459 — 29,459 Total available-for-sale securities $ 13,353 $ 118,365 $ — $ 131,718 Equity securities $ 201 $ — $ — $ 201 December 31, 2023 Assets: Securities available-for-sale U.S. Treasury securities $ 17,689 $ — $ — $ 17,689 U.S. Government agencies — 13,152 — 13,152 Mortgage-backed securities of government agencies — 65,045 — 65,045 Asset-backed securities of government agencies — 523 — 523 State and political subdivisions — 16,586 — 16,586 Corporate bonds — 27,085 — 27,085 Total available-for-sale securities $ 17,689 $ 122,391 $ — $ 140,080 Equity securities $ 213 $ — $ — $ 213 NOTE 5 – FAIR VALUE MEASUREMENTS (CONTINUED) The following methods and assumptions were used by the Company in determining the fair value of assets measured at fair value on a nonrecurring basis as described below: Individually evaluated collateral dependent loans: Loans that are collateral dependent are written down to fair value through the establishment of specific reserves. Techniques used to value the collateral securing these loans include: quoted market prices for identical assets classified as Level I inputs; observable inputs, employed by certified appraisers, for similar assets classified as Level II inputs. In cases where valuation techniques included unobservable inputs and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level III inputs. The following table presents the assets measured on a nonrecurring basis on the consolidated balance sheet at their fair value as of September 30, 2024 , by level within the fair value hierarchy. There were no individually evaluated collateral dependent loans at December 31, 2023. (Dollars in thousands) Level I Level II Level III Total September 30, 2024 Individually evaluated collateral dependent loans recorded at fair value: Commercial and industrial $ — $ — $ 1,577 $ 1,577 Commercial real estate — — 679 679 Total individually evaluated collateral dependent loans recorded at fair value: $ — $ — $ 2,256 $ 2,256

Fair Values of Financial Instru

Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2024
Investments, All Other Investments [Abstract]
Fair Values of Financial Instruments	NOTE 6 – FAIR VALUES OF FINANCIAL INSTRUMENTS The estimated fair values of recognized financial instruments carried at amortized cost as of September 30, 2024 and December 31, 2023 are as follows: (Dollars in thousands) Carrying Level I Level II Level III Fair Value September 30, 2024 Financial assets Securities held-to-maturity $ 211,655 $ 9,818 $ 175,829 $ — $ 185,647 Loans held for sale $ 509 $ 519 $ — $ — $ 519 Net loans 712,378 — — 677,583 677,583 Mortgage servicing rights 614 — — 614 614 Financial liabilities Deposits $ 1,070,531 $ 830,206 $ — $ 239,880 $ 1,070,086 Other borrowings 1,296 — — 1,171 1,171 December 31, 2023 Financial assets Securities held-to-maturity $ 226,279 $ 9,507 $ 185,223 $ — $ 194,730 Net loans 694,797 — — 663,510 663,510 Mortgage servicing rights 600 — — 600 600 Financial liabilities Deposits $ 1,027,427 $ 835,847 $ — $ 193,126 $ 1,028,973 Other borrowings 1,754 — — 1,546 1,546 Other financial instruments carried at amortized cost include cash and cash equivalents, restricted stock, bank-owned life insurance, accrued interest receivable, short-term borrowings, and accrued interest payable, all of which have a Level I fair value that approximates their carrying value. The Company also has unrecognized financial instruments on September 30, 2024 and December 31, 2023 , related to commitments to extend credit and letters of credit. The aggregate contract amount of such financial instruments was approximately $ 287 million on September 30, 2024 and $ 282 million on December 31, 2023. NOTE 6 – FAIR VALUES OF FINANCIAL INSTRUMENTS (CONTINUED) The fair value estimates of financial instruments are made at a specific point in time based on relevant market information. Since no ready market exists for a significant portion of the financial instruments, fair value estimates are largely based on judgments after considering such factors as future expected credit losses, current economic conditions, risk characteristics of various financial instruments, and other factors. These estimates are subjective in nature and involve uncertainties and matters of significant judgment and therefore, cannot be determined with precision. Changes in assumptions could significantly affect these estimates.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Loss	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Accumulated Other Comprehensive Loss	Note 7- ACCUMULATED OTHER COMPREHENSIVE LOSS The following table presents the changes in accumulated other comprehensive loss by component net of tax for the three and nine months ended September 30, 2024 and 2023: (Dollars in thousands) Pretax Tax Effect After-tax Three Months Ended September 30, 2024 Balance, beginning of period $ ( 12,765 ) $ 2,680 ( 10,085 ) Unrealized holding gain on available-for-sale securities arising during 3,409 ( 716 ) 2,693 Amortization of held-to-maturity discount resulting from transfer 48 ( 10 ) 38 Total other comprehensive income 3,457 ( 726 ) 2,731 Balance, end of period $ ( 9,308 ) $ 1,954 $ ( 7,354 ) Nine Months Ended September 30, 2024 Balance, beginning of period $ ( 12,999 ) $ 2,729 $ ( 10,270 ) Unrealized holding gain on available-for-sale securities arising during 3,556 ( 747 ) 2,809 Amortization of held-to-maturity discount resulting from transfer 135 ( 28 ) 107 Total other comprehensive income 3,691 ( 775 ) 2,916 Balance, end of period $ ( 9,308 ) $ 1,954 $ ( 7,354 ) Three Months Ended September 30, 2023 Balance, beginning of period $ ( 16,856 ) $ 3,540 $ ( 13,316 ) Unrealized holding loss on available-for-sale securities arising during ( 1,127 ) 237 ( 890 ) Amortization of held-to-maturity discount resulting from transfer 50 ( 11 ) 39 Total other comprehensive loss ( 1,077 ) 226 ( 851 ) Balance, end of period $ ( 17,933 ) $ 3,766 $ ( 14,167 ) Nine Months Ended September 30, 2023 Balance, beginning of period $ ( 16,354 ) $ 3,435 $ ( 12,919 ) Unrealized holding loss on available-for-sale securities arising during ( 1,722 ) 361 ( 1,361 ) Amortization of held-to-maturity discount resulting from transfer 143 ( 30 ) 113 Total other comprehensive loss ( 1,579 ) 331 ( 1,248 ) Balance, end of period $ ( 17,933 ) $ 3,766 $ ( 14,167 )

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Use of Estimates in Preparing Financial Statements	USE OF ESTIMATES IN PREPARING FINANCIAL STATEMENTS In preparing the Consolidated Financial Statements, in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Balance Sheets and reported amounts of revenues and expenses during each reporting period. Actual results could differ from those estimates. The most significant estimates susceptible to change in the near term relate to management’s determination of the allowance for credit losses and the fair value of financial instruments.
Recently Issued Accounting Pronouncements	RECENTLY ISSUED ACCOUNTING PRONOUNCMENTS In December 2023, the FASB issued ASU 2023-09, Income Taxes (Topic740): Improvements to Income Tax Disclosure . This new guidance is intended to enhance the transparency and decision usefulness of income tax disclosures. The amendments in this Update address investor requests for more transparency about income tax information through improvements to income tax disclosures primarily related to the rate reconciliation and income taxes paid information. This Update also includes certain other amendments to improve the effectiveness of income tax disclosures. It is effective for public business entities for annual periods beginning after December 15, 2024. This update is not expected to have a significant impact on the Company's financial statements.

Securities (Tables)

Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Summary of Securities Available-for-Sale and Restricted Stock	Securities consisted of the following on September 30, 2024 and December 31, 2023: (Dollars in thousands) Amortized Gross Gross Allowance for Credit Losses Fair September 30, 2024 Available-for-sale U.S. Treasury securities $ 13,461 $ 16 $ ( 124 ) $ — $ 13,353 U.S. Government agencies 14,000 — ( 382 ) — 13,618 Mortgage-backed securities of government agencies 63,785 94 ( 5,715 ) — 58,164 Asset-backed securities of government agencies 410 — ( 3 ) — 407 State and political subdivisions 17,406 — ( 689 ) — 16,717 Corporate bonds 30,568 25 ( 1,134 ) — 29,459 Total available-for-sale 139,630 135 ( 8,047 ) — 131,718 Held-to-maturity U.S. Treasury securities $ 10,342 $ — $ ( 524 ) — $ 9,818 Mortgage-backed securities of government agencies 198,787 — ( 25,328 ) — 173,459 State and political subdivisions 2,526 — ( 156 ) — 2,370 Total held-to-maturity 211,655 — ( 26,008 ) — 185,647 Equity securities 185 62 — — 247 Restricted stock 1,520 — — — 1,520 Total securities $ 352,990 $ 197 $ ( 34,055 ) $ — $ 319,132 December 31, 2023 Available-for-sale U.S. Treasury securities $ 18,110 $ — $ ( 421 ) $ — $ 17,689 U.S. Government agencies 14,000 — ( 848 ) — 13,152 Mortgage-backed securities of government agencies 72,279 98 ( 7,332 ) — 65,045 Asset-backed securities of government agencies 548 — ( 25 ) — 523 State and political subdivisions 17,476 — ( 890 ) — 16,586 Corporate bonds 29,135 6 ( 2,056 ) — 27,085 Total available-for-sale 151,548 104 ( 11,572 ) — 140,080 Held-to-maturity U.S. Treasury securities 10,305 — ( 798 ) — 9,507 Mortgage-backed securities of government agencies 213,425 — ( 30,534 ) — 182,891 State and political subdivisions 2,549 2 ( 219 ) — 2,332 Total held-to-maturity 226,279 2 ( 31,551 ) — 194,730 Equity securities 185 74 — — 259 Restricted stock 1,535 — — — 1,535 Total securities $ 379,547 $ 180 $ ( 43,123 ) $ — $ 336,604
Summary of Amortized Cost and Fair Value of Debt Securities	The amortized cost and fair value of debt securities on September 30, 2024, by contractual maturity, are shown below. Actual maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. (Dollars in thousands) Amortized cost Fair value Available-for-sale Due in one year or less $ 30,197 $ 29,959 Due after one through five years 31,043 30,115 Due after five through ten years 18,078 16,755 Due after ten years 60,312 54,889 Total debt securities available-for-sale $ 139,630 $ 131,718 Held-to-maturity Due in one year or less $ 2,500 $ 2,496 Due after one through five years 5,182 4,971 Due after five through ten years 4,866 4,431 Due after ten years 199,107 173,749 Total debt securities held-to-maturity $ 211,655 $ 185,647
Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities	The following table presents gross unrealized losses and fair value of securities available-for-sale, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, on September 30, 2024 and December 31, 2023: Securities in a continuous unrealized loss position Less than 12 months 12 months or more Total (Dollars in thousands) Gross Fair Gross Fair Gross Fair September 30, 2024 Available-for-sale U.S. Treasury securities $ — $ — $ ( 124 ) $ 8,923 $ ( 124 ) $ 8,923 U.S. Government agencies — — ( 382 ) 13,618 ( 382 ) 13,618 Mortgage-backed securities of government agencies — — ( 5,715 ) 48,167 ( 5,715 ) 48,167 Asset-backed securities of government agencies — — ( 3 ) 407 ( 3 ) 407 State and political subdivisions ( 1 ) 424 ( 688 ) 14,712 ( 689 ) 15,136 Corporate bonds — — ( 1,134 ) 27,437 ( 1,134 ) 27,437 Total temporarily impaired $ ( 1 ) $ 424 $ ( 8,046 ) $ 113,264 $ ( 8,047 ) $ 113,688 December 31, 2023 Available-for-sale U.S. Treasury securities $ — $ — $ ( 421 ) $ 17,689 $ ( 421 ) $ 17,689 U.S. Government agencies — — ( 848 ) 13,152 ( 848 ) 13,152 Mortgage-backed securities of government agencies ( 3 ) 1,909 ( 7,329 ) 52,144 ( 7,332 ) 54,053 Asset-backed securities of government agencies — — ( 25 ) 523 ( 25 ) 523 State and political subdivisions ( 28 ) 1,783 ( 862 ) 14,263 ( 890 ) 16,046 Corporate bonds — — ( 2,056 ) 26,586 ( 2,056 ) 26,586 Total temporarily impaired $ ( 31 ) $ 3,692 $ ( 11,541 ) $ 124,357 $ ( 11,572 ) $ 128,049
Summary of Amortized Cost of Held-to Maturity Debt Securities Aggregated by Credit Quality Indicator	The following table summarizes the amortized cost of held-to maturity debt securities at September 30, 2024 and December 31, 2023, aggregated by credit quality indicator: (Dollars in thousands) U.S. Treasury securities Mortgage- backed securities of government agencies State and political subdivisions September 30, 2024 Credit rating: AAA / AA / A $ 10,342 $ 198,787 $ 2,526 BBB / BB / B — — — Lower than B — — — Non-rated — — — Total $ 10,342 $ 198,787 $ 2,526 December 31, 2023 Credit rating: AAA / AA / A $ 10,305 $ 213,425 $ 2,549 BBB / BB / B — — — Lower than B — — — Non-rated — — — Total $ 10,305 $ 213,425 $ 2,549

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Summary of Loans	Loans consisted of the following on September 30, 2024 and December 31, 2023: (Dollars in thousands) September 30, December 31, 2023 Commercial and industrial $ 134,125 $ 152,125 Commercial real estate 194,329 190,702 Commercial lessors of buildings 98,049 82,687 Construction 57,283 49,214 Consumer mortgage 175,093 166,891 Home equity line of credit 44,978 43,269 Consumer installment 10,377 10,636 Consumer indirect 5,493 5,957 Total loans 719,727 701,481 Allowance for credit losses ( 7,224 ) ( 6,607 ) Deferred loan fees, net ( 125 ) ( 77 ) Net Loans $ 712,378 $ 694,797
Summary of Allowance for Loan Losses	Allowance for Credit Losses The following table details activity in the allowance for credit losses ("ACL") by portfolio segment for the three and nine months ended September 30, 2024 and 2023. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. For the three and nine months ended September 30, 2024 , the increase in the provision for commercial and industrial loans primarily relates to one individually evaluated commercial loan relationship which has been charged-down to the fair value of the collateral. The commercial and industrial charge-off amount related to this loan relationship was $ 3.9 million and the commercial real estate charge-off for this same relationship was $ 420 thousand. The charge-offs also increased the historical loss rates which are applied to the active balances multiplied by the weighted average life of the loan pools. The remaining provision amounts for the quarter are primarily a result of changes in loan volume and weighted average remaining maturities of the loans in each category. For the three months ended September 2023, the decrease in the provision for commercial and industrial loans primarily relates to the recovery of prior loan charge-offs, as well as the decrease in substandard loan balances in this loan category. The remaining provision changes for the quarter are primarily a result of changes in loan volume in each loan category. For the nine month period in 2023, the decrease in provision for commercial real estate loans is due to the payoff of one larger loan relationship with a specific allocation. The increase in the provision for commercial lessors of buildings relates to the increase in loans graded special mention in this category. All other changes during the nine month period are related to loan volume changes. NOTE 3 – LOANS (CONTINUED) (Dollars in thousands) Beginning Balance Charge-offs Recoveries Provisions (Recovery) Ending Balance Three Months Ended September 30, 2024 Commercial and industrial $ 5,274 $ ( 3,663 ) $ 53 $ 706 $ 2,370 Commercial real estate 2,033 ( 420 ) — ( 13 ) 1,600 Commercial lessors of buildings 1,328 — — ( 32 ) 1,296 Construction 326 — — ( 16 ) 310 Consumer mortgage 1,061 — 1 30 1,092 Home equity line of credit 276 — — 4 280 Consumer installment 74 ( 11 ) 6 4 73 Consumer indirect 215 ( 1 ) 27 ( 38 ) 203 $ 10,587 $ ( 4,095 ) $ 87 $ 645 $ 7,224 Nine Months Ended September 30, 2024 Commercial and industrial $ 1,737 $ ( 3,931 ) $ 72 $ 4,492 $ 2,370 Commercial real estate 1,637 ( 420 ) 1 382 1,600 Commercial lessors of buildings 1,200 — — 96 1,296 Construction 333 — — ( 23 ) 310 Consumer mortgage 1,107 — 10 ( 25 ) 1,092 Home equity line of credit 288 — — ( 8 ) 280 Consumer installment 76 ( 46 ) 13 30 73 Consumer indirect 229 ( 60 ) 33 1 203 $ 6,607 $ ( 4,457 ) $ 129 $ 4,945 $ 7,224 (Dollars in thousands) Beginning Balance Impact of Adopting ASC 326 Charge-offs Recoveries Provisions (Recovery) Ending Balance Three Months Ended September 30, 2023 Commercial and industrial $ 2,119 $ — $ — $ 147 $ ( 303 ) $ 1,963 Commercial real estate 1,882 — — 8 239 2,129 Commercial lessors of buildings 1,237 — — — ( 11 ) 1,226 Construction 283 — — — ( 28 ) 255 Consumer mortgage 714 — — — 61 775 Home equity line of credit 178 — — — 9 187 Consumer installment 52 — ( 8 ) — 13 57 Consumer indirect 94 — ( 35 ) 7 33 99 Unallocated — — — — — — $ 6,559 $ — $ ( 43 ) $ 162 $ 13 $ 6,691 Nine Months Ended September 30, 2023 Commercial and industrial $ 1,110 $ 658 $ — $ 166 $ 29 $ 1,963 Commercial real estate 2,760 ( 541 ) — 9 ( 99 ) 2,129 Commercial lessors of buildings — 974 — — 252 1,226 Construction 803 ( 515 ) — — ( 33 ) 255 Consumer mortgage 1,268 ( 580 ) — 1 86 775 Home equity line of credit — 201 — — ( 14 ) 187 Consumer installment 233 ( 183 ) ( 31 ) 12 26 57 Consumer indirect — 91 ( 66 ) 34 40 99 Unallocated 664 ( 664 ) — — — — $ 6,838 $ ( 559 ) $ ( 97 ) $ 222 $ 287 $ 6,691
Schedule of Aging of Accruing Past Due and Nonaccrual Loans	The following table presents the classes of the loan portfolio summarized by the past-due status. (Dollars in thousands) Current 30-59 60-89 90 Days + Total Past Due Total September 30, 2024 Commercial and industrial $ 134,075 $ 50 $ — $ — $ 50 $ 134,125 Commercial real estate 194,329 — — — — 194,329 Commercial lessors of buildings 98,049 — — — — 98,049 Construction 57,283 — — — — 57,283 Consumer mortgage 174,143 246 440 264 950 175,093 Home equity line of credit 44,897 81 — — 81 44,978 Consumer installment 10,345 28 4 — 32 10,377 Consumer indirect 5,468 25 — — 25 5,493 Total Loans $ 718,589 $ 430 $ 444 $ 264 $ 1,138 $ 719,727 December 31, 2023 Commercial and industrial $ 151,964 $ 111 $ 50 $ — $ 161 $ 152,125 Commercial real estate 190,702 — — — — 190,702 Commercial lessors of buildings 82,687 — — — — 82,687 Construction 49,214 — — — — 49,214 Consumer mortgage 166,411 307 173 — 480 166,891 Home equity line of credit 42,955 33 281 — 314 43,269 Consumer installment 10,602 25 9 — 34 10,636 Consumer indirect 5,821 52 84 — 136 5,957 Total Loans $ 700,356 $ 528 $ 597 $ — $ 1,125 $ 701,481 NOTE 3 – LOANS (CONTINUED) The following table presents the amortized cost basis of loans on nonaccrual status and loans past due over 90 days still accruing interest as of September 30, 2024 and December 31, 2023: (Dollars in thousands) Nonaccrual with no ACL Nonaccrual with ACL Total Nonaccrual Loans Past Due 90 Days or More Still Accruing Total Nonperforming September 30, 2024 Commercial and industrial $ 16 $ 2,100 $ 2,116 $ — $ 2,116 Commercial real estate — 679 679 — 679 Commercial lessors of buildings 4 — 4 — 4 Construction — — — — — Consumer mortgage 115 — 115 264 379 Home equity line of credit 72 — 72 — 72 Consumer installment 44 — 44 — 44 Consumer indirect 78 — 78 — 78 Total Loans $ 329 $ 2,779 $ 3,108 $ 264 $ 3,372 December 31, 2023 Commercial and industrial $ 59 $ — $ 59 $ — $ 59 Commercial real estate 62 — 62 — 62 Commercial lessors of buildings 15 — 15 — 15 Construction — — — — — Consumer mortgage 172 — 172 — 172 Home equity line of credit — — — — — Consumer installment 49 — 49 — 49 Consumer indirect 39 — 39 — 39 Total Loans $ 396 $ — $ 396 $ — $ 396
Schedule of Collateral Dependent Loans	The following table presents the amortized cost basis of collateral dependent loans by class of loan: Type of Collateral (Dollars in thousands) Real Estate Blanket Liens September 30, 2024 Commercial and industrial $ — $ 2,100 Commercial real estate 679 — Total collateral dependent loans $ 679 $ 2,100
Summary of Loans by Credit Quality Indicator	Loans not meeting the criteria above that are analyzed individually as part of the above-described process are considered to be pass rated loans. Based on the most recent analysis performed, the following tables present the recorded investment in non-homogeneous loans by internal risk rating system as of September 30, 2024 and December 31, 2023: Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total September 30, 2024 Commercial and industrial: Pass $ 10,904 $ 27,773 $ 16,018 $ 8,110 $ 3,419 $ 7,527 $ 41,362 $ — $ 115,113 Special mention 61 910 2,327 915 429 — 1,768 — 6,410 Substandard — 1,972 4,471 729 127 1,054 4,249 — 12,602 Doubtful — — — — — — — — — Total $ 10,965 $ 30,655 $ 22,816 $ 9,754 $ 3,975 $ 8,581 $ 47,379 $ — $ 134,125 YTD gross charge-offs $ — $ 246 $ — $ 22 $ — $ — $ 3,663 $ — $ 3,931 Commercial real estate: Pass $ 9,205 $ 26,248 $ 40,344 $ 43,223 $ 13,498 $ 26,649 $ 1,816 $ — $ 160,983 Special Mention — 208 1,256 5,268 2,036 9,752 435 — 18,955 Substandard 347 1,060 198 2,424 8 8,284 2,070 — 14,391 Doubtful — — — — — — — — — Total $ 9,552 $ 27,516 $ 41,798 $ 50,915 $ 15,542 $ 44,685 $ 4,321 $ — $ 194,329 YTD gross charge-offs $ — $ 420 $ — $ — $ — $ — $ — $ 420 Commercial lessors of buildings: Pass $ 18,901 $ 22,185 $ 21,768 $ 15,468 $ 3,216 $ 14,256 $ 317 $ — $ 96,111 Special Mention — — — 183 — — — — 183 Substandard — — 562 230 959 4 — — 1,755 Doubtful — — — — — — — — — Total $ 18,901 $ 22,185 $ 22,330 $ 15,881 $ 4,175 $ 14,260 $ 317 $ — $ 98,049 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial Construction: Pass $ 7,731 $ 29,353 $ 8,486 $ 784 $ 848 $ 445 $ 1,962 $ — $ 49,609 Special Mention — — — — — — — — — Substandard — — — — — 75 — — 75 Doubtful — — — — — — — — — Total $ 7,731 $ 29,353 $ 8,486 $ 784 $ 848 $ 520 $ 1,962 $ — $ 49,684 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Pass $ 46,741 $ 105,559 $ 86,616 $ 67,585 $ 20,981 $ 48,877 $ 45,457 $ — $ 421,816 Special Mention 61 1,118 3,583 6,366 2,465 9,752 2,203 — 25,548 Substandard 347 3,032 5,231 3,383 1,094 9,417 6,319 — 28,823 Doubtful — — — — — — — — — Total $ 47,149 $ 109,709 $ 95,430 $ 77,334 $ 24,540 $ 68,046 $ 53,979 $ — $ 476,187 YTD commercial gross charge-offs $ — $ 666 $ — $ 22 $ — $ — $ 3,663 $ — $ 4,351 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total December 31, 2023 Commercial and industrial: Pass $ 32,037 $ 25,996 $ 12,196 $ 5,207 $ 3,388 $ 7,112 $ 45,423 $ — $ 131,359 Special mention 76 225 522 33 33 65 3,872 — 4,826 Substandard 782 2,968 1,021 1,017 106 1,416 8,630 — 15,940 Doubtful — — — — — — — — — Total $ 32,895 $ 29,189 $ 13,739 $ 6,257 $ 3,527 $ 8,593 $ 57,925 $ — $ 152,125 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate: Pass $ 22,206 $ 38,696 $ 54,830 $ 12,233 $ 19,543 $ 21,938 $ 647 $ — $ 170,093 Special Mention 241 1,380 2,292 2,496 — 322 — — 6,731 Substandard 1,150 — 888 — 466 11,374 — — 13,878 Doubtful — — — — — — — — — Total $ 23,597 $ 40,076 $ 58,010 $ 14,729 $ 20,009 $ 33,634 $ 647 $ — $ 190,702 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial lessors of buildings: Pass $ 18,353 $ 22,762 $ 15,455 $ 6,429 $ 3,543 $ 8,934 $ 360 $ — $ 75,836 Special Mention — 436 1,687 — 3,578 — — — 5,701 Substandard — — — 989 — 161 — — 1,150 Doubtful — — — — — — — — — Total $ 18,353 $ 23,198 $ 17,142 $ 7,418 $ 7,121 $ 9,095 $ 360 $ — $ 82,687 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Commercial construction: Pass $ 24,119 $ 14,855 $ 576 $ 272 $ 281 $ 256 $ — $ — $ 40,359 Special Mention — 258 43 635 — — — — 936 Substandard — — — 30 80 — — — 110 Doubtful — — — — — — — — — Total $ 24,119 $ 15,113 $ 619 $ 937 $ 361 $ 256 $ — $ — $ 41,405 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Total Pass $ 96,715 $ 102,309 $ 83,057 $ 24,141 $ 26,755 $ 38,240 $ 46,430 $ — $ 417,647 Special Mention 317 2,299 4,544 3,164 3,611 387 3,872 — 18,194 Substandard 1,932 2,968 1,909 2,036 652 12,951 8,630 — 31,078 Doubtful — — — — — — — — — Total $ 98,964 $ 107,576 $ 89,510 $ 29,341 $ 31,018 $ 51,578 $ 58,932 $ — $ 466,919 YTD commercial gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — The Company monitors the credit risk profile by payment activity for the loan classes listed below. Loans past due 90 days or more and loans on nonaccrual status are considered nonperforming. The following table presents the amortized cost in consumer loans based on payment activity as of September 30, 2024 and December 31, 2023: Term Loans Amortized Cost Basis by Origination Year (Dollars in thousands) 2024 2023 2022 2021 2020 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total September 30, 2024 Consumer mortgage: Performing $ 15,008 $ 28,980 $ 32,873 $ 33,472 $ 29,291 $ 35,090 $ — $ — $ 174,714 Nonperforming — — — — 52 327 — — 379 Total $ 15,008 $ 28,980 $ 32,873 $ 33,472 $ 29,343 $ 35,417 $ — $ — $ 175,093 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer Construction: Performing $ 4,136 $ 2,161 $ 999 $ 162 $ 99 $ 42 $ — $ — $ 7,599 Nonperforming — — — — — — — — — Total $ 4,136 $ 2,161 $ 999 $ 162 $ 99 $ 42 $ — $ — $ 7,599 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity line of credit: Performing $ — $ — $ — $ — $ — $ — $ 44,870 $ 36 $ 44,906 Nonperforming — — — — — — 72 — 72 Total $ — $ — $ — $ — $ — $ — $ 44,942 $ 36 $ 44,978 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer installment: Performing $ 3,487 $ 3,919 $ 1,887 $ 529 $ 265 $ 185 $ 61 $ — $ 10,333 Nonperforming — 6 — — — 38 — — 44 Total $ 3,487 $ 3,925 $ 1,887 $ 529 $ 265 $ 223 $ 61 $ — $ 10,377 YTD gross charge-offs $ 1 $ 13 $ 18 $ 3 $ 3 $ 8 $ — $ — $ 46 Consumer indirect: Performing $ 702 $ 641 $ 970 $ 524 $ 501 $ 2,077 $ — $ — $ 5,415 Nonperforming — 20 — — — 58 — — 78 Total $ 702 $ 661 $ 970 $ 524 $ 501 $ 2,135 $ — $ — $ 5,493 YTD gross charge-offs $ — $ — $ — $ — $ — $ 60 $ — $ — $ 60 Total Performing $ 23,333 $ 35,701 $ 36,729 $ 34,687 $ 30,156 $ 37,394 $ 44,931 $ 36 $ 242,967 Nonperforming — 26 — — 52 423 72 — 573 Total $ 23,333 $ 35,727 $ 36,729 $ 34,687 $ 30,208 $ 37,817 $ 45,003 $ 36 $ 243,540 YTD consumer gross charge-offs $ 1 $ 13 $ 18 $ 3 $ 3 $ 68 $ — $ — $ 106 Term Loans Amortized Cost Basis by Origination Year 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Revolving Loans Converted to Term Total December 31, 2023 Consumer mortgage: Performing $ 24,521 $ 34,798 $ 35,802 $ 32,259 $ 8,931 $ 30,408 $ — $ — $ 166,719 Nonperforming — — — — — 172 — — 172 Total $ 24,521 $ 34,798 $ 35,802 $ 32,259 $ 8,931 $ 30,580 $ — $ — $ 166,891 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer construction: Performing $ 5,463 $ 1,477 $ 264 $ 483 $ 81 $ 41 $ — $ — $ 7,809 Nonperforming — — — — — — — — — Total $ 5,463 $ 1,477 $ 264 $ 483 $ 81 $ 41 $ — $ — $ 7,809 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Home equity line of credit: Performing $ — $ — $ — $ — $ — $ — $ 43,223 $ 46 $ 43,269 Nonperforming — — — — — — — — — Total $ — $ — $ — $ — $ — $ — $ 43,223 $ 46 $ 43,269 YTD gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — $ — Consumer installment: Performing $ 5,705 $ 3,067 $ 981 $ 513 $ 118 $ 184 $ 68 $ — $ 10,636 Nonperforming — — — — — — — — — Total $ 5,705 $ 3,067 $ 981 $ 513 $ 118 $ 184 $ 68 $ — $ 10,636 YTD gross charge-offs $ 2 $ 12 $ 19 $ 5 $ 2 $ 6 $ — $ — $ 46 Consumer indirect: Performing $ 858 $ 1,086 $ 622 $ 568 $ 607 $ 2,128 $ — $ — $ 5,869 Nonperforming — 3 — — 81 4 — — 88 Total $ 858 $ 1,089 $ 622 $ 568 $ 688 $ 2,132 $ — $ — $ 5,957 YTD gross charge-offs $ — $ — $ — $ — $ — $ 66 $ — $ — $ 66 Total Performing $ 36,547 $ 40,428 $ 37,669 $ 33,823 $ 9,737 $ 32,761 $ 43,291 $ 46 $ 234,302 Nonperforming — 3 — — 81 176 — — 260 Total $ 36,547 $ 40,431 $ 37,669 $ 33,823 $ 9,818 $ 32,937 $ 43,291 $ 46 $ 234,562 YTD consumer gross charge-offs $ 2 $ 12 $ 19 $ 5 $ 2 $ 72 $ — $ — $ 112 Consumer mortgages are substantially secured by one to four family owner occupied properties and consumer indirect loans are substantially secured by recreational vehicles. All nonperforming consumer loans are evaluated when placed on nonaccrual status and may be charged down based on the collateral fair value less cost to sell if that value is lower than the outstanding balance. As of September 30, 2024 there was one loan secured by consumer real estate totaling $ 30 thousand in process of foreclosure.

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	9 Months Ended
	Sep. 30, 2024
Debt Disclosure [Abstract]
Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings	The following table provides additional detail regarding repurchase agreements and the related collateral accounted for as secured borrowings. Remaining Contractual Maturity September 30, December 31, (Dollars in thousands) 2024 2023 Securities of U.S. Government Agencies and mortgage-backed securities of $ 19,276 $ 36,002 Repurchase agreements 19,224 35,843

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Schedule of Fair Value of Assets Measured on Recurring Basis	The following table presents the assets reported on the Consolidated Balance Sheets at their fair value on a recurring basis as of September 30, 2024 and December 31, 2023 by level within the fair value hierarchy. No liabilities are carried at fair value. Financial assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. Equity securities with readily determinable values and U.S. Treasury Notes are valued at the closing price reported on the active market on which the individual securities or identical securities are traded. Obligations of U.S. government agencies, mortgage-backed securities, asset-backed securities, obligations of states and political subdivisions and corporate bonds are valued at observable market data for similar assets. Equity securities without readily determinable values are carried at amortized cost adjusted for impairment and observable price changes and are not included in the table below. (Dollars in thousands) Level I Level II Level III Total September 30, 2024 Assets: Securities available-for-sale U.S. Treasury securities $ 13,353 $ — $ — $ 13,353 U.S. Government agencies — 13,618 — 13,618 Mortgage-backed securities of government agencies — 58,164 — 58,164 Asset-backed securities of government agencies — 407 — 407 State and political subdivisions — 16,717 — 16,717 Corporate bonds — 29,459 — 29,459 Total available-for-sale securities $ 13,353 $ 118,365 $ — $ 131,718 Equity securities $ 201 $ — $ — $ 201 December 31, 2023 Assets: Securities available-for-sale U.S. Treasury securities $ 17,689 $ — $ — $ 17,689 U.S. Government agencies — 13,152 — 13,152 Mortgage-backed securities of government agencies — 65,045 — 65,045 Asset-backed securities of government agencies — 523 — 523 State and political subdivisions — 16,586 — 16,586 Corporate bonds — 27,085 — 27,085 Total available-for-sale securities $ 17,689 $ 122,391 $ — $ 140,080 Equity securities $ 213 $ — $ — $ 213
Schedule of Assets Measured on Nonrecurring Basis	The following table presents the assets measured on a nonrecurring basis on the consolidated balance sheet at their fair value as of September 30, 2024 , by level within the fair value hierarchy. There were no individually evaluated collateral dependent loans at December 31, 2023. (Dollars in thousands) Level I Level II Level III Total September 30, 2024 Individually evaluated collateral dependent loans recorded at fair value: Commercial and industrial $ — $ — $ 1,577 $ 1,577 Commercial real estate — — 679 679 Total individually evaluated collateral dependent loans recorded at fair value: $ — $ — $ 2,256 $ 2,256

Fair Values of Financial Inst_2

Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Investments, All Other Investments [Abstract]
Schedule of Estimated Fair Values of Recognized Financial Instruments Carried at Amortized Cost	The estimated fair values of recognized financial instruments carried at amortized cost as of September 30, 2024 and December 31, 2023 are as follows: (Dollars in thousands) Carrying Level I Level II Level III Fair Value September 30, 2024 Financial assets Securities held-to-maturity $ 211,655 $ 9,818 $ 175,829 $ — $ 185,647 Loans held for sale $ 509 $ 519 $ — $ — $ 519 Net loans 712,378 — — 677,583 677,583 Mortgage servicing rights 614 — — 614 614 Financial liabilities Deposits $ 1,070,531 $ 830,206 $ — $ 239,880 $ 1,070,086 Other borrowings 1,296 — — 1,171 1,171 December 31, 2023 Financial assets Securities held-to-maturity $ 226,279 $ 9,507 $ 185,223 $ — $ 194,730 Net loans 694,797 — — 663,510 663,510 Mortgage servicing rights 600 — — 600 600 Financial liabilities Deposits $ 1,027,427 $ 835,847 $ — $ 193,126 $ 1,028,973 Other borrowings 1,754 — — 1,546 1,546

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive Loss (Tables)	9 Months Ended
	Sep. 30, 2024
Equity [Abstract]
Schedule of Changes in Accumulated Other Comprehensive Loss by Component Net of Tax	The following table presents the changes in accumulated other comprehensive loss by component net of tax for the three and nine months ended September 30, 2024 and 2023: (Dollars in thousands) Pretax Tax Effect After-tax Three Months Ended September 30, 2024 Balance, beginning of period $ ( 12,765 ) $ 2,680 ( 10,085 ) Unrealized holding gain on available-for-sale securities arising during 3,409 ( 716 ) 2,693 Amortization of held-to-maturity discount resulting from transfer 48 ( 10 ) 38 Total other comprehensive income 3,457 ( 726 ) 2,731 Balance, end of period $ ( 9,308 ) $ 1,954 $ ( 7,354 ) Nine Months Ended September 30, 2024 Balance, beginning of period $ ( 12,999 ) $ 2,729 $ ( 10,270 ) Unrealized holding gain on available-for-sale securities arising during 3,556 ( 747 ) 2,809 Amortization of held-to-maturity discount resulting from transfer 135 ( 28 ) 107 Total other comprehensive income 3,691 ( 775 ) 2,916 Balance, end of period $ ( 9,308 ) $ 1,954 $ ( 7,354 ) Three Months Ended September 30, 2023 Balance, beginning of period $ ( 16,856 ) $ 3,540 $ ( 13,316 ) Unrealized holding loss on available-for-sale securities arising during ( 1,127 ) 237 ( 890 ) Amortization of held-to-maturity discount resulting from transfer 50 ( 11 ) 39 Total other comprehensive loss ( 1,077 ) 226 ( 851 ) Balance, end of period $ ( 17,933 ) $ 3,766 $ ( 14,167 ) Nine Months Ended September 30, 2023 Balance, beginning of period $ ( 16,354 ) $ 3,435 $ ( 12,919 ) Unrealized holding loss on available-for-sale securities arising during ( 1,722 ) 361 ( 1,361 ) Amortization of held-to-maturity discount resulting from transfer 143 ( 30 ) 113 Total other comprehensive loss ( 1,579 ) 331 ( 1,248 ) Balance, end of period $ ( 17,933 ) $ 3,766 $ ( 14,167 )

Securities - Summary of Securit

Securities - Summary of Securities Available-for-Sale and Restricted Stock (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	$ 139,630	$ 151,548
Gross Unrealized Gains, Available-for-sale	135	104
Gross Unrealized Losses, Available-for-sale	(8,047)	(11,572)
Fair Value, Available-for-sale	131,718	140,080
Amortized Cost, Held to maturity	211,655	226,279
Gross Unrealized Gains, Held to maturity		2
Gross Unrealized Losses, Held to maturity	(26,008)	(31,551)
Fair Value, Held to maturity	185,647	194,730
Amortized Cost	352,990	379,547
Gross Unrealized Gains	197	180
Gross Unrealized Losses	(34,055)	(43,123)
Fair Value	319,132	336,604
U.S. Treasury Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	13,461	18,110
Gross Unrealized Gains, Available-for-sale	16
Gross Unrealized Losses, Available-for-sale	(124)	(421)
Fair Value, Available-for-sale	13,353	17,689
Amortized Cost, Held to maturity	10,342	10,305
Gross Unrealized Losses, Held to maturity	(524)	(798)
Fair Value, Held to maturity	9,818	9,507
U.S. Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	14,000	14,000
Gross Unrealized Losses, Available-for-sale	(382)	(848)
Fair Value, Available-for-sale	13,618	13,152
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	63,785	72,279
Gross Unrealized Gains, Available-for-sale	94	98
Gross Unrealized Losses, Available-for-sale	(5,715)	(7,332)
Fair Value, Available-for-sale	58,164	65,045
Amortized Cost, Held to maturity	198,787	213,425
Gross Unrealized Losses, Held to maturity	(25,328)	(30,534)
Fair Value, Held to maturity	173,459	182,891
Asset-Backed Securities of Government Agencies [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	410	548
Gross Unrealized Losses, Available-for-sale	(3)	(25)
Fair Value, Available-for-sale	407	523
State and Political Subdivisions [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	17,406	17,476
Gross Unrealized Losses, Available-for-sale	(689)	(890)
Fair Value, Available-for-sale	16,717	16,586
Amortized Cost, Held to maturity	2,526	2,549
Gross Unrealized Gains, Held to maturity		2
Gross Unrealized Losses, Held to maturity	(156)	(219)
Fair Value, Held to maturity	2,370	2,332
Corporate Bonds [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Available-for-sale	30,568	29,135
Gross Unrealized Gains, Available-for-sale	25	6
Gross Unrealized Losses, Available-for-sale	(1,134)	(2,056)
Fair Value, Available-for-sale	29,459	27,085
Equity Securities [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost, Equity securities	185	185
Gross Unrealized Gains, Equity securities	62	74
Fair Value, Equity securities	247	259
Restricted Stock [Member]
Schedule of Trading Securities and Other Trading Assets [Line Items]
Amortized Cost	1,520	1,535
Fair Value	$ 1,520	$ 1,535

Securities - Summary of Amortiz

Securities - Summary of Amortized Cost and Fair Value of Debt Securities (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Available-for-sale
Due in one year or less, Amortized Cost	$ 30,197
Due after one through five years, Amortized Cost	31,043
Due after five through ten years, Amortized Cost	18,078
Due after ten years, Amortized Cost	60,312
Amortized Cost, Available-for-sale	139,630	$ 151,548
Due in one year or less, Fair Value	29,959
Due after one through five years, Fair Value	30,115
Due after five through ten years, Fair Value	16,755
Due after ten years, Fair Value	54,889
Total debt securities available-for-sale, Fair Value	131,718	140,080
Held-to-maturity
Due in one year or less, Amortized Cost	2,500
Due after one through five years, Amortized cost	5,182
Due after five through ten years, Amortized Cost	4,866
Due after ten years, Amortized Cost	199,107
Amortized Cost, Held to maturity	211,655	226,279
Due in one year or less, Fair Value	2,496
Due after one through five years, Fair Value	4,971
Due after five through ten years, Fair Value	4,431
Due after ten years, Fair Value	173,749
Total debt securities held-to-maturity, Fair Value	$ 185,647	$ 194,730

Securities - Additional Informa

Securities - Additional Information (Detail)	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) Security $ / shares	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) Security $ / shares	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Debt and Equity Securities, FV-NI [Line Items]
Fair value of pledged securities	$ 130,000,000		$ 130,000,000		$ 126,000,000
Restricted stock investment in FHLB stock	1,000,000		1,000,000		1,000,000
Federal Home Loan Bank redemption of stock	$ 15,000		$ 15,000
Federal Home Loan Bank redemption par value per share | $ / shares	$ 100		$ 100
Federal Reserve Bank stock	$ 471,000		$ 471,000		471,000
Proceeds from sale of available-for-sale securities	$ 0	$ 0	$ 0	$ 0
Number of securities in an unrealized loss position, Total | Security	111		111
Number of securities in continuous unrealized loss position, 12 months or more | Security			110
Held to maturity security, allowance for credit loss	$ 0		$ 0		0
Total available-for-sale securities	131,718,000		131,718,000		$ 140,080,000
US Treasury Securities And US Government Sponsored Agency Bonds [Member]
Debt and Equity Securities, FV-NI [Line Items]
Total available-for-sale securities	86,000,000		86,000,000
Non-agency Debt Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Total available-for-sale securities	46,000,000		46,000,000
Non-agency Debt Securities [Member] | Non-rated Debt Securities [Member]
Debt and Equity Securities, FV-NI [Line Items]
Total available-for-sale securities	$ 11,000,000		$ 11,000,000

Securities - Summary of Gross U

Securities - Summary of Gross Unrealized Losses and Fair Value of Available for Sale Securities (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months	$ (1)	$ (31)
Available-for-sale, Fair Value, Less Than 12 Months	424	3,692
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(8,046)	(11,541)
Available-for-sale, Fair Value, 12 Months or More	113,264	124,357
Available-for-sale, Gross Unrealized Losses, Total	(8,047)	(11,572)
Available-for-sale, Fair Value, Total	113,688	128,049
Held-to-maturity, Gross Unrealized Losses, Total	(26,008)	(31,551)
U.S. Treasury Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(124)	(421)
Available-for-sale, Fair Value, 12 Months or More	8,923	17,689
Available-for-sale, Gross Unrealized Losses, Total	(124)	(421)
Available-for-sale, Fair Value, Total	8,923	17,689
Held-to-maturity, Gross Unrealized Losses, Total	(524)	(798)
U.S. Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(382)	(848)
Available-for-sale, Fair Value, 12 Months or More	13,618	13,152
Available-for-sale, Gross Unrealized Losses, Total	(382)	(848)
Available-for-sale, Fair Value, Total	13,618	13,152
Mortgage-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months		(3)
Available-for-sale, Fair Value, Less Than 12 Months		1,909
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(5,715)	(7,329)
Available-for-sale, Fair Value, 12 Months or More	48,167	52,144
Available-for-sale, Gross Unrealized Losses, Total	(5,715)	(7,332)
Available-for-sale, Fair Value, Total	48,167	54,053
Held-to-maturity, Gross Unrealized Losses, Total	(25,328)	(30,534)
Asset-Backed Securities of Government Agencies [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(3)	(25)
Available-for-sale, Fair Value, 12 Months or More	407	523
Available-for-sale, Gross Unrealized Losses, Total	(3)	(25)
Available-for-sale, Fair Value, Total	407	523
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, Less Than 12 Months	(1)	(28)
Available-for-sale, Fair Value, Less Than 12 Months	424	1,783
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(688)	(862)
Available-for-sale, Fair Value, 12 Months or More	14,712	14,263
Available-for-sale, Gross Unrealized Losses, Total	(689)	(890)
Available-for-sale, Fair Value, Total	15,136	16,046
Held-to-maturity, Gross Unrealized Losses, Total	(156)	(219)
Corporate Bonds [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale, Gross Unrealized Losses, 12 Months or More	(1,134)	(2,056)
Available-for-sale, Fair Value, 12 Months or More	27,437	26,586
Available-for-sale, Gross Unrealized Losses, Total	(1,134)	(2,056)
Available-for-sale, Fair Value, Total	$ 27,437	$ 26,586

Securities - Summary of Amort_2

Securities - Summary of Amortized Cost of Held-to Maturity Debt Securities Aggregated by Credit Quality Indicator (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Line Items]
Amortized Cost, Held to maturity	$ 211,655	$ 226,279
U.S. Treasury Securities [Member]
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Line Items]
Amortized Cost, Held to maturity	10,342	10,305
U.S. Treasury Securities [Member] | AAA / AA / A [Member]
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Line Items]
Amortized Cost, Held to maturity	10,342	10,305
Mortgage-Backed Securities of Government Agencies [Member]
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Line Items]
Amortized Cost, Held to maturity	198,787	213,425
Mortgage-Backed Securities of Government Agencies [Member] | AAA / AA / A [Member]
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Line Items]
Amortized Cost, Held to maturity	198,787	213,425
State and Political Subdivisions [Member]
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Line Items]
Amortized Cost, Held to maturity	2,526	2,549
State and Political Subdivisions [Member] | AAA / AA / A [Member]
Debt Securities, Held-to-Maturity, Credit Quality Indicator [Line Items]
Amortized Cost, Held to maturity	$ 2,526	$ 2,549

Loans - Summary of Loans (Detai

Loans - Summary of Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Jun. 30, 2024	Dec. 31, 2023	Sep. 30, 2023	Jun. 30, 2023	Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 719,727		$ 701,481
Allowance for credit losses	(7,224)	$ (10,587)	(6,607)	$ (6,691)	$ (6,559)	$ (6,838)
Deferred loan fees, net	(125)		(77)
Net loans	712,378		694,797
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	134,125		152,125
Allowance for credit losses	(2,370)	(5,274)	(1,737)	(1,963)	(2,119)	(1,110)
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	194,329		190,702
Allowance for credit losses	(1,600)	(2,033)	(1,637)	(2,129)	(1,882)	(2,760)
Commercial Lessors of Buildings [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	98,049		82,687
Allowance for credit losses	(1,296)	(1,328)	(1,200)	(1,226)	(1,237)
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	57,283		49,214
Allowance for credit losses	(310)	(326)	(333)	(255)	(283)	(803)
Consumer Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	175,093		166,891
Allowance for credit losses	(1,092)	(1,061)	(1,107)	(775)	(714)	(1,268)
Home Equity Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	44,978		43,269
Allowance for credit losses	(280)	(276)	(288)	(187)	(178)
Consumer Installment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	10,377		10,636
Allowance for credit losses	(73)	(74)	(76)	(57)	(52)	$ (233)
Consumer Indirect [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	5,493		5,957
Allowance for credit losses	$ (203)	$ (215)	$ (229)	$ (99)	$ (94)

Loans - Additional Information

Loans - Additional Information (Detail)	3 Months Ended		9 Months Ended
	Sep. 30, 2024 USD ($) Industry	Sep. 30, 2023 USD ($)	Sep. 30, 2024 USD ($) Industry	Sep. 30, 2023 USD ($)	Dec. 31, 2023 USD ($)
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans serviced for others	$ 137,000,000		$ 137,000,000		$ 132,000,000
Total Loans	719,602,000		719,602,000		$ 701,404,000
Charge-offs	4,095,000	$ 43,000	4,457,000	$ 97,000
Outstanding balance of commercial loans classified under credit risk, minimum amount	500,000		500,000
Consumer Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Interest income recognized on nonaccrual loans			33,000
Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge-offs	3,900,000		3,900,000
Charge-offs	3,663,000		3,931,000
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Charge-offs	420,000		420,000
Consumer Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Mortgage loans on consumer real estate	30,000		30,000
Industrial, Manufacturing and Production [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	59,000,000		59,000,000
Warehouses [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	41,000,000		41,000,000
Health Care [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	27,000,000		27,000,000
Residential Investment Property [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	25,000,000		25,000,000
Retail Strip Centers [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	17,000,000		17,000,000
Auto Repair [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	16,000,000		16,000,000
Retail Store [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	14,000,000		14,000,000
Senior Housing [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	12,000,000		12,000,000
Hotels [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	11,000,000		11,000,000
Office Building [Member] | Commercial Real Estate and Commercial Lessors [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans pledged as collateral dependent exposures	$ 7,000,000		$ 7,000,000
Credit Concentration Risk [Member] | Loans Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of industries for credit concentrations | Industry	3		3
Credit Concentration Risk [Member] | Loans Receivable [Member] | Lessors of Non Residential Buildings [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 75,000,000		$ 75,000,000
Concentration of credit percentage of total loans			10%
Credit Concentration Risk [Member] | Loans Receivable [Member] | Manufacturers of Animal Food [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	39,000,000		$ 39,000,000
Concentration of credit percentage of total loans			5%
Credit Concentration Risk [Member] | Loans Receivable [Member] | Hotels [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Loans	$ 30,000,000		$ 30,000,000
Concentration of credit percentage of total loans			4%

Loans - Schedule of Allowance f

Loans - Schedule of Allowance for Credit Losses by Portfolio Segment (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	$ 10,587	$ 6,559	$ 6,607	$ 6,838	$ 6,838
Charge-offs	(4,095)	(43)	(4,457)	(97)
Recoveries	87	162	129	222
Provisions (Recovery)	645	13	4,945	287
Ending Balance	7,224	6,691	7,224	6,691	6,607
Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				(559)	(559)
Commercial and Industrial [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	5,274	2,119	1,737	1,110	1,110
Charge-offs	(3,663)		(3,931)
Recoveries	53	147	72	166
Provisions (Recovery)	706	(303)	4,492	29
Ending Balance	2,370	1,963	2,370	1,963	1,737
Commercial and Industrial [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				658	658
Commercial Real Estate [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	2,033	1,882	1,637	2,760	2,760
Charge-offs	(420)		(420)
Recoveries		8	1	9
Provisions (Recovery)	(13)	239	382	(99)
Ending Balance	1,600	2,129	1,600	2,129	1,637
Commercial Real Estate [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				(541)	(541)
Commercial Lessors of Buildings [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	1,328	1,237	1,200
Provisions (Recovery)	(32)	(11)	96	252
Ending Balance	1,296	1,226	1,296	1,226	1,200
Commercial Lessors of Buildings [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				974	974
Construction [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	326	283	333	803	803
Provisions (Recovery)	(16)	(28)	(23)	(33)
Ending Balance	310	255	310	255	333
Construction [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				(515)	(515)
Consumer Mortgage [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	1,061	714	1,107	1,268	1,268
Recoveries	1		10	1
Provisions (Recovery)	30	61	(25)	86
Ending Balance	1,092	775	1,092	775	1,107
Consumer Mortgage [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				(580)	(580)
Home Equity Line of Credit [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	276	178	288
Provisions (Recovery)	4	9	(8)	(14)
Ending Balance	280	187	280	187	288
Home Equity Line of Credit [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				201	201
Consumer Installment [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	74	52	76	233	233
Charge-offs	(11)	(8)	(46)	(31)
Recoveries	6		13	12
Provisions (Recovery)	4	13	30	26
Ending Balance	73	57	73	57	76
Consumer Installment [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				(183)	(183)
Consumer Indirect [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance	215	94	229
Charge-offs	(1)	(35)	(60)	(66)
Recoveries	27	7	33	34
Provisions (Recovery)	(38)	33	1	40
Ending Balance	$ 203	$ 99	$ 203	99	229
Consumer Indirect [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				91	91
Unallocated [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				664	664
Unallocated [Member] | Impact of Adopting ASC 326 [Member]
Financing Receivable Allowance For Credit Losses [Line Items]
Beginning Balance				$ (664)	$ (664)

Loans - Schedule of Aging of Ac

Loans - Schedule of Aging of Accruing Past Due and Nonaccrual Loans (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 719,727	$ 701,481
Non-accrual	3,108	396
Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	718,589	700,356
30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	430	528
60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	444	597
90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	264
Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	1,138	1,125
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	134,125	152,125
Non-accrual	2,116	59
Commercial and Industrial [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	134,075	151,964
Commercial and Industrial [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	50	111
Commercial and Industrial [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans		50
Commercial and Industrial [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	50	161
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	194,329	190,702
Non-accrual	679	62
Commercial Real Estate [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	194,329	190,702
Commercial Lessors of Buildings [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	98,049	82,687
Non-accrual	4	15
Commercial Lessors of Buildings [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	98,049	82,687
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	57,283	49,214
Construction [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	57,283	49,214
Consumer Mortgage [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	175,093	166,891
Non-accrual	115	172
Consumer Mortgage [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	174,143	166,411
Consumer Mortgage [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	246	307
Consumer Mortgage [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	440	173
Consumer Mortgage [Member] | 90 Days Plus Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	264
Consumer Mortgage [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	950	480
Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	44,978	43,269
Non-accrual	72
Home Equity Line of Credit [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	44,897	42,955
Home Equity Line of Credit [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	81	33
Home Equity Line of Credit [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans		281
Home Equity Line of Credit [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	81	314
Consumer Installment [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	10,377	10,636
Non-accrual	44	49
Consumer Installment [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	10,345	10,602
Consumer Installment [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	28	25
Consumer Installment [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	4	9
Consumer Installment [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	32	34
Consumer Indirect [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	5,493	5,957
Non-accrual	78	39
Consumer Indirect [Member] | Current
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	5,468	5,821
Consumer Indirect [Member] | 30 to 59 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	25	52
Consumer Indirect [Member] | 60 to 89 Days Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans		84
Consumer Indirect [Member] | Total Past Due [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total Loans	$ 25	$ 136

Loans - Schedule of Collateral

Loans - Schedule of Collateral Dependent Loans (Detail) $ in Thousands	Sep. 30, 2024 USD ($)
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total collateral dependent loans	$ 679
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total collateral dependent loans	679
Blanket Liens [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total collateral dependent loans	2,100
Blanket Liens [Member] | Commercial and Industrial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total collateral dependent loans	$ 2,100

Loans - Schedule of Amortized C

Loans - Schedule of Amortized Cost Basis Of Loans On Nonaccrual Status And Loans Past Due Over 90 Days Still Accruing Interest (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL	$ 329	$ 396
Nonaccrual with ACL	2,779
Total Nonaccrual	3,108	396
Loans Past Due 90 Days or More Still Accruing	264
Total Nonperforming	3,372	396
Commercial and Industrial [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL	16	59
Nonaccrual with ACL	2,100
Total Nonaccrual	2,116	59
Total Nonperforming	2,116	59
Commercial Real Estate [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL		62
Nonaccrual with ACL	679
Total Nonaccrual	679	62
Total Nonperforming	679	62
Commercial Lessors of Buildings [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL	4	15
Total Nonaccrual	4	15
Total Nonperforming	4	15
Consumer Mortgage [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL	115	172
Total Nonaccrual	115	172
Loans Past Due 90 Days or More Still Accruing	264
Total Nonperforming	379	172
Home Equity Line of Credit [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL	72
Total Nonaccrual	72
Total Nonperforming	72
Consumer Installment [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL	44	49
Total Nonaccrual	44	49
Total Nonperforming	44	49
Consumer Indirect [Member]
Financing Receivable, Nonaccrual [Line Items]
Nonaccrual with no ACL	78	39
Total Nonaccrual	78	39
Total Nonperforming	$ 78	$ 39

Loans - Schedule of the Credit

Loans - Schedule of the Credit Quality Indicators Recorded Investment in Non-homogeneous Loans by Internal Risk Rating System (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable, Recorded Investment [Line Items]
YTD gross charge-offs	$ 4,095	$ 43	$ 4,457	$ 97
Total	719,727		719,727		$ 701,481
Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	47,149		47,149		98,964
2023	109,709		109,709		107,576
2022	95,430		95,430		89,510
2021	77,334		77,334		29,341
2020	24,540		24,540		31,018
Prior	68,046		68,046		51,578
Fiscal year before latest fiscal year, YTD gross charge-offs			666
Three years before latest fiscal year, YTD gross charge-offs			22
Revolving Loans Amortized Cost Basis, YTD gross charge-offs			3,663
YTD gross charge-offs			4,351
Revolving Loans Amortized Cost Basis	53,979		53,979		58,932
Total	476,187		476,187		466,919
Pass [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	46,741		46,741		96,715
2023	105,559		105,559		102,309
2022	86,616		86,616		83,057
2021	67,585		67,585		24,141
2020	20,981		20,981		26,755
Prior	48,877		48,877		38,240
Revolving Loans Amortized Cost Basis	45,457		45,457		46,430
Total	421,816		421,816		417,647
Special Mention [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	61		61		317
2023	1,118		1,118		2,299
2022	3,583		3,583		4,544
2021	6,366		6,366		3,164
2020	2,465		2,465		3,611
Prior	9,752		9,752		387
Revolving Loans Amortized Cost Basis	2,203		2,203		3,872
Total	25,548		25,548		18,194
Substandard [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	347		347		1,932
2023	3,032		3,032		2,968
2022	5,231		5,231		1,909
2021	3,383		3,383		2,036
2020	1,094		1,094		652
Prior	9,417		9,417		12,951
Revolving Loans Amortized Cost Basis	6,319		6,319		8,630
Total	28,823		28,823		31,078
Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
YTD gross charge-offs	3,663		3,931
Total	134,125		134,125		152,125
Commercial and Industrial [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	10,965		10,965		32,895
2023	30,655		30,655		29,189
2022	22,816		22,816		13,739
2021	9,754		9,754		6,257
2020	3,975		3,975		3,527
Prior	8,581		8,581		8,593
Fiscal year before latest fiscal year, YTD gross charge-offs			246
Three years before latest fiscal year, YTD gross charge-offs			22
Revolving Loans Amortized Cost Basis, YTD gross charge-offs			3,663
YTD gross charge-offs			3,931
Revolving Loans Amortized Cost Basis	47,379		47,379		57,925
Total	134,125		134,125		152,125
Commercial and Industrial [Member] | Pass [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	10,904		10,904		32,037
2023	27,773		27,773		25,996
2022	16,018		16,018		12,196
2021	8,110		8,110		5,207
2020	3,419		3,419		3,388
Prior	7,527		7,527		7,112
Revolving Loans Amortized Cost Basis	41,362		41,362		45,423
Total	115,113		115,113		131,359
Commercial and Industrial [Member] | Special Mention [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	61		61		76
2023	910		910		225
2022	2,327		2,327		522
2021	915		915		33
2020	429		429		33
Prior					65
Revolving Loans Amortized Cost Basis	1,768		1,768		3,872
Total	6,410		6,410		4,826
Commercial and Industrial [Member] | Substandard [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024					782
2023	1,972		1,972		2,968
2022	4,471		4,471		1,021
2021	729		729		1,017
2020	127		127		106
Prior	1,054		1,054		1,416
Revolving Loans Amortized Cost Basis	4,249		4,249		8,630
Total	12,602		12,602		15,940
Commercial Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
YTD gross charge-offs	420		420
Total	194,329		194,329		190,702
Commercial Real Estate [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	9,552		9,552		23,597
2023	27,516		27,516		40,076
2022	41,798		41,798		58,010
2021	50,915		50,915		14,729
2020	15,542		15,542		20,009
Prior	44,685		44,685		33,634
Fiscal year before latest fiscal year, YTD gross charge-offs			420
YTD gross charge-offs			420
Revolving Loans Amortized Cost Basis	4,321		4,321		647
Total	194,329		194,329		190,702
Commercial Real Estate [Member] | Pass [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	9,205		9,205		22,206
2023	26,248		26,248		38,696
2022	40,344		40,344		54,830
2021	43,223		43,223		12,233
2020	13,498		13,498		19,543
Prior	26,649		26,649		21,938
Revolving Loans Amortized Cost Basis	1,816		1,816		647
Total	160,983		160,983		170,093
Commercial Real Estate [Member] | Special Mention [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024					241
2023	208		208		1,380
2022	1,256		1,256		2,292
2021	5,268		5,268		2,496
2020	2,036		2,036
Prior	9,752		9,752		322
Revolving Loans Amortized Cost Basis	435		435
Total	18,955		18,955		6,731
Commercial Real Estate [Member] | Substandard [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	347		347		1,150
2023	1,060		1,060
2022	198		198		888
2021	2,424		2,424
2020	8		8		466
Prior	8,284		8,284		11,374
Revolving Loans Amortized Cost Basis	2,070		2,070
Total	14,391		14,391		13,878
Commercial Lessors of Buildings [Member]
Financing Receivable, Recorded Investment [Line Items]
Total	98,049		98,049		82,687
Commercial Lessors of Buildings [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	18,901		18,901		18,353
2023	22,185		22,185		23,198
2022	22,330		22,330		17,142
2021	15,881		15,881		7,418
2020	4,175		4,175		7,121
Prior	14,260		14,260		9,095
Revolving Loans Amortized Cost Basis	317		317		360
Total	98,049		98,049		82,687
Commercial Lessors of Buildings [Member] | Pass [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	18,901		18,901		18,353
2023	22,185		22,185		22,762
2022	21,768		21,768		15,455
2021	15,468		15,468		6,429
2020	3,216		3,216		3,543
Prior	14,256		14,256		8,934
Revolving Loans Amortized Cost Basis	317		317		360
Total	96,111		96,111		75,836
Commercial Lessors of Buildings [Member] | Special Mention [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2023					436
2022					1,687
2021	183		183
2020					3,578
Total	183		183		5,701
Commercial Lessors of Buildings [Member] | Substandard [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2022	562		562
2021	230		230		989
2020	959		959
Prior	4		4		161
Total	1,755		1,755		1,150
Commercial construction [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	7,731		7,731		24,119
2023	29,353		29,353		15,113
2022	8,486		8,486		619
2021	784		784		937
2020	848		848		361
Prior	520		520		256
Revolving Loans Amortized Cost Basis	1,962		1,962
Total	49,684		49,684		41,405
Commercial construction [Member] | Pass [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2024	7,731		7,731		24,119
2023	29,353		29,353		14,855
2022	8,486		8,486		576
2021	784		784		272
2020	848		848		281
Prior	445		445		256
Revolving Loans Amortized Cost Basis	1,962		1,962
Total	49,609		49,609		40,359
Commercial construction [Member] | Special Mention [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2023					258
2022					43
2021					635
Total					936
Commercial construction [Member] | Substandard [Member] | Non-Homogeneous Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
2021					30
2020					80
Prior	75		75
Total	$ 75		$ 75		$ 110

Loans - Schedule of the Credi_2

Loans - Schedule of the Credit Quality Indicators Amortized Cost in Residential Consumer Loans Based on Payment Activity (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
YTD gross charge-offs	$ 4,095	$ 43	$ 4,457	$ 97
Total	719,727		719,727		$ 701,481
Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	23,333		23,333		36,547
2023	35,727		35,727		40,431
2022	36,729		36,729		37,669
2021	34,687		34,687		33,823
2020	30,208		30,208		9,818
Prior	37,817		37,817		32,937
Revolving Loans Amortized Cost Basis	45,003		45,003		43,291
Revolving Loans Converted to Term	36		36		46
Total	243,540		243,540		234,562
Performing [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	23,333		23,333		36,547
2023	35,701		35,701		40,428
2022	36,729		36,729		37,669
2021	34,687		34,687		33,823
2020	30,156		30,156		9,737
Prior	37,394		37,394		32,761
Revolving Loans Amortized Cost Basis	44,931		44,931		43,291
Revolving Loans Converted to Term	36		36		46
Total	242,967		242,967		234,302
Nonperforming Financial Instruments [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2023	26		26		3
2020	52		52		81
Prior	423		423		176
Revolving Loans Amortized Cost Basis	72		72
Total	573		573		260
Consumer Mortgage [Member]
Financing Receivable Recorded Investment [Line Items]
Total	175,093		175,093		166,891
Consumer Mortgage [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	15,008		15,008		24,521
2023	28,980		28,980		34,798
2022	32,873		32,873		35,802
2021	33,472		33,472		32,259
2020	29,343		29,343		8,931
Prior	35,417		35,417		30,580
Total	175,093		175,093		166,891
Consumer Mortgage [Member] | Performing [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	15,008		15,008		24,521
2023	28,980		28,980		34,798
2022	32,873		32,873		35,802
2021	33,472		33,472		32,259
2020	29,291		29,291		8,931
Prior	35,090		35,090		30,408
Total	174,714		174,714		166,719
Consumer Mortgage [Member] | Nonperforming Financial Instruments [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2020	52		52
Prior	327		327		172
Total	379		379		172
Commercial construction [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	4,136		4,136		5,463
2023	2,161		2,161		1,477
2022	999		999		264
2021	162		162		483
2020	99		99		81
Prior	42		42		41
Total	7,599		7,599		7,809
Commercial construction [Member] | Performing [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	4,136		4,136		5,463
2023	2,161		2,161		1,477
2022	999		999		264
2021	162		162		483
2020	99		99		81
Prior	42		42		41
Total	7,599		7,599		7,809
Home Equity Line of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total	44,978		44,978		43,269
Home Equity Line of Credit [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Revolving Loans Amortized Cost Basis	44,942		44,942		43,223
Revolving Loans Converted to Term	36		36		46
Total	44,978		44,978		43,269
Home Equity Line of Credit [Member] | Performing [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Revolving Loans Amortized Cost Basis	44,870		44,870		43,223
Revolving Loans Converted to Term	36		36		46
Total	44,906		44,906		43,269
Home Equity Line of Credit [Member] | Nonperforming Financial Instruments [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Revolving Loans Amortized Cost Basis	72		72
Total	72		72
Consumer Installment [Member]
Financing Receivable Recorded Investment [Line Items]
YTD gross charge-offs	11	8	46	31
Total	10,377		10,377		10,636
Consumer Installment [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	3,487		3,487		5,705
2023	3,925		3,925		3,067
2022	1,887		1,887		981
2021	529		529		513
2020	265		265		118
Prior	223		223		184
Current fiscal year, YTD gross charge-offs			1		2
Fiscal year before latest fiscal year, YTD gross charge-offs			13		12
Two years before latest fiscal year, YTD gross charge-offs			18		19
Three years before latest fiscal year, YTD gross charge-offs			3		5
Four years before latest fiscal year, YTD gross charge-offs			3		2
Prior YTD gross charge-offs			8		6
YTD gross charge-offs			46		46
Revolving Loans Amortized Cost Basis	61		61		68
Total	10,377		10,377		10,636
Consumer Installment [Member] | Performing [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	3,487		3,487		5,705
2023	3,919		3,919		3,067
2022	1,887		1,887		981
2021	529		529		513
2020	265		265		118
Prior	185		185		184
Revolving Loans Amortized Cost Basis	61		61		68
Total	10,333		10,333		10,636
Consumer Installment [Member] | Nonperforming Financial Instruments [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2023	6		6
Prior	38		38
Total	44		44
Consumer Indirect [Member]
Financing Receivable Recorded Investment [Line Items]
YTD gross charge-offs	1	$ 35	60	$ 66
Total	5,493		5,493		5,957
Consumer Indirect [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	702		702		858
2023	661		661		1,089
2022	970		970		622
2021	524		524		568
2020	501		501		688
Prior	2,135		2,135		2,132
Prior YTD gross charge-offs			60		66
YTD gross charge-offs			60		66
Total	5,493		5,493		5,957
Consumer Indirect [Member] | Performing [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2024	702		702		858
2023	641		641		1,086
2022	970		970		622
2021	524		524		568
2020	501		501		607
Prior	2,077		2,077		2,128
Total	5,415		5,415		5,869
Consumer Indirect [Member] | Nonperforming Financial Instruments [Member] | Residential Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
2023	20		20		3
2020					81
Prior	58		58		4
Total	$ 78		78		88
Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Current fiscal year, YTD gross charge-offs			1		2
Fiscal year before latest fiscal year, YTD gross charge-offs			13		12
Two years before latest fiscal year, YTD gross charge-offs			18		19
Three years before latest fiscal year, YTD gross charge-offs			3		5
Four years before latest fiscal year, YTD gross charge-offs			3		2
Prior YTD gross charge-offs			68		72
YTD gross charge-offs			$ 106		$ 112

Short-Term Borrowings - Summary

Short-Term Borrowings - Summary of Repurchase Agreements and Related Collateral Accounted for as Secured Borrowings (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Short-Term Debt [Abstract]
Securities of U.S. Government Agencies and mortgage-backed securities of government agencies pledged, fair value	$ 19,276	$ 36,002
Repurchase agreements	$ 19,224	$ 35,843

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Detail) - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Liabilities carried at fair value	$ 0	$ 0
Fair Value, Measurements, Nonrecurring [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Individually evaluated collateral dependent loans	$ 2,256,000	$ 0

Fair Value Measurements - Sched

Fair Value Measurements - Schedule of Fair Value of Assets Measured on Recurring Basis (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 131,718	$ 140,080
Equity securities	247	259
U.S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	13,353	17,689
U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	13,618	13,152
Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	58,164	65,045
Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	407	523
State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	16,717	16,586
Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	29,459	27,085
Fair Value, Measurements, Recurring [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	131,718	140,080
Equity securities	201	213
Fair Value, Measurements, Recurring [Member] | U.S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	13,353	17,689
Fair Value, Measurements, Recurring [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	13,618	13,152
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	58,164	65,045
Fair Value, Measurements, Recurring [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	407	523
Fair Value, Measurements, Recurring [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	16,717	16,586
Fair Value, Measurements, Recurring [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	29,459	27,085
Fair Value, Measurements, Recurring [Member] | Level I [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	13,353	17,689
Equity securities	201	213
Fair Value, Measurements, Recurring [Member] | Level I [Member] | U.S. Treasury Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	13,353	17,689
Fair Value, Measurements, Recurring [Member] | Level II [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	118,365	122,391
Fair Value, Measurements, Recurring [Member] | Level II [Member] | U.S. Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	13,618	13,152
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Mortgage-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	58,164	65,045
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Asset-Backed Securities of Government Agencies [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	407	523
Fair Value, Measurements, Recurring [Member] | Level II [Member] | State and Political Subdivisions [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	16,717	16,586
Fair Value, Measurements, Recurring [Member] | Level II [Member] | Corporate Bonds [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total available-for-sale securities	$ 29,459	$ 27,085

Fair Value Measurements - Sch_2

Fair Value Measurements - Schedule of Assets Measured on Nonrecurring Basis (Detail) - Fair Value, Measurements, Nonrecurring [Member] - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated collateral dependent loans	$ 2,256,000	$ 0
Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated collateral dependent loans	1,577,000
Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated collateral dependent loans	679,000
Level III [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated collateral dependent loans	2,256,000
Level III [Member] | Commercial and Industrial [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated collateral dependent loans	1,577,000
Level III [Member] | Commercial Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually evaluated collateral dependent loans	$ 679,000

Fair Values of Financial Inst_3

Fair Values of Financial Instruments - Schedule of Estimated Fair Values of Recognized Financial Instruments Carried at Amortized Cost (Detail) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financial assets
Securities held-to-maturity	$ 185,647	$ 194,730
Loans held for sale	509	0
Carrying Value [Member]
Financial assets
Securities held-to-maturity	211,655	226,279
Loans held for sale	509
Net loans	712,378	694,797
Financial liabilities
Deposits	1,070,531	1,027,427
Other borrowings	1,296	1,754
Carrying Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	614	600
Fair Value [Member]
Financial assets
Securities held-to-maturity	185,647	194,730
Loans held for sale	519
Net loans	677,583	663,510
Financial liabilities
Deposits	1,070,086	1,028,973
Other borrowings	1,171	1,546
Fair Value [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	614	600
Fair Value [Member] | Level I [Member]
Financial assets
Securities held-to-maturity	9,818	9,507
Loans held for sale	519
Financial liabilities
Deposits	830,206	835,847
Fair Value [Member] | Level II [Member]
Financial assets
Securities held-to-maturity	175,829	185,223
Fair Value [Member] | Level III [Member]
Financial assets
Net loans	677,583	663,510
Financial liabilities
Deposits	239,880	193,126
Other borrowings	1,171	1,546
Fair Value [Member] | Level III [Member] | Mortgage Servicing Rights [Member]
Financial assets
Mortgage servicing rights	$ 614	$ 600

Fair Values of Financial Inst_4

Fair Values of Financial Instruments - Additional Information (Detail) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Fair Value Disclosures [Abstract]
Commitments to extend credit and letters of credit	$ 287	$ 282

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive Loss - Schedule of Changes in Accumulated Other Comprehensive Loss by Component Net of Tax (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Accumulated Other Comprehensive Loss [Line Items]
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Pretax	$ 3,409	$ (1,127)	$ 3,556	$ (1,722)
Beginning balance, After-tax			(10,270)
Other comprehensive income (loss)	2,731	(851)	2,916	(1,248)
Ending Balance, After-tax	(7,354)		(7,354)
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Loss [Line Items]
Beginning balance, Pretax	(12,765)	(16,856)	(12,999)	(16,354)
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Pretax	3,409	(1,127)	3,556	(1,722)
Amortization of held-to-maturity discount resulting from transfer, Pretax	48	50	135	143
Total other comprehensive income (loss), Pretax	3,457	(1,077)	3,691	(1,579)
Ending balance, Pretax	(9,308)	(17,933)	(9,308)	(17,933)
Beginning balance, Tax Effect	2,680	3,540	2,729	3,435
Unrealized holding gain (loss) on available-for-sale securities arising during the period, Tax Effect	(716)	237	(747)	361
Amortization of held-to-maturity discount resulting from transfer, Tax Effect	(10)	(11)	(28)	(30)
Total other comprehensive income (loss), Tax Effect	(726)	226	(775)	331
Ending Balance, Tax Effect	1,954	3,766	1,954	3,766
Beginning balance, After-tax	(10,085)	(13,316)	(10,270)	(12,919)
Unrealized holding gain (loss) on available-for-sale securities arising during the period, After-Tax	2,693	(890)	2,809	(1,361)
Amortization of held-to-maturity discount resulting from transfer, After-tax	38	39	107	113
Other comprehensive income (loss)	2,731	(851)	2,916	(1,248)
Ending Balance, After-tax	$ (7,354)	$ (14,167)	$ (7,354)	$ (14,167)