PrivateBancorp (PVTB) Inactive 10-Q2017 Q1 Quarterly report

Filed: 10 May 17, 12:00am

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New words: absence, aforementioned, began, callable, central, centrally, clarifying, contemplated, daily, deferral, delisted, depreciation, derecognition, dismissed, earliest, failed, faster, hike, idiosyncratic, leasehold, leave, maker, NASDAQ, nonfinancial, November, null, NYSE, occupancy, political, proportionate, rebound, recovered, redesign, reform, registration, reinstate, reinstated, remodel, residual, Simplifying, space, step, stipulation, stratification, substantive, text, tightening, upward, variation, velocity, void, voluntarily

Removed: achieved, advertising, branch, comply, consolidating, dated, deal, deduction, doubt, expanded, fact, feature, fluctuated, forfeited, FX, Georgia, growing, inflow, integration, location, luxury, marketing, newly, partner, practice, preceding, presence, presumption, proceed, promotion, promotional, pursuing, referenced, reissuance, reissue, repeat, requisite, resolution, shortened, sovereign, specialist, student, team, withheld

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Exhibit 12

PrivateBancorp, Inc.

Computation of Ratio of Earnings to Fixed Charges

(Dollars in thousands)



	Three Months Ended March 31,			Year Ended December 31,
	2017			2016			2015			2014			2013			2012
Earnings:
Income before income taxes	$	79,484		$	324,001		$	296,400		$	248,207		$	199,943		$	132,417
Fixed charges, excluding interest on deposits	7,444			24,018			20,691			27,699			30,462			24,289
Earnings before fixed charges, excluding interest on deposits	86,928			348,019			317,091			275,906			230,405			156,706
Interest on deposits	18,405			58,574			47,106			41,951			40,713			42,814
Earnings before fixed charges, including interest on deposits	$	105,333		$	406,593		$	364,197		$	317,857		$	271,118		$	199,520
Fixed Charges:
Interest expense, excluding interest on deposits	$	7,444		$	24,018		$	20,691		$	27,699		$	30,462		$	24,289
Interest on deposits	18,405			58,574			47,106			41,951			40,713			42,814
Total fixed charges, including interest on deposits	$	25,849		$	82,592		$	67,797		$	69,650		$	71,175		$	67,103
Fixed Charges and Preferred Stock Dividends:
Interest expense, excluding interest on deposits	$	7,444		$	24,018		$	20,691		$	27,699		$	30,462		$	24,289
Preferred stock dividends	—			—			—			—			—			13,368
Total fixed charges and preferred stock dividends, excluding interest on deposits	7,444			24,018			20,691			27,699			30,462			37,657
Interest on deposits	18,405			58,574			47,106			41,951			40,713			42,814
Total fixed charges and preferred stock dividends, including interest on deposits	$	25,849		$	82,592		$	67,797		$	69,650		$	71,175		$	80,471
Ratio of Earnings to Fixed Charges:
Excluding interest on deposits	11.68		x	14.49		x	15.33		x	9.96		x	7.56		x	6.45		x
Including interest on deposits	4.07		x	4.92		x	5.37		x	4.56		x	3.81		x	2.97		x
Ratio of Earnings to Fixed Charges and Preferred Stock Dividends:
Excluding interest on deposits	11.68		x	14.49		x	15.33		x	9.96		x	7.56		x	4.16		x
Including interest on deposits	4.07		x	4.92		x	5.37		x	4.56		x	3.81		x	2.48		x

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