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Filing tables
Filing exhibits
- 10-K Annual report
- 10.3 Change of Control Agreement - Stephen D. Cooke
- 10.4 Severance and Change of Control Agreement - David M. Applegate
- 10.19 Amendment NO.5 - Radain Group Inc. Saving Incentive Plan
- 10.23 Amendment No 2 to Equity Compensation Plan
- 10.32 Voluntary Deferred Compensation Plan for Officers
- 10.33 Voluntary Deferred Compensation Plan for Directors
- 10.36 Amendment NO.2 - Radian Group Inc. 1997 Employee Stock Purchase Plan
- 10.48 Amendment NO.1 Transition Agreement and General Agreement - Mark a .Casle
- 12 Ratio of Earnings
- 21 Subsidiaries of the Registrant
- 23.1 Consent of Pricewaterhousecoopers LLP
- 23.2 Consent of Deloitte & Touche LLP
- 23.3 Consent of Grant Thornton LLP
- 31 302 Certifications - Chief Executive Officer and Chief Financial Officer
- 32 906 Certifications - Chief Executive Officer and Chief Financial Officer
Related press release
RDN similar filings
Filing view
External links
EXHIBIT 12
Radian Group Inc.
Ratio of Earnings to Fixed Charges and to Combined Fixed Charges and Preferred Stock Dividends
2007 | 2006 | 2005 | 2004 | 2003 | ||||||||||||||||
Net (loss) earnings | ($ | 1,290,299 | ) | $ | 582,172 | $ | 522,854 | $ | 518,653 | $ | 385,901 | |||||||||
Federal and state income taxes | (778,616 | ) | 231,097 | 217,485 | 206,939 | 145,578 | ||||||||||||||
(Loss) Earnings before income taxes | (2,068,915 | ) | 813,269 | 740,339 | 725,592 | 531,479 | ||||||||||||||
Equity in net (loss) income of affiliates | 416,541 | (256,993 | ) | (217,692 | ) | (180,550 | ) | (105,476 | ) | |||||||||||
Distributed income from equity investees | 51,512 | 150,609 | 144,161 | 82,300 | 27,450 | |||||||||||||||
Net (loss) earnings | (1,600,862 | ) | 706,885 | 666,808 | 627,342 | 453,453 | ||||||||||||||
Fixed charges: | ||||||||||||||||||||
Interest | 53,068 | 48,149 | 43,043 | 34,660 | 37,542 | |||||||||||||||
One-third of all rentals (2) | 2,746 | 3,255 | 2,852 | 2,669 | 3,162 | |||||||||||||||
Fixed charges | 55,814 | 51,404 | 45,895 | 37,329 | 40,704 | |||||||||||||||
Preferred dividends | 0 | 0 | 0 | 0 | 0 | |||||||||||||||
Fixed charges and preferred dividends | 55,814 | 51,404 | 45,895 | 37,329 | 40,704 | |||||||||||||||
Net (loss) earnings and fixed charges | ($ | 1,545,048 | ) | $ | 758,289 | $ | 712,703 | $ | 664,671 | $ | 494,157 | |||||||||
Net (loss) earnings, fixed charges and preferred dividends | ($ | 1,545,048 | ) | $ | 758,289 | $ | 712,703 | $ | 664,671 | $ | 494,157 | |||||||||
Ratio of net (loss) earnings and fixed charges to fixed charges | (1 | ) | 14.8x | 15.5x | 17.8x | 12.1x | ||||||||||||||
Ratio of net (loss) earnings, fixed charges and preferred stock dividends to fixed charges and preferred stock dividends | (1 | ) | 14.8x | 15.5x | 17.8x | 12.1x |
(1) | In 2007, earnings were not adequate to cover fixed charges in the amount of $1,545,048. |
(2) | The amount of interest included in the calculation represents a reasonable approximation of the interest factor. |