Universal Insurance (UVE) 10-Q2024 Q3 Quarterly report

Filed: 30 Oct 24, 4:16pm

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New words: appetite, area, Bend, Big, cautiously, central, difficult, disposing, equivalent, exerting, exit, fewer, fist, forward, Hampshire, Helene, lessen, match, Michigan, Milton, modest, north, northward, outlook, postponed, premature, prompted, quantify, region, risen, Sarasota, scheduled, Southeast, storm, taxable, tolling, treatment, unaffected

Removed: absence, attempting, attorney, characterized, closely, cycle, escalating, evolving, favorably, homeowner, marketplace, monitored, nonrenewal, passage, pick, policyholder, procedural, representation, session, spanning, substantive, unfolding, utilized

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EXHIBIT 15.1

ACCOUNTANTS' ACKNOWLEDGMENT

We hereby acknowledge our awareness of the use of our report dated October 30, 2024, included within the Quarterly Report on Form 10-Q of Universal Insurance Holdings, Inc. for the quarter ended September 30, 2024, in Registration Statement numbers 333-163564, 333-174125, 333-181994, 333-189122, 333-203866, 333-215750, 333-222993, 333-238314, 333-257896, and 333-280911 on Form S-8.

Pursuant to Rule 436 under the Securities Act of 1933 (the “Act”), such report is not considered a part of a registration statement prepared or certified by an independent registered public accounting firm, or a report prepared or certified by an independent registered public accounting firm within the meaning of Sections 7 and 11 of the Act.

/s/ Plante & Moran, PLLC

East Lansing, Michigan

October 30, 2024