Universal Insurance (UVE) 10-K 3 Mar 14 2013 FY Annual report Financial data

Document_and_Entity_Informatio

Document and Entity Information (USD $)	12 Months Ended
	Dec. 31, 2013	Feb. 18, 2014	Jun. 30, 2013
Document And Entity Information [Abstract]	'	'	'
Document Type	'10-K	'	'
Amendment Flag	'false	'	'
Document Period End Date	31-Dec-13	'	'
Document Fiscal Year Focus	'2013	'	'
Document Fiscal Period Focus	'FY	'	'
Entity Registrant Name	'UNIVERSAL INSURANCE HOLDINGS, INC.	'	'
Entity Central Index Key	'0000891166	'	'
Current Fiscal Year End Date	'--12-31	'	'
Entity Well-known Seasoned Issuer	'No	'	'
Entity Current Reporting Status	'Yes	'	'
Entity Voluntary Filers	'No	'	'
Entity Filer Category	'Accelerated Filer	'	'
Entity Common Stock, Shares Outstanding	'	34,636,054	'
Entity Public Float	'	'	$203,361,651

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
ASSETS	'	'
Cash and cash equivalents	$117,275	$347,392
Restricted cash and cash equivalents	2,600	33,009
Fixed maturities (trading), at fair value	'	4,009
Equity securities (trading), at fair value	'	85,041
Fixed maturities (available for sale), at fair value	289,418	'
Equity securities (available for sale), at fair value	65,022	'
Prepaid reinsurance premiums	241,214	239,921
Reinsurance recoverable	107,847	89,191
Reinsurance receivable, net	203	24,334
Premiums receivable, net	46,461	50,125
Receivable from securities sold	'	1,096
Other receivables	2,587	2,017
Property and equipment, net	9,289	8,968
Deferred policy acquisition costs, net	15,899	17,282
Income taxes recoverable	8,152	2,594
Deferred income tax asset, net	12,051	19,178
Other assets	2,072	1,578
Total assets	920,090	925,735
LIABILITIES:	'	'
Unpaid losses and loss adjustment expenses	159,222	193,241
Unearned Premiums	383,488	388,071
Advance premium	22,959	15,022
Accounts payable	3,441	4,368
Book overdraft	14,947	25,994
Payable for securities purchased	'	1,275
Reinsurance payable, net	86,232	85,259
Income taxes payable	2,566	699
Other liabilities and accrued expenses	34,386	28,071
Long-term debt	37,240	20,221
Total liabilities	744,481	762,221
Commitments and Contingencies (Note 15)	'	'
STOCKHOLDERS' EQUITY:	'	'
Cumulative convertible preferred stock, $.01 par value Authorized shares - 1,000 Issued shares - 30 and 108 Outstanding shares - 30 and 108 Minimum liquidation preference - $6.98 and $2.66 per share	'	1
Common stock, $.01 par value Authorized shares - 55,000 Issued shares - 43,641 and 41,889 Outstanding shares - 35,366 and 40,871	436	419
Treasury shares, at cost - 8,275 and 1,018	-35,467	-3,101
Additional paid-in capital	42,282	38,684
Accumulated other comprehensive income (loss), net of taxes	-376	0
Retained earnings	168,734	127,511
Total stockholders' equity	175,609	163,514
Total liabilities and stockholders' equity	$920,090	$925,735

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Per Share data, unless otherwise specified
Statement Of Financial Position [Abstract]	'	'
Cumulative convertible preferred stock, par value	$0.01	$0.01
Cumulative convertible preferred stock, shares authorized	1,000	1,000
Cumulative convertible preferred stock, shares issued	30	108
Cumulative convertible preferred stock, shares outstanding	30	108
Cumulative convertible preferred stock, minimum liquidation preference	$6.98	$2.66
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	55,000	55,000
Common stock, shares issued	43,641	41,889
Common stock, shares outstanding	35,366	40,871
Treasury stock, shares	8,275	1,018

Consolidated_Statements_of_Inc

Consolidated Statements of Income (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
PREMIUMS EARNED AND OTHER REVENUES	'	'	'
Direct premiums written	$783,894	$780,128	$721,462
Ceded premiums written	-522,116	-517,604	-512,979
Net premiums written	261,778	262,524	208,483
Change in net unearned premium	5,877	-31,404	-9,498
Premiums earned, net	267,655	231,120	198,985
Net investment income (expense)	1,928	441	788
Net realized gains (losses) on investments	-14,740	-11,943	2,350
Net change in unrealized gains (losses) on investments	7,850	9,443	-18,410
Net foreign currency gains (losses) on investments	'	22	1,532
Commission revenue	18,615	20,383	19,507
Policy fees	13,661	14,475	15,298
Other revenue	6,190	5,998	5,811
Total premiums earned and other revenues	301,159	269,939	225,861
OPERATING COSTS AND EXPENSES	'	'	'
Losses and loss adjustment expenses	108,615	126,187	124,309
General and administrative expenses	91,988	91,193	67,834
Total operating costs and expenses	200,603	217,380	192,143
INCOME BEFORE INCOME TAXES	100,556	52,559	33,718
Income taxes, current	34,216	18,434	23,152
Income taxes, deferred	7,363	3,813	-9,543
Income taxes, net	41,579	22,247	13,609
Net Income	58,977	30,312	20,109
Basic earnings per common share	$1.64	$0.76	$0.51
Weighted average common shares outstanding - Basic	35,866	39,614	39,184
Fully diluted earnings per common share	$1.56	$0.75	$0.50
Weighted average common shares outstanding - Diluted	37,776	40,616	40,442
Cash dividend declared per common share	$0.49	$0.46	$0.32
CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME	'	'	'
Net income	58,977	30,312	20,109
Other comprehensive income (loss)	-376	'	'
Comprehensive income (loss)	$58,601	$30,312	$20,109

Consolidated_Statement_of_Stoc

Consolidated Statement of Stockholders' Equity (USD $)		Total	Common Stock [Member]	Preferred Stock [Member]	Additional Paid-In Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income [Member]	Treasury Stock [Member]
In Thousands, except Share data
Beginning Balance at Dec. 31, 2010		$139,790	$404	$1	$33,675	$108,819	'	($3,109)
Beginning balance, shares at Dec. 31, 2010		'	40,407,000	108,000	'	'	'	-1,019,000
Stock option exercises		-430	2	'	-169	'	'	-263
Stock option exercises, shares		'	160,000	'	'	'	'	'
Restricted stock awards		'	6	'	-6	'	'	'
Restricted stock awards, shares		'	600,000	'	'	'	'	'
Other, Shares		'	3,000	'	'	'	'	'
Retirement of treasury shares		262	-1	'	-8	'	'	271
Retirement of treasury shares, shares		'	-70,000	'	'	'	'	'
Stock-based compensation		2,849	'	'	2,849	'	'	'
Net income		20,109	'	'	'	20,109	'	'
Excess tax benefit (shortfall), net	[1]	195	'	'	195	'	'	'
Declaration of dividends		-12,770	'	'	'	-12,770	'	'
Ending Balance at Dec. 31, 2011		150,005	411	1	36,536	116,158	'	-3,101
Ending balance, shares at Dec. 31, 2011		'	41,100,000	108,000	'	'	'	-1,018,000
Stock option exercises		87	3	'	667	'	'	-583
Stock option exercises, shares		'	285,000	'	'	'	'	'
Restricted stock awards		'	7	'	-7	'	'	'
Restricted stock awards, shares		'	650,000	'	'	'	'	'
Retirement of treasury shares		'	-2	'	-581	'	'	583
Retirement of treasury shares, shares		'	-146,000	'	'	'	'	'
Stock-based compensation		3,829	'	'	3,829	'	'	'
Net income		30,312	'	'	'	30,312	'	'
Other		-3	'	'	'	-3	'	'
Excess tax benefit (shortfall), net	[1]	-1,760	'	'	-1,760	'	'	'
Declaration of dividends		-18,956	'	'	'	-18,956	'	'
Ending Balance at Dec. 31, 2012		163,514	419	1	38,684	127,511	'	-3,101
Ending balance, shares at Dec. 31, 2012		'	41,889,000	108,000	'	'	'	-1,018,000
Stock option exercises		-2,140	23	'	9,446	'	'	-11,609
Stock option exercises, shares		-2,330,000	2,330,000	'	'	'	'	'
Restricted stock awards		-1,021	10	'	-10	'	'	-1,021
Restricted stock awards, shares		'	1,000,000	'	'	'	'	'
Conversion of preferred stock		'	4	-1	-3	'	'	'
Conversion of preferred stock, shares		'	389,000	-78,000	'	'	'	'
Purchases of treasury stock		-32,366	'	'	'	'	'	-32,366
Retirement of treasury shares		'	-20	'	-12,610	'	'	12,630
Retirement of treasury shares, shares		'	-1,967,000	'	'	'	'	'
Stock-based compensation		6,416	'	'	6,416	'	'	'
Net income		58,977	'	'	'	58,977	'	'
Change in net unrealized gains (losses)	[2]	-376	'	'	'	'	-376	'
Excess tax benefit (shortfall), net	[1]	359	'	'	359	'	'	'
Declaration of dividends		-17,754	'	'	'	-17,754	'	'
Ending Balance at Dec. 31, 2013		$175,609	$436	'	$42,282	$168,734	($376)	($35,467)
Ending balance, shares at Dec. 31, 2013		'	43,641,000	30,000	'	'	'	-8,275,000
[1]	Excess tax benefits are related to stock-based compensation.
[2]	Represents change in fair value of AFS investments for the period presented, net of tax benefit of $236 thousand.

Consolidated_Statement_of_Stoc1

Consolidated Statement of Stockholders' Equity (Parenthetical) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Statement Of Stockholders Equity [Abstract]	'
Tax benefit from AFS securities adjustment	$236

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities:	'	'	'
Net income	$58,977	$30,312	$20,109
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Bad debt expense	428	319	653
Depreciation	1,012	840	639
Amortization of stock-based compensation	6,417	3,830	2,848
Amortization of original issue discount on debt	601	'	'
Accretion of deferred credit	-601	'	'
Book Overdraft (decrease) increase	-11,047	509	2,455
Net realized (gains) losses on investments	14,740	11,943	-2,350
Net change in unrealized (gains) losses on investments	-7,850	-9,443	18,410
Net foreign currency (gains) losses on investments	'	-22	-1,532
Amortization of premium/accretion of discount, net	1,582	-4	203
Deferred income taxes	7,363	3,813	-9,543
Excess tax (benefits) shortfall from stock-based compensation	-359	1,760	-195
Other	10	6	-17
Net change in assets and liabilities relating to operating activities:	'	'	'
Restricted cash and cash equivalents	30,409	45,304	-64,372
Prepaid reinsurance premiums	-1,293	3,174	-22,009
Reinsurance recoverables	-18,656	-3,485	-6,154
Reinsurance receivables, net	24,131	30,871	-17,598
Premiums receivable, net	3,256	-4,589	-2,855
Accrued investment income	-720	325	'
Other receivables	131	360	129
Income taxes recoverable	-5,558	-2,594	'
Deferred policy acquisition costs, net	1,383	-4,286	-3,550
Purchase of trading securities	-26,009	-343,962	-801,704
Proceeds from sales of trading securities	102,661	360,000	921,625
Other assets	-459	331	-726
Unpaid losses and loss adjustment expenses	-34,019	6,026	28,286
Unearned premiums	-4,583	28,229	31,508
Accounts payable	-927	54	547
Reinsurance payable, net	973	-2,237	11,944
Income taxes payable	2,226	-13,801	4,653
Other liabilities and accrued expenses	4,803	3,292	1,630
Advance premium	7,937	-4,368	-450
Net cash provided by (used in) operating activities	156,959	142,506	112,584
Cash flows from investing activities:	'	'	'
Proceeds from sale of property and equipment	8	28	64
Purchase of property and equipment	-1,350	-2,726	-2,395
Purchases of equity securities, available for sale	-77,859	'	'
Purchases of fixed maturities, available for sale	-305,330	'	'
Proceeds from sales of equity securities, available for sale	15,542	'	'
Proceeds from sales of fixed maturities, available for sale	'	'	'
Maturities of fixed maturity securities, available for sale	16,306	'	'
Net cash used in investing activities	-352,683	-2,698	-2,331
Cash flows from financing activities:	'	'	'
Preferred stock dividend	-29	-287	-20
Common stock dividend	-17,725	-18,669	-12,750
Issuance of common stock	'	207	5
Purchase of treasury stock	-32,366	'	'
Payments related to tax withholding for share-based compensation	-3,161	-121	-172
Excess tax benefits (shortfall) from stock-based compensation	359	-1,760	195
Repayment of debt	-1,471	-1,471	-1,471
Proceeds from borrowings	20,000	'	'
Net cash provided by (used in) financing activities	-34,393	-22,101	-14,213
Net increase (decrease) in cash and cash equivalents	-230,117	117,707	96,040
Cash and cash equivalents at beginning of period	347,392	229,685	133,645
Cash and cash equivalents at end of period	117,275	347,392	229,685
Supplemental cash and non-cash flow disclosures:	'	'	'
Interest	1,166	414	856
Income taxes paid	36,634	28,151	19,081
Non-cash transfer of investments from trading to available for sale portfolio	$4,004	'	'

Nature_of_Operations_and_Basis

Nature of Operations and Basis of Presentation	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Nature of Operations and Basis of Presentation	'
	NOTE 1 – NATURE OF OPERATIONS AND BASIS OF PRESENTATION
	Nature of Operations, Basis of Presentation and Consolidation
	Universal Insurance Holdings, Inc. (“UIH”) is a Delaware corporation originally incorporated as Universal Heights, Inc. in November 1990. UIH, with its wholly-owned subsidiaries (the “Company”), is a vertically integrated insurance holding company performing all aspects of insurance underwriting, distribution and claims. Through its wholly-owned subsidiaries, including Universal Property & Casualty Insurance Company (“UPCIC”) and American Platinum Property and Casualty Insurance Company (“APPCIC”), collectively referred to as the “Insurance Entities,” the Company is principally engaged in the property and casualty insurance business offered primarily through a network of independent agents. Risk from catastrophic losses is managed through the use of reinsurance agreements. The Company’s primary product is homeowners’ insurance currently offered in seven states as of December 31, 2013, including Florida, which comprises the vast majority of the Company’s in-force policies. See NOTE 5, INSURANCE OPERATIONS, for more information regarding the Company’s insurance operations.
	The Company generates revenues primarily from the collection of premiums and the investment of available funds in excess of those retained for claims-paying obligations and insurance operations. Other significant sources of revenue include commissions collected from reinsurers and policy fees.
	The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”). The consolidated financial statements include the accounts of UIH and its wholly owned subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation.
	To conform to current period presentation, certain amounts in the prior periods’ consolidated financial statements and notes have been reclassified. Such reclassifications were of an immaterial amount and had no effect on net income or stockholders’ equity.
	Use of Estimates
	The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. The Company’s primary areas of estimate are the recognition of premium revenues, liabilities for unpaid losses and loss adjustment expenses, provision for premium deficiency and reinsurance. Actual results could differ from those estimates.

Significant_Accounting_Policie

Significant Accounting Policies	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Significant Accounting Policies	'
	NOTE 2 – SIGNIFICANT ACCOUNTING POLICIES
	The significant accounting policies followed by the Company are summarized as follows:
	Cash and Cash Equivalents. The Company includes in cash equivalents all short-term, highly liquid investments that are readily convertible to known amounts of cash and have an original maturity of three months or less. These amounts are carried at cost, which approximates fair value. The Company excludes any net negative cash balances from Cash and Cash Equivalents that the Company or any of its subsidiaries may have with any single institution. These amounts are reclassified to liabilities and presented as bank overdraft in the Company’s consolidated balance sheets.
	Restricted Cash and Cash Equivalents. The Company classifies amounts of cash and cash equivalents that are restricted in terms of their use and withdrawal separately on the face the Consolidated Balance Sheets. See below in this Note 2 and Note 5 – INSURANCE OPERATIONS for a discussion of the nature of the restrictions.
	Investment Securities, Trading. Investment securities held in the Company’s trading portfolio consisted of both debt and equity securities. Investment securities held in trading were recorded at fair value on the consolidated balance sheet, with unrealized gains and losses reported in current period earnings. All investment securities held by the Company as of December 31, 2012 were held in the trading portfolio. The Company liquidated its trading portfolio of equity securities and transferred the fixed maturities that were outstanding at December 31, 2012 into its portfolio of securities available for sale effective March 1, 2013.
	Gains and losses realized on the disposition of investment securities held in trading were determined on the FIFO basis and credited or charged to income. Premium and discount on investment securities held in trading were amortized and accreted using the interest method and charged or credited to investment income.
	Investment Securities, Available for Sale. Investment securities available for sale consist of both debt and equity securities. Investment securities available for sale are recorded at fair value on the consolidated balance sheet. Unrealized gains and losses on securities available for sale are excluded from earnings and reported as a component of other comprehensive income, net of related deferred taxes until reclassified to earnings upon the consummation of sales transaction with an unrelated third party or when the decline in fair value is deemed other than temporary.
	The assessment of whether the impairment of a security’s fair value is other than temporary is performed using a portfolio review as well as a case-by-case review considering a wide range of factors. There are a number of assumptions and estimates inherent in evaluating impairments and determining if they are other than temporary, including: 1) the Company’s ability and intent to hold the investment for a period of time sufficient to allow for an anticipated recovery in value; 2) the expected recoverability of principal and interest; 3) the extent and length of time to which the fair value has been less than amortized cost for fixed maturity securities or cost for equity securities referred to as severity and duration; 4) the financial condition, near-term and long-term prospects of the issue or issuer, including relevant industry conditions and trends, and implications of rating agency actions and offering prices referred to as credit quality; and 5) the specific reasons that a security is in a significant unrealized loss position, including market conditions which could affect liquidity. Additionally, once assumptions and estimates are made, any number of changes in facts and circumstances could cause the Company to subsequently determine that an impairment is other than temporary, including: 1) general economic conditions that are worse than previously forecasted or that have a greater adverse effect on a particular issuer or industry sector than originally estimated; 2) changes in the facts and circumstances related to a particular issue or issuer’s ability to meet all of its contractual obligations; and 3) changes in facts and circumstances obtained that causes a change in our ability or intent to hold a security to maturity or until it recovers in value. Management’s intent and ability to hold securities is a determination that is made at each respective balance sheet date giving consideration to factors known to management for each individual issuer of securities such as credit quality and other publicly available information.
	Gains and losses realized on the disposition of investment securities available for sale are determined on the first-in-first-out basis (“FIFO”) and credited or charged to income. Premium and discount on investment securities are amortized and accreted using the interest method and charged or credited to investment income.
	Derivatives. Derivatives were held in the Company’s trading portfolio and were reported at fair value with changes in their value reported as unrealized gains or losses until exercised, sold or upon expiration at which time the gain or loss was recognized as a realized gain or loss. The premium received for a written call option was recorded as a liability until the option was either exercised or expired. If the option was exercised by the holder, the Company recognizes the premium received by adjusting the amount of the realized gain or loss on the underlying security by the amount of the option premium received. If the option expired or otherwise terminated, the premium received was recognized as a component of realized gains or losses. All derivatives held in the Company’s trading portfolio were liquidated during the first quarter of 2013.
	Premiums Receivable. Generally, premiums are collected prior to providing risk coverage, minimizing the Company’s exposure to credit risk. The Company performs a policy level evaluation to determine the extent the premiums receivable balance exceeds the unearned premiums balance. The Company then ages this exposure to establish an allowance for doubtful accounts based on prior experience. As of December 31, 2013 and 2012, the Company had recorded allowances for doubtful accounts in the amounts of $446 thousand and $530 thousand, respectively.
	Property and Equipment. Property and equipment is recorded at cost less accumulated depreciation. Depreciation is provided on the straight-line basis over the estimated useful life of the assets. Estimated useful life of all property and equipment ranges from three to twenty-seven-and-one-half years. Expenditures for improvements are capitalized and depreciated over the remaining useful life of the asset. Routine repairs and maintenance are expensed as incurred. Website development costs are capitalized and amortized over their estimated useful life. The Company reviews its property and equipment annually and whenever changes in circumstances indicate that the carrying amount may not be recoverable.
	Leases. The Company has operating leases that are subject to annual increases and amortizes the scheduled annual rental increases over the term of the leases.
	Recognition of Premium Revenues. The Company recognizes revenue when realized or realizable and earned. Property and liability premiums are recognized as revenue on a pro rata basis over the policy term. The portion of premiums that will be earned in the future is deferred and reported as unearned premiums. The Company believes that its revenue recognition policies conform to U.S. GAAP. In the event policyholders cancel their policies, unearned premiums represent amounts that the Insurance Entities would refund policyholders. Accordingly, the Company determines unearned premiums by calculating the pro rata amount that would be due to the policyholders at a given point in time based upon the premiums owed over the life of each policy.
	Recognition of Commission Revenue and Policy Fees. Commission revenue generated from agency operations and the Managing General Agent (MGA)’s policy fee on all new and renewal insurance policies are recognized as income upon policy inception. Brokerage commission revenue earned on ceded reinsurance is recognized over the term of the reinsurance agreements.
	Recognition of Policyholder Payment Plan Fee Revenue. The Company offers its policyholders the option of paying their policy premiums in full at inception or in two or four installment payments. The Company charges fees to its policyholders that elect to pay their premium in installments and records such fees as revenue when the policyholder makes the installment payment election and the Company bills the fees to the policyholder. These fees are included in Other Revenue in the Company’s Consolidated Statements of Income.
	Deferred Policy Acquisition Costs. Certain costs incurred in connection with the successful acquisition and renewal of insurance business are deferred and amortized over the terms of the policies to which they are related. A portion of reinsurance ceding commissions received are deferred and amortized over the effective period of the related insurance policies. Deferred policy acquisition costs and deferred ceding commissions are netted for balance sheet presentation purposes.
	Insurance Liabilities. Unpaid losses and loss adjustment expenses (“LAE”) are provided for as claims are incurred. The provision for unpaid losses and loss adjustment expenses includes: (1) the accumulation of individual case estimates for claims and claim adjustment expenses reported prior to the close of the accounting period; (2) estimates for unreported claims based on industry data; and (3) estimates of expenses for investigating and adjusting claims based on the experience of the Company and the industry.
	Inherent in the estimates of ultimate claims are expected trends in claim severity, frequency and other factors that may vary as claims are settled. The amount of uncertainty in the estimates for casualty coverage is significantly affected by such factors as the amount of claims experience relative to the development period, knowledge of the actual facts and circumstances and the amount of insurance risk retained. In addition, the Company’s policyholders are currently concentrated in South Florida, which is periodically subject to adverse weather conditions, such as hurricanes and tropical storms. The methods for making such estimates and for establishing the resulting liability are periodically reviewed, and any adjustments are reflected in current earnings.
	Provision for Premium Deficiency. It is the Company’s policy to evaluate and recognize losses on insurance contracts when estimated future claims and maintenance costs under a group of existing contracts will exceed anticipated future premiums. No accruals for premium deficiency were considered necessary as of December 31, 2013 and 2012.
	Reinsurance. In the normal course of business, the Company seeks to reduce the risk of loss that may arise from catastrophes or other events that cause unfavorable underwriting results by reinsuring (ceding) certain levels of risk in various areas of exposure with other insurance enterprises or reinsurers. The Company remains responsible for insured losses in the event of the failure of any reinsurer to make payments otherwise due to the Company. Amounts recoverable from reinsurers are estimated in a manner consistent with the provisions of the reinsurance agreement and consistent with the establishment of the liability of the Company. Allowances are established for amounts deemed uncollectible if any.
	Income Taxes. Income tax provisions are based on the asset and liability method. Deferred federal and state income taxes have been provided for temporary differences between the tax basis of assets and liabilities and their reported amounts in the consolidated financial statements, net of valuation allowance if any. The Company reviews its deferred tax assets for recoverability.
	Income (Loss) Per Share of Common Stock. Basic earnings per share is computed by dividing the Company’s net income (loss), less preferred stock dividends, by the weighted-average number of shares of Common Stock outstanding during the period. Diluted earnings per share is computed by dividing the Company’s net income (loss) by the weighted average number of shares of Common Stock outstanding during the period and the impact of all dilutive potential common shares, primarily preferred stock, unvested shares, options and warrants. The dilutive impact of stock options, unvested shares and warrants is determined by applying the treasury stock method and the dilutive impact of the preferred stock is determined by applying the “if converted” method.
	Fair Value Measurements. The Company’s policy is to record transfers of assets and liabilities, if any, between Level 1 and Level 2 at their fair values as of the end of each reporting period, consistent with the date of the determination of fair value.
	Concentrations of Credit Risk. The Company is exposed to concentrations of credit risk, consisting principally of cash and cash equivalents, restricted cash and cash equivalents, debt securities, premiums receivable, prepaid reinsurance premiums, reinsurance receivable and reinsurance recoverable.
	The Company maintains depository relationships with SunTrust Bank, Wells Fargo Bank N.A., Deutsche Bank Securities, Inc., and State Street Bank and Trust Company and invests excess cash with custodial institutions that invest primarily in money market accounts consisting of or collateralized by short-term U.S. Treasury securities and other U.S. government guaranteed securities. These accounts are held primarily by SunTrust Bank, Deutsche Bank Securities, Inc., and State Street Bank and Trust Company. The Company regularly evaluates the financial strength of the institutions with which it maintains depository relationships.
	The following table presents current ratings for each of these financial institutions from various rating agencies:
			Current Ratings
	Institution		Standard and		Moody’s
			Poor’s Rating		Investors
	Sun Trust Bank		BBB+		A3
	Wells Fargo Bank N.A.		AA-		Aa3
	Deutsche Bank Securities, Inc.		A		A2
	State Street Bank and Trust Company		AA-		Aa3
	The following table presents the amount of cash and cash equivalents as of the periods presented (in thousands):
			Cash and cash equivalents
			As of December 31, 2013														As of December 31, 2012
	Institution		Cash			Money				Total				% by			Cash		Money		Total		% by
						Market Funds								institution					Market Funds				institution
	U. S. Bank IT&C		$	—		$	—			$	—				—		$	—	$	40,463	$	40,463		11.6	%
	SunTrust Bank			931			3,550				4,481				3.8	%		773		1,055		1,828		0.5	%
	SunTrust Bank Escrow Services			—			56,129				56,129				47.9	%		—		300,843		300,843		86.6	%
	Wells Fargo Bank N.A.			3,631			—				3,631				3.1	%		1,991		3		1,994		0.6	%
	Deutsche Bank Securities, Inc.			—			33,041				33,041				28.2	%		—		—		—		—
	State Street Bank and Trust Company			—			19,993				19,993				17	%		—		—		—		—
	All Other Banking Institutions			—			—				—				—			1,796		468		2,264		0.7	%
	Total		$	4,562		$	112,713			$	117,275				100	%	$	4,560	$	342,832	$	347,392		100	%
	Restricted cash and cash equivalents are maintained in money market accounts consisting of U.S. Treasury and government agency securities.
	The following table presents the amount of restricted cash and cash equivalents as of the periods presented (in thousands):
			Restricted cash and cash equivalents
			As of December 31, 2013							As of December 31, 2012
	Institution		State			% by				State				% by
			Deposits			institution				Deposits				institution
	U. S. Bank IT&C		$	800			30.8	%		$	800				2.4	%
	Florida Department of Financial Services			1,800			69.2	%			32,209				97.6	%
	Total		$	2,600			100	%		$	33,009				100	%
	Concentrations of credit risk with respect to premiums receivable are limited due to the large number of individuals comprising the Company’s customer base. However, the majority of the Company’s revenues are currently derived from products and services offered to customers in Florida, which could be adversely affected by economic downturns, an increase in competition or other environmental changes.
	In order to reduce credit risk for amounts due from reinsurers, the Insurance Entities seek to do business with financially sound reinsurance companies and regularly evaluate the financial strength of all reinsurers used.
	The following table presents current ratings from rating agencies and the unsecured amounts due from the Company’s reinsurers whose aggregate balance exceeded 3% of the Company’s stockholders’ equity as of the periods presented (in thousands):
			Current Ratings					As of
	Reinsurer		AM Best		Standard and	Moody’s		December 31,				December 31,
			Company		Poor’s Rating	Investors		2013				2012
	Everest Reinsurance Company		A+		A+	A1		$	87,789			$	44,392
Florida Hurricane Catastrophe Fund		n/a		n/a	n/a			33,593				31,970
Odyssey Reinsurance Company		A		A-	A3			142,190				192,096
Total (1)							$	263,572			$	268,458
-1	Amounts represent prepaid reinsurance premiums, reinsurance receivables, and net recoverables for paid and unpaid losses, including incurred but not reported reserves, loss adjustment expenses, and offsetting reinsurance payables. n/a—No rating available
Share-based Compensation. The Company accounts for share-based compensation based on the estimated grant-date fair value. The Company recognizes these compensation costs in general and administrative expenses and generally amortizes them on a straight-line basis over the requisite service period of the award, which is the vesting term. Individual tranches of performance-based awards are amortized separately since the vesting of each tranche is subject to independent annual measures. The fair value of stock option awards are estimated using the Black-Scholes option pricing model with the grant-date assumptions discussed in Note 9 – SHARE BASED COMPENSATION. The fair value of the restricted share grants are determined based on the market price on the date of grant.
Statutory Accounting. UPCIC and APPCIC prepare statutory financial statements in conformity with accounting practices prescribed or permitted by the Florida Office of Insurance Regulation (“OIR”). The OIR requires that insurance companies domiciled in Florida prepare their statutory financial statements in accordance with the NAIC Accounting Practices and Procedures Manual, as modified by the Office of Insurance Regulation of Florida. Accordingly, the admitted assets, liabilities and capital and surplus of UPCIC and APPCIC as of December 31, 2013 and 2012 and the results of operations and cash flows, for the years ended December 31, 2013, 2012 and 2011, have been determined in accordance with statutory accounting principles, but adjusted to U.S. GAAP for purposes of these financial statements. The statutory accounting principles are designed primarily to demonstrate the ability to meet obligations to policyholders and claimants and, consequently, differ in some respects from U.S. GAAP.
New Accounting Pronouncements
In July 2013, the Financial Accounting Standards Board (“FASB”) issued accounting guidance on the presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss or a tax credit carryforward exists. Under this guidance, an unrecognized tax benefit, or a portion of an unrecognized tax benefit, should generally be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward. This guidance is effective for fiscal years and interim periods beginning after December 15, 2013, but earlier adoption is permitted. We plan to adopt the standard prospectively on the required effective date of January 1, 2014 and are assessing the effect of adopting the standard on our Consolidated Balance Sheets, Statements of Income and Statements of Cash Flows.
In June 2011, the FASB updated its guidance to the Comprehensive Income Topic 220 of the FASB Accounting Standards Codification (“ASC”) and in February 2013, the FASB further amended such topic. This February 2013 guidance requires disclosure about amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement of operations or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required to be reclassified to net income in its entirety in the same reporting period. For amounts that are not required to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures that provide additional detail about those amounts. This guidance is to be applied prospectively to interim and annual reporting periods beginning after December 15, 2012. The Company adopted this guidance effective January 1, 2013. The adoption of this guidance results in additional disclosures but did not impact the Company’s results of operations, cash flows or financial position. The updated guidance provided by the FASB in June 2011 increases the prominence of items reported in other comprehensive income by eliminating the option of presenting components of other comprehensive income as part of the statement of changes in stockholders’ equity. The guidance requires that total comprehensive income (including both the net income components and other comprehensive income components) be reported in either a single continuous statement of comprehensive income (the approach currently used in the Company’s financial statements), or two separate but consecutive statements. This guidance is to be applied retrospectively to fiscal years (and interim periods within those years) beginning after December 15, 2011. The Company adopted this guidance effective January 1, 2012. The adoption did not have an impact on the presentation of the Company’s financial statements and notes herein, as the Company has presented amounts of other comprehensive income consistent with this updated guidance.
In May 2011, the FASB updated its guidance related to the Fair Value Measurement, Topic 820 of the ASC, to achieve common fair value measurement and disclosure requirements with International Financial Reporting Standards. The amendments change the wording used to describe many of the requirements under U.S. GAAP, to clarify the intent of application of existing fair value measurement and disclosure requirements, and to change particular principles or requirements for measuring and disclosing fair value measurements. The amendments are to be applied prospectively to interim and annual reporting periods beginning after December 15, 2011. The Company adopted this guidance effective January 1, 2012. The adoption of this guidance resulted in additional disclosure but did not impact the Company’s results of operations, cash flows or financial position.
In September 2010, the FASB issued guidance related to accounting for costs associated with acquiring or renewing insurance contracts. This guidance defines allowable deferred policy acquisition costs as costs incurred by insurance entities for the successful acquisition of new and renewal contracts. Such costs result directly from and are essential to the contract transaction(s) and would not have been incurred by the insurance entity had the contract(s) not occurred. This guidance is effective for periods beginning after December 15, 2011, with early adoption permitted. The Company adopted this guidance prospectively effective January 1, 2012. Under the new guidance, the Company’s net deferred policy acquisition costs were reduced from $13.0 million to $11.4 million, a difference of 13% at December 31, 2011. The resulting $1.6 million difference was charged directly to earnings during the three months ended March 31, 2012. This charge represents a charge-off of capitalized costs existing at December 31, 2011, which would have been amortized to earnings within a twelve-month period under the old guidance.

Investments

Investments	12 Months Ended
	Dec. 31, 2013
Cash And Cash Equivalents [Abstract]	'
Investments	'
	NOTE 3 – INVESTMENTS
	The Company liquidated its trading portfolio of equity securities and transferred the fixed maturities that were outstanding at December 31, 2012 into its portfolio of securities available for sale effective March 1, 2013. The net unrealized gain (loss) associated with the fixed maturities trading portfolio was recognized in earnings up to the date of transfer.
	The following table presents the Company’s investment holdings by type of instrument as of the periods presented (in thousands):
			As of December 31, 2013									As of December 31, 2012
			Cost or									Cost or
			Amortized						Carrying			Amortized					Carrying
			Cost			Fair Value			Value			Cost (2)		Fair Value			Value
	Cash and cash equivalents (1)		$	117,275		$	117,275		$	117,275		$	347,392	$	347,392		$	347,392
	Restricted cash and cash equivalents			2,600			2,600			2,600			33,009		33,009			33,009
	Trading portfolio:
	Fixed maturities:
	U.S. government obligations and agencies			—			—			—			3,192		4,009			4,009
	Equity securities (2):
	Common stock:
	Metals and mining			—			—			—			31,113		26,130			26,130
	Energy			—			—			—			12,053		10,868			10,868
	Other			—			—			—			8,416		8,215			8,215
	Exchange-traded and mutual funds:
	Metals and mining			—			—			—			22,687		21,989			21,989
	Agriculture			—			—			—			10,705		10,265			10,265
	Energy			—			—			—			4,992		5,068			5,068
	Indices			—			—			—			2,827		2,506			2,506
	Non-hedging derivative asset (liability), net (3)			—			—			—			69		(21	)		(21	)
	Other investments (4)			—			—			—			517		317			317
	Total trading portfolio investments			—			—			—			96,571		89,346			89,346
	Available for sale portfolio:
	Fixed maturities:
	U.S. government obligations and agencies			105,229			104,215			104,215			—		—			—
	Corporate bonds			94,708			94,203			94,203			—		—			—
	Mortgage-backed and asset-backed securities			91,502			91,000			91,000			—		—			—
	Equity securities:
	Common stock			8,500			9,295			9,295			—		—			—
	Mutual funds			55,113			55,727			55,727			—		—			—
	Total available for sale investments			355,052			354,440			354,440			—		—			—
	Total investments		$	474,927		$	474,315		$	474,315		$	476,972	$	469,747		$	469,747
	-1	Cash and cash equivalents include money market accounts consisting of or collateralized by short-term U.S. Treasury securities and other U.S. government guaranteed securities.
	-2	The cost for equity securities as of December 31, 2012 has been restated from the amounts reported on Form 10-K for the year ended December 31, 2012. The amounts previously reported represented the cost determined under a statutory basis of accounting. The restatement does not affect any amounts reported in the consolidated financial statements including the carrying amount of equity securities reported in the consolidated balance sheet as of December 31, 2012 and unrealized gains and losses reported in the consolidated statement of income for the year ended December 31, 2012.
	-3	Derivatives are included in Other assets and Other liabilities and accrued expenses in the Consolidated Balance Sheets.
	-4	Other investments represent physical metals held by the Company and are included in Other assets in the Consolidated Balance Sheets.
	The Company has made an assessment of its invested assets for fair value measurement as further described in Note 16 – FAIR VALUE MEASUREMENTS.
	The following table presents the components of net investment income, comprised primarily of interest and dividends, for the periods presented (in thousands):
			Year Ended December 31,
			2013			2012			2011
	Cash and cash equivalents (1)		$	148		$	705		$	568
	Fixed maturities			1,420			66			494
	Equity securities			1,982			566			421
	Total investment income			3,550			1,337			1,483
	Less investment expenses			(1,622	)		(896	)		(695	)
	Net investment (expense) income		$	1,928		$	441		$	788
	-1	Includes interest earned on restricted cash and cash equivalents.
	Trading Portfolio
	The following table provides the effect of trading activities on the Company’s results of operations for the periods presented by type of instrument and by line item in the Consolidated Statements of Income (in thousands):
			Year Ended December 31,
			2013			2012			2011
	Realized gains (losses) on investments:
	Fixed maturities		$	—		$	—		$	(3,206	)
	Equity securities			(15,969	)		(12,286	)		5,816
	Derivatives (non-hedging instruments) (1)			(68	)		343			(260	)
	Total realized gains (losses) on trading portfolio			(16,037	)		(11,943	)		2,350
	Change in unrealized gains (losses) on investments:
	Fixed maturities			13			195			8,472
	Equity securities			7,758			9,158			(26,762	)
	Derivatives (non-hedging instruments) (1)			89			145			25
Other			14			(55	)		(145	)
Total change in unrealized gains (losses) on trading portfolio			7,874			9,443			(18,410	)
Net gains (losses) recognized on trading portfolio		$	(8,163	)	$	(2,500	)	$	(16,060	)
-1	This table provides the alternative quantitative disclosures permitted for derivatives that are not used as hedging instruments and are included in the trading portfolio.
Securities Available for Sale
The following table provides the cost or amortized cost and fair value of securities available for sale as of the period presented (in thousands):
		December 31, 2013
		Cost or			Gross Unrealized			Gross Unrealized			Fair Value
		Amortized Cost			Gains			Losses
Fixed Maturities:
US government and agency obligations		$	105,229		$	19		$	(1,033	)	$	104,215
Corporate bonds			94,708			265			(770	)		94,203
Mortgage-backed and asset-backed securities			91,502			75			(577	)		91,000
Equity Securities:
Common stock			8,500			916			(121	)		9,295
Mutual funds			55,113			2,266			(1,652	)		55,727
Total		$	355,052		$	3,541		$	(4,153	)	$	354,440
The following table summarizes the fair value and gross unrealized losses on securities available for sale, aggregated by major investment category and length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2013 (dollars in thousands):
		Less than 12 months									12 months or longer
		Number			Fair value			Unrealized			Number		Fair value			Unrealized
		of issues						losses			of issues					losses
Fixed maturities:
US government and agency obligations			6		$	71,042		$	(1,033	)		—	$	—		$	—
Corporate bonds			55			65,926			(770	)		—		—			—
Mortgage-backed and asset-backed securities			16			67,110			(577	)		—		—			—
Equity securities:
Common stock			13			3,517			(121	)		—		—			—
Mutual funds			5			19,646			(1,652	)		—		—			—
Total			95		$	227,241		$	(4,153	)		—	$	—		$	—
At December 31, 2013, we held fixed maturity and equity securities that were in an unrealized loss position as presented in the table above. Since the Company liquidated its trading portfolio and transferred the remaining fixed maturities into its portfolio of securities available for sale effective March 1, 2013, there were no positions held in our portfolio of securities available for sale for longer than 12 months. For fixed maturity securities with significant declines in value, we perform fundamental credit analysis on a security-by-security basis, which includes consideration of credit quality and credit ratings, review of relevant industry analyst reports and other available market data. For fixed maturity and equity securities, the Company considers whether it has the intent and ability to hold the securities for a period of time sufficient to recover its cost basis. Where the Company lacks the intent and ability to hold to recovery, or believes the recovery period is extended, the security’s decline in fair value is considered other than temporary and is recorded in earnings. Based upon the relative severity and duration of the unrealized losses combined with management’s intent and ability to hold the securities until recovery, management had no reason to believe the unrealized losses for securities available for sale at December 31, 2013 were other than temporary.
The following table presents the amortized cost and fair value of fixed maturities available for sale by contractual maturity as of December 31, 2013 (in thousands):
		Fixed Maturities
		Securities Available for Sale
		Amortized Cost			Fair Value
Due in one year or less		$	3,827		$	3,825
Due after one year through five years			191,522			190,260
Due after five years through ten years			4,588			4,333
Due after ten years			—			—
Mortgage-backed and asset-backed securities			91,502			91,000
Total		$	291,439		$	289,418
The following table provides certain information related to securities available for sale during the periods presented (in thousands):
		Year Ended
		December 31, 2013
Sales proceeds (fair value)		$	15,542
Gross realized gains		$	1,301
Gross realized losses		$	(4	)
Other than temporary losses		$	—

Reinsurance

Reinsurance	12 Months Ended
	Dec. 31, 2013
Insurance [Abstract]	'
Reinsurance	'
	NOTE 4 – REINSURANCE
	The Company seeks to reduce its risk of loss by reinsuring certain levels of risk in various areas of exposure with other insurance enterprises or reinsurers, generally, as of the beginning of the hurricane season on June 1 of each year. The Company’s reinsurance program consists of excess of loss, quota share and catastrophe reinsurance, subject to the terms and conditions of the applicable agreements. The Company is responsible for insured losses related to catastrophes and other events in excess of coverage provided by its reinsurance program. The Company also remains responsible for the settlement of insured losses in the event of the failure of any of its reinsurers to make payments otherwise due to the Company. See Note 1, SIGNIFICANT ACCOUNTING POLICIES – Concentrations of Credit Risk, for amounts due from our largest reinsurers as of December 31, 2013.
	The estimated insured value of the Company’s in-force policyholder coverage for windstorm exposures as of December 31, 2013, was approximately $120.1 billion.
	The Company reduced the percentage of premiums ceded by UPCIC to its quota share reinsurers to 45% beginning with the reinsurance program effective June 1, 2012, from 50% under the prior year quota share contract effective June 1, 2011 through May 31, 2012. The Company’s two quota share reinsurance contracts were effective June 1, 2013. One quota share reinsurance contract provides coverage to UPCIC through May 31, 2014 and the other provides coverage to UPCIC through May 31, 2015. By ceding 5% less premium to its quota share reinsurers, the Company intends to increase its profitability. The reduction of cession rate also decreases the amount of losses and LAE that may be ceded by UPCIC and effectively increases the amount of risk retained by UPCIC and the Company. The reduction of cession rate also reduces the amount of ceding commissions earned from the Company’s quota share reinsurer during the contract term and decreases the amount of deferred ceding commission, as of December 31, 2013, that is a component of net deferred policy acquisition costs.
	Amounts recoverable from reinsurers are estimated in a manner consistent with the reinsurance contracts. Reinsurance premiums, losses and LAE are accounted for on a basis consistent with those used in accounting for the original policies issued and the terms of the reinsurance contracts. Deferred ceding commissions are netted against policy acquisition costs and amortized over the effective period of the related insurance policies.
	The Company’s reinsurance arrangements had the following effect on certain items in the Consolidated Statements of Income for the periods presented (in thousands):
		Year Ended December 31, 2013
								Losses and Loss
		Premiums			Premiums			Adjustment
		Written			Earned			Expenses
	Direct	$	783,894		$	788,477		$	216,852
	Ceded		(522,116	)		(520,822	)		(108,237	)
	Net	$	261,778		$	267,655		$	108,615
		Year Ended December 31, 2012
								Losses and Loss
		Premiums			Premiums			Adjustment
		Written			Earned			Expenses
	Direct	$	780,128		$	751,899		$	249,064
	Ceded		(517,604	)		(520,779	)		(122,877	)
	Net	$	262,524		$	231,120		$	126,187
		Year Ended December 31, 2011
								Losses and Loss
		Premiums			Premiums			Adjustment
		Written			Earned			Expenses
	Direct	$	721,462		$	689,955		$	245,335
	Ceded		(512,979	)		(490,970	)		(121,026	)
	Net	$	208,483		$	198,985		$	124,309
	The following prepaid reinsurance premiums and reinsurance recoverable and receivable are reflected in the Consolidated Balance Sheets as of the periods presented (in thousands):
		As of December 31,
		2013			2012
	Prepaid reinsurance premiums	$	241,214		$	239,921
	Reinsurance recoverable on unpaid losses and LAE	$	68,584		$	81,415
	Reinsurance recoverable on paid losses		39,263			7,776
	Reinsurance receivable, net		203			24,334
	Reinsurance recoverable and receivable	$	108,050		$	113,525
	Segregated Account T25
	UIH owned and maintained a segregated account, Segregated Account T25 – Universal Insurance Holdings of White Rock Insurance (SAC) Ltd. (“T25”), established in accordance with Bermuda law. As part of the Company’s overall reinsurance program, T25 at times entered into underlying excess catastrophe contracts with the Insurance Entities for the purpose of assuming certain risk for specified loss occurrences, including hurricanes. The agreements between T25 and the Insurance Entities were a cost-effective alternative to reinsurance that the Insurance Entities would otherwise purchase from third-party reinsurers. While the Company retained risk that otherwise would be transferred to third party reinsurers, the use of the Segregated Account T25 provided benefits to the Insurance Entities in “no-loss” years that could not be replicated in the open reinsurance market. These benefits included the return to the Insurance Entities of a substantial portion of the earned reinsurance premiums under the contract. All the related intercompany transactions with respect to these agreements are eliminated in consolidation with the exception of amounts held in trust or on deposit with the OIR which is presented as restricted cash and cash equivalents.
	The T25 agreement effective June 1, 2012 through May 31, 2013 was terminated effective December 31, 2012, pursuant to the terms of the agreement. In connection with the termination of the agreement, the affiliates agreed to release funds held in trust due to the beneficiary (i.e., UPCIC) and the balance to the grantor (i.e., UIH) in December 2012.
	Effective January 1, 2013, the T25 contract was subsequently replaced at identical limits and retentions as the prior agreement with unaffiliated third-party reinsurers as an open market purchase. Effective January 1, 2013 through May 31, 2013, under an excess catastrophe contract, UPCIC obtained catastrophe coverage of 45% of $75 million in excess of $75 million and 55% of $105 million in excess of $45 million covering certain loss occurrences including hurricanes. The total cost of this reinsurance coverage is $2.7 million.

Insurance_Operations

Insurance Operations	12 Months Ended
	Dec. 31, 2013
Insurance [Abstract]	'
Insurance Operations	'
	NOTE 5 – INSURANCE OPERATIONS
	The Company’s primary product is homeowners insurance currently offered by APPCIC in one state (Florida) and by UPCIC in seven states, including Florida.
	The following table provides the percentage of concentrations with respect to the Insurance Entities’ nationwide policies-in-force as of the periods presented:
			December 31, 2013			December 31, 2012
	Percentage of Policies-In-Force:
	In Florida			93	%		96	%
	With wind coverage			98	%		98	%
	With wind coverage in South Florida (1)			27	%		28	%
	-1	South Florida is comprised of Miami-Dade, Broward and Palm Beach counties.
	Deferred Policy Acquisition Costs, net
	The Company defers certain costs in connection with written policies, called Deferred Policy Acquisition Costs (“DPAC”), net of corresponding amounts of ceded reinsurance commissions, called Deferred Reinsurance Ceding Commissions (“DRCC”).
	The following table presents the beginning and ending balances and the changes in DPAC, net of DRCC, for the periods presented (in thousands):
			For the years ended December 31,
			2013			2012			2011
	DPAC, beginning of year (1)		$	54,431		$	50,200		$	50,127
	Capitalized Costs			109,981			107,180			114,358
	Amortization of DPAC			(110,313	)		(102,949	)		(107,003	)
	DPAC, end of year		$	54,099		$	54,431		$	57,482
	DRCC, beginning of year (1)		$	37,149		$	38,845		$	40,682
	Ceding Commissions Written			89,679			85,063			89,330
	Earned Ceding Commissions			(88,628	)		(86,759	)		(85,526	)
	DRCC, end of year		$	38,200		$	37,149		$	44,486
	DPAC (DRCC), net, beginning of year (1)		$	17,282		$	11,355		$	9,445
	Capitalized Costs, net			20,302			22,117			25,028
	Amortization of DPAC (DRCC), net			(21,685	)		(16,190	)		(21,477	)
	DPAC (DRCC), net, end of year		$	15,899		$	17,282		$	12,996
	-1	The beginning balances for the twelve months ended December 31, 2012 have been adjusted in connection with the adoption of the FASB’s updated guidance related to deferred acquisition costs as discussed below.
	As discussed in Note 2 – SIGNIFICANT ACCOUNTING POLICIES, the Company prospectively adopted new accounting guidance effective January 1, 2012 related to accounting for costs associated with acquiring or renewing insurance contracts. This guidance resulted in a 13% reduction of our net deferred policy acquisition costs as of December 31, 2011, and a corresponding pre-tax charge of $1.6 million against earnings during the first quarter of 2012. This charge represents a charge-off of capitalized costs existing at December 31, 2011, which would have been amortized to earnings within a twelve-month period under the old guidance. In the period of adoption (three months ended March 31, 2012), approximately $9 million of net costs would have been deferred under the old guidance compared to the $5.6 million under the new guidance. Future expenses will be accelerated with the adoption of this guidance, as the amounts being deferred have decreased, partially offset by less amortization. The effect of this change in periods subsequent to March 31, 2012, on income and per share amounts is not determinable as the historical methodology will have been discontinued after adoption.
	Liability for Unpaid Losses and Loss Adjustment Expenses
	The Insurance Entities establish liabilities for unpaid losses and loss adjustment expenses on reported and unreported claims of insured losses. These liability estimates are based on known facts and interpretation of factors such as claim payment patterns, loss payments, pending levels of unpaid claims, product mix and industry experience. The establishment of appropriate liabilities, including liabilities for catastrophes, is an inherently uncertain process. Management regularly updates its estimates as new facts become known and further events occur which may impact the resolution of unsettled claims.
	The level of catastrophe loss experienced in any year cannot be predicted and could be material to results of operations and financial position. The Company’s policyholders are concentrated in South Florida, which is periodically subject to adverse weather conditions, such as hurricanes and tropical storms. During the twelve-month periods ended December 31, 2013, 2012 and 2011, the Company did not experience any significant effects from catastrophic events. Management continuously evaluates alternative business strategies to more effectively manage the Company’s exposure to catastrophe losses, including the maintenance of catastrophic reinsurance coverage as discussed in Note 4.
	Management believes that the liabilities for claims and claims expense as of December 31, 2013 are appropriately established in the aggregate and adequate to cover the ultimate cost of reported and unreported claims arising from losses which had occurred by that date. However, if losses exceeded direct loss reserve estimates there could be a material adverse effect on the Company’s financial statements. Also, if there are regulatory initiatives, legislative enactments or case law precedents which change the basis for policy coverage, in any of these events, there could be an effect on direct loss reserve estimates having a material adverse effect on the Company’s financial statements.
	Set forth in the following table is the change in liability for unpaid losses and LAE for the periods presented (in thousands):
			Year Ended December 31,
			2013			2012
	Balance at beginning of year		$	193,241		$	187,215
	Less reinsurance recoverable			(81,415	)		(88,002	)
	Net balance at beginning of period			111,826			99,213
	Incurred (recovered) related to:
	Current year			111,560			119,458
	Prior years			(2,945	)		6,729
	Total incurred			108,615			126,187
	Paid related to:
	Current year			62,529			54,141
	Prior years			67,274			59,433
	Total paid			129,803			113,574
	Net balance at end of period			90,638			111,826
	Plus reinsurance recoverable			68,584			81,415
	Balance at end of year		$	159,222		$	193,241
	The liability for unpaid losses and LAE includes a decrease of $2.9 million and an increase of $6.7 million in 2013 and 2012, respectively, in response to reserve development on prior accident years. The favorable development recorded during the year ended December 31, 2013 was primarily the result of lower than anticipated loss settlements on 2004 and 2005 catastrophe claims which were recognized during the calendar year, and favorable development of accident year 2011 and 2012 non-catastrophe loss estimates which were recognized at year end 2013 after a detailed actuarial analysis. Favorable reserve development in 2013 was somewhat offset by increases in loss adjustment expense estimates on non-catastrophe claims for 2010 through 2012 accident years that were recognized at year end. The reserve development for 2012 was primarily the result of actual loss development on prior accident year non-catastrophe homeowners’ losses and higher than expected adjusting and other expenses.
	Regulatory Requirements and Restrictions
	The Insurance Entities are subject to regulations and standards of the OIR. These standards require the Insurance Entities to maintain specified levels of statutory capital and restrict the timing and amount of dividends and other distributions that may be paid to the parent company. Except in the case of extraordinary dividends, these standards generally permit dividends to be paid from statutory unassigned surplus of the regulated subsidiary and are limited based on the regulated subsidiary’s level of statutory net income and statutory capital and surplus. The maximum dividend that may be paid by UPCIC and APPCIC to their immediate parent company, Universal Insurance Holding Company of Florida (“UIHCF”), without prior approval is limited to the lesser of statutory net income from operations of the preceding calendar year or 10.0% of statutory unassigned surplus as of the preceding year end. These dividends are referred to as “ordinary dividends” and generally can be paid without prior regulatory approval. If the dividend, together with other dividends paid within the preceding twelve months, exceeds a specified statutory limit or is paid from sources other than earned surplus, the entire dividend is generally considered an “extraordinary dividend” and must receive prior regulatory approval.
	Based on the 2012 statutory net income and statutory capital and surplus levels, UPCIC and APPCIC did not have the capacity to pay ordinary dividends during 2013. No dividends were paid from UPCIC or APPCIC to UIHCF during the years ended December 31, 2013, 2012 and 2011. Dividends paid to the shareholders of UIH are paid from the equity of UIH not from the surplus of the Insurance Entities.
	The Florida Insurance Code requires companies to maintain capitalization equivalent to the greater of ten percent of the insurer’s total liabilities or $5.0 million. The following table presents the amount of statutory capital and surplus, and an amount representing ten percent of total liabilities for both UPCIC and APPCIC as of the periods presented (in thousands):
			As of December 31,
			2013			2012
	Ten percent of total liabilities
	UPCIC		$	39,179		$	39,260
	APPCIC		$	625		$	694
	Statutory capital and surplus
	UPCIC		$	161,803		$	134,034
	APPCIC		$	13,708		$	14,330
	At such dates in the table above, both UPCIC and APPCIC met the Florida capitalization requirement. UPCIC and APPCIC are also required to adhere to prescribed premium-to-capital surplus ratios and have met those requirements at such dates.
Through UIHCF, the Insurance Entities’ parent company, UIH recorded capital contributions for the periods presented (in thousands):
		For the Years Ended December 31,
		2013			2012			2011
Capital Contributions		$	—		$	28,550		$	49,000
UPCIC and APPCIC are required annually to comply with the NAIC RBC requirements. RBC requirements prescribe a method of measuring the amount of capital appropriate for an insurance company to support its overall business operations in light of its size and risk profile. NAIC’s RBC requirements are used by regulators to determine appropriate regulatory actions relating to insurers who show signs of weak or deteriorating condition. As of December 31, 2013, based on calculations using the appropriate NAIC RBC formula, UPCIC’s and APPCIC’s reported total adjusted capital was in excess of the requirements.
The Company is required by various state laws and regulations to maintain certain assets in depository accounts. The following table represents assets held by insurance regulators as of the periods presented (in thousands):
		As of			As of
		December 31,			December 31,
		2013			2012
Restricted cash and cash equivalents		$	2,600		$	33,009
Investments		$	3,707		$	4,009
In November 2012, the Florida Insurance Guaranty Association (“FIGA”) Board of Directors determined the need for an emergency assessment upon its member companies. The assessment was 0.9% of each respective member’s Florida net direct premiums for calendar year 2011. The Insurance Entities’ participation in this assessment totaled $6.3 million based on 2011 net direct premiums generated in Florida of approximately $704.8 million. Pursuant to Florida statutes, insurers are permitted to recoup the assessment by adding a surcharge to policies in an amount not to exceed the amount paid by the insurer to FIGA. As a result, the Insurance Entities recorded this assessment as an expense during the year ended December 31, 2012 and began to recoup the assessment on February 1, 2013. The Company has recouped the majority of this assessment as of December 31, 2013.
UPCIC received an order from the OIR dated May 30, 2013 related to the OIR’s Target Market Conduct Final Examination Report of UPCIC for the period January 2009 through May 2013 (“OIR Order”). The OIR Order alleged certain violations and findings and sought to impose certain requirements and an administrative fine of $1.3 million upon UPCIC. On October 4, 2013, UPCIC and the OIR signed a Consent Order settling the OIR Order. The Consent Order clarified language contained in the OIR Order, imposed certain requirements on UPCIC and required UPCIC to pay the administrative fine of $1.3 million, which it paid on October 18, 2013.

Property_and_Equipment

Property and Equipment	12 Months Ended
	Dec. 31, 2013
Property Plant And Equipment [Abstract]	'
Property and Equipment	'
	NOTE 6 – PROPERTY AND EQUIPMENT
	Property and equipment consisted of the following for the periods presented (in thousands):
		As of December 31,
		2013			2012
	Land	$	1,287		$	1,287
	Building		6,508			6,508
	Leasehold improvements		17			—
	Computers		619			568
	Furniture		1,112			1,043
	Automobiles and other vehicles		3,067			2,183
	Software		2,055			1,772
	Total cost		14,665			13,361
	Less: accumulated depreciation		(5,376	)		(4,393	)
	Property and equipment, net	$	9,289		$	8,968
	Depreciation and amortization was $1 million, $840 thousand and $639 thousand for the years ended December 31, 2013, 2012 and 2011, respectively.
	The following table provides realized gains (losses) on the disposal of property and equipment for the periods presented (in thousands):
		Year Ended December 31,
		2013			2012			2011
	Realized gain (loss) on disposal	$	(10	)	$	(6	)	$	17

LongTerm_Debt

Long-Term Debt	12 Months Ended
	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Long-Term Debt	'
	NOTE 7 – LONG-TERM DEBT
	Long-term debt consists of a surplus note with a carrying amount of $18.8 million and $20.2 million as of December 31, 2013 and December 31, 2012, respectively, a term loan with a carrying amount of $18.5 million as of December 31, 2013 and none at December 31, 2012, and any amounts drawn upon an unsecured line of credit.
	Surplus Note
	On November 9, 2006, UPCIC entered into a $25.0 million surplus note with the SBA under Florida’s Insurance Capital Build-Up Incentive Program (“ICBUI”). Under ICBUI, which was implemented by the Florida Legislature to encourage insurance companies to write additional residential insurance coverage in Florida, the SBA matched UPCIC’s funds of $25.0 million that were earmarked for participation in the program. The surplus note brings the current statutory capital and surplus of UPCIC to approximately $161.8 million as of December 31, 2013.
	The surplus note calls for serial maturities and is scheduled to be fully repaid on December, 31, 2026 and accrues interest at a rate equivalent to the 10-year U.S. Treasury Bond rate, adjusted quarterly based on the 10-year Constant Maturity Treasury rate. For the first three years of the term of the surplus note, UPCIC was required to pay interest only. The effective interest rate paid on the surplus note was 2.21%, 1.96% and 3.77% for years ended December 31, 2013, 2012 and 2011, respectively. Any payment of principal or interest by UPCIC on the surplus note must be approved by the Commissioner of the OIR. Quarterly principal payments of $368 thousand are due through 2026. Aggregate principal payments of $1.5 million were made during each of the years ended December 31, 2013, 2012 and 2011.
	In May 2008, the Florida Legislature passed a law providing participants in the Program an opportunity to amend the terms of their surplus notes based on law changes. The new law contains methods for calculating compliance with the writing ratio requirements that are more favorable to UPCIC than prior law and the prior terms of the existing surplus note. On November 6, 2008, UPCIC and the SBA executed an addendum to the surplus note that reflects these law changes. The terms of the addendum were effective July 1, 2008. In addition to other less significant changes, the addendum modifies the definitions of Minimum Required Surplus, Minimum Writing Ratio, Surplus, and Gross Written Premium, respectively, as defined in the original surplus note.
	UPCIC has been and currently remains in compliance with each of the loan’s covenants as implemented by rules promulgated by the SBA. An event of default will occur under the surplus note, as amended, if UPCIC: (i) defaults in the payment of the surplus note; (ii) fails to submit quarterly filings to the OIR; (iii) fails to maintain at least $50 million of surplus during the term of the surplus note, except for certain situations; (iv) misuses proceeds of the surplus note; (v) makes any misrepresentations in the application for the program; (vi) pays any dividend when principal or interest payments are past due under the surplus note; or (vii) fails to maintain a level of surplus and reinsurance sufficient to cover in excess of UPCIC’s 1-in-100 year probable maximum loss as determined by a hurricane loss model accepted by the Florida Commission on Hurricane Loss Projection Methodology as certified by the OIR annually.
	The original surplus note provided for increases in interest rates for failure to meet the Minimum Writing Ratio. Under the terms of the surplus note agreement, at December 31, 2007, the interest rate on the note was increased by 450 basis points. As of June 30, 2008, the additional interest rate on the note was decreased from 450 basis points to 25 basis points. Under the terms of the surplus note, as amended, the net written premium to surplus requirement and gross written premium to surplus requirement have been modified. Further, UPCIC will be subject to increases in interest rates if it drops below a net written premium to surplus of 1:1 below a gross written premium to surplus ratio of 3:1 for three consecutive quarters beginning January 1, 2010. As of December 31, 2013, UPCIC’s net written premium to surplus ratio and gross written premium to surplus ratio were in excess of the required minimums and, therefore, UPCIC is not subject to increases in interest rates.
	Term Loan
	On May 23, 2013, UIH entered into a $20 million unsecured term loan agreement and related term note (“Term Loan”) with RenaissanceRe Ventures Ltd. (“RenRe Ventures”). See Note 11 – RELATED PARTY TRANSACTIONS, for a discussion of a series of agreements entered into with RenRe Ventures and its affiliate Renaissance Reinsurance Ltd. (“RenRe”).
	The Term Loan bears interest at the rate of 0.50% per annum and matures on the earlier of May 23, 2016 or the date that all principal under the Term Loan is pre-paid or deemed paid in full. The Term Loan is amortized over the three-year term and UIH may prepay the loan without penalty. Principal is payable annually on the anniversary of the closing date in three annual installments and interest is payable in arrears on the same dates as the principal payments. The Term Loan contains financial covenants and as of December 31, 2013, UIH was in compliance with such covenants.
	The stated interest rate of the Term Loan of 0.50% is below the Company’s borrowing rate resulting in imputed interest and an original issue discount computed by calculating the present value of the future principal and interest payments utilizing the Company’s borrowing rate. Concurrent with the establishment of the original issue discount, the Company recorded a deferred credit, a component of other liabilities and accrued expenses, for an equal amount against premium payments the Company will make in connection with a catastrophe risk-linked transaction contract entered into with RenRe on the same date and with the same maturity date as the Term Loan. The original issue discount will be amortized to interest expense over the life of the Term Loan and the deferred credit will be amortized as a reduction in insurance expense, a component of general and administrative expenses, over the life of a covered loss index swap with RenRe.
	The following table provides the principal amount and unamortized discount of the Term Loan for the period presented (in thousands):
			As of December 31, 2013
	Principal amount		$	20,000
	Less: unamortized discount			(1,510	)
	Term Loan, net of unamortized discount		$	18,490
	Through the interest rate payment of 0.50% per annum and the amortization of the discount, the effective interest rate on the Term Loan is 5.99%. Amortization of the discount is included in interest expense, a component of general and administrative expenses, in the Consolidated Statements of Income and was $601 thousand for the twelve months ended December 31, 2013.
	Should UIH default on either the DB Loan (defined below) or the Term Loan, it will be prohibited from paying dividends to its shareholders.
	Unsecured Line of Credit
	On March 29, 2013, UIH entered into a revolving loan agreement and related revolving note with Deutsche Bank Trust Company Americas (“Deutsche Bank”), amended as of May 23, 2013 (“DB Loan”). The DB Loan makes available to UIH an unsecured line of credit in an aggregate amount not to exceed $10.0 million. Draws under the DB Loan have a maturity date of March 27, 2015 and carry an interest rate of LIBOR plus a margin of 5.50% or Deutsche Bank’s prime rate plus a margin of 3.50%. The interest rate is at the election of UIH. The DB Loan contains financial covenants. As of December 31, 2013, UIH was in compliance with all such covenants. UIH had not drawn any amounts under the unsecured line of credit as of December 31, 2013.
	Maturities
	The following table provides an estimate of principal payments to be made for the amounts due on the surplus note and the Term Loan as of December 31, 2013 (in thousands):
	2014		$	7,471
	2015			8,471
	2016			8,471
	2017			1,471
	2018			1,471
	Thereafter			11,395
	Total		$	38,750	(1)
	-1	Differs from amount presented in the Balance Sheet as of December 31, 2013 due to unamortized discount as presented in the table above.
	Interest Expense
	Interest expense was $1.2 million, $414 thousand, and $856 thousand for the years ended December 31, 2013, 2012 and 2011, respectively.

Stockholders_Equity

Stockholders' Equity	12 Months Ended
	Dec. 31, 2013
Equity [Abstract]	'
Stockholders' Equity	'
	NOTE 8 – STOCKHOLDERS’ EQUITY
	Cumulative Convertible Preferred Stock
	As of December 31, 2013 and 2012, the Company had shares outstanding of Series A Preferred Stock and Series M Preferred Stock. Each share of Series A Preferred Stock and Series M Preferred Stock is convertible by the Company into shares of Common Stock.
	The following table provides certain information for each series of convertible preferred stock as of the periods presented (in thousands, except conversion factor):
			As of December 31, 2013									As of December 31, 2012
			Series A			Series M			Total			Series A		Series M		Total
	Shares issued and outstanding			20			10			30			20		88		108
	Conversion factor			2.5			5			NM			2.5		5		NM
	Common shares resulting if converted			50			50			100			50		438		488
	NM - Not meaningful.
	The Series A Preferred Stock pays a cumulative dividend of $0.25 per share per quarter. During 2013 and 2012, respectively, the Company declared and paid aggregate dividends of $20 thousand to holders of record of the Company’s Series A Preferred Stock.
	There were no conversions of Series A Preferred Stock during the years ended December 31, 2013 and 2012.
	The Series M Preferred Stock pays a cumulative dividend of $0.20 per share per year. The Company declared and paid aggregate dividends to holders of record of the Company’s Series M Preferred Stock of $9 thousand and $267 thousand for the years ended December 31, 2013 and 2012, respectively.
	During the year ended December 31, 2013, shareholders converted 77,740 shares of Series M Preferred Stock into 388,700 shares of Common Stock. There were no conversions of Series M Preferred Stock in 2012.
	Common Stock
	The following table summarizes the activity relating to shares of the Company’s Common Stock during the periods presented (in thousands):
			Issued			Treasury			Outstanding
			Shares			Shares			Shares
	Balance, as of December 31, 2010			40,407			(1,019	)		39,388
	Options exercised			160			—			160
	Shares cancelled			(70	)		70			—
	Restricted stock grant			600			—			600
	Shares acquired through cashless exercise (1)			—			(70	)		(70	)
	Other adjustments			3			1			4
	Balance, as of December 31, 2011			41,100			(1,018	)		40,082
	Options exercised			285			—			285
	Shares cancelled			(146	)		146			—
	Restricted stock grant			650			—			650
	Shares acquired through cashless exercise (1)			—			(146	)		(146	)
	Balance, as of December 31, 2012			41,889			(1,018	)		40,871
	Conversion of preferred stock			389			—			389
	Shares repurchased			—			(7,257	)		(7,257	)
	Options exercised			2,330			—			2,330
	Shares cancelled			(1,967	)		1,967			—
	Restricted stock grant			1,000			—			1,000
	Shares acquired through cashless exercise (1)			—			(1,967	)		(1,967	)
	Balance, as of December 31, 2013			43,641			(8,275	)		35,366
	-1	All shares acquired represent shares tendered to cover the strike price for options and tax withholdings on the intrinsic value of options exercised or restricted stock vested. These shares have been cancelled by the Company.
	On April 1, 2013, UIH entered into a repurchase agreement with Bradley I. Meier, the Company’s former Chairman, President and Chief Executive Officer and a principal stockholder of UIH, to repurchase an aggregate of four million shares of UIH’s common stock owned by Mr. Meier. The initial repurchase of two million of Mr. Meier’s shares occurred on April 1, 2013, and the subsequent repurchase of two million shares occurred on May 23, 2013, each at a price of $4.02 per share, representing a discount from the then-current market price of UIH’s common stock. The repurchase of shares from Mr. Meier provides us with an opportunity to buy back shares at a discount to current stock price, while facilitating the orderly sale of shares by a large shareholder.
	On May 23, 2013, UIH entered into a second repurchase agreement with Bradley I. Meier to repurchase an additional 2.666 million shares of UIH’s common stock owned by Mr. Meier. The repurchase of 2.666 million of Mr. Meier’s shares occurred on May 23, 2013 for a repurchase price of $4.50 per share, representing a discount from the then-current market price of UIH’s common stock.
	On August 1, 2013, UIH entered into a third repurchase agreement with Bradley I. Meier to repurchase an additional 350 thousand shares of UIH’s common stock owned by Mr. Meier. The repurchase of 350 thousand of Mr. Meier’s shares occurred on August 1, 2013 for a repurchase price of $7.02 per share, representing a discount from the then-current market price of UIH’s common stock.
	On August 14, 2013, UIH entered into a repurchase agreement with Norman M. Meier to repurchase 241,933 shares of UIH’s common stock owned by Mr. Meier. The repurchase of 241,933 of Mr. Meier’s shares occurred on August 14, 2013 for a repurchase price of $7.57 per share, representing a discount from the then-current market price of UIH’s common stock.
	Dividends Declared
	The Company declared dividends on its outstanding shares of common stock to its shareholders of record as follows for the periods presented (in thousands, except per share amounts):
			For the year ended December 31,
			2013						2012					2011
			Per Share			Aggregate			Per Share			Aggregate		Per Share		Aggregate
			Amount			Amount			Amount			Amount		Amount		Amount
	First Quarter		$	0.08		$	3,259		$	0.1		$	4,012	$	0.1	$	3,939
	Second Quarter		$	0.08		$	2,821		$	0.08		$	3,214	$	—	$	—
	Third Quarter		$	0.1		$	3,511		$	0.08		$	3,270	$	0.08	$	3,199
	Fourth Quarter		$	0.23		$	8,134		$	0.2		$	8,174	$	0.14	$	5,611
	Applicable provisions of the Delaware General Corporation Law may affect the ability of the Company to declare and pay dividends on its Common Stock. In particular, pursuant to the Delaware General Corporation Law, a company may pay dividends out of its surplus, as defined, or out of its net profits, for the fiscal year in which the dividend is declared and/or the preceding year. Surplus is defined in the Delaware General Corporation Law to be the excess of net assets of the company over capital. Capital is defined to be the aggregate par value of shares issued. Moreover, the ability of the Company to pay dividends, if and when declared by its Board of Directors, may be restricted by regulatory limits on the amount of dividends, which the Insurance Entities are permitted to pay the Company.
	Restrictions limiting the payment of dividends by UIH
	UIH pays dividends to shareholders, which are funded by earnings on investments and distributions from the earnings of its consolidated subsidiaries. Generally, other than as disclosed in Note 7 LONG-TERM DEBT, there are no restrictions for UIH limiting the payment of dividends. However, UIH’s ability to pay dividends to shareholders may be affected by restrictions on the ability of the Insurance Entities to pay dividends to UIH through UIHCF. See Note 5, INSURANCE OPERATIONS, for a discussion of these restrictions. As of December 31, 2013, 100 percent of the Insurance Entities’ net assets were restricted. There are no such restrictions for UIH’s non-insurance consolidated subsidiaries. Notwithstanding the restriction on the net assets of the Insurance Entities, UIH received distributions from the earnings of its non-insurance consolidated subsidiaries of $26.9 million, $40.2 million and $89.3 million during the years ended December 31, 2013, 2012 and 2011, respectively and made capital contributions to the Insurance Entities of $28.6 million and $49.0 million, during the years ended December 31, 2012 and 2011, respectively. UIH did not make any capital contributions to the Insurance Entities during the year ended December 31, 2013. The Company prepares and files a consolidated federal tax return for UIH and its consolidated subsidiaries with all U.S. GAAP tax related entries recorded on the books of UIH. Since the U.S. GAAP tax related entries are not recorded at the subsidiary level, the Company does not have the ability to produce the amount of net assets for each of its subsidiaries in accordance with U.S. GAAP.

ShareBased_Compensation

Share-Based Compensation	12 Months Ended
	Dec. 31, 2013
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]	'
Share-Based Compensation	'
	NOTE 9 – SHARE-BASED COMPENSATION
	Equity Compensation Plan
	On October 13, 2009, the Company’s Board of Directors approved, and recommended that the Company’s stockholders approve, the 2009 Omnibus Incentive Plan (“Incentive Plan”). On November 16, 2009, the Company’s stockholders approved the Incentive Plan by written consent.
	An aggregate of 1.8 million shares of Common Stock was initially reserved for issuance and available for awards under the Incentive Plan. Awards under the Incentive Plan may include incentive stock options, nonqualified stock options, stock appreciation rights, non-vested shares of Common Stock (“Restricted Stock”), restricted stock units, performance share or unit awards, other share-based awards and cash-based incentive awards. Awards under the Incentive Plan may be granted to employees, directors, consultants or other persons providing services to the Company or its affiliates. The Incentive Plan also provides for awards that are intended to qualify as “performance-based compensation” in order to preserve the deductibility of such compensation by the Company under Section 162(m) of the Internal Revenue Code.
	At the 2011 Annual Meeting of Shareholders held on May 11, 2011, shareholders voted to approve the recommendation of the Company’s Board of Directors to amend the Incentive Plan. The Incentive Plan allows for amendments which are intended for the plan to remain a flexible and effective source of incentive compensation in terms of the number of shares of stock available for awards, in terms of its design, as well as whether it generally conforms with the best practices in today’s business environment. Significant aspects of the amendment include: an increase of 2.4 million shares in the shares reserved for grant, an adjustment to the annual maximum awards limits, a prohibition against re-pricing of options and stock appreciation rights without shareholder approval, and an addition of specific elements to the performance goals.
	At the 2012 Annual Meeting of Shareholders held on June 8, 2012, shareholders voted to approve the recommendation of the Company’s Board of Directors to amend the Incentive Plan. Significant aspects of this amendment include: an increase of 3 million in the shares reserved for grant, an extension of the term, an expansion of the list of performance goals, a provision for recovery compensation in connection with financial restatements, and certain modifications in order to provide internal consistency.
	At the 2013 Annual Meeting of Shareholders held on June 6, 2013, shareholders voted to approve the recommendation of the Company’s Board of Directors to amend the Incentive Plan to add 3 million shares to the shares reserved for grant.
	As of December 31, 2013, 1,947 thousand shares remained reserved for issuance and were available for new awards under the Incentive Plan.
	The following table provides certain information related to stock options and restricted stock during the year ended December 31, 2013 (in thousands, except per share data):
			Year Ended December 31, 2013
			Stock Options											Restricted Stock
			Number of			Weighted			Aggregate			Weighted		Number of			Weighted
			Options			Average			Intrinsic			Average		Shares (2)			Average
						Exercise			Value			Remaining					Grant Date
						Price per						Term					Fair Value
						Share (1)											per Share (1)
	Outstanding as of December 31, 2012			5,330		$	4.29								1,152		$	4.37
	Granted			2,015			6.54								1,000			5.43
	Forfeited			(40	)		7.33								n/a			n/a
	Exercised			(2,330	)		4.06								n/a			n/a
	Vested			n/a			n/a								(552	)		4.64
	Expired			(850	)		3.9								n/a			n/a
	Outstanding as of December 31, 2013			4,125		$	5.56		$	36,786			3.86		1,600		$	4.94
	Exercisable as of December 31, 2013			1,900		$	4.83		$	18,330			2.43
	-1	Unless otherwise specified, such as in the case of the exercise of stock options, the per share prices were determined using the closing price of the Company’s Common Stock as quoted on the exchanges on which the Company was listed. Shares issued upon exercise of options represent original issuances in private transactions pursuant to Section 4(2) of the Securities Act of 1933, as amended or issuances under the Company’s 2009 Omnibus Incentive Plan.
	-2	All shares outstanding as of December 31, 2013 are expected to vest.
	n/a - Not applicable
	The following table provides certain information in connection with the Company’s share-based compensation arrangements for the periods presented (in thousands):
			Year Ended December 31,
			2013			2012			2011
	Compensation expense:
	Stock options		$	930		$	1,188		$	1,450
	Restricted stock			5,487			2,642			1,398
	Total		$	6,417		$	3,830		$	2,848
	Deferred tax benefits:
	Stock options		$	359		$	458		$	559
	Restricted stock			433			468			315
	Total		$	792		$	926		$	874
	Realized tax benefits:
	Stock options		$	2,365		$	168		$	195
	Restricted stock			374			291			—
	Total		$	2,739		$	459		$	195
	Excess tax benefits(shortfall):
	Stock options		$	418		$	(1,618	)	$	195
	Restricted stock			(59	)		(142	)		—
	Total		$	359		$	(1,760	)	$	195
	Weighted average fair value per option or share:
	Stock option grants		$	0.79		$	0.87		$	1.67
	Restricted stock grants		$	5.43		$	3.37		$	5.61
	Intrinsic value of options exercised		$	6,131		$	437		$	507
	Fair value of restricted stock vested		$	2,548		$	1,164		$	540
	Cash received for strike price and tax withholdings		$	—		$	652		$	204
	Shares acquired through cashless exercise (1)			1,966			147			70
	Value of shares acquired through cashless exercise (1)		$	12,630		$	583		$	263
	-1	All shares acquired represent shares tendered to cover the strike price for options and tax withholdings on the intrinsic value of options exercised or restricted stock vested. These shares have been cancelled by the Company.
	The following table provides the amount of unrecognized compensation expense as of the most recent balance sheet date and the weighted average period over which those expenses will be recorded for both stock options and restricted stock (dollars in thousands):
			As of December 31, 2013
			Stock			Restricted
			Options			Stock
	Unrecognized expense		$	1,449		$	2,844
	Weighted average remaining years			2.87			0.82
	Stock Options
	Non-qualified stock option awards (“stock options”) granted by the Company generally expire between 5 to 10 years from the grant date and generally vest over a 2 to 3 year service period commencing on the grant date.
The Company used the modified Black-Scholes model to estimate the fair value of employee stock options on the date of grant utilizing the assumptions noted below. The risk-free rate is based on the U.S. Treasury bill yield curve in effect at the time of grant for the expected term of the option. The expected term of options granted represents the period of time that the options are expected to be outstanding. Expected volatilities are based on historical volatilities of our Common Stock. The dividend yield was based on expected dividends at the time of grant.
The following table provides the assumptions utilized in the Black-Scholes model for stock options granted during the periods presented:
		Year Ended December 31,
		2013			2012			2011
Weighted-average risk-free interest rate			0.27	%		0.62	%		1.34	%
Expected term of option in years			3.21			4.25			3.92
Weighted-average volatility			34.1	%		48.4	%		58.5	%
Dividend yield			9.1	%		11.4	%		8.9	%
Weighted average grant date fair value per share		$	0.79		$	0.87		$	1.67
On June 23, 2011, the Company granted the Chief Executive Officer (“CEO”) a stock option to purchase 300 thousand shares of common stock, the Chief Operating Officer (“COO”) a stock option to purchase 300 thousand shares of common stock and the Chief Financial Officer (“CFO”) a stock option to purchase 75 thousand shares of common stock. All three option grants have an exercise price of $4.70 per share, expire on June 23, 2018 and vest over three years as follows: (i) one third on the six (6) month anniversary of the date of grant, (ii) one third on the one (1) year anniversary of the date of grant, and (iii) one third on the two (2) year anniversary of the date of grant.
On September 4, 2012, the Company granted stock options for an aggregate 500 thousand shares of Common Stock to the Company’s COO in consideration for services rendered pursuant to terms of an employment agreement and to provide the COO with a continued incentive to share in the success of the Company. The options have an exercise price of $3.51, expire on September 4, 2019 and vest over two years as follows: options for 250 thousand shares on the one year anniversary of the grant date and options for 250 thousand shares on the two year anniversary of the grant date.
On March 12, 2013, the Company granted the COO a stock option to purchase 100 thousand shares of common stock. The option has an exercise price of $4.51 per share, expires on March 12, 2018 and vests over three years as follows: one third on the one (1) year anniversary of the date of grant, one third on the two (2) year anniversary of the date of grant and one third on the three (3) year anniversary of the date of grant.
On July 8, 2013, the Company granted the COO an additional stock option to purchase 300 thousand shares of common stock. The option has an exercise price of $7.33 per share, expires on July 8, 2018 and vests over three years as follows: one third on the one (1) year anniversary of the date of grant, one third on the two (2) year anniversary of the date of grant and one third on the three (3) year anniversary of the date of grant.
On November 12, 2013, the Company granted the Chief Administrative Officer (“CAO”) a stock option to purchase 200 thousand shares of common stock. The Company also granted the CEO a stock option to purchase 300 thousand shares of common stock. Both option grants have an exercise price of $8.01 per share, expire on November 12, 2020 and vest over three years as follows: one third on the one (1) year anniversary of the date of grant, one third on the two (2) year anniversary of the date of grant and one third on the three (3) year anniversary of the date of grant.
Restricted Stock Grants
Restricted stock grants are awarded to certain employees in consideration for services rendered pursuant to terms of employment agreements and or to provide to those employees with a continued incentive to share in the success of the Company. Non-vested shares (“restricted stock”) generally vest over a three year service period commencing on the grant date. The prices discussed below reflect the market price of UIH’s common stock on the grant date.
The Company issued 600 thousand shares of performance-based restricted Common Stock at a price of $5.61 per share to its COO. Shares of 200 thousand vest on each of the first, second and third anniversary of the grant date which was March 28, 2011, subject to shareholder approval and annual performance criteria. This grant was not effective until shareholder approval which took place May 11, 2011.
Effective August 23, 2012, the Company issued 650 thousand shares of restricted Common Stock at a price of $3.37 per share to its COO. The stock vests cumulatively over a two-year period as follows: 38.5 percent, 77 percent and 100 percent, respectively, on January 1, 2013, January 1, 2014 and December 31, 2014.
Effective April 1, 2013, the Company issued 500 thousand shares of restricted Common Stock to its CEO, 250 thousand shares of restricted Common Stock to its COO and 100 thousand shares of restricted Common Stock to its CAO. All three restricted Common Stock grants were issued at a price of $4.88 per share and vest on April 7, 2014.
Effective August 8, 2013, the Company issued 150 thousand shares of restricted Common Stock at a price of $8.55 per share to its CFO. The stock vests cumulatively over a two-year period as follows: 50 percent and 50 percent, respectively, on October 1, 2014 and October 1, 2015.

Employee_Benefit_Plan

Employee Benefit Plan	12 Months Ended
	Dec. 31, 2013
Postemployment Benefits [Abstract]	'
Employee Benefit Plan	'
	NOTE 10 – EMPLOYEE BENEFIT PLAN
	Effective January 1, 2009, the Company adopted a qualified retirement plan covering substantially all employees. It is designed to help the employees meet their financial needs during their retirement years. Eligibility for participation in the plan is generally based on employee’s date of hire or on completion of a specified period of service. Employer contributions to this plan are made in cash.
	The plan titled the “Universal Property & Casualty 401(K) Profit Sharing Plan and Trust” (“401(k) Plan”) is a defined contribution plan that allows employees to defer compensation through contributions to the 401(k) Plan. The contributions are invested on the employees’ behalf, and the benefits paid to employees are based on contributions and any earnings or loss. The 401(k) Plan includes a Company contribution of 100 percent of each eligible participant’s contribution that does not exceed five percent of their compensation during the 401(k) Plan year. The Company may make additional profit-sharing contributions. However, no additional profit-sharing contribution was made during the years ended December 31, 2013, 2012 and 2011.
	The Company accrued for aggregate contributions of approximately $709 thousand, $598 thousand and $542 thousand to the 401(k) Plan during the years ended December 31, 2013, 2012 and 2011, respectively.

Related_Party_Transactions

Related Party Transactions	12 Months Ended
	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Related Party Transactions	'
	NOTE 11 – RELATED PARTY TRANSACTIONS
	Downes and Associates, a multi-line insurance adjustment corporation based in Deerfield Beach, Florida performed certain claims adjusting work for UPCIC. Downes and Associates is owned by Dennis Downes, who is the father of Sean P. Downes, Chairman, President and Chief Executive Officer of the Company. All amounts paid to Downes and Associates were no greater than amounts that would need to be paid to third parties on an arm’s-length basis for similar services. The Company’s agreement with Downes and Associates was terminated effective November 30, 2013 and on December 1, 2013 Dennis Downes became an employee of the Company.
	Scott P. Callahan, a director of the Company, provides the Company with consulting services and advice with respect to the Company’s reinsurance and related matters through SPC Global RE Advisors LLC, an entity affiliated with Mr. Callahan. The Company entered into the consulting agreement with SPC Global RE Advisors LLC effective June 6, 2013.
	The following table provides payments made by the Company to Downes and SPC Global RE Advisors LLC for the periods presented (in thousands):
		Year Ended December 31,
		2013		2012		2011
	Downes and Associates	$	477	$	623	$	753
	SPC Global RE Advisors LLC	$	68	$	—	$	—
	There were no amounts due to Downes and Associates and SPC Global RE Advisors LLC as of December 31, 2013 and 2012. Payments due to Downes and Associates and SPC Global RE Advisors LLC were generally made in the month the services were provided.
	See NOTE 8 – STOCKHOLDERS EQUITY, for details on the repurchase agreements between UIH and each of Messrs. Bradley Meier and Norman Meier.
	RenRe currently is, and has been, a participant in the Company’s reinsurance programs. On May 23, 2013, the Company entered into a series of contracts with RenRe and its affiliate, RenRe Ventures. As discussed in Note 7 – LONG-TERM DEBT, UIH entered into an unsecured Term Loan with RenRe Ventures. The Term Loan is part of a series of agreements entered into by the Company, RenRe and RenRe Ventures pursuant to which, among other things, the Company has purchased a catastrophe risk-linked transaction contract from RenRe and entered into an agreement whereby RenRe will reserve reinsurance capacity for the Company’s reinsurance programs and receive a right of first refusal in respect of a portion thereof. As part of the series of agreements with RenRe and RenRe Ventures, on May 23, 2013, UIH, RenRe Ventures and Mr. Bradley Meier agreed to assign to RenRe Ventures a portion of UIH’s right of first refusal to repurchase shares of its common stock owned by Mr. Meier under the first repurchase agreement entered into on April 1, 2013. RenRe Ventures will have a right of first refusal to repurchase one-third of the shares offered by Mr. Meier to any third party, up to the lesser of 2 million shares or 4.99% of UIH’s outstanding common stock, through December 31, 2014.

Income_Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2013
Income Tax Disclosure [Abstract]	'
Income Taxes	'
	NOTE 12 – INCOME TAXES
	The following table reconciles the statutory federal income tax rate to the Company’s effective tax rate for the periods presented:
			For the years ended December 31,
			2013			2012			2011
	Statutory federal income tax rate			35	%		35	%		35	%
	Increases (decreases) resulting from:
	Disallowed meals & entertainment			0.4	%		0.6	%		0.6	%
	Disallowed compensation			2.3	%		3.2	%		2.3	%
	Fines and penalties			0.4	%		—			—
	True-up of prior year tax returns			(0.6	%)		—			—
	State income tax, net of federal tax benefit (1)			3.6	%		3.6	%		3.6	%
	Other, net (2)			0.2	%		(0.1	%)		(1.1	%)
	Effective tax rate			41.3	%		42.3	%		40.4	%
	-1	Included in income tax is Florida income tax at a statutory rate of 5.5%.
	-2	For 2011, other represents true-ups recorded upon completion of prior years tax returns, partially offset by estimates of penalties and interest for current year underpayment of estimated taxes.
	Deferred income taxes represent the temporary differences between the GAAP and tax basis of the Company’s assets and liabilities. The tax effects of temporary differences are as follows as of the periods presented (in thousands):
			As of December 31,
			2013			2012
	Deferred income tax assets:
	Unearned premiums		$	10,976		$	11,430
	Advanced premiums			1,742			1,132
	Unpaid losses and LAE			2,598			3,449
	Regulatory assessments			345			2,447
	Share-based compensation			1,459			3,048
	Accrued wages			255			778
	Allowance for uncollectible receivables			172			205
	Additional tax basis of securities			45			573
	Change in unrealized losses on investments			—			2,782
	Capital loss carryforwards			1,149			—
	Total deferred income tax assets			18,741			25,844
	Deferred income tax liabilities:
	Deferred policy acquisition costs, net			(6,133	)		(6,666	)
	Prepaid expenses			(548	)		—
	Other comprehensive income			(9	)		—
	Total deferred income tax liabilities			(6,690	)		(6,666	)
	Net deferred income tax asset		$	12,051		$	19,178
	A valuation allowance is deemed unnecessary as of December 31, 2013 and 2012, respectively, because management believes it is probable that the Company will generate taxable income sufficient to realize the tax benefits associated with the net deferred income tax asset shown above in the near future.
	Liabilities for unrecognized tax benefits, if any, are recorded in accordance with issued FASB guidance on Accounting for Uncertainty in Income Taxes. The Company recognizes accruals for interest and penalties, if any, related to unrecognized tax benefits in income tax expense.
	The Company filed a consolidated federal income tax return for the fiscal years ended December 31, 2012, 2011, and 2010 and intends to file the same for the year ended December 31, 2013. The tax allocation agreements between the Company and the Insurance Entities provide that they will incur income taxes based on a computation of taxes as if they were stand-alone taxpayers. The computations are made utilizing the financial statements of the Insurance Entities prepared on a statutory basis of accounting and prior to consolidating entries which include the conversion of certain balances and transactions of the statutory financial statements to a U.S. GAAP basis.
	Tax years that remain open for purposes of examination of its income tax liability due to taxing authorities, include the years ended December 31, 2012, 2011 and 2010.

Earnings_Per_Share

Earnings Per Share	12 Months Ended
	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Earnings Per Share	'
	NOTE 13 – EARNINGS PER SHARE
	Basic earnings per share (“EPS”) is based on the weighted average number of shares outstanding for the period, excluding any dilutive common share equivalents. Diluted EPS reflects the potential dilution that could occur if securities to issue Common Stock were exercised.
	The following table reconciles the numerator (i.e., income) and denominator (i.e., shares) of the basic and diluted earnings per share computations for net income for the periods presented (in thousands, except per share data):
			Year Ended December 31,
			2013			2012			2011
	Numerator for EPS:
	Net income		$	58,977		$	30,312		$	20,109
	Less: Preferred stock dividends			(29	)		(287	)		(20	)
	Income available to common stockholders		$	58,948		$	30,025		$	20,089
	Denominator for EPS:
	Weighted average common shares outstanding			35,866			39,614			39,184
	Plus: Assumed conversion of stock-based compensation (1)			1,531			513			770
	Assumed conversion of preferred stock			379			489			488
	Weighted average diluted common shares outstanding			37,776			40,616			40,442
	Basic earnings per common share		$	1.64		$	0.76		$	0.51
	Diluted earnings per common share		$	1.56		$	0.75		$	0.5
	Weighted average number of antidilutive shares			518			818			2,553
	-1	Represents the dilutive effect of unvested restricted stock and unexercised stock options.
	The Company purchased 7.257 million shares of UIH’s common stock during the twelve months ended December 31, 2013, which decreased weighted average common shares outstanding and weighted average diluted common shares outstanding for these periods. The effect was to increase diluted earnings per common share by $0.17 for the twelve month period ended December 31, 2013. There were no repurchases of UIH’s common stock during 2012 and 2011. See “—Note 8 (Stockholders’ Equity)” for details on the repurchases of UIH’s common stock.

Other_Comprehensive_Income_Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2013
Equity [Abstract]	'
Other Comprehensive Income (Loss)	'
	NOTE 14 – OTHER COMPREHENSIVE INCOME (LOSS)
	The following table provides the components of other comprehensive income (loss) on a pretax and after-tax basis for the period presented (in thousands):
		Year Ended December 31, 2013
		Pre-tax			Tax			After-tax
	Net unrealized gains (losses) on investments available for sale arising during the year	$	685		$	264		$	421
	Amounts reclassified from accumulated other		(1,297	)		(500	)		(797	)
	comprehensive income (loss)
	Net current period other comprehensive income (loss)	($	612	)	($	236	)	($	376	)
	There were no amounts of other comprehensive income for the years ended December 31, 2012 and 2011 and there were no amounts of accumulated other comprehensive income as of December 31, 2012.
	The following table provides the reclassifications out of accumulated other comprehensive income for the period presented (in thousands):
	Year Ended December 31, 2013
	Details about Accumulated Other	Amounts Reclassified from			Affected Line Item in the Statement
	Comprehensive Income Components	Accumulated			Where Net Income is Presented
		Other Comprehensive Income
	Unrealized gains (losses) on investments available for sale
		$	1,297		Net realized gains (losses) on investments
			(500	)	Tax (expense) or benefit
	Total reclassification for the year	$	797		Net of tax

Commitments_and_Contingencies

Commitments and Contingencies	12 Months Ended
	Dec. 31, 2013
Commitments And Contingencies Disclosure [Abstract]	'
Commitments and Contingencies	'
	NOTE 15 – COMMITMENTS AND CONTINGENCIES
	Operating Leases and Other
	On July 12, 2013, UPCIC entered into a lease agreement (“Lease Agreement”) for an office building containing 29,018 rentable square feet adjacent to its principal office in Fort Lauderdale, Florida (“Property”). The Company expects to use the Property for additional office and storage space. Pursuant to the Lease Agreement, the monthly rent for the Property is approximately $51 thousand and is subject to annual increases. The term of the lease is ten years, subject to UPCIC’s purchase of the Property as described below which is expected to take place no later than February 2015. The Company took possession of the office building and began making monthly rental payments in October 2013. Based on the terms of the Lease Agreement, the Company is accounting for this arrangement as an operating lease.
	Also on July 12, 2013, UPCIC entered into a purchase agreement to acquire the Property (“Purchase Agreement”). The Purchase Agreement provides that the closing for the sale of the Property will take place no later than February 5, 2015. The closing for the sale of the Property is subject to certain closing conditions. The purchase price for the Property is $5.99 million, and UPCIC will receive a credit toward the purchase price for a portion of the rent it pays under the Lease Agreement.
	The Company has leased certain computer equipment and software under a master equipment lease agreement with Relational Funding, Inc. with an original equipment cost of $2.7 million. The Company also has several leases on other office space.
	The following table provides future minimum rental payments required under the non-cancelable operating leases as of the period presented (in thousands):
	As of December 31, 2013
	2014	$	882
	2015		120
	Total	$	1,002
	Total rental expense was $423 thousand, $286 thousand and $451 thousand in 2013, 2012 and 2011, respectively.
	Litigation
	Certain lawsuits have been filed against the Company. These lawsuits involve matters that are routine litigation incidental to the claims aspect of the Company’s business for which estimated losses are included in Unpaid Losses and Loss Adjustment Expenses in the Company’s Consolidated Financial Statements. In the opinion of management, these lawsuits are not material individually or in the aggregate to the Company’s financial position or results of operations. Accruals made or assessments of materiality of disclosure related to probable or possible losses do not consider any anticipated insurance proceeds.

Fair_Value_Measurements

Fair Value Measurements	12 Months Ended
	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Fair Value Measurements	'
	NOTE 16 – FAIR VALUE MEASUREMENTS
	GAAP defines fair value as the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants as of the measurement date. GAAP describes three approaches to measuring the fair value of assets and liabilities: the market approach, the income approach and the cost approach. Each approach includes multiple valuation techniques. GAAP does not prescribe which valuation technique should be used when measuring fair value, but does establish a fair value hierarchy that prioritizes the inputs used in applying the various techniques. Inputs broadly refer to the assumptions that market participants use to make pricing decisions, including assumptions about risk. Level 1 inputs are given the highest priority in the hierarchy while Level 3 inputs are given the lowest priority. Assets and liabilities carried at fair value are classified in one of the following three categories based on the nature of the inputs to the valuation technique used:
		•		Level 1 – Observable inputs that reflect unadjusted quoted prices for identical assets or liabilities in active markets as of the reporting date. Active markets are those in which transactions for the asset or liability occur in sufficient frequency and volume to provide pricing information on an ongoing basis.
		•		Level 2 – Observable market-based inputs or unobservable inputs that are corroborated by market data.
		•		Level 3 – Unobservable inputs that are not corroborated by market data. These inputs reflect management’s best estimate of fair value using its own assumptions about the assumptions a market participant would use in pricing the asset or liability.
	Summary of significant valuation techniques for assets measured at fair value on a recurring basis
	Level 1
	Cash and cash equivalents and restricted cash and cash equivalents: Cash equivalents and restricted cash equivalents comprise actively traded money market funds that have daily quoted net asset values for identical assets that the Company can access. The carrying value of cash and cash equivalents and restricted cash and cash equivalents approximates fair value due to its liquid nature.
	Common stock: Comprise actively traded, exchange-listed U.S. and international equity securities. Valuation is based on unadjusted quoted prices for identical assets in active markets that the Company can access.
	Exchange-traded and mutual funds: Comprise actively traded funds. Valuation is based on daily quoted net asset values for identical assets in active markets that the Company can access.
	Other investments: Currently comprise physical metal positions held by the Company. Valuation is based on unadjusted quoted prices for identical assets in active markets that the Company can access.
	Level 2
	U.S. government obligations and agencies: Comprise U.S. Treasury Bills or Notes or U.S. Treasury Inflation Protected Securities (TIPS). The primary inputs to the valuation include quoted prices for identical assets in inactive markets or similar assets in active or inactive markets, contractual cash flows, benchmark yields and credit spreads.
	Corporate Bonds: Comprise investment-grade fixed maturity securities. The primary inputs to the valuation include quoted prices for identical assets in inactive markets or similar assets in active or inactive markets, contractual cash flows, benchmark yields and credit spreads.
	Mortgage-backed and asset-backed securities: Comprise securities that are collateralized by mortgage obligations and other assets. The primary inputs to the valuation include quoted prices for identical assets in inactive markets or similar assets in active or inactive markets, contractual cash flows, benchmark yields, collateral performance, prepayment speeds and credit spreads.
	Derivatives: The primary inputs to the valuation include quoted prices or quoted net asset values for identical or similar assets in markets that are not active or highly active.
	As required by GAAP, assets and liabilities are classified in their entirety based on the lowest level of input that is significant to the fair value measurement. The Company’s assessment of the significance of a particular input to the fair value measurement requires judgment, and may affect their placement within the fair value hierarchy levels.
	The following tables set forth by level within the fair value hierarchy the Company’s assets that were accounted for at fair value on a recurring basis as of the periods presented (in thousands):
			Fair Value Measurements
			As of December 31, 2013
			Level 1		Level 2			Level 3		Total
	Cash and cash equivalents		$	117,275	$	—		$	—	$	117,275
	Restricted cash and cash equivalents			2,600		—			—		2,600
	Available for sale portfolio:
	Fixed maturities:
	US government obligations and agencies			—		104,215			—		104,215
	Corporate bonds			—		94,203			—		94,203
	Mortgage-backed and asset-backed securities			—		91,000			—		91,000
	Equity securities:
	Common stock			9,295		—			—		9,295
	Mutual funds			55,727		—			—		55,727
	Total available for sale portfolio investments		$	65,022	$	289,418		$	—	$	354,440
	Total assets accounted for at fair value		$	184,897	$	289,418		$	—	$	474,315
			Fair Value Measurements
			As of December 31, 2012
			Level 1		Level 2			Level 3		Total
	Cash and cash equivalents		$	347,392	$	—		$	—	$	347,392
	Restricted cash and cash equivalents			33,009		—			—		33,009
	Trading portfolio:
	Fixed maturities:
	US government obligations and agencies			—		4,009			—		4,009
	Equity securities:
	Common stock:
	Metals and mining			26,130		—			—		26,130
	Energy			10,868		—			—		10,868
	Other			8,215		—			—		8,215
	Exchange traded and mutual funds:
	Metals and mining			21,989		—			—		21,989
	Agriculture			10,265		—			—		10,265
	Energy			5,068							5,068
	Indices			2,506		—			—		2,506
	Non-hedging derivative liability, net			—		(21	)		—		(21	)
	Other investments			317		—			—		317
	Total trading portfolio investments		$	85,358	$	3,988		$	—	$	89,346
	Total assets (liabilities) accounted for at fair value		$	465,759	$	3,988		$	—	$	469,747
	The Company utilizes third-party independent pricing services that provide a price quote for each fixed maturity, equity security and derivative. Management reviews the methodology used by the pricing services. If management believes that the price used by the pricing service does not reflect an orderly transaction between participants, management will use an alternative valuation methodology. There were no adjustments made by the Company to the prices obtained from the independent pricing source for any fixed maturities, equity securities or derivatives included in the tables above.
	The following table summarizes the carrying value and estimated fair values of the Company’s financial instruments that are not carried at fair value (in thousands):
			As of December 31, 2013
					(Level 3)
					Estimated Fair
			Carrying value		Value
	Liabilities (debt):
	Surplus note		$	18,750	$	15,900
Term loan		$	18,490	$	18,490
		As of December 31, 2012
				(Level 3)
				Estimated Fair
		Carrying value		Value
Liabilities (debt):
Surplus note		$	20,221	$	18,057
Level 3
Long-term debt: The fair value of the surplus note was determined by management from the expected cash flows discounted using the interest rate quoted by the issuer. The State Board of Administration of Florida (“SBA”) is the issuer of the surplus note and the quoted interest rate is below prevailing rates quoted by private lending institutions. However, as the Company’s use of funds from the surplus note is limited by the terms of the agreement, the Company has determined the interest rate quoted by the SBA to be appropriate for purposes of establishing the fair value of the note.
The fair value of the Term Loan approximates the carrying value given the original issue discount which was calculated based on the present value of future cash flows using the Company’s effective borrowing rate for similar instruments.

Quarterly_Results_for_2013_and

Quarterly Results for 2013 and 2012	12 Months Ended
	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]	'
Quarterly Results for 2013 and 2012	'
	NOTE 17 – QUARTERLY RESULTS FOR 2013 AND 2012 (UNAUDITED)
	The following table provides a summary of quarterly results for the periods presented (in thousands except per share data):
		First			Second			Third		Fourth
		Quarter			Quarter			Quarter		Quarter
	For the year ended December 31, 2013
	Net premiums earned	$	65,409		$	66,867		$	68,927	$	66,452
	Investment income		12			137			382		1,397
	Total revenues		67,455			77,756			78,368		77,580
	Total expenses		47,693			48,068			53,255		51,587
	Net income		11,959			17,029			14,407		15,582
	Basic earnings per share		0.3			0.47			0.43		0.46
	Diluted earnings per share		0.29			0.44			0.4		0.44
	For the year ended December 31, 2012
	Net premiums earned	$	48,640		$	55,694		$	59,512	$	67,274
	Investment income		(36	)		(16	)		215		278
	Total revenues		60,247			59,928			74,537		75,227
	Total expenses		44,018			46,936			60,563		65,863
	Net income		9,873			7,777			8,256		4,406
	Basic earnings per share		0.24			0.2			0.21		0.11
	Diluted earnings per share		0.24			0.19			0.2		0.11
	The improvement in the fourth quarter results for 2013 compared to 2012 is attributable to an increase in revenues of $2.4 million and a decrease in operating expenses of $14.3 million. The increase in revenues is comprised mostly of an increase in net investment income of $1.1 million from dividends received on the Company’s equity investments and a non-repeating net unrealized loss of $2.0 million recorded in the fourth quarter of 2012, for investments held in the trading portfolio which was liquidated in the first quarter of 2013. The decrease in operating expenses is comprised of a reduction in losses and loss adjustment expenses of $5.7 million and a reduction in general and administrative expenses of $8.6 million. The reduction in general and administrative expenses reflects the recovery of a portion of FIGA assessments during the fourth quarter of 2013 that were charged in full to earnings in the fourth quarter of 2012. The effective tax rate for the fourth quarter of 2013 was 40.0% compared to 52.9% in the fourth quarter of 2012. The effect of non-deductible expenses in the fourth quarter of 2012 compared to 2013 was more pronounced given the lower amount of income before taxes for 2012 compared to 2013. Diluted earnings per share for the fourth quarter of 2013 includes a benefit of $0.08 resulting from repurchases of the Company’s shares during 2013 from the Company’s former CEO.

Subsequent_Events

Subsequent Events	12 Months Ended
	Dec. 31, 2013
Subsequent Events [Abstract]	'
Subsequent Events	'
	NOTE 18 – SUBSEQUENT EVENTS
	The Company performed an evaluation of subsequent events through the date the financial statements were issued and determined there were no recognized or unrecognized subsequent events that would require an adjustment or additional disclosure in the consolidated financial statements as of December 31, 2013 except for the following.
	On January 2, 2014, the Company repurchased an additional 675,000 shares of the Company’s common stock from Bradley I. Meier, the Company’s former Chief Executive Officer, at approximately $11.11 per share, in a privately negotiated transaction. As previously described, the Company has a right of first refusal to purchase shares of the Company’s Common Stock offered for sale by Mr. Meier through December 31, 2014. See Note 11 – RELATED PARTY TRANSACTIONS. The repurchase price represents a discount of approximately 23 percent from the December 31, 2013 closing price of the Company’s common stock. The Company funded the share repurchase using cash on hand.
	On January 30, 2014, the Company declared a dividend of $0.10 per share on its outstanding common stock payable on March 3, 2014, to shareholders of record on February 19, 2014.
	On February 24, 2014, the S&P Dow Jones Indices announced that the Company will join S&P SmallCap 600 Index after the close of trading on February 28, 2014.

Schedule_II_Condensed_Financia

Schedule II - Condensed Financial Information of Registrant	12 Months Ended
	Dec. 31, 2013
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]	'
Schedule II - Condensed Financial Information of Registrant	'
	SCHEDULE II – CONDENSED FINANCIAL INFORMATION OF REGISTRANT
	Universal Insurance Holdings, Inc. had no long term obligations, guarantees or material contingencies as of December 31, 2013 and 2012. The following summarizes the major categories of the parent company’s financial statements (in thousands, except per share data):
	CONDENSED BALANCE SHEETS
		As of December 31,
		2013			2012
	ASSETS
	Cash and cash equivalents	$	4,878		$	17,733
	Investments in subsidiaries and undistributed earnings		174,068			121,496
	Equity securities (available for sale), at fair value		10,474			—
	Equity securities (trading), at fair value		—			13,944
	Fixed matuties (available for sale), at fair value		750			—
	Receivable from securities		—			175
	Other receivables		244			8
	Income taxes recoverable		8,152			2,594
	Deferred income taxes		12,052			19,178
	Other assets		346			329
	Total assets	$	210,964		$	175,457
	LIABILITIES AND STOCKHOLDERS’ EQUITY
	LIABILITIES:
	Accounts payable	$	146		$	339
	Payable for securities purchased		—			53
	Income taxes payable		2,566			699
	Long-term debt		18,490			—
	Other accrued expenses		14,153			10,852
	Total liabilities		35,355			11,943
	STOCKHOLDERS’ EQUITY:
	Cumulative convertible preferred stock, $.01 par value		—			1
	Authorized shares—1,000
	Issued shares—30 and 108
	Outstanding shares—30 and 108
	Minimum liquidation preference—$6.98 and $2.66 per share
	Common stock, $.01 par value		436			419
	Authorized shares—55,000
	Issued shares—43,641 and 41,889
	Outstanding shares—35,366 and 40,871
	Treasury shares, at cost—8,275 and 1,018		(35,467	)		(3,101	)
	Additional paid-in capital		42,282			38,684
	Accumulated other comprehensive income, net of taxes		(376	)		—
	Retained earnings		168,734			127,511
	Total stockholders’ equity		175,609			163,514
	Total liabilities and stockholders’ equity	$	210,964		$	175,457
	See accompanying notes to condensed financial statements
	CONDENSED STATEMENTS OF INCOME
		For the Years Ended December 31,
		2013			2012			2011
	PREMIUMS EARNED AND OTHER REVENUES
	Assumed premiums written	$	—		$	10,686		$	20,703
	Premiums earned		—			10,686			20,703
	Net investment income		207			25			54
	Net realized gains (losses) on investments		(2,947	)		(1,880	)		(1,186	)
	Net change in unrealized gains (losses) on investments		1,625			1,162			(3,009	)
	Management fee		134			142			142
	Total premiums earned and other revenues		(981	)		10,135			16,704
	OPERATING COSTS AND EXPENSES
	General and administrative expenses		32,476			25,051			20,830
	Total operating cost and expenses		32,476			25,051			20,830
	LOSS BEFORE INCOME TAXES AND EQUITY IN NET EARNINGS OF SUBSIDIARIES		(33,457	)		(14,916	)		(4,126	)
	Benefit from income taxes		(13,834	)		(6,312	)		(1,667	)
	LOSS BEFORE EQUITY IN NET EARNINGS OF SUBSIDIARIES		(19,623	)		(8,604	)		(2,459	)
	Equity in net income of subsidiaries		78,600			38,916			22,568
	CONSOLIDATED NET INCOME	$	58,977		$	30,312		$	20,109
	See accompanying notes to condensed financial statements
	CONDENSED STATEMENTS OF CASH FLOWS
	For the Years Ended December 31,
	2013			2012			2011
Cash flows from operating activities
Net Income	$	58,977		$	30,312		$	20,109
Adjustments to reconcile net income to net cash provided by operating activities:
Equity in net income of subsidiaries		(78,600	)		(38,916	)		(22,568	)
Amortization of stock-based compensation		6,417			3,830			2,848
Net realized (gains) losses on investments		2,947			1,880			1,186
Net change in unrealized (gains) losses on investments		(1,625	)		(1,162	)		3,009
Deferred income taxes		7,363			3,813			(9,543	)
Excess tax benefits from stock-based compensation		(359	)		1,760			(195	)
Other		—			—			5
Net changes in assets and liabilities relating to operating activities:
Restricted cash and cash equivalents		—			30,220			(18,880	)
Purchases of equity securities, trading		(3,972	)		(58,836	)		(77,691	)
Proceeds from sale of equity securities, trading		16,712			60,379			66,526
Income taxes recoverable		(5,558	)		(2,594	)		—
Income taxes payable		2,226			(13,801	)		4,653
Other operating assets and liabilities		1,347			2,911			1,405
Net cash provided by (used in) operating activities		5,875			19,796			(29,136	)
Cash flows from investing activities:
Capital contributions to subsidiaries		(1,600	)		(28,555	)		(49,001	)
Distribution of income from subsidiaries		26,898			40,222			89,322
Purchases of equity securities, available for sale		(10,357	)		—			—
Purchase of fixed maturities, available for sale		(750	)		—			—
Net cash provided by (used in) investing activities		14,191			11,667			40,321
Cash flows from financing activities:
Proceeds from borrowings		20,000			—			—
Preferred stock dividend		(29	)		(287	)		(20	)
Common stock dividend		(17,725	)		(18,669	)		(12,750	)
Issuance of common stock		—			207			5
Purchase of treasury stock		(32,365	)		—			—
Payments related to tax withholding for share-based compensation		(3,161	)		(121	)		(172	)
Excess tax benefits (shortfall) from stock-based compensation		359			(1,760	)		195
Net cash provided by (used in) financing activities		(32,921	)		(20,630	)		(12,742	)
Net increase (decrease) in cash and cash equivalents		(12,855	)		10,833			(1,557	)
Cash and cash equivalents at beginning of period		17,733			6,900			8,457
Cash and cash equivalents at end of period	$	4,878		$	17,733		$	6,900
See accompanying notes to condensed financial statements
NOTE 1 – GENERAL
The financial statements of the Registrant should be read in conjunction with the consolidated financial statements in Item 8.
Nature of Operations and Basis of Presentation
Universal Insurance Holdings, Inc. (the “Company”), is a Delaware corporation originally incorporated as Universal Heights, Inc. in November 1990. The Company is an insurance holding company whose wholly-owned subsidiaries perform all aspects of insurance underwriting, distribution and claims. Through its wholly-owned subsidiaries, including Universal Property & Casualty Insurance Company and American Platinum Property and Casualty Insurance Company, collectively referred to as the (“Insurance Entities”), the Company is principally engaged in the property and casualty insurance business offered primarily through a network of independent agents. Risk from catastrophic losses is managed through the use of reinsurance agreements.
The Company generates revenues from premiums earned on reinsurance contracts entered into with the Insurance Entities and earnings on investments. The Company also receives distributions of earnings from its insurance and non-insurance subsidiaries.
Certain amounts in the prior periods’ condensed financial statements have been reclassified in order to conform to current period presentation. Such reclassifications were of immaterial amounts and had no effect on net income or stockholders’ equity.

Schedule_V_Valuation_Allowance

Schedule V - Valuation Allowances and Qualifying Accounts	12 Months Ended
	Dec. 31, 2013
Valuation And Qualifying Accounts [Abstract]	'
Schedule V - Valuation Allowances and Qualifying Accounts	'
	SCHEDULE V – VALUATION ALLOWANCES AND QUALIFYING ACCOUNTS
	The following table summarizes activity in the Company’s allowance for doubtful accounts for the periods presented (in thousands):
				Additions
	Description	Beginning		Charges to		Charges		Deductions		Ending
		Balance		Earnings		to Other				Balance
						Accounts
	Year Ended December 31, 2013:
	Allowance for doubtful accounts	$	530		428		—		512	$	446
	Year Ended December 31, 2012:
	Allowance for doubtful accounts	$	715		319		—		504	$	530
	Year Ended December 31, 2011:
	Allowance for doubtful accounts	$	111		650		—		46	$	715

Schedule_VI_Supplemental_Infor

Schedule VI - Supplemental Information Concerning Consolidated Property and Casualty Insurance Operations	12 Months Ended
	Dec. 31, 2013
Supplemental Information For Property Casualty Insurance Underwriters [Abstract]	'
Schedule VI - Supplemental Information Concerning Consolidated Property and Casualty Insurance Operations	'
	SCHEDULE VI – SUPPLEMENTAL INFORMATION CONCERNING CONSOLIDATED PROPERTY
	AND CASUALTY INSURANCE OPERATIONS
	The following table provides certain information related to the Company’s property and casualty operations as of, and for the periods presented (in thousands):
		As of		For the Year Ended December 31,
		December 31,
		Reserves for		Incurred Loss			Incurred			Paid		Net
		Unpaid		and LAE			Loss and			Losses and		Investment
		Losses and		current year			LAE prior			LAE		Income
		LAE					years
	2013	$	159,222	$	111,560		($	2,945	)	$	129,803	$	1,928
	2012	$	193,241	$	119,458		$	6,729		$	113,574	$	441
	2011	$	187,215	$	112,838		$	11,471		$	104,910	$	788
		As of		For the Year Ended December 31,								As of
		December 31,										December 31,
		Deferred		Amortization			Net			Net		Unearned
		Policy		of DAC			Premiums			Premiums		Premiums
		Acquisition					Written			Earned
		Cost (DAC)
	2013	$	15,899	($	21,685	)	$	261,778		$	267,655	$	383,488
	2012	$	17,282	($	16,190	)	$	262,524		$	231,120	$	388,071
	2011	$	12,996	($	21,477	)	$	208,483		$	198,985	$	359,842

Nature_of_Operations_and_Basis1

Nature of Operations and Basis of Presentation (Policies)	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Nature of Operations, Basis of Presentation and Consolidation	'
	Nature of Operations, Basis of Presentation and Consolidation
	Universal Insurance Holdings, Inc. (“UIH”) is a Delaware corporation originally incorporated as Universal Heights, Inc. in November 1990. UIH, with its wholly-owned subsidiaries (the “Company”), is a vertically integrated insurance holding company performing all aspects of insurance underwriting, distribution and claims. Through its wholly-owned subsidiaries, including Universal Property & Casualty Insurance Company (“UPCIC”) and American Platinum Property and Casualty Insurance Company (“APPCIC”), collectively referred to as the “Insurance Entities,” the Company is principally engaged in the property and casualty insurance business offered primarily through a network of independent agents. Risk from catastrophic losses is managed through the use of reinsurance agreements. The Company’s primary product is homeowners’ insurance currently offered in seven states as of December 31, 2013, including Florida, which comprises the vast majority of the Company’s in-force policies. See NOTE 5, INSURANCE OPERATIONS, for more information regarding the Company’s insurance operations.
	The Company generates revenues primarily from the collection of premiums and the investment of available funds in excess of those retained for claims-paying obligations and insurance operations. Other significant sources of revenue include commissions collected from reinsurers and policy fees.
	The consolidated financial statements have been prepared in conformity with accounting principles generally accepted in the United States of America (“U.S. GAAP”). The consolidated financial statements include the accounts of UIH and its wholly owned subsidiaries. All material intercompany balances and transactions have been eliminated in consolidation.
	To conform to current period presentation, certain amounts in the prior periods’ consolidated financial statements and notes have been reclassified. Such reclassifications were of an immaterial amount and had no effect on net income or stockholders’ equity.
Use of Estimates	'
	Use of Estimates
	The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities as of the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting periods. The Company’s primary areas of estimate are the recognition of premium revenues, liabilities for unpaid losses and loss adjustment expenses, provision for premium deficiency and reinsurance. Actual results could differ from those estimates.
Cash and Cash Equivalents	'
	Cash and Cash Equivalents. The Company includes in cash equivalents all short-term, highly liquid investments that are readily convertible to known amounts of cash and have an original maturity of three months or less. These amounts are carried at cost, which approximates fair value. The Company excludes any net negative cash balances from Cash and Cash Equivalents that the Company or any of its subsidiaries may have with any single institution. These amounts are reclassified to liabilities and presented as bank overdraft in the Company’s consolidated balance sheets.
Restricted Cash and Cash Equivalents	'
	Restricted Cash and Cash Equivalents. The Company classifies amounts of cash and cash equivalents that are restricted in terms of their use and withdrawal separately on the face the Consolidated Balance Sheets. See below in this Note 2 and Note 5 – INSURANCE OPERATIONS for a discussion of the nature of the restrictions.
Investment Securities, Trading	'
	Investment Securities, Trading. Investment securities held in the Company’s trading portfolio consisted of both debt and equity securities. Investment securities held in trading were recorded at fair value on the consolidated balance sheet, with unrealized gains and losses reported in current period earnings. All investment securities held by the Company as of December 31, 2012 were held in the trading portfolio. The Company liquidated its trading portfolio of equity securities and transferred the fixed maturities that were outstanding at December 31, 2012 into its portfolio of securities available for sale effective March 1, 2013.
	Gains and losses realized on the disposition of investment securities held in trading were determined on the FIFO basis and credited or charged to income. Premium and discount on investment securities held in trading were amortized and accreted using the interest method and charged or credited to investment income.
Investment Securities, Available for Sale	'
	Investment Securities, Available for Sale. Investment securities available for sale consist of both debt and equity securities. Investment securities available for sale are recorded at fair value on the consolidated balance sheet. Unrealized gains and losses on securities available for sale are excluded from earnings and reported as a component of other comprehensive income, net of related deferred taxes until reclassified to earnings upon the consummation of sales transaction with an unrelated third party or when the decline in fair value is deemed other than temporary.
	The assessment of whether the impairment of a security’s fair value is other than temporary is performed using a portfolio review as well as a case-by-case review considering a wide range of factors. There are a number of assumptions and estimates inherent in evaluating impairments and determining if they are other than temporary, including: 1) the Company’s ability and intent to hold the investment for a period of time sufficient to allow for an anticipated recovery in value; 2) the expected recoverability of principal and interest; 3) the extent and length of time to which the fair value has been less than amortized cost for fixed maturity securities or cost for equity securities referred to as severity and duration; 4) the financial condition, near-term and long-term prospects of the issue or issuer, including relevant industry conditions and trends, and implications of rating agency actions and offering prices referred to as credit quality; and 5) the specific reasons that a security is in a significant unrealized loss position, including market conditions which could affect liquidity. Additionally, once assumptions and estimates are made, any number of changes in facts and circumstances could cause the Company to subsequently determine that an impairment is other than temporary, including: 1) general economic conditions that are worse than previously forecasted or that have a greater adverse effect on a particular issuer or industry sector than originally estimated; 2) changes in the facts and circumstances related to a particular issue or issuer’s ability to meet all of its contractual obligations; and 3) changes in facts and circumstances obtained that causes a change in our ability or intent to hold a security to maturity or until it recovers in value. Management’s intent and ability to hold securities is a determination that is made at each respective balance sheet date giving consideration to factors known to management for each individual issuer of securities such as credit quality and other publicly available information.
	Gains and losses realized on the disposition of investment securities available for sale are determined on the first-in-first-out basis (“FIFO”) and credited or charged to income. Premium and discount on investment securities are amortized and accreted using the interest method and charged or credited to investment income.
Derivatives	'
	Derivatives. Derivatives were held in the Company’s trading portfolio and were reported at fair value with changes in their value reported as unrealized gains or losses until exercised, sold or upon expiration at which time the gain or loss was recognized as a realized gain or loss. The premium received for a written call option was recorded as a liability until the option was either exercised or expired. If the option was exercised by the holder, the Company recognizes the premium received by adjusting the amount of the realized gain or loss on the underlying security by the amount of the option premium received. If the option expired or otherwise terminated, the premium received was recognized as a component of realized gains or losses. All derivatives held in the Company’s trading portfolio were liquidated during the first quarter of 2013.
Premiums Receivable	'
	Premiums Receivable. Generally, premiums are collected prior to providing risk coverage, minimizing the Company’s exposure to credit risk. The Company performs a policy level evaluation to determine the extent the premiums receivable balance exceeds the unearned premiums balance. The Company then ages this exposure to establish an allowance for doubtful accounts based on prior experience. As of December 31, 2013 and 2012, the Company had recorded allowances for doubtful accounts in the amounts of $446 thousand and $530 thousand, respectively.
Property and Equipment	'
	Property and Equipment. Property and equipment is recorded at cost less accumulated depreciation. Depreciation is provided on the straight-line basis over the estimated useful life of the assets. Estimated useful life of all property and equipment ranges from three to twenty-seven-and-one-half years. Expenditures for improvements are capitalized and depreciated over the remaining useful life of the asset. Routine repairs and maintenance are expensed as incurred. Website development costs are capitalized and amortized over their estimated useful life. The Company reviews its property and equipment annually and whenever changes in circumstances indicate that the carrying amount may not be recoverable.
Leases	'
	Leases. The Company has operating leases that are subject to annual increases and amortizes the scheduled annual rental increases over the term of the leases.
Recognition of Premium Revenues	'
	Recognition of Premium Revenues. The Company recognizes revenue when realized or realizable and earned. Property and liability premiums are recognized as revenue on a pro rata basis over the policy term. The portion of premiums that will be earned in the future is deferred and reported as unearned premiums. The Company believes that its revenue recognition policies conform to U.S. GAAP. In the event policyholders cancel their policies, unearned premiums represent amounts that the Insurance Entities would refund policyholders. Accordingly, the Company determines unearned premiums by calculating the pro rata amount that would be due to the policyholders at a given point in time based upon the premiums owed over the life of each policy.
Recognition of Commission Revenue and Policy Fees	'
	Recognition of Commission Revenue and Policy Fees. Commission revenue generated from agency operations and the Managing General Agent (MGA)’s policy fee on all new and renewal insurance policies are recognized as income upon policy inception. Brokerage commission revenue earned on ceded reinsurance is recognized over the term of the reinsurance agreements.
Recognition of Policyholder Payment Plan Fee Revenue	'
	Recognition of Policyholder Payment Plan Fee Revenue. The Company offers its policyholders the option of paying their policy premiums in full at inception or in two or four installment payments. The Company charges fees to its policyholders that elect to pay their premium in installments and records such fees as revenue when the policyholder makes the installment payment election and the Company bills the fees to the policyholder. These fees are included in Other Revenue in the Company’s Consolidated Statements of Income.
Deferred Policy Acquisition Costs	'
	Deferred Policy Acquisition Costs. Certain costs incurred in connection with the successful acquisition and renewal of insurance business are deferred and amortized over the terms of the policies to which they are related. A portion of reinsurance ceding commissions received are deferred and amortized over the effective period of the related insurance policies. Deferred policy acquisition costs and deferred ceding commissions are netted for balance sheet presentation purposes.
Insurance Liabilities	'
	Insurance Liabilities. Unpaid losses and loss adjustment expenses (“LAE”) are provided for as claims are incurred. The provision for unpaid losses and loss adjustment expenses includes: (1) the accumulation of individual case estimates for claims and claim adjustment expenses reported prior to the close of the accounting period; (2) estimates for unreported claims based on industry data; and (3) estimates of expenses for investigating and adjusting claims based on the experience of the Company and the industry.
	Inherent in the estimates of ultimate claims are expected trends in claim severity, frequency and other factors that may vary as claims are settled. The amount of uncertainty in the estimates for casualty coverage is significantly affected by such factors as the amount of claims experience relative to the development period, knowledge of the actual facts and circumstances and the amount of insurance risk retained. In addition, the Company’s policyholders are currently concentrated in South Florida, which is periodically subject to adverse weather conditions, such as hurricanes and tropical storms. The methods for making such estimates and for establishing the resulting liability are periodically reviewed, and any adjustments are reflected in current earnings.
Provision for Premium Deficiency	'
	Provision for Premium Deficiency. It is the Company’s policy to evaluate and recognize losses on insurance contracts when estimated future claims and maintenance costs under a group of existing contracts will exceed anticipated future premiums. No accruals for premium deficiency were considered necessary as of December 31, 2013 and 2012.
Reinsurance	'
	Reinsurance. In the normal course of business, the Company seeks to reduce the risk of loss that may arise from catastrophes or other events that cause unfavorable underwriting results by reinsuring (ceding) certain levels of risk in various areas of exposure with other insurance enterprises or reinsurers. The Company remains responsible for insured losses in the event of the failure of any reinsurer to make payments otherwise due to the Company. Amounts recoverable from reinsurers are estimated in a manner consistent with the provisions of the reinsurance agreement and consistent with the establishment of the liability of the Company. Allowances are established for amounts deemed uncollectible if any.
Income Taxes	'
	Income Taxes. Income tax provisions are based on the asset and liability method. Deferred federal and state income taxes have been provided for temporary differences between the tax basis of assets and liabilities and their reported amounts in the consolidated financial statements, net of valuation allowance if any. The Company reviews its deferred tax assets for recoverability.
Income (Loss) Per Share of Common Stock	'
	Income (Loss) Per Share of Common Stock. Basic earnings per share is computed by dividing the Company’s net income (loss), less preferred stock dividends, by the weighted-average number of shares of Common Stock outstanding during the period. Diluted earnings per share is computed by dividing the Company’s net income (loss) by the weighted average number of shares of Common Stock outstanding during the period and the impact of all dilutive potential common shares, primarily preferred stock, unvested shares, options and warrants. The dilutive impact of stock options, unvested shares and warrants is determined by applying the treasury stock method and the dilutive impact of the preferred stock is determined by applying the “if converted” method.
Fair Value Measurements	'
	Fair Value Measurements. The Company’s policy is to record transfers of assets and liabilities, if any, between Level 1 and Level 2 at their fair values as of the end of each reporting period, consistent with the date of the determination of fair value.
Concentrations of Credit Risk	'
	Concentrations of Credit Risk. The Company is exposed to concentrations of credit risk, consisting principally of cash and cash equivalents, restricted cash and cash equivalents, debt securities, premiums receivable, prepaid reinsurance premiums, reinsurance receivable and reinsurance recoverable.
	The Company maintains depository relationships with SunTrust Bank, Wells Fargo Bank N.A., Deutsche Bank Securities, Inc., and State Street Bank and Trust Company and invests excess cash with custodial institutions that invest primarily in money market accounts consisting of or collateralized by short-term U.S. Treasury securities and other U.S. government guaranteed securities. These accounts are held primarily by SunTrust Bank, Deutsche Bank Securities, Inc., and State Street Bank and Trust Company. The Company regularly evaluates the financial strength of the institutions with which it maintains depository relationships.
	The following table presents current ratings for each of these financial institutions from various rating agencies:
			Current Ratings
	Institution		Standard and		Moody’s
			Poor’s Rating		Investors
	Sun Trust Bank		BBB+		A3
	Wells Fargo Bank N.A.		AA-		Aa3
	Deutsche Bank Securities, Inc.		A		A2
	State Street Bank and Trust Company		AA-		Aa3
	The following table presents the amount of cash and cash equivalents as of the periods presented (in thousands):
			Cash and cash equivalents
			As of December 31, 2013														As of December 31, 2012
	Institution		Cash			Money				Total				% by			Cash		Money		Total		% by
						Market Funds								institution					Market Funds				institution
	U. S. Bank IT&C		$	—		$	—			$	—				—		$	—	$	40,463	$	40,463		11.6	%
	SunTrust Bank			931			3,550				4,481				3.8	%		773		1,055		1,828		0.5	%
	SunTrust Bank Escrow Services			—			56,129				56,129				47.9	%		—		300,843		300,843		86.6	%
	Wells Fargo Bank N.A.			3,631			—				3,631				3.1	%		1,991		3		1,994		0.6	%
	Deutsche Bank Securities, Inc.			—			33,041				33,041				28.2	%		—		—		—		—
	State Street Bank and Trust Company			—			19,993				19,993				17	%		—		—		—		—
	All Other Banking Institutions			—			—				—				—			1,796		468		2,264		0.7	%
	Total		$	4,562		$	112,713			$	117,275				100	%	$	4,560	$	342,832	$	347,392		100	%
	Restricted cash and cash equivalents are maintained in money market accounts consisting of U.S. Treasury and government agency securities.
	The following table presents the amount of restricted cash and cash equivalents as of the periods presented (in thousands):
			Restricted cash and cash equivalents
			As of December 31, 2013							As of December 31, 2012
	Institution		State			% by				State				% by
			Deposits			institution				Deposits				institution
	U. S. Bank IT&C		$	800			30.8	%		$	800				2.4	%
	Florida Department of Financial Services			1,800			69.2	%			32,209				97.6	%
	Total		$	2,600			100	%		$	33,009				100	%
	Concentrations of credit risk with respect to premiums receivable are limited due to the large number of individuals comprising the Company’s customer base. However, the majority of the Company’s revenues are currently derived from products and services offered to customers in Florida, which could be adversely affected by economic downturns, an increase in competition or other environmental changes.
	In order to reduce credit risk for amounts due from reinsurers, the Insurance Entities seek to do business with financially sound reinsurance companies and regularly evaluate the financial strength of all reinsurers used.
	The following table presents current ratings from rating agencies and the unsecured amounts due from the Company’s reinsurers whose aggregate balance exceeded 3% of the Company’s stockholders’ equity as of the periods presented (in thousands):
			Current Ratings					As of
	Reinsurer		AM Best		Standard and	Moody’s		December 31,				December 31,
			Company		Poor’s Rating	Investors		2013				2012
	Everest Reinsurance Company		A+		A+	A1		$	87,789			$	44,392
	Florida Hurricane Catastrophe Fund		n/a		n/a	n/a			33,593				31,970
	Odyssey Reinsurance Company		A		A-	A3			142,190				192,096
	Total (1)							$	263,572			$	268,458
	-1	Amounts represent prepaid reinsurance premiums, reinsurance receivables, and net recoverables for paid and unpaid losses, including incurred but not reported reserves, loss adjustment expenses, and offsetting reinsurance payables. n/a—No rating available
Share-based Compensation	'
	Share-based Compensation. The Company accounts for share-based compensation based on the estimated grant-date fair value. The Company recognizes these compensation costs in general and administrative expenses and generally amortizes them on a straight-line basis over the requisite service period of the award, which is the vesting term. Individual tranches of performance-based awards are amortized separately since the vesting of each tranche is subject to independent annual measures. The fair value of stock option awards are estimated using the Black-Scholes option pricing model with the grant-date assumptions discussed in Note 9 – SHARE BASED COMPENSATION. The fair value of the restricted share grants are determined based on the market price on the date of grant.
Statutory Accounting	'
	Statutory Accounting. UPCIC and APPCIC prepare statutory financial statements in conformity with accounting practices prescribed or permitted by the Florida Office of Insurance Regulation (“OIR”). The OIR requires that insurance companies domiciled in Florida prepare their statutory financial statements in accordance with the NAIC Accounting Practices and Procedures Manual, as modified by the Office of Insurance Regulation of Florida. Accordingly, the admitted assets, liabilities and capital and surplus of UPCIC and APPCIC as of December 31, 2013 and 2012 and the results of operations and cash flows, for the years ended December 31, 2013, 2012 and 2011, have been determined in accordance with statutory accounting principles, but adjusted to U.S. GAAP for purposes of these financial statements. The statutory accounting principles are designed primarily to demonstrate the ability to meet obligations to policyholders and claimants and, consequently, differ in some respects from U.S. GAAP.
New Accounting Pronouncements	'
	New Accounting Pronouncements
	In July 2013, the Financial Accounting Standards Board (“FASB”) issued accounting guidance on the presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss or a tax credit carryforward exists. Under this guidance, an unrecognized tax benefit, or a portion of an unrecognized tax benefit, should generally be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward. This guidance is effective for fiscal years and interim periods beginning after December 15, 2013, but earlier adoption is permitted. We plan to adopt the standard prospectively on the required effective date of January 1, 2014 and are assessing the effect of adopting the standard on our Consolidated Balance Sheets, Statements of Income and Statements of Cash Flows.
	In June 2011, the FASB updated its guidance to the Comprehensive Income Topic 220 of the FASB Accounting Standards Codification (“ASC”) and in February 2013, the FASB further amended such topic. This February 2013 guidance requires disclosure about amounts reclassified out of accumulated other comprehensive income by component. In addition, an entity is required to present, either on the face of the statement of operations or in the notes, significant amounts reclassified out of accumulated other comprehensive income by the respective line items of net income, but only if the amount reclassified is required to be reclassified to net income in its entirety in the same reporting period. For amounts that are not required to be reclassified in their entirety to net income, an entity is required to cross-reference to other disclosures that provide additional detail about those amounts. This guidance is to be applied prospectively to interim and annual reporting periods beginning after December 15, 2012. The Company adopted this guidance effective January 1, 2013. The adoption of this guidance results in additional disclosures but did not impact the Company’s results of operations, cash flows or financial position. The updated guidance provided by the FASB in June 2011 increases the prominence of items reported in other comprehensive income by eliminating the option of presenting components of other comprehensive income as part of the statement of changes in stockholders’ equity. The guidance requires that total comprehensive income (including both the net income components and other comprehensive income components) be reported in either a single continuous statement of comprehensive income (the approach currently used in the Company’s financial statements), or two separate but consecutive statements. This guidance is to be applied retrospectively to fiscal years (and interim periods within those years) beginning after December 15, 2011. The Company adopted this guidance effective January 1, 2012. The adoption did not have an impact on the presentation of the Company’s financial statements and notes herein, as the Company has presented amounts of other comprehensive income consistent with this updated guidance.
	In May 2011, the FASB updated its guidance related to the Fair Value Measurement, Topic 820 of the ASC, to achieve common fair value measurement and disclosure requirements with International Financial Reporting Standards. The amendments change the wording used to describe many of the requirements under U.S. GAAP, to clarify the intent of application of existing fair value measurement and disclosure requirements, and to change particular principles or requirements for measuring and disclosing fair value measurements. The amendments are to be applied prospectively to interim and annual reporting periods beginning after December 15, 2011. The Company adopted this guidance effective January 1, 2012. The adoption of this guidance resulted in additional disclosure but did not impact the Company’s results of operations, cash flows or financial position.
	In September 2010, the FASB issued guidance related to accounting for costs associated with acquiring or renewing insurance contracts. This guidance defines allowable deferred policy acquisition costs as costs incurred by insurance entities for the successful acquisition of new and renewal contracts. Such costs result directly from and are essential to the contract transaction(s) and would not have been incurred by the insurance entity had the contract(s) not occurred. This guidance is effective for periods beginning after December 15, 2011, with early adoption permitted. The Company adopted this guidance prospectively effective January 1, 2012. Under the new guidance, the Company’s net deferred policy acquisition costs were reduced from $13.0 million to $11.4 million, a difference of 13% at December 31, 2011. The resulting $1.6 million difference was charged directly to earnings during the three months ended March 31, 2012. This charge represents a charge-off of capitalized costs existing at December 31, 2011, which would have been amortized to earnings within a twelve-month period under the old guidance.

Significant_Accounting_Policie1

Significant Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2013
Accounting Policies [Abstract]	'
Cash and Cash Equivalents	'
	The following table presents the amount of cash and cash equivalents as of the periods presented (in thousands):
			Cash and cash equivalents
			As of December 31, 2013														As of December 31, 2012
	Institution		Cash			Money				Total				% by			Cash		Money		Total		% by
						Market Funds								institution					Market Funds				institution
	U. S. Bank IT&C		$	—		$	—			$	—				—		$	—	$	40,463	$	40,463		11.6	%
	SunTrust Bank			931			3,550				4,481				3.8	%		773		1,055		1,828		0.5	%
	SunTrust Bank Escrow Services			—			56,129				56,129				47.9	%		—		300,843		300,843		86.6	%
	Wells Fargo Bank N.A.			3,631			—				3,631				3.1	%		1,991		3		1,994		0.6	%
	Deutsche Bank Securities, Inc.			—			33,041				33,041				28.2	%		—		—		—		—
	State Street Bank and Trust Company			—			19,993				19,993				17	%		—		—		—		—
	All Other Banking Institutions			—			—				—				—			1,796		468		2,264		0.7	%
	Total		$	4,562		$	112,713			$	117,275				100	%	$	4,560	$	342,832	$	347,392		100	%
Restricted Cash and Cash Equivalents	'
	The following table presents the amount of restricted cash and cash equivalents as of the periods presented (in thousands):
			Restricted cash and cash equivalents
			As of December 31, 2013							As of December 31, 2012
	Institution		State			% by				State				% by
			Deposits			institution				Deposits				institution
	U. S. Bank IT&C		$	800			30.8	%		$	800				2.4	%
	Florida Department of Financial Services			1,800			69.2	%			32,209				97.6	%
	Total		$	2,600			100	%		$	33,009				100	%
Current Ratings from Rating Agencies and Unsecured Net Amounts Due from Reinsurers Whose Aggregate Balance Exceeded 3% of Stockholders' Equity	'
	The following table presents current ratings from rating agencies and the unsecured amounts due from the Company’s reinsurers whose aggregate balance exceeded 3% of the Company’s stockholders’ equity as of the periods presented (in thousands):
			Current Ratings					As of
	Reinsurer		AM Best		Standard and	Moody’s		December 31,				December 31,
			Company		Poor’s Rating	Investors		2013				2012
	Everest Reinsurance Company		A+		A+	A1		$	87,789			$	44,392
	Florida Hurricane Catastrophe Fund		n/a		n/a	n/a			33,593				31,970
	Odyssey Reinsurance Company		A		A-	A3			142,190				192,096
	Total (1)							$	263,572			$	268,458
	-1	Amounts represent prepaid reinsurance premiums, reinsurance receivables, and net recoverables for paid and unpaid losses, including incurred but not reported reserves, loss adjustment expenses, and offsetting reinsurance payables. n/a—No rating available

Investments_Tables

Investments (Tables)	12 Months Ended
	Dec. 31, 2013
Cash And Cash Equivalents [Abstract]	'
Investment Holdings by Type of Instrument	'
	The following table presents the Company’s investment holdings by type of instrument as of the periods presented (in thousands):
			As of December 31, 2013									As of December 31, 2012
			Cost or									Cost or
			Amortized						Carrying			Amortized					Carrying
			Cost			Fair Value			Value			Cost (2)		Fair Value			Value
	Cash and cash equivalents (1)		$	117,275		$	117,275		$	117,275		$	347,392	$	347,392		$	347,392
	Restricted cash and cash equivalents			2,600			2,600			2,600			33,009		33,009			33,009
	Trading portfolio:
	Fixed maturities:
	U.S. government obligations and agencies			—			—			—			3,192		4,009			4,009
	Equity securities (2):
	Common stock:
	Metals and mining			—			—			—			31,113		26,130			26,130
	Energy			—			—			—			12,053		10,868			10,868
	Other			—			—			—			8,416		8,215			8,215
	Exchange-traded and mutual funds:
	Metals and mining			—			—			—			22,687		21,989			21,989
	Agriculture			—			—			—			10,705		10,265			10,265
	Energy			—			—			—			4,992		5,068			5,068
	Indices			—			—			—			2,827		2,506			2,506
	Non-hedging derivative asset (liability), net (3)			—			—			—			69		(21	)		(21	)
	Other investments (4)			—			—			—			517		317			317
	Total trading portfolio investments			—			—			—			96,571		89,346			89,346
	Available for sale portfolio:
	Fixed maturities:
	U.S. government obligations and agencies			105,229			104,215			104,215			—		—			—
	Corporate bonds			94,708			94,203			94,203			—		—			—
	Mortgage-backed and asset-backed securities			91,502			91,000			91,000			—		—			—
	Equity securities:
	Common stock			8,500			9,295			9,295			—		—			—
	Mutual funds			55,113			55,727			55,727			—		—			—
	Total available for sale investments			355,052			354,440			354,440			—		—			—
	Total investments		$	474,927		$	474,315		$	474,315		$	476,972	$	469,747		$	469,747
	-1	Cash and cash equivalents include money market accounts consisting of or collateralized by short-term U.S. Treasury securities and other U.S. government guaranteed securities.
	-2	The cost for equity securities as of December 31, 2012 has been restated from the amounts reported on Form 10-K for the year ended December 31, 2012. The amounts previously reported represented the cost determined under a statutory basis of accounting. The restatement does not affect any amounts reported in the consolidated financial statements including the carrying amount of equity securities reported in the consolidated balance sheet as of December 31, 2012 and unrealized gains and losses reported in the consolidated statement of income for the year ended December 31, 2012.
	-3	Derivatives are included in Other assets and Other liabilities and accrued expenses in the Consolidated Balance Sheets.
	-4	Other investments represent physical metals held by the Company and are included in Other assets in the Consolidated Balance Sheets.
Investment Income (Expense) Comprised Primarily of Interest and Dividends	'
	The following table presents the components of net investment income, comprised primarily of interest and dividends, for the periods presented (in thousands):
			Year Ended December 31,
			2013			2012			2011
	Cash and cash equivalents (1)		$	148		$	705		$	568
	Fixed maturities			1,420			66			494
	Equity securities			1,982			566			421
	Total investment income			3,550			1,337			1,483
	Less investment expenses			(1,622	)		(896	)		(695	)
	Net investment (expense) income		$	1,928		$	441		$	788
	-1	Includes interest earned on restricted cash and cash equivalents.
Effect of Trading Activities by Type of Instrument and by Line Item in Condensed Consolidated Statements of Income	'
	The following table provides the effect of trading activities on the Company’s results of operations for the periods presented by type of instrument and by line item in the Consolidated Statements of Income (in thousands):
			Year Ended December 31,
			2013			2012			2011
	Realized gains (losses) on investments:
	Fixed maturities		$	—		$	—		$	(3,206	)
	Equity securities			(15,969	)		(12,286	)		5,816
	Derivatives (non-hedging instruments) (1)			(68	)		343			(260	)
	Total realized gains (losses) on trading portfolio			(16,037	)		(11,943	)		2,350
	Change in unrealized gains (losses) on investments:
	Fixed maturities			13			195			8,472
	Equity securities			7,758			9,158			(26,762	)
	Derivatives (non-hedging instruments) (1)			89			145			25
	Other			14			(55	)		(145	)
	Total change in unrealized gains (losses) on trading portfolio			7,874			9,443			(18,410	)
	Net gains (losses) recognized on trading portfolio		$	(8,163	)	$	(2,500	)	$	(16,060	)
	-1	This table provides the alternative quantitative disclosures permitted for derivatives that are not used as hedging instruments and are included in the trading portfolio.
Cost or Amortized Cost and Fair Value of Securities Available for Sale	'
	The following table provides the cost or amortized cost and fair value of securities available for sale as of the period presented (in thousands):
			December 31, 2013
			Cost or			Gross Unrealized			Gross Unrealized			Fair Value
			Amortized Cost			Gains			Losses
	Fixed Maturities:
	US government and agency obligations		$	105,229		$	19		$	(1,033	)	$	104,215
	Corporate bonds			94,708			265			(770	)		94,203
	Mortgage-backed and asset-backed securities			91,502			75			(577	)		91,000
	Equity Securities:
	Common stock			8,500			916			(121	)		9,295
	Mutual funds			55,113			2,266			(1,652	)		55,727
	Total		$	355,052		$	3,541		$	(4,153	)	$	354,440
Summarized Fair Value and Gross Unrealized Losses on Securities Available for Sale	'
	The following table summarizes the fair value and gross unrealized losses on securities available for sale, aggregated by major investment category and length of time that individual securities have been in a continuous unrealized loss position as of December 31, 2013 (dollars in thousands):
			Less than 12 months									12 months or longer
			Number			Fair value			Unrealized			Number		Fair value			Unrealized
			of issues						losses			of issues					losses
	Fixed maturities:
	US government and agency obligations			6		$	71,042		$	(1,033	)		—	$	—		$	—
	Corporate bonds			55			65,926			(770	)		—		—			—
	Mortgage-backed and asset-backed securities			16			67,110			(577	)		—		—			—
	Equity securities:
	Common stock			13			3,517			(121	)		—		—			—
	Mutual funds			5			19,646			(1,652	)		—		—			—
	Total			95		$	227,241		$	(4,153	)		—	$	—		$	—
Amortized Cost and Fair Value of Fixed Maturities Available for Sale by Contractual Maturity	'
	The following table presents the amortized cost and fair value of fixed maturities available for sale by contractual maturity as of December 31, 2013 (in thousands):
			Fixed Maturities
			Securities Available for Sale
			Amortized Cost			Fair Value
	Due in one year or less		$	3,827		$	3,825
	Due after one year through five years			191,522			190,260
	Due after five years through ten years			4,588			4,333
	Due after ten years			—			—
	Mortgage-backed and asset-backed securities			91,502			91,000
	Total		$	291,439		$	289,418
Summary of Securities Available for Sale	'
	The following table provides certain information related to securities available for sale during the periods presented (in thousands):
			Year Ended
			December 31, 2013
	Sales proceeds (fair value)		$	15,542
	Gross realized gains		$	1,301
	Gross realized losses		$	(4	)
	Other than temporary losses		$	—

Reinsurance_Tables

Reinsurance (Tables)	12 Months Ended
	Dec. 31, 2013
Insurance [Abstract]	'
Reinsurance Arrangements	'
	The Company’s reinsurance arrangements had the following effect on certain items in the Consolidated Statements of Income for the periods presented (in thousands):
		Year Ended December 31, 2013
								Losses and Loss
		Premiums			Premiums			Adjustment
		Written			Earned			Expenses
	Direct	$	783,894		$	788,477		$	216,852
	Ceded		(522,116	)		(520,822	)		(108,237	)
	Net	$	261,778		$	267,655		$	108,615
		Year Ended December 31, 2012
								Losses and Loss
		Premiums			Premiums			Adjustment
		Written			Earned			Expenses
	Direct	$	780,128		$	751,899		$	249,064
	Ceded		(517,604	)		(520,779	)		(122,877	)
	Net	$	262,524		$	231,120		$	126,187
		Year Ended December 31, 2011
								Losses and Loss
		Premiums			Premiums			Adjustment
		Written			Earned			Expenses
	Direct	$	721,462		$	689,955		$	245,335
	Ceded		(512,979	)		(490,970	)		(121,026	)
	Net	$	208,483		$	198,985		$	124,309
Prepaid Reinsurance Premiums and Reinsurance Recoverable and Receivable	'
	The following prepaid reinsurance premiums and reinsurance recoverable and receivable are reflected in the Consolidated Balance Sheets as of the periods presented (in thousands):
		As of December 31,
		2013			2012
	Prepaid reinsurance premiums	$	241,214		$	239,921
	Reinsurance recoverable on unpaid losses and LAE	$	68,584		$	81,415
	Reinsurance recoverable on paid losses		39,263			7,776
	Reinsurance receivable, net		203			24,334
	Reinsurance recoverable and receivable	$	108,050		$	113,525

Insurance_Operations_Tables

Insurance Operations (Tables)	12 Months Ended
	Dec. 31, 2013
Insurance [Abstract]	'
Composition of Insurance Entities' Aggregate Policies-in-Force	'
	The following table provides the percentage of concentrations with respect to the Insurance Entities’ nationwide policies-in-force as of the periods presented:
			December 31, 2013			December 31, 2012
	Percentage of Policies-In-Force:
	In Florida			93	%		96	%
	With wind coverage			98	%		98	%
	With wind coverage in South Florida (1)			27	%		28	%
	-1	South Florida is comprised of Miami-Dade, Broward and Palm Beach counties.
Beginning and Ending Balances and Changes in DPAC, Net of DRCC	'
	The following table presents the beginning and ending balances and the changes in DPAC, net of DRCC, for the periods presented (in thousands):
			For the years ended December 31,
			2013			2012			2011
	DPAC, beginning of year (1)		$	54,431		$	50,200		$	50,127
	Capitalized Costs			109,981			107,180			114,358
	Amortization of DPAC			(110,313	)		(102,949	)		(107,003	)
	DPAC, end of year		$	54,099		$	54,431		$	57,482
	DRCC, beginning of year (1)		$	37,149		$	38,845		$	40,682
	Ceding Commissions Written			89,679			85,063			89,330
	Earned Ceding Commissions			(88,628	)		(86,759	)		(85,526	)
	DRCC, end of year		$	38,200		$	37,149		$	44,486
	DPAC (DRCC), net, beginning of year (1)		$	17,282		$	11,355		$	9,445
	Capitalized Costs, net			20,302			22,117			25,028
	Amortization of DPAC (DRCC), net			(21,685	)		(16,190	)		(21,477	)
	DPAC (DRCC), net, end of year		$	15,899		$	17,282		$	12,996
	-1	The beginning balances for the twelve months ended December 31, 2012 have been adjusted in connection with the adoption of the FASB’s updated guidance related to deferred acquisition costs as discussed below.
Change in Liability for Unpaid Losses and LAE	'
	Set forth in the following table is the change in liability for unpaid losses and LAE for the periods presented (in thousands):
			Year Ended December 31,
			2013			2012
	Balance at beginning of year		$	193,241		$	187,215
	Less reinsurance recoverable			(81,415	)		(88,002	)
	Net balance at beginning of period			111,826			99,213
	Incurred (recovered) related to:
	Current year			111,560			119,458
	Prior years			(2,945	)		6,729
	Total incurred			108,615			126,187
	Paid related to:
	Current year			62,529			54,141
	Prior years			67,274			59,433
	Total paid			129,803			113,574
	Net balance at end of period			90,638			111,826
	Plus reinsurance recoverable			68,584			81,415
	Balance at end of year		$	159,222		$	193,241
Statutory Capital and Surplus, and an Amount Representing Ten Percent of Total Liabilities for both UPCIC and APPCIC	'
	The following table presents the amount of statutory capital and surplus, and an amount representing ten percent of total liabilities for both UPCIC and APPCIC as of the periods presented (in thousands):
			As of December 31,
			2013			2012
	Ten percent of total liabilities
	UPCIC		$	39,179		$	39,260
	APPCIC		$	625		$	694
	Statutory capital and surplus
	UPCIC		$	161,803		$	134,034
	APPCIC		$	13,708		$	14,330
Recorded Capital Contributions	'
	Through UIHCF, the Insurance Entities’ parent company, UIH recorded capital contributions for the periods presented (in thousands):
			For the Years Ended December 31,
			2013			2012			2011
	Capital Contributions		$	—		$	28,550		$	49,000
Assets Held by Insurance Regulators	'
	The Company is required by various state laws and regulations to maintain certain assets in depository accounts. The following table represents assets held by insurance regulators as of the periods presented (in thousands):
			As of			As of
			December 31,			December 31,
			2013			2012
	Restricted cash and cash equivalents		$	2,600		$	33,009
	Investments		$	3,707		$	4,009

Property_and_Equipment_Tables

Property and Equipment (Tables)	12 Months Ended
	Dec. 31, 2013
Property Plant And Equipment [Abstract]	'
Components of Property and Equipment	'
	Property and equipment consisted of the following for the periods presented (in thousands):
		As of December 31,
		2013			2012
	Land	$	1,287		$	1,287
	Building		6,508			6,508
	Leasehold improvements		17			—
	Computers		619			568
	Furniture		1,112			1,043
	Automobiles and other vehicles		3,067			2,183
	Software		2,055			1,772
	Total cost		14,665			13,361
	Less: accumulated depreciation		(5,376	)		(4,393	)
	Property and equipment, net	$	9,289		$	8,968
Realized Gain (Losses) on the Disposal of Property and Equipment	'
	The following table provides realized gains (losses) on the disposal of property and equipment for the periods presented (in thousands):
		Year Ended December 31,
		2013			2012			2011
	Realized gain (loss) on disposal	$	(10	)	$	(6	)	$	17

LongTerm_Debt_Tables

Long-Term Debt (Tables)	12 Months Ended
	Dec. 31, 2013
Debt Disclosure [Abstract]	'
Principal Amount and Unamortized Discount	'
	The following table provides the principal amount and unamortized discount of the Term Loan for the period presented (in thousands):
			As of December 31, 2013
	Principal amount		$	20,000
	Less: unamortized discount			(1,510	)
	Term Loan, net of unamortized discount		$	18,490
Estimate of Principal Payments to Be Made for the Amount Due on the Surplus Note	'
	The following table provides an estimate of principal payments to be made for the amounts due on the surplus note and the Term Loan as of December 31, 2013 (in thousands):
	2014		$	7,471
	2015			8,471
	2016			8,471
	2017			1,471
	2018			1,471
	Thereafter			11,395
	Total		$	38,750	(1)
	-1	Differs from amount presented in the Balance Sheet as of December 31, 2013 due to unamortized discount as presented in the table above.

Stockholders_Equity_Tables

Stockholders' Equity (Tables)	12 Months Ended
	Dec. 31, 2013
Equity [Abstract]	'
Cumulative Convertible Preferred Stock	'
	The following table provides certain information for each series of convertible preferred stock as of the periods presented (in thousands, except conversion factor):
			As of December 31, 2013									As of December 31, 2012
			Series A			Series M			Total			Series A		Series M		Total
	Shares issued and outstanding			20			10			30			20		88		108
	Conversion factor			2.5			5			NM			2.5		5		NM
	Common shares resulting if converted			50			50			100			50		438		488
Activity Relating to Common Shares	'
	The following table summarizes the activity relating to shares of the Company’s Common Stock during the periods presented (in thousands):
			Issued			Treasury			Outstanding
			Shares			Shares			Shares
	Balance, as of December 31, 2010			40,407			(1,019	)		39,388
	Options exercised			160			—			160
	Shares cancelled			(70	)		70			—
	Restricted stock grant			600			—			600
	Shares acquired through cashless exercise (1)			—			(70	)		(70	)
	Other adjustments			3			1			4
	Balance, as of December 31, 2011			41,100			(1,018	)		40,082
	Options exercised			285			0			285
	Shares cancelled			(146	)		146			—
	Restricted stock grant			650			—			650
	Shares acquired through cashless exercise (1)						(146	)		(146	)
	Balance, as of December 31, 2012			41,889			(1,018	)		40,871
	Conversion of preferred stock			389			—			389
	Shares repurchased			—			(7,257	)		(7,257	)
	Options exercised			2,330			—			2,330
	Shares cancelled			(1,967	)		1,967			—
	Restricted stock grant			1,000			—			1,000
	Shares acquired through cashless exercise (1)						(1,967	)		(1,967	)
	Balance, as of December 31, 2013			43,641			(8,275	)		35,366
	-1	All shares acquired represent shares tendered to cover the strike price for options and tax withholdings on the intrinsic value of options exercised or restricted stock vested. These shares have been cancelled by the Company.
Summary of Dividends Declared on its Outstanding Shares of Common Stock to its Shareholders	'
	The Company declared dividends on its outstanding shares of common stock to its shareholders of record as follows for the periods presented (in thousands, except per share amounts):
			For the year ended December 31,
			2013						2012					2011
			Per Share			Aggregate			Per Share			Aggregate		Per Share		Aggregate
			Amount			Amount			Amount			Amount		Amount		Amount
	First Quarter		$	0.08		$	3,259		$	0.1		$	4,012	$	0.1	$	3,939
	Second Quarter		$	0.08		$	2,821		$	0.08		$	3,214	$	—	$	—
	Third Quarter		$	0.1		$	3,511		$	0.08		$	3,270	$	0.08	$	3,199
	Fourth Quarter		$	0.23		$	8,134		$	0.2		$	8,174	$	0.14	$	5,611

ShareBased_Compensation_Tables

Share-Based Compensation (Tables)	12 Months Ended
	Dec. 31, 2013
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]	'
Certain Information Related to Stock Options and Restricted Stock	'
	The following table provides certain information related to stock options and restricted stock during the year ended December 31, 2013 (in thousands, except per share data):
			Year Ended December 31, 2013
			Stock Options											Restricted Stock
			Number of			Weighted			Aggregate			Weighted		Number of			Weighted
			Options			Average			Intrinsic			Average		Shares (2)			Average
						Exercise			Value			Remaining					Grant Date
						Price per						Term					Fair Value
						Share (1)											per Share (1)
	Outstanding as of December 31, 2012			5,330		$	4.29								1,152		$	4.37
	Granted			2,015			6.54								1,000			5.43
	Forfeited			(40	)		7.33								n/a			n/a
	Exercised			(2,330	)		4.06								n/a			n/a
	Vested			n/a			n/a								(552	)		4.64
	Expired			(850	)		3.9								n/a			n/a
	Outstanding as of December 31, 2013			4,125		$	5.56		$	36,786			3.86		1,600		$	4.94
	Exercisable as of December 31, 2013			1,900		$	4.83		$	18,330			2.43
	-1	Unless otherwise specified, such as in the case of the exercise of stock options, the per share prices were determined using the closing price of the Company’s Common Stock as quoted on the exchanges on which the Company was listed. Shares issued upon exercise of options represent original issuances in private transactions pursuant to Section 4(2) of the Securities Act of 1933, as amended or issuances under the Company’s 2009 Omnibus Incentive Plan.
	-2	All shares outstanding as of December 31, 2013 are expected to vest.
	n/a - Not applicable
Certain Information Regarding Company's Share-Based Compensation	'
	The following table provides certain information in connection with the Company’s share-based compensation arrangements for the periods presented (in thousands):
			Year Ended December 31,
			2013			2012			2011
	Compensation expense:
	Stock options		$	930		$	1,188		$	1,450
	Restricted stock			5,487			2,642			1,398
	Total		$	6,417		$	3,830		$	2,848
	Deferred tax benefits:
	Stock options		$	359		$	458		$	559
	Restricted stock			433			468			315
	Total		$	792		$	926		$	874
	Realized tax benefits:
	Stock options		$	2,365		$	168		$	195
	Restricted stock			374			291			—
	Total		$	2,739		$	459		$	195
	Excess tax benefits (shortfall):
	Stock options		$	418		$	(1,618	)	$	195
	Restricted stock			(59	)		(142	)		—
	Total		$	359		$	(1,760	)	$	195
	Weighted average fair value per option or share:
	Stock option grants		$	0.79		$	0.87		$	1.67
	Restricted stock grants		$	5.43		$	3.37		$	5.61
	Intrinsic value of options exercised		$	6,131		$	437		$	507
	Fair value of restricted stock vested		$	2,548		$	1,164		$	540
	Cash received for strike price and tax withholdings		$	—		$	652		$	204
	Shares acquired through cashless exercise (1)			1,966			147			70
	Value of shares acquired through cashless exercise (1)		$	12,630		$	583		$	263
	-1	All shares acquired represent shares tendered to cover the strike price for options and tax withholdings on the intrinsic value of options exercised or restricted stock vested. These shares have been cancelled by the Company.
Unrecognized Compensation Expense and Weighted Average Period	'
	The following table provides the amount of unrecognized compensation expense as of the most recent balance sheet date and the weighted average period over which those expenses will be recorded for both stock options and restricted stock (dollars in thousands):
			As of December 31, 2013
			Stock			Restricted
			Options			Stock
	Unrecognized expense		$	1,449		$	2,844
	Weighted average remaining years			2.87			0.82
Summary of Assumptions Utilized in the Black-Scholes Model for Stock Options Granted	'
	The following table provides the assumptions utilized in the Black-Scholes model for stock options granted during the periods presented:
			Year Ended December 31,
			2013			2012			2011
	Weighted-average risk-free interest rate			0.27	%		0.62	%		1.34	%
	Expected term of option in years			3.21			4.25			3.92
	Weighted-average volatility			34.1	%		48.4	%		58.5	%
	Dividend yield			9.1	%		11.4	%		8.9	%
	Weighted average grant date fair value per share		$	0.79		$	0.87		$	1.67

Related_Party_Transactions_Tab

Related Party Transactions (Tables)	12 Months Ended
	Dec. 31, 2013
Related Party Transactions [Abstract]	'
Payments Made by Company to Related Parties	'
	The following table provides payments made by the Company to Downes and SPC Global RE Advisors LLC for the periods presented (in thousands):
		Year Ended December 31,
		2013		2012		2011
	Downes and Associates	$	477	$	623	$	753
	SPC Global RE Advisors LLC	$	68	$	—	$	—

Income_Taxes_Tables

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2013
Income Tax Disclosure [Abstract]	'
Reconciles Statutory Federal Income Tax Rate to Company's Effective Tax Rate	'
	The following table reconciles the statutory federal income tax rate to the Company’s effective tax rate for the periods presented:
			For the years ended December 31,
			2013			2012			2011
	Statutory federal income tax rate			35	%		35	%		35	%
	Increases (decreases) resulting from:
	Disallowed meals & entertainment			0.4	%		0.6	%		0.6	%
	Disallowed compensation			2.3	%		3.2	%		2.3	%
	Fines and penalties			0.4	%		—			—
	True-up of prior year tax returns			(0.6	%)		—			—
	State income tax, net of federal tax benefit (1)			3.6	%		3.6	%		3.6	%
	Other, net (2)			0.2	%		(0.1	%)		(1.1	%)
	Effective tax rate			41.3	%		42.3	%		40.4	%
	-1	Included in income tax is Florida income tax at a statutory rate of 5.5%.
	-2	For 2011, other represents true-ups recorded upon completion of prior years tax returns, partially offset by estimates of penalties and interest for current year underpayment of estimated taxes.
Deferred Income Tax Effects of Temporary Differences	'
	The tax effects of temporary differences are as follows as of the periods presented (in thousands):
			As of December 31,
			2013			2012
	Deferred income tax assets:
	Unearned premiums		$	10,976		$	11,430
	Advanced premiums			1,742			1,132
	Unpaid losses and LAE			2,598			3,449
	Regulatory assessments			345			2,447
	Share-based compensation			1,459			3,048
	Accrued wages			255			778
	Allowance for uncollectible receivables			172			205
	Additional tax basis of securities			45			573
	Change in unrealized losses on investments			—			2,782
	Capital loss carryforwards			1,149			—
	Total deferred income tax assets			18,741			25,844
	Deferred income tax liabilities:
	Deferred policy acquisition costs, net			(6,133	)		(6,666	)
	Prepaid expenses			(548	)		—
	Other comprehensive income			(9	)		—
	Total deferred income tax liabilities			(6,690	)		(6,666	)
	Net deferred income tax asset		$	12,051		$	19,178

Earnings_Per_Share_Tables

Earnings Per Share (Tables)	12 Months Ended
	Dec. 31, 2013
Earnings Per Share [Abstract]	'
Reconciles Numerator and Denominator of Basic and Diluted Earnings Per Share Computations for Net Income	'
	The following table reconciles the numerator (i.e., income) and denominator (i.e., shares) of the basic and diluted earnings per share computations for net income for the periods presented (in thousands, except per share data):
			Year Ended December 31,
			2013			2012			2011
	Numerator for EPS:
	Net income		$	58,977		$	30,312		$	20,109
	Less: Preferred stock dividends			(29	)		(287	)		(20	)
	Income available to common stockholders		$	58,948		$	30,025		$	20,089
	Denominator for EPS:
	Weighted average common shares outstanding			35,866			39,614			39,184
	Plus: Assumed conversion of stock-based compensation (1)			1,531			513			770
	Assumed conversion of preferred stock			379			489			488
	Weighted average diluted common shares outstanding			37,776			40,616			40,442
	Basic earnings per common share		$	1.64		$	0.76		$	0.51
	Diluted earnings per common share		$	1.56		$	0.75		$	0.5
	Weighted average number of antidilutive shares			518			818			2,553
	-1	Represents the dilutive effect of unvested restricted stock and unexercised stock options.

Other_Comprehensive_Income_Los1

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2013
Equity [Abstract]	'
Components of Other Comprehensive Income (Loss) Pre-Tax and After-Tax	'
	The following table provides the components of other comprehensive income (loss) on a pretax and after-tax basis for the period presented (in thousands):
		Year Ended December 31, 2013
		Pre-tax			Tax			After-tax
	Net unrealized gains (losses) on investments available for sale arising during the year	$	685		$	264		$	421
	Amounts reclassified from accumulated other		(1,297	)		(500	)		(797	)
	comprehensive income (loss)
	Net current period other comprehensive income (loss)	($	612	)	($	236	)	($	376	)
Reclassifications Out of Accumulated Other Comprehensive Income	'
	The following table provides the reclassifications out of accumulated other comprehensive income for the period presented (in thousands):
	Year Ended December 31, 2013
	Details about Accumulated Other	Amounts Reclassified from			Affected Line Item in the Statement
	Comprehensive Income Components	Accumulated			Where Net Income is Presented
		Other Comprehensive Income
	Unrealized gains (losses) on investments available for sale
		$	1,297		Net realized gains (losses) on investments
			(500	)	Tax (expense) or benefit
	Total reclassification for the year	$	797		Net of tax

Commitments_and_Contingencies_

Commitments and Contingencies (Tables)	12 Months Ended
	Dec. 31, 2013
Commitments And Contingencies Disclosure [Abstract]	'
Future Minimum Rental Payments Under the Non-cancelable Operating Leases	'
	The following table provides future minimum rental payments required under the non-cancelable operating leases as of the period presented (in thousands):
	As of December 31, 2013
	2014	$	882
	2015		120
	Total	$	1,002

Fair_Value_Measurements_Tables

Fair Value Measurements (Tables)	12 Months Ended
	Dec. 31, 2013
Fair Value Disclosures [Abstract]	'
Assets Accounted for at Fair Value on Recurring Basis	'
	The following tables set forth by level within the fair value hierarchy the Company’s assets that were accounted for at fair value on a recurring basis as of the periods presented (in thousands):
		Fair Value Measurements
		As of December 31, 2013
		Level 1		Level 2			Level 3		Total
	Cash and cash equivalents	$	117,275	$	—		$	—	$	117,275
	Restricted cash and cash equivalents		2,600		—			—		2,600
	Available for sale portfolio:
	Fixed maturities:
	US government obligations and agencies		—		104,215			—		104,215
	Corporate bonds		—		94,203			—		94,203
	Mortgage-backed and asset-backed securities		—		91,000			—		91,000
	Equity securities:
	Common stock		9,295		—			—		9,295
	Mutual funds		55,727		—			—		55,727
	Total available for sale portfolio investments	$	65,022	$	289,418		$	—	$	354,440
	Total assets accounted for at fair value	$	184,897	$	289,418		$	—	$	474,315
		Fair Value Measurements
		As of December 31, 2012
		Level 1		Level 2			Level 3		Total
	Cash and cash equivalents	$	347,392	$	—		$	—	$	347,392
	Restricted cash and cash equivalents		33,009		—			—		33,009
	Trading portfolio:
	Fixed maturities:
	US government obligations and agencies		—		4,009			—		4,009
	Equity securities:
	Common stock:
	Metals and mining		26,130		—			—		26,130
	Energy		10,868		—			—		10,868
	Other		8,215		—			—		8,215
	Exchange traded and mutual funds:
	Metals and mining		21,989		—			—		21,989
	Agriculture		10,265		—			—		10,265
	Energy		5,068							5,068
	Indices		2,506		—			—		2,506
	Non-hedging derivative liability, net		—		(21	)		—		(21	)
	Other investments		317		—			—		317
	Total trading portfolio investments	$	85,358	$	3,988		$	—	$	89,346
	Total assets (liabilities) accounted for at fair value	$	465,759	$	3,988		$	—	$	469,747
Summarizes Carrying Value and Estimated Fair Values of Financial Instruments not Carried at Fair Value	'
	The following table summarizes the carrying value and estimated fair values of the Company’s financial instruments that are not carried at fair value (in thousands):
		As of December 31, 2013
				(Level 3)
				Estimated Fair
		Carrying value		Value
	Liabilities (debt):
	Surplus note	$	18,750	$	15,900
	Term loan	$	18,490	$	18,490
		As of December 31, 2012
				(Level 3)
				Estimated Fair
		Carrying value		Value
	Liabilities (debt):
	Surplus note	$	20,221	$	18,057

Quarterly_Results_for_2013_and1

Quarterly Results for 2013 and 2012 (Tables)	12 Months Ended
	Dec. 31, 2013
Quarterly Financial Information Disclosure [Abstract]	'
Summary of Quarterly Results for the Periods Presented	'
	The following table provides a summary of quarterly results for the periods presented (in thousands except per share data):
		First			Second			Third		Fourth
		Quarter			Quarter			Quarter		Quarter
	For the year ended December 31, 2013
	Net premiums earned	$	65,409		$	66,867		$	68,927	$	66,452
	Investment income		12			137			382		1,397
	Total revenues		67,455			77,756			78,368		77,580
	Total expenses		47,693			48,068			53,255		51,587
	Net income		11,959			17,029			14,407		15,582
	Basic earnings per share		0.3			0.47			0.43		0.46
	Diluted earnings per share		0.29			0.44			0.4		0.44
	For the year ended December 31, 2012
	Net premiums earned	$	48,640		$	55,694		$	59,512	$	67,274
	Investment income		(36	)		(16	)		215		278
	Total revenues		60,247			59,928			74,537		75,227
	Total expenses		44,018			46,936			60,563		65,863
	Net income		9,873			7,777			8,256		4,406
	Basic earnings per share		0.24			0.2			0.21		0.11
	Diluted earnings per share		0.24			0.19			0.2		0.11

Nature_of_Operations_and_Basis2

Nature of Operations and Basis of Presentation - Additional Information (Detail)	Dec. 31, 2013
	State
Accounting Policies [Abstract]	'
Number of states	7

Significant_Accounting_Policie2

Significant Accounting Policies - Additional Information (Detail) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2011	Dec. 31, 2012	Dec. 31, 2010
Schedule Of Significant Accounting Policies [Line Items]	'	'	'	'	'
Maximum maturity period of highly liquid investments	'	'3 months	'	'	'
Allowances for doubtful accounts	'	$446,000	'	$530,000	'
Accruals for premium deficiency	'	0	'	0	'
Unsecured amounts due from reinsurers exceeding a fixed percentage of stockholders equity	'	3.00%	'	'	'
Deferred policy acquisition costs	'	15,899,000	12,996,000	17,282,000	9,445,000
Deferred policy acquisition costs, net, difference percentage	'	'	13.00%	'	'
Deferred policy acquisition costs, pre-tax charge against earnings	1,600,000	'	'	'	'
Maximum amortization period for capitalized cost	'	'12 months	'	'	'
Minimum [Member]	'	'	'	'	'
Schedule Of Significant Accounting Policies [Line Items]	'	'	'	'	'
Useful life of property and equipment	'	'3 years	'	'	'
Number of installments to pay policy premiums	'	2	'	'	'
Maximum [Member]	'	'	'	'	'
Schedule Of Significant Accounting Policies [Line Items]	'	'	'	'	'
Useful life of property and equipment	'	'27 years 6 months	'	'	'
Number of installments to pay policy premiums	'	4	'	'	'
Acquisition-Related Costs [Member] | Minimum [Member]	'	'	'	'	'
Schedule Of Significant Accounting Policies [Line Items]	'	'	'	'	'
Deferred policy acquisition costs	'	'	11,400,000	'	'
Acquisition-Related Costs [Member] | Maximum [Member]	'	'	'	'	'
Schedule Of Significant Accounting Policies [Line Items]	'	'	'	'	'
Deferred policy acquisition costs	'	'	$13,000,000	'	'

Significant_Accounting_Policie3

Significant Accounting Policies - Cash and Cash Equivalents (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	$4,562	$4,560	'	'
Money Market Funds	112,713	342,832	'	'
Cash and cash equivalents	117,275	347,392	229,685	133,645
Cash and cash equivalents, % by Institution	100.00%	100.00%	'	'
U.S. Bank IT&C [Member]	'	'	'	'
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	'	'	'	'
Money Market Funds	'	40,463	'	'
Cash and cash equivalents	'	40,463	'	'
Cash and cash equivalents, % by Institution	'	11.60%	'	'
Sun Trust Bank [Member]	'	'	'	'
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	931	773	'	'
Money Market Funds	3,550	1,055	'	'
Cash and cash equivalents	4,481	1,828	'	'
Cash and cash equivalents, % by Institution	3.80%	0.50%	'	'
Sun Trust Bank Escrow Services [Member]	'	'	'	'
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	'	'	'	'
Money Market Funds	56,129	300,843	'	'
Cash and cash equivalents	56,129	300,843	'	'
Cash and cash equivalents, % by Institution	47.90%	86.60%	'	'
Wells Fargo Bank N.A. [Member]	'	'	'	'
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	3,631	1,991	'	'
Money Market Funds	'	3	'	'
Cash and cash equivalents	3,631	1,994	'	'
Cash and cash equivalents, % by Institution	3.10%	0.60%	'	'
Deutsche Bank Securities, Inc. [Member]	'	'	'	'
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	'	'	'	'
Money Market Funds	33,041	'	'	'
Cash and cash equivalents	33,041	'	'	'
Cash and cash equivalents, % by Institution	28.20%	'	'	'
State Street Bank and Trust Company [Member]	'	'	'	'
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	'	'	'	'
Money Market Funds	19,993	'	'	'
Cash and cash equivalents	19,993	'	'	'
Cash and cash equivalents, % by Institution	17.00%	'	'	'
All Other Banking Institutions [Member]	'	'	'	'
Cash and Cash Equivalents [Line Items]	'	'	'	'
Cash	'	1,796	'	'
Money Market Funds	'	468	'	'
Cash and cash equivalents	'	$2,264	'	'
Cash and cash equivalents, % by Institution	'	0.70%	'	'

Significant_Accounting_Policie4

Significant Accounting Policies - Restricted Cash and Cash equivalents (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Restricted Cash and Cash Equivalents Items [Line Items]	'	'
Restricted cash and cash equivalents	$2,600	$33,009
Restricted cash and cash equivalents, % by Institution	100.00%	100.00%
U.S. Bank IT&C [Member]	'	'
Restricted Cash and Cash Equivalents Items [Line Items]	'	'
Restricted cash and cash equivalents, % by Institution	30.80%	2.40%
Florida Department of Financial Services [Member]	'	'
Restricted Cash and Cash Equivalents Items [Line Items]	'	'
Restricted cash and cash equivalents, % by Institution	69.20%	97.60%
State Deposits [Member]	'	'
Restricted Cash and Cash Equivalents Items [Line Items]	'	'
Restricted cash and cash equivalents	2,600	33,009
State Deposits [Member] | U.S. Bank IT&C [Member]	'	'
Restricted Cash and Cash Equivalents Items [Line Items]	'	'
Restricted cash and cash equivalents	800	800
State Deposits [Member] | Florida Department of Financial Services [Member]	'	'
Restricted Cash and Cash Equivalents Items [Line Items]	'	'
Restricted cash and cash equivalents	$1,800	$32,209

Significant_Accounting_Policie5

Significant Accounting Policies - Current Ratings from Rating Agencies and Unsecured Net Amounts Due from Reinsurers Whose Aggregate Balance Exceeded 3% of Stockholders' Equity (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Ceded Credit Risk [Line Items]	'	'
Reinsurance unsecured amounts due from reinsurers total	$263,572	$268,458
Everest Reinsurance Company [Member] | AM Best, A+ Rating [Member] | Standard & Poor's, A+ Rating [Member] | Moody's, A1 Rating [Member]	'	'
Ceded Credit Risk [Line Items]	'	'
Reinsurance unsecured amounts due from reinsurers total	87,789	44,392
Florida Hurricane Catastrophe Fund [Member]	'	'
Ceded Credit Risk [Line Items]	'	'
Reinsurance unsecured amounts due from reinsurers total	33,593	31,970
Odyssey Reinsurance Company [Member] | AM Best, A Rating [Member] | Standard & Poor's, A- Rating [Member] | Moody's, A3 Rating [Member]	'	'
Ceded Credit Risk [Line Items]	'	'
Reinsurance unsecured amounts due from reinsurers total	$142,190	$192,096

Investments_Investment_Holding

Investments - Investment Holdings by Type of Instrument (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	$474,927	$476,972
Investment Owned, at Fair Value	474,315	469,747
Investment Owned, at Carrying Value	474,315	469,747
Cash and Cash Equivalents [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	117,275	347,392
Investment Owned, at Fair Value	117,275	347,392
Investment Owned, at Carrying Value	117,275	347,392
Restricted Cash and Cash Equivalents [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	2,600	33,009
Investment Owned, at Fair Value	2,600	33,009
Investment Owned, at Carrying Value	2,600	33,009
Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	96,571
Investment Owned, at Fair Value	'	89,346
Investment Owned, at Carrying Value	'	89,346
Categories of Investments, Marketable Securities, Trading Securities [Member] | U.S. Government Obligations and Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	3,192
Investment Owned, at Fair Value	'	4,009
Investment Owned, at Carrying Value	'	4,009
Categories of Investments, Marketable Securities, Trading Securities [Member] | Common Stock [Member] | Metals and Mining [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	31,113
Investment Owned, at Fair Value	'	26,130
Investment Owned, at Carrying Value	'	26,130
Categories of Investments, Marketable Securities, Trading Securities [Member] | Common Stock [Member] | Energy [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	12,053
Investment Owned, at Fair Value	'	10,868
Investment Owned, at Carrying Value	'	10,868
Categories of Investments, Marketable Securities, Trading Securities [Member] | Common Stock [Member] | Other [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	8,416
Investment Owned, at Fair Value	'	8,215
Investment Owned, at Carrying Value	'	8,215
Categories of Investments, Marketable Securities, Trading Securities [Member] | Exchange Traded and Mutual Funds [Member] | Metals and Mining [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	22,687
Investment Owned, at Fair Value	'	21,989
Investment Owned, at Carrying Value	'	21,989
Categories of Investments, Marketable Securities, Trading Securities [Member] | Exchange Traded and Mutual Funds [Member] | Energy [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	4,992
Investment Owned, at Fair Value	'	5,068
Investment Owned, at Carrying Value	'	5,068
Categories of Investments, Marketable Securities, Trading Securities [Member] | Exchange Traded and Mutual Funds [Member] | Agriculture [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	10,705
Investment Owned, at Fair Value	'	10,265
Investment Owned, at Carrying Value	'	10,265
Categories of Investments, Marketable Securities, Trading Securities [Member] | Exchange Traded and Mutual Funds [Member] | Indices [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	2,827
Investment Owned, at Fair Value	'	2,506
Investment Owned, at Carrying Value	'	2,506
Categories of Investments, Marketable Securities, Trading Securities [Member] | Non - Hedging Derivative Asset (Liability), Net [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	69
Investment Owned, at Fair Value	'	-21
Investment Owned, at Carrying Value	'	-21
Categories of Investments, Marketable Securities, Trading Securities [Member] | Other Investments [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	'	517
Investment Owned, at Fair Value	'	317
Investment Owned, at Carrying Value	'	317
Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	355,052	'
Investment Owned, at Fair Value	354,440	'
Investment Owned, at Carrying Value	354,440	'
Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member] | U.S. Government Obligations and Agencies [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	105,229	'
Investment Owned, at Fair Value	104,215	'
Investment Owned, at Carrying Value	104,215	'
Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member] | Common Stock [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	8,500	'
Investment Owned, at Fair Value	9,295	'
Investment Owned, at Carrying Value	9,295	'
Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member] | Corporate Bonds [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	94,708	'
Investment Owned, at Fair Value	94,203	'
Investment Owned, at Carrying Value	94,203	'
Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member] | Mortgage-Backed and Asset-Backed Securities [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	91,502	'
Investment Owned, at Fair Value	91,000	'
Investment Owned, at Carrying Value	91,000	'
Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member] | Mutual Funds [Member]	'	'
Investment Holdings [Line Items]	'	'
Investment Owned, at Cost or Amortized Cost	55,113	'
Investment Owned, at Fair Value	55,727	'
Investment Owned, at Carrying Value	$55,727	'

Investments_Investment_Income_

Investments - Investment Income (Expense) Comprised Primarily of Interest and Dividends (Detail) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net Investment Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total investment income	'	'	'	'	'	'	'	'	$3,550	$1,337	$1,483
Less investment expenses	'	'	'	'	'	'	'	'	-1,622	-896	-695
Net investment (expense) income	1,397	382	137	12	278	215	-16	-36	1,928	441	788
Cash and Cash Equivalents [Member]	'	'	'	'	'	'	'	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total investment income	'	'	'	'	'	'	'	'	148	705	568
Fixed Maturities [Member]	'	'	'	'	'	'	'	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total investment income	'	'	'	'	'	'	'	'	1,420	66	494
Equity Securities [Member]	'	'	'	'	'	'	'	'	'	'	'
Net Investment Income [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Total investment income	'	'	'	'	'	'	'	'	$1,982	$566	$421

Investments_Effect_of_Trading_

Investments - Effect of Trading Activities by Type of Instrument and by Line Item in Condensed Consolidated Statements of Income (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Net Investment Income [Line Items]	'	'	'
Total realized gains (losses) on trading portfolio	($16,037)	($11,943)	$2,350
Total change in unrealized gains (losses) on trading portfolio	7,874	9,443	-18,410
Net gains (losses) recognized on trading portfolio	-8,163	-2,500	-16,060
Fixed Maturities [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Total realized gains (losses) on trading portfolio	'	'	-3,206
Total change in unrealized gains (losses) on trading portfolio	13	195	8,472
Equity Securities [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Total realized gains (losses) on trading portfolio	-15,969	-12,286	5,816
Total change in unrealized gains (losses) on trading portfolio	7,758	9,158	-26,762
Derivatives (Non-Hedging Instruments) [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Total realized gains (losses) on trading portfolio	-68	343	-260
Total change in unrealized gains (losses) on trading portfolio	89	145	25
Other Investments [Member]	'	'	'
Net Investment Income [Line Items]	'	'	'
Total change in unrealized gains (losses) on trading portfolio	$14	($55)	($145)

Investments_Cost_or_Amortized_

Investments - Cost or Amortized Cost and Fair Value of Securities Available for Sale (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]	'
Cost or Amortized Cost	$355,052
Gross Unrealized Gains	3,541
Gross Unrealized Losses	-4,153
Fair Value	354,440
US Government and Agency Obligations [Member] | Fixed Maturities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Cost or Amortized Cost	105,229
Gross Unrealized Gains	19
Gross Unrealized Losses	-1,033
Fair Value	104,215
Corporate Bonds [Member] | Fixed Maturities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Cost or Amortized Cost	94,708
Gross Unrealized Gains	265
Gross Unrealized Losses	-770
Fair Value	94,203
Mortgage-Backed and Asset-Backed Securities [Member] | Fixed Maturities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Cost or Amortized Cost	91,502
Gross Unrealized Gains	75
Gross Unrealized Losses	-577
Fair Value	91,000
Common Stock [Member] | Equity Securities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Cost or Amortized Cost	8,500
Gross Unrealized Gains	916
Gross Unrealized Losses	-121
Fair Value	9,295
Mutual Funds [Member] | Equity Securities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Cost or Amortized Cost	55,113
Gross Unrealized Gains	2,266
Gross Unrealized Losses	-1,652
Fair Value	$55,727

Investments_Summarized_Fair_Va

Investments - Summarized Fair Value and Gross Unrealized Losses on Securities Available for Sale (Detail) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified	Security
Schedule of Available-for-sale Securities [Line Items]	'
Less than 12 months, Number of issues	95
Less than 12 months, Fair value	$227,241
Less than 12 months, Unrealized losses	-4,153
12 months or longer, Number of issues	'
12 months or longer, Fair value	'
12 months or longer, Unrealized losses	'
US Government and Agency Obligations [Member] | Fixed Maturities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Less than 12 months, Number of issues	6
Less than 12 months, Fair value	71,042
Less than 12 months, Unrealized losses	-1,033
12 months or longer, Number of issues	'
12 months or longer, Fair value	'
12 months or longer, Unrealized losses	'
Corporate Bonds [Member] | Fixed Maturities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Less than 12 months, Number of issues	55
Less than 12 months, Fair value	65,926
Less than 12 months, Unrealized losses	-770
12 months or longer, Number of issues	'
12 months or longer, Fair value	'
12 months or longer, Unrealized losses	'
Mortgage-Backed and Asset-Backed Securities [Member] | Fixed Maturities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Less than 12 months, Number of issues	16
Less than 12 months, Fair value	67,110
Less than 12 months, Unrealized losses	-577
12 months or longer, Number of issues	'
12 months or longer, Fair value	'
12 months or longer, Unrealized losses	'
Common Stock [Member] | Equity Securities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Less than 12 months, Number of issues	13
Less than 12 months, Fair value	3,517
Less than 12 months, Unrealized losses	-121
12 months or longer, Number of issues	'
12 months or longer, Fair value	'
12 months or longer, Unrealized losses	'
Mutual Funds [Member] | Equity Securities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Less than 12 months, Number of issues	5
Less than 12 months, Fair value	19,646
Less than 12 months, Unrealized losses	-1,652
12 months or longer, Number of issues	'
12 months or longer, Fair value	'
12 months or longer, Unrealized losses	'

Investments_Additional_Informa

Investments - Additional Information (Detail)	Mar. 01, 2013
	Positions
Investments Debt And Equity Securities [Abstract]	'
Unrealized losses	0

Investments_Amortized_Cost_and

Investments - Amortized Cost and Fair Value of Fixed Maturities Available for Sale by Contractual Maturity (Detail) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Schedule of Available-for-sale Securities [Line Items]	'
Fixed Maturities Securities Available for Sale, Due in one year or less, Amortized cost	$3,827
Fixed Maturities Securities Available for Sale, Due after one year through five years, Amortized cost	191,522
Fixed Maturities Securities Available for Sale, Due after five years through ten years, Amortized cost	4,588
Fixed Maturities Securities Available for Sale, Due after ten years, Amortized cost	'
Fixed Maturities Securities Available for Sale, Amortized cost, Total	291,439
Fixed Maturities Securities Available for Sale, Due in one year or less, Fair Value	3,825
Fixed Maturities Securities Available for Sale, Due after one year through five years, Fair Value	190,260
Fixed Maturities Securities Available for Sale, Due after five years through ten years, Fair Value	4,333
Fixed Maturities Securities Available for Sale, Due after ten years, Fair Value	'
Fixed Maturities Securities Available for Sale, Fair Value, Total	289,418
Mortgage-Backed and Asset-Backed Securities [Member]	'
Schedule of Available-for-sale Securities [Line Items]	'
Fixed Maturities Securities Available for Sale, Mortgage-backed Securities, Amortized cost	91,502
Fixed Maturities Securities Available for Sale, Mortgage-backed Securities, Fair Value	$91,000

Investments_Summary_of_Securit

Investments - Summary of Securities Available for Sale (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Investments Debt And Equity Securities [Abstract]	'
Sales proceeds (fair value)	$15,542
Gross realized gains	1,301
Gross realized losses	-4
Other than temporary losses	'

Reinsurance_Additional_Informa

Reinsurance - Additional Information (Detail) (USD $)	6 Months Ended	12 Months Ended
	Jun. 30, 2012	Dec. 31, 2013
Effects of Reinsurance [Line Items]	'	'
In-force policyholder coverage for windstorm exposures	'	$120,100,000,000
Percentage of premium ceded	50.00%	45.00%
Percentage reduction of premium ceded	'	5.00%
Covering certain loss occurrences including hurricanes	'	2,700,000
Option One [Member]	'	'
Effects of Reinsurance [Line Items]	'	'
Covering certain loss occurrences including hurricanes	'	75,000,000
Option One [Member] | Minimum [Member]	'	'
Effects of Reinsurance [Line Items]	'	'
UPCIC obtained catastrophe covering certain loss occurrences including hurricanes excess	'	45.00%
Covering certain loss occurrences including hurricanes	'	75,000,000
Option Two [Member]	'	'
Effects of Reinsurance [Line Items]	'	'
Covering certain loss occurrences including hurricanes	'	105,000,000
Option Two [Member] | Minimum [Member]	'	'
Effects of Reinsurance [Line Items]	'	'
Covering certain loss occurrences including hurricanes	'	$45,000,000
Option Two [Member] | Maximum [Member]	'	'
Effects of Reinsurance [Line Items]	'	'
UPCIC obtained catastrophe covering certain loss occurrences including hurricanes excess	'	55.00%

Reinsurance_Reinsurance_Arrang

Reinsurance - Reinsurance Arrangements (Detail) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Insurance [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Direct premiums written	'	'	'	'	'	'	'	'	$783,894	$780,128	$721,462
Ceded premiums written	'	'	'	'	'	'	'	'	-522,116	-517,604	-512,979
Net premiums written	'	'	'	'	'	'	'	'	261,778	262,524	208,483
Direct Premiums Earned	'	'	'	'	'	'	'	'	788,477	751,899	689,955
Ceded Premiums Earned	'	'	'	'	'	'	'	'	-520,822	-520,779	-490,970
Premiums earned, net	66,452	68,927	66,867	65,409	67,274	59,512	55,694	48,640	267,655	231,120	198,985
Direct Losses and Loss Adjustment Expenses	'	'	'	'	'	'	'	'	216,852	249,064	245,335
Ceded Losses and Loss Adjustment Expenses	'	'	'	'	'	'	'	'	-108,237	-122,877	-121,026
Net Losses and Loss Adjustment Expenses	'	'	'	'	'	'	'	'	$108,615	$126,187	$124,309

Reinsurance_Prepaid_Reinsuranc

Reinsurance - Prepaid Reinsurance Premiums and Reinsurance Recoverable and Receivable (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Reinsurance Disclosures [Abstract]	'	'
Prepaid reinsurance premiums	$241,214	$239,921
Reinsurance recoverable on unpaid losses and LAE	68,584	81,415
Reinsurance recoverable on paid losses	39,263	7,776
Reinsurance receivable, net	203	24,334
Reinsurance recoverable and receivable	$108,050	$113,525

Insurance_Operations_Additiona

Insurance Operations - Additional Information (Detail) (USD $)

3 Months Ended

12 Months Ended

12 Months Ended

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Oct. 04, 2013

Mar. 31, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Extraordinary Dividend [Member]

Previous Accounting Guidance [Member]

Adjustments for New Accounting Pronouncement [Member]

American Platinum Property and Casualty Insurance Company [Member]

Universal Property and Casualty Insurance Company [Member]

UPCIC and APPCIC [Member]

UPCIC and APPCIC [Member]

UPCIC and APPCIC [Member]

Florida Office of Insurance Regulation [Member]

State

State

Statutory Accounting Practices [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

Number of states in which home owners insurance operates

'

'

'

'

'

'

'

1

7

'

'

'

Deferred policy acquisition costs, net, difference percentage

'

'

'

13.00%

'

'

'

'

'

'

'

'

Deferred policy acquisition costs, pre-tax charge against earnings

$1,600,000

'

'

'

'

'

'

'

'

'

'

'

Capitalized costs amortization period

'

'12 months

'

'

'

'

'

'

'

'

'

'

Deferred policy acquisition costs, net

'

'

'

'

'

9,000,000

5,600,000

'

'

'

'

'

Incurred loss and LAE prior years

'

-2,945,000

6,729,000

11,471,000

'

'

'

'

'

'

'

'

Maximum dividend without prior approval is limited, Percent of statutory unassigned capital surplus

'

10.00%

'

'

'

'

'

'

'

'

'

'

Maximum dividend paid by UPCIC and APPCIC

'

'The maximum dividend that may be paid by UPCIC and APPCIC to their immediate parent company, Universal Insurance Holding Company of Florida ("UIHCF"), without prior approval is limited to the lesser of statutory net income from operations of the preceding calendar year or 10.0% of statutory unassigned surplus as of the preceding year end.

'

'

'

'

'

'

'

'

'

'

Dividend paid to UIHCF

'

'

'

'

'

'

'

'

'

0

0

0

Minimum capitalization rate

'

'

'

'

'

'

'

'

'

10.00%

'

'

Capitalization maintained by the company

'

'

'

'

'

'

'

'

'

5,000,000

'

'

Minimum capital required

'

'

'

'

'

'

'

'

'

'Greater of ten percent of the insurer's total liabilities or $5.0 million

'

'

Net direct premiums

'

0.90%

'

'

'

'

'

'

'

'

'

'

Insurance entities participation assessment total

'

6,300,000

'

'

'

'

'

'

'

'

'

'

Net direct premiums generated in Florida

'

704,800,000

'

'

'

'

'

'

'

'

'

'

Administrative Fine

'

'

'

'

$1,300,000

'

'

'

'

'

'

'

Insurance_Operations_Compositi

Insurance Operations - Composition of Insurance Entities' Aggregate Policies-In-Force (Detail)	Dec. 31, 2013	Dec. 31, 2012
In Florida [Member]	'	'
Statutory Accounting Practices [Line Items]	'	'
Percentage of Policies-In-Force	93.00%	96.00%
With Wind Coverage [Member]	'	'
Statutory Accounting Practices [Line Items]	'	'
Percentage of Policies-In-Force	98.00%	98.00%
With Wind Coverage in South Florida [Member]	'	'
Statutory Accounting Practices [Line Items]	'	'
Percentage of Policies-In-Force	27.00%	28.00%

Insurance_Operations_Beginning

Insurance Operations - Beginning and Ending Balances and Changes in DPAC, Net of DRCC (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Insurance [Abstract]	'	'	'
DPAC, beginning of year	$54,431	$57,482	$50,127
DPAC, beginning of year, Adjusted	'	50,200	'
Capitalized Costs	109,981	107,180	114,358
Amortization of DPAC	-110,313	-102,949	-107,003
DPAC, end of year	54,099	54,431	57,482
DRCC, beginning of year	37,149	44,486	40,682
DRCC, beginning of year, Adjusted	'	38,845	'
Ceding Commissions Written	89,679	85,063	89,330
Earned Ceding Commissions	-88,628	-86,759	-85,526
DRCC, end of year	38,200	37,149	44,486
DPAC (DRCC), net, beginning of year	17,282	12,996	9,445
DPAC (DRCC), net, beginning of year, Adjusted	'	11,355	'
Capitalized Costs, net	20,302	22,117	25,028
Amortization of DPAC (DRCC), net	-21,685	-16,190	-21,477
DPAC (DRCC), net, end of year	$15,899	$17,282	$12,996

Insurance_Operations_Change_in

Insurance Operations - Change in Liability for Unpaid Losses and LAE (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Insurance [Abstract]	'	'	'
Balance at beginning of year	$193,241	$187,215	'
Less reinsurance recoverable	-81,415	-88,002	'
Net balance at beginning of period	111,826	99,213	'
Incurred (recovered) related to current year	111,560	119,458	112,838
Incurred (recovered) related to prior years	-2,945	6,729	11,471
Total incurred	108,615	126,187	'
Paid related to Current year	62,529	54,141	'
Paid related to Prior years	67,274	59,433	'
Total paid	129,803	113,574	104,910
Net balance at end of period	90,638	111,826	99,213
Plus reinsurance recoverable	68,584	81,415	'
Balance at end of year	$159,222	$193,241	$187,215

Insurance_Operations_Statutory

Insurance Operations - Statutory Capital and Surplus, and an Amount Representing Ten Percent of Total Liabilities for both UPCIC and APPCIC (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Statutory Accounting Practices [Line Items]	'	'
Statutory capital and surplus	$161,800	'
Universal Property and Casualty Insurance Company [Member]	'	'
Statutory Accounting Practices [Line Items]	'	'
Ten percent of total liabilities	39,179	39,260
Statutory capital and surplus	161,803	134,034
American Platinum Property and Casualty Insurance Company [Member]	'	'
Statutory Accounting Practices [Line Items]	'	'
Ten percent of total liabilities	625	694
Statutory capital and surplus	$13,708	$14,330

Insurance_Operations_Recorded_

Insurance Operations - Recorded Capital Contributions (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Insurance [Abstract]	'	'	'
Capital Contributions	'	$28,550	$49,000

Insurance_Operations_Assets_He

Insurance Operations - Assets Held by Insurance Regulators (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Restricted Cash and Cash Equivalents [Member]	'	'
Statutory Accounting Practices [Line Items]	'	'
Assets held by insurance regulators	$2,600	$33,009
Investments [Member]	'	'
Statutory Accounting Practices [Line Items]	'	'
Assets held by insurance regulators	$3,707	$4,009

Property_and_Equipment_Compone

Property and Equipment - Components of Property and Equipment (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Property, Plant and Equipment [Line Items]	'	'
Total cost	$14,665	$13,361
Less: accumulated depreciation	-5,376	-4,393
Property and equipment, net	9,289	8,968
Land [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total cost	1,287	1,287
Building [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total cost	6,508	6,508
Leasehold Improvements [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total cost	17	'
Computers [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total cost	619	568
Furniture [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total cost	1,112	1,043
Automobiles and Other Vehicles [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total cost	3,067	2,183
Software [Member]	'	'
Property, Plant and Equipment [Line Items]	'	'
Total cost	$2,055	$1,772

Property_and_Equipment_Additio

Property and Equipment - Additional Information (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property Plant And Equipment [Abstract]	'	'	'
Depreciation and amortization	$1,012	$840	$639

Property_and_Equipment_Realize

Property and Equipment - Realized Gain (Losses) on the Disposal of Property and Equipment (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Property Plant And Equipment [Abstract]	'	'	'
Realized gain (loss) on disposal	($10)	($6)	$17

LongTerm_Debt_Additional_Infor

Long-Term Debt - Additional Information (Detail) (USD $)

1 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

12 Months Ended

Jun. 30, 2008

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Mar. 31, 2013

Mar. 29, 2013

Dec. 31, 2013

Dec. 31, 2007

Dec. 31, 2012

Dec. 31, 2011

Nov. 09, 2006

Dec. 31, 2013

Dec. 31, 2013

23-May-13

Dec. 31, 2012

Revolving Line of Credit [Member]

Revolving Line of Credit [Member]

Surplus Note [Member]

Surplus Note [Member]

Surplus Note [Member]

Surplus Note [Member]

Surplus Note [Member]

Surplus Note [Member]

Term Loan [Member]

Term Loan [Member]

Term Loan [Member]

Deutsche Bank [Member]

Deutsche Bank [Member]

Hurricane [Member]

Installment

Debt Instrument [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Long-term debt surplus

'

'

'

'

'

'

$18,800,000

'

$20,200,000

'

'

'

'

'

'

Long-term debt

'

'

'

'

'

'

'

'

'

'

'

'

18,500,000

'

0

Surplus note with the SBA under the ICBUI program

'

'

'

'

'

'

'

'

'

'

25,000,000

'

'

20,000,000

'

Statutory capital and surplus

'

161,800,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Surplus note maturity date

'

31-Dec-26

'

'

'

'

'

'

'

'

'

'

23-May-16

'

'

Effective interest rate paid on the surplus note

'

'

'

'

'

'

2.21%

'

1.96%

3.77%

'

'

5.99%

'

'

Principal repayments of Surplus Note

'

1,500,000

1,500,000

1,500,000

'

'

368,000

'

'

'

'

'

'

'

'

Maturity year of debt instrument

'

'

'

'

'

'

'Through 2026

'

'

'

'

'

'

'

'

Surplus during the term of surplus note

'

50,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Surplus and Reinsurance sufficient to cover in excess of UPCIC probable maximum loss

'

'

'

'

'

'

'

'

'

'

'

'1-in-100 year

'

'

'

Interest rate increased basis point

'

'

'

'

'

'

'

4.50%

'

'

'

'

'

'

'

Decrease in additional interest rate

4.50%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Basis point from decrease in additional interest rate

0.25%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Drops below a net written premium to surplus ratio

'

'

'

'

'

'

1.00%

'

'

'

'

'

'

'

'

Gross written premium to surplus ratio

'

'

'

'

'

'

3.00%

'

'

'

'

'

'

'

'

Stated interest rate on Term Loan

'

'

'

'

'

'

'

'

'

'

'

'

0.50%

'

'

Number of installments

'

'

'

'

'

'

'

'

'

'

'

'

3

'

'

Term Loan is amortized

'

'

'

'

'

'

'

'

'

'

'

'

'3 years

'

'

Amortization of discount

'

601,000

'

'

'

'

'

'

'

'

'

'

601,000

'

'

Unsecured line of credit, maximum borrowing capacity

'

'

'

'

'

10,000,000

'

'

'

'

'

'

'

'

'

DB loan, maturity date

'

'

'

'

27-Mar-15

'

'

'

'

'

'

'

'

'

'

DB loan, Interest rate

'

'

'

'

'LIBOR plus a margin of 5.50% or Deutsche Bank's prime rate plus a margin of 3.50%

'

'

'

'

'

'

'

'

'

'

Basis spread on LIBOR rate

'

'

'

'

5.50%

'

'

'

'

'

'

'

'

'

'

Basis spread on Prime rate

'

'

'

'

3.50%

'

'

'

'

'

'

'

'

'

'

Unsecured line of credit, amount drawn

'

'

'

'

0

'

'

'

'

'

'

'

'

'

'

Interest Expense

'

$1,200,000

$414,000

$856,000

'

'

'

'

'

'

'

'

'

'

'

LongTerm_Debt_Principal_Amount

Long-Term Debt - Principal Amount and Unamortized Discount (Detail) (Term Loan [Member], USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Term Loan [Member]	'
Debt Instrument [Line Items]	'
Principal amount	$20,000
Less: unamortized discount	-1,510
Term Loan, net of unamortized discount	$18,490

Longterm_Debt_Estimate_of_Prin

Long-term Debt - Estimate of Principal Payments to be Made for the Amount Due on the Surplus Note (Detail) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Debt Disclosure [Abstract]	'
2014	$7,471
2015	8,471
2016	8,471
2017	1,471
2018	1,471
Thereafter	11,395
Total	$38,750

Stockholders_Equity_Additional

Stockholders' Equity - Additional Information (Detail) (USD $)

12 Months Ended

1 Months Ended

1 Months Ended

12 Months Ended

3 Months Ended

12 Months Ended

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Aug. 31, 2013

Jul. 31, 2013

Aug. 14, 2013

23-May-13

Apr. 30, 2013

23-May-13

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2013

Dec. 31, 2012

Chief Executive Officer [Member]

Chief Executive Officer [Member]

Company's Director [Member]

Principal Stockholder [Member]

Principal Stockholder [Member]

Former Board of Directors Chairman [Member]

Series M [Member]

Series M [Member]

Series A [Member]

Series A [Member]

Series A [Member]

Series A [Member]

Series A [Member]

Series A [Member]

Equity [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Number of convertible preferred stock

0

0

'

'

'

'

'

'

'

77,740

0

'

'

'

'

0

0

Series A preferred stock pays a cumulative dividend

'

'

'

'

'

'

'

'

'

$0.20

'

$0.25

$0.25

$0.25

$0.25

'

'

Preferred stock aggregate dividends

'

'

'

'

'

'

'

'

'

$9,000

$267,000

'

'

'

'

$20,000

$20,000

Number of preferred stock converted into common stock

'

'

'

'

'

'

'

'

'

388,700

0

'

'

'

'

'

'

Aggregate common stock shares to repurchase

'

'

'

'

'

'

'

4,000,000

'

'

'

'

'

'

'

'

'

Common Stock Repurchase

'

'

'

'

'

'

2,000,000

2,000,000

2,666,000

'

'

'

'

'

'

'

'

Repurchase Price

'

'

'

'

'

'

$4.02

$4.02

$4.50

'

'

'

'

'

'

'

'

Shares repurchased

7,257,000

0

0

350,000

'

241,933

'

'

'

'

'

'

'

'

'

'

'

Stock repurchase price

'

'

'

'

$7.02

$7.57

'

'

'

'

'

'

'

'

'

'

'

Dividend payment restrictions

100.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Received distributions from the earnings of subsidiaries

26,900,000

40,200,000

89,300,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Capital contributions to subsidiaries

'

$28,600,000

$49,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Stockholders_Equity_Cumulative

Stockholder's Equity - Cumulative Convertible Preferred Stock (Detail)	Dec. 31, 2013	Dec. 31, 2012
Convertible Preferred Stock [Line Items]	'	'
Shares issued and outstanding	30,000	108,000
Common shares resulting if converted	100,000	488,000
Series A [Member]	'	'
Convertible Preferred Stock [Line Items]	'	'
Shares issued and outstanding	20,000	20,000
Conversion factor	2.5	2.5
Common shares resulting if converted	50,000	50,000
Series M [Member]	'	'
Convertible Preferred Stock [Line Items]	'	'
Shares issued and outstanding	10,000	88,000
Conversion factor	5	5
Common shares resulting if converted	50,000	438,000

Stockholders_Equity_Activity_R

Stockholder's Equity - Activity Relating to Common Shares (Detail)	12 Months Ended
	Dec. 31, 2013		Dec. 31, 2012		Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'		'		'
Conversion of preferred stock	100,000		488,000		'
Shares repurchased	-7,257,000		0		0
Options exercised	-2,330,000		'		'
Shares acquired through cashless exercise	-1,966,000		-147,000		-70,000
Common Stock [Member]	'		'		'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'		'		'
Beginning balance, shares	41,889,000		41,100,000		40,407,000
Conversion of preferred stock	389,000		'		'
Options exercised	2,330,000		285,000		160,000
Shares cancelled	-1,967,000		-146,000		-70,000
Restricted stock grant	1,000,000		650,000		600,000
Other adjustments	'		'		3,000
Ending balance, shares	43,641,000		41,889,000		41,100,000
Treasury Stock [Member]	'		'		'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'		'		'
Beginning balance, shares	-1,018,000		-1,018,000		-1,019,000
Shares repurchased	-7,257,000		'		'
Shares cancelled	1,967,000		146,000		70,000
Shares acquired through cashless exercise	-1,967,000	[1]	-146,000	[1]	-70,000	[1]
Other adjustments	'		'		1,000
Ending balance, shares	-8,275,000		-1,018,000		-1,018,000
Outstanding Shares [Member]	'		'		'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'		'		'
Beginning balance, shares	40,871,000		40,082,000		39,388,000
Conversion of preferred stock	389,000		'		'
Shares repurchased	-7,257,000		'		'
Options exercised	2,330,000		285,000		160,000
Restricted stock grant	1,000,000		650,000		600,000
Shares acquired through cashless exercise	-1,967,000	[1]	-146,000	[1]	-70,000	[1]
Other adjustments	'		'		4,000
Ending balance, shares	35,366,000		40,871,000		40,082,000
[1]	All shares acquired represent shares tendered to cover the strike price for options and tax withholdings on the intrinsic value of options exercised or restricted stock vested. These shares have been cancelled by the Company.

Stockholders_Equity_Summary_of

Stockholders' Equity - Summary of dividends declared on its outstanding shares of common stock to its shareholders (Detail) (USD $)	3 Months Ended												12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Equity [Abstract]	'	'	'	'	'	'	'	'	'	'	'	'	'	'	'
Dividends per share declared on outstanding common stock	$0.23	$0.10	$0.08	$0.08	$0.20	$0.08	$0.08	$0.10	$0.14	$0.08	'	$0.10	$0.49	$0.46	$0.32
Aggregate amount	$8,134	$3,511	$2,821	$3,259	$8,174	$3,270	$3,214	$4,012	$5,611	$3,199	'	$3,939	$17,754	$18,956	$12,770

ShareBased_Compensation_Additi

Share-Based Compensation - Additional Information (Detail) (USD $)

1 Months Ended

12 Months Ended

1 Months Ended

1 Months Ended

1 Months Ended

1 Months Ended

0 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

0 Months Ended

1 Months Ended

12 Months Ended

1 Months Ended

Mar. 12, 2013

Sep. 04, 2012

Jun. 23, 2011

Dec. 31, 2013

Jul. 08, 2013

Nov. 16, 2009

Nov. 12, 2013

Jun. 23, 2011

Sep. 04, 2012

Jun. 23, 2011

Aug. 08, 2013

Jun. 23, 2011

Aug. 08, 2013

Aug. 08, 2013

Jul. 31, 2013

Mar. 12, 2013

Nov. 12, 2013

Jun. 30, 2012

31-May-11

Jul. 31, 2013

Dec. 31, 2013

Dec. 31, 2013

Apr. 30, 2013

Dec. 31, 2013

Apr. 30, 2013

Mar. 28, 2011

Apr. 30, 2013

Aug. 23, 2012

Dec. 31, 2013

Aug. 08, 2013

Apr. 30, 2013

Chief Executive Officer [Member]

Chief Executive Officer [Member]

Chief Operating Officer [Member]

Chief Operating Officer [Member]

Chief Financial Officer [Member]

Chief Financial Officer [Member]

Chief Financial Officer [Member]

Chief Financial Officer [Member]

Vice President and Chief Operating Officer [Member]

Vice President and Chief Operating Officer [Member]

Chief Administrative Officer [Member]

Outstanding Shares [Member]

Outstanding Shares [Member]

Stock Option [Member]

Stock Option [Member]

Stock Option [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

Restricted Stock [Member]

October One Two Thousand Fourteen [Member]

October One Two Thousand Fifteen [Member]

Minimum [Member]

Maximum [Member]

Chief Executive Officer [Member]

Chief Operating Officer [Member]

Chief Operating Officer [Member]

Chief Operating Officer [Member]

Chief Operating Officer [Member]

Chief Financial Officer [Member]

Chief Administrative Officer [Member]

Share-based Compensation Arrangement by Share-based Payment Award [Line Items]

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Remaining shares reserved for issuance

'

'

'

1,947,000

'

1,800,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Increase in the shares reserved for grant

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

2,400,000

'

'

'

'

'

'

'

'

'

'

'

'

Additional shares reserved for grant

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

3,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

Non-qualified stock option awards, expiration period

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'5 years

'10 years

'

'

'

'

'

'

'

'

'

Vested and non-vested stock awards, vesting service period

'

'

'

'

'

'

'3 years

'

'2 years

'

'2 years

'

'

'

'

'3 years

'3 years

'

'

'3 years

'2 years

'3 years

'

'3 years

'

'

'

'2 years

'

'

'

Option Granted

'

'

'

'

'

'

'

300,000

'

300,000

'

75,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Option Exercise Price

$4.51

$3.51

$4.70

'

$7.33

'

$8.01

'

'

'

'

'

'

'

'

'

$8.01

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Options granted, vesting description

'

'

'(i) one third on the six (6) month anniversary of the date of grant, (ii) one third on the one (1) year anniversary of the date of grant, and (iii) one third on the two (2) year anniversary of the date of grant.

'

'

'

'Both option grants have an exercise price of $8.01 per share, expire on November 12, 2020 and vest over three years as follows one third on the one (1) year anniversary of the date of grant, one third on the two (2) year anniversary of the date of grant and one third on the three (3) year anniversary of the date of grant.

'

'

'

'

'

'

'

'The option has an exercise price of $7.33 per share, expires on July 8, 2018 and vests over three years as follows one third on the one (1) year anniversary of the date of grant, one third on the two (2) year anniversary of the date of grant and one third on the three (3) year anniversary of the date of grant.

'The options have an exercise price of $4.51, expire on March 12, 2018 and vest over three years as follows one third on the one (1) year anniversary of the date of grant, one third on the two (2) year anniversary of the date of grant and one third on the three (3) year anniversary of the date of grant

'Both option grants have an exercise price of $8.01 per share, expire on November 12, 2020 and vest over three years as follows one third on the one (1) year anniversary of the date of grant, one third on the two (2) year anniversary of the date of grant and one third on the three (3) year anniversary of the date of grant.

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Expiration date of option

12-Mar-18

4-Sep-19

23-Jun-18

'

'

'

12-Nov-20

'

'

'

'

'

'

'

8-Jul-18

'

12-Nov-20

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Option Granted

'

'

'

2,015,000

'

'

300,000

'

500,000

'

'

'

'

'

300,000

100,000

200,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Option expiration two year from grant date

'

'

'

'

'

'

'

'

250,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Option expiration one year from grant date

'

'

'

'

'

'

'

'

250,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

Restricted stock awards, shares

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

600,000

'

'

Price of performance-based restricted common stock

'

'

'

'

'

'

'

'

'

'

$8.55

'

'

'

'

'

'

'

'

'

'

'

'

'

$4.88

'

$4.88

$3.37

$5.61

'

$4.88

Shares vest on each of the first anniversary of the grant date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

200,000

'

'

'

'

'

Shares vest on each of the second anniversary of the grant date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

200,000

'

'

'

'

'

Shares vest on each of the third anniversary of the grant date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

200,000

'

'

'

'

'

Shares of restricted Common Stock

'

'

'

1,000,000

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

500,000

'

250,000

650,000

'

150,000

100,000

Percentage on first anniversary of issue date

'

'

'

'

'

'

'

'

'

'

'

'

50.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

'

38.50%

'

'

'

Percentage on second anniversary of issue date

'

'

'

'

'

'

'

'

'

'

'

'

'

50.00%

'

'

'

'

'

'

'

'

'

'

'

'

'

77.00%

'

'

'

Percentage on third anniversary of issue date

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

100.00%

'

'

'

Cumulated stock vests

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

'

7-Apr-14

'

'

'

'

'

'

'

'

ShareBased_Compensation_Certai

Share-Based Compensation - Certain Information Related to Stock Options and Restricted Stock (Detail) (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013
Disclosure Of Compensation Related Costs Sharebased Payments [Abstract]	'
Stock Options Number of Options beginning balance	5,330
Stock Options Number of Options Granted	2,015
Stock Options Number of Options Forfeited	-40
Stock Options Number of Options Exercised	-2,330
Stock Options Number of Options Expired	-850
Stock Options Number of Options ending balance	4,125
Stock Options Number of Options Exercisable	1,900
Stock Options Weighted Average Exercise Price per Share Outstanding beginning balance	$4.29
Stock Options Weighted Average Exercise Price per Share Granted	$6.54
Stock Options Weighted Average Exercise Price per Share Forfeited	$7.33
Stock Options Weighted Average Exercise Price per Share Exercised	$4.06
Stock Options Weighted Average Exercise Price per Share Expired	$3.90
Stock Options Weighted Average Exercise Price per Share Outstanding ending balance	$5.56
Stock Options Weighted Average Exercise Price per Share Exercisable	$4.83
Stock Options Aggregate Intrinsic Value ending balance	$36,786
Stock Options Aggregate Intrinsic Value Exercisable	$18,330
Stock Options Weighted Average Remaining Term	'3 years 10 months 10 days
Exercisable Stock Options Weighted Average Remaining Term	'2 years 5 months 5 days
Restricted Stock Number of Shares beginning balance	1,152
Restricted Stock Number of Shares Granted	1,000
Restricted Stock Number of Shares Vested	-552
Restricted Stock Number of Shares ending balance	1,600
Restricted Stock Weighted Average Grant Date Fair Value per Share beginning balance	$4.37
Restricted Stock Weighted Average Grant Date Fair Value per Share Granted	$5.43
Restricted Stock Weighted Average Grant Date Fair Value per Share Vested	$4.64
Restricted Stock Weighted Average Grant Date Fair Value per Share ending balance	$4.94

ShareBased_Compensation_Certai1

Share-Based Compensation - Certain Information Regarding Company's Share-Based Compensation (Detail) (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Compensation expense, Total	$6,417	$3,830	$2,848
Deferred tax benefits, Total	792	926	874
Realized tax benefits, Total	2,739	459	195
Excess tax benefits (shortfall)	359	-1,760	195
Weighted average fair value per option or share, Restricted stock grants	$5.43	'	'
Intrinsic value of options exercised	6,131	437	507
Cash received for strike price and tax withholdings	'	652	204
Shares acquired through cashless exercise	1,966	147	70
Value of shares acquired through cashless exercise	12,630	583	263
Stock Option [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Compensation expense, Stock options	930	1,188	1,450
Deferred tax benefits, Total	359	458	559
Realized tax benefits, Total	2,365	168	195
Excess tax benefits (shortfall)	418	-1,618	195
Weighted average fair value per option or share, Stock option grants	$0.79	$0.87	$1.67
Restricted Stock [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Compensation expense, Restricted Stock	5,487	2,642	1,398
Deferred tax benefits, Total	433	468	315
Realized tax benefits, Total	374	291	'
Excess tax benefits (shortfall)	-59	-142	'
Weighted average fair value per option or share, Restricted stock grants	$5.43	$3.37	$5.61
Fair value of restricted stock vested	$2,548	$1,164	$540

ShareBased_Compensation_Unreco

Share-Based Compensation - Unrecognized Compensation Expense and Weighted Average Period (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Stock Option [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Unrecognized expense	$1,449
Weighted average remaining years	'2 years 10 months 13 days
Restricted Stock [Member]	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'
Unrecognized expense	$2,844
Weighted average remaining years	'9 months 26 days

ShareBased_Compensation_Summar

Share-Based Compensation - Summary of Assumptions Utilized in the Black-Scholes Model for Stock Options Granted (Detail) (Stock Option [Member], USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Stock Option [Member]	'	'	'
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]	'	'	'
Weighted-average risk-free interest rate	0.27%	0.62%	1.34%
Expected term of option in years	'3 years 2 months 16 days	'4 years 3 months	'3 years 11 months 1 day
Weighted-average volatility	34.10%	48.40%	58.50%
Dividend yield	9.10%	11.40%	8.90%
Weighted average grant date fair value per share	$0.79	$0.87	$1.67

Employee_Benefit_Plan_Addition

Employee Benefit Plan - Additional Information (Detail) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Compensation And Retirement Disclosure [Abstract]	'	'	'
Company contribution percentage	100.00%	'	'
Participant's contribution percentage	5.00%	'	'
Additional profit-sharing contribution	$0	$0	$0
Aggregate contributions	$709,000	$598,000	$542,000

Related_Party_Transactions_Pay

Related Party Transactions - Payments Made by Company to Downes and Associates (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Downes and Associates [Member]	'	'	'
Related Party Transaction [Line Items]	'	'	'
Payments made by the company to related party	$477	$623	$753
SPC Global RE Advisors LLC [Member]	'	'	'
Related Party Transaction [Line Items]	'	'	'
Payments made by the company to related party	$68	'	'

Related_Party_Transactions_Add

Related Party Transactions - Additional Information (Detail) (USD $)	1 Months Ended
Share data in Millions, unless otherwise specified	23-May-13	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012
	RenRe Ventures [Member]	Downes and Associates [Member]	Downes and Associates [Member]	SPC Global RE Advisors LLC [Member]	SPC Global RE Advisors LLC [Member]
Related Party Transaction [Line Items]	'	'	'	'	'
Payments due to related party	'	$0	$0	$0	$0
Repurchase of shares	2	'	'	'	'
Percentage of outstanding common stock	4.99%	'	'	'	'

Income_Taxes_Reconciles_Statut

Income Taxes - Reconciles Statutory Federal Income Tax Rate to Company' s Effective Tax Rate (Detail)	3 Months Ended		12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Income Tax Disclosure [Abstract]	'	'	'	'	'
Statutory federal income tax rate	'	'	35.00%	35.00%	35.00%
Increases (decreases) resulting from:	'	'	'	'	'
Disallowed meals & entertainment	'	'	0.40%	0.60%	0.60%
Disallowed compensation	'	'	2.30%	3.20%	2.30%
Fines and penalties	'	'	0.40%	'	'
True-up of prior year tax returns	'	'	-0.60%	'	'
State income tax, net of federal tax benefit	'	'	3.60%	3.60%	3.60%
Other, net	'	'	0.20%	-0.10%	-1.10%
Effective tax rate	40.00%	52.90%	41.30%	42.30%	40.40%

Income_Taxes_Reconciles_Statut1

Income Taxes - Reconciles Statutory Federal Income Tax Rate to Company' s Effective Tax Rate (Parenthetical) (Detail)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Schedule Of Effective Income Tax Rate Reconciliation [Line Items]	'	'	'
State of Florida income tax at a statutory tax rate	35.00%	35.00%	35.00%
State of Florida Income Tax Authority [Member]	'	'	'
Schedule Of Effective Income Tax Rate Reconciliation [Line Items]	'	'	'
State of Florida income tax at a statutory tax rate	5.50%	5.50%	5.50%

Income_Taxes_Deferred_Income_T

Income Taxes - Deferred Income Tax Effects of Temporary Differences (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Deferred income tax assets:	'	'
Unearned premiums	$10,976	$11,430
Advanced premiums	1,742	1,132
Unpaid losses and LAE	2,598	3,449
Regulatory assessments	345	2,447
Share-based compensation	1,459	3,048
Accrued wages	255	778
Allowance for uncollectible receivables	172	205
Additional tax basis of securities	45	573
Change in unrealized losses on investments	'	2,782
Capital loss carryforwards	1,149	'
Total deferred income tax assets	18,741	25,844
Deferred income tax liabilities:	'	'
Deferred policy acquisition costs, net	-6,133	-6,666
Prepaid expenses	-548	'
Other comprehensive income	-9	'
Total deferred income tax liabilities	-6,690	-6,666
Net deferred income tax asset	$12,051	$19,178

Earnings_Per_Share_Reconciles_

Earnings Per Share - Reconciles Numerator and Denominator of Basic and Diluted Earnings Per Share Computations for Net Income (Detail) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Numerator for EPS:	'	'	'	'	'	'	'	'	'	'	'
Net income	$15,582	$14,407	$17,029	$11,959	$4,406	$8,256	$7,777	$9,873	$58,977	$30,312	$20,109
Less: Preferred stock dividends	'	'	'	'	'	'	'	'	-29	-287	-20
Income available to common stockholders	'	'	'	'	'	'	'	'	$58,948	$30,025	$20,089
Denominator for EPS:	'	'	'	'	'	'	'	'	'	'	'
Weighted average common shares outstanding	'	'	'	'	'	'	'	'	35,866	39,614	39,184
Plus: Assumed conversion of stock-based compensation	'	'	'	'	'	'	'	'	1,531	513	770
Assumed conversion of preferred stock	'	'	'	'	'	'	'	'	379	489	488
Weighted average diluted common shares outstanding	'	'	'	'	'	'	'	'	37,776	40,616	40,442
Basic earnings per common share	$0.46	$0.43	$0.47	$0.30	$0.11	$0.21	$0.20	$0.24	$1.64	$0.76	$0.51
Diluted earnings per common share	$0.44	$0.40	$0.44	$0.29	$0.11	$0.20	$0.19	$0.24	$1.56	$0.75	$0.50
Weighted average number of antidilutive shares	'	'	'	'	'	'	'	'	518	818	2,553

Earnings_Per_Share_Additional_

Earnings Per Share - Additional Information (Detail) (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Earnings Per Share [Abstract]	'	'	'
Common stock purchased	7,257	0	0
Increase in diluted earnings per common share	$0.17	'	'

Other_Comprehensive_Income_Los2

Other Comprehensive Income (Loss) - Components of Other Comprehensive Income (loss) Pre-Tax and After-Tax (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013
Equity [Abstract]	'
Net unrealized gains (losses) on investments available for sale arising during the year, Pre-tax	$685
Amounts reclassified from accumulated other comprehensive income (loss), Pre-tax	-1,297
Net current period other comprehensive income (loss), Pre-tax	-612
Net unrealized gains (losses) on investments available for sale arising during the year, Tax	264
Amounts reclassified from accumulated other comprehensive income (loss), Tax	-500
Net current period other comprehensive income (loss), Tax	-236
Net unrealized gains (losses) on investments available for sale arising during the year, After-tax	421
Amounts reclassified from accumulated other comprehensive income (loss), After-tax	-797
Net current period other comprehensive income (loss), After-tax	($376)

Other_Comprehensive_Income_Los3

Other Comprehensive Income (Loss) - Additional Information (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2013
Equity [Abstract]	'	'	'
Other comprehensive income	$0	$0	'
Accumulated other comprehensive income	$0	'	($376)

Other_Comprehensive_Income_Los4

Other Comprehensive Income (Loss) - Reclassifications Out of Accumulated Other Comprehensive Income (Detail) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Net realized gains (losses) on investments	'	'	'	'	'	'	'	'	($14,740)	($11,943)	$2,350
Tax (expense) or benefit	'	'	'	'	'	'	'	'	-41,579	-22,247	-13,609
Net Income	15,582	14,407	17,029	11,959	4,406	8,256	7,777	9,873	58,977	30,312	20,109
Accumulated Net Unrealized Investment Gain (Loss) [Member] | Reclassification out of Accumulated Other Comprehensive Income [Member]	'	'	'	'	'	'	'	'	'	'	'
Accumulated Other Comprehensive Income (Loss) [Line Items]	'	'	'	'	'	'	'	'	'	'	'
Net realized gains (losses) on investments	'	'	'	'	'	'	'	'	1,297	'	'
Tax (expense) or benefit	'	'	'	'	'	'	'	'	-500	'	'
Net Income	'	'	'	'	'	'	'	'	$797	'	'

Commitments_and_Contingencies_1

Commitments and Contingencies - Additional Information (Detail) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Jul. 12, 2013
	sqft			sqft
Operating Leased Assets [Line Items]	'	'	'	'
Office building rentable area	'	'	'	'
Monthly rent for property	$51,000	'	'	'
Term of lease	'10 years	'	'	'
Purchase of property latest time period	'2015-02	'	'	'
Purchase price of property	5,990,000	'	'	'
Total rental expense	423,000	286,000	451,000	'
Computer Equipment and Software [Member]	'	'	'	'
Operating Leased Assets [Line Items]	'	'	'	'
Original cost of leased computer and software equipment	$2,700,000	'	'	'

Commitments_and_Contingencies_2

Commitments and Contingencies - Future Minimum Rental Payments Under the Non-cancelable Operating Leases (Detail) (USD $)	Dec. 31, 2013
In Thousands, unless otherwise specified
Commitments And Contingencies Disclosure [Abstract]	'
2014	$882
2015	120
Total	$1,002

Fair_Value_Measurements_Assets

Fair Value Measurements - Assets Accounted for at Fair Value on Recurring Basis (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	$474,315	$469,747
Fair Value, Measurements, Recurring [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	474,315	469,747
Fair Value, Measurements, Recurring [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	354,440	'
Fair Value, Measurements, Recurring [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	89,346
Fair Value, Measurements, Recurring [Member] | Cash and Cash Equivalents [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	117,275	347,392
Fair Value, Measurements, Recurring [Member] | Restricted Cash and Cash Equivalents [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	2,600	33,009
Fair Value, Measurements, Recurring [Member] | U.S. Government Obligations and Agencies [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	104,215	'
Fair Value, Measurements, Recurring [Member] | U.S. Government Obligations and Agencies [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	4,009
Fair Value, Measurements, Recurring [Member] | Corporate Bonds [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	94,203	'
Fair Value, Measurements, Recurring [Member] | Mortgage-Backed and Asset-Backed Securities [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	91,000	'
Fair Value, Measurements, Recurring [Member] | Common Stock [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	9,295	'
Fair Value, Measurements, Recurring [Member] | Mutual Funds [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	55,727	'
Fair Value, Measurements, Recurring [Member] | Equity Securities, Common Stock, Metals and Mining [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	26,130
Fair Value, Measurements, Recurring [Member] | Equity Securities, Common Stock, Energy [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	10,868
Fair Value, Measurements, Recurring [Member] | Equity Securities, Common Stock, Other [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	8,215
Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Metals and Mining [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	21,989
Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Agriculture [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	10,265
Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Energy [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	5,068
Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Indices [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	2,506
Fair Value, Measurements, Recurring [Member] | Non-Hedging Derivate Liability, Net [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	-21
Fair Value, Measurements, Recurring [Member] | Other Investments [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	317
Level 1 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	184,897	465,759
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	65,022	'
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	85,358
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Cash and Cash Equivalents [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	117,275	347,392
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Restricted Cash and Cash Equivalents [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	2,600	33,009
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Common Stock [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	9,295	'
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Mutual Funds [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	55,727	'
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities, Common Stock, Metals and Mining [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	26,130
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities, Common Stock, Energy [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	10,868
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities, Common Stock, Other [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	8,215
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Metals and Mining [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	21,989
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Agriculture [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	10,265
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Energy [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	5,068
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Equity Securities, Exchange-Traded and Mutual Funds, Indices [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	2,506
Level 1 [Member] | Fair Value, Measurements, Recurring [Member] | Other Investments [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	317
Level 2 [Member] | Fair Value, Measurements, Recurring [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	289,418	3,988
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	289,418	'
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	3,988
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Government Obligations and Agencies [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	104,215	'
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | U.S. Government Obligations and Agencies [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	4,009
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Corporate Bonds [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	94,203	'
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Mortgage-Backed and Asset-Backed Securities [Member] | Categories of Investments, Marketable Securities, Available-for-Sale Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	91,000	'
Level 2 [Member] | Fair Value, Measurements, Recurring [Member] | Non-Hedging Derivate Liability, Net [Member] | Categories of Investments, Marketable Securities, Trading Securities [Member]	'	'
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]	'	'
Investment Owned, at Fair Value	'	($21)

Fair_Value_Measurements_Summar

Fair Value Measurements - Summarizes Carrying Value and Estimated Fair Values of Financial Instruments not Carried at Fair Value (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified
Surplus Note [Member]	'	'
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]	'	'
Carrying value	$18,750	$20,221
Term Loan [Member]	'	'
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]	'	'
Carrying value	18,490	'
Level 3 [Member] | Surplus Note [Member]	'	'
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]	'	'
Estimated fair value	15,900	18,057
Level 3 [Member] | Term Loan [Member]	'	'
Fair Value Inputs Assets Liabilities Quantitative Information [Line Items]	'	'
Estimated fair value	$18,490	'

Quarterly_Results_for_2013_and2

Quarterly Results for 2013 and 2012 - Additional Information (Detail) (USD $)	3 Months Ended		12 Months Ended
In Millions, except Per Share data, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Quarterly Financial Information Disclosure [Abstract]	'	'	'	'	'
Increase in revenue during period	$2.40	'	'	'	'
Decrease in operating expenses	14.3	'	'	'	'
Increase in net investment income	1.1	'	'	'	'
Increase decrease in net unrealized loss	2	'	'	'	'
Decrease in losses and loss adjustment expenses during period	5.7	'	'	'	'
Increase decrease in general and administrative expenses during period	$8.60	'	'	'	'
Effective tax rate	40.00%	52.90%	41.30%	42.30%	40.40%
Diluted earnings per share	$0.08	'	'	'	'

Quarterly_Results_for_2013_and3

Quarterly Results for 2013 and 2012 - Summary of Quarterly Results for the Periods Presented (Detail) (USD $)	3 Months Ended								12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Quarterly Financial Information Disclosure [Abstract]	'	'	'	'	'	'	'	'	'	'	'
Net premiums earned	$66,452	$68,927	$66,867	$65,409	$67,274	$59,512	$55,694	$48,640	$267,655	$231,120	$198,985
Investment income	1,397	382	137	12	278	215	-16	-36	1,928	441	788
Total revenues	77,580	78,368	77,756	67,455	75,227	74,537	59,928	60,247	301,159	269,939	225,861
Total expenses	51,587	53,255	48,068	47,693	65,863	60,563	46,936	44,018	200,603	217,380	192,143
Net income	$15,582	$14,407	$17,029	$11,959	$4,406	$8,256	$7,777	$9,873	$58,977	$30,312	$20,109
Basic earnings per share	$0.46	$0.43	$0.47	$0.30	$0.11	$0.21	$0.20	$0.24	$1.64	$0.76	$0.51
Diluted earnings per share	$0.44	$0.40	$0.44	$0.29	$0.11	$0.20	$0.19	$0.24	$1.56	$0.75	$0.50

Subsequent_Events_Additional_I

Subsequent Events - Additional Information (Detail) (USD $)	12 Months Ended			0 Months Ended	1 Months Ended	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Jan. 02, 2014	Jan. 30, 2014	Dec. 31, 2013
				Subsequent Event [Member]	Subsequent Event [Member]	Subsequent Event [Member]
Subsequent Event [Line Items]	'	'	'	'	'	'
Additional shares repurchased	7,257,000	0	0	675,000	'	'
Common stock per share	'	'	'	$11.11	'	'
Percentage of repurchase discount price	'	'	'	'	'	23.00%
Declared dividend	'	'	'	'	$0.10	'
Dividend payment date	'	'	'	'	3-Mar-14	'
Dividend record date	'	'	'	'	19-Feb-14	'

Schedule_II_Condensed_Financia1

Schedule II - Condensed Financial Information of Registrant - Condensed Balance Sheets (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
In Thousands, unless otherwise specified
ASSETS	'	'	'	'
Cash and cash equivalents	$117,275	$347,392	$229,685	$133,645
Equity securities (available for sale), at fair value	65,022	'	'	'
Equity securities (trading), at fair value	'	85,041	'	'
Fixed maturities (available for sale), at fair value	289,418	'	'	'
Receivable from securities	'	1,096	'	'
Other receivables	2,587	2,017	'	'
Income taxes recoverable	8,152	2,594	'	'
Deferred income taxes	12,051	19,178	'	'
Other assets	2,072	1,578	'	'
Total assets	920,090	925,735	'	'
LIABILITIES:	'	'	'	'
Accounts payable	3,441	4,368	'	'
Payable for securities purchased	'	1,275	'	'
Income taxes payable	2,566	699	'	'
Long-term debt	37,240	20,221	'	'
Other accrued expenses	34,386	28,071	'	'
Total liabilities	744,481	762,221	'	'
STOCKHOLDERS' EQUITY:	'	'	'	'
Cumulative convertible preferred stock, $.01 par value Authorized shares - 1,000 Issued shares - 30 and 108 Outstanding shares - 30 and 108 Minimum liquidation preference - $6.98 and $2.66 per share	'	1	'	'
Common stock, $.01 par value Authorized shares - 55,000 Issued shares - 43,641 and 41,889 Outstanding shares - 35,366 and 40,871	436	419	'	'
Treasury shares, at cost - 8,275 and 1,018	-35,467	-3,101	'	'
Additional paid-in capital	42,282	38,684	'	'
Accumulated other comprehensive income, net of taxes	-376	0	'	'
Retained earnings	168,734	127,511	'	'
Total stockholders' equity	175,609	163,514	150,005	139,790
Total liabilities and stockholders' equity	920,090	925,735	'	'
Parent Company [Member]	'	'	'	'
ASSETS	'	'	'	'
Cash and cash equivalents	4,878	17,733	6,900	8,457
Investments in subsidiaries and undistributed earnings	174,068	121,496	'	'
Equity securities (available for sale), at fair value	10,474	'	'	'
Equity securities (trading), at fair value	'	13,944	'	'
Fixed maturities (available for sale), at fair value	750	'	'	'
Receivable from securities	'	175	'	'
Other receivables	244	8	'	'
Income taxes recoverable	8,152	2,594	'	'
Deferred income taxes	12,052	19,178	'	'
Other assets	346	329	'	'
Total assets	210,964	175,457	'	'
LIABILITIES:	'	'	'	'
Accounts payable	146	339	'	'
Payable for securities purchased	'	53	'	'
Income taxes payable	2,566	699	'	'
Long-term debt	18,490	'	'	'
Other accrued expenses	14,153	10,852	'	'
Total liabilities	35,355	11,943	'	'
STOCKHOLDERS' EQUITY:	'	'	'	'
Cumulative convertible preferred stock, $.01 par value Authorized shares - 1,000 Issued shares - 30 and 108 Outstanding shares - 30 and 108 Minimum liquidation preference - $6.98 and $2.66 per share	'	1	'	'
Common stock, $.01 par value Authorized shares - 55,000 Issued shares - 43,641 and 41,889 Outstanding shares - 35,366 and 40,871	436	419	'	'
Treasury shares, at cost - 8,275 and 1,018	-35,467	-3,101	'	'
Additional paid-in capital	42,282	38,684	'	'
Accumulated other comprehensive income, net of taxes	-376	'	'	'
Retained earnings	168,734	127,511	'	'
Total stockholders' equity	175,609	163,514	'	'
Total liabilities and stockholders' equity	$210,964	$175,457	'	'

Schedule_II_Condensed_Financia2

Schedule II - Condensed Financial Information of Registrant - Condensed Balance Sheets (Parenthetical) (Detail) (USD $)	Dec. 31, 2013	Dec. 31, 2012
In Thousands, except Per Share data, unless otherwise specified
Parent Company Only Financial Information [Line Items]	'	'
Cumulative convertible preferred stock, par value	$0.01	$0.01
Cumulative convertible preferred stock, shares authorized	1,000	1,000
Cumulative convertible preferred stock, shares issued	30	108
Cumulative convertible preferred stock, shares outstanding	30	108
Cumulative convertible preferred stock, minimum liquidation preference	$6.98	$2.66
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	55,000	55,000
Common stock, shares issued	43,641	41,889
Common stock, shares outstanding	35,366	40,871
Treasury stock, shares	8,275	1,018
Parent Company [Member]	'	'
Parent Company Only Financial Information [Line Items]	'	'
Cumulative convertible preferred stock, par value	$0.01	$0.01
Cumulative convertible preferred stock, shares authorized	1,000	1,000
Cumulative convertible preferred stock, shares issued	30	108
Cumulative convertible preferred stock, shares outstanding	30	108
Cumulative convertible preferred stock, minimum liquidation preference	$6.98	$2.66
Common stock, par value	$0.01	$0.01
Common stock, shares authorized	55,000	55,000
Common stock, shares issued	43,641	41,889
Common stock, shares outstanding	35,366	40,871
Treasury stock, shares	8,275	1,018

Schedule_II_Condensed_Financia3

Schedule II - Condensed Financial Information of Registrant - Condensed Statements of Income (Detail) (USD $)	3 Months Ended								12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Sep. 30, 2013	Jun. 30, 2013	Mar. 31, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
PREMIUMS EARNED AND OTHER REVENUES	'	'	'	'	'	'	'	'	'	'	'
Premiums earned, net	$66,452	$68,927	$66,867	$65,409	$67,274	$59,512	$55,694	$48,640	$267,655	$231,120	$198,985
Net investment income	1,397	382	137	12	278	215	-16	-36	1,928	441	788
Net realized gains (losses) on investments	'	'	'	'	'	'	'	'	-14,740	-11,943	2,350
Net change in unrealized gains (losses) on investments	'	'	'	'	'	'	'	'	7,850	9,443	-18,410
Total premiums earned and other revenues	77,580	78,368	77,756	67,455	75,227	74,537	59,928	60,247	301,159	269,939	225,861
OPERATING COSTS AND EXPENSES	'	'	'	'	'	'	'	'	'	'	'
General and administrative expenses	'	'	'	'	'	'	'	'	-91,988	-91,193	-67,834
Total operating costs and expenses	-51,587	-53,255	-48,068	-47,693	-65,863	-60,563	-46,936	-44,018	-200,603	-217,380	-192,143
LOSS BEFORE INCOME TAXES AND EQUITY IN NET EARNINGS OF SUBSIDIARIES	'	'	'	'	'	'	'	'	100,556	52,559	33,718
Benefit from income taxes	'	'	'	'	'	'	'	'	41,579	22,247	13,609
Net Income	15,582	14,407	17,029	11,959	4,406	8,256	7,777	9,873	58,977	30,312	20,109
Parent Company [Member]	'	'	'	'	'	'	'	'	'	'	'
PREMIUMS EARNED AND OTHER REVENUES	'	'	'	'	'	'	'	'	'	'	'
Assumed premiums written	'	'	'	'	'	'	'	'	'	10,686	20,703
Premiums earned, net	'	'	'	'	'	'	'	'	'	10,686	20,703
Net investment income	'	'	'	'	'	'	'	'	207	25	54
Net realized gains (losses) on investments	'	'	'	'	'	'	'	'	-2,947	-1,880	-1,186
Net change in unrealized gains (losses) on investments	'	'	'	'	'	'	'	'	1,625	1,162	-3,009
Management fee	'	'	'	'	'	'	'	'	134	142	142
Total premiums earned and other revenues	'	'	'	'	'	'	'	'	-981	10,135	16,704
OPERATING COSTS AND EXPENSES	'	'	'	'	'	'	'	'	'	'	'
General and administrative expenses	'	'	'	'	'	'	'	'	32,476	25,051	20,830
Total operating costs and expenses	'	'	'	'	'	'	'	'	32,476	25,051	20,830
LOSS BEFORE INCOME TAXES AND EQUITY IN NET EARNINGS OF SUBSIDIARIES	'	'	'	'	'	'	'	'	-33,457	-14,916	-4,126
Benefit from income taxes	'	'	'	'	'	'	'	'	-13,834	-6,312	-1,667
LOSS BEFORE EQUITY IN NET EARNINGS OF SUBSIDIARIES	'	'	'	'	'	'	'	'	-19,623	-8,604	-2,459
Equity in net income of subsidiaries	'	'	'	'	'	'	'	'	78,600	38,916	22,568
Net Income	'	'	'	'	'	'	'	'	$58,977	$30,312	$20,109

Schedule_II_Condensed_Financia4

Schedule II - Condensed Financial Information of Registrant - Condensed Statements of Cash Flows (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities	'	'	'
Net income	$58,977	$30,312	$20,109
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Net realized (gains) losses on investments	14,740	11,943	-2,350
Net change in unrealized (gains) losses on investments	-7,850	-9,443	18,410
Deferred income taxes	7,363	3,813	-9,543
Excess tax benefits from stock-based compensation	-359	1,760	-195
Other	10	6	-17
Net changes in assets and liabilities relating to operating activities:	'	'	'
Restricted cash and cash equivalents	30,409	45,304	-64,372
Purchases of equity securities, trading	-26,009	-343,962	-801,704
Proceeds from sale of equity securities, trading	102,661	360,000	921,625
Income taxes recoverable	-5,558	-2,594	'
Income taxes payable	2,226	-13,801	4,653
Net cash provided by (used in) operating activities	156,959	142,506	112,584
Cash flows from investing activities:	'	'	'
Purchases of equity securities, available for sale	-77,859	'	'
Purchase of fixed maturities, available for sale	-305,330	'	'
Net cash used in investing activities	-352,683	-2,698	-2,331
Cash flows from financing activities:	'	'	'
Proceeds from borrowings	20,000	'	'
Preferred stock dividend	-29	-287	-20
Common stock dividend	-17,725	-18,669	-12,750
Issuance of common stock	'	207	5
Purchase of treasury stock	-32,366	'	'
Payments related to tax withholding for share-based compensation	-3,161	-121	-172
Excess tax benefits (shortfall) from stock-based compensation	359	-1,760	195
Net cash provided by (used in) financing activities	-34,393	-22,101	-14,213
Net increase (decrease) in cash and cash equivalents	-230,117	117,707	96,040
Cash and cash equivalents at beginning of period	347,392	229,685	133,645
Cash and cash equivalents at end of period	117,275	347,392	229,685
Parent Company [Member]	'	'	'
Cash flows from operating activities	'	'	'
Net income	58,977	30,312	20,109
Adjustments to reconcile net income to net cash provided by operating activities:	'	'	'
Equity in net income of subsidiaries	-78,600	-38,916	-22,568
Amortization of stock-based compensation	6,417	3,830	2,848
Net realized (gains) losses on investments	2,947	1,880	1,186
Net change in unrealized (gains) losses on investments	-1,625	-1,162	3,009
Deferred income taxes	7,363	3,813	-9,543
Excess tax benefits from stock-based compensation	-359	1,760	-195
Other	'	'	5
Net changes in assets and liabilities relating to operating activities:	'	'	'
Restricted cash and cash equivalents	'	30,220	-18,880
Purchases of equity securities, trading	-3,972	-58,836	-77,691
Proceeds from sale of equity securities, trading	16,712	60,379	66,526
Income taxes recoverable	-5,558	-2,594	'
Income taxes payable	2,226	-13,801	4,653
Other operating assets and liabilities	1,347	2,911	1,405
Net cash provided by (used in) operating activities	5,875	19,796	-29,136
Cash flows from investing activities:	'	'	'
Capital contributions to subsidiaries	-1,600	-28,555	-49,001
Distribution of income from subsidiaries	26,898	40,222	89,322
Purchases of equity securities, available for sale	-10,357	'	'
Purchase of fixed maturities, available for sale	-750	'	'
Net cash used in investing activities	14,191	11,667	40,321
Cash flows from financing activities:	'	'	'
Proceeds from borrowings	20,000	'	'
Preferred stock dividend	-29	-287	-20
Common stock dividend	-17,725	-18,669	-12,750
Issuance of common stock	'	207	5
Purchase of treasury stock	-32,365	'	'
Payments related to tax withholding for share-based compensation	-3,161	-121	-172
Excess tax benefits (shortfall) from stock-based compensation	359	-1,760	195
Net cash provided by (used in) financing activities	-32,921	-20,630	-12,742
Net increase (decrease) in cash and cash equivalents	-12,855	10,833	-1,557
Cash and cash equivalents at beginning of period	17,733	6,900	8,457
Cash and cash equivalents at end of period	$4,878	$17,733	$6,900

Schedule_V_Valuation_Allowance1

Schedule V - Valuation Allowances and Qualifying Accounts (Detail) (Allowance for Doubtful Accounts [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Allowance for Doubtful Accounts [Member]	'	'	'
Valuation and Qualifying Accounts Disclosure [Line Items]	'	'	'
Beginning Balance	$530	$715	$111
Charges to Earnings	428	319	650
Charges to Other Accounts	'	'	'
Deductions	512	504	46
Ending Balance	$446	$530	$715

Schedule_VI_Supplemental_Infor1

Schedule VI - Supplemental Information Concerning Consolidated Property and Casualty Insurance Operations (Detail) (USD $)

3 Months Ended

12 Months Ended

In Thousands, unless otherwise specified

Dec. 31, 2013

Sep. 30, 2013

Jun. 30, 2013

Mar. 31, 2013

Dec. 31, 2012

Sep. 30, 2012

Jun. 30, 2012

Mar. 31, 2012

Dec. 31, 2013

Dec. 31, 2012

Dec. 31, 2011

Dec. 31, 2010

Supplemental Information For Property Casualty Insurance Underwriters [Abstract]

'

'

'

'

'

'

'

'

'

'

'

'

Reserves for Unpaid Losses and LAE

$159,222

'

'

'

$193,241

'

'

'

$159,222

$193,241

$187,215

'

Incurred Loss and LAE current year

'

'

'

'

'

'

'

'

111,560

119,458

112,838

'

Incurred loss and LAE prior years

'

'

'

'

'

'

'

'

-2,945

6,729

11,471

'

Paid Losses and LAE

'

'

'

'

'

'

'

'

129,803

113,574

104,910

'

Net investment income

1,397

382

137

12

278

215

-16

-36

1,928

441

788

'

Deferred Policy Acquisition Cost (DAC)

15,899

'

'

'

17,282

'

'

'

15,899

17,282

12,996

9,445

Amortization of DAC

'

'

'

'

'

'

'

'

-21,685

-16,190

-21,477

'

Net premiums written

'

'

'

'

'

'

'

'

261,778

262,524

208,483

'

Net premiums earned

66,452

68,927

66,867

65,409

67,274

59,512

55,694

48,640

267,655

231,120

198,985

'

Unearned Premiums

$383,488

'

'

'

$388,071

'

'

'

$383,488

$388,071

$359,842

'