Philadelphia Consolidated Holding (PHLY) 8-K Other events

Exhibit 99.3

PHILADELPHIA INSURANCE COMPANIES
SUMMARY SEGMENT TOTALS
FOR THE THREE MONTHS ENDED DECEMBER 31, 2003 AND 2002
(IN THOUSANDS)

	12/31/03		12/31/02		2003 VS. 2002			12/31/03		12/31/02		2003 VS. 2002
	GROSS		GROSS		%			GROSS		GROSS		%
	WRITTEN		WRITTEN		INCREASE			EARNED		EARNED		INCREASE
	PREMIUMS		PREMIUMS		<DECREASE>			PREMIUMS		PREMIUMS		<DECREASE>
COMMERCIAL LINES		162,498		113,216		43.5	%		165,581		109,347		51.4	%
SPECIALTY LINES		34,257		27,464		24.7	%		37,257		26,537		40.4	%
PERSONAL LINES		18,623		15,338		21.4	%		21,743		19,890		9.3	%
TOTAL ALL LINES		215,378		156,018		38.0	%		224,581		155,774		44.2	%

	12/31/03		12/31/02		2003 VS. 2002			12/31/03		12/31/02			2003 VS. 2002
	NET		NET		%			NET		NET			%
	WRITTEN		WRITTEN		INCREASE			EARNED		EARNED			INCREASE
	PREMIUMS		PREMIUMS		<DECREASE>			PREMIUMS		PREMIUMS			<DECREASE>
COMMERCIAL LINES		120,703		95,681		26.2	%		121,657		91,515			32.9	%
SPECIALTY LINES		26,243		25,575		2.6	%		29,305		24,662			18.8	%
PERSONAL LINES		6,187		5,823		6.3	%		8,117		9,347			-13.2	%
TOTAL ALL LINES		153,133		127,079		20.5	%		159,079		125,524			26.7	%
												��