Flagstar Financial (FLG) 10-Q 2024 Q3 Quarterly report

EXHIBIT 32.0

FLAGSTAR FINANCIAL, INC.

CERTIFICATIONS PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED

PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Flagstar Financial, Inc. (the “Company”) on Form 10-Q for the period ended September 30, 2024 as filed with the Securities and Exchange Commission (the “Report”), the undersigned certify, pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

1.The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2.The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the period covered by the Report.

DATE: November 8, 2024	BY:	/s/ Joseph Otting
		Joseph Otting
		Executive Chairman, President and Chief Executive Officer
		(Principal Executive Officer)
DATE: November 8, 2024		/s/ Craig Gifford
		Craig Gifford
		Senior Executive Vice President and Chief Financial Officer
		(Principal Financial Officer)