Exhibit 20.14
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - December 2005
Capital One Master Trust (COMT)
Series | | | | COMT 1998-1 | |
Size | | | | $ | 591 MM | |
Expected Maturity (Class A) | | | | 04/15/2008 | |
| | | | | |
Gross Monthly Payment Rate | | | | 18.26 | % |
Delinquency Rate: | 30 to 59 days | | | | 1.15 | % |
| 60 to 89 days | | | | 0.76 | % |
| 90 + days | | | | 1.74 | % |
| | | | | | | |
Excess Spread Analysis
Series | | | | COMT 1998-1 | |
Portfolio Yield | | | | 20.34 | % |
Weighted Average Coupon | | | | 6.28 | % |
Servicing Fee Percentage | | | | 1.50 | % |
Net Loss Rate | | | | 2.52 | % |
| | | | | |
Excess Spread Percentage: | Dec-05 | | | | 10.03 | % |
| Nov-05 | | | | 8.36 | % |
| Oct-05 | | | | 2.70 | % |
3-Month Average Excess Spread | | | | 7.03 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
Capital One Master Trust (COMT)
Performance Summary - December 2005
Series | | | | COMT 1999-3 | |
Size | | | | $ | 500 MM | |
Expected Maturity (Class A) | | | | 07/17/2006 | |
| | | | | |
Gross Monthly Payment Rate | | | | 18.26 | % |
Delinquency Rate: | 30 to 59 days | | | | 1.15 | % |
| 60 to 89 days | | | | 0.76 | % |
| 90 + days | | | | 1.74 | % |
| | | | | | | |
Excess Spread Analysis
Series | | | | COMT 1999-3 | |
Portfolio Yield | | | | 20.34 | % |
Weighted Average Coupon | | | | 4.66 | % |
Servicing Fee Percentage | | | | 1.50 | % |
Net Loss Rate | | | | 2.52 | % |
| | | | | |
Excess Spread Percentage: | Dec-05 | | | | 11.66 | % |
| Nov-05 | | | | 9.92 | % |
| Oct-05 | | | | 4.26 | % |
3-Month Average Excess Spread | | | | 8.61 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
Capital One Master Trust (COMT)
Performance Summary - December 2005
Series | | | | COMT 2000-3 | |
Size | | | | $ | 1000 MM | |
Expected Maturity (Class A) | | | | 08/15/2007 | |
| | | | | |
Gross Monthly Payment Rate | | | | 18.26 | % |
Delinquency Rate: | 30 to 59 days | | | | 1.15 | % |
| 60 to 89 days | | | | 0.76 | % |
| 90 + days | | | | 1.74 | % |
| | | | | | | |
Excess Spread Analysis
Series | | | | COMT 2000-3 | |
Portfolio Yield | | | | 20.34 | % |
Weighted Average Coupon | | | | 4.67 | % |
Servicing Fee Percentage | | | | 2.00 | % |
Net Loss Rate | | | | 2.52 | % |
| | | | | |
Excess Spread Percentage: | Dec-05 | | | | 11.15 | % |
| Nov-05 | | | | 9.40 | % |
| Oct-05 | | | | 3.74 | % |
3-Month Average Excess Spread | | | | 8.10 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
Capital One Master Trust (COMT)
Performance Summary - December 2005
Series | | | | COMT 2001-1 | | COMT 2001-2 | | COMT 2001-3 | | COMT 2001-5 | |
Size | | | | $ | 1200 MM | | $ | 1200 MM | | $ | 750 MM | | $ | 1000 MM | |
Expected Maturity (Class A) | | | | 02/15/2008 | | 03/15/2006 | | 05/15/2006 | | 08/15/2006 | |
| | | | | | | | | | | |
Gross Monthly Payment Rate | | | | 18.26 | % | 18.26 | % | 18.26 | % | 18.26 | % |
Delinquency Rate: | 30 to 59 days | | | | 1.15 | % | 1.15 | % | 1.15 | % | 1.15 | % |
| 60 to 89 days | | | | 0.76 | % | 0.76 | % | 0.76 | % | 0.76 | % |
| 90 + days | | | | 1.74 | % | 1.74 | % | 1.74 | % | 1.74 | % |
| | | | | | | | | | | | | | | | |
Excess Spread Analysis
Series | | | | COMT 2001-1 | | COMT 2001-2 | | COMT 2001-3 | | COMT 2001-5 | |
Portfolio Yield | | | | 20.34 | % | 20.34 | % | 20.34 | % | 20.34 | % |
Weighted Average Coupon | | | | 4.50 | % | 5.58 | % | 5.48 | % | 5.35 | % |
Servicing Fee Percentage | | | | 2.00 | % | 2.00 | % | 2.00 | % | 2.00 | % |
Net Loss Rate | | | | 2.52 | % | 2.52 | % | 2.52 | % | 2.52 | % |
| | | | | | | | | | | |
Excess Spread Percentage: | Dec-05 | | | | 11.31 | % | 10.24 | % | 10.33 | % | 10.46 | % |
| Nov-05 | | | | 9.66 | % | 8.66 | % | 8.73 | % | 8.86 | % |
| Oct-05 | | | | 4.05 | % | 3.03 | % | 3.09 | % | 3.22 | % |
3-Month Average Excess Spread | | | | 8.34 | % | 7.31 | % | 7.38 | % | 7.51 | % |
Capital One Master Trust (COMT)
Series | | | | COMT 2001-6 | | COMT 2001-8 | | | | | |
Size | | | | $ | 1300 MM | | $ | 1000 MM | | | | | |
Expected Maturity (Class A) | | | | 08/15/2008 | | 10/16/2006 | | | | | |
| | | | | | | | | | | |
Gross Monthly Payment Rate | | | | 18.26 | % | 18.26 | % | | | | |
Delinquency Rate: | 30 to 59 days | | | | 1.15 | % | 1.15 | % | | | | |
| 60 to 89 days | | | | 0.76 | % | 0.76 | % | | | | |
| 90 + days | | | | 1.74 | % | 1.74 | % | | | | |
| | | | | | | | | | | | | | |
Excess Spread Analysis
Series | | | | COMT 2001-6 | | COMT 2001-8 | | | | | |
Portfolio Yield | | | | 20.34 | % | 20.34 | % | | | | |
Weighted Average Coupon | | | | 4.54 | % | 4.79 | % | | | | |
Servicing Fee Percentage | | | | 2.00 | % | 2.00 | % | | | | |
Net Loss Rate | | | | 2.52 | % | 2.52 | % | | | | |
| | | | | | | | | | | |
Excess Spread Percentage: | Dec-05 | | | | 11.27 | % | 11.03 | % | | | | |
| Nov-05 | | | | 9.55 | % | 9.43 | % | | | | |
| Oct-05 | | | | 3.90 | % | 3.79 | % | | | | |
3-Month Average Excess Spread | | | | 8.24 | % | 8.08 | % | | | | |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.
Capital One Master Trust (COMT)
Performance Summary - December 2005
Series | | | | COMT 2002-1 | | COMT 2002-2 | | COMT 2002-4 | |
Size | | | | $ | 1000 MM | | $ | 620 MM | | $ | 750 MM | |
Expected Maturity (Class A) | | | | 01/15/2009 | | 03/15/2007 | | 05/15/2007 | |
| | | | | | | | | |
Gross Monthly Payment Rate | | | | 18.26 | % | 18.26 | % | 18.26 | % |
Delinquency Rate: | 30 to 59 days | | | | 1.15 | % | 1.15 | % | 1.15 | % |
| 60 to 89 days | | | | 0.76 | % | 0.76 | % | 0.76 | % |
| 90 + days | | | | 1.74 | % | 1.74 | % | 1.74 | % |
| | | | | | | | | | | | | |
Excess Spread Analysis
Series | | | | COMT 2002-1 | | COMT 2002-2 | | COMT 2002-4 | |
Portfolio Yield | | | | 20.34 | % | 20.34 | % | 20.34 | % |
Weighted Average Coupon | | | | 4.53 | % | 4.47 | % | 5.06 | % |
Servicing Fee Percentage | | | | 2.00 | % | 2.00 | % | 2.00 | % |
Net Loss Rate | | | | 2.52 | % | 2.52 | % | 2.52 | % |
| | | | | | | | | |
Excess Spread Percentage: | Dec-05 | | | | 11.28 | % | 11.35 | % | 10.76 | % |
| Nov-05 | | | | 9.63 | % | 9.70 | % | 9.16 | % |
| Oct-05 | | | | 4.02 | % | 4.09 | % | 3.51 | % |
3-Month Average Excess Spread | | | | 8.31 | % | 8.38 | % | 7.81 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank as the Servicer of the Capital One Master Trust.