Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: December 2005
1) |
| Beginning of the Month Principal Receivables: |
| $36,556,269,056.47 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $655,620,550.63 |
|
3) |
| Beginning of the Month AMF Receivables : |
| $81,781,490.36 |
|
4) |
| Beginning of the Month Discounted Receivables: |
| $0.00 |
|
5) |
| Beginning of the Month Total Receivables: |
| $37,293,671,097.46 |
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|
|
|
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6) |
| Removed Principal Receivables: |
| $0.00 |
|
7) |
| Removed Finance Charge Receivables: |
| $0.00 |
|
8) |
| Removed AMF Receivables |
| $0.00 |
|
9) |
| Removed Total Receivables: |
| $0.00 |
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10) |
| Additional Principal Receivables: |
| $0.00 |
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11) |
| Additional Finance Charge Receivables: |
| $0.00 |
|
12) |
| Additional AMF Receivables |
| $0.00 |
|
13) |
| Additional Total Receivables: |
| $0.00 |
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14) |
| Discounted Receivables Generated this Period: |
| $0.00 |
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15) |
| End of the Month Principal Receivables: |
| $37,716,008,215.18 |
|
16) |
| End of the Month Finance Charge Receivables: |
| $663,423,822.60 |
|
17) |
| End of the Month AMF Receivables |
| $86,259,856.95 |
|
18) |
| End of the Month Discounted Receivables: |
| $0.00 |
|
19) |
| End of the Month Total Receivables: |
| $38,465,691,894.73 |
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|
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20) |
| Excess Funding Account Balance |
| $0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $32,288,796,166.56 |
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22) |
| End of the Month Seller Percentage |
| 14.39 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: December 2005
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| ACCOUNTS |
| RECEIVABLES |
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1) | End of the Month Delinquencies: |
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| |
| 2) | 30 - 59 days delinquent |
| 387,171 |
| $442,033,093.63 |
|
| 3) | 60 - 89 days delinquent |
| 236,236 |
| $294,001,982.46 |
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| 4) | 90+ days delinquent |
| 518,077 |
| $668,276,467.24 |
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| 5) | Total 30+ days delinquent |
| 1,141,484 |
| $1,404,311,543.33 |
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| 6) | Delinquencies 30 + Days as a Percent of End of the Month Total Receivables |
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|
| 3.65 | % |
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7) | Defaulted Accounts during the Month |
| 159,005 |
| $136,453,282.34 |
| |
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8) | Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
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|
| 4.48 | % |
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
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| Capital One Master Trust (COLLECTIONS) MONTHLY PERIOD: December 2005 |
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| COLLECTIONS |
| PERCENTAGES |
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1) | Total Collections and Gross Payment Rate** |
| $6,811,508,390.84 |
| 18.26 | % | |
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2) | Collections of Principal Receivables and Principal Payment Rate |
| $6,131,548,626.00 |
| 16.77 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $460,156,650.83 |
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| 4) | Amortized AMF Income |
| $39,862,910.33 |
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|
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| 5) | Interchange Collected |
| $119,481,946.13 |
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| 6) | Recoveries of Charged Off Accounts |
| $59,712,644.21 |
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| 7) | Collections of Discounted Receivables |
| $0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $679,214,151.50 |
| 22.30 | % |
| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: December 2005 |
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1) | Beginning Unamortized AMF Balance |
|
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| $206,541,740.17 |
| |
| 2) | + AMF Slug |
| $0.00 |
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| 3) | + AMF Collections |
| $40,608,523.67 |
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|
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| 4) | - Amortized AMF Income |
| $39,862,910.33 |
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5) | Ending Unamortized AMF Balance |
|
|
| $207,287,353.51 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables