Exhibit 20.1
Capital One Master Trust (RECEIVABLES)*
MONTHLY PERIOD: April 2008
1) |
| Beginning of the Month Principal Receivables: |
| $ | 43,873,294,547.94 |
|
2) |
| Beginning of the Month Finance Charge Receivables: |
| $ | 861,772,265.41 |
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3) |
| Beginning of the Month AMF Receivables: |
| $ | 50,510,014.88 |
|
4) |
| Beginning of the Month Discounted Receivables: |
| $ | 0.00 |
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5) |
| Beginning of the Month Total Receivables: |
| $ | 44,785,576,828.23 |
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6) |
| Removed Principal Receivables: |
| $ | 0.00 |
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7) |
| Removed Finance Charge Receivables: |
| $ | 0.00 |
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8) |
| Removed AMF Receivables |
| $ | 0.00 |
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9) |
| Removed Total Receivables: |
| $ | 0.00 |
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10) |
| Additional Principal Receivables: |
| $ | 2,041,951,959.44 |
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11) |
| Additional Finance Charge Receivables: |
| $ | 47,157,958.94 |
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12) |
| Additional AMF Receivables |
| $ | 3,118,414.76 |
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13) |
| Additional Total Receivables: |
| $ | 2,092,228,333.14 |
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14) |
| Discounted Receivables Generated this Period: |
| $ | 0.00 |
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15) |
| End of the Month Principal Receivables: |
| $ | 45,901,847,644.74 |
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16) |
| End of the Month Finance Charge Receivables: |
| $ | 908,134,878.36 |
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17) |
| End of the Month AMF Receivables |
| $ | 56,126,624.66 |
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18) |
| End of the Month Discounted Receivables: |
| $ | 0.00 |
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19) |
| End of the Month Total Receivables: |
| $ | 46,866,109,698.92 |
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20) |
| Excess Funding Account Balance |
| $ | 0.00 |
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21) |
| Adjusted Invested Amount of all Master Trust Series |
| $ | 38,736,601,283.42 |
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22) |
| End of the Month Seller Percentage |
| 15.61 | % | |
Capital One Master Trust (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD: April 2008
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| ACCOUNTS |
| RECEIVABLES |
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1) |
| End of the Month Delinquencies: |
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| 2) | 30 - 59 days delinquent |
| 292,025 |
| $ | 538,301,812.84 |
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| 3) | 60 - 89 days delinquent |
| 198,813 |
| $ | 415,581,654.02 |
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|
| 4) | 90+ days delinquent |
| 511,012 |
| $ | 1,096,870,773.31 |
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| 5) | Total 30+ days delinquent |
| 1,001,850 |
| $ | 2,050,754,240.17 |
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| 6) | Delinquencies 30+ Days as a Percent of End of the Month Total Receivables |
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| 4.38 | % | |
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7) |
| Defaulted Accounts during the Month |
| 173,805 |
| $ | 285,617,855.54 |
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8) |
| Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables |
|
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| 7.46 | % | ||
*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables
Capital One Master Trust (COLLECTIONS)
MONTHLY PERIOD: April 2008
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| COLLECTIONS |
| PERCENTAGES |
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1) |
| Total Collections and Gross Payment Rate** |
| $ | 8,689,886,159.29 |
| 18.54 | % | |
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2) |
| Collections of Principal Receivables and Principal Payment Rate |
| $ | 7,839,612,573.38 |
| 17.07 | % | |
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| 3) | Prior Month Billed Finance Charges and Fees |
| $ | 599,351,445.68 |
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| 4) | Amortized AMF Income |
| $ | 30,164,557.23 |
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| 5) | Interchange Collected |
| $ | 137,255,305.25 |
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| 6) | Recoveries of Charged Off Accounts |
| $ | 90,985,220.39 |
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| 7) | Collections of Discounted Receivables |
| $ | 0.00 |
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| 8) | Collections of Finance Charge Receivables and Annualized Yield |
| $ | 857,756,528.55 |
| 22.42 | % |
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| Capital One Master Trust (AMF COLLECTIONS) |
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| MONTHLY PERIOD: April 2008 |
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1) |
| Beginning Unamortized AMF Balance |
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| $ | 153,034,267.18 |
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| 2) | + AMF Slug |
| $ | 9,749,142.72 |
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| 3) | + AMF Collections |
| $ | 22,681,614.59 |
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| |
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| 4) | - Amortized AMF Income |
| $ | 30,164,557.23 |
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5) |
| Ending Unamortized AMF Balance |
|
|
| $ | 155,300,467.26 |
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**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables
