Exhibit 20.5
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - April 2008
Capital One Master Trust (COMT)
Series |
| COMT 1998-1 |
| ||
Size |
| $ | 91, MM |
| |
Expected Maturity (Class A) |
| 04/15/2008 |
| ||
|
|
|
| ||
Gross Monthly Payment Rate |
| 18.54 | % | ||
Delinquency Rate: | 30 - 59 Days |
| 1.15 | % | |
| 60 - 89 Days |
| 0.89 | % | |
| 90+ Days |
| 2.34 | % | |
Excess Spread Analysis
Series |
| COMT 1998-1 |
| ||
Portfolio Yield |
| 20.04 | % | ||
Weighted Average Coupon |
| -0.40 | % | ||
Servicing Fee Percentage |
| 1.50 | % | ||
Net Loss Rate |
|
|
| 5.09 | % |
|
|
|
|
|
|
Excess Spread Percentage |
|
|
|
|
|
| Apr-08 |
| 13.85 | % | |
| Mar-08 |
| 7.43 | % | |
| Feb-08 |
| 8.26 | % | |
3-Month Average Excess Spread |
|
| 9.85 | % | |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - April 2008
Capital One Master Trust (COMT)
Series |
| COMT 2001-6 |
| ||
Size |
| $ | 1,300 MM |
| |
Expected Maturity (Class A) |
| 8/15/2008 |
| ||
|
|
|
| ||
Gross Monthly Payment Rate |
| 18.54 | % | ||
Delinquency Rate: | 30 - 59 Days |
| 1.15 | % | |
| 60 - 89 Days |
| 0.89 | % | |
| 90+ Days |
| 2.34 | % | |
Excess Spread Analysis
Series |
| COMT 2001-6 |
| ||
Portfolio Yield |
| 20.04 | % | ||
Weighted Average Coupon |
| 3.27 | % | ||
Servicing Fee Percentage |
| 2.00 | % | ||
Net Loss Rate |
|
|
| 5.09 | % |
|
|
|
|
|
|
Excess Spread Percentage |
|
|
|
|
|
| Apr-08 |
| 9.68 | % | |
| Mar-08 |
| 10.11 | % | |
| Feb-08 |
| 10.87 | % | |
3-Month Average Excess Spread |
|
| 10.22 | % | |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of the Capital One Master Trust.
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - April 2008
Capital One Master Trust (COMT)
Series |
| COMT 2002-1 |
| ||
Size |
| $ | 1,000 MM |
| |
Expected Maturity (Class A) |
| 1/15/2009 |
| ||
|
|
|
| ||
Gross Monthly Payment Rate |
| 18.54 | % | ||
Delinquency Rate: | 30 - 59 Days |
| 1.15 | % | |
| 60 - 89 Days |
| 0.89 | % | |
| 90+ Days |
| 2.34 | % | |
Excess Spread Analysis
Series |
| COMT 2002-1 |
| ||
Portfolio Yield |
| 20.04 | % | ||
Weighted Average Coupon |
| 3.06 | % | ||
Servicing Fee Percentage |
| 2.00 | % | ||
Net Loss Rate |
|
|
| 5.09 | % |
|
|
|
|
|
|
Excess Spread Percentage |
|
|
|
|
|
| Apr-08 |
| 9.89 | % | |
| Mar-08 |
| 10.33 | % | |
| Feb-08 |
| 11.03 | % | |
3-Month Average Excess Spread |
|
| 10.42 | % | |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of Capital One Master Trust.
