Exhibit 20.1
Capital One Master Trust (RECEIVABLES)* | ||||
MONTHLY PERIOD: October 2008 | ||||
1) Beginning of the Month Principal Receivables: | $ | 46,724,717,495.62 | ||
2) Beginning of the Month Finance Charge Receivables: | $ | 912,511,412.29 | ||
3) Beginning of the Month AMF Receivables: | $ | 55,355,813.57 | ||
4) Beginning of the Month Discounted Receivables: | $ | 0.00 | ||
5) Beginning of the Month Total Receivables: | $ | 47,692,584,721.48 | ||
6) Removed Principal Receivables: | $ | 0.00 | ||
7) Removed Finance Charge Receivables: | $ | 0.00 | ||
8) Removed AMF Receivables | $ | 0.00 | ||
9) Removed Total Receivables: | $ | 0.00 | ||
10) Additional Principal Receivables: | $ | 0.00 | ||
11) Additional Finance Charge Receivables: | $ | 0.00 | ||
12) Additional AMF Receivables | $ | 0.00 | ||
13) Additional Total Receivables: | $ | 0.00 | ||
14) Discounted Receivables Generated this Period: | $ | 0.00 | ||
15) End of the Month Principal Receivables: | $ | 46,028,371,133.47 | ||
16) End of the Month Finance Charge Receivables: | $ | 905,601,999.77 | ||
17) End of the Month AMF Receivables | $ | 54,685,050.29 | ||
18) End of the Month Discounted Receivables: | $ | 0.00 | ||
19) End of the Month Total Receivables: | $ | 46,988,658,183.53 | ||
20) Excess Funding Account Balance | $ | 0.00 | ||
21) Adjusted Invested Amount of all Master Trust Series | $ | 39,340,535,532.49 | ||
22) End of the Month Seller Percentage | 14.53 | % |
Capital One Master Trust (DELINQUENCIES AND LOSSES) | ||||||
MONTHLY PERIOD: October 2008 | ||||||
ACCOUNTS | RECEIVABLES | |||||
1) End of the Month Delinquencies: | ||||||
2) 30 - 59 days delinquent | 310,739 | $ | 643,709,176.08 | |||
3) 60 - 89 days delinquent | 222,719 | $ | 485,028,459.03 | |||
4) 90+ days delinquent | 490,228 | $ | 1,156,411,058.36 | |||
5) Total 30+ days delinquent | 1,023,686 | $ | 2,285,148,693.47 | |||
6) Delinquencies 30 + Days as a Percent of End of the Month Total Receivables | 4.86 | % | ||||
7) Defaulted Accounts during the Month | 159,160 | $ | 300,785,373.78 | |||
8) Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables | 7.72 | % |
* | For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables |
Capital One Master Trust (COLLECTIONS) | |||||||
MONTHLY PERIOD: October 2008 | |||||||
COLLECTIONS | PERCENTAGES | ||||||
1) Total Collections and Gross Payment Rate** | $ | 8,629,817,744.40 | 18.09 | % | |||
2) Collections of Principal Receivables and Principal Payment Rate | $ | 7,805,733,946.09 | 16.71 | % | |||
3) Prior Month Billed Finance Charges and Fees | $ | 595,901,350.65 | |||||
4) Amortized AMF Income | $ | 26,616,094.98 | |||||
5) Interchange Collected | $ | 128,209,296.52 | |||||
6) Recoveries of Charged Off Accounts | $ | 77,466,385.20 | |||||
7) Collections of Discounted Receivables | $ | 0.00 | |||||
8) Collections of Finance Charge Receivables and Annualized Yield | $ | 828,193,127.35 | 21.27 | % | |||
Capital One Master Trust (AMF COLLECTIONS) | |||||||
MONTHLY PERIOD: October 2008 | |||||||
1) Beginning Unamortized AMF Balance | $ | 142,449,808.47 | |||||
2) + AMF Slug | $ | 0.00 | |||||
3) + AMF Collections | $ | 22,506,765.94 | |||||
4) - Amortized AMF Income | $ | 26,616,094.98 | |||||
5) Ending Unamortized AMF Balance | $ | 138,340,479.43 |
** | Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables |