Exhibit 20.3
CAPITAL ONE MASTER TRUST (COMT)
Performance Summary - October 2008
Series | COMT 2002-1 | |||||
Size | $ | 1,000 | MM | |||
Expected Maturity (Class A) | 1/15/2009 | |||||
Gross Monthly Payment Rate | 18.09 | % | ||||
Delinquency Rate: | 30 - 59 Days | 1.37 | % | |||
60 - 89 Days | 1.03 | % | ||||
90 + Days | 2.46 | % |
Excess Spread Analysis
Series | COMT 2002-1 | ||||
Portfolio Yield | 19.28 | % | |||
Weighted Average Coupon | 4.75 | % | |||
Servicing Fee Percentage | 2.00 | % | |||
Net Loss Rate | 5.74 | % | |||
Excess Spread Percentage | |||||
Oct-08 | 6.79 | % | |||
Sep-08 | 8.71 | % | |||
Aug-08 | 8.88 | % | |||
3-Month Average Excess Spread | 8.13 | % |
Capital One Master Trust (COMT)
Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of Capital One Master Trust.