Bank of Kentucky Financial (BKYF) Inactive 10-K12 Mar 152014 FY Annual reportFinancial data

Company Profile

Document_And_Entity_Informatio

Document And Entity Information (USD $)	12 Months Ended
Document And Entity Information (USD $)	Dec. 31, 2014	Mar. 09, 2015	Jun. 30, 2014
Document Information [Line Items]
Document Type	10-K
Amendment Flag	FALSE
Document Period End Date	31-Dec-14
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	FY
Trading Symbol	BKYF
Entity Registrant Name	BANK OF KENTUCKY FINANCIAL CORP
Entity Central Index Key	934547
Current Fiscal Year End Date	-19
Entity Well-known Seasoned Issuer	No
Entity Current Reporting Status	Yes
Entity Voluntary Filers	No
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		7,737,398
Entity Public Float			$239,876,000

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
ASSETS
Cash and due from banks	$79,234	$55,605
Federal funds sold and other short-term investments	106,142	23,016
Total cash and cash equivalents	185,376	78,621
Interest bearing deposits with banks	252	252
Available-for-sale securities	301,138	341,123
Held-to-maturity securities (Fair value of $73,934 and $76,457)	73,629	77,010
Loans held for sale	2,255	3,214
Loans, net of allowance ($14,639 and $16,306)	1,244,266	1,233,339
Premises and equipment-net	22,300	22,444
Federal Home Loan Bank stock, at cost	4,850	5,099
Goodwill	22,023	22,023
Acquisition intangibles	1,360	1,848
Company owned life insurance	40,925	39,806
Accrued interest receivable and other assets	33,282	32,713
Total assets	1,931,656	1,857,492
Deposits
Noninterest bearing deposits	370,869	359,199
Interest bearing deposits	1,245,010	1,228,386
Total deposits	1,615,879	1,587,585
Short-term borrowings	45,703	27,643
Notes payable	50,325	45,577
Accrued expenses and other liabilities	19,028	15,548
Total liabilities	1,730,935	1,676,353
Commitments and contingent liabilities
Shareholders' equity
Common stock, no par value, 15,000,000 shares authorized, 7,717,928 (2014) and 7,619,999 (2013) shares issued	3,098	3,098
Additional paid-in capital	41,134	38,100
Retained earnings	154,498	141,718
Accumulated other comprehensive income (loss)	1,991	-1,777
Stockholders' Equity Attributable to Parent, Total	200,721	181,139
Liabilities and Equity, Total	$1,931,656	$1,857,492

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Held-to-maturity securities, Fair value	$73,934	$76,457
Loans, allowance	$14,639	$16,306
Common stock, no par value	$0	$0
Common stock, shares authorized	15,000,000	15,000,000
Common stock, shares issued	7,717,928	7,619,999

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest income
Loans, including related fees	$53,031	$53,109	$55,468
Securities
Taxable	5,724	5,008	5,440
Tax exempt	1,387	1,458	1,282
Other	272	337	334
Interest and Dividend Income, Operating, Total	60,414	59,912	62,524
Interest expense
Deposits	3,536	3,664	5,280
Borrowings	1,018	994	1,059
Total interest expense	4,554	4,658	6,339
Net interest income	55,860	55,254	56,185
Provision for loan losses	2,200	4,700	7,000
Net interest income after provision for loan losses	53,660	50,554	49,185
Non-interest income
Service charges and fees	9,671	10,323	9,089
Mortgage banking income	832	1,658	2,786
Trust fee income	3,916	3,402	2,842
Bankcard transaction revenue	4,211	4,021	3,767
Company owned life insurance earnings	1,119	1,172	1,185
Net securities gains	290	274	206
Other	3,115	3,161	2,546
Total non-interest income	23,154	24,011	22,421
Non-interest expense
Salaries and employee benefits	25,224	23,561	22,953
Occupancy and equipment	5,629	5,317	5,249
Data processing	2,154	2,171	2,191
Advertising	1,229	1,325	1,503
Electronic banking processing fees	1,579	1,607	1,525
Outside service fees	1,187	1,027	1,026
State bank taxes	2,454	2,389	2,219
Amortization of intangible assets	488	615	766
Merger related expense	1,467	0	0
FDIC insurance	2,122	1,323	1,163
Other	7,284	7,410	7,743
Total non-interest expense	50,817	46,745	46,338
Income before income taxes	25,997	27,820	25,268
Federal income taxes	7,681	8,055	7,123
Net income	$18,316	$19,765	$18,145
Per share data
Earnings per share	$2.39	$2.63	$2.43
Earnings per share, assuming dilution	$2.37	$2.61	$2.41

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Net income	$18,316	$19,765	$18,145
Other comprehensive income (loss):
Unrealized holding gain/(loss) arising during the period	6,046	-8,368	1,136
Reclassification adjustment for gains included in net income	-290	-274	-206
Tax effect	1,988	-2,938	316
Net of tax	3,768	-5,704	614
Total other comprehensive income (loss)	3,768	-5,704	614
Comprehensive income	$22,084	$14,061	$18,759

CONSOLIDATED_STATEMENTS_OF_CHA

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (USD $)	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]
Beginning balance at Dec. 31, 2011	$156,570,000	$0	$3,098,000	$34,121,000	$116,038,000	$3,313,000
Beginning balance (in shares) at Dec. 31, 2011			7,432,995
Net income	18,145,000				18,145,000
Change in net unrealized gain (loss), net of tax	614,000					614,000
Dividends declared per share	-5,894,000				-5,894,000
Dividends paid and accrued on preferred stock	0
Stock activity under stock based compensation plans	841,000			841,000
Stock activity under stock based compensation plans (in shares)			37,241
Stock-based compensation expense	164,000			164,000
Ending balance at Dec. 31, 2012	170,440,000	0	3,098,000	35,126,000	128,289,000	3,927,000
Ending balance (in shares) at Dec. 31, 2012			7,470,236
Net income	19,765,000				19,765,000
Change in net unrealized gain (loss), net of tax	-5,704,000					-5,704,000
Dividends declared per share	-5,200,000				-5,200,000
Warrant repurchased	-2,151,000			-1,015,000	-1,136,000
Stock activity under stock based compensation plans	3,552,000			3,552,000
Stock activity under stock based compensation plans (in shares)			149,763
Stock-based compensation expense	437,000			437,000
Ending balance at Dec. 31, 2013	181,139,000	0	3,098,000	38,100,000	141,718,000	-1,777,000
Ending balance (in shares) at Dec. 31, 2013			7,619,999
Net income	18,316,000				18,316,000
Change in net unrealized gain (loss), net of tax	3,768,000					3,768,000
Dividends declared per share	-5,536,000				-5,536,000
Stock activity under stock based compensation plans	2,515,000			2,515,000
Stock activity under stock based compensation plans (in shares)			97,929
Stock-based compensation expense	519,000			519,000
Ending balance at Dec. 31, 2014	$200,721,000	$0	$3,098,000	$41,134,000	$154,498,000	$1,991,000
Ending balance (in shares) at Dec. 31, 2014			7,717,928

CONSOLIDATED_STATEMENTS_OF_CHA1

CONSOLIDATED STATEMENTS OF CHANGES IN SHAREHOLDERS' EQUITY (Parenthetical) (USD $)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash dividends, per share	$0.72	$0.69	$0.79

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities
Net income	$18,316	$19,765	$18,145
Adjustments to reconcile net income to net cash from operating activities
Depreciation, amortization, and accretion	1,845	1,460	1,544
Net amortization on securities	2,279	3,024	3,419
Provision for loan losses	2,200	4,700	7,000
Amortization of acquisition intangibles	488	615	766
Earnings on life insurance	-1,119	-1,172	-1,185
(Gain)/Loss on sale/write-down of other real estate	388	880	485
Mortgage banking income	-832	-1,658	-2,786
Proceeds from loans sold	54,104	120,519	187,525
Origination of loans held for sale	-52,313	-105,752	-192,143
Net securities gains	-290	-274	-206
Stock based compensation expense	519	437	164
Net change in:
Accrued interest receivable and other assets	-845	-5	278
Accrued expenses and other liabilities	3,460	1,912	654
Net cash from operating activities	28,200	44,451	23,660
Cash flows from investing activities
Net change in interest bearing balances	0	-2	0
Proceeds from maturities and principal reductions of held-to-maturity securities	9,787	6,523	4,735
Purchase of held-to-maturity securities	-6,460	-16,755	-22,674
Proceeds from maturities and sales of available-for-sale securities	76,629	102,303	181,966
Purchase of available-for-sale securities	-32,823	-140,309	-176,110
Purchase of company owned life insurance	0	-5,000	0
Proceeds from company owned life insurance	0	0	227
Loans made to customers, net of principal collections	-19,667	-63,701	-78,411
Property and equipment expenditures, net	-1,720	-1,598	-1,422
Proceeds from the sale of other real estate	4,805	3,899	4,410
Proceeds from Federal Home loan Bank Stock repurchase	249	0	0
Net cash from investing activities	30,800	-114,640	-87,279
Cash flows from financing activities
Net change in deposits	28,294	17,578	71,186
Net change in short-term borrowings	18,060	-13,765	12,108
Advances on notes payable	10,000	2,000	0
Payments on notes payable	-5,252	-5,138	-24
Dividends paid on common stock	-5,516	-5,098	-4,624
Redemption of warrant	0	-2,151	0
Proceeds from exercise of stock options	2,169	3,552	841
Net cash from financing activities	47,755	-3,022	79,487
Net change in cash and cash equivalents	106,755	-73,211	15,868
Cash and cash equivalents at beginning of year	78,621	151,832	135,964
Cash and cash equivalents at end of year	185,376	78,621	151,832
Supplemental cash flow information:
Cash paid for interest	4,355	4,996	6,889
Cash paid for income taxes	7,050	8,550	6,995
Supplemental noncash disclosures:
Transfers from loans to other real estate	$6,559	$4,691	$4,447

SUMMARY_OF_SIGNIFICANT_ACCOUNT

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	12 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	Dec. 31, 2014
Accounting Policies [Abstract]
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES	NOTE 1 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES

	Basis of Presentation: The consolidated financial statements include the accounts of The Bank of Kentucky Financial Corporation (the Company) and its wholly owned subsidiary, The Bank of Kentucky (the Bank). Intercompany transactions are eliminated in consolidation.

	Description of Business: The Company provides financial services through its subsidiary, which operates primarily in Boone, Campbell, Grant, Gallatin, Kenton and Pendleton counties in northern Kentucky and also in Greater Cincinnati, Ohio. Operations consist of generating commercial, mortgage and consumer loans and accepting deposits from customers. The loan portfolio is diversified and the ability of debtors to repay loans is not dependent upon any single industry. The majority of the institution’s loans are secured by specific items of collateral including business assets, real property and consumer assets.

	Use of Estimates: To prepare financial statements in conformity with U.S. generally accepted principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ.

	Cash Flows: Cash and cash equivalents include cash on hand, amounts due from banks, and federal funds sold. The Company reports net cash flows for customer loan and deposit transactions, interest-bearing balances with banks, short-term borrowings with maturities of 90 days or less, and property and equipment.

	Interest-Bearing Deposits in Other Financial Institutions: Interest-bearing deposits in other financial institutions mature within one year and are carried at cost.

	Securities: Securities are classified as held-to-maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Securities are classified as available-for-sale when they might be sold before maturity. Available-for-sale securities are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax.

	Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are based on the amortized cost of the security sold.

	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.

	In determining OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.

	When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss. If the Company intends to sell or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. Otherwise, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors shall be recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings shall become the new amortized cost basis of the investment.

	Loans Held For Sale: The Bank originates loans for sale to secondary market brokers. Loans held for sale are loans which have been closed and are awaiting delivery to these brokers. They are reported at the lower of cost or fair value, on an aggregate basis. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Most loans are sold servicing released such that there would be no servicing asset recognized upon the sale.

	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, purchase premiums and discounts, deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments.

	Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Interest income is not reported when full loan repayment is in doubt, typically when the loan is impaired or payments are significantly past due. Past due status is based on the contractual terms of the loan.

	All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.

	Troubled debt restructurings (TDR’s) are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.

	In general, once a modified loan is considered a TDR, the loan will always be considered a TDR, and therefore impaired, until it is paid in full, otherwise settled, sold or charged off. However, the Company’s policy also permits for loans to be removed from TDR status in the years following the restructuring if the following two conditions are met: (1) the restructuring agreement specifies an interest rate equal to or greater than the rate that the Company was willing to accept at the time of the restructuring for a new loan with comparable risk, and (2) the loan is performing in accordance with its restructured terms. To determine if the interest rate is a market rate, management will look at the interest rates on the Bank’s pool of similar risk graded credits. Management will also consider other financial and non-financial factors to determine if a loan can be removed from TDR status.

	If a partially charged-off loan has been restructured in a manner that is reasonably assured of repayment and performance according to prudently modified terms, and has sustained historical payment performance for a reasonable period of time of at least six months prior to and/or after the restructuring, it may be returned to accrual status and classified as a TDR loan. However, in limited situations, the Company may restore the accrual status of a TDR loan under a shorter period of time (versus the aforementioned minimum six month post-restructuring payment performance), if the restructuring coincides with another event which substantially improves a borrower’s financial condition and ability to repay the restructured loan. Such an event might include substantial new leases in a troubled real estate project, significant new sources of business revenues (i.e. new contracts) or significant new equity contributed from a source not financed by the Company. The Company also performs a financial analysis to determine the borrower’s current capacity to repay the loan, as modified before it is returned to accrual status. However, if the above conditions cannot be reasonably met, the loan remains on non-accrual status.

	Concentration of Credit Risk: Most of the Company’s business activity is with customers located within Northern Kentucky and the Cincinnati metropolitan area. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in this area.

	Allowance for Loan Losses: The allowance for loan losses is a valuation allowance for probable incurred credit losses, increased by the provision for loan losses and decreased by charge-offs less recoveries. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed.

	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers both classified and non-classified loans and is based on historical loss experience adjusted for current factors.

	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. For loans that are risk rated, the historical loss experience is determined based on the actual loss history experienced by the Company over the most recent four years. These loss ratios are calculated from a migration analysis of the charge offs over this period, but excludes the ratios from the most recent six month period as they are not appropriately seasoned. The loss ratios for loans designated as belonging to homogeneous pools, including smaller balance consumer loans, are calculated for a five year period and a one year period, with the higher of the two loss ratios currently used in the allowance calculation. These actual loss experiences are supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; trends in volume and terms of loans; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. These factors are consistent within each of the portfolio segments, which have been identified as: commercial, residential real estate, nonresidential real estate, construction, consumer and municipal obligations.

	The risk characteristics of each of the identified portfolio segments are as follows:

	Commercial: Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. Borrowers may be subject to adverse economic conditions that can lead to decreases in product demand; increasing material or other production costs; interest rate increases that could have an adverse impact on profitability; non-payment of credit that has been extended under normal vendor terms for goods sold or services extended; and interruption related to the importing or exporting of production materials or sold products.

	Residential Real Estate: Residential real estate loans are secured by 1-4 family residences and are generally owner occupied; the Company generally establishes a maximum loan-to-value ratio. Home equity loans are typically secured by a subordinate interest in 1-4 family residences. These loans are subject to adverse employment conditions in the local economy leading to increased default rate; decreased market values from oversupply in a geographic area and; impact to borrowers’ ability to maintain payments in the event of incremental rate increases on adjustable rate mortgages.

	Non Residential Real Estate: Nonresidential real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. These loans are subject to adverse market conditions that cause a decrease in market value or lease rates and; the potential for environmental impairment and the obsolescence of the location or function.

	Construction: Construction loans are underwritten utilizing independent appraisal reviews, absorption rate analysis, lease rates and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the complete project. These loans are subject to adverse market conditions that cause a decrease in market value or absorption rates and; the potential for environmental impairment. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans.

	Consumer: Consumer loans generally consist of loans secured by personal property or unsecured loans such as credit cards. Repayment of these loans is primarily dependent on the personal income of the borrowers, who are subject to adverse employment conditions in the local economy which may lead to higher unemployment.

	Municipal Obligations: Municipal obligations are generally secured by specific assets or the taxing power of the municipality. These loans are subject to adverse employment conditions in the local economy and lower real estate values which can reduce the municipality’s tax base.

	A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired.

	Impairment is evaluated in total for smaller-balance loans of similar nature such as residential mortgage, consumer, and credit card loans, and on an individual loan basis for other loans. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The Company’s impairment policies are consistent across all of the loan portfolio segments. Recorded investment excludes accrued interest, due to materiality.

	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 25 years. Leasehold improvements are depreciated using the straight-line method over the lesser of the useful life of the asset or the length of the lease. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years.

Transfers of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.

Other Real Estate: Other real estate acquired through or instead of foreclosure is initially recorded at fair value less cost to sell when acquired, establishing a new cost basis. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Expenses incurred in carrying other real estate are charged to operations as incurred. A total of $6,670 and $5,305 of other real estate was owned on December 31, 2014 and 2013, respectively, and included in other assets.


Federal Home Loan Bank (FHLB) Stock: The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.

Company Owned Life Insurance: The Company has purchased life insurance policies on certain key executives. Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.

Goodwill and Other Intangible Assets: Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009 is generally determined as the excess of the fair value of the consideration transferred plus the fair value of any non-controlling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually, or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed. The Company has selected September 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet.

Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank, branch and asset management business acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives of four to ten years.

Repurchase Agreements: Substantially all repurchase agreement liabilities represent amounts advanced by various customers. Securities are pledged to cover these liabilities, which are not covered by federal deposit insurance.

Stock-Based Compensation: Compensation cost is recognized for stock options and restricted stock units issued to directors and officers, based on the fair value of these awards at the date of grant. For stock options, a Black-Scholes model is utilized to estimate the fair value of stock options. For restricted stocks units the fair value is equal to the stock price on the day the units are granted. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.

Income Taxes: Income tax expense is the amount of taxes payable for the current year plus or minus the change in deferred taxes. Deferred tax liabilities and assets are the expected future tax consequences of temporary differences between the carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. Recognition of deferred tax assets is limited by the establishment of a valuation allowance unless management concludes that they are more likely than not to result in future tax benefits to the Company.

A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.

Loan Commitments and Related Financial Instruments: Financial instruments include credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount of these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Instruments, such as standby letters of credit that are considered financial guarantees are recorded at fair value.

Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.

Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are currently such matters that will have a material effect on the financial statements.

Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity.

Dividend Restriction: Banking regulations require the maintenance of certain capital levels and may limit the amount of dividends which may be paid by the Bank to the Company or by the Company to its shareholders. See Note 16 for further discussion.

Long-term Assets: These assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.

Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements.

Business Segment: Internal financial information is reported and aggregated in one line of business, banking. While the chief decision-makers monitor the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.

Reclassifications: Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no material effect on the financial statements.

Derivative Financial Instruments: The Bank operates an interest rate protection program in which the Bank earns a fee by providing the Bank’s commercial loan customers the ability to swap from variable to fixed, or fixed to variable interest rates. Under these agreements the Bank enters into a variable or fixed rate loan agreement with its customer in addition to a swap agreement. The swap agreement effectively swaps the customer’s variable rate to a fixed rate or vice versa. The Bank then enters into a corresponding swap agreement with a third party in order to swap its exposure on the variable to fixed rate swap with the Bank’s customer. The agreements are considered standalone derivatives and changes in the fair value of derivatives are reported in earnings as noninterest income.

The Bank is exposed to losses if a counterparty fails to make its payments under a contract in which the Bank is in the receiving status. In this situation the Bank receives collateral from the counterparty for the fair market value of the derivative. Also, the Bank minimizes its credit risk by monitoring the credit standing of the counterparties. We anticipate the counterparties will be able to fully satisfy their obligations under these agreements.

Earnings Per Common Share: Basic earnings per common share is net income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, restricted stock units, and warrants. Earnings and dividends per share are restated for all stock splits and stock dividends through the date of issuance of the financial statements.

Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.

Newly Issued Not Yet Effective Accounting Standards: In January 2014, the FASB amended existing guidance to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure, or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required. These amendments are effective for public business entities for annual periods and interim periods within those annual periods beginning after December 15, 2014. Early adoption is permitted. The Company did not early adopt this standard and the effect of this standard is not expected to have a material effect on the Company’s operating results or financial condition.

SECURITIES

SECURITIES	12 Months Ended
SECURITIES	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Securities	NOTE 2 - SECURITIES

	The amortized cost and fair value of available for sale securities and the related gains and losses recognized in accumulated other comprehensive income (loss) was as follows:

						Gross			Gross
			Amortized			Unrealized			Unrealized			Fair
	Available-for-Sale		Cost			Gains			Losses			Value
	2014
	U.S. Government, federal agencies and
	Government sponsored enterprises		$	90,439		$	319		$	-1,074		$	89,684
	U.S. Government mortgage-backed			206,786			4,174			-356			210,604
	Corporate			850			-			-			850
			$	298,075		$	4,493		$	-1,430		$	301,138

	2013
	U.S. Government, federal agencies and
	Government sponsored enterprises		$	122,905		$	142		$	-2,908		$	120,139
	U.S. Government mortgage-backed			219,986			2,408			-2,335			220,059
	Corporate			925			-			-			925
			$	343,816		$	2,550		$	-5,243		$	341,123

	All mortgage-backed securities are secured by residential properties.

	The amortized cost, unrecognized gains and losses, and fair value of securities held to maturity were as follows:

						Gross			Gross
			Amortized			Unrecognized			Unrecognized			Fair
	Held-to-Maturity		Cost			Gains			Losses			Value
	2014
	Municipal and other obligations		$	73,629		$	1,084		$	-779		$	73,934

	2013
	Municipal and other obligations		$	77,010		$	1,085		$	-1,638		$	76,457

	The fair value of debt securities and amortized cost, if different, at year-end 2014 by contractual maturity were as follows. Securities not due at a single maturity date, primarily mortgage backed securities, are shown separately.

			Available-for-Sale						Held-to-Maturity
			Amortized			Fair			Amortized			Fair
			Cost			Value			Cost			Value
	Due in one year or less		$	4,055		$	4,066		$	5,862		$	5,897
	Due after one year through five years			72,051			71,396			32,851			33,362
	Due after five years through ten years			11,159			10,941			30,076			29,835
	Due after ten years			4,024			4,131			4,840			4,840
	U.S. Government mortgage-backed			206,786			210,604			-			-
			$	298,075		$	301,138		$	73,629		$	73,934

	At December 31, 2014 and 2013, securities with a carrying value of $363,344 and $402,999 were pledged to secure public deposits and repurchase agreements.

	The proceeds from sales and calls of securities and the associated gains are listed below:

			2014			2013			2012

	Proceeds		$	5,028		$	5,230		$	6,944
	Gross gains			316			274			206
	Gross losses			26			-			-

	The tax provision related to these net realized gains and losses was $102, $96, and $72, respectively.

	Securities with unrealized losses at year-end 2014 and 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows:

			Less than 12 Months						12 Months or More						Total
			Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
	2014		Value			Loss			Value			Loss			Value		Loss
	Description of Securities
U.S. Gov’t., federal agencies and Government sponsored enterprises		$	4,987		$	-13		$	53,188		$	-1,061		$	58,175	$	-1,074
U.S Gov’t. mortgage-backed			14,982			-129			34,683			-227			49,665		-356
Municipal & other obligations			6,719			-93			21,840			-686			28,559		-779

Total temporarily impaired		$	26,688		$	-235		$	109,711		$	-1,974		$	136,399	$	-2,209

		Less than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair		Unrealized
2013		Value			Loss			Value			Loss			Value		Loss
Description of Securities
U.S. Gov’t., federal agencies and Government sponsored enterprises		$	94,641		$	-2,522		$	5,996		$	-386		$	100,637	$	-2,908
U.S Gov’t. mortgage-backed			116,709			-2,241			7,530			-94			124,239		-2,335
Municipal & other obligations			26,936			-1,262			6,570			-376			33,506		-1,638

Total temporarily impaired		$	238,286		$	-6,025		$	20,096		$	-856		$	258,382	$	-6,881

As of December 31, 2014, the Bank’s security portfolio consisted of 217 securities, 56 of which were in an unrealized loss position; totaling $2,209. There was no other-than-temporary-impairment of securities as of or for the year ended December 31, 2014. Unrealized losses have not been recognized into income because the issuers’ bonds are of high credit quality (U.S. government agencies and government sponsored enterprises and “A” rated or better Kentucky municipalities), management does not have the intent to sell these securities and it is not likely that it will be required to sell the securities before their anticipated recovery.

LOANS

LOANS	12 Months Ended
LOANS	Dec. 31, 2014
Receivables [Abstract]
Loans	NOTE 3 - LOANS

	Year-end loans were as follows:

			2014			2013
	Commercial		$	233,522		$	241,794
	Residential real estate			272,531			283,356
	Nonresidential real estate			592,642			571,221
	Construction			104,299			103,019
	Consumer			15,080			15,806
	Municipal obligations			42,347			36,058
	Gross loans			1,260,421			1,251,254
	Less: Deferred loan origination fees and discount			-1,516			-1,609
	Allowance for loan losses			-14,639			-16,306

	Net loans		$	1,244,266		$	1,233,339

	Certain of the Company’s directors and executive officers are loan customers of the Bank. A schedule of the aggregate activity in these loans follows:

			2014

	Beginning balance		$	4,394
	Effect of change in composition of board			-93
	New loans and advances on lines of credit			14,434
	Loan payments			-13,541

	Ending balance		$	5,194

	The following table presents the activity in the allowance for loan losses by portfolio segment for the years ending December 31, 2014 and 2013:

									Non
						Residential			Residential									Municipal
	December 31, 2014		Commercial			Real estate			Real estate			Construction			Consumer			Obligations			Total
	Allowance for loan losses
	Beginning balance		$	3,247		$	4,554		$	6,502		$	1,538		$	373		$	92		$	16,306
	Provision for loan losses			919			-70			834			340			144			33			2,200
	Loans charged off			-991			-1,657			-510			-881			-433			-			-4,472
	Recoveries			122			225			29			1			228			-			605

	Total ending allowance balance		$	3,297		$	3,052		$	6,855		$	998		$	312		$	125		$	14,639

	Ending allowance balance attributable to loans
	Individually evaluated for impairment		$	2,025		$	227		$	1,569		$	214		$	-		$	-		$	4,035
	Collectively evaluated for impairment			1,272			2,825			5,286			784			312			125			10,604

	Total ending allowance balance		$	3,297		$	3,052		$	6,855		$	998		$	312		$	125		$	14,639

	Loans
	Loans individually evaluated for impairment		$	4,669		$	3,985		$	6,645		$	1,678		$	-		$	-		$	16,977
	Loans collectively evaluated for impairment			228,853			268,546			585,997			102,621			15,080			42,347			1,243,444

	Total ending loan balance		$	233,522		$	272,531		$	592,642		$	104,299		$	15,080		$	42,347		$	1,260,421

									Non
						Residential			Residential									Municipal
	December 31, 2013		Commercial			Real estate			Real estate			Construction			Consumer			Obligations			Total
	Allowance for loan losses
	Beginning balance		$	2,716		$	4,272		$	6,991		$	1,964		$	584		$	41		$	16,568
	Provision for loan losses			1,029			2,317			1,577			-560			286			51			4,700
	Loans charged off			-582			-2,244			-2,151			-319			-792			-			-6,088
	Recoveries			84			209			85			453			295			-			1,126

	Total ending allowance balance		$	3,247		$	4,554		$	6,502		$	1,538		$	373		$	92		$	16,306

Ending allowance balance attributable to loans
Individually evaluated for impairment		$	709		$	1,085		$	951		$	674		$	-		$	-		$	3,419
Collectively evaluated for impairment			2,538			3,469			5,551			864			373			92			12,887

Total ending allowance balance		$	3,247		$	4,554		$	6,502		$	1,538		$	373		$	92		$	16,306

Loans
Loans individually evaluated for impairment		$	4,116		$	8,179		$	14,220		$	2,549		$	-		$	-		$	29,064
Loans collectively evaluated for impairment			237,678			275,177			557,001			100,470			15,806			36,058			1,222,190

Total ending loan balance		$	241,794		$	283,356		$	571,221		$	103,019		$	15,806		$	36,058		$	1,251,254


Activity in the allowance for loan losses as of December 31, 2012 was as follows:

								Non
					Residential			Residential									Municipal
December 31, 2012		Commercial			Real estate			Real estate			Construction			Consumer			Obligations			Total
Allowance for loan losses
Beginning balance		$	3,207		$	2,591		$	7,614		$	4,701		$	162		$	13		$	18,288
Provision for loan losses			303			3,831			1,955			-187			1,070			28			7,000
Loans charged off			-975			-2,196			-2,817			-3,554			-941			-			-10,483
Recoveries			181			46			239			1,004			293			-			1,763

Total ending allowance balance		$	2,716		$	4,272		$	6,991		$	1,964		$	584		$	41		$	16,568

Ending allowance balance attributable to loans
Individually evaluated for impairment		$	1,266		$	970		$	2,540		$	1,369		$	120		$	-		$	6,265
Collectively evaluated for impairment			1,450			3,302			4,451			595			464			41			10,303

Total ending allowance balance		$	2,716		$	4,272		$	6,991		$	1,964		$	584		$	41		$	16,568

Loans
Loans individually evaluated for impairment		$	1,840		$	8,666		$	18,076		$	5,154		$	120		$	-		$	33,856
Loans collectively evaluated for impairment			199,544			269,620			555,025			99,344			16,327			23,128			1,162,988

Total ending loan balance		$	201,384		$	278,286		$	573,101		$	104,498		$	16,447		$	23,128		$	1,196,844

The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014:

		Unpaid						Allowance for			Average			Interest			Cash Basis
		Principal			Recorded			Loan Losses			Recorded			Income			Interest
		Balance			Investment			Allocated			Investment			Recognized			Recognized
With no related allowance recorded
Commercial		$	699		$	699		$	-		$	517		$	-		$	-
Residential real estate
Home equity lines of credit			-			-			-			-			-			-
Multifamily properties			1,455			1,105			-			954			-			-
Other			1,267			1,253			-			1,711			-			-
Nonresidential real estate
Owner occupied properties			1,034			1,034			-			1,003			-			-
Non owner occupied properties			1,912			1,862			-			2,793			-			-
Construction			787			507			-			317			-			-
Consumer			-			-			-			-			-			-
			7,154			6,460			-			7,295			-			-
With an allowance recorded Commercial			4,568			3,970			2,025			5,969			238			224
Residential real estate
Home equity lines of credit			-			-			-			301			3			3
Multifamily properties			579			579			113			1,308			66			66
Other			1,048			1,048			114			2,113			37			30
Nonresidential real estate
Owner occupied properties			3,318			1,689			1,040			5,419			20			20
Non owner occupied properties			2,705			2,060			529			2,014			104			92
Construction			1,947			1,171			214			2,113			77			72
Consumer			-			-			-			-			-			-
			14,165			10,517			4,035			19,237			545			507

Total		$	21,319		$	16,977		$	4,035		$	26,532		$	545		$	507

The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013:

		Unpaid						Allowance for			Average			Interest			Cash Basis
		Principal			Recorded			Loan Losses			Recorded			Income			Interest
		Balance			Investment			Allocated			Investment			Recognized			Recognized
With no related allowance recorded Commercial		$	1,104		$	1,104		$	-		$	256		$	-		$	-
Residential real estate
Home equity lines of credit			-			-			-			15			-			-
Multifamily properties			1,308			958			-			605			-			-
Other			1,949			1,694			-			1,769			-			-
Nonresidential real estate
Owner occupied properties			1,032			1,032			-			2,113			-			-
Non owner occupied properties			3,873			3,823			-			4,284			-			-
Construction			-			-			-			386			-			-
Consumer			-			-			-			-			-			-
			9,266			8,611			-			9,428			-			-
With an allowance recorded Commercial			3,012			3,012			709			2,974			104			93
Residential real estate
Home equity lines of credit			388			373			155			449			12			12
Multifamily properties			1,484			1,484			239			593			29			28
Other			3,776			3,670			691			4,930			74			71
Nonresidential real estate
Owner occupied properties			8,288			6,532			685			6,264			15			11
Non owner occupied properties			3,439			2,833			266			3,494			143			136
Construction			2,830			2,549			674			3,234			119			102
Consumer			-			-			-			-			-
			23,217			20,453			3,419			21,938			496			453

Total		$	32,483		$	29,064		$	3,419		$	31,366		$	496		$	453


The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2012:

		Unpaid						Allowance for			Average			Interest			Cash Basis
		Principal			Recorded			Loan Losses			Recorded			Income			Interest
		Balance			Investment			Allocated			Investment			Recognized			Recognized
With no related allowance recorded Commercial		$	28		$	28		$	-		$	204		$	-		$	-
Residential real estate
Home equity lines of credit			50			50			-			50			-			-
Multifamily properties			-			-			-			211			-			-
Other			1,922			1,679			-			2,109			-			-
Nonresidential real estate
Owner occupied properties			-			-			-			623			-			-
Non owner occupied properties			5,056			4,551			-			3,417			-			-
Construction			-			-			-			256			-			-
Consumer			-			-			-			-			-			-
			7,056			6,308			-			6,870			-			-
With an allowance recorded Commercial			1,812			1,812			1,266			1,075			20			18
Residential real estate
Home equity lines of credit			766			566			212			511			15			15
Multifamily properties			1,320			1,320			248			942			33			33
Other			5,196			5,051			510			3,670			121			106
Nonresidential real estate
Owner occupied properties			9,142			8,190			1,644			8,903			250			248
Non owner occupied properties			5,876			5,335			896			6,731			194			156
Construction			6,274			5,154			1,369			7,315			207			193
Consumer			120			120			120			15			1			1
			30,506			27,548			6,265			29,162			841			770

Total		$	37,562		$	33,856		$	6,265		$	36,032		$	841		$	770

The following table presents the aging of the recorded investment in past due loans as of December 31, 2014 and 2013 by class of loans:

		Loans			Loans over
		30-90 days			90 days						Loans Not
		past due			past due			Nonaccrual			past due			Total
31-Dec-14
Commercial		$	224		$	-		$	687		$	232,611		$	233,522
Residential real estate
Home equity lines of credit			1,006			7			365			100,393			101,771
Multifamily properties			-			-			206			53,280			53,486
Other residential real estate			2,173			-			2,379			112,722			117,274
Nonresidential real estate
Owner occupied properties			275			-			2,045			300,150			302,470
Non owner occupied properties			271			-			2,413			287,488			290,172
Construction			-			-			1,678			102,621			104,299
Consumer
Credit card balances			70			28			-			6,862			6,960
Other consumer			9			-			9			8,102			8,120
Municipal obligations			-			-			-			42,347			42,347

Total		$	4,028		$	35		$	9,782		$	1,246,576		$	1,260,421

		Loans			Loans over
		30-90 days			90 days						Loans Not
		past due			past due			Nonaccrual			past due			Total
31-Dec-13
Commercial		$	100		$	-		$	385		$	241,309		$	241,794
Residential real estate
Home equity lines of credit			550			-			622			97,786			98,958
Multifamily properties			-			-			-			67,964			67,964
Other residential real estate			3,693			-			4,738			108,003			116,434
Nonresidential real estate
Owner occupied properties			838			-			6,583			294,389			301,810
Non owner occupied properties			608			-			2,573			266,230			269,411
Construction			-			-			510			102,509			103,019
Consumer
Credit card balances			16			20			-			7,103			7,139
Other consumer			9			1			6			8,651			8,667
Municipal obligations									-			36,058			36,058

Total		$	5,814		$	21		$	15,417		$	1,230,002		$	1,251,254

Troubled Debt Restructurings:

The Company has allocated $2,123 and $914 of specific reserves to customers whose loan terms have been modified in troubled debt restructurings as of December 31, 2014 and 2013, respectively. Troubled debt restructurings totaled $10,321 and $17,062 as of December 31, 2014 and 2013, respectively. The Company has not committed to lend additional amounts as of December 31, 2014 and 2013 to customers with outstanding loans that are classified as troubled debt restructurings.

Modifications involving a reduction of the stated interest rate of the loan were for periods up to three years. Modifications involving an extension of the maturity date were for periods ranging from eight months to twelve months.

The following table presents loans by class modified as troubled debt restructurings that occurred during the year ending December 31, 2014 and 2013:

		2014												2013
					Pre-			Post-						Pre-			Post-
					Modification			Modification						Modification			Modification
		Number			Outstanding			Outstanding			Number			Outstanding			Outstanding
		Of			Recorded			Recorded			Of			Recorded			Recorded
		Loans			Investment			Investment			Loans			Investment			Investment
Troubled Debt Restructurings:

Commercial			6		$	1,841		$	1,243			2		$	113		$	112
Residential real estate
Multifamily properties			1			1,485			1,485			2			2,455			2,443
Other residential real estate												4			1,001			998
Nonresidential real estate
Owner occupied properties			3			432			432			2			323			323
Non owner occupied properties			1			84			84			2			970			926
Total			11		$	3,842		$	3,244			12		$	4,862		$	4,802


The eleven restructured notes added during 2014 for $3,244 were added as performing troubled debt restructured loans. The twelve restructured notes added during 2013 for $4,802 were added as performing troubled debt restructured loans.

The troubled debt restructurings described above increased the allowance for loan losses by $512 and resulted in charge-offs of $658 during the year ending December 31, 2014.

The troubled debt restructurings described above increased the allowance for loan losses by $245 and resulted in charge-offs of $364 during the year ending December 31, 2013.

The following table presents loans by class modified as troubled debt restructurings for which there was a payment default within twelve months following the modification during the period ending December 31, 2014 and 2013:

Troubled Debt Restructurings That Subsequently Defaulted:

		2014						2013
		Number			Recorded			Number			Recorded
		of Loans			Investment			of Loans			Investment

Commercial			5		$	2,310			3		$	170
Residential real estate
Multifamily properties									1			958
Other residential real estate			2			575			-			-
Nonresidential real estate
Owner occupied properties									1			144
Non owner occupied properties			1			72			3			2,302
Construction									4			1,465

Total			8		$	2,957			12		$	5,039

A loan is considered to be in payment default once it is 30 days contractually past due under the modified terms.

The troubled debt restructurings that subsequently defaulted described above had $373 increased on the allowance for loan losses and resulted in charge-offs of $881 for the year ending December 31, 2014.

The troubled debt restructurings that subsequently defaulted described above had $195 increased on the allowance for loan losses and resulted in charge-offs of $630 for the year ending December 31, 2013.

Credit Quality Indicators:

The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually by classifying the loans as to credit risk. This analysis includes loans with an outstanding balance greater than $100 and non-homogeneous loans, such as commercial and commercial real estate loans. This analysis is performed on a quarterly basis. The Company uses the following definitions for risk ratings:

Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date.

Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.

Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. Loans listed as not rated are either less than $100 or are included in group of homogeneous loans.

As of December 31, 2014 and 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

					Special
		Pass			Mention			Substandard			Doubtful			Not Rated			Total
31-Dec-14
Commercial		$	223,920		$	3,294		$	6,308		$	-		$	-		$	233,522
Residential real estate
Home equity lines of credit			12,105			167			2,070			-			87,429			101,771
Multifamily properties			52,701			-			785			-			-			53,486
Other residential real estate			35,151			2,749			5,982			-			73,392			117,274

Nonresidential real estate
Owner occupied properties			273,465			11,266			17,739			-			-			302,470
Non owner occupied properties			280,392			5,292			4,488			-			-			290,172
Construction			100,101			-			4,198			-			-			104,299

Consumer
Credit card balances			-			-			-			-			6,960			6,960
Other consumer			-			-			9			-			8,111			8,120
Municipal obligations			42,347			-			-			-			-			42,347

Total		$	1,020,182		$	22,768		$	41,579		$	-		$	175,892		$	1,260,421

					Special
		Pass			Mention			Substandard			Doubtful			Not Rated			Total
31-Dec-13
Commercial		$	226,021		$	4,736		$	11,037		$	-		$	-		$	241,794
Residential real estate
Home equity lines of credit			11,775			1,721			1,582			-			83,880			98,958
Multifamily properties			65,521			-			2,443			-			-			67,964
Other residential real estate			24,697			4,594			8,606			-			78,537			116,434

Nonresidential real estate
Owner occupied properties			271,281			9,058			21,471			-			-			301,810
Non owner occupied properties			256,328			5,216			7,867			-			-			269,411
Construction			97,738			2,264			3,017			-			-			103,019

Consumer
Credit card balances			-			-			-			-			7,139			7,139
Other consumer			-			-			4			-			8,663			8,667
Municipal obligations			36,058			-			-			-			-			36,058

Total		$	989,419		$	27,589		$	56,027		$	-		$	178,219		$	1,251,254

Loans listed as not rated are included in groups of homogeneous loans. These loans are evaluated based on delinquency status.

PREMISES_AND_EQUIPMENT

PREMISES AND EQUIPMENT	12 Months Ended
PREMISES AND EQUIPMENT	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
PREMISES AND EQUIPMENT	NOTE 4 - PREMISES AND EQUIPMENT

	Year-end premises and equipment were as follows:

		2014		2013

	Land and improvements	$	7,920	$	7,920
	Leasehold improvements		3,220		2,924
	Buildings		19,061		19,024
	Furniture, fixtures and equipment		14,043		12,916
	Total		44,244		42,784
	Accumulated depreciation		-21,944		-20,340

	Net premises and equipment	$	22,300	$	22,444

	Year-end depreciation expense was $1,864, $1,648, and $1,755 for 2014, 2013, and 2012, respectively.

GOODWILL_AND_ACQUISITION_INTAN

GOODWILL AND ACQUISITION INTANGIBLES	12 Months Ended
GOODWILL AND ACQUISITION INTANGIBLES	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
GOODWILL AND ACQUISITION INTANGIBLES	NOTE 5 - GOODWILL AND ACQUISITION INTANGIBLES

	Goodwill:

	There was no change in Goodwill in 2014.

	Acquisition Intangibles:

	Acquisition intangibles were as follows as of year-end:

		2014				2013
		Gross				Gross
		Carrying		Accumulated		Carrying		Accumulated
		Amount		Amortization		Amount		Amortization
	Amortized intangible assets:
	Core deposit intangibles	$	3,595	$	2,722	$	3,595	$	2,407
	Trade name intangibles		165		165		165		165
	Non-compete agreement intangibles		320		320		320		320
	Other customer relationship intangibles		2,650		2,163		2,650		1,990

	Total	$	6,730	$	5,370	$	6,730	$	4,882

	Aggregate amortization expense was $488, $615, and $766 for 2014, 2013 and 2012, respectively.

	Estimated amortization expense for each of the next five years:

	2015	$	403
	2016		332
	2017		249
	2018		186
	2019		153

INTEREST_BEARING_DEPOSITS

INTEREST BEARING DEPOSITS	12 Months Ended
INTEREST BEARING DEPOSITS	Dec. 31, 2014
Interest Bearing Deposits [Abstract]
INTEREST BEARING DEPOSITS	NOTE 6 - INTEREST BEARING DEPOSITS

	Time deposits of $250 or more were $58,949 and $60,480 at year-end 2014 and 2013.

	Scheduled maturities of time deposits are as follows:

	2015	$	190,861
	2016		71,924
	2017		10,986
	2018		904
	2019		23,847

		$	298,522

	Deposits from directors and their affiliates at year-end 2014 and 2013 were $15 and $13, comprising 0.95% and 0.86% of total deposits at those dates.

SHORTTERM_BORROWINGS

SHORT-TERM BORROWINGS	12 Months Ended
SHORT-TERM BORROWINGS	Dec. 31, 2014
Short-Term Debt [Abstract]
SHORT-TERM BORROWINGS	NOTE 7 - SHORT-TERM BORROWINGS

	Short-term borrowings consisted of the following:

		2014			2013

	FHLB advance	$	20,000		$	-
	Retail repurchase agreements		25,703			27,643

		$	45,703		$	27,643

	Information regarding repurchase agreements for the years ended December 31, 2014 and 2013 is presented below:

		2014				2013

	Average balance during the year	$	25,639			$	27,739

	Maximum month end balance during the year		29,220				32,514

	Average rate paid during the year		0.22	%			0.22	%

	Year-end weighted average rate		0.22	%			0.2	%

NOTES_PAYABLE

NOTES PAYABLE	12 Months Ended
NOTES PAYABLE	Dec. 31, 2014
Notes Payable [Abstract]
NOTES PAYABLE	NOTE 8 - NOTES PAYABLE

	Notes payable consisted of the following:

		2014		2013

	FHLB advances	$	10,000	$	5,000
	Subordinated debentures		38,557		38,557
	Other notes payable		1,768		2,020

		$	50,325	$	45,577

	The FHLB advances are secured by a blanket pledge of eligible loans and securities and require monthly interest payments. The following advances were outstanding as of December 31:

		2014		2013
	Fixed rate advances with maturity in 2017 and an interest rate of 1.01%	$	10,000	$	-
	Fixed rate advances with maturity in 2014 and an interest rate of 1.72%		-		5,000

		$	10,000	$	5,000

	In March 2008, The Bank of Kentucky, a wholly-owned subsidiary of the Company, issued $20,000 of LIBOR plus 1.75% floating rate subordinated debenture to USB Capital Resources, Inc. The debenture may be redeemed after March 2013 at face value. Final maturity is March of 2018. The subordinated debentures are classified as liabilities on the Consolidated Balance Sheets and are considered Tier 2 capital for regulatory capital purposes.

	In May of 2007, The Bank of Kentucky Capital Trust II (“the Trust”), a trust subsidiary of the Company, issued $18,000 of LIBOR plus 1.47% floating rate obligated mandatory redeemable securities “Trust Preferred Securities” as part of a pooled offering. The Trust may redeem the Trust Preferred Securities, in whole but not in part, any time after May 2011 at face value. The final maturity date is May of 2037. The Trust used the proceeds from the issuance of its Trust Preferred Securities and common securities to buy $18,557 aggregate principal amount of junior subordinated debentures issued by the Company. These debentures are the Trust’s only assets, with terms similar to the Trust Preferred Securities, and mature in 2037. The subordinated debentures are classified as liabilities on the Consolidated Balance Sheets are considered as Tier 1 capital for regulatory capital purposes, subject to certain limitations. The Company is not considered the primary beneficiary of this Trust (variable interest entity), therefore the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability.

	Other notes payable include a capitalized lease obligation for $101 and a $1,667 note payable to US Bank. The US Bank note was utilized to fund the warrant repurchase during 2013 and has a rate of one-month LIBOR plus 2.35% and matures on June 30, 2016.

	Payments on notes payable over the next five years are as follows:

	2015	$	222
	2016		1,445
	2017		10,101
	2018		20,000
	2019		-
	Thereafter		18,557

	Total notes payable	$	50,325

	The Bank maintains a $200,000 letter of credit from the Federal Home Loan Bank of Cincinnati. The letter is pledged to secure public funds deposit accounts and is secured by a blanket pledge of the Bank’s residential and commercial real estate loans.

PREFERRED_STOCK

PREFERRED STOCK	12 Months Ended
PREFERRED STOCK	Dec. 31, 2014
Preferred Stock [Abstract]
PREFERRED STOCK	NOTE 9 - PREFERRED STOCK

	On February 13, 2009, the Company entered into a Letter Agreement (the “Purchase Agreement”) with the United States Department of Treasury (the “Treasury Department”) under the Troubled Asset Relief Program (“TARP”) Capital Purchase Program (“CPP”), pursuant to which the Company issued 34,000 shares of Series A Non-Cumulative Perpetual Preferred Stock (the “Series A Preferred Stock”) for a total price of $34 million. The Series A Preferred Stock is to pay cumulative dividends at an annual dividend rate of 5% for the first five years and thereafter at an annual dividend rate of 9%. No cash dividends can be paid to common stockholders unless all dividends on the Series A Preferred Stock have been declared and paid in full (or an amount sufficient for the payment of the dividends on the Series A Preferred Stock has been set aside for the payment of such dividends). Pursuant to the American Recovery and Reinvestment Act of 2009 (the “ARRA”), the Company may redeem the Series A Preferred Stock at any time, subject to the approval of its primary federal regulator.

	As part of its purchase of the Series A Preferred Stock, the Treasury Department received a warrant (the “Warrant”) to purchase 274,784 shares of the Company’s common stock at an initial per share exercise price of $18.56. The Warrant provides for the adjustment of the exercise price and the number of shares of common stock issuable upon exercise pursuant to customary anti-dilution provisions. The Warrant expires ten years from the issuance date.

	Both the Series A Preferred Stock and the Warrant are accounted for as components of Tier 1 capital. The net proceeds received from the Treasury Department were allocated between the Series A Preferred Stock and Warrant based on relative fair value. The Series A Preferred Stock will be accreted to liquidation value over the expected life of the shares, with accretion charged to retained earnings.

	On December 22, 2010, the Company repurchased $17 million of the outstanding $34 million of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, issued in February 2009 to the Treasury Department pursuant to the Troubled Asset Relief Program Capital Purchase Program.

	On November 23, 2011, the Company repurchased the final $17 million of the original outstanding $34 million of its Fixed Rate Cumulative Perpetual Preferred Stock, Series A, issued in February 2009 to the Treasury Department pursuant to the Troubled Asset Relief Program Capital Purchase Program.

	In the second quarter of 2013, the Company completed the repurchase of the “Warrant” from the Treasury Department issued on February 13, 2009, as part of the TARP Capital Purchase Program for an aggregate repurchase price of $2,151. Prior to the repurchase transaction, the Warrant permitted the Treasury Department to purchase 276,078.12 shares of the Company’s common stock at an exercise price of $18.473 per share. The Warrant originally had provided for the purchase of 274,784 shares of the Company’s common stock at an exercise price of $18.56 per share and was thereafter adjusted for certain cash dividends declared by the Company from time to time. The Warrant had been issued in connection with the Company’s sale to the Treasury Department of 34,000 shares of the Company’s Fixed Rate Cumulative Perpetual Preferred Stock, Series A (the “Preferred Stock”) in 2009. As previously disclosed on the Company’s Current Report on Form 8-K filed November 23, 2011, the Company completed the repurchase of the remaining outstanding Preferred Stock from the Treasury Department on November 23, 2011. As a result of the Warrant repurchase, the Company has repurchased all securities issued to the Treasury under the TARP Capital Purchase Program. The repurchase of the Warrant was funded by a $2,000 note payable as described in Note 8.

EMPLOYEE_BENEFITS

EMPLOYEE BENEFITS	12 Months Ended
EMPLOYEE BENEFITS	Dec. 31, 2014
Employee Benefit [Abstract]
EMPLOYEE BENEFITS	NOTE 10 - EMPLOYEE BENEFITS

	The Bank maintains an employee profit sharing plan covering substantially all employees. Contributions are at the discretion of the Board of Directors. Profit sharing expense totaled $369, $336, and $249, for the years ended December 31, 2014, 2013 and 2012, respectively.

	In 2003, the Company adopted a benefit program for certain officers to encourage long-term retention. The program consists principally of a defined benefit component, providing each officer with payments equal to 30% of final average pay for 15 years after retirement, and a deferral component, permitting each officer the ability to defer a portion of their current compensation and earn pre-tax returns on such deferred amounts. The accrued liability under the defined benefit component was $6,740 and $4,884 at December 31, 2014 and 2013, respectively. Expense related to the program was $1,882, $1,136, and $850 for the years ended December 31, 2014, 2013 and 2012.

STOCKBASED_COMPENSATION

STOCK-BASED COMPENSATION	12 Months Ended
STOCK-BASED COMPENSATION	Dec. 31, 2014
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
STOCK-BASED COMPENSATION	NOTE 11 - STOCK-BASED COMPENSATION

	Stock-based compensation in the form of options to buy stock and restricted stock units (“RSUs”) are granted to directors, officers and employees under the Company’s incentive stock plan (the “Plan”), which provides for the issuance of up to 1,000,000 shares. The Company believes that such awards better align the interests of its employees with those of its shareholders. The specific terms of each option agreement are determined by the Compensation Committee at the date of the grant.

	Stock Option Plan: The specific terms of each option agreement are determined by the Compensation Committee at the date of the grant. For current options outstanding, options granted to directors vest immediately and options granted to employees generally vest evenly over a five-year period.

	The options’ lives are generally ten years for employees and five years for directors. Total compensation cost that has been charged against income for those plans was $20, $50, and $97 for 2014, 2013 and 2012, respectively. The total income tax benefit was $0, $0, and $0.

	The fair value of each option award is estimated on the date of grant using a closed form option valuation (Black-Scholes) model that uses the assumptions noted in the table below. Expected volatilities are based on historical volatilities of the Company’s common stock. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. Expected term is estimated based upon the contractual term and vesting period of the options including consideration of historical trends segregated by employees and directors. A forfeiture rate of 19% for employees and 0% for directors is used in the model and is based on historical experience.

	There have been no options granted in 2014, 2013, or 2012.

	A summary of the activity in the stock option plan for 2014 follows:

						Weighted
				Weighted		Average
				Average		Remaining			Aggregate
				Exercise		Contractual			Intrinsic
		Shares		Price		Term			Value

	Outstanding at beginning of year		162,019	$	24.69
	Granted		-		-
	Exercised		-87,109		24.89
	Forfeited or expired		-4,230		23.53
	Outstanding at end of year		70,680	$	24.33			2.06	$	1,692
	Exercisable at end of year		48,880	$	24.4			2.06	$	1,167

	The Company expects all of the nonvested shares to become exercisable.

	Information related to the stock option plan during each year follows:

		2014		2013			2012

	Intrinsic value of options exercised	$	1,029	$	475		$	84
	Cash received from option exercises		2,169		3,507			810
	Tax benefit realized from option exercises		360		121			31
	Weighted average fair value/share of options granted		-		-			-

	As of December 31, 2014, there was $19 of total unrecognized compensation cost related to nonvested stock options granted under the plan. The cost is expected to be recognized over a weighted-average period of 1.41 years.

	Restricted Stock Units: The specific terms of each restricted stock unit (“RSU”) award are determined by the Compensation Committee at the date of the grant. Compensation expense is recognized over the vesting period of the awards based on the fair value of the stock at the issue date. The fair value of the stock was determined using the total number of RSUs granted multiplied by the fair market value of a share of Company stock at the grant date. In 2014 11,415 of the granted RSU’s will fully vest on the first anniversary of the grant date, while 7,679 of the RSU’s were granted to employees under a long term incentive plan which are performance based and vest over a three year time frame.

	A summary of changes in the Company’s nonvested shares for the year follows:

				Weighted-Average
				Grant-Date
	Nonvested Shares	Shares		Fair Value

	Nonvested at January 1, 2014		4,494	$	26.25
	Granted		19,094		36.16
	Vested		-12,655		32
	Forfeited		-113		35.16

	Nonvested at December 31, 2014		10,820	$	36.93

	The Company recorded RSU expense of $499, $387 and $67 in 2014, 2013 and 2012, respectively. As of December 31, 2014, there was $227 of total unrecognized compensation cost related to nonvested shares granted under the 2012 stock incentive plan. The cost is expected to be recognized by December 31, 2016.

FEDERAL_INCOME_TAXES

FEDERAL INCOME TAXES	12 Months Ended
FEDERAL INCOME TAXES	Dec. 31, 2014
Income Tax Disclosure [Abstract]
FEDERAL INCOME TAXES	NOTE 12 - FEDERAL INCOME TAXES

	Federal income taxes consisted of the following components:

		2014		2013		2012
	Income tax/(benefit)
	Currently payable	$	6,797	$	7,680	$	7,275
	Deferred		884		375		-152

		$	7,681	$	8,055	$	7,123

	The following is a reconciliation of income tax expense and the amount computed by applying the effective federal income tax rate of 35% to income before income taxes:

		2014		2013		2012
	Statutory rate applied to income before income taxes	$	9,099	$	9,737	$	8,844
	Tax exempt income		-869		-794		-903
	Company owned life insurance income		-380		-399		-407
	Incentive stock options		-		17		34
	Non-qualified options expired		-		162		-
	Low-income housing tax credit		-557		-557		-547
	Other		388		-111		102
		$	7,681	$	8,055	$	7,123

	Year-end deferred tax assets and liabilities were due to the following factors:

		2014		2013
	Deferred tax assets from:
	Allowance for loan losses	$	5,124	$	5,707
	Benefit plans		2,848		2,142
	Premises and equipment		358		775
	Net operating loss carryforward		2,533		2,832
	Acquisition intangibles		280		360
	Net unrealized loss on available for sale securities		-		916
	Other		656		634
			11,799		13,366
	Deferred tax liabilities for:
	FHLB stock dividends		-919		-966
	Acquisition intangibles		-3,310		-3,035
	Net unrealized gain on available for sale securities		-1,072		-
	Other		-11		-6
			-5,312		-4,007
	Net deferred tax asset	$	6,487	$	9,359

	At year-end 2014, the Company had net operating loss carry forwards from its 2007 acquisition of approximately $7,236, which expire beginning in 2022 and have an annual limitation by IRC section 382. No valuation allowance has been established as management believes it will generate sufficient income in future years to realize the net operating loss benefits before expiration.

	The Company had no unrecognized tax benefits as of January 1, 2014 and 2013 and did not recognize any increase in unrecognized benefits during 2014 or 2013 relative to any tax positions taken in 2014 and 2013. Should the accrual of any interest or penalties relative to unrecognized tax benefits be necessary, it is the Company’s policy to record such accruals in its income taxes accounts; no such accruals exist as of December 31, 2014 and 2013. The Company and its corporate subsidiary file a consolidated U.S. federal income tax return, which is subject to examination for all years after 2011.

EARNINGS_PER_SHARE

EARNINGS PER SHARE	12 Months Ended
EARNINGS PER SHARE	Dec. 31, 2014
Earnings Per Share [Abstract]
EARNINGS PER SHARE	NOTE 13 - EARNINGS PER SHARE

	The factors used in the earnings per share computation follow:

		2014		2013		2012
	Basic
	Net income available to common shareholders	$	18,316	$	19,765	$	18,145

	Weighted average common shares outstanding		7,669,608		7,513,103		7,462,528

	Basic earnings per common share	$	2.39	$	2.63	$	2.43

	Diluted
	Net income available to common shareholders	$	18,316	$	19,765	$	18,145

	Weighted average common shares outstanding for basic earnings per common share		7,669,608		7,513,103		7,462,528
	Add: Dilutive effects of assumed exercises of stock options and restricted stock units		47,321		33,949		11,972
	Add: Dilutive effects of assumed exercise of stock warrant		-		38,390		69,800

	Average shares and dilutive potential common shares		7,716,929		7,585,442		7,544,300

	Diluted earnings per common share	$	2.37	$	2.61	$	2.41

	Stock options for 0, 5,050, and 239,225 shares of common stock were not considered in computing diluted earnings per common share for 2014, 2013 and 2012 because they were antidilutive.

COMMITMENTS_AND_OFF_BALANCE_SH

COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES	12 Months Ended
COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES	NOTE 14 - COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES

	The Bank leases branch facilities and sites and is committed under various non-cancelable lease contracts that expire at various dates through the year 2026. Some of these leases are with members of the Bank’s Board of Directors or companies they control. Expense for leased premises was $1,021, $986, and $947 for 2014, 2013 and 2012, respectively. Minimum lease payments at December 31, 2014 for all non-cancelable leases were as follows:

	2015	$	1,031
	2016		779
	2017		726
	2018		532
	2019		374
	Thereafter		1,546

	Total minimum lease payments	$	4,988

	Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customer financing needs. These are agreements to provide credit or to support the credit of others, so long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance-sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment.

	Financial instruments with off-balance-sheet risk were as follows at year-end:

		2014				2013
		Fixed		Variable		Fixed		Variable
		Rate		Rate		Rate		Rate
	Commitments to make loans (at market rates)	$	7,670	$	19,323	$	7,509	$	8,188
	Unused lines of credit		-		410,468		-		392,719
	Unused letters of credit		-		45,170		-		47,155

	The loan commitments are generally extended for terms of up to 60 days and, in many cases, allow the customer to select from one of several financing options offered. For the fixed rate commitments, the interest range was 4.25% to 6.50% in 2014 and 3.25% to 5.50% in 2013.

	At December 31, 2014 and 2013, the Bank was required to have $11,434 and $11,643, respectively, on deposit with the Federal Reserve or as cash on hand as reserve.

	On March 3, 2005, the Bank entered into an agreement with Northern Kentucky University whereby the University granted to the Bank the naming rights for the new Northern Kentucky University Arena constructed on the campus of the University for a term commencing immediately upon execution of the agreement and expiring twenty years after the opening of the Arena. In consideration therefore, the Bank paid $6,000 in seven equal annual installments which began after substantial completion and opening of the Arena which occurred in September 2009.

	The cost of the naming rights is being amortized over the life of the contract commencing on the opening of the Arena, which took place in September 2009. The Company recorded $300 in expense for these naming rights in 2014, 2013 and 2012, the year end balance for this asset was $4,100 and $3,543 at December 31, 2014 and 2013, respectively

	In the second quarter of 2007, the Bank and Thomas More College announced a naming rights agreement for the new athletic field being constructed on Thomas More’s campus. The Bank committed $1,000 to the project, which has been named The Bank of Kentucky Field. The cost of the naming rights is being amortized over the twenty-five year life of the agreement commencing on the opening of the field, which took place in September 2008. The Company recorded $40 in expense for these naming rights in 2014, 2013 and 2012, the year end balance for this asset was $747 and $787 at December 31, 2014 and 2013 respectively.

	On November 8, 2012, the Bank entered into an agreement with Gateway Community and Technical College whereby the College granted to the Bank the naming rights for the new classroom and training center located in Boone County, Kentucky. The Bank committed $1,000 to the project, which will be named The Bank of Kentucky Classroom and Training Center. The cost of the naming rights will be amortized over a twenty year life, which commenced in 2013. The Company recorded $50 amortized expense in 2014 under this agreement. The year-end balance for this asset was $925 and $643 at December 31, 2014 and 2013, respectively.

	On September 10, 2014, the Bank entered into an agreement with St. Elizabeth Medical Center, Inc. whereby the medical center granted to the Bank the naming rights for its new cardiovascular center located in Kenton County, Kentucky. The Bank committed $750 to the project, and the cost of the naming rights will be amortized over a ten-year period commencing in 2015. The year-end balance for this asset was $250 at December 31, 2014

INTEREST_RATE_CONTRACTS

INTEREST RATE CONTRACTS	12 Months Ended
INTEREST RATE CONTRACTS	Dec. 31, 2014
Interest Rate Contracts [Abstract]
INTEREST RATE CONTRACTS	NOTE 15 - INTEREST RATE CONTRACTS

	As a result of loans acquired through the Integra Bank transaction in the fourth quarter of 2010, the Bank initiated an interest rate protection program in which the Bank earns a fee by providing the Bank’s commercial loan customers the ability to swap from variable to fixed, or fixed to variable interest rates. Under these agreements the Bank enters into a variable or fixed rate loan agreement with its customer in addition to a swap agreement. The swap agreement effectively swaps the customer’s variable rate to a fixed rate or vice versa. The Bank then enters into a corresponding swap agreement with a third party in order to swap its exposure on the variable to fixed rate swap with the Bank’s customer. Since the swaps are structured to offset each other, changes in fair values, while recorded, have no material net earnings impact. The notional amount of interest rate swaps at December 31, 2014 was $122,819 and $107,966 on December 31, 2013 with maturities ranging from one to ten years. The current fair value of these swaps was $2,280 and $1,915 at December 31, 2014 and 2013, respectively, and is included in other assets and other liabilities for the value of each of the swaps.

	The Bank is exposed to losses if a counterparty fails to make its payments under a contract in which the Bank is in the receiving status. Although collateral or other security is not obtained, as the Bank is not currently in the receiving status, we minimize our credit risk by monitoring the credit standing of the counterparties. We anticipate the counterparties will be able to fully satisfy their obligations under these agreements.

CAPITAL_REQUIREMENTS_AND_RESTR

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS	12 Months Ended
CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS	Dec. 31, 2014
Capital Requirement and Restrictions On Retained Earnings [Abstract]
CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS	NOTE 16 - CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS

	Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations, involve quantitative measures of assets, liabilities, and certain off-balance sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Management believes as of December 31, 2014, the Company and Bank meet all capital adequacy requirements to which they are subject.

	Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At year-end 2014 and 2013, the most recent regulatory notifications categorized the Bank as “well capitalized” under the regulatory framework for prompt corrective action.

	There have been no subsequent conditions or events that management believes have changed the institution's category.

	The consolidated and Bank’s capital amounts and ratios, at December 31, 2014 and 2013 are presented below:

												To Be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	2014
	Total Capital to risk
	weighted assets
	Consolidated	$	217,453		13.83	%	$	125,816		8	%		N/A		N/A
	Bank		217,446		13.82	%		125,863		8	%	$	157,329		10	%
	Tier 1 (Core) Capital to risk
	weighted assets
	Consolidated	$	190,814		12.13	%	$	62,908		4	%		N/A		N/A
	Bank		190,807		12.13	%		62,931		4	%	$	94,397		6	%
	Tier 1 (Core) Capital to
	average assets
	Consolidated	$	190,814		10.3	%	$	74,122		4	%		N/A		N/A
	Bank		190,807		10.34	%		73,807		4	%	$	92,258		5	%

												To Be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	2013
	Total Capital to risk
	weighted assets
	Consolidated	$	206,520		13.37	%	$	123,573		8	%		N/A		N/A
	Bank		206,466		13.37	%		123,523		8	%	$	154,403		10	%
	Tier 1 (Core) Capital to risk
	weighted assets
	Consolidated	$	174,214		11.28	%	$	61,786		4	%		N/A		N/A
	Bank		174,160		11.28	%		61,761		4	%	$	92,642		6	%
	Tier 1 (Core) Capital to
	average assets
	Consolidated	$	174,214		9.61	%	$	72,506		4	%		N/A		N/A
	Bank		174,160		9.66	%		72,150		4	%	$	90,188		5	%

	The Company’s principal source of funds for dividend payments is dividends received from the Bank. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year’s net profits, combined with the retained net profits of the preceding two years, subject to the capital requirements described above. At December 31, 2014, the Bank could pay $46,243 without regulatory approval.

DISCLOSURES_ABOUT_FAIR_VALUE

DISCLOSURES ABOUT FAIR VALUE	12 Months Ended
DISCLOSURES ABOUT FAIR VALUE	Dec. 31, 2014
Fair Value Disclosures [Abstract]
DISCLOSURES ABOUT FAIR VALUE	NOTE 17 - DISCLOSURES ABOUT FAIR VALUE

	Accounting guidance establishes a fair value hierarchy which requires an entity to maximize the use of observable inputs and minimize the use of unobservable inputs when measuring fair value. The standard describes three levels of inputs that may be used to measure fair value:

	Level 1: Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date.

	Level 2: Significant other observable inputs other than Level 1 prices such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data.

	Level 3: Significant unobservable inputs that reflect a reporting entity’s own assumptions about the assumptions that market participants would use in pricing an asset or liability.

	Investment Securities: The fair values of securities available-for-sale are determined by matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). One corporate security is valued using Level 3 inputs as there is no readily observable market activity. Management determines the value of this security based on expected cash flows, the credit quality of the security and current market interest rates.


	Derivatives: The Bank’s derivative instruments consist of over-the-counter interest-rate swaps that trade in liquid markets. The fair value of the derivative instruments is primarily measured by obtaining pricing from broker-dealers recognized to be market participants. The pricing is derived from market observable inputs that can generally be verified and do not typically involve significant judgment by the Bank. This valuation method is classified as Level 2 in the fair value hierarchy.

	Impaired Loans: At the time a loan is considered impaired, it is recorded at the lower of cost or fair value. Impaired loans carried at fair value generally receive specific allocations of the allowance for loan losses. For collateral dependent loans, fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value. Non-real estate collateral may be valued using an appraisal, net book value per the borrower’s financial statements or aging reports, adjusted or discounted based on management’s historical knowledge, changes in market conditions from the time of the valuation and management’s expertise and knowledge of the client and client’s business, resulting in a Level 3 fair value classification. Impaired loans are evaluated on a quarterly basis for additional impairment and adjusted accordingly.

	Other Real Estate Owned: Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are subsequently accounted for at the lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals. These appraisals may utilize a single valuation approach or a combination of approaches including comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments are usually significant and typically result in a Level 3 classification of the inputs for determining fair value.

	Loans Held For Sale: Loans held for sale are carried at the lower of cost or fair value, which is evaluated on a pool-level basis. The fair value of loans held for sale is determined using quoted prices for similar assets, adjusted for specific attributes of that loan or other observable market data, such as outstanding commitments from third party investors (Level 2).

	Assets and Liabilities Measured on a Recurring Basis

	Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands):

						Fair Value Measurements at
						December 31, 2014 Using:
									Significant
						Quoted Prices in			Other			Significant
						Active Markets for			Observable			Unobservable
						Identical Assets			Inputs			Inputs
			Total			(Level 1)			(Level 2)			(Level 3)
	Assets
	Investment securities available-for-sale
	U.S. government sponsored entities and agencies		$	89,684		$	-		$	89,684		$	-
	U.S. government agency mortgage backed			210,604			-			210,604			-
	Corporate			850			-			-			850
	Derivatives			2,280			-			2,280			-

	Total		$	303,418		$	-		$	302,568		$	850

	Liabilities
	Derivatives		$	2,280		$	-		$	2,280		$	-

	Total		$	2,280		$	-		$	2,280		$	-

					Fair Value Measurements at
					December 31, 2013 Using:
									Significant
						Quoted Prices in			Other			Significant
						Active Markets for			Observable			Unobservable
						Identical Assets			Inputs			Inputs
			Total			(Level 1)			(Level 2)			(Level 3)
	Assets
	Investment securities available-for-sale
	U.S. government sponsored entities and agencies		$	120,139		$	-		$	120,139		$	-
	U.S. government agency mortgage backed			220,059			-			220,059			-
	Corporate			925			-			-			925
	Derivatives			1,915			-			1,915			-

	Total		$	343,038		$			$	342,113		$	925

	Liabilities
	Derivatives		$	1,915		$	-		$	1,915		$	-

Total		$	1,915		$	-		$	1,915		$	-

There were no transfers between Level 1 and Level 2 during 2014 or 2013.

There were no gains or losses for assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the period ended December 31, 2014.

There were no changes in unrealized gains and losses recorded in earnings for the period ended December 31, 2014 for Level 3 assets and liabilities that are still held at December 31, 2014.

The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the period ended December 31 (in thousands):

		Corporate Securities
		2014			2013

Balance of recurring Level 3 assets at January 1		$	925		$	1,060
Total gains or losses for the period:
Included in earnings			-			-
Included in other comprehensive income			-			-
Purchases			-			-
Sales			-			-
Issuances			-			-
Settlements			75			135
Transfers into Level 3			-			-
Transfers out of Level 3			-			-

Balance of recurring Level 3 assets at December 31		$	850		$	925

The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2014 (in thousands):

					Valuation
		Fair value			Technique(s)		Unobservable Input(s)		Value

Corporate security		$	850		Discounted cash flow		Probability of default			0	%

The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2013 (in thousands):

					Valuation
		Fair value			Technique(s)		Unobservable Input(s)		Value

Corporate security		$	925		Discounted cash flow		Probability of default			0	%


The interest rate on this security is based on interest rates paid for securities with similar credit characteristics, but the probability of default is determined through a credit quality review rather than formal ratings or other observable inputs. The interest rate adjusts to reflect current market conditions of highly rated investments, if probability of default changed significantly, the interest rate would adjust accordingly and the fair value would be updated. Management reviews this interest rate and the security’s credit quality quarterly and a market value adjustment is made if necessary pursuant to this review.

Assets and Liabilities Measured on a Non-Recurring Basis

Assets and liabilities measured at fair value on a non-recurring basis are summarized below:

					Fair Value Measurements at
					December 31, 2014 Using:
								Significant
					Quoted Prices in			Other			Significant
		Total			Active Markets for			Observable			Unobservable
		December 31,			Identical Assets			Inputs			Inputs
		2014			(Level 1)			(Level 2)			(Level 3)
Assets
Impaired loans
Commercial		$	1,085		$	-		$	-		$	1,085
Nonresidential real estate
Owner occupied properties			337			-			-			337
Non owner occupied properties			366			-			-			366
Residential real estate
Home equity lines of credit			-			-			-			-
Multifamily properties			-			-			-			-
Other			124			-			-			124
Construction			957			-			-			957
Other real estate owned
Residential			36			-			-			36
Non-Residential			1,438			-			-			1,438

Total		$	4,343		$	-		$	-		$	4,343

					Fair Value Measurements at
					December 31, 2013 Using:
								Significant
					Quoted Prices in			Other			Significant
		Total			Active Markets for			Observable			Unobservable
		December 31,			Identical Assets			Inputs			Inputs
		2013			(Level 1)			(Level 2)			(Level 3)
Assets
Impaired loans
Commercial		$	2,215		$	-		$	-		$	2,215
Nonresidential real estate
Owner occupied properties			5,673			-			-			5,673
Non owner occupied properties			942			-			-			942
Residential real estate
Home equity lines of credit			218			-			-			218
Multifamily properties			1,245			-			-			1,245
Other			2,013			-			-			2,013
Construction			1,875			-			-			1,875
Other real estate owned
Residential			-			-			-			-
Non-Residential			2,772			-			-			2,772

Total		$	16,953		$			$			$	16,953

Impaired loans, which are measured for impairment using the fair value of the collateral for collateral dependent loans, had a gross carrying amount of $4,702 with a valuation allowance of $1,833, resulting in a decrease in provision for loan losses of $738 for 2014. As of December 31, 2013, impaired loans had a gross carrying amount of $17,600, with a valuation allowance of $3,419, resulting in a decrease in provision for loan losses of $2,846.

Other real estate owned measured at fair value less costs to sell, had a net carrying amount of $1,474, which is made up of the outstanding balance of $1,701, net of a valuation allowance of $227 at December 31, 2014 resulting in a write-down of $227, for the year ended December 31, 2014. At December 31, 2013, other real estate owned had a net carrying amount of $2,772, made up of the outstanding balance of $3,287, net of a valuation allowance of $515, resulting in a write-down of $263 for the year ended December 31, 2013.

Values for collateral dependent loans and other real estate owned are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances consideration of offers obtained to purchase properties prior to foreclosure or other factors management deems relevant to arrive at a representative fair value. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value on the cost to replace the current property. The market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investor’s required return. The final fair value is based on a reconciliation of these three approaches. Values for non-real estate collateral, such as business equipment, are based on the licensed real estate appraisals valuation or the customer’s financial statements. Values for the non-real estate collateral use much higher discounts than does real estate collateral. This is reflected in the high discount rate used on Commercial loans which have a much higher percentage of equipment collateral than other loan types have.

The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2014 (in thousands):

		Fair Value			Valuation Technique(s)		Unobservable Input(s)		Discount
									Range
									(Avg discount)
Assets
Impaired Loans:
Commercial		$	1,085		Cost, sales, income approach		Adjustment for comparable properties, market conditions		48-61%
Commercial		$	1,085		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-54%
Nonresidential real estate
Owner occupied properties			337		Cost, sales, income approach		Adjustment for comparable properties, market conditions		4-95%
Owner occupied properties			337		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-19%
Non owner occupied properties			366		Cost, sales, income approach		Adjustment for comparable properties, market conditions		7%
Non owner occupied properties			366		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-7%
Residential real estate
Home equity lines of credit					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
Home equity lines of credit					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
Multifamily properties					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
Multifamily properties					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
Other			124		Cost, sales, income approach		Adjustment for comparable properties, market conditions		13-74%
Other			124		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-25%
Construction			957		Cost, sales, income approach		Adjustment for comparable properties, market conditions		3-56%
Construction			957		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-27%
Other real estate owned Residential			36		Cost, sales, income approach		Adjustment for comparable properties, market conditions		11%
Other real estate owned Residential			36		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-11%
Non-residential			1,438						7%
Non-residential			1,438						-7%

Total		$	4,343


The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2013 (in thousands):

		Fair Value			Valuation Technique(s)		Unobservable Input(s)		Discount
									Range
									(Avg discount
Assets
Impaired Loans:									6-25%
Commercial			2,215		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-11%
Nonresidential real estate									6-76%
Owner occupied properties			5,673		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-17%
Non owner occupied properties			942		Cost, sales, income approach		Adjustment for comparable properties, market conditions		3-66%
Non owner occupied properties			942		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-15%
Residential real estate									6-26%
Home equity lines of credit			218		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-8%
Multifamily properties			1,245		Cost, sales, income approach		Adjustment for comparable properties, market conditions		6%
Multifamily properties			1,245		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-6%
Other			2,013		Cost, sales, income approach		Adjustment for comparable properties, market conditions		0-100%
Other			2,013		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-36%
Construction			1,875		Cost, sales, income approach		Adjustment for comparable properties, market conditions		6-16%
Construction			1,875		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-14%
Other real estate owned			-						0-0%
Residential			-						0-0%
Non-residential			2,772						0%

Total		$	16,953

The carrying amounts and estimated fair values of financial instruments at December 31, 2014 and December 31, 2013 are as follows (in thousands):

					Fair Value Measurements at
					December 31, 2014 Using:
		Carrying Value			Level 1			Level 2			Level 3			Total
Financial assets
Cash and cash equivalents		$	185,376		$	185,376		$	-		$	-		$	185,376
Interest-bearing deposits with banks			252			252			-			-			252
Securities available-for-sale			301,138			-			300,288			850			301,138
Securities held-to-maturity			73,629			-			73,934			-			73,934
Federal Home Loan Bank stock			4,850			N/A			N/A			N/A			N/A
Loans held for sale			2,255			-			2,255			-			2,255
Loans, net			1,244,266			-			-			1,249,398			1,249,398
Accrued interest receivable			3,911			-			1,213			2,698			3,911
Derivative assets			2,280			-			2,280			-			2,280
Financial liabilities
Deposits		$	-1,615,879		$	-1,317,357		$	-299,586		$	-		$	-1,616,943
Short-term borrowings			-45,703			-			-45,703			-			-45,703
Notes payable			-50,325			-			-27,014			-18,112			-45,126
Accrued interest payable			-892			-			-878			-14			-892
Standby letters of credit			-307			-			-			-307			-307
Derivative liabilities			-2,280			-			-2,280			-			-2,280

					Fair Value Measurements at
					December 31, 2013 Using:
		Carrying Value			Level 1			Level 2			Level 3			Total
Financial assets
Cash and cash equivalents		$	78,621		$	78,621		$	-		$	-		$	78,621
Interest-bearing deposits with banks			252			252			-			-			252
Securities available-for-sale			341,123			-			340,198			925			341,123
Securities held-to-maturity			77,010			-			76,457			-			76,457
Federal Home Loan Bank stock			5,099			N/A			N/A			N/A			N/A
Loans held for sale			3,214			-			3,214			-			3,214
Loans, net			1,233,339			-			-			1,236,112			1,236,112
Accrued interest receivable			4,123			-			1,420			2,703			4,123
Derivative assets			1,915			-			1,915			-			1,915
Financial liabilities
Deposits		$	-1,587,585		$	-1,286,733		$	-302,701		$	-		$	-1,589,434
Short-term borrowings			-27,643			-			-27,643			-			-27,643
Notes payable			-45,577			-			-20,083			-17,414			-37,497
Accrued interest payable			-693			-			-680			-13			-693
Standby letters of credit			-415			-			-			-415			-415
Derivative liabilities			-1,915			-			-1,915			-			-1,915

The estimated fair value approximates carrying amounts for all items except those described below. The carrying amounts of cash and short-term instruments approximate fair values and are classified as either Level 1 or Level 2. Estimated fair value for both securities available-for-sale and held-to-maturity is as previously described for securities available-for-sale. It is not practicable to determine the fair value of Federal Home Loan Bank stock due to restrictions placed on its transferability. Fair values of loans, excluding loans held for sale, are estimated as set forth below:

The methods and assumptions, not previously presented, used to estimate fair values are described as follows:

Cash and Cash Equivalents: The carrying amounts of cash and cash equivalents approximate fair values and are classified as Level 1.

Interest-Bearing Deposits With Banks: The carrying amount of interest-bearing deposits equivalents approximate fair value and are classified a Level 1.

Federal Home Loan Bank Stock: It is not practicable to determine the fair value of Federal Home Loan Bank stock due to restrictions placed on its transferability.

Loans Held for Sale: The fair value of loans held for sale is estimated based upon binding contracts and quotes from third party investors resulting in a Level 2 classification.

Loans, Net: For variable rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values resulting in a Level 3 classification. Fair values for other loans are estimated using discounted cash flow analyses, using interest rates currently being offered for loans with similar terms to borrowers of similar credit quality resulting in a Level 3 classification. Impaired loans are valued at the lower of cost or fair value as described previously. The methods utilized to estimate the fair value of loans do not necessarily represent an exit price.

Accrued Interest Receivable/Payable: The carrying amounts of accrued interest approximate fair value resulting in a Level 1, Level 2 or Level 3 classification consistent with the classification of the asset/liability with which they are associated.

Deposits: The fair values disclosed for demand deposits (e.g., interest and non-interest checking, passbook savings and certain types of money market accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amount) resulting in a Level 1 classification. The carrying amounts of variable rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date resulting in a Level 2 classification. Fair values for fixed rate certificates of deposit are estimated using a discounted cash flows calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification.

Short-Term Borrowings: The carrying amounts of short-term borrowings, generally maturing within ninety days, approximate their fair values resulting in a Level 2 classification.

Notes Payable: The carrying amounts of borrowings under repurchase agreements approximate their fair values resulting in a Level 2 classification. The fair values of the Company’s long-term borrowings are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 2 classification. The fair values of the Company’s subordinated debentures are estimated using discounted cash flow analyses based on the current borrowing rates for similar types of borrowing arrangements resulting in a Level 3 classification.

Standby Letters of Credit and Off-Balance Sheet Instruments: Fair values for off-balance sheet, credit-related financial instruments are based on fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the counterparties’ credit standing, which results in a level 3 classification. The fair value of commitments is not material. Estimated fair value of standby letters of credit are based on their current unearned fee balance. Estimated fair value for commitments to make loans and unused lines of credit are considered nominal.

PARENT_COMPANY_FINANCIAL_STATE

PARENT COMPANY FINANCIAL STATEMENTS	12 Months Ended
PARENT COMPANY FINANCIAL STATEMENTS	Dec. 31, 2014
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
PARENT COMPANY FINANCIAL STATEMENTS	NOTE 18 - PARENT COMPANY FINANCIAL STATEMENTS

	Presented below are condensed balance sheets and the related statements of income and cash flows for the parent company:

	CONDENSED BALANCE SHEETS
	December 31, 2014 and 2013

			2014			2013
	Assets
	Cash		$	2,664		$	2,612
	Investment in bank subsidiary			218,714			199,084
	Investment in unconsolidated trust			557			557
	Other assets			985			717

			$	222,920		$	202,970
	Liabilities and shareholders’ equity
	Subordinated debentures and notes payable		$	20,224		$	20,446
	Other liabilities			1,975			1,385
	Total liabilities			22,199			21,831

	Shareholders’ equity			200,721			181,139

			$	222,920		$	202,970

	CONDENSED STATEMENTS OF INCOME
	Years ended December 31, 2014, 2013 and 2012

			2014			2013			2012

	Dividends from subsidiary		$	4,400		$	3,200		$	5,500
	Interest expense			-366			-355			-355
	Operating expenses			-2,117			-631			-381
	Tax benefit			537			328			224

	Income before equity in undistributed income of the Bank			2,454			2,542			4,988

	Equity in undistributed income (dividends in excess of earnings) of the Bank			15,862			17,223			13,157

	Net income		$	18,316		$	19,765		$	18,145

	CONDENSED STATEMENTS OF CASH FLOWS
	Years ended December 31, 2014, 2013 and 2012

			2014			2013			2012
	Cash flows from operating activities
	Net income		$	18,316		$	19,765		$	18,145
	Adjustments to reconcile net income to net cash from operating activities
	(Equity in undistributed income)			-15,862			-17,223			-13,157
	Other changes			736			337			115
	Net cash from operating activities			3,190			2,879			5,103

	Cash flows from investing activities
	Net cash from investing activities			-			-

	Cash flows from financing activities
	Advances on notes payable			-			2,000			-
	Redemption of warrant			-			-2,151			-
	Payments on notes payable			-222			-111			-
	Dividends paid on common stock			-5,516			-5,098			-4,624
	Exercise of stock options			2,600			3,552			841

	Net cash from financing activities			-3,138			-1,808			-3,783

	Net change in cash			52			1,071			1,320

Cash at beginning of year			2,612			1,541			221

Cash at end of year		$	2,664		$	2,612		$	1,541

OTHER_COMPREHENSIVE_INCOME

OTHER COMPREHENSIVE INCOME	12 Months Ended
OTHER COMPREHENSIVE INCOME	Dec. 31, 2014
Other Comprehensive Income (Loss), Tax [Abstract]
OTHER COMPREHENSIVE INCOME	NOTE 19 - OTHER COMPREHENSIVE INCOME

	Other comprehensive income (loss) components and related tax effects were as follows:

		2014		2013		2012
	Unrealized holding gains on available-for-sale securities	$	6,046	$	-8,368	$	1,136
	Reclassification adjustment for losses (gains) realized in income		-290		-274		-206
	Net unrealized gains (losses)		5,756		-8,642		930
	Tax effect		1,988		2,938		316

		$	3,768	$	-5,704	$	614

	The following is a summary of the accumulated other comprehensive income balances, net of tax:

		Balance at				Balance at
		December 31,		Current year		December 31,
		2013		change		2014
	Unrealized gains (losses) on securities available for sale	$	-1,777	$	3,768	$	1,991

		Balance at				Balance at
		December 31,		Current year		December 31,
		2012		change		2013
	Unrealized gains (losses) on securities available for sale	$	3,927	$	-5,704	$	-1,777

	The following table summarizes the changes within each classification of accumulated other comprehensive income December 31, 2014:

	Reclassifications Out Of Accumulated Other Comprehensive Income

	Details about	Amount		Affected Line Item
	Accumulated other	Reclassified From		In the Statement
	Comprehensive	Accumulated Other		Where Net
	Income Components	Comprehensive Income		Income is Presented
		(in thousands)
	Unrealized gains and losses on available-for-sale securities	$	290	Net securities gains
			-102	Income tax expense
		$	188	Net of tax

	The following table summarizes the changes within each classification of accumulated other comprehensive income (loss) December 31, 2013:

	Reclassifications Out Of Accumulated Other Comprehensive Income

	Details about	Amount		Affected Line Item
	Accumulated other	Reclassified From		In the Statement
	Comprehensive	Accumulated Other		Where Net
	Income Components	Comprehensive Income		Income is Presented
		(in thousands)
	Unrealized gains and losses on available-for-sale securities	$	274	Net securities gains
			-96	Income tax expense
		$	178	Net of tax

SELECTED_QUARTERLY_DATA_UNAUDI

SELECTED QUARTERLY DATA (UNAUDITED)	12 Months Ended
SELECTED QUARTERLY DATA (UNAUDITED)	Dec. 31, 2014
Selected Quarterly Data [Abstract]
SELECTED QUARTERLY DATA (UNAUDITED)	NOTE 20 - SELECTED QUARTERLY DATA (UNAUDITED)

	Presented below is a summary of the consolidated quarterly financial data for the years ended December 31, 2014 and 2013.

		2014
						Net		Provision				Earnings Per
		Interest		Interest		Interest		for Loan				Common Share
		Income		Expense		Income		Losses		Net Income		Basic		Diluted
	Quarter ended
	31-Mar	$	14,929	$	1,060	$	13,869	$	900	$	4,618	$	0.6	$	0.6
	30-Jun		15,100		1,119		13,981		1,000		5,065		0.66		0.66
	30-Sep		15,202		1,174		14,028		300		4,561		0.59		0.59
	31-Dec		15,183		1,201		13,982		-		4,072		0.53		0.53

		2013
						Net		Provision				Earnings Per
		Interest		Interest		Interest		for Loan				Common Share
		Income		Expense		Income		Losses		Net Income		Basic		Diluted
	Quarter ended
	31-Mar	$	14,866	$	1,283	$	13,583	$	2,000	$	4,090	$	0.55	$	0.54
	30-Jun		14,880		1,172		13,708		1,600		4,485		0.6		0.59
	30-Sep		15,034		1,112		13,922		600		5,415		0.72		0.72
	31-Dec		15,132		1,091		14,041		500		5,775		0.76		0.76

SUMMARY_OF_SIGNIFICANT_ACCOUNT1

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	12 Months Ended
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)	Dec. 31, 2014
Accounting Policies [Abstract]
Basis of Presentation	Basis of Presentation: The consolidated financial statements include the accounts of The Bank of Kentucky Financial Corporation (the Company) and its wholly owned subsidiary, The Bank of Kentucky (the Bank). Intercompany transactions are eliminated in consolidation.
Basis of Presentation
Description of Business	Description of Business: The Company provides financial services through its subsidiary, which operates primarily in Boone, Campbell, Grant, Gallatin, Kenton and Pendleton counties in northern Kentucky and also in Greater Cincinnati, Ohio. Operations consist of generating commercial, mortgage and consumer loans and accepting deposits from customers. The loan portfolio is diversified and the ability of debtors to repay loans is not dependent upon any single industry. The majority of the institution’s loans are secured by specific items of collateral including business assets, real property and consumer assets.
Description of Business
Use of Estimates	Use of Estimates: To prepare financial statements in conformity with U.S. generally accepted principles, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and future results could differ.
Use of Estimates
Cash Flows	Cash Flows: Cash and cash equivalents include cash on hand, amounts due from banks, and federal funds sold. The Company reports net cash flows for customer loan and deposit transactions, interest-bearing balances with banks, short-term borrowings with maturities of 90 days or less, and property and equipment.
Cash Flows
Interest-Bearing Deposits in Other Financial Institutions	Interest-Bearing Deposits in Other Financial Institutions: Interest-bearing deposits in other financial institutions mature within one year and are carried at cost.
Interest-Bearing Deposits in Other Financial Institutions
Securities	Securities: Securities are classified as held-to-maturity and carried at amortized cost when management has the positive intent and ability to hold them to maturity. Securities are classified as available-for-sale when they might be sold before maturity. Available-for-sale securities are carried at fair value, with unrealized holding gains and losses reported in other comprehensive income, net of tax.

	Interest income includes amortization of purchase premium or discount. Premiums and discounts on securities are amortized on the level-yield method without anticipating prepayments except for mortgage backed securities where prepayments are anticipated. Gains and losses on sales are based on the amortized cost of the security sold.

	Management evaluates securities for other-than-temporary impairment (“OTTI”) at least on a quarterly basis, and more frequently when economic or market conditions warrant such an evaluation.

	In determining OTTI, management considers many factors, including: (1) the length of time and the extent to which the fair value has been less than cost, (2) the financial condition and near-term prospects of the issuer, (3) whether the market decline was affected by macroeconomic conditions, and (4) whether the Company has the intent to sell the debt security or more likely than not will be required to sell the debt security before its anticipated recovery. The assessment of whether an other-than temporary decline exists involves a high degree of subjectivity and judgment and is based on the information available to management at a point in time.

	When OTTI occurs, the amount of the OTTI recognized in earnings depends on whether the Company intends to sell the security or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss. If the Company intends to sell or more likely than not will be required to sell the security before recovery of its amortized cost basis less any current-period credit loss, the OTTI shall be recognized in earnings equal to the entire difference between the investment’s amortized cost basis and its fair value at the balance sheet date. Otherwise, the OTTI shall be separated into the amount representing the credit loss and the amount related to all other factors. The amount of the total OTTI related to the credit loss is determined based on the present value of cash flows expected to be collected and is recognized in earnings. The amount of the total OTTI related to other factors shall be recognized in other comprehensive income, net of applicable taxes. The previous amortized cost basis less the OTTI recognized in earnings shall become the new amortized cost basis of the investment.

Loans Held For Sale	Loans Held For Sale: The Bank originates loans for sale to secondary market brokers. Loans held for sale are loans which have been closed and are awaiting delivery to these brokers. They are reported at the lower of cost or fair value, on an aggregate basis. Net unrealized losses, if any, are recorded as a valuation allowance and charged to earnings. Most loans are sold servicing released such that there would be no servicing asset recognized upon the sale.
Loans Held For Sale
Loans	Loans: Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal balance outstanding, purchase premiums and discounts, deferred loan fees and costs, and an allowance for loan losses. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the level-yield method without anticipating prepayments.

	Interest income on mortgage and commercial loans is discontinued at the time the loan is 90 days delinquent unless the loan is well-secured and in process of collection. Interest income is not reported when full loan repayment is in doubt, typically when the loan is impaired or payments are significantly past due. Past due status is based on the contractual terms of the loan.

	All interest accrued but not received for loans placed on nonaccrual is reversed against interest income. Interest received on such loans is accounted for on cost-recovery method, until qualifying for return to accrual. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured.

	Troubled debt restructurings (TDR’s) are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses.

	In general, once a modified loan is considered a TDR, the loan will always be considered a TDR, and therefore impaired, until it is paid in full, otherwise settled, sold or charged off. However, the Company’s policy also permits for loans to be removed from TDR status in the years following the restructuring if the following two conditions are met: (1) the restructuring agreement specifies an interest rate equal to or greater than the rate that the Company was willing to accept at the time of the restructuring for a new loan with comparable risk, and (2) the loan is performing in accordance with its restructured terms. To determine if the interest rate is a market rate, management will look at the interest rates on the Bank’s pool of similar risk graded credits. Management will also consider other financial and non-financial factors to determine if a loan can be removed from TDR status.

	If a partially charged-off loan has been restructured in a manner that is reasonably assured of repayment and performance according to prudently modified terms, and has sustained historical payment performance for a reasonable period of time of at least six months prior to and/or after the restructuring, it may be returned to accrual status and classified as a TDR loan. However, in limited situations, the Company may restore the accrual status of a TDR loan under a shorter period of time (versus the aforementioned minimum six month post-restructuring payment performance), if the restructuring coincides with another event which substantially improves a borrower’s financial condition and ability to repay the restructured loan. Such an event might include substantial new leases in a troubled real estate project, significant new sources of business revenues (i.e. new contracts) or significant new equity contributed from a source not financed by the Company. The Company also performs a financial analysis to determine the borrower’s current capacity to repay the loan, as modified before it is returned to accrual status. However, if the above conditions cannot be reasonably met, the loan remains on non-accrual status.

Concentration of Credit Risk	Concentration of Credit Risk: Most of the Company’s business activity is with customers located within Northern Kentucky and the Cincinnati metropolitan area. Therefore, the Company’s exposure to credit risk is significantly affected by changes in the economy in this area.
Concentration of Credit Risk
Allowance for Loan Losses	Allowance for Loan Losses: The allowance for loan losses is a valuation allowance for probable incurred credit losses, increased by the provision for loan losses and decreased by charge-offs less recoveries. Management estimates the allowance balance required using past loan loss experience, the nature and volume of the portfolio, information about specific borrower situations and estimated collateral values, economic conditions, and other factors. Allocations of the allowance may be made for specific loans, but the entire allowance is available for any loan that, in management’s judgment, should be charged off. Loan losses are charged against the allowance when management believes the uncollectibility of a loan balance is confirmed.

	The allowance consists of specific and general components. The specific component relates to loans that are individually classified as impaired. The general component covers both classified and non-classified loans and is based on historical loss experience adjusted for current factors.

	The general component covers non-impaired loans and is based on historical loss experience adjusted for current factors. For loans that are risk rated, the historical loss experience is determined based on the actual loss history experienced by the Company over the most recent four years. These loss ratios are calculated from a migration analysis of the charge offs over this period, but excludes the ratios from the most recent six month period as they are not appropriately seasoned. The loss ratios for loans designated as belonging to homogeneous pools, including smaller balance consumer loans, are calculated for a five year period and a one year period, with the higher of the two loss ratios currently used in the allowance calculation. These actual loss experiences are supplemented with other economic factors based on the risks present for each portfolio segment. These economic factors include consideration of the following: levels of and trends in delinquencies and impaired loans; trends in volume and terms of loans; other changes in lending policies, procedures, and practices; experience, ability, and depth of lending management and other relevant staff; national and local economic trends and conditions; industry conditions; and effects of changes in credit concentrations. These factors are consistent within each of the portfolio segments, which have been identified as: commercial, residential real estate, nonresidential real estate, construction, consumer and municipal obligations.

	The risk characteristics of each of the identified portfolio segments are as follows:

	Commercial: Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. Borrowers may be subject to adverse economic conditions that can lead to decreases in product demand; increasing material or other production costs; interest rate increases that could have an adverse impact on profitability; non-payment of credit that has been extended under normal vendor terms for goods sold or services extended; and interruption related to the importing or exporting of production materials or sold products.

	Residential Real Estate: Residential real estate loans are secured by 1-4 family residences and are generally owner occupied; the Company generally establishes a maximum loan-to-value ratio. Home equity loans are typically secured by a subordinate interest in 1-4 family residences. These loans are subject to adverse employment conditions in the local economy leading to increased default rate; decreased market values from oversupply in a geographic area and; impact to borrowers’ ability to maintain payments in the event of incremental rate increases on adjustable rate mortgages.

	Non Residential Real Estate: Nonresidential real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves higher loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. These loans are subject to adverse market conditions that cause a decrease in market value or lease rates and; the potential for environmental impairment and the obsolescence of the location or function.

	Construction: Construction loans are underwritten utilizing independent appraisal reviews, absorption rate analysis, lease rates and financial analysis of the developers and property owners. Construction loans are generally based on estimates of costs and value associated with the complete project. These loans are subject to adverse market conditions that cause a decrease in market value or absorption rates and; the potential for environmental impairment. These loans are closely monitored by on-site inspections and are considered to have higher risks than other real estate loans.

	Consumer: Consumer loans generally consist of loans secured by personal property or unsecured loans such as credit cards. Repayment of these loans is primarily dependent on the personal income of the borrowers, who are subject to adverse employment conditions in the local economy which may lead to higher unemployment.

	Municipal Obligations: Municipal obligations are generally secured by specific assets or the taxing power of the municipality. These loans are subject to adverse employment conditions in the local economy and lower real estate values which can reduce the municipality’s tax base.

	A loan is impaired when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loan agreement. Loans, for which the terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings and classified as impaired.

	Impairment is evaluated in total for smaller-balance loans of similar nature such as residential mortgage, consumer, and credit card loans, and on an individual loan basis for other loans. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated for impairment, and accordingly, they are not separately identified for impairment disclosures. If a loan is impaired, a portion of the allowance is allocated so that the loan is reported, net, at the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Troubled debt restructurings are separately identified for impairment disclosures and are measured at the present value of estimated future cash flows using the loan’s effective rate at inception. If a troubled debt restructuring is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For troubled debt restructurings that subsequently default, the Company determines the amount of reserve in accordance with the accounting policy for the allowance for loan losses. The Company’s impairment policies are consistent across all of the loan portfolio segments. Recorded investment excludes accrued interest, due to materiality.

Premises and Equipment	Premises and Equipment: Land is carried at cost. Premises and equipment are stated at cost less accumulated depreciation. Buildings and related components are depreciated using the straight-line method with useful lives ranging from 10 to 25 years. Leasehold improvements are depreciated using the straight-line method over the lesser of the useful life of the asset or the length of the lease. Furniture, fixtures and equipment are depreciated using the straight-line method with useful lives ranging from 3 to 10 years.
Premises and Equipment
Transfers of Financial Assets	Transfers of Financial Assets: Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets, and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Transfers of Financial Assets
Other Real Estate	Other Real Estate: Other real estate acquired through or instead of foreclosure is initially recorded at fair value less cost to sell when acquired, establishing a new cost basis. If fair value declines subsequent to foreclosure, a valuation allowance is recorded through expense. Expenses incurred in carrying other real estate are charged to operations as incurred. A total of $6,670 and $5,305 of other real estate was owned on December 31, 2014 and 2013, respectively, and included in other assets.
Other Real Estate
Federal Home Loan Bank (FHLB) Stock	Federal Home Loan Bank (FHLB) Stock: The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors, and may invest in additional amounts. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income.
Federal Home Loan Bank (FHLB) Stock
Company Owned Life Insurance	Company Owned Life Insurance: The Company has purchased life insurance policies on certain key executives. Company owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Company Owned Life Insurance
Goodwill and Other Intangible Assets	Goodwill and Other Intangible Assets: Goodwill resulting from business combinations prior to January 1, 2009 represents the excess of the purchase price over the fair value of the net assets of businesses acquired. Goodwill resulting from business combinations after January 1, 2009 is generally determined as the excess of the fair value of the consideration transferred plus the fair value of any non-controlling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually, or more frequently if events and circumstances exist that indicate that a goodwill impairment test should be performed. The Company has selected September 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on our balance sheet.

	Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank, branch and asset management business acquisitions. They are initially measured at fair value and then are amortized on an accelerated method over their estimated useful lives of four to ten years.

Repurchase Agreements	Repurchase Agreements: Substantially all repurchase agreement liabilities represent amounts advanced by various customers. Securities are pledged to cover these liabilities, which are not covered by federal deposit insurance.
Repurchase Agreements
Stock-Based Compensation	Stock-Based Compensation: Compensation cost is recognized for stock options and restricted stock units issued to directors and officers, based on the fair value of these awards at the date of grant. For stock options, a Black-Scholes model is utilized to estimate the fair value of stock options. For restricted stocks units the fair value is equal to the stock price on the day the units are granted. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award.
Stock-Based Compensation
Income Taxes	Income Taxes: Income tax expense is the amount of taxes payable for the current year plus or minus the change in deferred taxes. Deferred tax liabilities and assets are the expected future tax consequences of temporary differences between the carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. Recognition of deferred tax assets is limited by the establishment of a valuation allowance unless management concludes that they are more likely than not to result in future tax benefits to the Company.

	A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. The Company recognizes interest and/or penalties related to income tax matters in income tax expense.

Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments: Financial instruments include credit instruments, such as commitments to make loans and standby letters of credit, issued to meet customer financing needs. The face amount of these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Instruments, such as standby letters of credit that are considered financial guarantees are recorded at fair value.
Loan Commitments and Related Financial Instruments
Fair Value of Financial Instruments	Fair Value of Financial Instruments: Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in a separate note. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Fair Value of Financial Instruments
Loss Contingencies	Loss Contingencies: Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are currently such matters that will have a material effect on the financial statements.
Loss Contingencies
Comprehensive Income	Comprehensive Income: Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on securities available for sale which are also recognized as separate components of equity.
Comprehensive Income
Dividend Restriction	Dividend Restriction: Banking regulations require the maintenance of certain capital levels and may limit the amount of dividends which may be paid by the Bank to the Company or by the Company to its shareholders. See Note 16 for further discussion.
Dividend Restriction
Long-term Assets	Long-term Assets: These assets are reviewed for impairment when events indicate their carrying amount may not be recoverable from future undiscounted cash flows. If impaired, the assets are recorded at fair value.
Long-term Assets
Restrictions on Cash	Restrictions on Cash: Cash on hand or on deposit with the Federal Reserve Bank was required to meet regulatory reserve and clearing requirements.
Restrictions on Cash
Business Segments	Business Segment: Internal financial information is reported and aggregated in one line of business, banking. While the chief decision-makers monitor the revenue streams of the various products and services, the identifiable segments are not material and operations are managed and financial performance is evaluated on a Company-wide basis. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.
Business Segments
Reclassifications	Reclassifications: Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no material effect on the financial statements.
Reclassifications
Derivative Financial Instruments	Derivative Financial Instruments: The Bank operates an interest rate protection program in which the Bank earns a fee by providing the Bank’s commercial loan customers the ability to swap from variable to fixed, or fixed to variable interest rates. Under these agreements the Bank enters into a variable or fixed rate loan agreement with its customer in addition to a swap agreement. The swap agreement effectively swaps the customer’s variable rate to a fixed rate or vice versa. The Bank then enters into a corresponding swap agreement with a third party in order to swap its exposure on the variable to fixed rate swap with the Bank’s customer. The agreements are considered standalone derivatives and changes in the fair value of derivatives are reported in earnings as noninterest income.

	The Bank is exposed to losses if a counterparty fails to make its payments under a contract in which the Bank is in the receiving status. In this situation the Bank receives collateral from the counterparty for the fair market value of the derivative. Also, the Bank minimizes its credit risk by monitoring the credit standing of the counterparties. We anticipate the counterparties will be able to fully satisfy their obligations under these agreements.

Earnings Per Common Share	Earnings Per Common Share: Basic earnings per common share is net income available to common shareholders divided by the weighted average number of common shares outstanding during the period. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, restricted stock units, and warrants. Earnings and dividends per share are restated for all stock splits and stock dividends through the date of issuance of the financial statements.
Earnings Per Common Share
Retirement Plans	Retirement Plans: Employee 401(k) and profit sharing plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service.
Retirement Plans
Newly Issued Not Yet Effective Accounting Standards	Newly Issued Not Yet Effective Accounting Standards: In January 2014, the FASB amended existing guidance to clarify when a creditor should be considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan such that the loan should be derecognized and the real estate recognized. These amendments clarify that an in substance repossession or foreclosure occurs, and a creditor is considered to have received physical possession of residential real estate property collateralizing a consumer mortgage loan, upon either: (1) the creditor obtaining legal title to the residential real estate property upon completion of a foreclosure, or (2) the borrower conveying all interest in the residential real estate property to the creditor to satisfy that loan through completion of a deed in lieu of foreclosure or through a similar legal agreement. Additional disclosures are required. These amendments are effective for public business entities for annual periods and interim periods within those annual periods beginning after December 15, 2014. Early adoption is permitted. The Company did not early adopt this standard and the effect of this standard is not expected to have a material effect on the Company’s operating results or financial condition.
Newly Issued Not Yet Effective Accounting Standards

SECURITIES_Tables

SECURITIES (Tables)	12 Months Ended
SECURITIES (Tables)	Dec. 31, 2014
Investments, Debt and Equity Securities [Abstract]
Fair Value of Available for Sale Securities and Related Gains and Losses Recognized in Accumulated Other Comprehensive Income or loss	The amortized cost and fair value of available for sale securities and the related gains and losses recognized in accumulated other comprehensive income (loss) was as follows:

				Gross		Gross
		Amortized		Unrealized		Unrealized		Fair
	Available-for-Sale	Cost		Gains		Losses		Value
	2014
	U.S. Government, federal agencies and
	Government sponsored enterprises	$	90,439	$	319	$	-1,074	$	89,684
	U.S. Government mortgage-backed		206,786		4,174		-356		210,604
	Corporate		850		-		-		850
		$	298,075	$	4,493	$	-1,430	$	301,138

	2013
	U.S. Government, federal agencies and
	Government sponsored enterprises	$	122,905	$	142	$	-2,908	$	120,139
	U.S. Government mortgage-backed		219,986		2,408		-2,335		220,059
	Corporate		925		-		-		925
		$	343,816	$	2,550	$	-5,243	$	341,123

Amortized Cost, Unrecognized Gains and Losses, and Fair Value of Securities Held to Maturity	The amortized cost, unrecognized gains and losses, and fair value of securities held to maturity were as follows:

				Gross		Gross
		Amortized		Unrecognized		Unrecognized		Fair
	Held-to-Maturity	Cost		Gains		Losses		Value
	2014
	Municipal and other obligations	$	73,629	$	1,084	$	-779	$	73,934

	2013
	Municipal and other obligations	$	77,010	$	1,085	$	-1,638	$	76,457

Amortized Cost and Fair Value of Debt Securities by Contractual Maturity	The fair value of debt securities and amortized cost, if different, at year-end 2014 by contractual maturity were as follows. Securities not due at a single maturity date, primarily mortgage backed securities, are shown separately.

		Available-for-Sale				Held-to-Maturity
		Amortized		Fair		Amortized		Fair
		Cost		Value		Cost		Value
	Due in one year or less	$	4,055	$	4,066	$	5,862	$	5,897
	Due after one year through five years		72,051		71,396		32,851		33,362
	Due after five years through ten years		11,159		10,941		30,076		29,835
	Due after ten years		4,024		4,131		4,840		4,840
	U.S. Government mortgage-backed		206,786		210,604		-		-
		$	298,075	$	301,138	$	73,629	$	73,934

Schedule of Securities Financing Transactions	The proceeds from sales and calls of securities and the associated gains are listed below:

		2014		2013		2012

	Proceeds	$	5,028	$	5,230	$	6,944
	Gross gains		316		274		206
	Gross losses		26		-		-

Securities with Unrealized Losses Aggregated by Investment Category and Length of Time Individual Securities Have Been in Continuous Unrealized Loss Position	Securities with unrealized losses at year-end 2014 and 2013, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, were as follows:

		Less than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	2014	Value		Loss		Value		Loss		Value		Loss
	Description of Securities
	U.S. Gov’t., federal agencies and Government sponsored enterprises	$	4,987	$	-13	$	53,188	$	-1,061	$	58,175	$	-1,074
	U.S Gov’t. mortgage-backed		14,982		-129		34,683		-227		49,665		-356
	Municipal & other obligations		6,719		-93		21,840		-686		28,559		-779

	Total temporarily impaired	$	26,688	$	-235	$	109,711	$	-1,974	$	136,399	$	-2,209

		Less than 12 Months				12 Months or More				Total
		Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	2013	Value		Loss		Value		Loss		Value		Loss
	Description of Securities
	U.S. Gov’t., federal agencies and Government sponsored enterprises	$	94,641	$	-2,522	$	5,996	$	-386	$	100,637	$	-2,908
	U.S Gov’t. mortgage-backed		116,709		-2,241		7,530		-94		124,239		-2,335
	Municipal & other obligations		26,936		-1,262		6,570		-376		33,506		-1,638

	Total temporarily impaired	$	238,286	$	-6,025	$	20,096	$	-856	$	258,382	$	-6,881

LOANS_Tables

LOANS (Tables)	12 Months Ended
LOANS (Tables)	Dec. 31, 2014
Receivables [Abstract]
Loan Balances	Year-end loans were as follows:

			2014			2013
	Commercial		$	233,522		$	241,794
	Residential real estate			272,531			283,356
	Nonresidential real estate			592,642			571,221
	Construction			104,299			103,019
	Consumer			15,080			15,806
	Municipal obligations			42,347			36,058
	Gross loans			1,260,421			1,251,254
	Less: Deferred loan origination fees and discount			-1,516			-1,609
	Allowance for loan losses			-14,639			-16,306

	Net loans		$	1,244,266		$	1,233,339

	Certain of the Company’s directors and executive officers are loan customers of the Bank. A schedule of the aggregate activity in these loans follows:

			2014

	Beginning balance		$	4,394
	Effect of change in composition of board			-93
	New loans and advances on lines of credit			14,434
	Loan payments			-13,541

	Ending balance		$	5,194

Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method	The following table presents the activity in the allowance for loan losses by portfolio segment for the years ending December 31, 2014 and 2013:

									Non
						Residential			Residential									Municipal
	December 31, 2014		Commercial			Real estate			Real estate			Construction			Consumer			Obligations			Total
	Allowance for loan losses
	Beginning balance		$	3,247		$	4,554		$	6,502		$	1,538		$	373		$	92		$	16,306
	Provision for loan losses			919			-70			834			340			144			33			2,200
	Loans charged off			-991			-1,657			-510			-881			-433			-			-4,472
	Recoveries			122			225			29			1			228			-			605

	Total ending allowance balance		$	3,297		$	3,052		$	6,855		$	998		$	312		$	125		$	14,639

	Ending allowance balance attributable to loans
	Individually evaluated for impairment		$	2,025		$	227		$	1,569		$	214		$	-		$	-		$	4,035
	Collectively evaluated for impairment			1,272			2,825			5,286			784			312			125			10,604

	Total ending allowance balance		$	3,297		$	3,052		$	6,855		$	998		$	312		$	125		$	14,639

	Loans
	Loans individually evaluated for impairment		$	4,669		$	3,985		$	6,645		$	1,678		$	-		$	-		$	16,977
	Loans collectively evaluated for impairment			228,853			268,546			585,997			102,621			15,080			42,347			1,243,444

	Total ending loan balance		$	233,522		$	272,531		$	592,642		$	104,299		$	15,080		$	42,347		$	1,260,421

									Non
						Residential			Residential									Municipal
	December 31, 2013		Commercial			Real estate			Real estate			Construction			Consumer			Obligations			Total
	Allowance for loan losses
	Beginning balance		$	2,716		$	4,272		$	6,991		$	1,964		$	584		$	41		$	16,568
	Provision for loan losses			1,029			2,317			1,577			-560			286			51			4,700
	Loans charged off			-582			-2,244			-2,151			-319			-792			-			-6,088
	Recoveries			84			209			85			453			295			-			1,126

	Total ending allowance balance		$	3,247		$	4,554		$	6,502		$	1,538		$	373		$	92		$	16,306

	Ending allowance balance attributable to loans
	Individually evaluated for impairment		$	709		$	1,085		$	951		$	674		$	-		$	-		$	3,419
	Collectively evaluated for impairment			2,538			3,469			5,551			864			373			92			12,887

	Total ending allowance balance		$	3,247		$	4,554		$	6,502		$	1,538		$	373		$	92		$	16,306

	Loans
	Loans individually evaluated for impairment		$	4,116		$	8,179		$	14,220		$	2,549		$	-		$	-		$	29,064
	Loans collectively evaluated for impairment			237,678			275,177			557,001			100,470			15,806			36,058			1,222,190

	Total ending loan balance		$	241,794		$	283,356		$	571,221		$	103,019		$	15,806		$	36,058		$	1,251,254


	Activity in the allowance for loan losses as of December 31, 2012 was as follows:

									Non
						Residential			Residential									Municipal
	December 31, 2012		Commercial			Real estate			Real estate			Construction			Consumer			Obligations			Total
	Allowance for loan losses
	Beginning balance		$	3,207		$	2,591		$	7,614		$	4,701		$	162		$	13		$	18,288
	Provision for loan losses			303			3,831			1,955			-187			1,070			28			7,000
	Loans charged off			-975			-2,196			-2,817			-3,554			-941			-			-10,483
	Recoveries			181			46			239			1,004			293			-			1,763

	Total ending allowance balance		$	2,716		$	4,272		$	6,991		$	1,964		$	584		$	41		$	16,568

	Ending allowance balance attributable to loans
	Individually evaluated for impairment		$	1,266		$	970		$	2,540		$	1,369		$	120		$	-		$	6,265
Collectively evaluated for impairment			1,450			3,302			4,451			595			464			41			10,303

Total ending allowance balance		$	2,716		$	4,272		$	6,991		$	1,964		$	584		$	41		$	16,568

Loans
Loans individually evaluated for impairment		$	1,840		$	8,666		$	18,076		$	5,154		$	120		$	-		$	33,856
Loans collectively evaluated for impairment			199,544			269,620			555,025			99,344			16,327			23,128			1,162,988

Total ending loan balance		$	201,384		$	278,286		$	573,101		$	104,498		$	16,447		$	23,128		$	1,196,844

Individually Impaired Loans by Class of Loans	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2014:

			Unpaid						Allowance for			Average			Interest			Cash Basis
			Principal			Recorded			Loan Losses			Recorded			Income			Interest
			Balance			Investment			Allocated			Investment			Recognized			Recognized
	With no related allowance recorded
	Commercial		$	699		$	699		$	-		$	517		$	-		$	-
	Residential real estate
	Home equity lines of credit			-			-			-			-			-			-
	Multifamily properties			1,455			1,105			-			954			-			-
	Other			1,267			1,253			-			1,711			-			-
	Nonresidential real estate
	Owner occupied properties			1,034			1,034			-			1,003			-			-
	Non owner occupied properties			1,912			1,862			-			2,793			-			-
	Construction			787			507			-			317			-			-
	Consumer			-			-			-			-			-			-
				7,154			6,460			-			7,295			-			-
	With an allowance recorded Commercial			4,568			3,970			2,025			5,969			238			224
	Residential real estate
	Home equity lines of credit			-			-			-			301			3			3
	Multifamily properties			579			579			113			1,308			66			66
	Other			1,048			1,048			114			2,113			37			30
	Nonresidential real estate
	Owner occupied properties			3,318			1,689			1,040			5,419			20			20
	Non owner occupied properties			2,705			2,060			529			2,014			104			92
	Construction			1,947			1,171			214			2,113			77			72
	Consumer			-			-			-			-			-			-
				14,165			10,517			4,035			19,237			545			507

	Total		$	21,319		$	16,977		$	4,035		$	26,532		$	545		$	507

	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2013:

			Unpaid						Allowance for			Average			Interest			Cash Basis
			Principal			Recorded			Loan Losses			Recorded			Income			Interest
			Balance			Investment			Allocated			Investment			Recognized			Recognized
	With no related allowance recorded Commercial		$	1,104		$	1,104		$	-		$	256		$	-		$	-
	Residential real estate
	Home equity lines of credit			-			-			-			15			-			-
	Multifamily properties			1,308			958			-			605			-			-
	Other			1,949			1,694			-			1,769			-			-
	Nonresidential real estate
	Owner occupied properties			1,032			1,032			-			2,113			-			-
	Non owner occupied properties			3,873			3,823			-			4,284			-			-
	Construction			-			-			-			386			-			-
	Consumer			-			-			-			-			-			-
				9,266			8,611			-			9,428			-			-
	With an allowance recorded Commercial			3,012			3,012			709			2,974			104			93
	Residential real estate
	Home equity lines of credit			388			373			155			449			12			12
	Multifamily properties			1,484			1,484			239			593			29			28
	Other			3,776			3,670			691			4,930			74			71
	Nonresidential real estate
	Owner occupied properties			8,288			6,532			685			6,264			15			11
	Non owner occupied properties			3,439			2,833			266			3,494			143			136
	Construction			2,830			2,549			674			3,234			119			102
	Consumer			-			-			-			-			-
				23,217			20,453			3,419			21,938			496			453

	Total		$	32,483		$	29,064		$	3,419		$	31,366		$	496		$	453


	The following table presents loans individually evaluated for impairment by class of loans as of December 31, 2012:

		Unpaid						Allowance for			Average			Interest			Cash Basis
		Principal			Recorded			Loan Losses			Recorded			Income			Interest
		Balance			Investment			Allocated			Investment			Recognized			Recognized
With no related allowance recorded Commercial		$	28		$	28		$	-		$	204		$	-		$	-
Residential real estate
Home equity lines of credit			50			50			-			50			-			-
Multifamily properties			-			-			-			211			-			-
Other			1,922			1,679			-			2,109			-			-
Nonresidential real estate
Owner occupied properties			-			-			-			623			-			-
Non owner occupied properties			5,056			4,551			-			3,417			-			-
Construction			-			-			-			256			-			-
Consumer			-			-			-			-			-			-
			7,056			6,308			-			6,870			-			-
With an allowance recorded Commercial			1,812			1,812			1,266			1,075			20			18
Residential real estate
Home equity lines of credit			766			566			212			511			15			15
Multifamily properties			1,320			1,320			248			942			33			33
Other			5,196			5,051			510			3,670			121			106
Nonresidential real estate
Owner occupied properties			9,142			8,190			1,644			8,903			250			248
Non owner occupied properties			5,876			5,335			896			6,731			194			156
Construction			6,274			5,154			1,369			7,315			207			193
Consumer			120			120			120			15			1			1
			30,506			27,548			6,265			29,162			841			770

Total		$	37,562		$	33,856		$	6,265		$	36,032		$	841		$	770

Aging of Recorded Investment in Past Due Loans by Class of Loans	The following table presents the aging of the recorded investment in past due loans as of December 31, 2014 and 2013 by class of loans:

			Loans			Loans over
			30-90 days			90 days						Loans Not
			past due			past due			Nonaccrual			past due			Total
	31-Dec-14
	Commercial		$	224		$	-		$	687		$	232,611		$	233,522
	Residential real estate
	Home equity lines of credit			1,006			7			365			100,393			101,771
	Multifamily properties			-			-			206			53,280			53,486
	Other residential real estate			2,173			-			2,379			112,722			117,274
	Nonresidential real estate
	Owner occupied properties			275			-			2,045			300,150			302,470
	Non owner occupied properties			271			-			2,413			287,488			290,172
	Construction			-			-			1,678			102,621			104,299
	Consumer
	Credit card balances			70			28			-			6,862			6,960
	Other consumer			9			-			9			8,102			8,120
	Municipal obligations			-			-			-			42,347			42,347

	Total		$	4,028		$	35		$	9,782		$	1,246,576		$	1,260,421

			Loans			Loans over
			30-90 days			90 days						Loans Not
			past due			past due			Nonaccrual			past due			Total
	31-Dec-13
	Commercial		$	100		$	-		$	385		$	241,309		$	241,794
	Residential real estate
	Home equity lines of credit			550			-			622			97,786			98,958
	Multifamily properties			-			-			-			67,964			67,964
	Other residential real estate			3,693			-			4,738			108,003			116,434
	Nonresidential real estate
	Owner occupied properties			838			-			6,583			294,389			301,810
	Non owner occupied properties			608			-			2,573			266,230			269,411
	Construction			-			-			510			102,509			103,019
	Consumer
	Credit card balances			16			20			-			7,103			7,139
	Other consumer			9			1			6			8,651			8,667
	Municipal obligations									-			36,058			36,058

	Total		$	5,814		$	21		$	15,417		$	1,230,002		$	1,251,254

Loans by Class Modified as Troubled Debt Restructurings	The following table presents loans by class modified as troubled debt restructurings that occurred during the year ending December 31, 2014 and 2013:

			2014												2013
						Pre-			Post-						Pre-			Post-
						Modification			Modification						Modification			Modification
			Number			Outstanding			Outstanding			Number			Outstanding			Outstanding
			Of			Recorded			Recorded			Of			Recorded			Recorded
			Loans			Investment			Investment			Loans			Investment			Investment
	Troubled Debt Restructurings:

	Commercial			6		$	1,841		$	1,243			2		$	113		$	112
	Residential real estate
	Multifamily properties			1			1,485			1,485			2			2,455			2,443
	Other residential real estate												4			1,001			998
	Nonresidential real estate
	Owner occupied properties			3			432			432			2			323			323
	Non owner occupied properties			1			84			84			2			970			926
	Total			11		$	3,842		$	3,244			12		$	4,862		$	4,802

Loans by Class Modified as Troubled Debt Restructurings for which there was Payment Default within Twelve Months Following Modification	The following table presents loans by class modified as troubled debt restructurings for which there was a payment default within twelve months following the modification during the period ending December 31, 2014 and 2013:

	Troubled Debt Restructurings That Subsequently Defaulted:

			2014						2013
			Number			Recorded			Number			Recorded
			of Loans			Investment			of Loans			Investment

	Commercial			5		$	2,310			3		$	170
	Residential real estate
	Multifamily properties									1			958
	Other residential real estate			2			575			-			-
	Nonresidential real estate
	Owner occupied properties									1			144
	Non owner occupied properties			1			72			3			2,302
	Construction									4			1,465

	Total			8		$	2,957			12		$	5,039

Risk Category of Loans by Class of Loans	As of December 31, 2014 and 2013, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows:

						Special
			Pass			Mention			Substandard			Doubtful			Not Rated			Total
	31-Dec-14
	Commercial		$	223,920		$	3,294		$	6,308		$	-		$	-		$	233,522
	Residential real estate
	Home equity lines of credit			12,105			167			2,070			-			87,429			101,771
	Multifamily properties			52,701			-			785			-			-			53,486
	Other residential real estate			35,151			2,749			5,982			-			73,392			117,274

	Nonresidential real estate
	Owner occupied properties			273,465			11,266			17,739			-			-			302,470
	Non owner occupied properties			280,392			5,292			4,488			-			-			290,172
	Construction			100,101			-			4,198			-			-			104,299

	Consumer
	Credit card balances			-			-			-			-			6,960			6,960
	Other consumer			-			-			9			-			8,111			8,120
	Municipal obligations			42,347			-			-			-			-			42,347

	Total		$	1,020,182		$	22,768		$	41,579		$	-		$	175,892		$	1,260,421

						Special
			Pass			Mention			Substandard			Doubtful			Not Rated			Total
	31-Dec-13
	Commercial		$	226,021		$	4,736		$	11,037		$	-		$	-		$	241,794
	Residential real estate
	Home equity lines of credit			11,775			1,721			1,582			-			83,880			98,958
	Multifamily properties			65,521			-			2,443			-			-			67,964
	Other residential real estate			24,697			4,594			8,606			-			78,537			116,434

	Nonresidential real estate
	Owner occupied properties			271,281			9,058			21,471			-			-			301,810
	Non owner occupied properties			256,328			5,216			7,867			-			-			269,411
	Construction			97,738			2,264			3,017			-			-			103,019

	Consumer
	Credit card balances			-			-			-			-			7,139			7,139
	Other consumer			-			-			4			-			8,663			8,667
	Municipal obligations			36,058			-			-			-			-			36,058

	Total		$	989,419		$	27,589		$	56,027		$	-		$	178,219		$	1,251,254

PREMISES_AND_EQUIPMENT_Tables

PREMISES AND EQUIPMENT (Tables)	12 Months Ended
PREMISES AND EQUIPMENT (Tables)	Dec. 31, 2014
Property, Plant and Equipment [Abstract]
Components of Premises and Equipment	Year-end premises and equipment were as follows:

		2014		2013

	Land and improvements	$	7,920	$	7,920
	Leasehold improvements		3,220		2,924
	Buildings		19,061		19,024
	Furniture, fixtures and equipment		14,043		12,916
	Total		44,244		42,784
	Accumulated depreciation		-21,944		-20,340

	Net premises and equipment	$	22,300	$	22,444

GOODWILL_AND_ACQUISITION_INTAN1

GOODWILL AND ACQUISITION INTANGIBLES (Tables)	12 Months Ended
GOODWILL AND ACQUISITION INTANGIBLES (Tables)	Dec. 31, 2014
Goodwill and Intangible Assets Disclosure [Abstract]
Acquisition Intangibles	Acquisition intangibles were as follows as of year-end:

		2014				2013
		Gross				Gross
		Carrying		Accumulated		Carrying		Accumulated
		Amount		Amortization		Amount		Amortization
	Amortized intangible assets:
	Core deposit intangibles	$	3,595	$	2,722	$	3,595	$	2,407
	Trade name intangibles		165		165		165		165
	Non-compete agreement intangibles		320		320		320		320
	Other customer relationship intangibles		2,650		2,163		2,650		1,990

	Total	$	6,730	$	5,370	$	6,730	$	4,882

Amortization expense	Estimated amortization expense for each of the next five years:

	2015	$	403
	2016		332
	2017		249
	2018		186
	2019		153

INTEREST_BEARING_DEPOSITS_Tabl

INTEREST BEARING DEPOSITS (Tables)	12 Months Ended
INTEREST BEARING DEPOSITS (Tables)	Dec. 31, 2014
Interest Bearing Deposits [Abstract]
INTEREST BEARING DEPOSITS	Scheduled maturities of time deposits are as follows:

	2015	$	190,861
	2016		71,924
	2017		10,986
	2018		904
	2019		23,847

		$	298,522

SHORTTERM_BORROWINGS_Tables

SHORT-TERM BORROWINGS (Tables)	12 Months Ended
SHORT-TERM BORROWINGS (Tables)	Dec. 31, 2014
Short-Term Debt [Abstract]
Short-term borrowings	Short-term borrowings consisted of the following:

		2014			2013

	FHLB advance	$	20,000		$	-
	Retail repurchase agreements		25,703			27,643

		$	45,703		$	27,643

Repurchase agreements	Information regarding repurchase agreements for the years ended December 31, 2014 and 2013 is presented below:

		2014				2013

	Average balance during the year	$	25,639			$	27,739

	Maximum month end balance during the year		29,220				32,514

	Average rate paid during the year		0.22	%			0.22	%

	Year-end weighted average rate		0.22	%			0.2	%

NOTES_PAYABLE_Tables

NOTES PAYABLE (Tables)	12 Months Ended
NOTES PAYABLE (Tables)	Dec. 31, 2014
Notes Payable [Abstract]
Notes payable	Notes payable consisted of the following:

		2014		2013

	FHLB advances	$	10,000	$	5,000
	Subordinated debentures		38,557		38,557
	Other notes payable		1,768		2,020

		$	50,325	$	45,577

FHLB advances	The FHLB advances are secured by a blanket pledge of eligible loans and securities and require monthly interest payments. The following advances were outstanding as of December 31:

		2014		2013
	Fixed rate advances with maturity in 2017 and an interest rate of 1.01%	$	10,000	$	-
	Fixed rate advances with maturity in 2014 and an interest rate of 1.72%		-		5,000

		$	10,000	$	5,000

Payments of Notes Payable	Payments on notes payable over the next five years are as follows:

	2015	$	222
	2016		1,445
	2017		10,101
	2018		20,000
	2019		-
	Thereafter		18,557

	Total notes payable	$	50,325

STOCKBASED_COMPENSATION_Tables

STOCK-BASED COMPENSATION (Tables)	12 Months Ended
STOCK-BASED COMPENSATION (Tables)	Dec. 31, 2014
Disclosure Of Compensation Related Costs, Share-Based Payments [Abstract]
Stock option plan for 2014	A summary of the activity in the stock option plan for 2014 follows:

						Weighted
				Weighted		Average
				Average		Remaining			Aggregate
				Exercise		Contractual			Intrinsic
		Shares		Price		Term			Value

	Outstanding at beginning of year		162,019	$	24.69
	Granted		-		-
	Exercised		-87,109		24.89
	Forfeited or expired		-4,230		23.53
	Outstanding at end of year		70,680	$	24.33			2.06	$	1,692
	Exercisable at end of year		48,880	$	24.4			2.06	$	1,167

Stock Option Plan	Information related to the stock option plan during each year follows:

		2014		2013			2012

	Intrinsic value of options exercised	$	1,029	$	475		$	84
	Cash received from option exercises		2,169		3,507			810
	Tax benefit realized from option exercises		360		121			31
	Weighted average fair value/share of options granted		-		-			-

Share Based Compensation Changes In Nonvested Shares	A summary of changes in the Company’s nonvested shares for the year follows:

				Weighted-Average
				Grant-Date
	Nonvested Shares	Shares		Fair Value

	Nonvested at January 1, 2014		4,494	$	26.25
	Granted		19,094		36.16
	Vested		-12,655		32
	Forfeited		-113		35.16

	Nonvested at December 31, 2014		10,820	$	36.93

FEDERAL_INCOME_TAXES_Tables

FEDERAL INCOME TAXES (Tables)	12 Months Ended
FEDERAL INCOME TAXES (Tables)	Dec. 31, 2014
Income Tax Disclosure [Abstract]
Federal income taxes	Federal income taxes consisted of the following components:

		2014		2013		2012
	Income tax/(benefit)
	Currently payable	$	6,797	$	7,680	$	7,275
	Deferred		884		375		-152

		$	7,681	$	8,055	$	7,123

Effective Income Tax Rate Reconciliation	The following is a reconciliation of income tax expense and the amount computed by applying the effective federal income tax rate of 35% to income before income taxes:

		2014		2013		2012
	Statutory rate applied to income before income taxes	$	9,099	$	9,737	$	8,844
	Tax exempt income		-869		-794		-903
	Company owned life insurance income		-380		-399		-407
	Incentive stock options		-		17		34
	Non-qualified options expired		-		162		-
	Low-income housing tax credit		-557		-557		-547
	Other		388		-111		102
		$	7,681	$	8,055	$	7,123

Deferred Tax Assets and Liabilities	Year-end deferred tax assets and liabilities were due to the following factors:

		2014		2013
	Deferred tax assets from:
	Allowance for loan losses	$	5,124	$	5,707
	Benefit plans		2,848		2,142
	Premises and equipment		358		775
	Net operating loss carryforward		2,533		2,832
	Acquisition intangibles		280		360
	Net unrealized loss on available for sale securities		-		916
	Other		656		634
			11,799		13,366
	Deferred tax liabilities for:
	FHLB stock dividends		-919		-966
	Acquisition intangibles		-3,310		-3,035
	Net unrealized gain on available for sale securities		-1,072		-
	Other		-11		-6
			-5,312		-4,007
	Net deferred tax asset	$	6,487	$	9,359

EARNINGS_PER_SHARE_Tables

EARNINGS PER SHARE (Tables)	12 Months Ended
EARNINGS PER SHARE (Tables)	Dec. 31, 2014
Earnings Per Share [Abstract]
Numbers of Shares Used to Compute Basic and Diluted Earnings Per Share	The factors used in the earnings per share computation follow:

		2014		2013		2012
	Basic
	Net income available to common shareholders	$	18,316	$	19,765	$	18,145

	Weighted average common shares outstanding		7,669,608		7,513,103		7,462,528

	Basic earnings per common share	$	2.39	$	2.63	$	2.43

	Diluted
	Net income available to common shareholders	$	18,316	$	19,765	$	18,145

	Weighted average common shares outstanding for basic earnings per common share		7,669,608		7,513,103		7,462,528
	Add: Dilutive effects of assumed exercises of stock options and restricted stock units		47,321		33,949		11,972
	Add: Dilutive effects of assumed exercise of stock warrant		-		38,390		69,800

	Average shares and dilutive potential common shares		7,716,929		7,585,442		7,544,300

	Diluted earnings per common share	$	2.37	$	2.61	$	2.41

COMMITMENTS_AND_OFF_BALANCE_SH1

COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES (Tables)	12 Months Ended
COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES (Tables)	Dec. 31, 2014
Commitments and Contingencies Disclosure [Abstract]
Future Minimum Rental Payments for All Non-Cancelable Leases	Minimum lease payments at December 31, 2014 for all non-cancelable leases were as follows:

	2015	$	1,031
	2016		779
	2017		726
	2018		532
	2019		374
	Thereafter		1,546

	Total minimum lease payments	$	4,988

Off- Balance-Sheet Risk	Financial instruments with off-balance-sheet risk were as follows at year-end:

		2014				2013
		Fixed		Variable		Fixed		Variable
		Rate		Rate		Rate		Rate
	Commitments to make loans (at market rates)	$	7,670	$	19,323	$	7,509	$	8,188
	Unused lines of credit		-		410,468		-		392,719
	Unused letters of credit		-		45,170		-		47,155

CAPITAL_REQUIREMENTS_AND_RESTR1

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Tables)	12 Months Ended
	Dec. 31, 2014
Capital Requirement and Restrictions On Retained Earnings [Abstract]
Consolidated Capital Requirements under Banking Regulations	The consolidated and Bank’s capital amounts and ratios, at December 31, 2014 and 2013 are presented below:

												To Be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	2014
	Total Capital to risk
	weighted assets
	Consolidated	$	217,453		13.83	%	$	125,816		8	%		N/A		N/A
	Bank		217,446		13.82	%		125,863		8	%	$	157,329		10	%
	Tier 1 (Core) Capital to risk
	weighted assets
	Consolidated	$	190,814		12.13	%	$	62,908		4	%		N/A		N/A
	Bank		190,807		12.13	%		62,931		4	%	$	94,397		6	%
	Tier 1 (Core) Capital to
	average assets
	Consolidated	$	190,814		10.3	%	$	74,122		4	%		N/A		N/A
	Bank		190,807		10.34	%		73,807		4	%	$	92,258		5	%

												To Be Well
												Capitalized Under
							For Capital					Prompt Corrective
		Actual					Adequacy Purposes					Action Provisions
		Amount		Ratio			Amount		Ratio			Amount		Ratio
	2013
	Total Capital to risk
	weighted assets
	Consolidated	$	206,520		13.37	%	$	123,573		8	%		N/A		N/A
	Bank		206,466		13.37	%		123,523		8	%	$	154,403		10	%
	Tier 1 (Core) Capital to risk
	weighted assets
	Consolidated	$	174,214		11.28	%	$	61,786		4	%		N/A		N/A
	Bank		174,160		11.28	%		61,761		4	%	$	92,642		6	%
	Tier 1 (Core) Capital to
	average assets
	Consolidated	$	174,214		9.61	%	$	72,506		4	%		N/A		N/A
	Bank		174,160		9.66	%		72,150		4	%	$	90,188		5	%

DISCLOSURES_ABOUT_FAIR_VALUE_T

DISCLOSURES ABOUT FAIR VALUE (Tables)	12 Months Ended
DISCLOSURES ABOUT FAIR VALUE (Tables)	Dec. 31, 2014
Assets and Liabilities Measured at Fair Value on Recurring Basis	Assets and liabilities measured at fair value on a recurring basis are summarized below (in thousands):

						Fair Value Measurements at
						December 31, 2014 Using:
									Significant
						Quoted Prices in			Other			Significant
						Active Markets for			Observable			Unobservable
						Identical Assets			Inputs			Inputs
			Total			(Level 1)			(Level 2)			(Level 3)
	Assets
	Investment securities available-for-sale
	U.S. government sponsored entities and agencies		$	89,684		$	-		$	89,684		$	-
	U.S. government agency mortgage backed			210,604			-			210,604			-
	Corporate			850			-			-			850
	Derivatives			2,280			-			2,280			-

	Total		$	303,418		$	-		$	302,568		$	850

	Liabilities
	Derivatives		$	2,280		$	-		$	2,280		$	-

	Total		$	2,280		$	-		$	2,280		$	-

					Fair Value Measurements at
					December 31, 2013 Using:
									Significant
						Quoted Prices in			Other			Significant
						Active Markets for			Observable			Unobservable
						Identical Assets			Inputs			Inputs
			Total			(Level 1)			(Level 2)			(Level 3)
	Assets
	Investment securities available-for-sale
	U.S. government sponsored entities and agencies		$	120,139		$	-		$	120,139		$	-
	U.S. government agency mortgage backed			220,059			-			220,059			-
	Corporate			925			-			-			925
	Derivatives			1,915			-			1,915			-

	Total		$	343,038		$			$	342,113		$	925

	Liabilities
	Derivatives		$	1,915		$	-		$	1,915		$	-

	Total		$	1,915		$	-		$	1,915		$	-

Reconciliation of Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs Level Three	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the period ended December 31 (in thousands):

			Corporate Securities
			2014			2013

	Balance of recurring Level 3 assets at January 1		$	925		$	1,060
	Total gains or losses for the period:
	Included in earnings			-			-
	Included in other comprehensive income			-			-
	Purchases			-			-
	Sales			-			-
	Issuances			-			-
	Settlements			75			135
	Transfers into Level 3			-			-
	Transfers out of Level 3			-			-

	Balance of recurring Level 3 assets at December 31		$	850		$	925

Quantitative Information About Recurring Level 3 Fair Value Measurements	The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2014 (in thousands):

						Valuation
			Fair value			Technique(s)		Unobservable Input(s)		Value

	Corporate security		$	850		Discounted cash flow		Probability of default			0	%

	The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2013 (in thousands):

						Valuation
			Fair value			Technique(s)		Unobservable Input(s)		Value

	Corporate security		$	925		Discounted cash flow		Probability of default			0	%


	The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2014 (in thousands):

			Fair Value			Valuation Technique(s)		Unobservable Input(s)		Discount
										Range
										(Avg discount)
	Assets
	Impaired Loans:
	Commercial		$	1,085		Cost, sales, income approach		Adjustment for comparable properties, market conditions		48-61%
	Commercial		$	1,085		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-54%
	Nonresidential real estate
	Owner occupied properties			337		Cost, sales, income approach		Adjustment for comparable properties, market conditions		4-95%
	Owner occupied properties			337		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-19%
	Non owner occupied properties			366		Cost, sales, income approach		Adjustment for comparable properties, market conditions		7%
	Non owner occupied properties			366		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-7%
	Residential real estate
	Home equity lines of credit					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
	Home equity lines of credit					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
	Multifamily properties					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
	Multifamily properties					Cost, sales, income approach		Adjustment for comparable properties, market conditions		-
	Other			124		Cost, sales, income approach		Adjustment for comparable properties, market conditions		13-74%
	Other			124		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-25%
	Construction			957		Cost, sales, income approach		Adjustment for comparable properties, market conditions		3-56%
	Construction			957		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-27%
	Other real estate owned Residential			36		Cost, sales, income approach		Adjustment for comparable properties, market conditions		11%
	Other real estate owned Residential			36		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-11%
	Non-residential			1,438						7%
	Non-residential			1,438						-7%

	Total		$	4,343


	The following table presents quantitative information about recurring Level 3 fair value measurements at December 31, 2013 (in thousands):

			Fair Value			Valuation Technique(s)		Unobservable Input(s)		Discount
										Range
										(Avg discount
	Assets
	Impaired Loans:									6-25%
	Commercial			2,215		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-11%
	Nonresidential real estate									6-76%
	Owner occupied properties			5,673		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-17%
	Non owner occupied properties			942		Cost, sales, income approach		Adjustment for comparable properties, market conditions		3-66%
	Non owner occupied properties			942		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-15%
	Residential real estate									6-26%
	Home equity lines of credit			218		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-8%
	Multifamily properties			1,245		Cost, sales, income approach		Adjustment for comparable properties, market conditions		6%
	Multifamily properties			1,245		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-6%
	Other			2,013		Cost, sales, income approach		Adjustment for comparable properties, market conditions		0-100%
	Other			2,013		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-36%
Construction			1,875		Cost, sales, income approach		Adjustment for comparable properties, market conditions		6-16%
Construction			1,875		Cost, sales, income approach		Adjustment for comparable properties, market conditions		-14%
Other real estate owned			-						0-0%
Residential			-						0-0%
Non-residential			2,772						0%

Total		$	16,953

Assets And Liabilities Measured At Fair Value On a Non-recurring Basis	Assets and liabilities measured at fair value on a non-recurring basis are summarized below:

						Fair Value Measurements at
						December 31, 2014 Using:
									Significant
						Quoted Prices in			Other			Significant
			Total			Active Markets for			Observable			Unobservable
			December 31,			Identical Assets			Inputs			Inputs
			2014			(Level 1)			(Level 2)			(Level 3)
	Assets
	Impaired loans
	Commercial		$	1,085		$	-		$	-		$	1,085
	Nonresidential real estate
	Owner occupied properties			337			-			-			337
	Non owner occupied properties			366			-			-			366
	Residential real estate
	Home equity lines of credit			-			-			-			-
	Multifamily properties			-			-			-			-
	Other			124			-			-			124
	Construction			957			-			-			957
	Other real estate owned
	Residential			36			-			-			36
	Non-Residential			1,438			-			-			1,438

	Total		$	4,343		$	-		$	-		$	4,343

						Fair Value Measurements at
						December 31, 2013 Using:
									Significant
						Quoted Prices in			Other			Significant
			Total			Active Markets for			Observable			Unobservable
			December 31,			Identical Assets			Inputs			Inputs
			2013			(Level 1)			(Level 2)			(Level 3)
	Assets
	Impaired loans
	Commercial		$	2,215		$	-		$	-		$	2,215
	Nonresidential real estate
	Owner occupied properties			5,673			-			-			5,673
	Non owner occupied properties			942			-			-			942
	Residential real estate
	Home equity lines of credit			218			-			-			218
	Multifamily properties			1,245			-			-			1,245
	Other			2,013			-			-			2,013
	Construction			1,875			-			-			1,875
	Other real estate owned
	Residential			-			-			-			-
	Non-Residential			2,772			-			-			2,772

	Total		$	16,953		$			$			$	16,953

Carrying Amounts and Estimated Fair Values of Financial Instruments	The carrying amounts and estimated fair values of financial instruments at December 31, 2014 and December 31, 2013 are as follows (in thousands):

						Fair Value Measurements at
						December 31, 2014 Using:
			Carrying Value			Level 1			Level 2			Level 3		Total
	Financial assets
	Cash and cash equivalents		$	185,376		$	185,376		$	-		$	-	$	185,376
	Interest-bearing deposits with banks			252			252			-			-		252
	Securities available-for-sale			301,138			-			300,288			850		301,138
	Securities held-to-maturity			73,629			-			73,934			-		73,934
	Federal Home Loan Bank stock			4,850			N/A			N/A			N/A		N/A
	Loans held for sale			2,255			-			2,255			-		2,255
	Loans, net			1,244,266			-			-			1,249,398		1,249,398
	Accrued interest receivable			3,911			-			1,213			2,698		3,911
	Derivative assets			2,280			-			2,280			-		2,280
	Financial liabilities
	Deposits		$	-1,615,879		$	-1,317,357		$	-299,586		$	-	$	-1,616,943
	Short-term borrowings			-45,703			-			-45,703			-		-45,703
	Notes payable			-50,325			-			-27,014			-18,112		-45,126
	Accrued interest payable			-892			-			-878			-14		-892
	Standby letters of credit			-307			-			-			-307		-307
	Derivative liabilities			-2,280			-			-2,280			-		-2,280

						Fair Value Measurements at
						December 31, 2013 Using:
			Carrying Value			Level 1			Level 2			Level 3		Total
	Financial assets
	Cash and cash equivalents		$	78,621		$	78,621		$	-		$	-	$	78,621
	Interest-bearing deposits with banks			252			252			-			-		252
	Securities available-for-sale			341,123			-			340,198			925		341,123
	Securities held-to-maturity			77,010			-			76,457			-		76,457
	Federal Home Loan Bank stock			5,099			N/A			N/A			N/A		N/A
	Loans held for sale			3,214			-			3,214			-		3,214
	Loans, net			1,233,339			-			-			1,236,112		1,236,112
	Accrued interest receivable			4,123			-			1,420			2,703		4,123
	Derivative assets			1,915			-			1,915			-		1,915
	Financial liabilities
	Deposits		$	-1,587,585		$	-1,286,733		$	-302,701		$	-	$	-1,589,434
	Short-term borrowings			-27,643			-			-27,643			-		-27,643
	Notes payable			-45,577			-			-20,083			-17,414		-37,497
	Accrued interest payable			-693			-			-680			-13		-693
	Standby letters of credit			-415			-			-			-415		-415
	Derivative liabilities			-1,915			-			-1,915			-		-1,915

PARENT_COMPANY_FINANCIAL_STATE1

PARENT COMPANY FINANCIAL STATEMENTS (Tables)	12 Months Ended
PARENT COMPANY FINANCIAL STATEMENTS (Tables)	Dec. 31, 2014
Condensed Financial Information Of Parent Company Only Disclosure [Abstract]
Condensed Balance Sheets for the Parent Company	CONDENSED BALANCE SHEETS
	December 31, 2014 and 2013

		2014		2013
	Assets
	Cash	$	2,664	$	2,612
	Investment in bank subsidiary		218,714		199,084
	Investment in unconsolidated trust		557		557
	Other assets		985		717

		$	222,920	$	202,970
	Liabilities and shareholders’ equity
	Subordinated debentures and notes payable	$	20,224	$	20,446
	Other liabilities		1,975		1,385
	Total liabilities		22,199		21,831

	Shareholders’ equity		200,721		181,139

		$	222,920	$	202,970

Condensed Statements Of Income For The Parent Company	CONDENSED STATEMENTS OF INCOME
	Years ended December 31, 2014, 2013 and 2012

		2014		2013		2012

	Dividends from subsidiary	$	4,400	$	3,200	$	5,500
	Interest expense		-366		-355		-355
	Operating expenses		-2,117		-631		-381
	Tax benefit		537		328		224

	Income before equity in undistributed income of the Bank		2,454		2,542		4,988

	Equity in undistributed income (dividends in excess of earnings) of the Bank		15,862		17,223		13,157

	Net income	$	18,316	$	19,765	$	18,145

Condensed Cash Flow Statement For The Parent Company	CONDENSED STATEMENTS OF CASH FLOWS
	Years ended December 31, 2014, 2013 and 2012

		2014		2013		2012
	Cash flows from operating activities
	Net income	$	18,316	$	19,765	$	18,145
	Adjustments to reconcile net income to net cash from operating activities
	(Equity in undistributed income)		-15,862		-17,223		-13,157
	Other changes		736		337		115
	Net cash from operating activities		3,190		2,879		5,103

	Cash flows from investing activities
	Net cash from investing activities		-		-

	Cash flows from financing activities
	Advances on notes payable		-		2,000		-
	Redemption of warrant		-		-2,151		-
	Payments on notes payable		-222		-111		-
	Dividends paid on common stock		-5,516		-5,098		-4,624
	Exercise of stock options		2,600		3,552		841

	Net cash from financing activities		-3,138		-1,808		-3,783

	Net change in cash		52		1,071		1,320

	Cash at beginning of year		2,612		1,541		221

	Cash at end of year	$	2,664	$	2,612	$	1,541

OTHER_COMPREHENSIVE_INCOMETabl

OTHER COMPREHENSIVE INCOME(Tables)	12 Months Ended
OTHER COMPREHENSIVE INCOME(Tables)	Dec. 31, 2014
Other Comprehensive Income (Loss), Tax [Abstract]
Other Comprehensive Income Components and Related Tax Effects	Other comprehensive income (loss) components and related tax effects were as follows:

		2014		2013		2012
	Unrealized holding gains on available-for-sale securities	$	6,046	$	-8,368	$	1,136
	Reclassification adjustment for losses (gains) realized in income		-290		-274		-206
	Net unrealized gains (losses)		5,756		-8,642		930
	Tax effect		1,988		2,938		316

		$	3,768	$	-5,704	$	614

Accumulated Other Comprehensive Income Balances, Net Of Tax	The following is a summary of the accumulated other comprehensive income balances, net of tax:

		Balance at				Balance at
		December 31,		Current year		December 31,
		2013		change		2014
	Unrealized gains (losses) on securities available for sale	$	-1,777	$	3,768	$	1,991

		Balance at				Balance at
		December 31,		Current year		December 31,
		2012		change		2013
	Unrealized gains (losses) on securities available for sale	$	3,927	$	-5,704	$	-1,777

Reclassification out of Accumulated Other Comprehensive Income	The following table summarizes the changes within each classification of accumulated other comprehensive income December 31, 2014:

	Reclassifications Out Of Accumulated Other Comprehensive Income

	Details about	Amount		Affected Line Item
	Accumulated other	Reclassified From		In the Statement
	Comprehensive	Accumulated Other		Where Net
	Income Components	Comprehensive Income		Income is Presented
		(in thousands)
	Unrealized gains and losses on available-for-sale securities	$	290	Net securities gains
			-102	Income tax expense
		$	188	Net of tax

	The following table summarizes the changes within each classification of accumulated other comprehensive income (loss) December 31, 2013:

	Reclassifications Out Of Accumulated Other Comprehensive Income

	Details about	Amount		Affected Line Item
	Accumulated other	Reclassified From		In the Statement
	Comprehensive	Accumulated Other		Where Net
	Income Components	Comprehensive Income		Income is Presented
		(in thousands)
	Unrealized gains and losses on available-for-sale securities	$	274	Net securities gains
			-96	Income tax expense
		$	178	Net of tax

SELECTED_QUARTERLY_DATA_UNAUDI1

SELECTED QUARTERLY DATA (UNAUDITED) (Tables)	12 Months Ended
SELECTED QUARTERLY DATA (UNAUDITED) (Tables)	Dec. 31, 2014
Selected Quarterly Data [Abstract]
Schedule of Quarterly Financial Information	Presented below is a summary of the consolidated quarterly financial data for the years ended December 31, 2014 and 2013.

		2014
						Net		Provision				Earnings Per
		Interest		Interest		Interest		for Loan				Common Share
		Income		Expense		Income		Losses		Net Income		Basic		Diluted
	Quarter ended
	31-Mar	$	14,929	$	1,060	$	13,869	$	900	$	4,618	$	0.6	$	0.6
	30-Jun		15,100		1,119		13,981		1,000		5,065		0.66		0.66
	30-Sep		15,202		1,174		14,028		300		4,561		0.59		0.59
	31-Dec		15,183		1,201		13,982		-		4,072		0.53		0.53

		2013
						Net		Provision				Earnings Per
		Interest		Interest		Interest		for Loan				Common Share
		Income		Expense		Income		Losses		Net Income		Basic		Diluted
	Quarter ended
	31-Mar	$	14,866	$	1,283	$	13,583	$	2,000	$	4,090	$	0.55	$	0.54
	30-Jun		14,880		1,172		13,708		1,600		4,485		0.6		0.59
	30-Sep		15,034		1,112		13,922		600		5,415		0.72		0.72
	31-Dec		15,132		1,091		14,041		500		5,775		0.76		0.76

SUMMARY_OF_SIGNIFICANT_ACCOUNT2

SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Summary Of Significant Accounting Policies [Line Items]
Other Real Estate, Foreclosed Assets, and Repossessed Assets	6,670	$5,305
Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Finite-Lived Intangible Asset, Useful Life	4 years
Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Finite-Lived Intangible Asset, Useful Life	10 years
Building and Building Improvements [Member] \| Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	10 years
Building and Building Improvements [Member] \| Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	25 years
Furniture and Fixtures [Member] \| Minimum [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	3 years
Furniture and Fixtures [Member] \| Maximum [Member]
Summary Of Significant Accounting Policies [Line Items]
Property, Plant and Equipment, Useful Life	10 years

SECURITIES_Fair_Value_of_Avail

SECURITIES (Fair Value of Available for Sale Securities and Related Gains and Losses Recognized in Accumulated Other Comprehensive Income or Loss) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$298,075	$343,816
Gross Unrealized Gains	4,493	2,550
Gross Unrealized Losses	-1,430	-5,243
Fair Value	301,138	341,123
U S Treasury and Government [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	90,439	122,905
Gross Unrealized Gains	319	142
Gross Unrealized Losses	-1,074	-2,908
Fair Value	89,684	120,139
Residential Mortgage Backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	206,786	219,986
Gross Unrealized Gains	4,174	2,408
Gross Unrealized Losses	-356	-2,335
Fair Value	210,604	220,059
Corporate Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	850	925
Gross Unrealized Gains	0	0
Gross Unrealized Losses	0	0
Fair Value	$850	$925

SECURITIES_Amortized_Cost_Unre

SECURITIES (Amortized Cost Unrecognized Gains and Losses and Fair Value of Securities Held to Maturity) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	$73,629	$77,010
Fair Value	73,934	76,457
Municipal and Other Obligations [Member]
Schedule of Held-to-maturity Securities [Line Items]
Amortized Cost	73,629	77,010
Gross Unrecognized Gains	1,084	1,085
Gross Unrecognized Losses	-779	-1,638
Fair Value	$73,934	$76,457

SECURITIES_Amortized_Cost_and_

SECURITIES (Amortized Cost and Fair Value of Debt Securities by Contractual Maturity) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Available-for-sale, amortized cost
Due in one year or less	$4,055
Due after one year through five years	72,051
Due after five years through ten years	11,159
Due after ten years	4,024
U.S. Government mortgage-backed	206,786
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Total	298,075
Available-for-sale, fair value
Due in one year or less	4,066
Due after one year through five years	71,396
Due after five years through ten years	10,941
Due after ten years	4,131
U.S. Government mortgage-backed	210,604
Available-for-sale Securities, Debt Securities, Total	301,138
Held-to-maturity, amortized cost
Due in one year or less	5,862
Due after one year through five years	32,851
Due after five years through ten years	30,076
Due after ten years	4,840
U.S. Government mortgage-backed	0
Held-to-maturity Securities, Debt Maturities, Net Carrying Amount, Total	73,629	77,010
Held-to-maturity, fair value
Due in one year or less	5,897
Due after one year through five years	33,362
Due after five years through ten years	29,835
Due after ten years	4,840
U.S. Government mortgage-backed	0
Held-to-maturity Securities, Debt Maturities, Fair Value, Total	$73,934	$76,457

SECURITIES_Proceeds_From_Sales

SECURITIES (Proceeds From Sales And Calls Of Securities) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Proceeds	$5,028	$5,230	$6,944
Gross gains	316	274	206
Gross losses	$26	$0	$0

SECURITIES_Securities_with_Unr

SECURITIES (Securities with Unrealized Losses Aggregated by Investment Category and Length of Time Individual Securities have been in Continuous Unrealized Loss Position) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Investments, Unrealized Loss Position [Line Items]
Less than 12 Months Fair Value	$26,688	$238,286
Less than 12 Months Unrealized Loss	-235	-6,025
12 Months or More Fair Value	109,711	20,096
12 Months or More Unrealized Loss	-1,974	-856
Total Fair Value	136,399	258,382
Total Unrealized Loss	-2,209	-6,881
U S Treasury and Government [Member]
Investments, Unrealized Loss Position [Line Items]
Less than 12 Months Fair Value	4,987	94,641
Less than 12 Months Unrealized Loss	-13	-2,522
12 Months or More Fair Value	53,188	5,996
12 Months or More Unrealized Loss	-1,061	-386
Total Fair Value	58,175	100,637
Total Unrealized Loss	-1,074	-2,908
Residential Mortgage Backed Securities [Member]
Investments, Unrealized Loss Position [Line Items]
Less than 12 Months Fair Value	14,982	116,709
Less than 12 Months Unrealized Loss	-129	-2,241
12 Months or More Fair Value	34,683	7,530
12 Months or More Unrealized Loss	-227	-94
Total Fair Value	49,665	124,239
Total Unrealized Loss	-356	-2,335
Municipal and Other Obligations [Member]
Investments, Unrealized Loss Position [Line Items]
Less than 12 Months Fair Value	6,719	26,936
Less than 12 Months Unrealized Loss	-93	-1,262
12 Months or More Fair Value	21,840	6,570
12 Months or More Unrealized Loss	-686	-376
Total Fair Value	28,559	33,506
Total Unrealized Loss	($779)	($1,638)

SECURITIES_Additional_Informat

SECURITIES (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Investment [Line Items]
Number of securities in portfolio	217
Number of securities in unrealized loss position	56
Total Unrealized Loss	$2,209
Carrying value of securities pledged to secure public deposits and repurchase agreements	363,344	402,999
Tax provision related net realized gains and losses	$102	$96	$72

LOANS_Loan_Balances_Detail

LOANS (Loan Balances) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$1,260,421	$1,251,254	$1,196,844
Less: Deferred loan origination fees and discount	-1,516	-1,609
Less: Allowance for loan losses	-14,639	-16,306
Net loans	1,244,266	1,233,339
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	233,522	241,794	201,384
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	272,531	283,356	278,286
Nonresidential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	592,642	571,221	573,101
Construction [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	104,299	103,019	104,498
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	15,080	15,806	16,447
Municipal Obligations [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Gross loans	$42,347	$36,058	$23,128

LOANS_Schedule_Of_The_Aggregat

LOANS (Schedule Of The Aggregate Activity In These Loans Given To Directors) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance		$1,233,339
Ending balance	1,244,266	1,233,339
Director [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning balance	4,394
Effect of change in composition of board	-93
New loans and advances on lines of credit	14,434
Loan payments	-13,541
Ending balance	$5,194

LOANS_Allowance_for_Loan_Losse

LOANS (Allowance for Loan Losses and Recorded Investment in Loans by Portfolio Segment and Based on Impairment Method) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Allowance for loan losses
Beginning balance	$16,306	$16,568	$18,288
Provision for loan losses	2,200	4,700	7,000
Loans charged off	-4,472	-6,088	-10,483
Recoveries	605	1,126	1,763
Total ending allowance balance	14,639	16,306	16,568
Ending allowance balance attributable to loans
Individually evaluated for impairment	4,035	3,419	6,265
Collectively evaluated for impairment	10,604	12,887	10,303
Total ending allowance balance	14,639	16,306	16,568
Loans
Loans individually evaluated for impairment	16,977	29,064	33,856
Loans collectively evaluated for impairment	1,243,444	1,222,190	1,162,988
Total ending loan balance	1,260,421	1,251,254	1,196,844
Commercial [Member]
Allowance for loan losses
Beginning balance	3,247	2,716	3,207
Provision for loan losses	919	1,029	303
Loans charged off	-991	-582	-975
Recoveries	122	84	181
Total ending allowance balance	3,297	3,247	2,716
Ending allowance balance attributable to loans
Individually evaluated for impairment	2,025	709	1,266
Collectively evaluated for impairment	1,272	2,538	1,450
Total ending allowance balance	3,297	3,247	2,716
Loans
Loans individually evaluated for impairment	4,669	4,116	1,840
Loans collectively evaluated for impairment	228,853	237,678	199,544
Total ending loan balance	233,522	241,794	201,384
Residential Real Estate [Member]
Allowance for loan losses
Beginning balance	4,554	4,272	2,591
Provision for loan losses	-70	2,317	3,831
Loans charged off	-1,657	-2,244	-2,196
Recoveries	225	209	46
Total ending allowance balance	3,052	4,554	4,272
Ending allowance balance attributable to loans
Individually evaluated for impairment	227	1,085	970
Collectively evaluated for impairment	2,825	3,469	3,302
Total ending allowance balance	3,052	4,554	4,272
Loans
Loans individually evaluated for impairment	3,985	8,179	8,666
Loans collectively evaluated for impairment	268,546	275,177	269,620
Total ending loan balance	272,531	283,356	278,286
Nonresidential Real Estate [Member]
Allowance for loan losses
Beginning balance	6,502	6,991	7,614
Provision for loan losses	834	1,577	1,955
Loans charged off	-510	-2,151	-2,817
Recoveries	29	85	239
Total ending allowance balance	6,855	6,502	6,991
Ending allowance balance attributable to loans
Individually evaluated for impairment	1,569	951	2,540
Collectively evaluated for impairment	5,286	5,551	4,451
Total ending allowance balance	6,855	6,502	6,991
Loans
Loans individually evaluated for impairment	6,645	14,220	18,076
Loans collectively evaluated for impairment	585,997	557,001	555,025
Total ending loan balance	592,642	571,221	573,101
Construction [Member]
Allowance for loan losses
Beginning balance	1,538	1,964	4,701
Provision for loan losses	340	-560	-187
Loans charged off	-881	-319	-3,554
Recoveries	1	453	1,004
Total ending allowance balance	998	1,538	1,964
Ending allowance balance attributable to loans
Individually evaluated for impairment	214	674	1,369
Collectively evaluated for impairment	784	864	595
Total ending allowance balance	998	1,538	1,964
Loans
Loans individually evaluated for impairment	1,678	2,549	5,154
Loans collectively evaluated for impairment	102,621	100,470	99,344
Total ending loan balance	104,299	103,019	104,498
Consumer [Member]
Allowance for loan losses
Beginning balance	373	584	162
Provision for loan losses	144	286	1,070
Loans charged off	-433	-792	-941
Recoveries	228	295	293
Total ending allowance balance	312	373	584
Ending allowance balance attributable to loans
Individually evaluated for impairment	0	0	120
Collectively evaluated for impairment	312	373	464
Total ending allowance balance	312	373	584
Loans
Loans individually evaluated for impairment	0	0	120
Loans collectively evaluated for impairment	15,080	15,806	16,327
Total ending loan balance	15,080	15,806	16,447
Municipal Obligations [Member]
Allowance for loan losses
Beginning balance	92	41	13
Provision for loan losses	33	51	28
Loans charged off	0	0	0
Recoveries	0	0	0
Total ending allowance balance	125	92	41
Ending allowance balance attributable to loans
Individually evaluated for impairment	0	0	0
Collectively evaluated for impairment	125	92	41
Total ending allowance balance	125	92	41
Loans
Loans individually evaluated for impairment	0	0	0
Loans collectively evaluated for impairment	42,347	36,058	23,128
Total ending loan balance	$42,347	$36,058	$23,128

LOANS_Individually_Impaired_Lo

LOANS (Individually Impaired Loans by Class of Loans) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	$21,319	$32,483	$37,562
Recorded Investment	16,977	29,064	33,856
Allowance for Loan Losses Allocated	4,035	3,419	6,265
Average Recorded Investment	26,532	31,366	36,032
Interest Income Recognized	545	496	841
Cash Basis Interest Recognized	507	453	770
Commercial [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	4,669	4,116	1,840
Allowance for Loan Losses Allocated	2,025	709	1,266
Residential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	3,985	8,179	8,666
Allowance for Loan Losses Allocated	227	1,085	970
Nonresidential Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	6,645	14,220	18,076
Allowance for Loan Losses Allocated	1,569	951	2,540
Construction [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	1,678	2,549	5,154
Allowance for Loan Losses Allocated	214	674	1,369
Consumer [Member]
Financing Receivable, Impaired [Line Items]
Recorded Investment	0	0	120
Allowance for Loan Losses Allocated	0	0	120
Impaired Financing Receivables with No Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	7,154	9,266	7,056
Recorded Investment	6,460	8,611	6,308
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	7,295	9,428	6,870
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	699	1,104	28
Recorded Investment	699	1,104	28
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	517	256	204
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0	50
Recorded Investment	0	0	50
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	0	15	50
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,455	1,308	0
Recorded Investment	1,105	958	0
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	954	605	211
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,267	1,949	1,922
Recorded Investment	1,253	1,694	1,679
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	1,711	1,769	2,109
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,034	1,032	0
Recorded Investment	1,034	1,032	0
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	1,003	2,113	623
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,912	3,873	5,056
Recorded Investment	1,862	3,823	4,551
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	2,793	4,284	3,417
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Construction [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	787	0	0
Recorded Investment	507	0	0
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	317	386	256
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with No Related Allowance [Member] \| Consumer [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0	0
Recorded Investment	0	0	0
Allowance for Loan Losses Allocated	0	0	0
Average Recorded Investment	0	0	0
Interest Income Recognized	0	0	0
Cash Basis Interest Recognized	0	0	0
Impaired Financing Receivables with Related Allowance [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	14,165	23,217	30,506
Recorded Investment	10,517	20,453	27,548
Allowance for Loan Losses Allocated	4,035	3,419	6,265
Average Recorded Investment	19,237	21,938	29,162
Interest Income Recognized	545	496	841
Cash Basis Interest Recognized	507	453	770
Impaired Financing Receivables with Related Allowance [Member] \| Commercial [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	4,568	3,012	1,812
Recorded Investment	3,970	3,012	1,812
Allowance for Loan Losses Allocated	2,025	709	1,266
Average Recorded Investment	5,969	2,974	1,075
Interest Income Recognized	238	104	20
Cash Basis Interest Recognized	224	93	18
Impaired Financing Receivables with Related Allowance [Member] \| Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	388	766
Recorded Investment	0	373	566
Allowance for Loan Losses Allocated	0	155	212
Average Recorded Investment	301	449	511
Interest Income Recognized	3	12	15
Cash Basis Interest Recognized	3	12	15
Impaired Financing Receivables with Related Allowance [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	579	1,484	1,320
Recorded Investment	579	1,484	1,320
Allowance for Loan Losses Allocated	113	239	248
Average Recorded Investment	1,308	593	942
Interest Income Recognized	66	29	33
Cash Basis Interest Recognized	66	28	33
Impaired Financing Receivables with Related Allowance [Member] \| Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,048	3,776	5,196
Recorded Investment	1,048	3,670	5,051
Allowance for Loan Losses Allocated	114	691	510
Average Recorded Investment	2,113	4,930	3,670
Interest Income Recognized	37	74	121
Cash Basis Interest Recognized	30	71	106
Impaired Financing Receivables with Related Allowance [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	3,318	8,288	9,142
Recorded Investment	1,689	6,532	8,190
Allowance for Loan Losses Allocated	1,040	685	1,644
Average Recorded Investment	5,419	6,264	8,903
Interest Income Recognized	20	15	250
Cash Basis Interest Recognized	20	11	248
Impaired Financing Receivables with Related Allowance [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	2,705	3,439	5,876
Recorded Investment	2,060	2,833	5,335
Allowance for Loan Losses Allocated	529	266	896
Average Recorded Investment	2,014	3,494	6,731
Interest Income Recognized	104	143	194
Cash Basis Interest Recognized	92	136	156
Impaired Financing Receivables with Related Allowance [Member] \| Construction [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	1,947	2,830	6,274
Recorded Investment	1,171	2,549	5,154
Allowance for Loan Losses Allocated	214	674	1,369
Average Recorded Investment	2,113	3,234	7,315
Interest Income Recognized	77	119	207
Cash Basis Interest Recognized	72	102	193
Impaired Financing Receivables with Related Allowance [Member] \| Consumer [Member]
Financing Receivable, Impaired [Line Items]
Unpaid Principal Balance	0	0	120
Recorded Investment	0	0	120
Allowance for Loan Losses Allocated	0	0	120
Average Recorded Investment	0	0	15
Interest Income Recognized	0	0	1
Cash Basis Interest Recognized	$0		$1

LOANS_Aging_of_Recorded_Invest

LOANS (Aging of Recorded Investment in Past Due Loans by Class of Loans) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	$4,028	$5,814
Loans over 90 days past due	35	21
Nonaccrual	9,782	15,417
Loans Not past due	1,246,576	1,230,002
Total	1,260,421	1,251,254	1,196,844
Commercial [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	224	100
Loans over 90 days past due	0	0
Nonaccrual	687	385
Loans Not past due	232,611	241,309
Total	233,522	241,794	201,384
Residential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	272,531	283,356	278,286
Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	1,006	550
Loans over 90 days past due	7	0
Nonaccrual	365	622
Loans Not past due	100,393	97,786
Total	101,771	98,958
Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	0	0
Loans over 90 days past due	0	0
Nonaccrual	206	0
Loans Not past due	53,280	67,964
Total	53,486	67,964
Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	2,173	3,693
Loans over 90 days past due	0	0
Nonaccrual	2,379	4,738
Loans Not past due	112,722	108,003
Total	117,274	116,434
Nonresidential Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	592,642	571,221	573,101
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	275	838
Loans over 90 days past due	0	0
Nonaccrual	2,045	6,583
Loans Not past due	300,150	294,389
Total	302,470	301,810
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	271	608
Loans over 90 days past due	0	0
Nonaccrual	2,413	2,573
Loans Not past due	287,488	266,230
Total	290,172	269,411
Construction [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	0	0
Loans over 90 days past due	0	0
Nonaccrual	1,678	510
Loans Not past due	102,621	102,509
Total	104,299	103,019	104,498
Consumer [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Total	15,080	15,806	16,447
Consumer [Member] \| Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	70	16
Loans over 90 days past due	28	20
Nonaccrual	0	0
Loans Not past due	6,862	7,103
Total	6,960	7,139
Consumer [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	9	9
Loans over 90 days past due	0	1
Nonaccrual	9	6
Loans Not past due	8,102	8,651
Total	8,120	8,667
Municipal Obligations [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans 30-90 days past due	0
Loans over 90 days past due	0
Nonaccrual	0	0
Loans Not past due	42,347	36,058
Total	$42,347	$36,058	$23,128

LOANS_Loans_by_Class_Modified_

LOANS (Loans by Class Modified as Troubled Debt Restructurings) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	Number	Number
Financing Receivable, Modifications [Line Items]
Number of Loans	11	12
Pre-Modification Outstanding Recorded Investment	$3,842	$4,862
Post-Modification Outstanding Recorded Investment	3,244	4,802
Commercial [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	6	2
Pre-Modification Outstanding Recorded Investment	1,841	113
Post-Modification Outstanding Recorded Investment	1,243	112
Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	1	2
Pre-Modification Outstanding Recorded Investment	1,485	2,455
Post-Modification Outstanding Recorded Investment	1,485	2,443
Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans		4
Pre-Modification Outstanding Recorded Investment		1,001
Post-Modification Outstanding Recorded Investment		998
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	3	2
Pre-Modification Outstanding Recorded Investment	432	323
Post-Modification Outstanding Recorded Investment	432	323
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Modifications [Line Items]
Number of Loans	1	2
Pre-Modification Outstanding Recorded Investment	84	970
Post-Modification Outstanding Recorded Investment	$84	$926

LOANS_Loans_by_Class_Modified_1

LOANS (Loans by Class Modified as Troubled Debt Restructurings for which there was Payment Default within Twelve Months following Modification) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
	Number	Number
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	8	12
Recorded Investment	$2,957	$5,039
Commercial [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	5	3
Recorded Investment	2,310	170
Residential Real Estate [Member] \| Multi Family [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans		1
Recorded Investment		958
Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	2	0
Recorded Investment	575	0
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans		1
Recorded Investment		144
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans	1	3
Recorded Investment	72	2,302
Construction [Member]
Troubled Debt Restructuring, Debtor, Subsequent Periods [Line Items]
Number of Loans		4
Recorded Investment		$1,465

LOANS_Risk_Category_of_Loans_b

LOANS (Risk Category of Loans by Class of Loans) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$1,260,421	$1,251,254	$1,196,844
Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	233,522	241,794	201,384
Residential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	272,531	283,356	278,286
Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	101,771	98,958
Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	53,486	67,964
Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	117,274	116,434
Nonresidential Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	592,642	571,221	573,101
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	302,470	301,810
Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	290,172	269,411
Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	104,299	103,019	104,498
Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	15,080	15,806	16,447
Consumer [Member] \| Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	6,960	7,139
Consumer [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	8,120	8,667
Municipal Obligations [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	42,347	36,058	23,128
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	1,020,182	989,419
Pass [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	223,920	226,021
Pass [Member] \| Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	12,105	11,775
Pass [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	52,701	65,521
Pass [Member] \| Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	35,151	24,697
Pass [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	273,465	271,281
Pass [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	280,392	256,328
Pass [Member] \| Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	100,101	97,738
Pass [Member] \| Consumer [Member] \| Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Pass [Member] \| Consumer [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Pass [Member] \| Municipal Obligations [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	42,347	36,058
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	22,768	27,589
Special Mention [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	3,294	4,736
Special Mention [Member] \| Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	167	1,721
Special Mention [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Special Mention [Member] \| Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,749	4,594
Special Mention [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	11,266	9,058
Special Mention [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,292	5,216
Special Mention [Member] \| Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	2,264
Special Mention [Member] \| Consumer [Member] \| Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Special Mention [Member] \| Consumer [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Special Mention [Member] \| Municipal Obligations [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	41,579	56,027
Substandard [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	6,308	11,037
Substandard [Member] \| Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	2,070	1,582
Substandard [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	785	2,443
Substandard [Member] \| Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	5,982	8,606
Substandard [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	17,739	21,471
Substandard [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,488	7,867
Substandard [Member] \| Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	4,198	3,017
Substandard [Member] \| Consumer [Member] \| Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Substandard [Member] \| Consumer [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	9	4
Substandard [Member] \| Municipal Obligations [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Consumer [Member] \| Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Consumer [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Doubtful [Member] \| Municipal Obligations [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Not Rated [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	175,892	178,219
Not Rated [Member] \| Commercial [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Not Rated [Member] \| Residential Real Estate [Member] \| Home Equity Line of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	87,429	83,880
Not Rated [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Not Rated [Member] \| Residential Real Estate [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	73,392	78,537
Not Rated [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Not Rated [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Not Rated [Member] \| Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	0	0
Not Rated [Member] \| Consumer [Member] \| Consumer Credit Card Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	6,960	7,139
Not Rated [Member] \| Consumer [Member] \| Consumer Other Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	8,111	8,663
Not Rated [Member] \| Municipal Obligations [Member]
Financing Receivable, Recorded Investment [Line Items]
Gross loans	$0	$0

LOANS_Additional_Information_D

LOANS (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]
Specific reserves to customers whose loan terms have been modified in troubled debt restructurings	$2,123	$914
Post-Modification Outstanding Recorded Investment	3,244	4,802
Increase (Decrease) the allowance for loan losses due to troubled debt restructurings	738	2,846
Period loan should be contractually past due under modified terms to be considered in payment default	30 days
Loans individually analyzed for credit quality based on credit risk, individual outstanding balance	100
Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Post-Modification Outstanding Recorded Investment	3,244	4,802
Troubled Debt Restructuring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Post-Modification Outstanding Recorded Investment	10,321	17,062
Increase (Decrease) the allowance for loan losses due to troubled debt restructurings	512	245
Charge offs due to troubled debt restructurings	658	364
Troubled Debt Restructuring That Subsequently Defaults [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Increase (Decrease) the allowance for loan losses due to troubled debt restructurings	373	195
Charge offs due to troubled debt restructurings	$881	$630

PREMISES_AND_EQUIPMENT_Schedul

PREMISES AND EQUIPMENT (Schedule Of Premises And Equipment) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Property, Plant and Equipment [Line Items]
Land and improvements	$7,920	$7,920
Leasehold improvements	3,220	2,924
Buildings	19,061	19,024
Furniture, fixtures and equipment	14,043	12,916
Total	44,244	42,784
Accumulated depreciation	-21,944	-20,340
Net premises and equipment	$22,300	$22,444

PREMISES_AND_EQUIPMENT_Additio

PREMISES AND EQUIPMENT (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Property, Plant and Equipment [Line Items]
Depreciation expense	$1,864	$1,648	$1,755

GOODWILL_AND_ACQUISITION_INTAN2

GOODWILL AND ACQUISITION INTANGIBLES (Acquisition Of Intangibles) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Amortized intangible assets:
Gross Carrying Amount	$6,730	$6,730
Accumulated Amortization	5,370	4,882
Core Deposits [Member]
Amortized intangible assets:
Gross Carrying Amount	3,595	3,595
Accumulated Amortization	2,722	2,407
Trade Names [Member]
Amortized intangible assets:
Gross Carrying Amount	165	165
Accumulated Amortization	165	165
Non-compete Agreements [Member]
Amortized intangible assets:
Gross Carrying Amount	320	320
Accumulated Amortization	320	320
Other Customer Relationships [Member]
Amortized intangible assets:
Gross Carrying Amount	2,650	2,650
Accumulated Amortization	$2,163	$1,990

GOODWILL_AND_ACQUISITION_INTAN3

GOODWILL AND ACQUISITION INTANGIBLES (Estimated Amortization Expense) (Detail) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified	Dec. 31, 2014
Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]
2015	$403
2016	332
2017	249
2018	186
2019	$153

GOODWILL_AND_ACQUISITION_INTAN4

GOODWILL AND ACQUISITION INTANGIBLES (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Finite-Lived Intangible Assets [Line Items]
Amortization of Intangible Assets	$488	$615	$766

INTEREST_BEARING_DEPOSITS_Sche

INTEREST BEARING DEPOSITS (Scheduled Maturities Of Time Deposits) (Detail) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified	Dec. 31, 2014
Time Deposits, Fiscal Year Maturity [Abstract]
2015	$190,861
2016	71,924
2017	10,986
2018	904
2019	23,847
Time Deposits	$298,522

INTEREST_BEARING_DEPOSITS_Addi

INTEREST BEARING DEPOSITS (Additional Information) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest Bearing Deposits [Line Items]
Time Deposits, $100 or More	$58,949	$60,480
Time Deposits	298,522
Deposits Percentage	0.95%	0.86%
Directors and Their Affiliates [Member]
Interest Bearing Deposits [Line Items]
Time Deposits	$15	$13

SHORTTERM_BORROWINGS_Schedule_

SHORT-TERM BORROWINGS (Schedule Of Short-Term Borrowings) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Short Term Borrowings [Line Items]
Short-term borrowings	$45,703	$27,643
FHLB advance [Member]
Short Term Borrowings [Line Items]
Short-term borrowings	20,000	0
Retail repurchase agreements [Member]
Short Term Borrowings [Line Items]
Short-term borrowings	$25,703	$27,643

SHORTTERM_BORROWINGS_Informati

SHORT-TERM BORROWINGS (Information Regarding Repurchase Agreements) (Detail) (Repurchase Agreements [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Repurchase Agreements [Member]
Short-term Debt [Line Items]
Average balance during the year	$25,639	$27,739
Maximum month end balance during the year	$29,220	$32,514
Average rate paid during the year	0.22%	0.22%
Year-end weighted average rate	0.22%	0.20%

NOTES_PAYABLE_Schedule_Of_Note

NOTES PAYABLE (Schedule Of Notes Payable) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Notes Payable [Line Items]
FHLB advances	$10,000	$5,000
Subordinated debentures	38,557	38,557
Other notes payable	1,768	2,020
Notes payable	$50,325	$45,577

NOTES_PAYABLE_FHLB_Advances_ar

NOTES PAYABLE (FHLB Advances are Secured By A Blanket Pledge Of Eligible Loans and Securities and Require) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Notes Payable [Line Items]
FHLB advances	$10,000	$5,000
Maturity In 2017 Member [Member]
Notes Payable [Line Items]
FHLB advances	10,000	0
Maturity In 2014 Member [Member]
Notes Payable [Line Items]
FHLB advances	$0	$5,000

NOTES_PAYABLE_Payments_Of_Note

NOTES PAYABLE (Payments Of Notes Payable) (Detail) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified	Dec. 31, 2014
2015	$222
2016	1,445
2017	10,101
2018	20,000
2019	0
Thereafter	18,557
Total notes payable	$50,325

NOTES_PAYABLE_Additional_Infor

NOTES PAYABLE (Additional Information) (Detail) (USD $)	1 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2008	31-May-07	Dec. 31, 2014	Dec. 31, 2013
Notes Payable [Line Items]
Proceeds from Issuance of Debt	$20,000
Debt Instrument, Interest Rate During Period	1.75%	1.47%
Proceeds from Issuance of Redeemable Preferred Stock		18,000
Proceeds from Lines of Credit			200,000
Notes Payable and Capital Lease Obligations			101
Junior Subordinated Debt [Member]
Notes Payable [Line Items]
Proceeds from Issuance of Debt		18,557
Debt, due date, year		2037
US Bank [Member]
Notes Payable [Line Items]
Notes Payable and Capital Lease Obligations			$1,667
Notes Payable Variable Rate Basis			one-month LIBOR plus 2.35%
Notes Payable Maturity Date			30-Jun-16
Maturity In 2017 Member [Member]
Notes Payable [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate			1.01%	1.01%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Due Date			2017	2017
Maturity In 2014 Member [Member]
Notes Payable [Line Items]
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Interest Rate			1.72%	1.72%
Federal Home Loan Bank, Advances, Branch of FHLB Bank, Due Date			2014	2014

PREFERRED_STOCK_Additional_Inf

PREFERRED STOCK (Additional Information) (Detail) (USD $)	3 Months Ended	12 Months Ended	0 Months Ended
PREFERRED STOCK (Additional Information) (Detail) (USD $)	Jun. 30, 2013	Dec. 31, 2013	Feb. 13, 2009	Dec. 31, 2014	Nov. 23, 2011	Dec. 22, 2010
Preferred Stock [Line Items]
Preferred Stock, Shares Issued		34,000
Class Of Warrants Purchase Of Shares		274,784
Payments for Repurchase of Warrants	$2,151,000
Repurchase Of Warrant Funded By Notes Payable		2,000,000
Class of Warrant or Right, Exercise Price of Warrants or Rights		$18.56
Series Preferred Stock [Member]
Preferred Stock [Line Items]
Preferred Stock Issue Amount			34,000,000
Preferred Stock, Dividend Rate, Percentage			5.00%
Preferred Stock Future, Dividend Rate, Percentage			9.00%
Preferred Stock, Shares Issued			34,000
Class Of Warrants Purchase Of Shares				274,784
Preferred Stock, Redemption Amount					17	17
Class of Warrant or Right, Exercise Price of Warrants or Rights				$18.56
Preferred Stock, Value, Outstanding					$34,000,000	$34,000,000
Prior [Member]
Preferred Stock [Line Items]
Class Of Warrants Purchase Of Shares		276,078.12
Class of Warrant or Right, Exercise Price of Warrants or Rights		$18.47

EMPLOYEE_BENEFITS_Additional_I

EMPLOYEE BENEFITS (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Employee Benefits [Line Items]
Profit Sharing Expense	$369	$336	$249
Employee Defined Benefit Program Accrued Liability	6,740	4,884
Employee Defined Benefit Program Expenses	$1,882	$1,136	$850
Employee Defined Benefit Program Description	The program consists principally of a defined benefit component, providing each officer with payments equal to 30% of final average pay for 15 years after retirement

STOCKBASED_COMPENSATION_Schedu

STOCK-BASED COMPENSATION (Schedule of Share-based Compensation, Stock Options, Activity) (Detail) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014
Shares, Outstanding at beginning of year	162,019
Shares, Granted	0
Shares, Exercised	-87,109
Shares, Forfeited or expired	-4,230
Shares, Outstanding at end of year	70,680
Shares, Exercisable at end of year	48,880
Weighted Average Exercise Price, Outstanding at beginning of year	$24.69
Weighted Average Exercise Price, Granted	$0
Weighted Average Exercise Price, Exercised	$24.89
Weighted Average Exercise Price, Forfeited or expired	$23.53
Weighted Average Exercise Price, Outstanding at end of year	$24.33
Weighted Average Exercise Price, Exercisable at end of year	$24.40
Weighted Average Remaining Contractual Years, Outstanding at end of year	2 years 22 days
Weighted Average Remaining Contractual Years, Exercisable at end of year	2 years 22 days
Aggregate Intrinsic Value, Outstanding at end of year	$1,692
Aggregate Intrinsic Value, Exercisable at end of year	$1,167

STOCKBASED_COMPENSATION_Schedu1

STOCK-BASED COMPENSATION (Schedule Of Stock Option Plan Related Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Intrinsic value of options exercised	$1,029	$475	$84
Cash received from option exercises	2,169	3,507	810
Tax benefit realized from option exercises	360	121	31
Weighted average fair value/share of options granted	$0	$0	$0

STOCKBASED_COMPENSATION_Summar

STOCK-BASED COMPENSATION (Summary of Changes in the Company Nonvested Shares) (Detail) (USD $)	12 Months Ended
	Dec. 31, 2014
Nonvested, Shares, at January 1, 2014	4,494
Granted, Shares	19,094
Vested, Shares	-12,655
Forfeited, Shares	-113
Nonvested, Shares, at December 31, 2014	10,820
Nonvested, Weighted-Average Grant-Date Fair Value, at January 1, 2014	$26.25
Granted, Weighted-Average Grant-Date Fair Value	$36.16
Vested, Weighted-Average Grant-Date Fair Value	$32
Forfeited, Weighted-Average Grant-Date Fair Value	$35.16
Nonvested, Weighted-Average Grant-Date Fair Value, at December 31, 2014	$36.93

STOCKBASED_COMPENSATION_Additi

STOCK-BASED COMPENSATION (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Share-based Compensation Arrangement by Share-based Payment Award, Shares Issued in Period	1,000,000
Stock option expense	$20	$50	$97
Employee Service Share-based Compensation, Tax Benefit from Compensation Expense	0	0	0
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Stock Options	19
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Period for Recognition	1 year 4 months 28 days
Restricted Stock or Unit Expense	499	387	67
Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Grants In Period	19,094
Director [Member]
Share Based Compensation Arrangement By Share Based Payment Award Forfeiture Rate	0.00%
Employee [Member]
Share Based Compensation Arrangement By Share Based Payment Award Forfeiture Rate	19.00%
Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Grants In Period	7,679
RRP [Member]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Stock Options	$227
Restricted Stock [Member]
Share-Based Compensation Arrangement By Share-Based Payment Award, Equity Instruments Other Than Options, Grants In Period	11,415

FEDERAL_INCOME_TAXES_Federal_I

FEDERAL INCOME TAXES (Federal Income Tax Note) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Income tax/(benefit)
Currently payable	$6,797	$7,680	$7,275
Deferred	884	375	-152
Federal Income Tax Expense (Benefit), Total	$7,681	$8,055	$7,123

FEDERAL_INCOME_TAXES_Effective

FEDERAL INCOME TAXES (Effective Income Tax Rate Reconciliation) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Statutory rate applied to income before income taxes	$9,099	$9,737	$8,844
Tax exempt income	-869	-794	-903
Company owned life insurance income	-380	-399	-407
Incentive stock options	0	17	34
Non qualified options expired	0	162	0
Low-income housing tax credit	-557	-557	-547
Other	388	-111	102
Income Tax Expense (Benefit)	$7,681	$8,055	$7,123

FEDERAL_INCOME_TAXES_Schedule_

FEDERAL INCOME TAXES (Schedule of Deferred Tax Assets and Liabilities) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Deferred tax assets from:
Allowance for loan losses	$5,124	$5,707
Benefit plans	2,848	2,142
Premises and equipment	358	775
Net operating loss carryforward	2,533	2,832
Acquisition intangibles	280	360
Net unrealized loss on available for sale securities	0	916
Other	656	634
Deferred Tax Assets, Total	11,799	13,366
Deferred tax liabilities for:
FHLB stock dividends	-919	-966
Acquisition intangibles	-3,310	-3,035
Net unrealized gain on available for sale securities	-1,072	0
Other	-11	-6
Deferred Tax Liabilities, Total	-5,312	-4,007
Net deferred tax asset	$6,487	$9,359

FEDERAL_INCOME_TAXES_Additiona

FEDERAL INCOME TAXES (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate	35.00%
Operating Loss Carryforwards	$7,236

EARNINGS_PER_SHARE_Numbers_of_

EARNINGS PER SHARE (Numbers of Shares Used to Compute Basic and Diluted Earnings Per Share) (Detail) (USD $)	3 Months Ended				6 Months Ended		9 Months Ended		12 Months Ended
In Thousands, except Share data, unless otherwise specified	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Basic
Net income available to common shareholders									$18,316	$19,765	$18,145
Weighted average common shares outstanding									7,669,608	7,513,103	7,462,528
Basic earnings per common share	$0.53	$0.60	$0.76	$0.55	$0.66	$0.60	$0.59	$0.72	$2.39	$2.63	$2.43
Diluted
Net income available to common shareholders									18,316	19,765	18,145
Weighted average common shares outstanding for basic earnings per common share									7,669,608	7,513,103	7,462,528
Add: Dilutive effects of assumed exercises of stock options and restricted stock units									47,321	33,949	11,972
Add: Dilutive effects of assumed exercise of stock warrant									$0	$38,390	$69,800
Average shares and dilutive potential common shares									7,716,929	7,585,442	7,544,300
Diluted earnings per common share	$0.53	$0.60	$0.76	$0.54	$0.66	$0.59	$0.59	$0.72	$2.37	$2.61	$2.41

EARNINGS_PER_SHARE_Additional_

EARNINGS PER SHARE (Additional Information) (Detail)	12 Months Ended
EARNINGS PER SHARE (Additional Information) (Detail)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Options not considered in diluted earnings per share computation as they were not dilutive	0	5,050	239,225

COMMITMENTS_AND_OFF_BALANCE_SH2

COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES (Minimum Lease Payments Of Non Cancelable Operating Leases) (Detail) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified	Dec. 31, 2014
Operating Leases Future Minimum Payments [Line Items]
2015	$1,031
2016	779
2017	726
2018	532
2019	374
Thereafter	1,546
Total minimum lease payments	$4,988

COMMITMENTS_AND_OFF_BALANCE_SH3

COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES (Financial Instruments With Off-Balance-Sheet Risk) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Loan Origination Commitments [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fixed Rate	$7,670	$7,509
Variable Rate	19,323	8,188
Unused Lines Of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fixed Rate	0	0
Variable Rate	410,468	392,719
Unused Letters Of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Fixed Rate	0	0
Variable Rate	$45,170	$47,155

COMMITMENTS_AND_OFF_BALANCE_SH4

COMMITMENTS AND OFF BALANCE SHEET ACTIVITIES (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Lease Expenses	$1,021	$986	$947
Loan Commitment Period	60 days
Cash Reserve Deposit Required and Made	11,434	11,643
Northern Kentucky University [Member]
Naming Right Installment Payment	6,000
Naming Rights	4,100	3,543
Naming Right Expenses	300	300	300
Bank and Thomas More College [Member]
Naming Rights	747	787
Commitments For Naming Rights	1,000
Naming Right Expenses	40	40	40
Gateway Community and Technical College [Member]
Naming Rights	925	643
Commitments For Naming Rights	1,000
Naming Right Expenses	50
St. Elizabeth Medical Center [Member]
Naming Rights	250
Commitments For Naming Rights	$750
Loan Origination Commitments [Member] \| Maximum [Member]
Debt Instrument, Interest Rate, Effective Percentage	6.50%	5.50%
Loan Origination Commitments [Member] \| Minimum [Member]
Debt Instrument, Interest Rate, Effective Percentage	4.25%	3.25%

INTEREST_RATE_CONTRACTS_Additi

INTEREST RATE CONTRACTS (Additional Information) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Interest Rate Contracts [Line Items]
Derivative, Notional Amount	$122,819	$107,966
Interest Rate Derivatives, at Fair Value, Net	$2,280	$1,915

CAPITAL_REQUIREMENTS_AND_RESTR2

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Consolidated And Bank's Capital Amounts And Ratios) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Consolidated Entities [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to risk weighted assets, Actual Amount	$217,453	$206,520
Tier 1 (Core) Capital to risk weighted assets, Actual Amount	190,814	174,214
Tier 1 (Core) Capital to average assets, Actual Amount	190,814	174,214
Total Capital to risk weighted assets, Actual Ratio	13.83%	13.37%
Tier 1 (Core) Capital to risk weighted assets, Actual Ratio	12.13%	11.28%
Tier 1 (Core) Capital to average assets, Actual Ratio	10.30%	9.61%
Total Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Amount	125,816	123,573
Tier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Amount	62,908	61,786
Tier 1 (Core) Capital to average assets, For Capital Adequacy Purposes, Actual Amount	74,122	72,506
Total Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Ratio	8.00%	8.00%
Tier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Ratio	4.00%	4.00%
Tier 1 (Core) Capital to average assets, For Capital Adequacy Purposes, Actual Ratio	4.00%	4.00%
Total Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Amount	0	0
Tier 1 (Core) Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Amount	0	0
Tier 1 (Core) Capital to average assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Amount	0	0
Total Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Ratio	0.00%	0.00%
Tier 1 (Core) Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Ratio	0.00%	0.00%
Tier 1 (Core) Capital to average assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Ratio	0.00%	0.00%
Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total Capital to risk weighted assets, Actual Amount	217,446	206,466
Tier 1 (Core) Capital to risk weighted assets, Actual Amount	190,807	174,160
Tier 1 (Core) Capital to average assets, Actual Amount	190,807	174,160
Total Capital to risk weighted assets, Actual Ratio	13.82%	13.37%
Tier 1 (Core) Capital to risk weighted assets, Actual Ratio	12.13%	11.28%
Tier 1 (Core) Capital to average assets, Actual Ratio	10.34%	9.66%
Total Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Amount	125,863	123,523
Tier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Amount	62,931	61,761
Tier 1 (Core) Capital to average assets, For Capital Adequacy Purposes, Actual Amount	73,807	72,150
Total Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Ratio	8.00%	8.00%
Tier 1 (Core) Capital to risk weighted assets, For Capital Adequacy Purposes, Actual Ratio	4.00%	4.00%
Tier 1 (Core) Capital to average assets, For Capital Adequacy Purposes, Actual Ratio	4.00%	4.00%
Total Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Amount	157,329	154,403
Tier 1 (Core) Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Amount	94,397	92,642
Tier 1 (Core) Capital to average assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Amount	$92,258	$90,188
Total Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Ratio	10.00%	10.00%
Tier 1 (Core) Capital to risk weighted assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Ratio	6.00%	6.00%
Tier 1 (Core) Capital to average assets, To Be Well Capitalized Under Prompt Corrective Action Provisions, Actual Ratio	5.00%	5.00%

CAPITAL_REQUIREMENTS_AND_RESTR3

CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Additional Information) (Detail) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified	Dec. 31, 2014
Capital Requirement and Restrictions On Retained Earnings [Line Items]
Limit Of Payment Without Regulatory Approval	$46,243

DISCLOSURES_ABOUT_FAIR_VALUE_A

DISCLOSURES ABOUT FAIR VALUE (Assets and Liabilities Measured at Fair Value on Recurring Basis) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financial assets
Investment securities available-for-sale	$301,138	$341,123
Derivatives	2,280	1,915
Liabilities
Derivatives	2,280	1,915
Fair Value, Measurements, Recurring [Member]
Financial assets
Derivatives	2,280	1,915
Total	303,418	343,038
Liabilities
Derivatives	2,280	1,915
Total	2,280	1,915
U.S. Government, federal agencies and Government sponsored enterprises
Financial assets
Investment securities available-for-sale	89,684	120,139
U.S. Government, federal agencies and Government sponsored enterprises \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	89,684	120,139
U.S. Government mortgage-backed
Financial assets
Investment securities available-for-sale	210,604	220,059
U.S. Government mortgage-backed \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	210,604	220,059
Corporate
Financial assets
Investment securities available-for-sale	850	925
Corporate \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	850	925
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Investment securities available-for-sale	0	0
Derivatives	0	0
Liabilities
Derivatives	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Fair Value, Measurements, Recurring [Member]
Financial assets
Derivatives	0	0
Total	0
Liabilities
Derivatives	0	0
Total	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| U.S. Government, federal agencies and Government sponsored enterprises \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| U.S. Government mortgage-backed \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Corporate \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Investment securities available-for-sale	300,288	340,198
Derivatives	2,280	1,915
Liabilities
Derivatives	2,280	1,915
Significant Other Observable Inputs (Level 2) [Member] \| Fair Value, Measurements, Recurring [Member]
Financial assets
Derivatives	2,280	1,915
Total	302,568	342,113
Liabilities
Derivatives	2,280	1,915
Total	2,280	1,915
Significant Other Observable Inputs (Level 2) [Member] \| U.S. Government, federal agencies and Government sponsored enterprises \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	89,684	120,139
Significant Other Observable Inputs (Level 2) [Member] \| U.S. Government mortgage-backed \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	210,604	220,059
Significant Other Observable Inputs (Level 2) [Member] \| Corporate \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Investment securities available-for-sale	850	925
Derivatives	0	0
Liabilities
Derivatives	0	0
Significant Unobservable Inputs (Level 3) [Member] \| Fair Value, Measurements, Recurring [Member]
Financial assets
Derivatives	0	0
Total	850	925
Liabilities
Derivatives	0	0
Total	0	0
Significant Unobservable Inputs (Level 3) [Member] \| U.S. Government, federal agencies and Government sponsored enterprises \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] \| U.S. Government mortgage-backed \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	0	0
Significant Unobservable Inputs (Level 3) [Member] \| Corporate \| Fair Value, Measurements, Recurring [Member]
Financial assets
Investment securities available-for-sale	$850	$925

DISCLOSURES_ABOUT_FAIR_VALUE_R

DISCLOSURES ABOUT FAIR VALUE (Reconciliation of Assets Measured at Fair Value on Recurring Basis Using Significant Unobservable Inputs Level Three)(Detail) (Corporate Securities [Member], USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Balance of recurring Level 3 assets at January 1	$925	$1,060
Total gains or losses for the period:
Included in earnings	0	0
Included in other comprehensive income	0	0
Purchases	0	0
Sales	0	0
Issuances	0	0
Settlements	75	135
Transfers into Level 3	0	0
Transfers out of Level 3	0	0
Balance of recurring Level 3 assets at December 31	$850	$925

DISCLOSURES_ABOUT_FAIR_VALUE_Q

DISCLOSURES ABOUT FAIR VALUE (Quantitative Information About Recurring Level Three Fair Value Measurements )(Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$301,138	$341,123
Impaired loans	1,249,398	1,236,112
Corporate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	850	925
Probability of default	0.00%	0.00%
Valuation Techniques	Discounted cash flow	Discounted cash flow
Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging		15.00%
Significant Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	850	925
Impaired loans	1,249,398	1,236,112
Significant Unobservable Inputs (Level 3) [Member] \| Residential Real Estate Other Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans		0
Significant Unobservable Inputs (Level 3) [Member] \| Non Residential Real Estate Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	1,438	2,772
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate Other Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	36
Unobservable Input, discounts ranging	11.00%
Valuation Techniques	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Non Residential Real Estate Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	7.00%
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Commercial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	1,085	2,215
Valuation Techniques	Cost, sales, income approach	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans		1,245
Unobservable Input, discounts ranging	0.00%	6.00%
Valuation Techniques	Cost, sales, income approach	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Home Equity Line Of Credit [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans		218
Unobservable Input, discounts ranging	0.00%
Valuation Techniques	Cost, sales, income approach	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	124	2,013
Valuation Techniques	Cost, sales, income approach	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	337	5,673
Valuation Techniques	Cost, sales, income approach	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	366	942
Unobservable Input, discounts ranging	7.00%
Valuation Techniques	Cost, sales, income approach	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Construction [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	957	1,875
Valuation Techniques	Cost, sales, income approach	Cost, sales, income approach
Significant Unobservable Inputs (Level 3) [Member] \| Maximum [Member] \| Residential Real Estate Other Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging		0.00%
Significant Unobservable Inputs (Level 3) [Member] \| Maximum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Commercial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	61.00%	25.00%
Significant Unobservable Inputs (Level 3) [Member] \| Maximum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Home Equity Line Of Credit [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging		26.00%
Significant Unobservable Inputs (Level 3) [Member] \| Maximum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	74.00%	100.00%
Significant Unobservable Inputs (Level 3) [Member] \| Maximum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	95.00%	76.00%
Significant Unobservable Inputs (Level 3) [Member] \| Maximum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging		66.00%
Significant Unobservable Inputs (Level 3) [Member] \| Maximum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Construction [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	56.00%	16.00%
Significant Unobservable Inputs (Level 3) [Member] \| Minimum [Member] \| Residential Real Estate Other Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging		0.00%
Significant Unobservable Inputs (Level 3) [Member] \| Minimum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Commercial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	48.00%	6.00%
Significant Unobservable Inputs (Level 3) [Member] \| Minimum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Home Equity Line Of Credit [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging		6.00%
Significant Unobservable Inputs (Level 3) [Member] \| Minimum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	13.00%	0.00%
Significant Unobservable Inputs (Level 3) [Member] \| Minimum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	4.00%	6.00%
Significant Unobservable Inputs (Level 3) [Member] \| Minimum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging		3.00%
Significant Unobservable Inputs (Level 3) [Member] \| Minimum [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Construction [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	3.00%	6.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Non Residential Real Estate Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	7.00%	0.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate Other Financing Receivable [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	11.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Commercial [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	54.00%	11.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Multi Family [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	0.00%	6.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Home Equity Line Of Credit [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	0.00%	8.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Residential Real Estate [Member] \| Other [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	25.00%	36.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	19.00%	17.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Nonresidential Real Estate [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	7.00%
Significant Unobservable Inputs (Level 3) [Member] \| Weighted Average [Member] \| Cost Sales Income Approach Valuation Technique [Member] \| Construction [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Unobservable Input, discounts ranging	27.00%	14.00%
Fair Value, Measurements, Recurring [Member] \| Corporate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	850	925
Fair Value, Measurements, Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Impaired loans	4,343	16,953
Fair Value, Measurements, Recurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Corporate
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value	$850	$925

DISCLOSURES_ABOUT_FAIR_VALUE_A1

DISCLOSURES ABOUT FAIR VALUE (Assets and Liabilities Measured at Fair Value on Non-Recurring Basis) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financial assets
Impaired loans	$1,249,398	$1,236,112
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Impaired loans	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Impaired loans	0	0
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Impaired loans	1,249,398	1,236,112
Significant Unobservable Inputs (Level 3) [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financial assets
Impaired loans		0
Significant Unobservable Inputs (Level 3) [Member] \| Non Residential Real Estate Financing Receivable [Member]
Financial assets
Impaired loans	1,438	2,772
Fair Value, Measurements, Nonrecurring [Member]
Financial assets
Impaired loans	4,343	16,953
Fair Value, Measurements, Nonrecurring [Member] \| Commercial [Member]
Financial assets
Impaired loans	1,085	2,215
Fair Value, Measurements, Nonrecurring [Member] \| Construction [Member]
Financial assets
Impaired loans	957	1,875
Fair Value, Measurements, Nonrecurring [Member] \| Commercial Mortgage Loans, Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	337	5,673
Fair Value, Measurements, Nonrecurring [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	366	942
Fair Value, Measurements, Nonrecurring [Member] \| Home Equity Line of Credit [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	218
Fair Value, Measurements, Nonrecurring [Member] \| Multi Family [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	1,245
Fair Value, Measurements, Nonrecurring [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financial assets
Impaired loans	36	0
Fair Value, Measurements, Nonrecurring [Member] \| Residential Other Real Estate [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	124	2,013
Fair Value, Measurements, Nonrecurring [Member] \| Non Residential Real Estate Financing Receivable [Member]
Financial assets
Impaired loans	1,438	2,772
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Impaired loans	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Commercial [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Construction [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Commercial Mortgage Loans, Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Home Equity Line of Credit [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Multi Family [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Residential Other Real Estate [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Quoted Prices in Active Markets for Identical Assets (Level 1) [Member] \| Non Residential Real Estate Financing Receivable [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Impaired loans	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Commercial [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Construction [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Commercial Mortgage Loans, Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Home Equity Line of Credit [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Multi Family [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Residential Other Real Estate [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Other Observable Inputs (Level 2) [Member] \| Non Residential Real Estate Financing Receivable [Member]
Financial assets
Impaired loans	0	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Impaired loans	4,343	16,953
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Commercial [Member]
Financial assets
Impaired loans	1,085	2,215
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Construction [Member]
Financial assets
Impaired loans	957	1,875
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Commercial Mortgage Loans, Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	337	5,673
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Commercial Mortgage Loans, Non Owner Occupied [Member] \| Nonresidential Real Estate [Member]
Financial assets
Impaired loans	366	942
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Home Equity Line of Credit [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	218
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Multi Family [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	0	1,245
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Residential Real Estate Other Financing Receivable [Member]
Financial assets
Impaired loans	36	0
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Residential Other Real Estate [Member] \| Residential Real Estate [Member]
Financial assets
Impaired loans	124	2,013
Fair Value, Measurements, Nonrecurring [Member] \| Significant Unobservable Inputs (Level 3) [Member] \| Non Residential Real Estate Financing Receivable [Member]
Financial assets
Impaired loans	$1,438	$2,772

DISCLOSURES_ABOUT_FAIR_VALUE_C

DISCLOSURES ABOUT FAIR VALUE (Carrying Amounts and Estimated Fair Values of Financial Instruments) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Financial assets
Cash and cash equivalents	$185,376	$78,621
Interest-bearing deposits with banks	252	252
Securities available-for-sale	301,138	341,123
Securities held-to-maturity	73,934	76,457
Federal Home Loan Bank stock	0	0
Loans held for sale	2,255	3,214
Loans, net	1,249,398	1,236,112
Accrued interest receivable	3,911	4,123
Derivative assets	2,280	1,915
Financial liabilities
Deposits	-1,616,943	-1,589,434
Short-term borrowings	-45,703	-27,643
Notes payable	-45,126	-37,497
Accrued interest payable	-892	-693
Standby letters of credit	-307	-415
Derivative liabilities	-2,280	-1,915
Carrying Value [Member]
Financial assets
Cash and cash equivalents	185,376	78,621
Interest-bearing deposits with banks	252	252
Securities available-for-sale	301,138	341,123
Securities held-to-maturity	73,629	77,010
Federal Home Loan Bank stock	4,850	5,099
Loans held for sale	2,255	3,214
Loans, net	1,244,266	1,233,339
Accrued interest receivable	3,911	4,123
Derivative assets	2,280	1,915
Financial liabilities
Deposits	-1,615,879	-1,587,585
Short-term borrowings	-45,703	-27,643
Notes payable	-50,325	-45,577
Accrued interest payable	-892	-693
Standby letters of credit	-307	-415
Derivative liabilities	-2,280	-1,915
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial assets
Cash and cash equivalents	185,376	78,621
Interest-bearing deposits with banks	252	252
Securities available-for-sale	0	0
Securities held-to-maturity	0	0
Federal Home Loan Bank stock	0	0
Loans held for sale	0	0
Loans, net	0	0
Accrued interest receivable	0	0
Derivative assets	0	0
Financial liabilities
Deposits	-1,317,357	-1,286,733
Short-term borrowings	0	0
Notes payable	0	0
Accrued interest payable	0	0
Standby letters of credit	0	0
Derivative liabilities	0	0
Significant Other Observable Inputs (Level 2) [Member]
Financial assets
Cash and cash equivalents	0	0
Interest-bearing deposits with banks	0	0
Securities available-for-sale	300,288	340,198
Securities held-to-maturity	73,934	76,457
Federal Home Loan Bank stock	0	0
Loans held for sale	2,255	3,214
Loans, net	0	0
Accrued interest receivable	1,213	1,420
Derivative assets	2,280	1,915
Financial liabilities
Deposits	-299,586	-302,701
Short-term borrowings	-45,703	-27,643
Notes payable	-27,014	-20,083
Accrued interest payable	-878	-680
Standby letters of credit	0	0
Derivative liabilities	-2,280	-1,915
Significant Unobservable Inputs (Level 3) [Member]
Financial assets
Cash and cash equivalents	0	0
Interest-bearing deposits with banks	0	0
Securities available-for-sale	850	925
Securities held-to-maturity	0	0
Federal Home Loan Bank stock	0	0
Loans held for sale	0	0
Loans, net	1,249,398	1,236,112
Accrued interest receivable	2,698	2,703
Derivative assets	0	0
Financial liabilities
Deposits	0	0
Short-term borrowings	0	0
Notes payable	-18,112	-17,414
Accrued interest payable	-14	-13
Standby letters of credit	-307	-415
Derivative liabilities	$0	$0

DISCLOSURES_ABOUT_FAIR_VALUE_A2

DISCLOSURES ABOUT FAIR VALUE (Additional Information) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Fair Value Measurements [Line Items]
Impaired loans gross carrying amount	$4,702	$17,600
Allowance allocated to impaired loans at year end	4,035	3,419	6,265
Increase in provision for loan losses	738	2,846
Other Real Estate	1,474	2,772
Other Real Estate Outstanding	1,701	3,287
Other Real Estate, Valuation Adjustments	227	515
Other Real Estate Write Down Or Reserve Amount	227	263
Residential Real Estate [Member]
Fair Value Measurements [Line Items]
Allowance allocated to impaired loans at year end	227	1,085	970
Collateral Dependent Loans [Member]
Fair Value Measurements [Line Items]
Allowance allocated to impaired loans at year end	$1,833	$3,419

PARENT_COMPANY_FINANCIAL_STATE2

PARENT COMPANY FINANCIAL STATEMENTS (Condensed Balance Sheets For The Parent Company) (Detail) (USD $)	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Assets
Total assets	$1,931,656	$1,857,492
Liabilities and shareholders' equity
Subordinated debentures and notes payable	38,557	38,557
Total liabilities	1,730,935	1,676,353
Shareholders' equity	200,721	181,139	170,440	156,570
Liabilities and Equity, Total	1,931,656	1,857,492
Parent Company [Member]
Assets
Cash	2,664	2,612
Investment in bank subsidiary	218,714	199,084
Investment in unconsolidated trust	557	557
Other assets	985	717
Total assets	222,920	202,970
Liabilities and shareholders' equity
Subordinated debentures and notes payable	20,224	20,446
Other liabilities	1,975	1,385
Total liabilities	22,199	21,831
Shareholders' equity	200,721	181,139
Liabilities and Equity, Total	$222,920	$202,970

PARENT_COMPANY_FINANCIAL_STATE3

PARENT COMPANY FINANCIAL STATEMENTS (Condensed Statements Of Income For the Parent Company) (Detail) (USD $)	3 Months Ended				6 Months Ended		9 Months Ended		12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Condensed Financial Statements, Captions [Line Items]
Interest expense	($1,201)	($1,060)	($1,091)	($1,283)	($1,119)	($1,172)	($1,174)	($1,112)	($4,554)	($4,658)	($6,339)
Tax benefit									7,681	8,055	7,123
Net income	4,072	4,618	5,775	4,090	5,065	4,485	4,561	5,415	18,316	19,765	18,145
Parent Company [Member]
Condensed Financial Statements, Captions [Line Items]
Dividends from subsidiary									4,400	3,200	5,500
Interest expense									-366	-355	-355
Operating expenses									-2,117	-631	-381
Tax benefit									537	328	224
Income before equity in undistributed income of the Bank									2,454	2,542	4,988
Equity in undistributed income (dividends in excess of earnings) of the Bank									15,862	17,223	13,157
Net income									$18,316	$19,765	$18,145

PARENT_COMPANY_FINANCIAL_STATE4

PARENT COMPANY FINANCIAL STATEMENTS (Condensed Statements Of Cash Flows For The Parent Company) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Cash flows from operating activities
Net income	$18,316	$19,765	$18,145
Adjustments to reconcile net income to net cash from operating activities
Net cash from operating activities	28,200	44,451	23,660
Cash flows from investing activities
Net cash from investing activities	30,800	-114,640	-87,279
Cash flows from financing activities
Advances on notes payable	10,000	2,000	0
Redemption of warrant	0	-2,151	0
Payments on notes payable	-5,252	-5,138	-24
Exercise of stock options	2,169	3,552	841
Net cash from financing activities	47,755	-3,022	79,487
Net change in cash	106,755	-73,211	15,868
Cash and cash equivalents at beginning of year	78,621	151,832	135,964
Cash and cash equivalents at end of year	185,376	78,621	151,832
Parent Company [Member]
Cash flows from operating activities
Net income	18,316	19,765	18,145
Adjustments to reconcile net income to net cash from operating activities
(Equity in undistributed income)	-15,862	-17,223	-13,157
Other changes	736	337	115
Net cash from operating activities	3,190	2,879	5,103
Cash flows from investing activities
Net cash from investing activities	0	0
Cash flows from financing activities
Advances on notes payable	0	2,000	0
Redemption of warrant	0	-2,151	0
Payments on notes payable	-222	-111	0
Dividends paid on common stock	-5,516	-5,098	-4,624
Exercise of stock options	2,600	3,552	841
Net cash from financing activities	-3,138	-1,808	-3,783
Net change in cash	52	1,071	1,320
Cash and cash equivalents at beginning of year	2,612	1,541	221
Cash and cash equivalents at end of year	$2,664	$2,612	$1,541

OTHER_COMPREHENSIVE_INCOME_Oth

OTHER COMPREHENSIVE INCOME (Other comprehensive income components and related tax effects ) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Other Comprehensive Income Disclosure [Line Items]
Unrealized holding gains on available-for-sale securities	$6,046	($8,368)	$1,136
Reclassification adjustment for losses (gains) realized in income	290	274	206
Net unrealized gains (losses)	5,756	-8,642	930
Tax effect	1,988	-2,938	316
Total other comprehensive income (loss)	$3,768	($5,704)	$614

OTHER_COMPREHENSIVE_INCOME_Acc

OTHER COMPREHENSIVE INCOME (Accumulated other comprehensive income balances) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013
Other Comprehensive Income Disclosure [Line Items]
Begining Balance Of Unrealized gains (losses) on securities available for sale	($1,777)	$3,927
Unrealized gains (losses) on securities available for sale	3,768	-5,704
Ending Balance Of Unrealized gains (losses) on securities available for sale	$1,991	($1,777)

OTHER_COMPREHENSIVE_INCOME_Rec

OTHER COMPREHENSIVE INCOME (Reclassifications Out of Accumulated Other Comprehensive Income) (Detail) (USD $)	12 Months Ended
In Thousands, unless otherwise specified	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Income tax expense	($7,681)	($8,055)	($7,123)
Reclassification out of Accumulated Other Comprehensive Income [Member] \| Accumulated Net Unrealized Investment Gain (Loss) [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net securities gains	290	274
Income tax expense	-102	-96
Net of tax	$188	$178

SELECTED_QUARTERLY_DATA_UNAUDI2

SELECTED QUARTERLY DATA (UNAUDITED) (Schedule of Quarterly Financial Information) (Detail) (USD $)	3 Months Ended				6 Months Ended		9 Months Ended		12 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013	Mar. 31, 2013	Jun. 30, 2014	Jun. 30, 2013	Sep. 30, 2014	Sep. 30, 2013	Dec. 31, 2014	Dec. 31, 2013	Dec. 31, 2012
Interest Income	$15,183	$14,929	$15,132	$14,866	$15,100	$14,880	$15,202	$15,034	$60,414	$59,912	$62,524
Interest Expense	1,201	1,060	1,091	1,283	1,119	1,172	1,174	1,112	4,554	4,658	6,339
Net Interest Income	13,982	13,869	14,041	13,583	13,981	13,708	14,028	13,922	55,860	55,254	56,185
Provision for Loan Losses	0	900	500	2,000	1,000	1,600	300	600	2,200	4,700	7,000
Net income	$4,072	$4,618	$5,775	$4,090	$5,065	$4,485	$4,561	$5,415	$18,316	$19,765	$18,145
Earnings Per Common Share Basic	$0.53	$0.60	$0.76	$0.55	$0.66	$0.60	$0.59	$0.72	$2.39	$2.63	$2.43
Earnings Per Common Share Diluted	$0.53	$0.60	$0.76	$0.54	$0.66	$0.59	$0.59	$0.72	$2.37	$2.61	$2.41