Premier Financial (PFC) 10-K 1 Mar 23 2022 FY Annual report Financial data

Document And Entity Information

Document And Entity Information - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022	Feb. 22, 2023	Jun. 30, 2022
Cover [Abstract]
Document Type	10-K
Amendment Flag	false
Document Period End Date	Dec. 31, 2022
Document Fiscal Year Focus	2022
Document Fiscal Period Focus	FY
Trading Symbol	PFC
Entity Registrant Name	PREMIER FINANCIAL CORP.
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Central Index Key	0000946647
Current Fiscal Year End Date	--12-31
Entity Filer Category	Large Accelerated Filer
Entity Small Business	false
ICFR Auditor Attestation Flag	false
Entity Shell Company	false
Entity Emerging Growth Company	false
Entity Tax Identification Number	34-1803915
Entity File Number	0-26850
Entity Incorporation, State or Country Code	OH
Entity Address, Address Line One	601 Clinton Street
Entity Address, City or Town	Defiance
Entity Address, State or Province	OH
Entity Address, Postal Zip Code	43512
City Area Code	(419)
Local Phone Number	782-5015
Security Exchange Name	NASDAQ
Title of 12(b) Security	Common Stock, Par Value $0.01 Per Share
Document Annual Report	true
Document Transition Report	false
Entity Interactive Data Current	Yes
Entity Common Stock, Shares Outstanding		35,606,641
Entity Public Float			$ 882.8
Documents Incorporated by Reference	Documents Incorporated by Reference Part III of this Form 10-K incorporates by reference certain information from the registrant’s definitive Proxy Statement for the 2023 Annual Meeting of the registrant’s shareholders.
Auditor Name	Crowe LLP
Auditor Location	Cleveland, Ohio
Auditor Firm ID	173

Consolidated Statements of Fina

Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Cash and cash equivalents:
Cash and amounts due from depository institutions	$ 88,257	$ 54,858
Interest-bearing deposits	39,903	106,708
Cash and cash equivalents, federal funds sold	128,160	161,566
Securities available-for-sale, carried at fair value	1,040,081	1,206,260
Equity securities, carried at fair value	7,832	14,097
Marketable Securities, Total	1,047,913	1,220,357
Loans held for sale, at fair value at December 31, 2022	115,251	162,947
Loans receivable, net of allowance for credit losses of $72,816 and $66,468 at December 31, 2022 and 2021, respectively	6,387,804	5,229,700
Mortgage servicing rights	21,171	19,538
Accrued interest receivable	28,709	20,767
Federal Home Loan Bank (FHLB) stock	29,185	11,585
Bank owned life insurance	170,713	166,767
Premises and equipment	55,541	55,602
Real estate and other assets held for sale (OREO)	619	171
Goodwill	317,988	317,948
Core deposit and other intangibles	19,074	24,129
Other assets	133,214	90,325
Total assets	8,455,342	7,481,402
Deposits:
Noninterest-bearing	1,869,509	1,724,772
Interest-bearing	4,893,502	4,557,279
Brokered deposits	143,708	0
Totals	6,906,719	6,282,051
Advances from the Federal Home Loan Bank	428,000	0
Subordinated debentures	85,103	84,976
Advance payments by borrowers	34,188	24,716
Reserve for credit losses - unfunded commitments	6,816	5,031
Other liabilities	106,795	61,132
Total liabilities	7,567,621	6,457,906
Commitments and Contingent Liabilities (Note 5)
Stockholders’ equity:
Preferred stock, $.01 par value per share: 4,963,000 shares authorized; no shares issued	0	0
Common stock, $.01 par value per share: 50,000,000 shares authorized; 43,297,260 and 43,297,260 shares issued and 35,591,277 and 36,383,613 shares outstanding, respectively	306	306
Additional paid-in capital	691,453	691,132
Accumulated other comprehensive (loss)/income, net of tax of $0 and $(912) , respectively	(173,460)	(3,428)
Retained earnings	502,909	443,517
Treasury stock, at cost, 7,705,983 and 6,913,647 shares respectively	(133,487)	(108,031)
Total stockholders’ equity	887,721	1,023,496
Total liabilities and stockholders’ equity	$ 8,455,342	$ 7,481,402

Consolidated Statements of Fi_2

Consolidated Statements of Financial Condition (Parenthetical) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loans receivable, allowance (in dollars)	$ 72,816	$ 66,468
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	4,963,000	4,963,000
Preferred stock, shares issued	0	0
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized	50,000,000	50,000,000
Common Stock, Shares, Issued	43,297,260	43,297,260
Common stock, shares outstanding	35,591,277	36,383,613
Accumulated other comprehensive income (loss), tax effect (in dollars)	$ (46,323)	$ (912)
Treasury stock, shares	7,705,983	6,913,647
Cumulative Preferred Stock
Preferred stock, par value (in dollars per share)	$ 0.01	$ 0.01
Preferred stock, shares authorized	37,000	37,000
Preferred stock, shares issued	0	0

Consolidated Statements of Inco

Consolidated Statements of Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest Income
Loans	$ 249,561	$ 223,787	$ 225,084
Investment securities:
Tax-exempt	3,406	3,898	3,509
Taxable	22,689	15,471	7,960
Interest-bearing deposits	831	198	435
FHLB stock dividends	1,225	233	958
Total interest income	277,712	243,587	237,946
Interest Expense
Deposits	24,909	13,482	26,918
Federal Home Loan Bank advances and other	6,550	23	1,691
Subordinated debentures	3,327	2,713	1,300
Notes payable	5	0	0
Securities sold under agreement to repurchase	0	0	32
Total interest expense	34,791	16,218	29,941
Net interest income	242,921	227,369	208,005
Credit loss (benefit) expense - loans and leases	12,503	(6,733)	43,154
Credit loss (benefit) expense - unfunded commitments	1,784	(319)	1,096
Net interest income after provision for credit losses	228,634	234,421	163,755
Non-interest Income
Service fees and other charges	25,853	24,168	22,138
Mortgage banking income	9,871	21,925	28,199
Insurance commissions	16,228	15,780	16,156
Gain on sale of non-mortgage loans	0	0	324
Gain on sale of securities available for sale	1	2,218	1,464
(Loss) Gain on equity securities	(551)	1,954	90
Wealth management income	5,828	6,027	6,159
Income from Bank Owned Life Insurance	3,946	5,121	3,306
Other non-interest income	984	2,133	1,955
Total non-interest income	62,160	79,326	79,791
Non-interest Expense
Compensation and benefits	97,396	90,646	77,336
Occupancy	14,039	15,501	16,320
FDIC insurance premium	3,647	2,896	3,355
Financial institutions tax	4,110	4,079	4,173
Data processing	13,780	13,550	14,742
Acquisition related charges	0	0	19,485
Amortization of intangibles	5,450	6,208	6,449
Other non-interest expense	26,089	24,444	22,417
Total non-interest expense	164,511	157,324	164,277
Income before income taxes	126,283	156,423	79,269
Federal income taxes	24,096	30,372	16,192
Net Income	$ 102,187	$ 126,051	$ 63,077
Earnings per common share (Note 3)
Basic	$ 2.86	$ 3.39	$ 1.75
Diluted	$ 2.85	$ 3.39	$ 1.75

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Statement of Comprehensive Income [Abstract]
Net income	$ 102,187	$ 126,051	$ 63,077
Change in securities available-for-sale (AFS):
Unrealized holding gains (losses) on available-for-sale securities arising during the period	(174,953)	(21,967)	14,431
Reclassification adjustment for (gains) losses realized in income	1	(2,218)	(1,464)
Net unrealized gains (losses)	(174,952)	(24,185)	12,967
Income tax effect	36,739	5,079	(2,723)
Net of tax amount	(138,213)	(19,106)	10,244
Change in cash flow hedge derivatives:
Unrealized holding gains (losses) on balance sheet swap	(40,494)	3,025	14,431
Reclassification adjustment for cash flow hedge derivative (gains) losses included in income	(392)	(2,172)
Net unrealized gains (losses)	(40,886)	853	14,431
Income tax effect	8,586	(179)	(2,723)
Net of tax amount	(32,300)	674	11,708
Change in unrealized gain/(loss) on postretirement benefit:
Net gain (loss) on defined benefit postretirement medical plan realized during the period	599	13	195
Net amortization and deferral	10	(13)	13
Net gain (loss) activity during the period	609	0	208
Income tax effect	(128)	0	(43)
Net of tax amount	481	0	165
Total other comprehensive income (loss)	(170,032)	(18,432)	10,409
Comprehensive income (loss)	$ (67,845)	$ 107,619	$ 73,486

Consolidated Statement of Chang

Consolidated Statement of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]	Treasury Stock [Member]
Balance at Dec. 31, 2019	$ 426,167	$ 127	$ 161,955	$ 4,595	$ 329,175	$ (69,685)
Balance (In shares) at Dec. 31, 2019		19,729,886
Net income	63,077				63,077
Other comprehensive income (loss)	10,409			10,409
Adoption of ASC 326 | ASC 326 [Member]	(2,566)				(2,566)
Deferred compensation plan			24			(24)
Deferred compensation plan (In shares)		7,524
Stock based compensation expense	2,312		2,312
Capital stock issuance related to acquisition	527,311	$ 179	527,132
Capital stock issuance (In shares)		17,926,174
Vesting of incentive plans	(1,371)		(1,864)			493
Vesting of incentive plans (In shares)		39,548
Shares issued under stock option plan, net			(122)			122
Shares issued under stock option plan		11,408
Restricted share issuance/ Restricted share activity under stock incentive plans			198		(374)	176
Restricted share issuance		13,349
Restricted share forfeitures			13			(13)
Restricted share forfeitures (In shares)		(2,265)
Shares issued from direct stock sales	18					18
Shares issued from direct stock sales (In shares)		1,148
Shares repurchased	(10,183)					(10,183)
Shares repurchased (In Shares)		(435,292)
Common stock dividends paid	(32,898)				(32,898)
Other, net			(258)			258
Balance at Dec. 31, 2020	982,276	$ 306	689,390	15,004	356,414	(78,838)
Balance (In shares) at Dec. 31, 2020		37,291,480
Net income	126,051				126,051
Other comprehensive income (loss)	(18,432)			(18,432)
Deferred compensation plan			(30)			30
Deferred compensation plan (In shares)		7,911
Stock based compensation expense	2,827		2,827
Vesting of incentive plans			(507)			507
Vesting of incentive plans (In shares)		31,597
Shares exercised under stock option plan, net	8					8
Shares exercised under stock option plan, net (In shares)		600
Restricted share issuance/ Restricted share activity under stock incentive plans			(568)			568
Restricted share issuance		43,460
Restricted share forfeitures	(703)		20			(723)
Restricted share forfeitures (In shares)		(24,299)
Shares repurchased	(29,583)					(29,583)
Shares repurchased (In Shares)		(967,136)
Common stock dividends paid	(38,948)				(38,948)
Balance at Dec. 31, 2021	1,023,496	$ 306	691,132	(3,428)	443,517	(108,031)
Balance (In shares) at Dec. 31, 2021		36,383,613
Net income	102,187				102,187
Other comprehensive income (loss)	(170,032)			(170,032)
Adoption of ASC 326 | ASC 326 [Member]	2,600
Deferred compensation plan	0		(57)			57
Deferred compensation plan (In shares)		9,933
Stock based compensation expense	$ 2,016		2,016
Vesting of incentive plans			(413)			413
Vesting of incentive plans (In shares)		11,207
Shares exercised under stock option plan, net (In shares)	3,000
Shares issued under stock option plan, net	$ 53					53
Shares issued under stock option plan		3,000
Restricted share issuance/ Restricted share activity under stock incentive plans			(1,418)			1,418
Restricted share issuance		81,412
Restricted share forfeitures	(334)		193			(527)
Restricted share forfeitures (In shares)		(13,746)
Shares repurchased	(26,870)					(26,870)
Shares repurchased (In Shares)		(884,142)
Common stock dividends paid	(42,795)				(42,795)
Balance at Dec. 31, 2022	$ 887,721	$ 306	$ 691,453	$ (173,460)	$ 502,909	$ (133,487)
Balance (In shares) at Dec. 31, 2022		35,591,277

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Dividend payment per share	$ 1.20	$ 1.05	$ 0.88

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Operating Activities
Net income	$ 102,187	$ 126,051	$ 63,077
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	14,287	(7,052)	44,250
Depreciation	5,631	6,306	6,512
Net amortization of premium and discounts on loans, securities, deposits and debt obligations	8,497	(284)	(5,157)
Amortization of mortgage servicing rights, net of impairment charges/recoveries	3,380	2,086	15,456
Amortization of intangibles	5,450	6,208	6,449
Mortgage banking gain, net	(5,787)	(16,437)	(36,683)
Gain/loss on sale / write-down of real estate and other assets held for sale	(58)	(6)	(10)
Gain on sale of available for sale securities	(1)	(2,218)	(1,464)
Loss (gain) on equity securities	551	(1,954)	(90)
Change in deferred taxes	(1,306)	5,393	(9,781)
Proceeds from sale of loans held for sale	426,398	867,522	847,141
Origination of loans held for sale	(377,928)	(800,887)	(967,861)
Stock based compensation expense	2,016	2,827	2,312
Restricted stock forfeits for taxes and option exercises	(334)	(703)	(1,371)
Income from bank owned life insurance	(3,946)	(5,121)	(3,306)
Changes in:
Accrued interest receivable and other assets	(8,072)	(5,755)	(14,729)
Other liabilities	9,131	(10,813)	(363)
Net cash provided by operating activities	180,096	165,163	(55,618)
Investing Activities
Proceeds from maturities, calls and paydowns of available-for-sale securities	97,445	149,197	124,731
Proceeds from sale of available-for-sale securities	9,641	158,012	52,420
Proceeds from sale of equity securities	8,714	0	0
Proceeds from sale of OREO	638	488	1,081
Purchases of available-for-sale securities	(122,456)	(806,083)	(362,426)
Purchases of equity securities	(3,000)	(11,053)	(1,000)
Purchases of office properties and equipment	(5,570)	(3,023)	(5,361)
Investment in bank owned life insurance	0	(18,307)	0
Proceeds from bank owned life insurance death benefit	0	1,445	0
Net change in Federal Home Loan Bank stock	(17,600)	4,441	8,642
Net cash received (paid) in acquisitions	(435)	0	52,448
Proceeds from sale of non-mortgage loans	0	0	5,241
Net (increase) decrease in loans receivable	(1,174,347)	192,069	(417,630)
Net cash used in investing activities	(1,206,970)	(332,814)	(541,854)
Financing Activities
Net increase in deposits and advance payments by borrowers	635,080	238,474	1,088,832
Net change in Federal Home Loan Bank advances	428,000	0	(466,063)
Proceeds from subordinated debentures	0	0	48,777
Decrease in securities sold under repurchase agreements	0	0	(2,999)
Cash dividends paid on common stock	(42,795)	(38,948)	(32,898)
Net cash paid for repurchase of common stock	(26,870)	(29,583)	(10,183)
Proceeds from exercise of stock options	53	8	0
Proceeds from direct stock sales	0	0	18
Net cash provided by financing activities	993,468	169,951	625,484
Increase (decrease) in cash and cash equivalents	(33,406)	2,300	28,012
Cash and cash equivalents at beginning of period	161,566	159,266	131,254
Cash and cash equivalents at end of period	128,160	161,566	159,266
Supplemental cash flow information:
Interest paid	32,730	16,357	30,536
Income taxes paid	17,540	27,055	32,390
Transfers from loans to other real estate owned and other assets held for sale	0	220	192
Initial recognition of right-of-use asset	680	500	10,106
Initial recognition of lease liability	680	500	10,254
Initial recognition ASU 326	$ 0	$ 0	$ 2,566

Basis of Presentation

Basis of Presentation	12 Months Ended
	Dec. 31, 2022
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	1. Basis of Presentation Premier Financial Corp. (“Premier” or the “Company”) is a bank holding company that conducts business through its wholly-owned subsidiaries, Premier Bank (the "Bank"), First Insurance Group of the Midwest, Inc. (“First Insurance”), PFC Risk Management Inc. (“PFC Risk Management”) and PFC Capital, LLC (“PFC Capital”). All significant intercompany transactions and balances are eliminated in consolidation. Premier’s stock is traded on the NASDAQ Global Select Market under the ticker PFC. The Bank is primarily engaged in community banking. It attracts deposits from the general public through its offices and website, and uses those and other available sources of funds to originate residential real estate loans, commercial real estate loans, commercial loans, home improvement and home equity loans and consumer loans. In addition, the Bank invests in U.S. Treasury and federal government agency obligations, obligations of states and political subdivisions, mortgage-backed securities ("MBS") that are issued by federal agencies, collateralized mortgage obligations (“CMOs”), and corporate bonds. The Bank’s deposits are insured by the Federal Deposit Insurance Corporation (“FDIC”). The Bank is a member of the Federal Home Loan Bank (“FHLB”) System. First Insurance is an insurance agency that conducts business throughout Premier’s markets. First Insurance offers property and casualty insurance, life insurance and group health insurance. PFC Risk Management is a wholly-owned insurance company subsidiary of the Company that insures the Company and its subsidiaries against certain risks unique to the operations of the Company and for which insurance may not be currently available or economically feasible in today’s insurance marketplace. PFC Risk Management pools resources with several other similar insurance company subsidiaries of financial institutions to help minimize the risk allocable to each participating insurer. PFC Capital was formed as an Ohio limited liability company by UCFC in 2016 for the purpose of providing mezzanine funding for customers of the Bank. Mezzanine loans are offered by PFC Capital to customers in the Company’s market area and are expected to be repaid from the cash flow from operations of the borrowing businesses. Due to sustained inflation and rising interest rates, business and consumer customers of the Bank are experiencing varying degrees of financial distress, which is expected to continue over the coming months and will likely adversely affect their ability to pay interest and principal on their loans. Further, value of the collateral securing their obligations may decline. These uncertainties may negatively impact the Statement of Financial Condition, the Statement of Income and the Statement of Cash Flows of the Company.

Statement of Accounting Policie

Statement of Accounting Policies	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Statement of Accounting Policies	2. Statement of Accounting Policies Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. Earnings Per Common Share Basic earnings per common share is computed by dividing net income applicable to common shares (net income less dividend requirements for preferred stock, accretion of preferred stock discount and redemption of preferred stock) by the weighted average number of shares of common stock outstanding during the period. All outstanding unvested share-based payment awards that contain rights to nonforfeitable dividends are considered participating securities for the calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, warrants, restricted stock awards and stock grants. See also Note 3. Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on available-for-sale securities, unrealized gains and losses on cash flow hedges and the net unrecognized actuarial losses and unrecognized prior service costs associated with the Company’s Defined Benefit Postretirement Medical Plan. All items included in other comprehensive income are reported net of tax. See also Notes 4, 15 and 24 and the Consolidated Statements of Comprehensive Income. Cash Flows For purposes of the statement of Cash flows, Premier considers all highly liquid investments with a term of three months or less to be cash equivalents. Net cash flows are reported for loan and deposit transactions, interest-bearing deposits in other financial institutions and repurchase agreements. Investment Securities Securities are classified as held-to-maturity when Premier has the positive intent and ability to hold the securities to maturity and are reported at amortized cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. In addition, Premier may purchase equity securities for its portfolio. Equity securities are a separate category of investments as changes in market value must be run through earnings as a gain (loss) on equity securities. Securities available‑for‑sale consists of those securities which might be sold prior to maturity due to changes in interest rates, prepayment risks, yield and availability of alternative investments, liquidity needs or other factors. Available-for-sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in other comprehensive income (loss) until realized. Realized gains and losses are included in gains (losses) on securities or other-than-temporary impairment losses on securities. Realized gains and losses on securities sold are recognized on the trade date based on the specific identification method. Interest income includes amortization of purchase premiums and discounts. Premiums and discounts are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are expected. Quarterly, the Company evaluates if any security has a fair value less than its amortized cost. Once these securities are identified, in order to determine whether a decline in fair value resulted from a credit loss or other factors, the Company performs further analysis. See to Footnote 4 - Investment Securities for further discussion. Equity Securities These securities are reported at fair value utilizing Level 1 inputs where the Company obtains fair value measurement from a broker. FHLB Stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. At December 31, 2022 and 2021 , the Company held $ 29.2 million and $ 11.6 million, respectively, at the FHLB of Cincinnati. Loans Receivable Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of deferred loan fees and costs, purchase premiums and discounts and the allowance for credit losses. Deferred fees net of deferred incremental loan origination costs, are amortized to interest income generally over the contractual life of the loan using the interest method without anticipating prepayments. The recorded investment in loans includes accrued interest receivable, unamortized premiums and discounts, and net deferred fees and costs and undisbursed loan amounts. Mortgage loans originated and intended for sale in the secondary market are classified as loans held for sale and are carried at fair value, as determined by market pricing from investors. Net unrealized gains and losses are recorded as a part of mortgage banking income on the Consolidated Statement of Income. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains or losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company may incur losses pertaining to loans sold to Fannie Mae and Freddie Mac but repurchased due to underwriting issues. Repurchase losses are recognized when the Company determines they are probable and estimable. Interest receivable is accrued on loans and credited to income as earned. The accrual of interest on loans 90 days delinquent or those loans individually analyzed is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. For these loans, interest accrual is only to the extent cash payments are received. The accrual of interest on these loans is generally resumed after a pattern of repayment has been established and the collection of principal and interest is reasonably assured. Purchased Credit Deteriorated (“PCD”) Loans The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of more than insignificant deterioration of credit quality since origination. The Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (loan type and date of origination). PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement. Allowance for credit losses On January 1, 2020 , the Company adopted ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended, which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance to Topic 842 on leases. In addition, ASC 326 made changes to the accounting for available-for-sale debt securities. The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the standard, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. As a part of the merger, the Bank recognized $ 7.6 million of the allowance for credit losses related to PCD loans. The remaining noncredit discount (based on the adjusted amortized cost basis) will be accreted into interest income at the effective interest rate as of the merger date. Loans that management has the intent and ability to hold for the foreseeable future or until maturity of payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, adjustments, and deferred loan fees and costs. Accrued interest receivable was reported in other assets and is excluded from the estimate of credit losses. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, nature or volume of the Company’s financial assets, changes in experience in staff, as well as changes in environmental conditions, such as changes in unemployment rates, property values and other external factors, such as regulatory, legal and technological environments. The allowance for credit losses is measured on a collective pool basis when similar risk characteristics exist. Loans that do not share risk characteristics are evaluated on an individual basis and included in the collective evaluation. A loan is individually analyzed when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loans agreement. Loans, for which terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings. When a loan is considered individually analyzed, an analysis of the net present value of estimated cash flows is performed and an allowance may be established based on the outcome of that analysis, or if the loan is deemed to be collateral dependent an allowance is established based on the fair value of collateral. All modifications are reviewed by the bank’s Chief Credit Officer or Chief Credit Administration Officer to determine whether or not the modification constitutes a troubled debt restructure. Commercial and commercial real estate loan relationships greater than $ 500,000 are individually evaluated. If a loan is individually analyzed, a portion of the allowance is allocated so that the loan is reported net of the allowance allocation which is determined based on the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Loan relationships less than $ 500,000 are aggregated by loan segment and risk level and given a specific reserve based on the general reserve factor for that loan segment and risk level. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated, and accordingly, they are not separately identified for disclosure. Troubled Debt Restructurings (“TDR”): A loan for which terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, is considered to be a TDR. The allowance for credit loss on a TDR is measured using the same method as all other loans held for investment, except when the value of a concession is measured using the discounted cash flow method, the allowance for credit loss is determined by discounting the expected future cash flow at the original interest rate of the loan. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For TDRs that subsequently default, the Company determines the amount of the allowance on that loan in accordance with the accounting policy for the allowance for credit losses on loans individually identified. The Company incorporates recent historical experience related to TDRs including the performance of TDRs that subsequently default into the calculation of the allowance by loan portfolio segment. See Footnote 6 – Loans for further discussion on TDRs. Servicing Rights Servicing rights are recognized separately when they are acquired through sales of loans. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans, driven, generally, by changes in market interest rates. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type, loan terms, year of origination and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported within mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement with mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees totaled $ 7.5 million, $ 7.6 million and $ 7.3 million for the years ended December 31, 2022, 2021 and 2020 , respectively. Late fees and ancillary fees related to loan servicing are not material. See Note 7. Bank Owned Life Insurance The Company has purchased life insurance policies for certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement. Premises and Equipment and Long Lived Assets Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 to 50 years Furniture, fixtures and equipment 3 to 15 years Long-lived assets to be held and those to be disposed of and certain intangibles are periodically evaluated for impairment. See Note 8. Goodwill and Other Intangibles Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any non-controlling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected November 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on Premier’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank and branch acquisitions, as well as, , wealth management and insurance agency acquisitions. They are initially recorded at fair value and then amortized on an accelerated basis over their estimated lives, which range from five years for non-compete agreements to 10 years for core deposit and customer relationship intangibles. See Note 9. Real Estate and Other Assets Held for Sale Real estate and other assets held for sale are comprised of properties or other assets acquired through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Losses arising from the acquisition of such property are charged against the allowance for credit losses at the time of acquisition. These properties are carried at the lower of cost or fair value, less estimated costs to dispose. If fair value declines subsequent to foreclosure, the property is written down against expense. Costs after acquisition are expensed. Stock Compensation Plans Compensation cost is recognized for stock options and restricted share awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Restricted shares awards are valued at the market value of Company stock at the date of the grant. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. See Note 19. Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 21. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates. Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity. Mortgage Banking Derivatives Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income. Interest Rate Swaps The Company periodically enters into interest rate swap agreements with its commercial customers who desire a fixed rate loan term that is longer than the Company is willing to extend. The Company then enters into a reciprocal swap agreement with a third party that offsets the interest rate risk from the interest rate swap extended to the customer. The interest rate swaps are derivative instruments which are carried at fair value on the statement of financial condition. The Company uses an independent third party to perform a market valuation analysis for both swap positions. The Company also enters into cash flow hedge derivative instruments to hedge the risk of variability in cash flows (future interest payments) attributable to changes in contractually specified LIBOR benchmark interest rate on the Company's floating rate loan pool. the Company uses an independent third party to perform a market valuation analysis for the derivatives. Operating Segments Management considers the following factors in determining the need to disclose separate operating segments: (1) the nature of products and services, which are all financial in nature; (2) the type and class of customer for the products and services; in Premier’s case retail customers for retail bank and insurance products and commercial customers for commercial loan, deposit, life, health and property and casualty insurance needs; (3) the methods used to distribute products or provide services; such services are delivered through banking and insurance offices and through bank and insurance customer contact representatives. Retail and commercial customers are frequently targets for both banking and insurance products; (4) the nature of the regulatory environment; both banking and insurance entities are subject to various regulatory bodies and a number of specific regulations. Quantitative thresholds as stated in FASB ASC Topic 280, Segment Reporting are monitored. For the year ended December 31, 2022 , the reported revenue for First Insurance was 5.3 % of total revenue for Premier. Total revenue includes interest income plus noninterest income. Net income for First Insurance for the year ended December 31, 2022 , was 2.4 % of consolidated net income. Total assets of First Insurance at December 31, 2022 , were 0.4 % of total assets. First Insurance does not meet any of the quantitative thresholds of FASB ASC Topic 280. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment. Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to Premier. See Note 16 for further details on restrictions. Loan Commitments and Related Financial Instruments Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded. Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any such matters that will have a material effect on the financial statements. Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. An effective tax rate of 21 % is used to determine after-tax components of other comprehensive income (loss) included in the statements of stockholders’ equity. See Note 17. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded. Retirement Plans Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. See Notes 15 and 18. Revenue Recognition ASC 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity's contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of the Company’s revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as loans, letters of credit, and investment securities, as well as revenue related to mortgage servicing activities, as these activities are subject to other GAAP discussed elsewhere within the Company’s disclosures. Descriptions of the Company’s revenue-generating activities that are within the scope of ASC 606, which are presented in the Company’s statement of income as components of noninterest income are as follows: • Service charges on deposit accounts - these represent general service fees for monthly account maintenance and activity or transaction-based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Revenue is recognized when our performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed (such as a wire transfer). Payment for such performance obligations are generally received at the time the performance obligations are satisfied. Service charges on deposit accounts that are within the scope of ASC 606 were $ 12.8 million in 2022 , $ 11.2 million in 2021 and $ 10.2 million in 2020. Income from services charges on deposit accounts is included in service fees and other charges in noninterest income. • Interchange income - this represents fees earned from debit and credit cardholder transactions. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrent with the transaction processing services provided to the cardholder. Interchange fees were $ 10.8 million in 2022 , $ 10.9 million in 2021 and $ 9.3 million in 2020, which are reported net of network related charges. Interchange income is included in service fees and other charges in noninterest income. • Wealth management income - this represents monthly fees due from wealth management customers as consideration for managing the customers’ assets. Wealth management and trust services include custody of assets, investment management, escrow services, and fees for trust services and similar fiduciary activities. Revenue is recognized when our performance obligation is completed each month, which is generally the time that payment is received. Also included are fees received from a third party broker-dealer as part of a revenue-sharing agreement for fees earned from customers that we refer to the third party. These fees are paid to us by the third party on a quarterly basis and recognized ratably throughout the quarter as our performance obligation is satisfied. Revenues from wealth management were $ 5.8 million, $ 6.0 million and $ 6.2 million in 2022, 2021 and 2020, respectively, and are included in in total noninterest income. • Gain/loss on sales of other real estate owned (“OREO”) - the Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain or loss on sale if a significant financing component is present. Income from the gain/loss on sales of OREO were gains of $ 66,000 and $ 3,000 in 2022 and 2021 , and losses of $ 19,000 in 2020. Income from the gain or loss on sales of OREO is included in total noninterest income. • Insurance commissions - this represents new commissions that are recognized when the Company sells insurance policies to customers. The Company is also entitled to renewal commissions and, in some cases, contingent commissions in the form of profit sharing which are recognized in subsequent periods. The initial commission is recognized when the insurance policy is sold to a customer. Renewal commission is variable consideration and is recognized in subsequent periods when the uncertainty around variable consideration is subsequently resolved (e.g., when customer renews the policy). Contingent commission is also a variable consideration that is not recognized until the variability surrounding realization of revenue is resolved. Another source of variability is the ability of the policy holder to cancel the policy anytime and in such cases, the Company may be required, under the terms of the contract, to return part of the commission received. The variability related to cancellation of the policy is not deemed significant and thus, does not impact the amount of revenue recognized. In the event the policyholder chooses to cancel the policy at any time, the revenue for amounts which qualify for claw-back are reversed in the period the cancellation occurs. Management views the income sources from insurance commissions in two categories: (i) new/renewal commissions and (ii) contingent commissions. Insurance commissions were $ 16.2 million for 2022 , of which $ 15.0 million were new/renewal commissions and $ 1.2 million were contingent commissions. In 2021 , insurance commissions were $ 15.8 million, of which $ 14.7 million were new/renewal commissions and $ 1.1 million were contingent commissions. In 2020 , insurance commissions were $ 16.2 million, of which $ 14.8 million were new/renewal commissi

Earnings Per Common Share

Earnings Per Common Share	12 Months Ended
	Dec. 31, 2022
Earnings Per Share [Abstract]
Earnings Per Common Share	Basic earnings per share is calculated using the two-class method. The two-class method is an earnings allocation formula under which earnings per share is calculated from common stock and participating securities according to dividends declared and participation rights in undistributed earnings. Under this method, all earnings distributed and undistributed, are allocated to participating securities and common shares based on their respective rights to receive dividends. Unvested share-based payment awards that contain non-forfeitable rights to dividends are considered participating securities (i.e. unvested restricted stock), not subject to performance based measures. The following table sets forth the computation of basic and diluted earnings per common share for the years ended December 31: 2022 2021 2020 (In Thousands, Except Per Share Amounts) Basic Earnings Per Share: Net income available to common shareholders $ 102,187 $ 126,051 $ 63,077 Less: Income allocated to participating securities 103 123 89 Net income allocated to common shareholders $ 102,084 $ 125,928 $ 62,988 Weighted average common shares outstanding Including participating 35,715 37,145 35,952 Less: Participating securities 36 36 50 Average common shares 35,679 37,109 35,902 Basic earnings per common share $ 2.86 $ 3.39 $ 1.75 Diluted Earnings Per Share: Net income allocated to common shareholders $ 102,084 $ 125,928 $ 62,988 Weighted average common shares outstanding for basic earnings per 35,679 37,109 35,902 Add: Dilutive effects of stock options and restricted stock units 130 91 47 Average shares and dilutive potential common shares 35,809 37,200 35,949 Diluted earnings per common share $ 2.85 $ 3.39 $ 1.75 Shares subject to issue upon exercise of options and vesting requirements of restricted stock units of 37,910 in 2022 , 34,065 in 2021 and 97,724 in 2020 were excluded from the diluted earnings per common share calculation as they were anti-dilutive.

Investment Securities

Investment Securities	12 Months Ended
	Dec. 31, 2022
Marketable Securities [Abstract]
Investment Securities	4. Investment Securities The following tables summarize the amortized cost and fair value of available-for-sale securities at December 31, 2022 and 2021, and the corresponding amounts of gross unrealized and unrecognized gains and losses: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2022 Available-for-sale Obligations of U.S. government corporations and agencies $ 173,137 $ — $ ( 29,030 ) $ 144,107 Mortgage-backed securities 200,548 — ( 32,959 ) 167,589 Collateralized mortgage obligations 299,731 — ( 49,926 ) 249,805 Asset-backed securities 200,312 517 ( 8,325 ) 192,504 Corporate bonds 71,543 — ( 7,061 ) 64,482 Obligations of states and political subdivisions 274,856 92 ( 53,354 ) 221,594 Total Available-for-Sale $ 1,220,127 $ 609 $ ( 180,655 ) $ 1,040,081 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2021 Available-for-sale Obligations of U.S. government corporations and agencies $ 174,644 $ 984 $ ( 918 ) $ 174,710 Mortgage-backed securities 208,281 851 ( 2,381 ) 206,751 Collateralized mortgage obligations 264,541 363 ( 4,736 ) 260,168 Asset-backed securities 221,545 610 ( 1,619 ) 220,536 Corporate bonds 70,008 1,160 ( 275 ) 70,893 Obligations of states and political subdivisions 272,334 5,898 ( 5,030 ) 273,202 Total Available-for-Sale $ 1,211,353 $ 9,866 $ ( 14,959 ) $ 1,206,260 The amortized cost and fair value of the investment securities portfolio at December 31, 2022, is shown below by contractual maturity. Expected maturities will differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. For purposes of the maturity tables below, mortgage-backed securities, collateralized mortgage obligations, and asset-backed securities which are not due at a single maturity date, have not been allocated over maturity groupings. Available-for-Sale Amortized Fair Cost Value (In Thousands) Available-for-sale Due in one year or less $ 1,553 $ 1,554 Due after one year through five years 44,190 40,478 Due after five years through ten years 235,899 203,662 Due after ten years 237,894 184,489 MBS/CMO/ABS 700,591 609,898 Total $ 1,220,127 $ 1,040,081 Securities pledged at year-end 2022 and 2021 had a carrying amount of $ 759.8 million and $ 564.4 million, respectively, and were pledged against unrealized losses on balance sheet and mortgage hedges, and to secure public deposits and Federal Reserve Bank Discount Window capacity. The following table summarizes Premier’s securities that were in an unrealized loss position at December 31, 2022, and December 31, 2021: Duration of Unrealized Loss Position Less than 12 Months 12 Months or Longer Total Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loses (In Thousands) At December 31, 2022 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 84,285 $ ( 14,606 ) $ 59,822 $ ( 14,424 ) $ 144,107 $ ( 29,030 ) Mortgage-backed securities 40,908 ( 4,184 ) 126,681 ( 28,775 ) 167,589 ( 32,959 ) Collateralized mortgage obligations 60,676 ( 11,985 ) 159,129 ( 37,941 ) 219,805 ( 49,926 ) Asset-backed securities 45,534 ( 1,499 ) 113,580 ( 6,826 ) 159,114 ( 8,325 ) Corporate Bonds 49,114 ( 4,960 ) 15,368 ( 2,101 ) 64,482 ( 7,061 ) Obligations of states and political subdivisions 106,610 ( 13,378 ) 98,063 ( 39,976 ) 204,673 ( 53,354 ) Total temporarily impaired securities $ 387,127 $ ( 50,612 ) $ 572,643 $ ( 130,043 ) $ 959,770 $ ( 180,655 ) At December 31, 2021 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 73,810 $ ( 918 ) $ — $ — $ 73,810 $ ( 918 ) Mortgage-backed securities 167,379 ( 2,048 ) 13,689 ( 333 ) 181,068 ( 2,381 ) Collateralized mortgage obligations 222,134 ( 4,736 ) — — 222,134 ( 4,736 ) Asset-backed securities 140,226 ( 1,589 ) 2,705 ( 30 ) 142,931 ( 1,619 ) Corporate Bonds 24,173 ( 270 ) 504 ( 5 ) 24,677 ( 275 ) Obligations of states and political subdivisions 99,199 ( 3,355 ) 34,548 ( 1,675 ) 133,747 ( 5,030 ) Total temporarily impaired securities $ 726,921 $ ( 12,916 ) $ 51,446 $ ( 2,043 ) $ 778,367 $ ( 14,959 ) Quarterly, the Company evaluates if any security has a fair value less than its amortized cost. Once these securities are identified, in order to determine whether a decline in fair value resulted from a credit loss or other factors, the Company performs further analysis as outlined below: • Review the extent to which the fair value is less than the amortized cost and observe the security’s lowest credit rating as reported by third-party credit ratings companies. • Any security that has a loss rate greater than 3 %, credit rating below investment grade or not rated by a third-party credit ratings company would be subjected to additional analysis that may include, but is not limited to: changes in market interest rates, changes in securities credit ratings, security type, service area economic factors, financial performance of the issuer/or obligor of the underlying issue and third-party guarantee. • If the Company determines that a credit loss exists, the credit portion of the allowance will be measured using a DCF analysis using the effective interest rate as of the security’s purchase date. The amount of credit loss the Company records will be limited to the amount by which the amortized cost exceeds the fair value. As of December 31, 2022, management had determined that no credit loss exists. In 2022 and 2021, management determined there was no OTTI. Net realized gains from the sales of investment securities totaled $ 1,000 ($ 790 after tax), $ 2.2 million ($ 1.8 million after tax) and $ 1.5 million ($ 1.2 million after tax) in 2022, 2021 and 2020, respectively. The proceeds from sales of securities and the associated gains and losses for the years ended December 31 are listed below: 2022 2021 2020 (In Thousands) Proceeds $ 9,641 $ 158,012 $ 52,420 Gross realized gains 1,375 2,987 1,471 Gross realized losses ( 48 ) ( 769 ) ( 7 ) At December 31, 2022 , the Company also owned $ 7.8 million of equity securities. During 2022 , the Company recognized a net loss of $ 551,000 for equity securities. In 2021 , the Company owned $ 14.1 million of equity securities, and recognized a gain of $ 2.0 million associated with the mark to market requirement for equity securities.

Commitments and Contingent Liab

Commitments and Contingent Liabilities	12 Months Ended
	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	5. Commitments and Contingent Liabilities Loan Commitments Loan commitments are made to accommodate the financial needs of the Bank’s customers. Standby letters of credit commit the Company to make payments on behalf of customers when certain specified future events occur. They primarily are issued to facilitate customers’ trade transactions. Both arrangements have credit risk, essentially the same as that involved in extending loans to customers, and are subject to the Company’s normal credit policies. Collateral (e.g., securities, receivables, inventory and equipment) is obtained based on management’s credit assessment of the customer. The Company’s maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding on December 31 was as follows (in thousands): 2022 2021 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 430,890 $ 526,643 $ 486,807 $ 689,109 Unused lines of credit 56,501 988,374 40,254 586,094 Standby letters of credit — 18,632 — 10,851 Total $ 487,391 $ 1,533,649 $ 527,061 $ 1,286,054 Commitments to make loans are generally made for periods of 60 days or less . The fixed rate loan commitments at December 31, 2022 , had interest rates ranging from 0.00 % to 18.00 % and maturities ranging from less than one year to 35 years .

Loans

Loans	12 Months Ended
	Dec. 31, 2022
Loans and Leases Receivable, Net Amount [Abstract]
Loans	6. Loans Loans receivable consist of the following: December 31, 2022 December 31, 2021 (In Thousands) Real Estate: Residential $ 1,535,574 $ 1,167,466 Commercial 2,762,311 2,450,349 Construction 1,278,255 862,815 5,576,140 4,480,630 Other Loans: Commercial 1,055,180 895,638 Home equity and improvement 277,613 264,354 Consumer Finance 213,405 126,417 1,546,198 1,286,409 Total loans 7,122,338 5,767,039 Deduct: Undisbursed loan funds ( 672,775 ) ( 477,890 ) Net deferred loan origination fees and costs 11,057 7,019 Allowance for credit loss ( 72,816 ) ( 66,468 ) Totals $ 6,387,804 $ 5,229,700 Loan segments have been identified by evaluating the portfolio based on collateral and credit risk characteristics. The Company has responded to the COVID-19 pandemic in numerous ways, including by actively participating in the PPP and distributing over $ 450 million to small businesses in our markets. As of December 31, 2022 and 2021 , the Company had $ 1.1 million and $ 58.9 million in PPP loans, respectively. PPP loans are included in other commercial loans in the loan tables. The following table presents the amortized cost basis of collateral-dependent loans by class of loans and collateral type as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Real Estate Equipment and Machinery Inventory and Receivables Total Real Estate: Residential $ 51 $ — $ — $ 51 Commercial 10,708 — 2,716 13,424 Construction — — — — Other Loans: Commercial 2,161 523 3,858 6,542 Home equity and improvement — — — — Consumer finance — — — — Total $ 12,920 $ 523 $ 6,574 $ 20,017 December 31, 2021 Real Estate Equipment and Machinery Inventory and Receivables Vehicles Total Real Estate: Residential $ 226 $ — $ — $ — $ 226 Commercial 18,399 — — — 18,399 Construction — — — — — Other Loans: Commercial 1,574 160 14,023 25 15,782 Home equity and improvement — — — — — Consumer finance — — — — — Total $ 20,199 $ 160 $ 14,023 $ 25 $ 34,407 Non-performing loans include both smaller balance homogeneous loans that are collectively evaluated for impairment and individually classified loans. All loans greater than 90 days or more past due are placed on non-accrual status. Effective January 1, 2020 with the adoption of ASC Topic 326, the Company began including non-accrual PCD loans in its non-performing loans. As such, the non-performing loans as of December 31, 2022 include PCD loans accounted for pursuant to ASC Topic 326 as these loans are individually evaluated. T he following table presents the current balance of the aggregate amounts of non-performing assets, comprised of non-performing loans and real estate owned as of the dates indicated: December 31, 2022 December 31, 2021 (In Thousands) Non-accrual loans with reserve $ 20,369 $ 35,480 Non-accrual loans without reserve $ 13,453 $ 12,534 Loans over 90 days past due and still accruing — — Total non-performing loans 33,822 48,014 Real estate and other assets held for sale 619 171 Total non-performing assets $ 34,441 $ 48,185 Troubled debt restructuring, still accruing $ 6,587 $ 7,768 The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2022, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential $ 1,516,135 $ 279 $ 6,350 $ 6,203 $ 12,832 $ 7,724 Commercial 2,751,933 327 878 11,477 12,682 13,396 Construction 605,043 298 139 — 437 — Other Loans: Commercial 1,044,898 413 128 4,635 5,176 4,862 Home equity and improvement 269,183 4,342 489 1,190 6,021 1,637 Consumer finance 209,062 2,763 1,397 2,227 6,387 2,401 PCD 17,082 603 495 2,651 3,749 3,802 Total Loans $ 6,413,336 $ 9,025 $ 9,876 $ 28,383 $ 47,284 $ 33,822 The Company recognized $ 858,000 of interest income on nonaccrual loans during the year ended December 31, 2022. The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2021, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential $ 1,144,533 $ 234 $ 5,340 $ 7,487 $ 13,061 $ 9,034 Commercial 2,439,552 96 847 7,168 8,111 14,621 Construction 383,136 43 1,746 — 1,789 — Other Loans: Commercial 884,025 42 35 867 944 11,531 Home equity and improvement 257,055 1,851 408 1,634 3,893 2,051 Consumer finance 124,073 1,112 819 1,728 3,659 1,873 PCD 25,111 225 1,005 5,996 7,226 8,904 Total Loans $ 5,257,485 $ 3,603 $ 10,200 $ 24,880 $ 38,683 $ 48,014 The Company recognized $ 2.0 million of interest income on nonaccrual loans during the year ended December 31, 2021. Troubled Debt Restructurings As of December 31, 2022 and 2021 , the Company had a recorded investment in TDRs of $ 19.3 million and $ 11.9 million, respectively. The Company allocated $ 328,000 and $ 378,000 of specific reserves to those loans at December 31, 2022 and 2021 , respectively, and committed to lend additional amounts totaling up to $ 244,000 and $ 348,000 at December 31, 2022 and 2021, respectively. The Company offers various types of concessions when modifying a loan, however, forgiveness of principal is rarely granted. Each TDR is uniquely designed to meet the specific needs of the borrower. Commercial loans modified in a TDR often involve temporary interest-only payments, term extensions, and converting revolving credit lines to term loans. Additional collateral or an additional guarantor is often requested when granting a concession. Commercial real estate loans modified in a TDR often involve temporary interest-only payments, re-amortization of remaining debt in order to lower payments, and sometimes reducing the interest rate lower than the current market rate. Residential mortgage loans modified in a TDR are comprised of loans where monthly payments are lowered, either through interest rate reductions or principal only payments for a period of time, to accommodate the borrowers’ financial needs, interest is capitalized into principal, or the term and amortization are extended. Home equity modifications are made infrequently and usually involve providing an interest rate that is lower than the borrower would be able to obtain due to credit issues. All retail loans where the borrower is in bankruptcy are classified as TDRs regardless of whether or not a concession is made. Of the loans modified in a TDR, $ 12.7 million are on non-accrual status and partial charge-offs have in some cases been taken against the outstanding balance. Loans modified as a TDR may have the financial effect of increasing the allowance associated with the loan. If the loan is determined to be collateral dependent, the estimated fair value of the collateral, less any selling costs is used to determine if there is a need for a specific allowance or charge-off. If the loan is determined to be cash flow dependent, the allowance is measured based on the present value of expected future cash flows discounted at the loan’s pre-modification effective interest rate. The following table presents loans by class modified as TDRs that occurred during the years indicated (Dollars in Thousands): Loans Modified as a TDR for the Twelve Months Ended December 31, 2022 Loans Modified as a TDR for the Twelve Months Ended December 31, 2021 Loans Modified as a TDR for the Twelve Months Ended December 31, 2020 ($ in thousands) ($ in thousands) ($ in thousands) Troubled Debt Restructurings: Number of Recorded Investment Number of Recorded Investment Number of Recorded Investment Real Estate: Residential 11 $ 2,097 6 $ 685 7 $ 892 Commercial 4 5,094 — — 6 7,760 Construction — — — — — — Other Loans: Commercial 3 4,281 8 2,888 9 7,546 Home equity and improvement 8 343 — — 4 92 Consumer finance 10 106 2 7 — — Total 36 $ 11,921 16 $ 3,580 26 $ 16,290 The loans described above increased the allowance by $ 436,000 and $ 21,000 and $ 660,000 for the years ended December 31, 2022, and 2021 and 2020, respectively. The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the indicated: Loans Modified as a TDR for the Twelve Months Ended December 31, 2022 ($ in thousands) TDRs That Subsequently Defaulted: Number of Recorded Investment Real Estate: Residential 3 $ 282 Commercial — — Construction — — Other Loans: Commercial — — Home equity and improvement 1 60 Consumer finance 2 40 Total 6 $ 382 The TDRs that subsequently defaulted described above increased the allowance by $ 17,000 for the year ended December 31, 2022. A default for purposes of this disclosure is a TDR loan in which the borrower is 90 days contractually past due under the modified terms. In order to determine whether a borrower is experiencing financial difficulty, an evaluation is performed regarding the probability that the borrower will be in payment default on any of its debt in the foreseeable future without the modification. Credit Quality Indicators Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Loans are analyzed individually by classifying the loans as to credit risk. This analysis includes all non-homogeneous loans, such as commercial and commercial real estate loans and certain homogenous mortgage, home equity and consumer loans. This analysis is performed on a quarterly basis. Premier uses the following definitions for risk ratings with loans not meeting such classifications being considered “unclassified”: Special Mention. Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the institution's credit position at some future date. Substandard. Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected. Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable. Not Graded. Loans classified as not graded are generally smaller balance residential real estate, home equity and consumer installment loans which are originated primarily by using an automated underwriting system. These loans are monitored based on their delinquency status and are evaluated individually only if they are seriously delinquent. Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans. As of December 31, 2022, and based on the most recent analysis performed, the risk category and recorded investment in loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential $ 1,519,657 $ 935 $ 8,375 $ — $ 8,375 $ 1,528,967 Commercial 2,698,292 46,029 20,294 — 20,294 2,764,615 Construction 605,480 — — — — 605,480 Other Loans: Commercial 1,016,925 26,319 6,830 — 6,830 1,050,074 Home equity and improvement 273,613 — 1,591 — 1,591 275,204 Consumer finance 213,078 — 2,371 — 2,371 215,449 PCD 13,904 2,590 4,337 — 4,337 20,831 Total Loans (1) $ 6,340,949 $ 75,873 $ 43,798 $ — $ 43,798 $ 6,460,620 (1) Total loans are net undisbursed loan funds and deferred fees and costs As of December 31, 2021, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential $ 1,146,212 $ 1,316 $ 10,066 $ — $ 10,066 $ 1,157,594 Commercial 2,324,846 93,676 29,141 — 29,141 2,447,663 Construction 365,403 19,522 — — — 384,925 Other Loans: Commercial 856,402 14,815 13,752 — 13,752 884,969 Home equity and improvement 258,914 — 2,034 — 2,034 260,948 Consumer finance 125,879 — 1,853 — 1,853 127,732 PCD 19,547 101 12,689 — 12,689 32,337 Total Loans (1) $ 5,097,203 $ 129,430 $ 69,535 $ — $ 69,535 $ 5,296,168 (1) Total loans are net undisbursed loan funds and deferred fees and costs The table below presents the amortized cost basis of loans by vintage, credit quality indicator and class of loans as of December 31, 2022 and 2021 (in thousands): Term of loans by origination 2022 2021 2020 2019 2018 Prior Revolving Loans Total As of December 31, 2022 Real Estate Residential: Risk Rating Unclassified $ 264,884 $ 474,992 $ 335,982 $ 93,548 $ 51,710 $ 296,089 $ 2,452 $ 1,519,657 Special Mention — — 180 30 80 78 567 935 Substandard 280 1,648 1,614 922 517 3,394 — 8,375 Doubtful — — — — — — — — Total $ 265,164 $ 476,640 $ 337,776 $ 94,500 $ 52,307 $ 299,561 $ 3,019 $ 1,528,967 Commercial: Risk Rating Unclassified $ 582,384 $ 506,386 $ 517,790 $ 324,210 $ 194,240 $ 557,728 $ 15,554 $ 2,698,292 Special Mention 161 3,614 — 593 25,395 15,561 705 46,029 Substandard 115 2,104 527 4,612 4,455 8,348 133 20,294 Doubtful — — — — — — — — Total $ 582,660 $ 512,104 $ 518,317 $ 329,415 $ 224,090 $ 581,637 $ 16,392 $ 2,764,615 Construction: Risk Rating Unclassified $ 348,570 $ 182,755 $ 53,161 $ 20,994 $ — $ — $ — $ 605,480 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 348,570 $ 182,755 $ 53,161 $ 20,994 $ — $ — $ — $ 605,480 Other Loans Commercial: Risk Rating Unclassified $ 266,501 $ 208,663 $ 90,014 $ 49,887 $ 23,719 $ 22,515 $ 355,626 $ 1,016,925 Special Mention 1,891 4,094 3,913 1,533 1,160 5,365 8,363 26,319 Substandard 16 119 3,897 4 190 204 2,400 6,830 Doubtful — — — — — — — — Total $ 268,408 $ 212,876 $ 97,824 $ 51,424 $ 25,069 $ 28,084 $ 366,389 $ 1,050,074 Home equity and Improvement: Risk Rating Unclassified $ 30,009 $ 21,116 $ 5,387 $ 3,592 $ 1,849 $ 30,509 $ 181,151 $ 273,613 Special Mention — — — — — — — — Substandard 44 14 — 28 32 502 971 1,591 Doubtful — — — — — — — — Total $ 30,053 $ 21,130 $ 5,387 $ 3,620 $ 1,881 $ 31,011 $ 182,122 $ 275,204 Consumer Finance: Risk Rating Unclassified $ 133,194 $ 33,109 $ 17,219 $ 13,681 $ 4,022 $ 2,529 $ 9,324 $ 213,078 Special Mention — — — — — — — — Substandard 676 483 668 316 62 34 132 2,371 Doubtful — — — — — — — — Total $ 133,870 $ 33,592 $ 17,887 $ 13,997 $ 4,084 $ 2,563 $ 9,456 $ 215,449 PCD: Risk Rating Unclassified $ — $ — $ — $ 131 $ 369 $ 13,117 $ 287 $ 13,904 Special Mention — — — — — 292 2,298 2,590 Substandard — — — 2 22 3,697 616 4,337 Doubtful — — — — — — — — Total $ — $ — $ — $ 133 $ 391 $ 17,106 $ 3,201 $ 20,831 Term of loans by origination 2021 2020 2019 2018 2017 Prior Revolving Loans Total As of December 31, 2021 Real Estate Residential: Risk Rating Unclassified $ 219,006 $ 373,439 $ 112,781 $ 65,544 $ 71,794 $ 301,735 $ 1,913 $ 1,146,212 Special Mention — 190 — — 59 109 958 1,316 Substandard 465 780 1,198 1,006 2,095 4,522 — 10,066 Doubtful — — — — — — — — Total $ 219,471 $ 374,409 $ 113,979 $ 66,550 $ 73,948 $ 306,366 $ 2,871 $ 1,157,594 Commercial: Risk Rating Unclassified $ 514,333 $ 493,575 $ 388,117 $ 230,734 $ 237,712 $ 451,113 $ 9,262 $ 2,324,846 Special Mention 294 5,349 5,533 11,055 49,993 20,662 790 93,676 Substandard 172 570 4,920 5,525 62 17,665 227 29,141 Doubtful — — — — — — — — Total $ 514,799 $ 499,494 $ 398,570 $ 247,314 $ 287,767 $ 489,440 $ 10,279 $ 2,447,663 Construction: Risk Rating Unclassified $ 198,221 $ 100,606 $ 55,707 $ 10,039 $ 685 $ 145 $ — $ 365,403 Special Mention — 12,500 — 5,996 1,026 — — 19,522 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 198,221 $ 113,106 $ 55,707 $ 16,035 $ 1,711 $ 145 $ — $ 384,925 Other Loans Commercial: Risk Rating Unclassified $ 293,644 $ 132,703 $ 84,668 $ 47,421 $ 24,269 $ 17,038 $ 256,659 $ 856,402 Special Mention — 2,180 4,094 272 1,264 4,663 2,342 14,815 Substandard 136 11,550 23 288 388 131 1,236 13,752 Doubtful — — — — — — — — Total $ 293,780 $ 146,433 $ 88,785 $ 47,981 $ 25,921 $ 21,832 $ 260,237 $ 884,969 Home equity and Improvement: Risk Rating Unclassified $ 24,707 $ 6,870 $ 4,867 $ 2,879 $ 5,534 $ 31,317 $ 182,740 $ 258,914 Special Mention — — — — — — — — Substandard 15 — 28 48 27 690 1,226 2,034 Doubtful — — — — — — — — Total $ 24,722 $ 6,870 $ 4,895 $ 2,927 $ 5,561 $ 32,007 $ 183,966 $ 260,948 Consumer Finance: Risk Rating Unclassified $ 50,202 $ 25,866 $ 23,000 $ 9,643 $ 4,313 $ 2,769 $ 10,086 $ 125,879 Special Mention — — — — — — — — Substandard 196 707 619 129 67 131 4 1,853 Doubtful — — — — — — — — Total $ 50,398 $ 26,573 $ 23,619 $ 9,772 $ 4,380 $ 2,900 $ 10,090 $ 127,732 PCD: Risk Rating Unclassified $ — $ — $ 170 $ 1,753 $ 1,860 $ 12,496 $ 3,268 $ 19,547 Special Mention — — — — — 101 — 101 Substandard — — 67 28 3,242 6,490 2,862 12,689 Doubtful — — — — — — — — Total $ — $ — $ 237 $ 1,781 $ 5,102 $ 19,087 $ 6,130 $ 32,337 Allowance for Credit Losses (“ACL”) The Company has adopted ASU 2016-13 (Topic 326 – Credit Losses) to calculate the ACL, which requires a projection of credit loss over the contract lifetime of the credit adjusted for prepayment tendencies. This valuation account is deducted from the loans amortized cost basis to present the net amount expected to be collected on the loan. The ACL is adjusted through the provision for credit losses and reduced by net charge offs of loans. The credit loss estimation process involves procedures that consider the unique characteristics of the Company’s portfolio segments. These segments are further disaggregated into the loan pools for monitoring. When computing allowance levels, a model of risk characteristics, such as loss history and delinquency status, along with current conditions and a supportable forecast is used to determine credit loss assumptions. The Company is generally utilizing two methodologies to analyze loan pools: discounted cash flows (“DCF”) and probability of default/loss given default (“PD/LGD”). A default can be triggered by one of several different asset quality factors including past due status, non-accrual status or if the loan has had a charge-off. The PD/LGD utilizes charge off data from the Federal Financial Institutions Examination Council to construct a default rate. The Company estimates losses over an approximate one-year forecast period using Moody’s baseline economic forecasts, and then reverts to longer term historical loss experience over a three-year period. This default rate is further segmented based on the risk of the credit assigning a higher default rate to riskier credits. The DCF methodology was selected as the most appropriate for loan segments with longer average lives and regular payment structures. The DCF model has two key components, the loss driver analysis combined with a cash flow analysis. The contractual cash flow is adjusted for PD/LGD and prepayment speed to establish a reserve level. The prepayment studies are updated quarterly by a third-party for each applicable pool. The remaining life method was selected for the consumer loan segment since the pool contains loans with many different structures and payment streams and collateral. The weighted average remaining life uses an average annual charge-off rate applied to the contractual term, further adjusted for estimated prepayments to determine the unadjusted historical charge-off rate for the remaining balance of assets. Portfolio Segments Loan Pool Methodology Loss Drivers Residential real estate 1-4 Family nonowner occupied DCF National unemployment 1-4 Family owner occupied DCF National unemployment Commercial real estate Commercial real estate nonowner occupied DCF National unemployment Commercial real estate owner occupied DCF National unemployment Multi Family DCF National unemployment Agriculture Land DCF National unemployment Other commercial real estate DCF National unemployment Construction secured by real estate Construction Other PD/LGD Call report loss history Construction Residential PD/LGD Call report loss history Commercial Commercial working capital PD/LGD Call report loss history Agriculture production PD/LGD Call report loss history Other commercial PD/LGD Call report loss history Home equity and improvement Home equity and improvement PD/LGD Call report loss history Consumer finance Consumer direct Remaining life Call report loss history Consumer indirect DCF National Unemployment According to the accounting standard an entity may make an accounting policy election not to measure an allowance for credit losses for accrued interest receivable if the entity writes off the applicable accrued interest receivable balance in a timely manner. The Company has made the accounting policy election not to measure an allowance for credit losses for accrued interest receivables for all loan segments. Current policy dictates that a loan will be placed on nonaccrual status, with the current accrued interest receivable balance being written off, upon the loan being 90 days delinquent or when the loan is deemed to be collateral dependent and the collateral analysis shows less than 1.2 times discounted collateral coverage based on a current assessment of the value of the collateral. In addition, ASC Topic 326 requires the Company to establish a liability for anticipated credit losses for unfunded commitments. To accomplish this, the company must first establish a loss expectation for extended (funded) commitments. This loss expectation, expressed as a ratio to the amortized cost basis, is then applied to the portion of unfunded commitments not considered unilaterally cancelable, and considered by the company’s management as likely to fund over the life of the instrument. At December 31, 2022, the Company had $ 1.7 billion in unfunded commitments and set aside $ 6.8 million in anticipated credit losses. This reserve is recorded in other liabilities as opposed to the ACL. The determination of ACL is complex and the Company makes decisions on the effects of factors that are inherently uncertain. Evaluations of the loan portfolio and individual credits require certain estimates, assumptions and judgments as to the facts and circumstances related to particular situations or credits. There may be significant changes in the ACL in future periods determined by prevailing factors at that point in time along with future forecasts. The following tables disclose the annual activity in the allowance for credit losses for the periods indicated by portfolio segment (in thousands): Year ended December 31, 2022 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 12,029 $ 32,399 $ 3,004 $ 13,410 $ 4,221 $ 1,405 $ 66,468 Charge-Offs ( 1,052 ) ( 443 ) ( 16 ) ( 5,705 ) ( 344 ) ( 971 ) ( 8,531 ) Recoveries 867 602 3 398 292 214 2,376 Provision expense (recovery) 4,867 1,660 1,034 3,666 ( 125 ) 1,401 12,503 Ending Allowance $ 16,711 $ 34,218 $ 4,025 $ 11,769 $ 4,044 $ 2,049 $ 72,816 Year ended December 31, 2021 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 Charge-Offs ( 110 ) ( 3,776 ) — ( 6,960 ) ( 63 ) ( 476 ) ( 11,385 ) Recoveries 261 438 — 1,321 248 239 2,507 Provision expense (recovery) ( 5,656 ) ( 7,680 ) 263 7,384 ( 703 ) ( 341 ) ( 6,733 ) Ending Allowance $ 12,029 $ 32,399 $ 3,004 $ 13,410 $ 4,221 $ 1,405 $ 66,468 Year ended December 31, 2020 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,867 $ 16,302 $ 996 $ 9,003 $ 1,700 $ 375 $ 31,243 Impact of ASC 326 Adoption 1,765 3,682 ( 223 ) ( 2,263 ) ( 521 ) ( 86 ) 2,354 Acquisition related allowance for credit loss (PCD) 1,077 4,053 — 2,272 248 48 7,698 Charge-Offs ( 307 ) ( 4,237 ) ( 1 ) ( 1,350 ) ( 164 ) ( 293 ) ( 6,352 ) Recoveries 342 1,352 — 1,850 262 176 3,982 Provision expense (recovery) (1) 11,790 22,265 1,969 2,153 3,214 1,763 43,154 Ending Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 (1) Provision for the twelve months ended December 31, 2020, includes $ 25.9 million as a result of the Merger with UCFC in the first quarter. Purchased Credit Deteriorated Loan Under ASU Topic 326, when loans are purchased with evidence of more than insignificant deterioration of credit, they are accounted for as PCD. PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement. The outstanding balance and related allowance on these loans as of December 31, 2022 and December 31, 2021 is as follows (in thousands): As of December 31, 2022 As of December 31, 2021 Loan Balance ACL Balance Loan Balance ACL Balance (Dollars In Thousands) Real Estate: Residential $ 11,546 $ 139 $ 13,396 $ 197 Commercial 1,544 34 5,878 151 Construction — — — — 13,090 173 19,274 348 Other Loans: Commercial 5,058 594 9,167 1,531 Home equity and improvement 2,409 80 3,405 154 Consumer finance 274 5 491 7 7,741 679 13,063 1,692 Total $ 20,831 $ 852 $ 32,337 $ 2,040 Loans to executive officers, directors, and their affiliates are as follows: Years Ended December 31, 2022 2021 (Dollars In Thousands) Beginning balance $ 18,426 $ 23,384 New loans 39,434 11,603 Effect of changes in composition of related parties — ( 100 ) Repayments ( 37,024 ) ( 16,461 ) Ending Balance $ 20,836 $ 18,426 Foreclosure Proceedings Consumer mortgage loans collateralized by residential real estate property that are in the process of foreclosure totaled $ 4.3 million as of December 31, 2022 and $ 3.3 million as of December 31, 2021 .

Mortgage Banking

Mortgage Banking	12 Months Ended
	Dec. 31, 2022
Mortgage Banking [Abstract]
Mortgage Banking	7. Mortgage Banking Net revenues from the sales and servicing of mortgage loans consisted of the following: For the Year Ended December 31, 2022 2021 2020 (In Thousands) Gain from sale of mortgage loans $ 5,787 $ 16,437 $ 36,359 Mortgage loan servicing revenue (expense): Mortgage loan servicing revenue 7,464 7,574 7,296 Amortization of mortgage servicing rights ( 5,399 ) ( 7,893 ) ( 7,477 ) Mortgage servicing rights valuation adjustments 2,019 5,807 ( 7,979 ) 4,084 5,488 ( 8,160 ) Net mortgage banking income $ 9,871 $ 21,925 $ 28,199 Activity for capitalized mortgage servicing rights (“MSRs”) and the related valuation allowance is as follows: For the Year Ended December 31, 2022 2021 2020 (In Thousands) Mortgage servicing assets: Balance at beginning of period $ 22,244 $ 21,666 $ 10,801 Loans sold, servicing retained 5,013 8,471 8,595 Mortgage servicing rights acquired — — 9,747 Amortization ( 5,399 ) ( 7,893 ) ( 7,477 ) Carrying value before valuation allowance at end of period 21,858 22,244 21,666 Valuation allowance: Balance at beginning of period ( 2,706 ) ( 8,513 ) ( 534 ) Impairment recovery (charges) 2,019 5,807 ( 7,979 ) Balance at end of period ( 687 ) ( 2,706 ) ( 8,513 ) Net carrying value of MSRs at end of period $ 21,171 $ 19,538 $ 13,153 Fair value of MSRs at end of period $ 27,382 $ 20,921 $ 13,153 Amortization of mortgage servicing rights is computed based on payments and payoffs of the related mortgage loans serviced. The Company had no actual losses from secondary market buy-backs in 2022, 2021 or 2020 . Expense (credit) recognized related to the accrual was $ 0 , $ 0 and $ 0 for the years ended December 31, 2022, 2021 and 2020, respectively. The Company’s servicing portfolio is comprised of the following: December 31, 2022 2021 Number of Principal Number of Principal Investor Loans Outstanding Loans Outstanding (Dollars In Thousands) Fannie Mae 7,504 $ 957,137 7,545 $ 913,336 Freddie Mac 16,410 1,994,469 16,987 2,012,895 Federal Home Loan Bank 56 7,513 61 8,260 Other 77 5,587 90 6,805 Totals 24,047 $ 2,964,706 24,683 $ 2,941,296 Custodial escrow balances maintained in connection with serviced loans were $ 31.3 million and $ 32.4 million at December 31, 2022 and 2021, respectively. Significant assumptions at December 31, 2022 , used in determining the value of MSRs include a weighted average prepayment speed assumption (“PSA”) of 115 and a weighted average discount rate of 9.01 %. Significant assumptions at December 31, 2021 , used in determining the value of MSRs include a weighted average prepayment rate of 204 PSA and a weighted average discount rate of 8.00 %.

Premises and Equipment and Leas

Premises and Equipment and Leases	12 Months Ended
	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Premises and Equipment and Leases	8. Premises and Equipment and Leases Premises and equipment are summarized as follows: December 31, 2022 2021 (In Thousands) Cost: Land $ 13,200 $ 13,369 Land improvements 1,730 1,587 Buildings 59,376 59,167 Leasehold improvements 3,706 3,655 Furniture, fixtures and equipment 42,616 41,075 Construction in process 3,565 315 124,193 119,168 Less allowances for depreciation and amortization ( 68,652 ) ( 63,566 ) $ 55,541 $ 55,602 Depreciation expense was $ 5.6 million, $ 6.3 million and $ 6.5 million for the years ended December 31, 2022, 2021 and 2020, respectively. Leases On January 31, 2020, the Company performed a valuation on UCFC’s leases to determine an initial right of use asset (ROU asset) and lease liability in connection with the Merger. The Company recorded an initial ROU asset of $ 5.0 million and a lease liability of $ 5.1 million for these leases. The Company’s lease agreements have maturity dates ranging from January 2023 to September 2044, some of which include options for multiple five and ten year extensions . The weighted average remaining life of the lease term for these leases was 13.29 and 14.21 years as of December 31, 2022 and 2021, respectively. The discount rate used in determining the lease liability for each individual lease was the FHLB fixed advance rate or swap rate which corresponded with the remaining lease term as of January 1, 2019 for leases that existed at adoption and as of the lease commencement date for leases subsequently entered into. The weighted average discount rate for leases was 2.52 % and 2.57 % as of December 31, 2022 and 2021, respectively. The total operating lease costs were $ 2.4 million for the years ended December 31, 2022 and 2021 , and $ 2.3 million for the year ended December 31, 2020 . The right-of-use asset, included in other assets , was $ 14.9 million and $ 15.4 million at December 31, 2022 and 2021 , respectively. The lease liabilities, included in other liabilities , were $ 15.6 million and $ 16.1 million as of December 31, 2022 and 2021, respectively. Undiscounted cash flows included in lease liabilities have expected contractual payments at December 31, 2022 as follows: (in thousands) 2023 $ 2,436 2024 2,051 2025 1,649 2026 1,387 2027 1,300 Thereafter 11,852 Total undiscounted minimum lease payments $ 20,675 Present value adjustment ( 5,061 ) Total lease liabilities $ 15,614

Goodwill and Intangible Assets

Goodwill and Intangible Assets	12 Months Ended
	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Goodwill and Intangible Assets	9. Goodwill and Intangible Assets Goodwill The change in the carrying amount of goodwill for the year is as follows: December 31, 2022 2021 (In Thousands) Beginning balance $ 317,948 $ 317,948 Goodwill acquired or adjusted during the year 40 — Ending balance $ 317,988 $ 317,948 The Company tests goodwill at least annually and, more frequently, if events or changes in circumstances indicate that it may be more likely than not that there is a possible impairment. The Company conducted a quantitative goodwill impairment assessment at December 31, 2022. The impairment assessment compared the fair value of identified reporting units with their carrying amount (including goodwill). If the carrying amount of a reporting unit exceeds its fair value, an impairment loss is recognized in an amount equal to the excess. The Company's assessment estimated fair value on an income approach that incorporated a discounted cash flow (“DCF”) model that involves management assumptions based upon future growth projections. Results of the assessment indicated no goodwill impairment as of December 31, 2022. The Company will continue to monitor its goodwill for possible impairment. Acquired Intangible Assets Activity in intangible assets for the years ended December 31, 2022, 2021 and 2020, was as follows: Gross Accumulated Net Value (In Thousands) Balance as of January 1, 2020 $ 20,633 $ ( 16,861 ) $ 3,772 Intangible assets acquired 33,014 — 33,014 Amortization of intangible assets — ( 6,449 ) ( 6,449 ) Balance as of December 31, 2020 53,647 ( 23,310 ) 30,337 Intangible assets acquired — — — Amortization of intangible assets — ( 6,208 ) ( 6,208 ) Balance as of December 31, 2021 53,647 ( 29,518 ) 24,129 Intangible assets acquired 395 — 395 Amortization of intangible assets — ( 5,450 ) ( 5,450 ) Balance as of December 31, 2022 $ 54,042 $ ( 34,968 ) $ 19,074 Estimated amortization expense for each of the next five years and thereafter is as follows (in thousands): 2023 $ 5,572 2024 4,273 2025 3,387 2026 2,647 2027 1,946 Thereafter 1,249 Total $ 19,074

Deposits

Deposits	12 Months Ended
	Dec. 31, 2022
Deposits [Abstract]
Deposits	10. Deposits The following schedule sets forth interest expense by type of deposit: Years Ended December 31, 2022 2021 2020 (In Thousands) Checking and money market accounts $ 14,927 $ 4,754 $ 9,710 Savings accounts 174 172 222 Certificates of deposit 9,808 8,556 16,986 Totals $ 24,909 $ 13,482 $ 26,918 A summary of deposit balances is as follows: December 31, 2022 2021 (In Thousands) Noninterest-bearing checking accounts $ 1,869,509 $ 1,724,772 Interest-bearing checking and money market accounts 3,185,440 2,952,705 Savings deposits 798,003 804,451 Retail certificates of deposit less than $250,000 645,318 636,477 Retail certificates of deposit greater than and equal to $250,000 264,741 163,646 Brokered deposits 143,708 — Totals $ 6,906,719 $ 6,282,051 Included in total deposits above are related-party deposits of $ 11.6 million and $ 2.4 million at December 31, 2022 and 2021, respectively. Scheduled maturities of certificates of deposit at December 31, 2022, are as follows (in thousands): 2023 $ 588,723 2024 260,126 2025 32,459 2026 17,423 2027 11,195 Thereafter 133 Total $ 910,059

Advances from Federal Home Loan

Advances from Federal Home Loan Bank	12 Months Ended
	Dec. 31, 2022
Advance from Federal Home Loan Bank [Abstract]
Advances from Federal Home Loan Bank	11. Advances from Federal Home Loan Bank The Bank has the ability to borrow funds from the FHLB. The Bank pledges its single-family residential mortgage loan portfolio, certain commercial real estate loans, and certain agriculture real estate loans as security for these advances. Advances secured by residential mortgages must have collateral of at least 127 % of the borrowings. Advances secured by commercial real estate loans, and agriculture real estate loans must have collateral of at least 120 % and 122 % of the borrowings, respectively. Total loans pledged to the FHLB at December 31, 2022, and December 31, 2021, were $ 2.7 billion and $ 2.1 billion, respectively. The Bank could obtain advances of up to approximately $ 2.0 billion from the FHLB at December 31, 2022. Each advance is payable at its maturity date, with a prepayment penalty for fixed rate advances. At December 31, 2021, the Bank had no outstanding FHLB advances. At December 31, 2022, advances from the FHLB were as follows: 2023 $ 428,000 2024 — 2025 — 2026 — 2027 — Thereafter — Totals $ 428,000

Subordinated Debentures and Jun

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust	12 Months Ended
	Dec. 31, 2022
Subordinated Debentures And Junior Subordinated Debentures Owed To Unconsolidated Subsidiary Trust [Abstract]
Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust	12. Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust In September 2020, the Company completed the issuance of $ 50.0 million aggregate principal amount, fixed-to-floating rate subordinated notes due September 30, 2030 in a private offering exempt from the registration requirements under the Securities Act of 1933, as amended. The notes carry a fixed rate of 4.0 % for five years at which time they will convert to a floating rate based on the secured overnight financing rate, plus a spread of 388.5 basis points. The Company may, at its option, beginning September 30, 2025, redeem the notes, in whole or in part, from time to time, subject to certain conditions. The net proceeds from the sale were approximately $ 48.7 million, after deducting the estimated offering expenses. The Company’s intent was to use the net proceeds for general corporate purposes, which may include, without limitation, providing capital to support its growth organically or through strategic acquisitions, repaying indebtedness, in financing investments, capital expenditures, repurchasing its common shares and for investments in the Bank as regulatory capital. The subordinated debentures are included in Total Capital under current regulatory guidelines and interpretations. In March 2007, the Company sponsored an affiliated trust, Premier Statutory Trust II (“Trust Affiliate II”) that issued $ 15.0 million of Guaranteed Capital Trust Securities (Trust Preferred Securities). In connection with the transaction, the Company issued $ 15.5 million of Junior Subordinated Deferrable Interest Debentures (“Subordinated Debentures”) to Trust Affiliate II. The Company formed Trust Affiliate II for the purpose of issuing Trust Preferred Securities to third-party investors and investing the proceeds from the sale of these capital securities solely in Subordinated Debentures of the Company. The Subordinated Debentures held by Trust Affiliate II are the sole assets of that trust. The Company is not considered the primary beneficiary of this Trust (variable interest entity), therefore the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability. Distributions on the Trust Preferred Securities issued by Trust Affiliate II are payable quarterly at a variable rate equal to the three-month LIBOR rate plus 1.5% . The Coupon rate payable on the Trust Preferred Securities issued by Trust Affiliate II was 6.27 % and 1.70 % as of December 31, 2022 and 2021, respectively. The Trust Preferred Securities issued by Trust Affiliate II are subject to mandatory redemption, in whole or part, upon repayment of the Subordinated Debentures. The Company has entered into an agreement that fully and unconditionally guarantees the Trust Preferred Securities subject to the terms of the guarantee. The Trust Preferred Securities and Subordinated Debentures mature on June 15, 2037, but can be redeemed at the Company’s option at any time now. The Company also sponsors an affiliated trust, Premier Statutory Trust I (“Trust Affiliate I”) that issued $ 20.0 million of Trust Preferred Securities in 2005. In connection with this transaction, the Company issued $ 20.6 million of Subordinated Debentures to Trust Affiliate I. Trust Affiliate I was formed for the purpose of issuing Trust Preferred Securities to third-party investors and investing the proceeds from the sale of these capital securities solely in Subordinated Debentures of the Company. The Junior Debentures held by Trust Affiliate I are the sole assets of the trust. The Company is not considered the primary beneficiary of this Trust (variable interest entity), therefore the trust is not consolidated in the Company’s financial statements, but rather the subordinated debentures are shown as a liability. Distributions on the Trust Preferred Securities issued by Trust Affiliate I are payable quarterly at a variable rate equal to the three-month LIBOR rate plus 1.38% . The Coupon rate payable on the Trust Preferred Securities issued by Trust Affiliate I was 6.15 % and 1.58 % as of December 31, 2022 and 2021, respectively. The Trust Preferred Securities issued by Trust Affiliate I are subject to mandatory redemption, in whole or in part, upon repayment of the Subordinated Debentures. The Company has entered into an agreement that fully and unconditionally guarantees the Trust Preferred Securities subject to the terms of the guarantee. The Trust Preferred Securities and Subordinated Debentures mature on December 15, 2035, but can be redeemed at the Company’s option at any time now. The Subordinated Debentures related to the Trust Preferred Securities may be included in tier 1 capital (with certain limitations applicable) under current regulatory guidelines and interpretations. Interest on both issues of Trust Preferred Securities may be deferred for a period of up to five years at the option of the issuer. A summary of all junior subordinated debentures issued by the Company to affiliates and subordinated debentures follows. For the junior subordinated debentures, these amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts. For the subordinated debentures, these amounts represent the par value less remaining deferred offering expense associated with the issuance the debentures. Balances were as follows: December 31, 2022 2021 (In Thousands) First Defiance Statutory Trust I due December 2035 $ 20,619 $ 20,619 First Defiance Statutory Trust II due June 2037 15,464 15,464 Total junior subordinated debentures owed to unconsolidated subsidiary Trusts $ 36,083 $ 36,083 Subordinated debentures $ 49,020 $ 48,893

Securities Sold Under Agreement

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings	12 Months Ended
	Dec. 31, 2022
Securities Sold Under Agreements To Repurchase And Other Short Term Borrowings [Abstract]
Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings	13. Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings Th e Company has utilized securities sold under agreements to repurchase in the past to facilitate the needs of our customers and to facilitate secured short-term funding needs. Securities sold under agreements to repurchase are stated at the amount of cash received in connection with the transaction. We monitor levels on a continuous basis. We may be required to provide additional collateral based on the fair value of the underlying securities. Securities pledged as collateral under repurchase agreements are maintained with our safekeeping agent. Total Company had no outstanding securities sold under agreement to repurchase at December 31, 2022 or December 31, 2021. As of December 31, 2022 and 2021, the Company had the following undrawn lines of credit facilities available for short-term borrowing purposes: A $ 20.0 million line of credit with First Horizon Bank. The rate on the line of credit is at three- month SOFR + 2.12 %, with a floor of 2.50 %, which floats quarterly. This line was undrawn upon as of December 31, 2022 and 2021. A $ 50.0 million line of credit with U.S. Bank. The rate on this line of credit is U.S. Bank’s federal funds rate, which floats daily. This line was undrawn upon as of December 31, 2022 and 2021. A $ 44.5 million discount window for short-term or late day borrowing needs with the Federal Reserve Bank of Cleveland. The Company pledges investment security collateral to maintain borrowing capacity. This line was undrawn upon as of December 31, 2022.

Other Noninterest Expense

Other Noninterest Expense	12 Months Ended
	Dec. 31, 2022
Other Expense, Nonoperating [Abstract]
Other Noninterest Expense	14. Other Noninterest Expense The following is a summary of other noninterest expense: Years Ended December 31, 2022 2021 2020 (In Thousands) Legal and other professional fees $ 7,622 $ 7,325 $ 5,119 Marketing 2,160 1,940 1,938 OREO expenses and write-downs 150 117 86 Printing and office supplies 953 941 1,032 Postage 1,279 1,257 1,173 Check charge-offs and fraud losses 1,350 762 870 Credit and collection expense 584 714 550 Other 11,991 11,388 11,649 Total other noninterest expense $ 26,089 $ 24,444 $ 22,417

Postretirement Benefits

Postretirement Benefits	12 Months Ended
	Dec. 31, 2022
Retirement Benefits [Abstract]
Postretirement Benefits	15. Postretirement Benefits Premier sponsors a defined benefit postretirement plan that is intended to supplement Medicare coverage for certain retirees who meet minimum age requirements. The Bank employees who retired prior to April 1, 1997, and who completed 20 years of service after age 40 receive full medical coverage at no cost. The Bank employees retiring after April 1, 1997, are provided medical benefits at a cost based on their combined age and years of service at retirement. Surviving spouses are also eligible for continued coverage after the retiree is deceased at a subsidy level that is 10% less than what the retiree is eligible for. The Bank employees retiring before July 1, 1997, receive dental and vision care in addition to medical coverage. The Bank employees who retire after July 1, 1997, are not eligible for dental or vision care. The Bank employees who were born after December 31, 1950, are not eligible for the medical coverage described above at retirement. Rather, a one-time medical spending account of up to $ 10,000 (based on the participant’s age and years of service) will be established to reimburse medical expenses for those individuals. First Insurance employees who were born before December 31, 1950, can continue coverage until they reach age 65, or in lieu of continuing coverage, can elect the medical spending account option, subject to eligibility requirements. Employees hired or acquired after January 1, 2003, are eligible only for the medical spending account option. Included in accumulated other comprehensive income at December 31, 2022, 2021 and 2020, are the following amounts that have not yet been recognized in net periodic benefit cost: December 31, 2022 2021 2020 (In Thousands) Unrecognized prior service cost $ 47 $ 57 $ 71 Unrecognized actuarial (gain) loss ( 556 ) 43 29 Total (gain) loss recognized in Accumulated Other Comprehensive Income ( 509 ) 100 100 Income tax effect 107 ( 21 ) ( 21 ) Net (gain) loss recognized in Accumulated Other Comprehensive Income $ ( 402 ) $ 79 $ 79 Reconciliation of Funded Status and Accumulated Benefit Obligation The plan is not currently funded. The following table summarizes benefit obligation and plan asset activity for the plan measured as of December 31 each year: December 31, 2022 2021 (In Thousands) Change in benefit obligation: Benefit obligation at beginning of year $ 2,759 $ 2,787 Service cost 52 60 Interest cost 67 53 Participant contribution 27 22 Actuarial (gains) / losses ( 599 ) 13 Benefits paid ( 187 ) ( 176 ) Benefit obligation at end of year 2,119 2,759 Change in fair value of plan assets: Balance at beginning of year — — Employer contribution 160 154 Participant contribution 27 22 Benefits paid ( 187 ) ( 176 ) Balance at end of year — — Funded status at end of year $ ( 2,119 ) $ ( 2,759 ) Net periodic postretirement benefit cost includes the following components: Years Ended December 31, 2022 2021 2020 (In Thousands) Service cost-benefits attributable to service during the period $ 52 $ 60 $ 61 Interest cost on accumulated postretirement benefit obligation 67 53 87 Net amortization and deferral 10 13 13 Net periodic postretirement benefit cost 129 126 161 Net (gain) / loss during the year ( 599 ) 13 ( 195 ) Amortization of prior service cost and actuarial losses ( 10 ) ( 13 ) ( 13 ) Total recognized in comprehensive income (loss) ( 609 ) — ( 208 ) Total recognized in net periodic postretirement benefit cost and other $ ( 480 ) $ 126 $ ( 47 ) The following assumptions were used in determining the components of the postretirement benefit obligation: 2022 2021 2020 Weighted average discount rates: Used to determine benefit obligations at December 31 5.00 % 2.50 % 2.00 % Used to determine net periodic postretirement benefit cost for years 2.50 % 2.00 % 3.00 % Assumed health care cost trend rates at December 31: Health care cost trend rate assumed for next year 6.00 % 6.50 % 5.50 % Rate to which the cost trend rate is assumed to decline (the ultimate 3.90 % 3.90 % 4.00 % Year that rate reaches ultimate trend rate 2075 2075 2075 The following benefits are expected to be paid over the next five years and in aggregate for the next five years thereafter. Because the plan is unfunded, the expected net benefits to be paid and the estimated Company contributions are the same amount. Expected to be Paid (In Thousands) 2023 $ 193 2024 203 2025 212 2026 224 2027 159 2028 through 2032 806 Assumed health care cost trend rates have a significant effect on the amounts reported for the health care plans. The Company expects to contribute $ 193,000 before reflecting expected Medicare retiree drug subsidy payments in 2022 .

Regulatory Matters

Regulatory Matters	12 Months Ended
	Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Regulatory Matters	16. Regulatory Matters Premier and the Bank are subject to minimum capital adequacy guidelines. Failure to meet minimum capital requirements can initiate certain mandatory and possibly additional discretionary actions by regulators, which could have a material impact on Premier’s financial statements. Under capital adequacy guidelines, Premier and the Bank must maintain capital amounts in excess of minimum ratios based on quantitative measures of their assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The rules include a minimum common equity tier 1 capital to risk-weighted assets ratio (“CET1”) of 4.5 % and a capital conservation buffer of 2.5 % of risk-weighted assets, which effectively results in a minimum CET1 ratio of 7.0 %. Basel III raises the minimum ratio of tier 1 capital to risk-weighted assets from 4.0 % to 6.0 % (which, with the capital conservation buffer, effectively results in a minimum tier 1 capital ratio of 8.5 %), which effectively results in a minimum total capital to risk-weighted assets ratio of 10.5 %, and requires a minimum leverage ratio of 4.0 %. Basel III also makes changes to risk weights for certain assets and off-balance sheet exposures. The federal banking agencies have also established a system of “prompt corrective action” to resolve certain problems of undercapitalized banks. The regulatory agencies can initiate certain mandatory actions if the Bank fails to meet the minimum capital requirements, which could have a material effect on Premier’s financial statements. The following schedule presents Premier consolidated and the Bank’s regulatory capital ratios as of December 31, 2022 and 2021 (dollars in thousands): December 31, 2022 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 728,883 9.91 % $ 331,019 4.5 % N/A N/A Premier Bank $ 775,907 10.58 % $ 330,008 4.5 % $ 476,678 6.5 % Tier 1 Capital Consolidated $ 763,883 9.37 % $ 326,094 4.0 % N/A N/A Premier Bank $ 775,907 9.55 % $ 324,949 4.0 % $ 406,187 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 763,883 10.38 % $ 441,359 6.0 % N/A N/A Premier Bank $ 775,907 10.58 % $ 440,011 6.0 % $ 586,681 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 892,663 12.14 % $ 588,478 8.0 % N/A N/A Premier Bank $ 854,687 11.65 % $ 586,681 8.0 % $ 733,352 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2022 . December 31, 2021 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 689,930 10.92 % $ 284,394 4.5 % N/A N/A Premier Bank $ 725,600 11.53 % $ 283,265 4.5 % $ 409,160 6.5 % Tier 1 Capital Consolidated $ 724,930 10.10 % $ 287,138 4.0 % N/A N/A Premier Bank $ 725,600 10.16 % $ 285,664 4.0 % $ 357,080 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 724,930 11.47 % $ 379,192 6.0 % N/A N/A Premier Bank $ 725,600 11.53 % $ 377,686 6.0 % $ 503,582 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 844,389 13.36 % $ 505,589 8.0 % N/A N/A Premier Bank $ 795,059 12.63 % $ 503,582 8.0 % $ 629,477 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2021 . Dividend Restrictions - Dividends paid by the Bank to Premier are subject to various regulatory restrictions. The Bank paid $ 58.0 million in net dividends to Premier in 2022 and $ 35.0 million in 2021. The Bank may not pay dividends to Premier in excess of its net profits (as defined by statute) for the last two fiscal years, plus any year to date net profits without the approval of the ODFI. As of December 31, 2022 , the Bank could dividend up to an additional $ 125.0 million to Premier. First Insurance Group paid $ 2.0 million in dividends to Premier in 2022 and $ 2.0 million in dividends in 2021 . PFC Risk Management paid $ 1.6 million in dividends to Premier in 2022 and $ 1.8 million in 2021 . PFC Capital received $ 3.0 million in cash infusion from Premier in 2022 and paid $ 7.5 million in dividends in 2021 .

Income Taxes

Income Taxes	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Income Taxes	17. Income Taxes The components of income tax expense are as follows: Years Ended December 31, 2022 2021 2020 (In Thousands) Current: Federal $ 24,698 $ 24,256 $ 25,323 State and local 704 723 650 Deferred ( 1,306 ) 5,393 ( 9,781 ) $ 24,096 $ 30,372 $ 16,192 The effective tax rates differ from federal statutory rate applied to income before income taxes due to the following: Years Ended December 31, 2022 2021 2020 (In Thousands) Tax expense at statutory rate ( 21 %) $ 26,519 $ 32,849 $ 16,646 Increases (decreases) in taxes from: State income tax – net of federal tax benefit 557 571 513 Tax exempt interest income, net of TEFRA ( 723 ) ( 839 ) ( 806 ) Bank owned life insurance ( 829 ) ( 1,075 ) ( 882 ) Captive insurance ( 417 ) ( 365 ) ( 445 ) Other ( 1,011 ) ( 769 ) 1,166 Totals $ 24,096 $ 30,372 $ 16,192 Deferred federal income taxes reflect the net tax effects of temporary differences between the carrying amounts of assets and liabilities for financial reporting purposes and the amounts used for income tax purposes. Significant components of Premier’s deferred federal income tax assets and liabilities are as follows: December 31, 2022 2021 (In Thousands) Deferred federal income tax assets: Allowance for credit losses $ 15,291 $ 13,958 Allowance for unfunded commitments 1,431 1,056 Interest on nonaccrual loans 672 686 Postretirement benefit costs 408 537 Cash flow hedge derivative 8,407 — Deferred compensation 1,841 2,216 Individually evaluated loans 568 1,138 Net unrealized loss on available-for-sale securities 37,810 1,070 Accrued vacation 10 10 Accrued bonus 1,419 1,054 Lease liability 3,279 3,391 Net operating loss carryforward 239 273 Other 2,254 2,363 Total deferred federal income tax assets 73,629 27,752 Deferred federal income tax liabilities: Equity securities fair value 35 429 Goodwill 4,889 4,726 Mortgage servicing rights 4,446 4,103 Cash flow hedge derivative — 142 Fixed assets 2,525 2,368 Other intangible assets 3,847 4,987 Deferred loan origination fees and costs 2,203 1,266 Prepaid expenses 1,117 881 Right of use asset 3,139 3,242 Other 416 663 Total deferred federal income tax liabilities 22,617 22,807 Net deferred federal income tax asset/ (liability) $ 51,012 $ 4,945 The realization of the Company’s deferred tax assets is dependent upon the Company’s ability to generate taxable income in future periods and the reversal of deferred tax liabilities during the same period. The Company has evaluated the available evidence supporting the realization of its deferred tax assets and determined it is more likely than not that the assets will be realized and thus no valuation allowance was required at December 31, 2022. Retained earnings at December 31, 2022 , include approximately $ 32.1 million for which no tax provision for federal income taxes has been made. This amount represents the tax bad debt reserve at December 31, 1987, which is the end of the Company’s base year for purposes of calculating the bad debt deduction for tax purposes. If this portion of retained earnings is used in the future for any purpose other than to absorb bad debts, the amount used will be added to future taxable income. The unrecorded deferred tax liability on the above amount at December 31, 2022 , was approximately $ 6.7 million. The total amount of interest and penalties recorded in the income statement was $ 0 for each of the years ended December 31, 2022, 2021 and 2020 . The amount accrued for interest and penalties was $ 0 at December 31, 2022, 2021 and 2020. The Company and its subsidiaries are subject to U.S. federal income tax as well as income tax in the states of Indiana and West Virginia. The Company is no longer subject to examination by taxing authorities for years before 2019. At December 31, 2022, the Company also operated in the states of Ohio, Pennsylvania and Michigan, which tax financial institutions based on their equity rather than their income. The Company’s net operating loss of $ 1.1 million will be carried forward to use against future taxable income. The net operating loss carryforwards begin to expire in the year ending December 31, 2029 . This tax benefit is subject to an annual limitation under Internal Revenue Code Section 382; however, Premier and the Bank expect to utilize the full amount of the benefit.

Employee Benefit Plans

Employee Benefit Plans	12 Months Ended
	Dec. 31, 2022
Retirement Benefits [Abstract]
Employee Benefit Plans	18. Employee Benefit Plans 401(k) Plan Employees of Premier are eligible to participate in the Premier Financial Corp. 401(k) Employee Savings Plan (the “Premier 401(k)”) if they meet certain age and service requirements. Under the Premier 401(k), Premier matches 100% of the participants’ contributions up to 3% of compensation and then 50% of the participants’ contributions for the next 2% of compensation . The Premier 401(k) also provides for a discretionary Premier contribution in addition to the Premier matching contribution. Premier matching contributions totaled $ 2.7 million, $ 2.6 million and $ 2.5 million for the years ended December 31, 2022, 2021 and 2020, respectively. There were no discretionary contributions in any of those years. Group Life Plan The executive group life plan covers various employees, including the Company’s named executive officers. Under the terms of the group life plan, the Bank will purchase and own life insurance policies covering the lives of employees selected by the Board of Directors of the Bank as participants. There was $ 411,000 , $( 121,000 ) and $ 40,000 of expense/(recovery) recorded for the years ended December 31, 2022, 2021 and 2020 , respectively, with a liability of $ 2.0 million and $ 1.7 million for future benefits recorded at December 31, 2022 and 2021, respectively. Deferred Compensation The deferred compensation plans cover all directors and certain employees that elect to participate. Under the plans, the Company pays each participant, or their beneficiary, the amount of fees deferred plus interest over a defined time period. The deferred compensation plans have approximately $ 10.3 million and $ 8.0 million in assets and liabilities, respectively, as of December 31, 2022, which are matched in terms of investment elections. As of December 31, 2021 , the deferred compensation plans had approximately $ 9.4 million and $ 7.4 million in assets and liabilities, respectively, which were matched in terms of investment elections. Every year, other noninterest expense reflects the net changes in fair value of the underlying investments in the assets and liabilities. The net expense (income) recorded for the deferred compensation plan for each of the last three years was $ 414,000 , $( 66,000 ) and $( 11,000 ) in 2022, 2021 and 2020, respectively.

Stock Compensation Plans

Stock Compensation Plans	12 Months Ended
	Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]
Stock Compensation Plans	19. Stock Compensation Plans Premier has established equity based compensation plans for its directors and employees. On February 27, 2018, the Board adopted, and the shareholders approved at the 2018 Annual Shareholders Meeting, the Premier Financial Corp. 2018 Equity Incentive Plan (the “2018 Equity Plan”). The 2018 Equity Plan replaced all existing plans, although the Company’s former equity plans remain in existence to the extent there were outstanding grants thereunder at the time the 2018 Equity Plan was approved. In addition, as a result of the Company's merger (the "Merger") with United Community Federal Corp. ("UCFC"), Premier assumed certain outstanding stock options granted under UCFC’s Amended and Restated 2007 Long-Term Incentive Plan (the “UCFC 2007 Plan”) and UCFC’s 2015 Long Term Incentive Plan, which has since been renamed as the “Premier Financial Corp. 2015 Long Term Incentive Plan” (the “2015 Plan”). Premier also assumed the shares available for future issuance under the 2015 Plan as of the effective date of the Merger, with appropriate adjustments to the number of shares available to reflect the Merger. The stock options assumed from UCFC in the Merger remain subject to the terms of the 2015 Plan, but became exercisable solely to purchase shares of Premier, with appropriate adjustments to the number of shares subject to the assumed stock options and the exercise price of such stock options. Besides certain options issued under the First Defiance Financial Corp. 2010 Equity Incentive Plan, all awards currently outstanding are issued under the 2018 Equity Plan or the 2015 Plan. The 2018 Equity Plan and the 2015 Plan were each amended and restated in February 2022 to align certain administrative components of the plans in addition to enhancing certain governance components. New awards will be made under either the 2018 Equity Plan or the 2015 Plan as the Company determines. The 2018 Equity Plan allows for issuance of up to 900,000 common shares through the award of options, restricted stock, stock, stock appreciation rights, or other stock-based awards. The 2015 Plan allows for the issuance of up to 1.2 million common shares, as adjusted for the Merger, through the award of options, stock, restricted stock, stock units, stock appreciation rights, or performance stock awards. The Company maintains Long-Term Equity Incentive Plans (each, an "LTIP") for select members of management (the "Executive LTIP") and a Key Employee and Commercial Lender Plan (the "Key Plan"). Under the Executive LTIP, participants may earn between 20 % to 50 % of their salary for potential payout in the form of equity awards based on the achievement of certain corporate performance targets over a three-year period. The Company granted 86,190 performance stock units ("PSUs") to the participants under the Executive LTIP during 2022 , which represents the maximum target award. The value of awards issued in 2021 and 2022 under the Executive LTIP will be determined individually at the end of each respective 36 month performance period ending December 31. The benefits earned under these LTIPs will be paid out in equity in the first quarter following the end of the performance period. The participants will receive all or a portion of the award if their employment is terminated by the Company without cause, by the participant in certain situations, or by death, disability or retirement of the participant. The maximum amount of compensation expense that may be earned for the PSUs at December 31, 2022 , is approximately $ 6.3 million in the aggregate. However, the estimated expense that is expected to be earned as of December 31, 2022 , is $ 4.2 million of which $ 944,000 was unrecognized at December 31, 2022 , and will be recognized over the remaining performance periods. Total expense of $ 873,000 and $ 1.6 million was recorded for the years ended December 31, 2022 and December 31, 2021, respectively Beginning in 2022, under the Key Plan, the participants are granted restricted stock awards ("RSAs") based upon the achievement of certain targets in the prior year. Prior to 2022, restricted stock units ("RSUs") were issued to participants under the same plan. The participants can earn from 5 % to 10 % of their salary in RSAs or RSUs, that vest three years from the date of grant. The Company granted 19,612 in RSAs and 17,542 RSUs in the first quarter of 2022 and 2021, respectively, as a payout under the Key Plan. In the 2022 , the Company also granted 37,800 discretionary RSAs that vest over a period of time ranging from one to three years . Of these grants, 14,712 were issued to directors and have a one year vesting period. The fair value of all granted restricted shares was determined by the stock price at the date of the grant. At December 31, 2022 , a total of 361,021 restricted grants were outstanding. Compensation expense is recognized over the performance or vesting period. Total expense of $ 1.1 million and $ 1.3 million was recorded for the years ended December 31, 2022 and 2021 , respectively. Approximately $ 2.1 million and $ 2.7 million is included within other liabilities at December 31, 2022 and December 31, 2021, respectively, related to the cash portion of the Company's Short-Term Incentive Plans. The following table sets forth Premier's performance and restricted stock activity during the year ended December 31, 2022: Performance Stock Units Restricted Stock Units Restricted Stock Awards Unvested Shares Shares Weighted- Shares Weighted- Shares Weighted- Unvested at January 1, 2022 164,970 $ 28.34 51,773 $ 28.44 58,260 $ 29.71 Granted 86,190 30.67 — — 81,412 28.31 Vested — — ( 13,637 ) 29.00 ( 35,159 ) 27.97 Forfeited ( 21,347 ) 29.34 ( 6,340 ) 27.25 ( 5,101 ) 30.50 Unvested at December 31, 2022 229,813 $ 29.12 31,796 $ 28.44 99,412 $ 29.14 As of December 31, 2022 , 29,661 options to acquire Premier shares were outstanding at option prices based on the market value of the underlying shares on the date the options were granted. All options expire ten years from the date of grant. Vested options of retirees expire on the earlier of the scheduled expiration date or one year after the retirement date. The fair value of each option award is estimated on the date of grant using the Black-Scholes model. Expected volatilities are based on historical volatilities of the Company’s common shares. The Company uses historical data to estimate option exercise and post-vesting termination behavior. The expected term of options granted is based on historical data and represents the period of time that options granted are expected to be outstanding, which takes into account that the options are not transferable. The risk-free interest rate for the expected term of the option is based on the U.S. Treasury yield curve in effect at the time of the grant. There were no options granted during the years ended December 31, 2022 and 2021. Following is stock option activity under the plans during the year ended December 31, 2022: Options Weighted Weighted Aggregate Options outstanding, January 1, 2022 35,661 $ 21.72 Forfeited or cancelled ( 3,000 ) 17.68 Exercised ( 3,000 ) 17.68 Granted — — Options outstanding, December 31, 2022 29,661 $ 25.54 4.08 $ 131,425 Exercisable at December 31, 2022 29,661 $ 25.54 4.08 $ 131,425 Proceeds, related tax benefits realized from options exercised and intrinsic value of options exercised were as follows: Year Ended December 31, 2022 2021 2020 (In Thousands, except per share amounts) Intrinsic value of options exercised $ 29 $ 11 $ 189 Cash received from option exercises 53 8 — Tax benefit realized from option exercises 6 2 40 As of December 31, 2022 , there was a de minimus amount of total unrecognized compensation costs related to unvested stock options granted under the Company’s equity plans. The cost is expected to be recognized over a weighted-average period of one month .

Parent Company Statements

Parent Company Statements	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]
Parent Company Statements	20. Parent Company Statements Condensed parent company financial statements, which include transactions with subsidiaries, are as follow: December 31, Statements of Financial Condition 2022 2021 (In Thousands) Assets Cash and cash equivalents $ 15,264 $ 24,152 Equity securities 7,832 14,097 Investment in banking subsidiary 909,552 1,034,379 Investment in non-bank subsidiaries 37,191 33,102 Other assets 5,145 4,110 Total assets $ 974,984 $ 1,109,840 Liabilities and stockholders’ equity: Subordinated debentures $ 85,103 $ 84,976 Accrued liabilities 2,160 1,368 Stockholders’ equity 887,721 1,023,496 Total liabilities and stockholders’ equity $ 974,984 $ 1,109,840 Years Ended December 31, Statements of Income 2022 2021 2020 (In Thousands) Dividends from subsidiaries $ 58,550 $ 46,315 $ 25,900 Interest income 657 520 30 Interest expense ( 3,327 ) ( 2,713 ) ( 1,308 ) Other income — 1,955 105 Noninterest expense ( 1,391 ) ( 997 ) ( 902 ) Other expense ( 551 ) — — Income before income taxes and equity in earnings of subsidiaries 53,938 45,080 23,825 Income tax credit ( 969 ) ( 259 ) ( 423 ) Income before equity in earnings of subsidiaries 54,907 45,339 24,248 Undistributed equity in earnings of subsidiaries 47,280 80,712 38,829 Net income 102,187 126,051 63,077 Other comprehensive income (loss) ( 170,032 ) ( 18,432 ) 10,409 Comprehensive income (loss) $ ( 67,845 ) $ 107,619 $ 73,486 Years Ended December 31, Statements of Cash Flows 2022 2021 2020 (In Thousands) Operating activities: Net income $ 102,187 $ 126,051 $ 63,077 Adjustments to reconcile net income to net cash (used in) Undistributed equity in earnings of subsidiaries ( 47,280 ) ( 80,712 ) ( 38,829 ) Change in other assets and liabilities 156 380 1,630 Net cash provided by (used in) operating activities 55,063 45,719 25,878 Investing activities: Net Cash received for United Community Financial Corp. — — 9,414 Sale of equity securities 8,714 — — Purchase of equity securities ( 3,000 ) ( 11,053 ) ( 1,000 ) Net cash used in investing activities 5,714 ( 11,053 ) 8,414 Financing activities: Repurchase of common stock ( 26,870 ) ( 29,583 ) ( 10,183 ) Cash dividends paid ( 42,795 ) ( 38,948 ) ( 32,898 ) Proceeds from subordinated debentures — — 48,777 Direct stock sales — — 18 Net cash used in financing activities ( 69,665 ) ( 68,531 ) 5,714 Net increase (decrease) in cash and cash equivalents ( 8,888 ) ( 33,865 ) 40,006 Cash and cash equivalents at beginning of year 24,152 58,017 18,011 Cash and cash equivalents at end of year $ 15,264 $ 24,152 $ 58,017

Fair Value

Fair Value	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Fair Value	21. Fair Value FASB ASC Topic 820, Fair Value Measurements, defines fair value as the price that would be received to sell an asset or paid to transfer a liability (an exit price) in an orderly transaction between market participants. A fair value measurement assumes that the transaction to sell the asset or transfer the liability occurs in the principal market for the asset or liability or, in the absence of a principal market, the most advantageous market for the asset or liability. The price in the principal (or most advantageous) market used to measure the fair value of the asset or liability shall not be adjusted for transaction costs. An orderly transaction is a transaction that assumes exposure to the market for a period prior to the measurement date to allow for marketing activities that are usual and customary for transactions involving such assets and liabilities; it is not a forced transaction. Market participants are buyers and sellers in the principal market that are (i) independent, (ii) knowledgeable, (iii) able to transact and (iv) willing to transact. FASB ASC Topic 820 requires the use of valuation techniques that are consistent with the market approach, the income approach and/or the cost approach. The market approach uses prices and other relevant information generated by market transactions involving identical or comparable assets and liabilities. The income approach uses valuation techniques to convert future amounts, such as cash flows or earnings, to a single present amount on a discounted basis. The cost approach is based on the amount that currently would be required to replace the service capacity of an asset (replacement cost). Valuation techniques should be consistently applied. Inputs to valuation techniques refer to the assumptions that market participants would use in pricing the asset or liability. Inputs may be observable, meaning those that reflect the assumptions market participants would use in pricing the asset or liability developed based on the best information available. In that regard, FASB ASC Topic 820 established a fair value hierarchy for valuation inputs that gives the highest priority to quoted prices in active markets for identical assets or liabilities and the lowest priority to unobservable inputs. The fair value hierarchy is as follows: • Level 1 : Quoted prices (unadjusted) in active markets for identical assets or liabilities that the reporting entity has the ability to access at the measurement date. • Level 2 : Inputs other than quoted prices included in Level 1 that are observable for the asset or liability, either directly or indirectly. These might include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in markets that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, prepayment speeds, credit risks, etc.) or inputs that are derived principally from or corroborated by market data by a correlation or other means. • Level 3 : Unobservable inputs for determining fair value of assets and liabilities that reflect an entity’s own assumptions about the assumptions that market participants would use in pricing the assets or liabilities. A description of the valuation methodologies used for instruments measured at fair value, as well as the general classification of such instruments pursuant to the valuation hierarchy, is set forth below. Available-for-sale securities - Securities classified as available for sale are generally reported at fair value utilizing Level 2 inputs where the Company obtains fair value measurements from an independent pricing service that uses matrix pricing, which is a mathematical technique widely used in the industry to value debt securities without relying exclusively on quoted prices for the specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2 inputs). The fair value measurements consider observable data that may include dealer quotes, market spreads, cash flows and the bonds’ terms and conditions, among other things. Securities in Level 2 include U.S. federal government agencies, mortgage-backed securities, corporate bonds and municipal securities. Equity securities – These securities are reported at fair value utilizing Level 1 inputs where the Company obtains quoted prices in active markets for identical equity securities. Loans held for sale, carried at fair value – The Company has elected the fair value option for all loans held for sale originated after January 31, 2020. The fair value of conventional loans held for sale is determined using the current 15 day forward contract price for either 15 or 30 year conventional mortgages (Level 2). The fair value of permanent construction loans held for sale is determined using the current 60 day forward contract price for 15 or 30 year conventional mortgages which is then adjusted for unobservable market data such as estimated fall out rates and estimated time from origination to completion of construction (Level 3). Collateral Dependent loans - Fair values for individually analyzed, collateral dependent loans are generally based on appraisals obtained from licensed real estate appraisers and in certain circumstances consideration of offers obtained to purchase properties prior to foreclosure. Appraisals for commercial real estate generally use three methods to derive value: cost, sales or market comparison and income approach. The cost method bases value on the cost to replace the current property. Value of market comparison approach evaluates the sales price of similar properties in the same market area. The income approach considers net operating income generated by the property and an investor’s required return. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Comparable sales adjustments are based on known sales prices of similar type and similar use properties and duration of time that the property has been on the market to sell. Such adjustments made in the appraisal process are typically significant and result in a Level 3 classification of the inputs for determining fair value. Real estate held for sale - Assets acquired through or instead of loan foreclosure are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. These assets are then reviewed monthly by members of the asset review committee for valuation changes and are accounted for at lower of cost or fair value less estimated costs to sell. Fair value is commonly based on recent real estate appraisals which may utilize a single valuation approach or a combination of approaches including cost, comparable sales and the income approach. Adjustments are routinely made in the appraisal process by the independent appraisers to adjust for differences between the comparable sales and income data available. Such adjustments may be significant and typically result in a Level 3 classification of the inputs for determining fair value. Appraisals for both collateral-dependent loans and other real estate owned are performed by certified general appraisers (for commercial properties) or certified residential appraisers (for residential properties) whose qualifications and licenses have been reviewed and verified by the Company. Once received, a member of the Company’s asset quality or collections department reviews the assumptions and approaches utilized in the appraisal. Appraisal values are discounted from 0 % to 30 % to account for other factors that may impact the value of collateral. In determining the value of collateral dependent loans and other real estate owned, significant unobservable inputs may be used, which include but are not limited to: physical condition of comparable properties sold, net operating income generated by the property and investor rates of return. Mortgage servicing rights - On a quarterly basis, mortgage servicing rights are evaluated for impairment based upon the fair value of the rights as compared to the carrying amount. If the carrying amount of an individual tranche exceeds fair value, impairment is recorded on that tranche so that the servicing asset is carried at fair value. Fair value is determined at a tranche level based on a model that calculates the present value of estimated future net servicing income. The valuation model utilizes assumptions that market participants would use in estimating future net servicing income and are validated against available market data (Level 2). Mortgage banking derivative - The fair value of mortgage banking derivatives are evaluated monthly based on derivative valuation models using quoted prices for similar assets adjusted for specific attributes of the commitments and other observable market data at the valuation date (Level 2). Interest rate swaps – The Company periodically enters into interest rate swap agreements with its commercial customers who desire a fixed rate loan term that is longer than the Company is willing to extend. The Company then enters into a reciprocal swap agreement with a third party that offsets the interest rate risk from the interest rate swap extended to the customer. The interest rate swaps are derivative instruments which are carried at fair value on the statement of financial condition. The Company uses an independent third party that performs a market valuation analysis for both swap positions. (Level 2) The Company also enters into cash flow hedge derivatives instruments to hedge the risk of variability in cash flows (future interest payments) attributable to changes in the contractually specified LIBOR benchmark interest rate on the Company's floating rate loan pool. The Company uses an independent third party to perform a market valuation analysis for these derivatives (Level 2). The following table summarizes the financial assets measured at fair value on a recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Recurring Basis December 31, 2022 Level 1 Level 2 Level 3 Total Fair (In Thousands) Assets: Available for sale securities: Obligations of U.S. government corporations and agencies $ 48,198 $ 95,909 $ — $ 144,107 Mortgage-backed securities — 167,589 — 167,589 Collateralized mortgage obligations — 249,805 — 249,805 Asset-backed securities — 192,505 — 192,505 Corporate bonds — 64,482 — 64,482 Obligations of states and political subdivisions — 221,594 — 221,594 Equity securities 7,832 — — 7,832 Loans held for sale, at fair value — 23,589 91,662 115,251 Interest rate swaps — 4,494 — 4,494 Mortgage banking derivative - asset — 1,349 — 1,349 Liabilities: Interest rate swaps — 4,494 — 4,494 Cash flow hedge derivative — 40,032 — 40,032 December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. government corporations and agencies $ — $ 174,710 $ — $ 174,710 Mortgage-backed securities — 206,751 — 206,751 Collateralized mortgage obligations — 260,168 — 260,168 Asset-backed securities — 220,536 — 220,536 Corporate bonds — 70,893 — 70,893 Obligations of states and political subdivisions — 273,202 — 273,202 Equity securities 14,097 — — 14,097 Loans held for sale, at fair value — 28,780 134,167 162,947 Interest rate swaps — 1,287 — 1,287 Cash flow hedge derivative — 854 — 854 Mortgage banking derivative - asset — 2,336 — 2,336 Liabilities: Interest rate swaps — 1,292 — 1,292 The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the twelve month periods ended December 31, 2022 and 2021. Construction loans held for sale Twelve Months Ended 2022 2021 Balance of recurring Level 3 assets at beginning of period $ 134,167 $ 123,029 Total gains (losses) for the period Included in change in fair value of loans held for sale ( 20,587 ) ( 3,716 ) Originations 98,845 128,844 Sales ( 120,763 ) ( 113,990 ) Balance of recurring Level 3 assets at end of period $ 91,662 $ 134,167 For Level 3 assets and liabilities measured at fair value on a recurring basis, the significant unobservable inputs used in the fair value measurements were as follows: December 31, 2022 Fair Valuation Technique Unobservable Inputs Range of (Dollars in Thousands) Construction loans held for sale $ 91,662 Adjusted secondary market pricing Adjustments 0.00 - 1.04 % December 31, 2021 Fair Value Valuation Technique Unobservable Inputs Range of (Dollars in Thousands) Construction loans held for sale $ 134,167 Adjusted secondary market pricing Adjustments 0.00 % - 1.86 % The Company has elected the fair value option for new applications taken post January 31, 2020, and subsequently originated for residential mortgage and permanent construction loans held for sale. These loans are intended for sale and the Company believes that fair value is the best indicator of the resolution of these loans. Interest income is recorded based on the contractual terms of the loan and in accordance with the Company’s policies. The aggregate fair value of the residential mortgage loans held for sale at December 31, 2022 and 2021 was $ 23.6 million and $ 28.8 million, respectively and they had contractual balances of $ 25.3 million and $ 27.7 million, respectively. The difference between these two figures is recorded in gains and losses on the sale of loans held for sale. For the twelve months ended December 31, 2022 , $ 2.3 million was recorded in losses on the sale of loans held for sale for the change in fair value. For the twelve months ended December 31, 2021 , $ 5.0 million was recorded in gain on sale of loans held for sale for the change in fair value. The aggregate fair value of the permanent construction loans held for sale at December 31, 2022 and 2021 was $ 91.7 million and $ 134.2 million and they had a contractual balance of $ 103.1 million and $ 125.0 million, respectively. The difference between these two figures is recorded in gains and losses on the sale of loans held for sale. For the twelve months ended December 31, 2022 , $ 20.6 million was recorded in losses on the sale of loans held for sale for the change in fair value. For the twelve months ended December 31, 2021 , $ 3.7 million was recorded in gains on the sale of loans held for sale for the change in fair value. The following table summarizes the financial assets measured at fair value on a non-recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Non-Recurring Basis December 31, 2022 Level 1 Level 2 Level 3 Total Fair (In Thousands) Individually analyzed loans Commercial Real Estate $ — $ — $ 3,512 $ 3,512 Commercial — — 5,492 5,492 Mortgage servicing rights — 21,171 — 21,171 December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Individually analyzed loans Commercial Real Estate $ — $ — $ 2,749 $ 2,749 Commercial — — 8,564 8,564 Mortgage servicing rights — 19,538 — 19,538 For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2022, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Individually analyzed Loans- Applies to loan $ 5,146 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 10 - 50 % 28.29 % For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2021, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Individually analyzed Loans- Applies to loan $ 5,821 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 20 - 50 % 35.18 % Individually analyzed loans, which are evaluated using the fair value of the collateral for collateral dependent loans, had a fair value of $ 9.0 million that includes a valuation allowance of $ 2.4 million and a fair value of $ 11.3 million that includes a valuation allowance of $ 7.1 million at December 31, 2022 and 2021 , respectively. A provision recovery of $ 1.7 million and provision expense of $ 4.1 million, $ 2.9 million for the years ended December 31, 2022, 2021 and 2020, respectively, related to these loans was included in earnings. Mortgage servicing rights, which are carried at the lower of cost or fair value, had a fair value of $ 21.2 million with a valuation allowance of $ 688,000 and a fair value of $ 19.5 million with a valuation allowance of $ 2.7 million at December 31, 2022 and 2021 , respectively. A recovery of $ 2.0 and $ 5.8 million and an expense of $ 8.0 million was included in earnings for the years ended December 31, 2022, 2021 and 2020, respectively. Real estate held for sale is determined using Level 3 inputs which include appraisals and are adjusted for changes in market conditions. There was no change in fair value of real estate held for sale for the years ended December 31, 2022, 2021 and 2020. Fair Value of Financial Instruments Much of the information used to arrive at “fair value” is highly subjective and judgmental in nature and therefore the results may not be precise. Subjective factors include, among other things, estimated cash flows, risk characteristics and interest rates, all of which are subject to change. With the exception of investment securities, the Company’s financial instruments are not readily marketable and market prices do not exist. Since negotiated prices for the instruments, which are not readily marketable, depend greatly on the motivation of the buyer and seller, the amounts that will actually be realized or paid per settlement or maturity of these instruments could be significantly different. The carrying amount of cash and cash equivalents, as a result of their short-term nature, is considered to be equal to fair value and are classified as Level 1. It was not practicable to determine the fair value of FHLB stock due to restrictions placed on its transferability. The Company uses an exit price income approach to determine the fair value of the loan portfolio. The model utilizes a discounted cash flow approach to estimate the fair value of the loans using assumptions for the coupon rates, remaining maturities, prepayment speeds, projected default probabilities, losses given defaults, and estimates of prevailing discount rates. The discounted cash flow approach models the credit losses directly in the projected cash flows. The model applies various assumptions regarding credit, interest, and prepayment risks for the loans based on loan types, payment types and fixed or variable classifications. For all periods presented, the estimated fair value of individually analyzed loans is based on the fair value of the collateral, less estimated cost to sell, or the present value of the loan’s expected future cash flows (discounted at the loan’s effective interest rate). All individually analyzed loans are classified as Level 3 within the valuation hierarchy. The fair value of noninterest-bearing deposits are considered equal to the amount payable on demand at the reporting date (i.e., carrying value) and are classified as Level 1. The fair value of savings, NOW and certain money market accounts are equal to their carrying amounts and are a Level 1 classification. Fair values of fixed rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered on certificates to a schedule of aggregated expected monthly maturities on time deposits resulting in a Level 2 classification. The fair values of securities sold under repurchase agreements are equal to their carrying amounts resulting in a Level 1 classification. The fair value of subordinated debentures are estimated using a discounted cash flow calculation that applies interest rates currently being offered on subordinated debentures to the schedule of maturities on the subordinated debt tranches resulting in a Level 2 classification. FHLB advances with maturities greater than 90 days are valued based on discounted cash flow analysis, using interest rates currently being quoted for similar characteristics and maturities resulting in a Level 2 classification. The carrying values and estimated fair values of financial instruments at December 31, 2022 and 2021 were as follows: Fair Value Measurements at December 31, 2022 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 128,160 $ 128,160 $ 128,160 $ — $ — Federal Home Loan Bank Stock 29,185 N/A N/A N/A N/A Loans receivable, net 6,387,804 6,129,814 — — 6,129,814 Accrued interest receivable 28,709 28,709 28,709 Financial Liabilities: Deposits $ 6,906,719 $ 6,881,110 $ 5,852,952 $ 1,028,158 $ — Advances from Federal Home Loan Bank $ 428,000 427,999 $ — $ 427,999 $ — Subordinated debentures 85,103 76,989 — — 76,989 Fair Value Measurements at December 31, 2021 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 161,566 $ 161,566 $ 161,566 $ — $ — Federal Home Loan Bank Stock 11,585 N/A N/A N/A N/A Loans receivable, net 5,229,700 5,265,689 — — 5,265,689 Accrued interest receivable 20,767 20,767 20,767 Financial Liabilities: Deposits $ 6,282,051 $ 6,280,336 $ 5,481,928 $ 798,408 $ — Subordinated debentures 84,976 85,417 — — 85,417

Derivative Financial Instrument

Derivative Financial Instruments	12 Months Ended
	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Derivative Financial Instruments	22. Derivative Financial Instruments Commitments to fund certain mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of mortgage loans to third-party investors are considered derivatives. It is the Company’s practice to enter into forward commitments for the future delivery of residential mortgage loans when interest rate lock commitments are entered into in order to economically hedge the effect of changes in interest rates resulting from its commitments to fund the loans. These mortgage banking derivatives are not designated in hedge relationships. The Bank had approximately $ 35.9 million and $ 65.4 million of interest rate lock commitments at December 31, 2022 and 2021 , respectively. There were $ 254.0 million of forward sales of mortgage-backed securities and $ 305.0 million of forward commitments for the future delivery of residential mortgage loans at December 31, 2022 and 2021, respectively. The fair value of these mortgage banking derivatives are reflected by a derivative asset or a derivative liability. The table below provides data about the carrying values of these derivative instruments: December 31, 2022 December 31, 2021 Assets (Liabilities) Assets (Liabilities) Derivative Derivative Carrying Carrying Net Carrying Carrying Carrying Net Carrying Value Value Value Value Value Value (In Thousands) Derivatives not designated as hedging Mortgage Banking Derivatives $ 1,349 $ — $ 1,349 $ 2,336 $ — $ 2,336 The table below provides data about the amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments. The difference in derivative net carrying value at December 31, 2022 and 2021 represents a fair value adjustment that runs through mortgage banking income. Twelve Months Ended December 31, 2022 2021 2020 (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives – Gain (Loss) $ ( 987 ) $ ( 1,497 ) $ 2,154 Interest Rate Swaps The Company maintains an interest rate protection program for commercial loan customers. Under this program, the Company provides a customer with a fixed rate loan while creating a variable rate asset for the Company by the customer entering into an interest rate swap with terms that match the loan. The Company offsets its risk exposure by entering into an offsetting interest rate swap with an unaffiliated institution. The Company had interest rate swaps associated with commercial loans with a notional value of $ 67.3 million and fair value of $ 4.5 million in other assets and $ 4.5 million in other liabilities at December 31, 2022 . The difference in fair value of $ 72,000 between the asset and liability represents a credit valuation adjustment that flows through noninterest income. Interest Rate Swap Designated as Cash Flow Hedge In May 2021, the Company entered into derivative instruments designated as a cash flow hedge. For a derivative instrument that is designated and qualifies as a cash flow hedge, the change in fair value of the derivative instrument is reported as a component of other comprehensive income (loss) and reclassified into earnings in the same period or periods during which the hedged transaction affects earnings. An interest rate swap with notional amount totaling $ 250 million as of December 31, 2021 was designated as a cash flow hedge to hedge the risk of variability in cash flows (future interest receipts) attributable to changes in the contractually specified LIBOR benchmark interest rate on the Company’s floating rate loan pool and was determined to be highly effective during the period. The Company is receiving a fixed rate of 1.437 % and paying one month LIBOR. The maturity date of this interest rate swap is May 2031 . The gross aggregate fair value of the swap of $ 40.0 million is recorded in other liabilities in the Consolidated Balance Sheets at December 31, 2022, with changes in fair value recorded net of tax in other comprehensive income (loss). The Company expects the hedge to remain highly effective during the remaining terms of the swap. Twelve Months Ended December 31, 2022 Amount of Gain (Loss) Recognized in OCI on Derivative Total amount of Gain (Loss) on the Interest Rate Swap Amount of Gain (Loss) Reclassified from OCI into Income (In Thousands) Interest rate swap $ ( 32,300 ) $ ( 40,032 ) $ 310 Twelve Months Ended December 31, 2021 Amount of Gain (Loss) Recognized in OCI on Derivative Total amount of Gain (Loss) on the Interest Rate Swap Amount of Gain (Loss) Reclassified from OCI into Income (In Thousands) Interest rate swap $ 674 $ 854 $ 1,716

Quarterly Consolidated Results

Quarterly Consolidated Results of Operations (Unaudited)	12 Months Ended
	Dec. 31, 2022
Quarterly Financial Information Disclosure [Abstract]
Quarterly Consolidated Results of Operations (Unaudited)	23. Quarterly Consolidated Results of Operations (Unaudited) The following is a summary of the quarterly consolidated results of operations: Three Months Ended March 31 June 30 September 30 December 31 2022 (In Thousands, Except Per Share Amounts) Interest income $ 60,825 $ 63,058 $ 73,104 $ 80,725 Interest expense 2,931 3,962 9,792 18,106 Net interest income 57,894 59,096 63,312 62,619 Provision for credit losses 626 5,151 3,706 3,020 Provision for unfunded commitments 309 1,415 306 ( 246 ) Net interest income after provision for credit losses 56,959 52,530 59,300 59,845 Noninterest income 16,863 14,365 16,704 14,228 Noninterest expense 41,295 39,089 41,099 43,028 Income before income taxes 32,527 27,806 34,905 31,045 Income taxes 6,170 5,446 6,710 5,770 Net income $ 26,357 $ 22,360 $ 28,195 $ 25,275 Earnings per common share: Basic $ 0.73 $ 0.63 $ 0.79 $ 0.71 Diluted $ 0.73 $ 0.63 $ 0.79 $ 0.71 Three Months Ended March 31 June 30 September 30 December 31 2021 (In Thousands, Except Per Share Amounts) Interest income $ 61,372 $ 60,864 $ 60,861 $ 60,490 Interest expense 4,859 4,245 3,826 3,288 Net interest income 56,513 56,619 57,035 57,202 Provision for credit losses ( 7,512 ) ( 3,631 ) 1,594 2,816 Provision for unfunded commitments 550 ( 288 ) 226 ( 807 ) Net interest income after provision for credit losses 63,475 60,538 55,215 55,193 Noninterest income 26,093 17,284 18,370 17,579 Noninterest expense 38,621 38,114 39,101 41,488 Income before income taxes 50,947 39,708 34,484 31,284 Income taxes 9,951 8,323 6,124 5,974 Net income $ 40,996 $ 31,385 $ 28,360 $ 25,310 Earnings per common share: Basic $ 1.10 $ 0.84 $ 0.76 $ 0.69 Diluted $ 1.10 $ 0.84 $ 0.76 $ 0.69

Other Comprehensive Income (Los

Other Comprehensive Income (Loss)	12 Months Ended
	Dec. 31, 2022
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Other Comprehensive Income (Loss)	24. Other Comprehensive Income (Loss) The before and after tax amounts allocated to each component of other comprehensive income (loss) are presented in the table below. Reclassification adjustments related to securities available for sale are included in gains on sale or call of securities in the accompanying consolidated condensed statements of income. Reclassification adjustments related to cash flow hedge derivatives are included in interest income on loans in the accompanying consolidated condensed statements of income. Reclassification adjustments related to the defined benefit postretirement medical plan are included in compensation and benefits in the accompanying consolidated condensed statements of income. Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2022: Securities available for sale and transferred securities: Change in net unrealized (loss) during the period $ ( 174,953 ) $ ( 36,739 ) $ ( 138,214 ) Reclassification adjustment for net losses included in net income 1 — 1 Cash flow hedge derivatives: Change in net unrealized gain during the period ( 40,494 ) ( 8,504 ) ( 31,990 ) Reclassification adjustment for net gains included in net income ( 392 ) ( 82 ) ( 310 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 599 126 473 Reclassification adjustment for net amortization and deferral on defined 10 2 8 Total other comprehensive income $ ( 215,229 ) $ ( 45,197 ) $ ( 170,032 ) Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2021: Securities available for sale and transferred securities: Change in net unrealized (loss) during the period $ ( 21,967 ) $ ( 4,613 ) $ ( 17,354 ) Reclassification adjustment for net losses included in net income ( 2,218 ) ( 466 ) ( 1,752 ) Cash flow hedge derivatives: Change in net unrealized gain during the period 3,025 635 2,390 Reclassification adjustment for net gains included in net income ( 2,172 ) ( 456 ) ( 1,716 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 13 3 10 Reclassification adjustment for net amortization and deferral on defined ( 13 ) ( 3 ) ( 10 ) Total other comprehensive income $ ( 23,332 ) $ ( 4,900 ) $ ( 18,432 ) Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2020: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ 14,431 $ 3,030 $ 11,401 Reclassification adjustment for net gains included in net income ( 1,464 ) ( 307 ) ( 1,157 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 195 41 154 Reclassification adjustment for net amortization and deferral on defined 13 2 11 Total other comprehensive income $ 13,175 $ 2,766 $ 10,409 Activity in accumulated other comprehensive income (loss), net of tax, was as follows: Securities Cash Flow Hedge Derivative Post- Accumulated (In Thousands) Balance January 1, 2022 $ ( 4,023 ) $ 674 $ ( 79 ) $ ( 3,428 ) Other comprehensive income before reclassifications ( 138,214 ) ( 31,990 ) 473 ( 169,731 ) Amounts reclassified from accumulated other comprehensive loss 1 ( 310 ) 8 ( 301 ) Net other comprehensive income during period ( 138,213 ) ( 32,300 ) 481 ( 170,032 ) Balance December 31, 2022 $ ( 142,236 ) $ ( 31,626 ) $ 402 $ ( 173,460 ) Balance January 1, 2021 $ 15,083 $ — $ ( 79 ) $ 15,004 Other comprehensive income before reclassifications ( 17,354 ) 2,390 10 ( 14,954 ) Amounts reclassified from accumulated other comprehensive loss ( 1,752 ) ( 1,716 ) ( 10 ) ( 3,478 ) Net other comprehensive income during period ( 19,106 ) 674 — ( 18,432 ) Balance December 31, 2021 $ ( 4,023 ) $ 674 $ ( 79 ) $ ( 3,428 ) Balance January 1, 2020 $ 4,839 $ — $ ( 244 ) $ 4,595 Other comprehensive income before reclassifications 11,401 — 154 11,555 Amounts reclassified from accumulated other comprehensive loss ( 1,157 ) — 11 ( 1,146 ) Net other comprehensive income during period 10,244 — 165 10,409 Balance December 31, 2020 $ 15,083 $ — $ ( 79 ) $ 15,004

Statement of Accounting Polic_2

Statement of Accounting Policies (Policies)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Use of Estimates	Use of Estimates The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ.
Earnings Per Common Share	Earnings Per Common Share Basic earnings per common share is computed by dividing net income applicable to common shares (net income less dividend requirements for preferred stock, accretion of preferred stock discount and redemption of preferred stock) by the weighted average number of shares of common stock outstanding during the period. All outstanding unvested share-based payment awards that contain rights to nonforfeitable dividends are considered participating securities for the calculation. Diluted earnings per common share includes the dilutive effect of additional potential common shares issuable under stock options, warrants, restricted stock awards and stock grants. See also Note 3.
Comprehensive Income	Comprehensive Income Comprehensive income consists of net income and other comprehensive income (loss). Other comprehensive income (loss) includes unrealized gains and losses on available-for-sale securities, unrealized gains and losses on cash flow hedges and the net unrecognized actuarial losses and unrecognized prior service costs associated with the Company’s Defined Benefit Postretirement Medical Plan. All items included in other comprehensive income are reported net of tax. See also Notes 4, 15 and 24 and the Consolidated Statements of Comprehensive Income.
Cash Flows	Cash Flows For purposes of the statement of Cash flows, Premier considers all highly liquid investments with a term of three months or less to be cash equivalents. Net cash flows are reported for loan and deposit transactions, interest-bearing deposits in other financial institutions and repurchase agreements.
Investment Securities	Investment Securities Securities are classified as held-to-maturity when Premier has the positive intent and ability to hold the securities to maturity and are reported at amortized cost, adjusted for premiums and discounts that are recognized in interest income using the interest method over the period to maturity. In addition, Premier may purchase equity securities for its portfolio. Equity securities are a separate category of investments as changes in market value must be run through earnings as a gain (loss) on equity securities. Securities available‑for‑sale consists of those securities which might be sold prior to maturity due to changes in interest rates, prepayment risks, yield and availability of alternative investments, liquidity needs or other factors. Available-for-sale securities are stated at fair value, with the unrealized gains and losses, net of tax, reported in other comprehensive income (loss) until realized. Realized gains and losses are included in gains (losses) on securities or other-than-temporary impairment losses on securities. Realized gains and losses on securities sold are recognized on the trade date based on the specific identification method. Interest income includes amortization of purchase premiums and discounts. Premiums and discounts are amortized on the level-yield method without anticipating prepayments, except for mortgage-backed securities where prepayments are expected. Quarterly, the Company evaluates if any security has a fair value less than its amortized cost. Once these securities are identified, in order to determine whether a decline in fair value resulted from a credit loss or other factors, the Company performs further analysis. See to Footnote 4 - Investment Securities for further discussion.
Equity Securities	Equity Securities These securities are reported at fair value utilizing Level 1 inputs where the Company obtains fair value measurement from a broker.
FHLB Stock	FHLB Stock The Bank is a member of the FHLB system. Members are required to own a certain amount of stock based on the level of borrowings and other factors. FHLB stock is carried at cost, classified as a restricted security, and periodically evaluated for impairment based on ultimate recovery of par value. Both cash and stock dividends are reported as income. At December 31, 2022 and 2021 , the Company held $ 29.2 million and $ 11.6 million, respectively, at the FHLB of Cincinnati.
Loans Receivable	Loans Receivable Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at the principal amount outstanding, net of deferred loan fees and costs, purchase premiums and discounts and the allowance for credit losses. Deferred fees net of deferred incremental loan origination costs, are amortized to interest income generally over the contractual life of the loan using the interest method without anticipating prepayments. The recorded investment in loans includes accrued interest receivable, unamortized premiums and discounts, and net deferred fees and costs and undisbursed loan amounts. Mortgage loans originated and intended for sale in the secondary market are classified as loans held for sale and are carried at fair value, as determined by market pricing from investors. Net unrealized gains and losses are recorded as a part of mortgage banking income on the Consolidated Statement of Income. Mortgage loans held for sale are generally sold with servicing rights retained. The carrying value of mortgage loans sold is reduced by the amount allocated to the servicing right. Gains or losses on sales of mortgage loans are based on the difference between the selling price and the carrying value of the related loan sold. The Company may incur losses pertaining to loans sold to Fannie Mae and Freddie Mac but repurchased due to underwriting issues. Repurchase losses are recognized when the Company determines they are probable and estimable. Interest receivable is accrued on loans and credited to income as earned. The accrual of interest on loans 90 days delinquent or those loans individually analyzed is discontinued when, in management’s opinion, the borrower may be unable to meet payments as they become due. For these loans, interest accrual is only to the extent cash payments are received. The accrual of interest on these loans is generally resumed after a pattern of repayment has been established and the collection of principal and interest is reasonably assured.
Purchased Credit Deteriorated (PCD) Loans	Purchased Credit Deteriorated (“PCD”) Loans The Company acquires loans individually and in groups or portfolios. At acquisition, the Company reviews each loan to determine whether there is evidence of more than insignificant deterioration of credit quality since origination. The Company determines whether each such loan is to be accounted for individually or whether such loans will be assembled into pools of loans based on common risk characteristics (loan type and date of origination). PCD loans acquired in a transaction are marked to fair value and a mark on yield is recorded. In addition, an adjustment is made to the ACL for the expected loss on the acquisition date. These loans are assessed on a regular basis and subsequent adjustments to the ACL are recorded on the income statement.
Allowance for Credit Losses	Allowance for credit losses On January 1, 2020 , the Company adopted ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments, as amended, which replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. The measurement of expected credit losses under the CECL methodology is applicable to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities. It also applies to off-balance sheet credit exposures not accounted for as insurance (loan commitments, standby letters of credit, financial guarantees, and other similar instruments) and net investments in leases recognized by a lessor in accordance to Topic 842 on leases. In addition, ASC 326 made changes to the accounting for available-for-sale debt securities. The Company adopted ASC 326 using the prospective transition approach for financial assets purchased with credit deterioration that were previously classified as purchased credit impaired (“PCI”) and accounted for under ASC 310-30. In accordance with the standard, management did not reassess whether PCI assets met the criteria of PCD assets as of the date of adoption. As a part of the merger, the Bank recognized $ 7.6 million of the allowance for credit losses related to PCD loans. The remaining noncredit discount (based on the adjusted amortized cost basis) will be accreted into interest income at the effective interest rate as of the merger date. Loans that management has the intent and ability to hold for the foreseeable future or until maturity of payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, adjustments, and deferred loan fees and costs. Accrued interest receivable was reported in other assets and is excluded from the estimate of credit losses. Management estimates the allowance balance using relevant available information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan-specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, nature or volume of the Company’s financial assets, changes in experience in staff, as well as changes in environmental conditions, such as changes in unemployment rates, property values and other external factors, such as regulatory, legal and technological environments. The allowance for credit losses is measured on a collective pool basis when similar risk characteristics exist. Loans that do not share risk characteristics are evaluated on an individual basis and included in the collective evaluation. A loan is individually analyzed when, based on current information and events, it is probable that the Company will be unable to collect all amounts due according to the contractual terms of the loans agreement. Loans, for which terms have been modified and for which the borrower is experiencing financial difficulties, are considered troubled debt restructurings. When a loan is considered individually analyzed, an analysis of the net present value of estimated cash flows is performed and an allowance may be established based on the outcome of that analysis, or if the loan is deemed to be collateral dependent an allowance is established based on the fair value of collateral. All modifications are reviewed by the bank’s Chief Credit Officer or Chief Credit Administration Officer to determine whether or not the modification constitutes a troubled debt restructure. Commercial and commercial real estate loan relationships greater than $ 500,000 are individually evaluated. If a loan is individually analyzed, a portion of the allowance is allocated so that the loan is reported net of the allowance allocation which is determined based on the present value of estimated future cash flows using the loan’s existing rate or at the fair value of collateral if repayment is expected solely from the collateral. Loan relationships less than $ 500,000 are aggregated by loan segment and risk level and given a specific reserve based on the general reserve factor for that loan segment and risk level. Large groups of smaller balance homogeneous loans, such as consumer and residential real estate loans, are collectively evaluated, and accordingly, they are not separately identified for disclosure. Troubled Debt Restructurings (“TDR”): A loan for which terms have been modified resulting in a concession, and for which the borrower is experiencing financial difficulties, is considered to be a TDR. The allowance for credit loss on a TDR is measured using the same method as all other loans held for investment, except when the value of a concession is measured using the discounted cash flow method, the allowance for credit loss is determined by discounting the expected future cash flow at the original interest rate of the loan. If a TDR is considered to be a collateral dependent loan, the loan is reported, net, at the fair value of the collateral. For TDRs that subsequently default, the Company determines the amount of the allowance on that loan in accordance with the accounting policy for the allowance for credit losses on loans individually identified. The Company incorporates recent historical experience related to TDRs including the performance of TDRs that subsequently default into the calculation of the allowance by loan portfolio segment. See Footnote 6 – Loans for further discussion on TDRs.
Servicing Rights	Servicing Rights Servicing rights are recognized separately when they are acquired through sales of loans. Servicing rights are initially recorded at fair value with the income statement effect recorded in gains on sales of loans. Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. The Company compares the valuation model inputs and results to published industry data in order to validate the model results and assumptions. All classes of servicing assets are subsequently measured using the amortization method which requires servicing rights to be amortized into noninterest income in proportion to, and over the period of, the estimated future net servicing income of the underlying loans, driven, generally, by changes in market interest rates. Servicing assets are evaluated for impairment based upon the fair value of the rights as compared to carrying amount. Impairment is determined by stratifying rights into groupings based on predominant risk characteristics, such as interest rate, loan type, loan terms, year of origination and investor type. Impairment is recognized through a valuation allowance for an individual grouping, to the extent that fair value is less than the carrying amount. If the Company later determines that all or a portion of the impairment no longer exists for a particular grouping, a reduction of the allowance may be recorded as an increase to income. Changes in valuation allowances are reported within mortgage banking income on the income statement. The fair values of servicing rights are subject to significant fluctuations as a result of changes in estimated and actual prepayment speeds and default rates and losses. Servicing fee income, which is reported on the income statement with mortgage banking income, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal, or a fixed amount per loan, and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees totaled $ 7.5 million, $ 7.6 million and $ 7.3 million for the years ended December 31, 2022, 2021 and 2020 , respectively. Late fees and ancillary fees related to loan servicing are not material. See Note 7.
Bank Owned Life Insurance	Bank Owned Life Insurance The Company has purchased life insurance policies for certain key employees. Bank owned life insurance is recorded at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or other amounts due that are probable at settlement.
Premises and Equipment and Long Lived Assets	Premises and Equipment and Long Lived Assets Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 to 50 years Furniture, fixtures and equipment 3 to 15 years Long-lived assets to be held and those to be disposed of and certain intangibles are periodically evaluated for impairment. See Note 8.
Goodwill and Other Intangibles	Goodwill and Other Intangibles Goodwill resulting from business combinations after January 1, 2009, is generally determined as the excess of the fair value of the consideration transferred, plus the fair value of any non-controlling interests in the acquiree, over the fair value of the net assets acquired and liabilities assumed as of the acquisition date. Goodwill and intangible assets acquired in a purchase business combination and determined to have an indefinite useful life are not amortized, but tested for impairment at least annually. The Company has selected November 30 as the date to perform the annual impairment test. Intangible assets with definite useful lives are amortized over their estimated useful lives to their estimated residual values. Goodwill is the only intangible asset with an indefinite life on Premier’s balance sheet. Other intangible assets consist of core deposit and acquired customer relationship intangible assets arising from whole bank and branch acquisitions, as well as, , wealth management and insurance agency acquisitions. They are initially recorded at fair value and then amortized on an accelerated basis over their estimated lives, which range from five years for non-compete agreements to 10 years for core deposit and customer relationship intangibles. See Note 9.
Real Estate and Other Assets Held for Sale	Real Estate and Other Assets Held for Sale Real estate and other assets held for sale are comprised of properties or other assets acquired through foreclosure proceedings or acceptance of a deed in lieu of foreclosure. These assets are initially recorded at fair value less costs to sell when acquired, establishing a new cost basis. Losses arising from the acquisition of such property are charged against the allowance for credit losses at the time of acquisition. These properties are carried at the lower of cost or fair value, less estimated costs to dispose. If fair value declines subsequent to foreclosure, the property is written down against expense. Costs after acquisition are expensed.
Stock Compensation Plans	Stock Compensation Plans Compensation cost is recognized for stock options and restricted share awards issued to employees and directors, based on the fair value of these awards at the date of grant. A Black-Scholes model is utilized to estimate the fair value of stock options. Restricted shares awards are valued at the market value of Company stock at the date of the grant. Compensation cost is recognized over the required service period, generally defined as the vesting period. For awards with graded vesting, compensation cost is recognized on a straight-line basis over the requisite service period for the entire award. See Note 19.
Fair Value of Financial Instruments	Fair Value of Financial Instruments Fair values of financial instruments are estimated using relevant market information and other assumptions, as more fully disclosed in Note 21. Fair value estimates involve uncertainties and matters of significant judgment regarding interest rates, credit risk, prepayments, and other factors, especially in the absence of broad markets for particular items. Changes in assumptions or in market conditions could significantly affect the estimates.
Transfers of Financial Assets	Transfers of Financial Assets Transfers of financial assets are accounted for as sales, when control over the assets has been relinquished. Control over transferred assets is deemed to be surrendered when the assets have been isolated from the Company, the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity.
Mortgage Banking Derivatives	Mortgage Banking Derivatives Commitments to fund mortgage loans (interest rate locks) to be sold into the secondary market and forward commitments for the future delivery of these mortgage loans are accounted for as free standing derivatives. Fair values of these mortgage derivatives are estimated based on changes in mortgage interest rates from the date the interest on the loan is locked. The Company enters into forward commitments for the future delivery of mortgage loans when interest rate locks are entered into, in order to hedge the change in interest rates resulting from its commitments to fund the loans. Changes in fair values of these derivatives are included in mortgage banking income.
Interest Rate Swaps	Interest Rate Swaps The Company periodically enters into interest rate swap agreements with its commercial customers who desire a fixed rate loan term that is longer than the Company is willing to extend. The Company then enters into a reciprocal swap agreement with a third party that offsets the interest rate risk from the interest rate swap extended to the customer. The interest rate swaps are derivative instruments which are carried at fair value on the statement of financial condition. The Company uses an independent third party to perform a market valuation analysis for both swap positions. The Company also enters into cash flow hedge derivative instruments to hedge the risk of variability in cash flows (future interest payments) attributable to changes in contractually specified LIBOR benchmark interest rate on the Company's floating rate loan pool. the Company uses an independent third party to perform a market valuation analysis for the derivatives.
Operating Segments	Operating Segments Management considers the following factors in determining the need to disclose separate operating segments: (1) the nature of products and services, which are all financial in nature; (2) the type and class of customer for the products and services; in Premier’s case retail customers for retail bank and insurance products and commercial customers for commercial loan, deposit, life, health and property and casualty insurance needs; (3) the methods used to distribute products or provide services; such services are delivered through banking and insurance offices and through bank and insurance customer contact representatives. Retail and commercial customers are frequently targets for both banking and insurance products; (4) the nature of the regulatory environment; both banking and insurance entities are subject to various regulatory bodies and a number of specific regulations. Quantitative thresholds as stated in FASB ASC Topic 280, Segment Reporting are monitored. For the year ended December 31, 2022 , the reported revenue for First Insurance was 5.3 % of total revenue for Premier. Total revenue includes interest income plus noninterest income. Net income for First Insurance for the year ended December 31, 2022 , was 2.4 % of consolidated net income. Total assets of First Insurance at December 31, 2022 , were 0.4 % of total assets. First Insurance does not meet any of the quantitative thresholds of FASB ASC Topic 280. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable segment.
Dividend Restriction	Dividend Restriction Banking regulations require maintaining certain capital levels and may limit the dividends paid by the Bank to Premier. See Note 16 for further details on restrictions.
Loan Commitments and Related Financial Instruments	Loan Commitments and Related Financial Instruments Financial instruments include off‑balance sheet credit instruments, such as commitments to make loans and commercial letters of credit, issued to meet customer financing needs. The face amount for these items represents the exposure to loss, before considering customer collateral or ability to repay. Such financial instruments are recorded when they are funded.
Loss Contingencies	Loss Contingencies Loss contingencies, including claims and legal actions arising in the ordinary course of business, are recorded as liabilities when the likelihood of loss is probable and an amount or range of loss can be reasonably estimated. Management does not believe there are any such matters that will have a material effect on the financial statements.
Income Taxes	Income Taxes Income tax expense is the total of the current year income tax due or refundable and the change in deferred tax assets and liabilities. Deferred tax assets and liabilities are the expected future tax amounts for the temporary differences between carrying amounts and tax bases of assets and liabilities, computed using enacted tax rates. A valuation allowance, if needed, reduces deferred tax assets to the amount expected to be realized. Realization of deferred tax assets is dependent upon the generation of a sufficient level of future taxable income and recoverable taxes paid in prior years. Although realization is not assured, management believes it is more likely than not that all of the deferred tax assets will be realized. The Company recognizes interest and/or penalties related to income tax matters in income tax expense. An effective tax rate of 21 % is used to determine after-tax components of other comprehensive income (loss) included in the statements of stockholders’ equity. See Note 17. A tax position is recognized as a benefit only if it is “more likely than not” that the tax position would be sustained in a tax examination, with a tax examination being presumed to occur. The amount recognized is the largest amount of tax benefit that is greater than 50% likely of being realized on examination. For tax positions not meeting the “more likely than not” test, no tax benefit is recorded.
Retirement Plans	Retirement Plans Pension expense is the net of service and interest cost, return on plan assets and amortization of gains and losses not immediately recognized. Employee 401(k) plan expense is the amount of matching contributions. Deferred compensation and supplemental retirement plan expense allocates the benefits over years of service. See Notes 15 and 18.
Revenue Recognition	Revenue Recognition ASC 606, Revenue from Contracts with Customers (“ASC 606”), establishes principles for reporting information about the nature, amount, timing and uncertainty of revenue and cash flows arising from the entity's contracts to provide goods or services to customers. The core principle requires an entity to recognize revenue to depict the transfer of goods or services to customers in an amount that reflects the consideration that it expects to be entitled to receive in exchange for those goods or services recognized as performance obligations are satisfied. The majority of the Company’s revenue-generating transactions are not subject to ASC 606, including revenue generated from financial instruments, such as loans, letters of credit, and investment securities, as well as revenue related to mortgage servicing activities, as these activities are subject to other GAAP discussed elsewhere within the Company’s disclosures. Descriptions of the Company’s revenue-generating activities that are within the scope of ASC 606, which are presented in the Company’s statement of income as components of noninterest income are as follows: • Service charges on deposit accounts - these represent general service fees for monthly account maintenance and activity or transaction-based fees and consist of transaction-based revenue, time-based revenue (service period), item-based revenue or some other individual attribute-based revenue. Revenue is recognized when our performance obligation is completed which is generally monthly for account maintenance services or when a transaction has been completed (such as a wire transfer). Payment for such performance obligations are generally received at the time the performance obligations are satisfied. Service charges on deposit accounts that are within the scope of ASC 606 were $ 12.8 million in 2022 , $ 11.2 million in 2021 and $ 10.2 million in 2020. Income from services charges on deposit accounts is included in service fees and other charges in noninterest income. • Interchange income - this represents fees earned from debit and credit cardholder transactions. Interchange fees from cardholder transactions represent a percentage of the underlying transaction value and are recognized daily, concurrent with the transaction processing services provided to the cardholder. Interchange fees were $ 10.8 million in 2022 , $ 10.9 million in 2021 and $ 9.3 million in 2020, which are reported net of network related charges. Interchange income is included in service fees and other charges in noninterest income. • Wealth management income - this represents monthly fees due from wealth management customers as consideration for managing the customers’ assets. Wealth management and trust services include custody of assets, investment management, escrow services, and fees for trust services and similar fiduciary activities. Revenue is recognized when our performance obligation is completed each month, which is generally the time that payment is received. Also included are fees received from a third party broker-dealer as part of a revenue-sharing agreement for fees earned from customers that we refer to the third party. These fees are paid to us by the third party on a quarterly basis and recognized ratably throughout the quarter as our performance obligation is satisfied. Revenues from wealth management were $ 5.8 million, $ 6.0 million and $ 6.2 million in 2022, 2021 and 2020, respectively, and are included in in total noninterest income. • Gain/loss on sales of other real estate owned (“OREO”) - the Company records a gain or loss from the sale of OREO when control of the property transfers to the buyer, which generally occurs at the time of an executed deed. When the Company finances the sale of OREO to the buyer, the Company assesses whether the buyer is committed to perform their obligations under the contract and whether collectability of the transaction price is probable. Once these criteria are met, the OREO asset is derecognized and the gain or loss on sale is recorded upon the transfer of control of the property to the buyer. In determining the gain or loss on the sale, the Company adjusts the transaction price and related gain or loss on sale if a significant financing component is present. Income from the gain/loss on sales of OREO were gains of $ 66,000 and $ 3,000 in 2022 and 2021 , and losses of $ 19,000 in 2020. Income from the gain or loss on sales of OREO is included in total noninterest income. Insurance commissions - this represents new commissions that are recognized when the Company sells insurance policies to customers. The Company is also entitled to renewal commissions and, in some cases, contingent commissions in the form of profit sharing which are recognized in subsequent periods. The initial commission is recognized when the insurance policy is sold to a customer. Renewal commission is variable consideration and is recognized in subsequent periods when the uncertainty around variable consideration is subsequently resolved (e.g., when customer renews the policy). Contingent commission is also a variable consideration that is not recognized until the variability surrounding realization of revenue is resolved. Another source of variability is the ability of the policy holder to cancel the policy anytime and in such cases, the Company may be required, under the terms of the contract, to return part of the commission received. The variability related to cancellation of the policy is not deemed significant and thus, does not impact the amount of revenue recognized. In the event the policyholder chooses to cancel the policy at any time, the revenue for amounts which qualify for claw-back are reversed in the period the cancellation occurs. Management views the income sources from insurance commissions in two categories: (i) new/renewal commissions and (ii) contingent commissions. Insurance commissions were $ 16.2 million for 2022 , of which $ 15.0 million were new/renewal commissions and $ 1.2 million were contingent commissions. In 2021 , insurance commissions were $ 15.8 million, of which $ 14.7 million were new/renewal commissions and $ 1.1 million were contingent commissions. In 2020 , insurance commissions were $ 16.2 million, of which $ 14.8 million were new/renewal commission and $ 1.4 million were contingent commissions.
Leases	Leases Leases are classified as operating or finance leases at the commencement dare. The Company leases certain locations and equipment. Premier records leases on the balance sheet in the form of a lease liability for the present value of future minimum payments under the lease terms as a right-of-use asset equal to the lease liability adjusted for items such as deferred or prepaid rent, lease incentive and any impairment of the right-of-use asset. The discount rate used in determining the lease liability is based upon the incremental borrowing rate the Company could obtain on the commencement or renewal date. The Company has elected to account for lease and related non-lease components as a single lease component. The Company also elected to not recognize right-of-use assets and lease liabilities arising from short-term leases, which are twelve months or less. See additional disclosures in Note 8.
Accounting Standards Updates	Accounting Standards Updates ASU 2018-13 - Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement: In August 2018, the FASB issued ASU 2018-13 - Fair Value Measurement (Topic 820): Disclosure Framework - Changes to the Disclosure Requirements for Fair Value Measurement . This ASU modifies the disclosure requirements for fair value measurements in Topic 820, Fair Value Measurement by removing, modifying and adding certain requirements. The amendments in this ASU are effective for fiscal years, and interim periods within those fiscal years, beginning after December 15, 2019. The adoption of this guidance on January 1, 2020 did not have a material impact on the Company’s consolidated financial statements. ASU 2017-04, Intangibles-Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment: Issued in January 2017, ASU 2017-04 simplifies the manner in which an entity is required to test goodwill for impairment by eliminating Step 2 from the goodwill impairment test. Step 2 measures a goodwill impairment loss by comparing the implied fair value of a reporting unit's goodwill with the carrying amount of that goodwill. In computing the implied fair value of goodwill under Step 2, an entity, prior to the amendments in ASU 2017-04, had to perform procedures to determine the fair value at the impairment testing date of its assets and liabilities, including unrecognized assets and liabilities, in accordance with the procedure that would be required in determining the fair value of assets acquired and liabilities assumed in a business combination. However, under the amendments in ASU 2017-04, an entity should perform its annual or interim goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount, and recognize an impairment charge for the amount by which the carrying amount exceeds the reporting unit's fair value, with the understanding that the loss recognized should not exceed the total amount of goodwill allocated to that reporting unit. Additionally, ASU 2017-04 removes the requirements for any reporting unit with a zero or negative carrying amount to perform a qualitative assessment and, if it fails such qualitative test, to perform Step 2 of the goodwill impairment test. ASU 2017-04 became effective for the Company on January 1, 2020 , and the amendments of this ASU were applicable to the goodwill impairment testing for 2020. ASU 2016-13, Financial Instruments-Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments: Issued in June 2016, ASU 2016-13 will add FASB ASC Topic 326, “Financial Instruments-Credit Losses” and finalizes amendments to FASB ASC Subtopic 825-15, “Financial Instruments-Credit Losses.” The amendments of ASU 2016-13 are intended to provide financial statement users with more decision-useful information related to expected credit losses on financial instruments and other commitments to extend credit by replacing the current incurred loss impairment methodology with a methodology that reflects expected credit losses and requires consideration of a broader range of reasonable and supportable information to determine credit loss estimates. The amendments of ASU 2016-13 eliminate the probable initial recognition threshold and, in turn, reflect an entity’s current estimate of all expected credit losses. ASU 2016-13 does not specify the method for measuring expected credit losses, and an entity is allowed to apply methods that reasonably reflect its expectations of the credit loss estimate. The amendments of ASU 2016-13 , and all subsequent ASUs issued by FASB to provide additional guidance and clarification related to this Topic, became effective for the Company on January 1, 2020 . As a result of adopting the amendments of ASU 2016-13, the Company recorded an increase to its allowance for credit losses of $ 2.4 million and an increase to its allowance for credit losses on off-balance sheet credit exposures of $ 0.9 million resulting in a one-time cumulative effect adjustment through retained earnings of $ 2.6 million net of $ 0.7 million tax at the date of adoption. This adjustment included a qualitative adjustment to the allowance for credit losses related to loans and an allowance on off-balance sheet credit exposures. The Company estimates losses over an approximate one-year forecast period using Moody’s baseline economic forecasts, and then reverts to longer term historical loss experience over a three-year period. ASU No. 2020-04: Reference Rate Reform – Facilitation of the Effects of Reference Rate Reform on Financial Reporting (Topic 848): O n March 12, 2020, the FASB issued Accounting Standards Update (ASU) 2020-4, "Reference Rate Reform (“ASC 848”): Facilitation of the Effects of Reference Rate Reform on Financial Reporting." ASC 848 contains optional expedients and exceptions for applying generally accepted accounting principles to contract modifications and hedging relationships, subject to meeting certain criteria, that reference LIBOR or another reference rates expected to be discontinued. The Company has formed a cross-functional project team to lead the transition from LIBOR to adoption of alternative reference rates which include Secured Overnight Financing Rate (“SOFR”), American Interbank Offered Rate ("Ameribor"), and Bloomberg Short-Term Bank Yield Index ("BSBY"). The Company identified loans that renewed prior to 2021 and obtained updated reference rate language at the time of renewal. Additionally, management is utilizing the timeline guidance published by the Alternative Reference Rates Committee to develop and achieve internal milestones during this transitional period. Additionally, the Company has adhered to the International Swaps and Derivatives Association 2020 IBOR Fallbacks Protocol that was released on October 23, 2020. The Company discontinued the use of new LIBOR-based loans by December 31, 2021, according to regulatory guidelines. On December 21, 2022, the FASB issued ASU 2022-06, "Reference Rare Reform (Topic 848): Deferral of the Sunset of Date of Topic 848," which extends the sunset date of ASC Topic 848, "Reference Rate Reform," to December 31, 2024.

Statement of Accounting Polic_3

Statement of Accounting Policies (Tables)	12 Months Ended
	Dec. 31, 2022
Accounting Policies [Abstract]
Summary of Estimated Useful Lives	Land is carried at cost. Premises and equipment are carried at cost less accumulated depreciation and amortization computed principally by the straight-line method over the following estimated useful lives: Buildings and improvements 20 to 50 years Furniture, fixtures and equipment 3 to 15 years

Earnings Per Common Share (Tabl

Earnings Per Common Share (Tables)	12 Months Ended
	Dec. 31, 2022
Earnings Per Share [Abstract]
Schedule of computation of basic and diluted earnings per common share	The following table sets forth the computation of basic and diluted earnings per common share for the years ended December 31: 2022 2021 2020 (In Thousands, Except Per Share Amounts) Basic Earnings Per Share: Net income available to common shareholders $ 102,187 $ 126,051 $ 63,077 Less: Income allocated to participating securities 103 123 89 Net income allocated to common shareholders $ 102,084 $ 125,928 $ 62,988 Weighted average common shares outstanding Including participating 35,715 37,145 35,952 Less: Participating securities 36 36 50 Average common shares 35,679 37,109 35,902 Basic earnings per common share $ 2.86 $ 3.39 $ 1.75 Diluted Earnings Per Share: Net income allocated to common shareholders $ 102,084 $ 125,928 $ 62,988 Weighted average common shares outstanding for basic earnings per 35,679 37,109 35,902 Add: Dilutive effects of stock options and restricted stock units 130 91 47 Average shares and dilutive potential common shares 35,809 37,200 35,949 Diluted earnings per common share $ 2.85 $ 3.39 $ 1.75

Investment Securities (Tables)

Investment Securities (Tables)	12 Months Ended
	Dec. 31, 2022
Marketable Securities [Abstract]
Summary of available-for-sale securities	The following tables summarize the amortized cost and fair value of available-for-sale securities at December 31, 2022 and 2021, and the corresponding amounts of gross unrealized and unrecognized gains and losses: Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2022 Available-for-sale Obligations of U.S. government corporations and agencies $ 173,137 $ — $ ( 29,030 ) $ 144,107 Mortgage-backed securities 200,548 — ( 32,959 ) 167,589 Collateralized mortgage obligations 299,731 — ( 49,926 ) 249,805 Asset-backed securities 200,312 517 ( 8,325 ) 192,504 Corporate bonds 71,543 — ( 7,061 ) 64,482 Obligations of states and political subdivisions 274,856 92 ( 53,354 ) 221,594 Total Available-for-Sale $ 1,220,127 $ 609 $ ( 180,655 ) $ 1,040,081 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) 2021 Available-for-sale Obligations of U.S. government corporations and agencies $ 174,644 $ 984 $ ( 918 ) $ 174,710 Mortgage-backed securities 208,281 851 ( 2,381 ) 206,751 Collateralized mortgage obligations 264,541 363 ( 4,736 ) 260,168 Asset-backed securities 221,545 610 ( 1,619 ) 220,536 Corporate bonds 70,008 1,160 ( 275 ) 70,893 Obligations of states and political subdivisions 272,334 5,898 ( 5,030 ) 273,202 Total Available-for-Sale $ 1,211,353 $ 9,866 $ ( 14,959 ) $ 1,206,260
Schedule of investments classified by contractual maturity date	The amortized cost and fair value of the investment securities portfolio at December 31, 2022, is shown below by contractual maturity. Expected maturities will differ from contractual maturities if borrowers have the right to call or prepay obligations with or without call or prepayment penalties. For purposes of the maturity tables below, mortgage-backed securities, collateralized mortgage obligations, and asset-backed securities which are not due at a single maturity date, have not been allocated over maturity groupings. Available-for-Sale Amortized Fair Cost Value (In Thousands) Available-for-sale Due in one year or less $ 1,553 $ 1,554 Due after one year through five years 44,190 40,478 Due after five years through ten years 235,899 203,662 Due after ten years 237,894 184,489 MBS/CMO/ABS 700,591 609,898 Total $ 1,220,127 $ 1,040,081
Schedule of securities that were in an unrealized loss position	The following table summarizes Premier’s securities that were in an unrealized loss position at December 31, 2022, and December 31, 2021: Duration of Unrealized Loss Position Less than 12 Months 12 Months or Longer Total Gross Gross Fair Unrealized Fair Unrealized Fair Unrealized Value Loss Value Loss Value Loses (In Thousands) At December 31, 2022 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 84,285 $ ( 14,606 ) $ 59,822 $ ( 14,424 ) $ 144,107 $ ( 29,030 ) Mortgage-backed securities 40,908 ( 4,184 ) 126,681 ( 28,775 ) 167,589 ( 32,959 ) Collateralized mortgage obligations 60,676 ( 11,985 ) 159,129 ( 37,941 ) 219,805 ( 49,926 ) Asset-backed securities 45,534 ( 1,499 ) 113,580 ( 6,826 ) 159,114 ( 8,325 ) Corporate Bonds 49,114 ( 4,960 ) 15,368 ( 2,101 ) 64,482 ( 7,061 ) Obligations of states and political subdivisions 106,610 ( 13,378 ) 98,063 ( 39,976 ) 204,673 ( 53,354 ) Total temporarily impaired securities $ 387,127 $ ( 50,612 ) $ 572,643 $ ( 130,043 ) $ 959,770 $ ( 180,655 ) At December 31, 2021 Available-for-sale securities: Obligations of U.S. government corporations and agencies $ 73,810 $ ( 918 ) $ — $ — $ 73,810 $ ( 918 ) Mortgage-backed securities 167,379 ( 2,048 ) 13,689 ( 333 ) 181,068 ( 2,381 ) Collateralized mortgage obligations 222,134 ( 4,736 ) — — 222,134 ( 4,736 ) Asset-backed securities 140,226 ( 1,589 ) 2,705 ( 30 ) 142,931 ( 1,619 ) Corporate Bonds 24,173 ( 270 ) 504 ( 5 ) 24,677 ( 275 ) Obligations of states and political subdivisions 99,199 ( 3,355 ) 34,548 ( 1,675 ) 133,747 ( 5,030 ) Total temporarily impaired securities $ 726,921 $ ( 12,916 ) $ 51,446 $ ( 2,043 ) $ 778,367 $ ( 14,959 )
Schedule of marketable securities	The proceeds from sales of securities and the associated gains and losses for the years ended December 31 are listed below: 2022 2021 2020 (In Thousands) Proceeds $ 9,641 $ 158,012 $ 52,420 Gross realized gains 1,375 2,987 1,471 Gross realized losses ( 48 ) ( 769 ) ( 7 )

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Tables)	12 Months Ended
	Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract]
Schedule of Line of Credit Facilities	The Company’s maximum obligation to extend credit for loan commitments (unfunded loans and unused lines of credit) and standby letters of credit outstanding on December 31 was as follows (in thousands): 2022 2021 Fixed Rate Variable Rate Fixed Rate Variable Rate Commitments to make loans $ 430,890 $ 526,643 $ 486,807 $ 689,109 Unused lines of credit 56,501 988,374 40,254 586,094 Standby letters of credit — 18,632 — 10,851 Total $ 487,391 $ 1,533,649 $ 527,061 $ 1,286,054

Loans (Tables)

Loans (Tables)	12 Months Ended
	Dec. 31, 2022
Loans and Leases Receivable, Net Amount [Abstract]
Schedule of loans receivable	Loans receivable consist of the following: December 31, 2022 December 31, 2021 (In Thousands) Real Estate: Residential $ 1,535,574 $ 1,167,466 Commercial 2,762,311 2,450,349 Construction 1,278,255 862,815 5,576,140 4,480,630 Other Loans: Commercial 1,055,180 895,638 Home equity and improvement 277,613 264,354 Consumer Finance 213,405 126,417 1,546,198 1,286,409 Total loans 7,122,338 5,767,039 Deduct: Undisbursed loan funds ( 672,775 ) ( 477,890 ) Net deferred loan origination fees and costs 11,057 7,019 Allowance for credit loss ( 72,816 ) ( 66,468 ) Totals $ 6,387,804 $ 5,229,700
Summary of Amortized Cost Basis of Collateral-Dependent Loans by Class of Loans and Collateral Type	The following table presents the amortized cost basis of collateral-dependent loans by class of loans and collateral type as of December 31, 2022 and 2021 (in thousands): December 31, 2022 Real Estate Equipment and Machinery Inventory and Receivables Total Real Estate: Residential $ 51 $ — $ — $ 51 Commercial 10,708 — 2,716 13,424 Construction — — — — Other Loans: Commercial 2,161 523 3,858 6,542 Home equity and improvement — — — — Consumer finance — — — — Total $ 12,920 $ 523 $ 6,574 $ 20,017 December 31, 2021 Real Estate Equipment and Machinery Inventory and Receivables Vehicles Total Real Estate: Residential $ 226 $ — $ — $ — $ 226 Commercial 18,399 — — — 18,399 Construction — — — — — Other Loans: Commercial 1,574 160 14,023 25 15,782 Home equity and improvement — — — — — Consumer finance — — — — — Total $ 20,199 $ 160 $ 14,023 $ 25 $ 34,407
Schedule of current balance of the aggregate amounts of non-performing assets, comprised of non-performing loans and real estate owned	he following table presents the current balance of the aggregate amounts of non-performing assets, comprised of non-performing loans and real estate owned as of the dates indicated: December 31, 2022 December 31, 2021 (In Thousands) Non-accrual loans with reserve $ 20,369 $ 35,480 Non-accrual loans without reserve $ 13,453 $ 12,534 Loans over 90 days past due and still accruing — — Total non-performing loans 33,822 48,014 Real estate and other assets held for sale 619 171 Total non-performing assets $ 34,441 $ 48,185 Troubled debt restructuring, still accruing $ 6,587 $ 7,768
Schedule of aging of the recorded investment in past due and non- accrual loans	The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2022, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential $ 1,516,135 $ 279 $ 6,350 $ 6,203 $ 12,832 $ 7,724 Commercial 2,751,933 327 878 11,477 12,682 13,396 Construction 605,043 298 139 — 437 — Other Loans: Commercial 1,044,898 413 128 4,635 5,176 4,862 Home equity and improvement 269,183 4,342 489 1,190 6,021 1,637 Consumer finance 209,062 2,763 1,397 2,227 6,387 2,401 PCD 17,082 603 495 2,651 3,749 3,802 Total Loans $ 6,413,336 $ 9,025 $ 9,876 $ 28,383 $ 47,284 $ 33,822 The Company recognized $ 858,000 of interest income on nonaccrual loans during the year ended December 31, 2022. The following table presents the aging of the recorded investment in past due and non-accrual loans as of December 31, 2021, by class of loans (in thousands): Current 30-59 days 60-89 days 90+ days Total Total Non Real Estate: Residential $ 1,144,533 $ 234 $ 5,340 $ 7,487 $ 13,061 $ 9,034 Commercial 2,439,552 96 847 7,168 8,111 14,621 Construction 383,136 43 1,746 — 1,789 — Other Loans: Commercial 884,025 42 35 867 944 11,531 Home equity and improvement 257,055 1,851 408 1,634 3,893 2,051 Consumer finance 124,073 1,112 819 1,728 3,659 1,873 PCD 25,111 225 1,005 5,996 7,226 8,904 Total Loans $ 5,257,485 $ 3,603 $ 10,200 $ 24,880 $ 38,683 $ 48,014 The Company recognized $ 2.0 million of interest income on nonaccrual loans during the year ended December 31, 2021.
Schedule of present loans by class modified as TDRs that occurred	The following table presents loans by class modified as TDRs that occurred during the years indicated (Dollars in Thousands): Loans Modified as a TDR for the Twelve Months Ended December 31, 2022 Loans Modified as a TDR for the Twelve Months Ended December 31, 2021 Loans Modified as a TDR for the Twelve Months Ended December 31, 2020 ($ in thousands) ($ in thousands) ($ in thousands) Troubled Debt Restructurings: Number of Recorded Investment Number of Recorded Investment Number of Recorded Investment Real Estate: Residential 11 $ 2,097 6 $ 685 7 $ 892 Commercial 4 5,094 — — 6 7,760 Construction — — — — — — Other Loans: Commercial 3 4,281 8 2,888 9 7,546 Home equity and improvement 8 343 — — 4 92 Consumer finance 10 106 2 7 — — Total 36 $ 11,921 16 $ 3,580 26 $ 16,290
Schedule of present loans by class modified as TDRs for which there was a payment default within twelve months	The following table presents loans by class modified as TDRs for which there was a payment default within twelve months following the modification during the indicated: Loans Modified as a TDR for the Twelve Months Ended December 31, 2022 ($ in thousands) TDRs That Subsequently Defaulted: Number of Recorded Investment Real Estate: Residential 3 $ 282 Commercial — — Construction — — Other Loans: Commercial — — Home equity and improvement 1 60 Consumer finance 2 40 Total 6 $ 382
Schedule of risk category of loans by class of loans	As of December 31, 2022, and based on the most recent analysis performed, the risk category and recorded investment in loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential $ 1,519,657 $ 935 $ 8,375 $ — $ 8,375 $ 1,528,967 Commercial 2,698,292 46,029 20,294 — 20,294 2,764,615 Construction 605,480 — — — — 605,480 Other Loans: Commercial 1,016,925 26,319 6,830 — 6,830 1,050,074 Home equity and improvement 273,613 — 1,591 — 1,591 275,204 Consumer finance 213,078 — 2,371 — 2,371 215,449 PCD 13,904 2,590 4,337 — 4,337 20,831 Total Loans (1) $ 6,340,949 $ 75,873 $ 43,798 $ — $ 43,798 $ 6,460,620 (1) Total loans are net undisbursed loan funds and deferred fees and costs As of December 31, 2021, and based on the most recent analysis performed, the risk category of loans by class of loans is as follows (in thousands): Class Unclassified Special Substandard Doubtful Total classified Total Real Estate: Residential $ 1,146,212 $ 1,316 $ 10,066 $ — $ 10,066 $ 1,157,594 Commercial 2,324,846 93,676 29,141 — 29,141 2,447,663 Construction 365,403 19,522 — — — 384,925 Other Loans: Commercial 856,402 14,815 13,752 — 13,752 884,969 Home equity and improvement 258,914 — 2,034 — 2,034 260,948 Consumer finance 125,879 — 1,853 — 1,853 127,732 PCD 19,547 101 12,689 — 12,689 32,337 Total Loans (1) $ 5,097,203 $ 129,430 $ 69,535 $ — $ 69,535 $ 5,296,168 (1) Total loans are net undisbursed loan funds and deferred fees and costs
Summary of amortized cost basis of loans by vintage credit quality indicator and class of loans	The table below presents the amortized cost basis of loans by vintage, credit quality indicator and class of loans as of December 31, 2022 and 2021 (in thousands): Term of loans by origination 2022 2021 2020 2019 2018 Prior Revolving Loans Total As of December 31, 2022 Real Estate Residential: Risk Rating Unclassified $ 264,884 $ 474,992 $ 335,982 $ 93,548 $ 51,710 $ 296,089 $ 2,452 $ 1,519,657 Special Mention — — 180 30 80 78 567 935 Substandard 280 1,648 1,614 922 517 3,394 — 8,375 Doubtful — — — — — — — — Total $ 265,164 $ 476,640 $ 337,776 $ 94,500 $ 52,307 $ 299,561 $ 3,019 $ 1,528,967 Commercial: Risk Rating Unclassified $ 582,384 $ 506,386 $ 517,790 $ 324,210 $ 194,240 $ 557,728 $ 15,554 $ 2,698,292 Special Mention 161 3,614 — 593 25,395 15,561 705 46,029 Substandard 115 2,104 527 4,612 4,455 8,348 133 20,294 Doubtful — — — — — — — — Total $ 582,660 $ 512,104 $ 518,317 $ 329,415 $ 224,090 $ 581,637 $ 16,392 $ 2,764,615 Construction: Risk Rating Unclassified $ 348,570 $ 182,755 $ 53,161 $ 20,994 $ — $ — $ — $ 605,480 Special Mention — — — — — — — — Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 348,570 $ 182,755 $ 53,161 $ 20,994 $ — $ — $ — $ 605,480 Other Loans Commercial: Risk Rating Unclassified $ 266,501 $ 208,663 $ 90,014 $ 49,887 $ 23,719 $ 22,515 $ 355,626 $ 1,016,925 Special Mention 1,891 4,094 3,913 1,533 1,160 5,365 8,363 26,319 Substandard 16 119 3,897 4 190 204 2,400 6,830 Doubtful — — — — — — — — Total $ 268,408 $ 212,876 $ 97,824 $ 51,424 $ 25,069 $ 28,084 $ 366,389 $ 1,050,074 Home equity and Improvement: Risk Rating Unclassified $ 30,009 $ 21,116 $ 5,387 $ 3,592 $ 1,849 $ 30,509 $ 181,151 $ 273,613 Special Mention — — — — — — — — Substandard 44 14 — 28 32 502 971 1,591 Doubtful — — — — — — — — Total $ 30,053 $ 21,130 $ 5,387 $ 3,620 $ 1,881 $ 31,011 $ 182,122 $ 275,204 Consumer Finance: Risk Rating Unclassified $ 133,194 $ 33,109 $ 17,219 $ 13,681 $ 4,022 $ 2,529 $ 9,324 $ 213,078 Special Mention — — — — — — — — Substandard 676 483 668 316 62 34 132 2,371 Doubtful — — — — — — — — Total $ 133,870 $ 33,592 $ 17,887 $ 13,997 $ 4,084 $ 2,563 $ 9,456 $ 215,449 PCD: Risk Rating Unclassified $ — $ — $ — $ 131 $ 369 $ 13,117 $ 287 $ 13,904 Special Mention — — — — — 292 2,298 2,590 Substandard — — — 2 22 3,697 616 4,337 Doubtful — — — — — — — — Total $ — $ — $ — $ 133 $ 391 $ 17,106 $ 3,201 $ 20,831 Term of loans by origination 2021 2020 2019 2018 2017 Prior Revolving Loans Total As of December 31, 2021 Real Estate Residential: Risk Rating Unclassified $ 219,006 $ 373,439 $ 112,781 $ 65,544 $ 71,794 $ 301,735 $ 1,913 $ 1,146,212 Special Mention — 190 — — 59 109 958 1,316 Substandard 465 780 1,198 1,006 2,095 4,522 — 10,066 Doubtful — — — — — — — — Total $ 219,471 $ 374,409 $ 113,979 $ 66,550 $ 73,948 $ 306,366 $ 2,871 $ 1,157,594 Commercial: Risk Rating Unclassified $ 514,333 $ 493,575 $ 388,117 $ 230,734 $ 237,712 $ 451,113 $ 9,262 $ 2,324,846 Special Mention 294 5,349 5,533 11,055 49,993 20,662 790 93,676 Substandard 172 570 4,920 5,525 62 17,665 227 29,141 Doubtful — — — — — — — — Total $ 514,799 $ 499,494 $ 398,570 $ 247,314 $ 287,767 $ 489,440 $ 10,279 $ 2,447,663 Construction: Risk Rating Unclassified $ 198,221 $ 100,606 $ 55,707 $ 10,039 $ 685 $ 145 $ — $ 365,403 Special Mention — 12,500 — 5,996 1,026 — — 19,522 Substandard — — — — — — — — Doubtful — — — — — — — — Total $ 198,221 $ 113,106 $ 55,707 $ 16,035 $ 1,711 $ 145 $ — $ 384,925 Other Loans Commercial: Risk Rating Unclassified $ 293,644 $ 132,703 $ 84,668 $ 47,421 $ 24,269 $ 17,038 $ 256,659 $ 856,402 Special Mention — 2,180 4,094 272 1,264 4,663 2,342 14,815 Substandard 136 11,550 23 288 388 131 1,236 13,752 Doubtful — — — — — — — — Total $ 293,780 $ 146,433 $ 88,785 $ 47,981 $ 25,921 $ 21,832 $ 260,237 $ 884,969 Home equity and Improvement: Risk Rating Unclassified $ 24,707 $ 6,870 $ 4,867 $ 2,879 $ 5,534 $ 31,317 $ 182,740 $ 258,914 Special Mention — — — — — — — — Substandard 15 — 28 48 27 690 1,226 2,034 Doubtful — — — — — — — — Total $ 24,722 $ 6,870 $ 4,895 $ 2,927 $ 5,561 $ 32,007 $ 183,966 $ 260,948 Consumer Finance: Risk Rating Unclassified $ 50,202 $ 25,866 $ 23,000 $ 9,643 $ 4,313 $ 2,769 $ 10,086 $ 125,879 Special Mention — — — — — — — — Substandard 196 707 619 129 67 131 4 1,853 Doubtful — — — — — — — — Total $ 50,398 $ 26,573 $ 23,619 $ 9,772 $ 4,380 $ 2,900 $ 10,090 $ 127,732 PCD: Risk Rating Unclassified $ — $ — $ 170 $ 1,753 $ 1,860 $ 12,496 $ 3,268 $ 19,547 Special Mention — — — — — 101 — 101 Substandard — — 67 28 3,242 6,490 2,862 12,689 Doubtful — — — — — — — — Total $ — $ — $ 237 $ 1,781 $ 5,102 $ 19,087 $ 6,130 $ 32,337
Schedule of allowance for credit loss (ACL) activity	The following tables disclose the annual activity in the allowance for credit losses for the periods indicated by portfolio segment (in thousands): Year ended December 31, 2022 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 12,029 $ 32,399 $ 3,004 $ 13,410 $ 4,221 $ 1,405 $ 66,468 Charge-Offs ( 1,052 ) ( 443 ) ( 16 ) ( 5,705 ) ( 344 ) ( 971 ) ( 8,531 ) Recoveries 867 602 3 398 292 214 2,376 Provision expense (recovery) 4,867 1,660 1,034 3,666 ( 125 ) 1,401 12,503 Ending Allowance $ 16,711 $ 34,218 $ 4,025 $ 11,769 $ 4,044 $ 2,049 $ 72,816 Year ended December 31, 2021 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 Charge-Offs ( 110 ) ( 3,776 ) — ( 6,960 ) ( 63 ) ( 476 ) ( 11,385 ) Recoveries 261 438 — 1,321 248 239 2,507 Provision expense (recovery) ( 5,656 ) ( 7,680 ) 263 7,384 ( 703 ) ( 341 ) ( 6,733 ) Ending Allowance $ 12,029 $ 32,399 $ 3,004 $ 13,410 $ 4,221 $ 1,405 $ 66,468 Year ended December 31, 2020 Residential Real Estate Commercial Construction Commercial Home Consumer Total Beginning Allowance $ 2,867 $ 16,302 $ 996 $ 9,003 $ 1,700 $ 375 $ 31,243 Impact of ASC 326 Adoption 1,765 3,682 ( 223 ) ( 2,263 ) ( 521 ) ( 86 ) 2,354 Acquisition related allowance for credit loss (PCD) 1,077 4,053 — 2,272 248 48 7,698 Charge-Offs ( 307 ) ( 4,237 ) ( 1 ) ( 1,350 ) ( 164 ) ( 293 ) ( 6,352 ) Recoveries 342 1,352 — 1,850 262 176 3,982 Provision expense (recovery) (1) 11,790 22,265 1,969 2,153 3,214 1,763 43,154 Ending Allowance $ 17,534 $ 43,417 $ 2,741 $ 11,665 $ 4,739 $ 1,983 $ 82,079 (1) Provision for the twelve months ended December 31, 2020, includes $ 25.9 million as a result of the Merger with UCFC in the first quarter.
Schedule of loan allocated to executive officers directors and their affiliates	Loans to executive officers, directors, and their affiliates are as follows: Years Ended December 31, 2022 2021 (Dollars In Thousands) Beginning balance $ 18,426 $ 23,384 New loans 39,434 11,603 Effect of changes in composition of related parties — ( 100 ) Repayments ( 37,024 ) ( 16,461 ) Ending Balance $ 20,836 $ 18,426
Schedule of outstanding balance and related allowance on loans	The outstanding balance and related allowance on these loans as of December 31, 2022 and December 31, 2021 is as follows (in thousands): As of December 31, 2022 As of December 31, 2021 Loan Balance ACL Balance Loan Balance ACL Balance (Dollars In Thousands) Real Estate: Residential $ 11,546 $ 139 $ 13,396 $ 197 Commercial 1,544 34 5,878 151 Construction — — — — 13,090 173 19,274 348 Other Loans: Commercial 5,058 594 9,167 1,531 Home equity and improvement 2,409 80 3,405 154 Consumer finance 274 5 491 7 7,741 679 13,063 1,692 Total $ 20,831 $ 852 $ 32,337 $ 2,040

Mortgage Banking (Tables)

Mortgage Banking (Tables)	12 Months Ended
	Dec. 31, 2022
Mortgage Banking [Abstract]
Schedule of net revenues from the sales and servicing of mortgage loans	Net revenues from the sales and servicing of mortgage loans consisted of the following: For the Year Ended December 31, 2022 2021 2020 (In Thousands) Gain from sale of mortgage loans $ 5,787 $ 16,437 $ 36,359 Mortgage loan servicing revenue (expense): Mortgage loan servicing revenue 7,464 7,574 7,296 Amortization of mortgage servicing rights ( 5,399 ) ( 7,893 ) ( 7,477 ) Mortgage servicing rights valuation adjustments 2,019 5,807 ( 7,979 ) 4,084 5,488 ( 8,160 ) Net mortgage banking income $ 9,871 $ 21,925 $ 28,199
Schedule of capitalized mortgage and valuation allowance	Activity for capitalized mortgage servicing rights (“MSRs”) and the related valuation allowance is as follows: For the Year Ended December 31, 2022 2021 2020 (In Thousands) Mortgage servicing assets: Balance at beginning of period $ 22,244 $ 21,666 $ 10,801 Loans sold, servicing retained 5,013 8,471 8,595 Mortgage servicing rights acquired — — 9,747 Amortization ( 5,399 ) ( 7,893 ) ( 7,477 ) Carrying value before valuation allowance at end of period 21,858 22,244 21,666 Valuation allowance: Balance at beginning of period ( 2,706 ) ( 8,513 ) ( 534 ) Impairment recovery (charges) 2,019 5,807 ( 7,979 ) Balance at end of period ( 687 ) ( 2,706 ) ( 8,513 ) Net carrying value of MSRs at end of period $ 21,171 $ 19,538 $ 13,153 Fair value of MSRs at end of period $ 27,382 $ 20,921 $ 13,153
Servicing Portfolio	The Company’s servicing portfolio is comprised of the following: December 31, 2022 2021 Number of Principal Number of Principal Investor Loans Outstanding Loans Outstanding (Dollars In Thousands) Fannie Mae 7,504 $ 957,137 7,545 $ 913,336 Freddie Mac 16,410 1,994,469 16,987 2,012,895 Federal Home Loan Bank 56 7,513 61 8,260 Other 77 5,587 90 6,805 Totals 24,047 $ 2,964,706 24,683 $ 2,941,296

Premises and Equipment and Le_2

Premises and Equipment and Leases (Tables)	12 Months Ended
	Dec. 31, 2022
Property, Plant and Equipment [Abstract]
Property, plant and equipment	Premises and equipment are summarized as follows: December 31, 2022 2021 (In Thousands) Cost: Land $ 13,200 $ 13,369 Land improvements 1,730 1,587 Buildings 59,376 59,167 Leasehold improvements 3,706 3,655 Furniture, fixtures and equipment 42,616 41,075 Construction in process 3,565 315 124,193 119,168 Less allowances for depreciation and amortization ( 68,652 ) ( 63,566 ) $ 55,541 $ 55,602
Schedule of Undiscounted Cash Flows Included in Lease Liabilities	Undiscounted cash flows included in lease liabilities have expected contractual payments at December 31, 2022 as follows: (in thousands) 2023 $ 2,436 2024 2,051 2025 1,649 2026 1,387 2027 1,300 Thereafter 11,852 Total undiscounted minimum lease payments $ 20,675 Present value adjustment ( 5,061 ) Total lease liabilities $ 15,614

Goodwill and Intangible Assets

Goodwill and Intangible Assets (Tables)	12 Months Ended
	Dec. 31, 2022
Goodwill and Intangible Assets Disclosure [Abstract]
Schedule of goodwill	The change in the carrying amount of goodwill for the year is as follows: December 31, 2022 2021 (In Thousands) Beginning balance $ 317,948 $ 317,948 Goodwill acquired or adjusted during the year 40 — Ending balance $ 317,988 $ 317,948
Schedule of finite-lived intangible assets	Activity in intangible assets for the years ended December 31, 2022, 2021 and 2020, was as follows: Gross Accumulated Net Value (In Thousands) Balance as of January 1, 2020 $ 20,633 $ ( 16,861 ) $ 3,772 Intangible assets acquired 33,014 — 33,014 Amortization of intangible assets — ( 6,449 ) ( 6,449 ) Balance as of December 31, 2020 53,647 ( 23,310 ) 30,337 Intangible assets acquired — — — Amortization of intangible assets — ( 6,208 ) ( 6,208 ) Balance as of December 31, 2021 53,647 ( 29,518 ) 24,129 Intangible assets acquired 395 — 395 Amortization of intangible assets — ( 5,450 ) ( 5,450 ) Balance as of December 31, 2022 $ 54,042 $ ( 34,968 ) $ 19,074
Schedule of finite-lived intangible assets, future amortization expense	Estimated amortization expense for each of the next five years and thereafter is as follows (in thousands): 2023 $ 5,572 2024 4,273 2025 3,387 2026 2,647 2027 1,946 Thereafter 1,249 Total $ 19,074

Deposits (Tables)

Deposits (Tables)	12 Months Ended
	Dec. 31, 2022
Deposits [Abstract]
Schedule sets forth interest expense by type of deposit	The following schedule sets forth interest expense by type of deposit: Years Ended December 31, 2022 2021 2020 (In Thousands) Checking and money market accounts $ 14,927 $ 4,754 $ 9,710 Savings accounts 174 172 222 Certificates of deposit 9,808 8,556 16,986 Totals $ 24,909 $ 13,482 $ 26,918
Summary of deposit balances	A summary of deposit balances is as follows: December 31, 2022 2021 (In Thousands) Noninterest-bearing checking accounts $ 1,869,509 $ 1,724,772 Interest-bearing checking and money market accounts 3,185,440 2,952,705 Savings deposits 798,003 804,451 Retail certificates of deposit less than $250,000 645,318 636,477 Retail certificates of deposit greater than and equal to $250,000 264,741 163,646 Brokered deposits 143,708 — Totals $ 6,906,719 $ 6,282,051
Schedule of maturities of long-term debt	Scheduled maturities of certificates of deposit at December 31, 2022, are as follows (in thousands): 2023 $ 588,723 2024 260,126 2025 32,459 2026 17,423 2027 11,195 Thereafter 133 Total $ 910,059

Advances from Federal Home Lo_2

Advances from Federal Home Loan Bank (Tables)	12 Months Ended
	Dec. 31, 2022
Advance from Federal Home Loan Bank [Abstract]
Schedule of Federal Home Loan Bank Advance by Maturity Date	At December 31, 2021, the Bank had no outstanding FHLB advances. At December 31, 2022, advances from the FHLB were as follows: 2023 $ 428,000 2024 — 2025 — 2026 — 2027 — Thereafter — Totals $ 428,000

Subordinated Debentures and J_2

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust (Tables)	12 Months Ended
	Dec. 31, 2022
Subordinated Debentures And Junior Subordinated Debentures Owed To Unconsolidated Subsidiary Trust [Abstract]
Schedule of Subordinated Borrowing	A summary of all junior subordinated debentures issued by the Company to affiliates and subordinated debentures follows. For the junior subordinated debentures, these amounts represent the par value of the obligations owed to these affiliates, including the Company’s equity interest in the trusts. For the subordinated debentures, these amounts represent the par value less remaining deferred offering expense associated with the issuance the debentures. Balances were as follows: December 31, 2022 2021 (In Thousands) First Defiance Statutory Trust I due December 2035 $ 20,619 $ 20,619 First Defiance Statutory Trust II due June 2037 15,464 15,464 Total junior subordinated debentures owed to unconsolidated subsidiary Trusts $ 36,083 $ 36,083 Subordinated debentures $ 49,020 $ 48,893

Other Noninterest Expense (Tabl

Other Noninterest Expense (Tables)	12 Months Ended
	Dec. 31, 2022
Other Expense, Nonoperating [Abstract]
Other non interest expense	The following is a summary of other noninterest expense: Years Ended December 31, 2022 2021 2020 (In Thousands) Legal and other professional fees $ 7,622 $ 7,325 $ 5,119 Marketing 2,160 1,940 1,938 OREO expenses and write-downs 150 117 86 Printing and office supplies 953 941 1,032 Postage 1,279 1,257 1,173 Check charge-offs and fraud losses 1,350 762 870 Credit and collection expense 584 714 550 Other 11,991 11,388 11,649 Total other noninterest expense $ 26,089 $ 24,444 $ 22,417

Postretirement Benefits (Tables

Postretirement Benefits (Tables)	12 Months Ended
	Dec. 31, 2022
Retirement Benefits [Abstract]
Schedule of net periodic benefit cost not yet recognized	Included in accumulated other comprehensive income at December 31, 2022, 2021 and 2020, are the following amounts that have not yet been recognized in net periodic benefit cost: December 31, 2022 2021 2020 (In Thousands) Unrecognized prior service cost $ 47 $ 57 $ 71 Unrecognized actuarial (gain) loss ( 556 ) 43 29 Total (gain) loss recognized in Accumulated Other Comprehensive Income ( 509 ) 100 100 Income tax effect 107 ( 21 ) ( 21 ) Net (gain) loss recognized in Accumulated Other Comprehensive Income $ ( 402 ) $ 79 $ 79
Schedule of defined benefit plan amounts recognized in other comprehensive income (loss)	The plan is not currently funded. The following table summarizes benefit obligation and plan asset activity for the plan measured as of December 31 each year: December 31, 2022 2021 (In Thousands) Change in benefit obligation: Benefit obligation at beginning of year $ 2,759 $ 2,787 Service cost 52 60 Interest cost 67 53 Participant contribution 27 22 Actuarial (gains) / losses ( 599 ) 13 Benefits paid ( 187 ) ( 176 ) Benefit obligation at end of year 2,119 2,759 Change in fair value of plan assets: Balance at beginning of year — — Employer contribution 160 154 Participant contribution 27 22 Benefits paid ( 187 ) ( 176 ) Balance at end of year — — Funded status at end of year $ ( 2,119 ) $ ( 2,759 )
Schedule of net benefit costs	Net periodic postretirement benefit cost includes the following components: Years Ended December 31, 2022 2021 2020 (In Thousands) Service cost-benefits attributable to service during the period $ 52 $ 60 $ 61 Interest cost on accumulated postretirement benefit obligation 67 53 87 Net amortization and deferral 10 13 13 Net periodic postretirement benefit cost 129 126 161 Net (gain) / loss during the year ( 599 ) 13 ( 195 ) Amortization of prior service cost and actuarial losses ( 10 ) ( 13 ) ( 13 ) Total recognized in comprehensive income (loss) ( 609 ) — ( 208 ) Total recognized in net periodic postretirement benefit cost and other $ ( 480 ) $ 126 $ ( 47 )
Assumptions are used in determining components of postretirement benefit obligation	The following assumptions were used in determining the components of the postretirement benefit obligation: 2022 2021 2020 Weighted average discount rates: Used to determine benefit obligations at December 31 5.00 % 2.50 % 2.00 % Used to determine net periodic postretirement benefit cost for years 2.50 % 2.00 % 3.00 % Assumed health care cost trend rates at December 31: Health care cost trend rate assumed for next year 6.00 % 6.50 % 5.50 % Rate to which the cost trend rate is assumed to decline (the ultimate 3.90 % 3.90 % 4.00 % Year that rate reaches ultimate trend rate 2075 2075 2075
Schedule of expected benefit payments	The following benefits are expected to be paid over the next five years and in aggregate for the next five years thereafter. Because the plan is unfunded, the expected net benefits to be paid and the estimated Company contributions are the same amount. Expected to be Paid (In Thousands) 2023 $ 193 2024 203 2025 212 2026 224 2027 159 2028 through 2032 806

Regulatory Matters (Tables)

Regulatory Matters (Tables)	12 Months Ended
	Dec. 31, 2022
Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]
Schedule of Premier Consolidated and and the Bank's regulatory capital ratios	The following schedule presents Premier consolidated and the Bank’s regulatory capital ratios as of December 31, 2022 and 2021 (dollars in thousands): December 31, 2022 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 728,883 9.91 % $ 331,019 4.5 % N/A N/A Premier Bank $ 775,907 10.58 % $ 330,008 4.5 % $ 476,678 6.5 % Tier 1 Capital Consolidated $ 763,883 9.37 % $ 326,094 4.0 % N/A N/A Premier Bank $ 775,907 9.55 % $ 324,949 4.0 % $ 406,187 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 763,883 10.38 % $ 441,359 6.0 % N/A N/A Premier Bank $ 775,907 10.58 % $ 440,011 6.0 % $ 586,681 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 892,663 12.14 % $ 588,478 8.0 % N/A N/A Premier Bank $ 854,687 11.65 % $ 586,681 8.0 % $ 733,352 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2022 . December 31, 2021 Actual Minimum Required for Minimum Required to be Amount Ratio Amount Ratio(1) Amount Ratio CET1 Capital (to Risk-Weighted Assets) Consolidated $ 689,930 10.92 % $ 284,394 4.5 % N/A N/A Premier Bank $ 725,600 11.53 % $ 283,265 4.5 % $ 409,160 6.5 % Tier 1 Capital Consolidated $ 724,930 10.10 % $ 287,138 4.0 % N/A N/A Premier Bank $ 725,600 10.16 % $ 285,664 4.0 % $ 357,080 5.0 % Tier 1 Capital (to Risk Weighted Assets) Consolidated $ 724,930 11.47 % $ 379,192 6.0 % N/A N/A Premier Bank $ 725,600 11.53 % $ 377,686 6.0 % $ 503,582 8.0 % Total Capital (to Risk Weighted Assets) Consolidated $ 844,389 13.36 % $ 505,589 8.0 % N/A N/A Premier Bank $ 795,059 12.63 % $ 503,582 8.0 % $ 629,477 10.0 % (1) Excludes capital conservation buffer of 2.50 % as of December 31, 2021 .

Income Taxes (Tables)

Income Taxes (Tables)	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Schedule of components of income tax expense (benefit)	The components of income tax expense are as follows: Years Ended December 31, 2022 2021 2020 (In Thousands) Current: Federal $ 24,698 $ 24,256 $ 25,323 State and local 704 723 650 Deferred ( 1,306 ) 5,393 ( 9,781 ) $ 24,096 $ 30,372 $ 16,192
Schedule of effective income tax rate reconciliation	The effective tax rates differ from federal statutory rate applied to income before income taxes due to the following: Years Ended December 31, 2022 2021 2020 (In Thousands) Tax expense at statutory rate ( 21 %) $ 26,519 $ 32,849 $ 16,646 Increases (decreases) in taxes from: State income tax – net of federal tax benefit 557 571 513 Tax exempt interest income, net of TEFRA ( 723 ) ( 839 ) ( 806 ) Bank owned life insurance ( 829 ) ( 1,075 ) ( 882 ) Captive insurance ( 417 ) ( 365 ) ( 445 ) Other ( 1,011 ) ( 769 ) 1,166 Totals $ 24,096 $ 30,372 $ 16,192
Schedule of deferred tax assets and liabilities	Significant components of Premier’s deferred federal income tax assets and liabilities are as follows: December 31, 2022 2021 (In Thousands) Deferred federal income tax assets: Allowance for credit losses $ 15,291 $ 13,958 Allowance for unfunded commitments 1,431 1,056 Interest on nonaccrual loans 672 686 Postretirement benefit costs 408 537 Cash flow hedge derivative 8,407 — Deferred compensation 1,841 2,216 Individually evaluated loans 568 1,138 Net unrealized loss on available-for-sale securities 37,810 1,070 Accrued vacation 10 10 Accrued bonus 1,419 1,054 Lease liability 3,279 3,391 Net operating loss carryforward 239 273 Other 2,254 2,363 Total deferred federal income tax assets 73,629 27,752 Deferred federal income tax liabilities: Equity securities fair value 35 429 Goodwill 4,889 4,726 Mortgage servicing rights 4,446 4,103 Cash flow hedge derivative — 142 Fixed assets 2,525 2,368 Other intangible assets 3,847 4,987 Deferred loan origination fees and costs 2,203 1,266 Prepaid expenses 1,117 881 Right of use asset 3,139 3,242 Other 416 663 Total deferred federal income tax liabilities 22,617 22,807 Net deferred federal income tax asset/ (liability) $ 51,012 $ 4,945

Stock Compensation Plans (Table

Stock Compensation Plans (Tables)	12 Months Ended
	Dec. 31, 2022
Share-Based Payment Arrangement [Abstract]
Schedule of restricted stock units and stock grants	The following table sets forth Premier's performance and restricted stock activity during the year ended December 31, 2022: Performance Stock Units Restricted Stock Units Restricted Stock Awards Unvested Shares Shares Weighted- Shares Weighted- Shares Weighted- Unvested at January 1, 2022 164,970 $ 28.34 51,773 $ 28.44 58,260 $ 29.71 Granted 86,190 30.67 — — 81,412 28.31 Vested — — ( 13,637 ) 29.00 ( 35,159 ) 27.97 Forfeited ( 21,347 ) 29.34 ( 6,340 ) 27.25 ( 5,101 ) 30.50 Unvested at December 31, 2022 229,813 $ 29.12 31,796 $ 28.44 99,412 $ 29.14
Schedule of stock options activity under the plans	Following is stock option activity under the plans during the year ended December 31, 2022: Options Weighted Weighted Aggregate Options outstanding, January 1, 2022 35,661 $ 21.72 Forfeited or cancelled ( 3,000 ) 17.68 Exercised ( 3,000 ) 17.68 Granted — — Options outstanding, December 31, 2022 29,661 $ 25.54 4.08 $ 131,425 Exercisable at December 31, 2022 29,661 $ 25.54 4.08 $ 131,425
Schedule of proceeds, related tax benefits realized from options exercised and intrinsic value of options exercised	Proceeds, related tax benefits realized from options exercised and intrinsic value of options exercised were as follows: Year Ended December 31, 2022 2021 2020 (In Thousands, except per share amounts) Intrinsic value of options exercised $ 29 $ 11 $ 189 Cash received from option exercises 53 8 — Tax benefit realized from option exercises 6 2 40

Parent Company Statements (Tabl

Parent Company Statements (Tables)	12 Months Ended
	Dec. 31, 2022
Condensed Financial Information Disclosure [Abstract]
Condensed balance sheet	Condensed parent company financial statements, which include transactions with subsidiaries, are as follow: December 31, Statements of Financial Condition 2022 2021 (In Thousands) Assets Cash and cash equivalents $ 15,264 $ 24,152 Equity securities 7,832 14,097 Investment in banking subsidiary 909,552 1,034,379 Investment in non-bank subsidiaries 37,191 33,102 Other assets 5,145 4,110 Total assets $ 974,984 $ 1,109,840 Liabilities and stockholders’ equity: Subordinated debentures $ 85,103 $ 84,976 Accrued liabilities 2,160 1,368 Stockholders’ equity 887,721 1,023,496 Total liabilities and stockholders’ equity $ 974,984 $ 1,109,840
Condensed income statement	Years Ended December 31, Statements of Income 2022 2021 2020 (In Thousands) Dividends from subsidiaries $ 58,550 $ 46,315 $ 25,900 Interest income 657 520 30 Interest expense ( 3,327 ) ( 2,713 ) ( 1,308 ) Other income — 1,955 105 Noninterest expense ( 1,391 ) ( 997 ) ( 902 ) Other expense ( 551 ) — — Income before income taxes and equity in earnings of subsidiaries 53,938 45,080 23,825 Income tax credit ( 969 ) ( 259 ) ( 423 ) Income before equity in earnings of subsidiaries 54,907 45,339 24,248 Undistributed equity in earnings of subsidiaries 47,280 80,712 38,829 Net income 102,187 126,051 63,077 Other comprehensive income (loss) ( 170,032 ) ( 18,432 ) 10,409 Comprehensive income (loss) $ ( 67,845 ) $ 107,619 $ 73,486
Condensed cash flow statement	Years Ended December 31, Statements of Cash Flows 2022 2021 2020 (In Thousands) Operating activities: Net income $ 102,187 $ 126,051 $ 63,077 Adjustments to reconcile net income to net cash (used in) Undistributed equity in earnings of subsidiaries ( 47,280 ) ( 80,712 ) ( 38,829 ) Change in other assets and liabilities 156 380 1,630 Net cash provided by (used in) operating activities 55,063 45,719 25,878 Investing activities: Net Cash received for United Community Financial Corp. — — 9,414 Sale of equity securities 8,714 — — Purchase of equity securities ( 3,000 ) ( 11,053 ) ( 1,000 ) Net cash used in investing activities 5,714 ( 11,053 ) 8,414 Financing activities: Repurchase of common stock ( 26,870 ) ( 29,583 ) ( 10,183 ) Cash dividends paid ( 42,795 ) ( 38,948 ) ( 32,898 ) Proceeds from subordinated debentures — — 48,777 Direct stock sales — — 18 Net cash used in financing activities ( 69,665 ) ( 68,531 ) 5,714 Net increase (decrease) in cash and cash equivalents ( 8,888 ) ( 33,865 ) 40,006 Cash and cash equivalents at beginning of year 24,152 58,017 18,011 Cash and cash equivalents at end of year $ 15,264 $ 24,152 $ 58,017

Fair Value (Tables)

Fair Value (Tables)	12 Months Ended
	Dec. 31, 2022
Fair Value Disclosures [Abstract]
Schedule of Financial Assets Measured at Fair Value on a Recurring Basis	The following table summarizes the financial assets measured at fair value on a recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Recurring Basis December 31, 2022 Level 1 Level 2 Level 3 Total Fair (In Thousands) Assets: Available for sale securities: Obligations of U.S. government corporations and agencies $ 48,198 $ 95,909 $ — $ 144,107 Mortgage-backed securities — 167,589 — 167,589 Collateralized mortgage obligations — 249,805 — 249,805 Asset-backed securities — 192,505 — 192,505 Corporate bonds — 64,482 — 64,482 Obligations of states and political subdivisions — 221,594 — 221,594 Equity securities 7,832 — — 7,832 Loans held for sale, at fair value — 23,589 91,662 115,251 Interest rate swaps — 4,494 — 4,494 Mortgage banking derivative - asset — 1,349 — 1,349 Liabilities: Interest rate swaps — 4,494 — 4,494 Cash flow hedge derivative — 40,032 — 40,032 December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Available for sale securities: Obligations of U.S. government corporations and agencies $ — $ 174,710 $ — $ 174,710 Mortgage-backed securities — 206,751 — 206,751 Collateralized mortgage obligations — 260,168 — 260,168 Asset-backed securities — 220,536 — 220,536 Corporate bonds — 70,893 — 70,893 Obligations of states and political subdivisions — 273,202 — 273,202 Equity securities 14,097 — — 14,097 Loans held for sale, at fair value — 28,780 134,167 162,947 Interest rate swaps — 1,287 — 1,287 Cash flow hedge derivative — 854 — 854 Mortgage banking derivative - asset — 2,336 — 2,336 Liabilities: Interest rate swaps — 1,292 — 1,292
Summary of Reconciliation of all Assets Measured at Fair Value on Recurring Basis using Significant Unobservable Inputs (Level 3)	The table below presents a reconciliation of all assets measured at fair value on a recurring basis using significant unobservable inputs (Level 3) for the twelve month periods ended December 31, 2022 and 2021. Construction loans held for sale Twelve Months Ended 2022 2021 Balance of recurring Level 3 assets at beginning of period $ 134,167 $ 123,029 Total gains (losses) for the period Included in change in fair value of loans held for sale ( 20,587 ) ( 3,716 ) Originations 98,845 128,844 Sales ( 120,763 ) ( 113,990 ) Balance of recurring Level 3 assets at end of period $ 91,662 $ 134,167
Schedule of Level 3 Assets and Liabilities Measured at Fair Value on a Recurring or Nonrecurring Basis	For Level 3 assets and liabilities measured at fair value on a recurring basis, the significant unobservable inputs used in the fair value measurements were as follows: December 31, 2022 Fair Valuation Technique Unobservable Inputs Range of (Dollars in Thousands) Construction loans held for sale $ 91,662 Adjusted secondary market pricing Adjustments 0.00 - 1.04 % December 31, 2021 Fair Value Valuation Technique Unobservable Inputs Range of (Dollars in Thousands) Construction loans held for sale $ 134,167 Adjusted secondary market pricing Adjustments 0.00 % - 1.86 %
Schedule of Financial Assets Measured at Fair Value on a Non-Recurring Basis	The following table summarizes the financial assets measured at fair value on a non-recurring basis segregated by the level of the valuation inputs within the fair value hierarchy utilized to measure fair value: Assets and Liabilities Measured on a Non-Recurring Basis December 31, 2022 Level 1 Level 2 Level 3 Total Fair (In Thousands) Individually analyzed loans Commercial Real Estate $ — $ — $ 3,512 $ 3,512 Commercial — — 5,492 5,492 Mortgage servicing rights — 21,171 — 21,171 December 31, 2021 Level 1 Level 2 Level 3 Total Fair (In Thousands) Individually analyzed loans Commercial Real Estate $ — $ — $ 2,749 $ 2,749 Commercial — — 8,564 8,564 Mortgage servicing rights — 19,538 — 19,538 For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2022, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Individually analyzed Loans- Applies to loan $ 5,146 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 10 - 50 % 28.29 % For Level 3 assets and liabilities measured at fair value on a nonrecurring basis as of December 31, 2021, the significant unobservable inputs used in the fair value measurements were as follows: Fair Valuation Technique Unobservable Inputs Range of Weighted (Dollars in Thousands) Individually analyzed Loans- Applies to loan $ 5,821 Appraisals which utilize sales comparison, net income and cost approach Discounts for collection issues and changes in market conditions 20 - 50 % 35.18 %
Carrying Values and Estimated Fair Values of Financial Instruments	The carrying values and estimated fair values of financial instruments at December 31, 2022 and 2021 were as follows: Fair Value Measurements at December 31, 2022 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 128,160 $ 128,160 $ 128,160 $ — $ — Federal Home Loan Bank Stock 29,185 N/A N/A N/A N/A Loans receivable, net 6,387,804 6,129,814 — — 6,129,814 Accrued interest receivable 28,709 28,709 28,709 Financial Liabilities: Deposits $ 6,906,719 $ 6,881,110 $ 5,852,952 $ 1,028,158 $ — Advances from Federal Home Loan Bank $ 428,000 427,999 $ — $ 427,999 $ — Subordinated debentures 85,103 76,989 — — 76,989 Fair Value Measurements at December 31, 2021 (In Thousands) Carrying Total Level 1 Level 2 Level 3 Financial Assets: Cash and cash equivalents $ 161,566 $ 161,566 $ 161,566 $ — $ — Federal Home Loan Bank Stock 11,585 N/A N/A N/A N/A Loans receivable, net 5,229,700 5,265,689 — — 5,265,689 Accrued interest receivable 20,767 20,767 20,767 Financial Liabilities: Deposits $ 6,282,051 $ 6,280,336 $ 5,481,928 $ 798,408 $ — Subordinated debentures 84,976 85,417 — — 85,417

Derivative Financial Instrume_2

Derivative Financial Instruments (Tables)	12 Months Ended
	Dec. 31, 2022
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule of carrying values of the derivative instruments	The table below provides data about the carrying values of these derivative instruments: December 31, 2022 December 31, 2021 Assets (Liabilities) Assets (Liabilities) Derivative Derivative Carrying Carrying Net Carrying Carrying Carrying Net Carrying Value Value Value Value Value Value (In Thousands) Derivatives not designated as hedging Mortgage Banking Derivatives $ 1,349 $ — $ 1,349 $ 2,336 $ — $ 2,336
Schedule of amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments	The table below provides data about the amount of gains and losses recognized in income on derivative instruments not designated as hedging instruments. The difference in derivative net carrying value at December 31, 2022 and 2021 represents a fair value adjustment that runs through mortgage banking income. Twelve Months Ended December 31, 2022 2021 2020 (In Thousands) Derivatives not designated as hedging instruments Mortgage Banking Derivatives – Gain (Loss) $ ( 987 ) $ ( 1,497 ) $ 2,154
Summary of interest rate swap	Twelve Months Ended December 31, 2022 Amount of Gain (Loss) Recognized in OCI on Derivative Total amount of Gain (Loss) on the Interest Rate Swap Amount of Gain (Loss) Reclassified from OCI into Income (In Thousands) Interest rate swap $ ( 32,300 ) $ ( 40,032 ) $ 310 Twelve Months Ended December 31, 2021 Amount of Gain (Loss) Recognized in OCI on Derivative Total amount of Gain (Loss) on the Interest Rate Swap Amount of Gain (Loss) Reclassified from OCI into Income (In Thousands) Interest rate swap $ 674 $ 854 $ 1,716

Quarterly Consolidated Result_2

Quarterly Consolidated Results of Operations (Unaudited) (Tables)	12 Months Ended
	Dec. 31, 2022
Quarterly Financial Information Disclosure [Abstract]
Summary of the quarterly consolidated results of operations	The following is a summary of the quarterly consolidated results of operations: Three Months Ended March 31 June 30 September 30 December 31 2022 (In Thousands, Except Per Share Amounts) Interest income $ 60,825 $ 63,058 $ 73,104 $ 80,725 Interest expense 2,931 3,962 9,792 18,106 Net interest income 57,894 59,096 63,312 62,619 Provision for credit losses 626 5,151 3,706 3,020 Provision for unfunded commitments 309 1,415 306 ( 246 ) Net interest income after provision for credit losses 56,959 52,530 59,300 59,845 Noninterest income 16,863 14,365 16,704 14,228 Noninterest expense 41,295 39,089 41,099 43,028 Income before income taxes 32,527 27,806 34,905 31,045 Income taxes 6,170 5,446 6,710 5,770 Net income $ 26,357 $ 22,360 $ 28,195 $ 25,275 Earnings per common share: Basic $ 0.73 $ 0.63 $ 0.79 $ 0.71 Diluted $ 0.73 $ 0.63 $ 0.79 $ 0.71 Three Months Ended March 31 June 30 September 30 December 31 2021 (In Thousands, Except Per Share Amounts) Interest income $ 61,372 $ 60,864 $ 60,861 $ 60,490 Interest expense 4,859 4,245 3,826 3,288 Net interest income 56,513 56,619 57,035 57,202 Provision for credit losses ( 7,512 ) ( 3,631 ) 1,594 2,816 Provision for unfunded commitments 550 ( 288 ) 226 ( 807 ) Net interest income after provision for credit losses 63,475 60,538 55,215 55,193 Noninterest income 26,093 17,284 18,370 17,579 Noninterest expense 38,621 38,114 39,101 41,488 Income before income taxes 50,947 39,708 34,484 31,284 Income taxes 9,951 8,323 6,124 5,974 Net income $ 40,996 $ 31,385 $ 28,360 $ 25,310 Earnings per common share: Basic $ 1.10 $ 0.84 $ 0.76 $ 0.69 Diluted $ 1.10 $ 0.84 $ 0.76 $ 0.69

Other Comprehensive Income (L_2

Other Comprehensive Income (Loss) (Tables)	12 Months Ended
	Dec. 31, 2022
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Schedule of reclassification adjustments related to securities available for sale are included in gains on sale or call of securities	Reclassification adjustments related to the defined benefit postretirement medical plan are included in compensation and benefits in the accompanying consolidated condensed statements of income. Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2022: Securities available for sale and transferred securities: Change in net unrealized (loss) during the period $ ( 174,953 ) $ ( 36,739 ) $ ( 138,214 ) Reclassification adjustment for net losses included in net income 1 — 1 Cash flow hedge derivatives: Change in net unrealized gain during the period ( 40,494 ) ( 8,504 ) ( 31,990 ) Reclassification adjustment for net gains included in net income ( 392 ) ( 82 ) ( 310 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 599 126 473 Reclassification adjustment for net amortization and deferral on defined 10 2 8 Total other comprehensive income $ ( 215,229 ) $ ( 45,197 ) $ ( 170,032 ) Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2021: Securities available for sale and transferred securities: Change in net unrealized (loss) during the period $ ( 21,967 ) $ ( 4,613 ) $ ( 17,354 ) Reclassification adjustment for net losses included in net income ( 2,218 ) ( 466 ) ( 1,752 ) Cash flow hedge derivatives: Change in net unrealized gain during the period 3,025 635 2,390 Reclassification adjustment for net gains included in net income ( 2,172 ) ( 456 ) ( 1,716 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 13 3 10 Reclassification adjustment for net amortization and deferral on defined ( 13 ) ( 3 ) ( 10 ) Total other comprehensive income $ ( 23,332 ) $ ( 4,900 ) $ ( 18,432 ) Before Tax Tax Effect Net of Tax (In Thousands) Year ended December 31, 2020: Securities available for sale and transferred securities: Change in net unrealized gain/(loss) during the period $ 14,431 $ 3,030 $ 11,401 Reclassification adjustment for net gains included in net income ( 1,464 ) ( 307 ) ( 1,157 ) Defined benefit postretirement medical plan: Net gain on defined benefit postretirement medical plan realized 195 41 154 Reclassification adjustment for net amortization and deferral on defined 13 2 11 Total other comprehensive income $ 13,175 $ 2,766 $ 10,409
Schedule of accumulated other comprehensive income (loss), net of tax	Activity in accumulated other comprehensive income (loss), net of tax, was as follows: Securities Cash Flow Hedge Derivative Post- Accumulated (In Thousands) Balance January 1, 2022 $ ( 4,023 ) $ 674 $ ( 79 ) $ ( 3,428 ) Other comprehensive income before reclassifications ( 138,214 ) ( 31,990 ) 473 ( 169,731 ) Amounts reclassified from accumulated other comprehensive loss 1 ( 310 ) 8 ( 301 ) Net other comprehensive income during period ( 138,213 ) ( 32,300 ) 481 ( 170,032 ) Balance December 31, 2022 $ ( 142,236 ) $ ( 31,626 ) $ 402 $ ( 173,460 ) Balance January 1, 2021 $ 15,083 $ — $ ( 79 ) $ 15,004 Other comprehensive income before reclassifications ( 17,354 ) 2,390 10 ( 14,954 ) Amounts reclassified from accumulated other comprehensive loss ( 1,752 ) ( 1,716 ) ( 10 ) ( 3,478 ) Net other comprehensive income during period ( 19,106 ) 674 — ( 18,432 ) Balance December 31, 2021 $ ( 4,023 ) $ 674 $ ( 79 ) $ ( 3,428 ) Balance January 1, 2020 $ 4,839 $ — $ ( 244 ) $ 4,595 Other comprehensive income before reclassifications 11,401 — 154 11,555 Amounts reclassified from accumulated other comprehensive loss ( 1,157 ) — 11 ( 1,146 ) Net other comprehensive income during period 10,244 — 165 10,409 Balance December 31, 2020 $ 15,083 $ — $ ( 79 ) $ 15,004

Statement of Accounting Polic_4

Statement of Accounting Policies - Additional information (Details) - USD ($)		12 Months Ended
	Jan. 01, 2020	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Property Plant And Equipment [Line Items]
Minimum Amount of Loans To be Evaluated Individually for Analyze		$ 500,000
Amortization Of Mortgage Servicing Rights Excluding Valuation Adjustments		$ 7,500,000	$ 7,600,000	$ 7,300,000
Percentage Of Revenue		5.30%
Percentage Of Consolidated Net Income		2.40%
Percentage Of Assets		0.40%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent		21%
Income Tax Expense (Benefit), Continuing Operations, Adjustment of Deferred Tax (Asset) Liability		$ 0
Revenue from Wealth Management		5,800,000	6,000,000	6,200,000
Insurance Commissions and Fees		16,228,000	15,780,000	16,156,000
Operating Lease, Right-of-Use Asset		14,900,000	15,400,000
Total lease liabilities		15,614,000	16,100,000
Other Non Interest Income [Member]
Property Plant And Equipment [Line Items]
Gains (Losses) on Sales of Other Real Estate		66,000	3,000	(19,000)
Deposit Account [Member]
Property Plant And Equipment [Line Items]
Revenues		12,800,000	11,200,000	10,200,000
Credit and Debit Card [Member]
Property Plant And Equipment [Line Items]
Revenues		10,800,000	10,900,000	9,300,000
New Renewal Policies [Member]
Property Plant And Equipment [Line Items]
Insurance Commissions and Fees		15,000,000	14,700,000	14,800,000
Contingent Policies [Member]
Property Plant And Equipment [Line Items]
Insurance Commissions and Fees		$ 1,200,000	1,100,000	1,400,000
Minimum [Member] | Noncompete Agreements [Member]
Property Plant And Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life		5 years
Maximum [Member] | Customer Contracts [Member]
Property Plant And Equipment [Line Items]
Finite-Lived Intangible Asset, Useful Life		10 years
Accounting Standards Update 2016-13 [Member]
Property Plant And Equipment [Line Items]
Change in accounting principle, accounting standards update, adopted		true
Accounting standards update, adoption date		Jan. 01, 2020
Addition of allowance for credit losses	$ 7,600,000
Cumulative effect adjustment through retained earnings, net of tax		$ 2,600,000		$ (2,566,000)
Increase in allowance for credit losses		2,400,000
Off-balance sheet credit exposures		900,000
Cumulative effect adjustment through retained earnings, tax		$ 700,000
Estimates losses forecast period using moody's baseline economic forecasts		1 year
Historical loss experience period		3 years
Accounting Standard Update 2018 -13 [Member]
Property Plant And Equipment [Line Items]
Accounting standards update, adoption date		Jan. 01, 2020
Change in accounting principle, accounting standards update, immaterial effect [true false]		false
Accounting Standards Update 2017-04 [Member]
Property Plant And Equipment [Line Items]
Change in accounting principle, accounting standards update, adopted		true
Accounting standards update, adoption date		Jan. 01, 2020
FHLB of Cincinnati [Member]
Property Plant And Equipment [Line Items]
Balance Of Stock		$ 29,200,000	$ 11,600,000

Statement of Accounting Polic_5

Statement of Accounting Policies - Summary of Credit Loss Estimation (Details)	12 Months Ended
	Dec. 31, 2022
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Owner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Multi Family [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Multi Family
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Agriculture Land [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Agriculture Land
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Other Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Commercial Portfolio Segment [Member] | Real Estate [Member] | Commercial Loan Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	real estate
Loan Pool	Other commercial real estate
Methodology	DCF
Loss Drivers	National unemployment
Construction Portfolio Segment [Member] | Real Estate [Member] | Construction Loans Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Construction secured by real estate
Loan Pool	Construction Other
Methodology	PD/LGD
Loss Drivers	Call report loss history
Construction Portfolio Segment [Member] | Real Estate [Member] | Construction Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Construction secured by real estate
Loan Pool	Construction Residential
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Working Capital [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Commercial working capital
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Agriculture Production [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Agriculture production
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Loan Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Other commercial
Methodology	PD/LGD
Loss Drivers	Call report loss history
Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member] | Home Equity and Improvement [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Home equity and improvement
Loan Pool	Home equity and improvement
Methodology	PD/LGD
Loss Drivers	Call report loss history
Consumer Portfolio Segment [Member] | Other Loans [Member] | Consumer Direct [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Consumer finance
Loan Pool	Consumer direct
Methodology	Remaining life
Loss Drivers	Call report loss history

Statement of Accounting Polic_6

Statement of Accounting Policies - Summary of Estimated Useful Lives (Details)	12 Months Ended
	Dec. 31, 2022
Buildings and improvements [Member] | Minimum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	20 years
Buildings and improvements [Member] | Maximum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	50 years
Furniture, fixtures and equipment [Member] | Minimum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	3 years
Furniture, fixtures and equipment [Member] | Maximum [Member]
Property Plant And Equipment [Line Items]
Property, Plant and Equipment, Useful Life	15 years

Earnings Per Common Share - Com

Earnings Per Common Share - Computation of basic and diluted earnings per common share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Basic Earnings Per Share:
Net income available to common shareholders	$ 25,275	$ 28,195	$ 22,360	$ 26,357	$ 25,310	$ 28,360	$ 31,385	$ 40,996	$ 102,187	$ 126,051	$ 63,077
Less: Income allocated to participating securities									103	123	89
Net income allocated to common shareholders									$ 102,084	$ 125,928	$ 62,988
Weighted average common shares outstanding Including participating securities									35,715	37,145	35,952
Less: Participating securities									36	36	50
Average common shares									35,679	37,109	35,902
Basic earnings per common share	$ 0.71	$ 0.79	$ 0.63	$ 0.73	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 2.86	$ 3.39	$ 1.75
Diluted Earnings Per Share:
Net income allocated to common shareholders									$ 102,084	$ 125,928	$ 62,988
Weighted average common shares outstanding for basic earnings per common share									35,679	37,109	35,902
Add: Dilutive effects of stock options and restricted stock units									130	91	47
Average shares and dilutive potential common shares									35,809	37,200	35,949
Diluted earnings per common share	$ 0.71	$ 0.79	$ 0.63	$ 0.73	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 2.85	$ 3.39	$ 1.75

Earnings Per Common Share - Add

Earnings Per Common Share - Additional Information (Details) - shares	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Earnings Per Share, Basic [Abstract]
Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount	37,910	34,065	97,724

Investment Securities - Summary

Investment Securities - Summary of available-for-sale securities - (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	$ 1,220,127	$ 1,211,353
Available-for-Sale Securities, Gross Unrealized Gains	609	9,866
Available-for-Sale Securities, Gross Unrealized Losses	(180,655)	(14,959)
Available-for-Sale Securities, Fair Value	1,040,081	1,206,260
Obligations of U.S. government corporations and agencies [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	173,137	174,644
Available-for-Sale Securities, Gross Unrealized Gains	0	984
Available-for-Sale Securities, Gross Unrealized Losses	(29,030)	(918)
Available-for-Sale Securities, Fair Value	144,107	174,710
Mortgage-Backed Securities [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	200,548	208,281
Available-for-Sale Securities, Gross Unrealized Gains	0	851
Available-for-Sale Securities, Gross Unrealized Losses	(32,959)	(2,381)
Available-for-Sale Securities, Fair Value	167,589	206,751
Collateralized mortgage obligations [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	299,731	264,541
Available-for-Sale Securities, Gross Unrealized Gains	0	363
Available-for-Sale Securities, Gross Unrealized Losses	(49,926)	(4,736)
Available-for-Sale Securities, Fair Value	249,805	260,168
Asset-backed securities [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	200,312	221,545
Available-for-Sale Securities, Gross Unrealized Gains	517	610
Available-for-Sale Securities, Gross Unrealized Losses	(8,325)	(1,619)
Available-for-Sale Securities, Fair Value	192,504	220,536
Corporate bonds [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	71,543	70,008
Available-for-Sale Securities, Gross Unrealized Gains	0	1,160
Available-for-Sale Securities, Gross Unrealized Losses	(7,061)	(275)
Available-for-Sale Securities, Fair Value	64,482	70,893
Obligations of states and political subdivisions [Member]
Marketable Securities [Line Items]
Available-for-Sale Securities, Amortized Cost	274,856	272,334
Available-for-Sale Securities, Gross Unrealized Gains	92	5,898
Available-for-Sale Securities, Gross Unrealized Losses	(53,354)	(5,030)
Available-for-Sale Securities, Fair Value	$ 221,594	$ 273,202

Investment Securities - Schedul

Investment Securities - Schedule of Investments Classified by Contractual Maturity Date (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Marketable Securities [Abstract]
Available-for-sale, Due in one year or less, Amortized Cost	$ 1,553
Available-for-sale, Due after one year through five years, Amortized Cost	44,190
Available-for-sale, Due after five years through ten years, Amortized Cost	235,899
Available-for-sale, Due after ten years, Amortized Cost	237,894
Available-for-sale, MBS/CMO/ABS, Amortized Cost	700,591
Available-for-Sale Securities, Amortized Cost	1,220,127	$ 1,211,353
Available-for-sale, Due in one year or less, Fair Value	1,554
Available-for-sale, Due after one year through five years, Fair Value	40,478
Available-for-sale, Due after five years through ten years, Fair Value	203,662
Available-for-sale, Due after ten years, Fair Value	184,489
Available-for-sale,MBS/CMO/ABS, Fair Value	609,898
Available-for-sale, Fair Value	$ 1,040,081	$ 1,206,260

Investment Securities - Additio

Investment Securities - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Marketable Securities [Line Items]
Security Owned and Pledged as Collateral Carrying Value	$ 759,800	$ 564,400
OTTI	0	0
Realized Investment Gains (Losses)	1,000,000	2,200	$ 1,500
Realized Investment Gains Losses, Net of Tax	790	1,800	$ 1,200
Equity securities	7,832	14,097
Gain (loss) on equity securities	$ 551,000	$ 2,000
Minimum [Member]
Marketable Securities [Line Items]
Loss Rate Percent	3%

Investment Securities - Unreali

Investment Securities - Unrealized Gain (Loss) on Investments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Total temporarily impaired securities, Duration Unrealized Loss Position, Less Than Twelve Months, Fair Value	$ 387,127	$ 726,921
Total temporarily impaired securities, Duration of Unrealized Loss Position, Less Than 12 Months, Gross Unrealized Loss	(50,612)	(12,916)
Total temporarily impaired securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Fair Value	572,643	51,446
Total temporarily impaired securities, Duration of Unrealized Loss Position, Twelve Months or Longer, Gross Unrealized Loss	(130,043)	(2,043)
Total temporarily impaired securities, Duration of Unrealized Loss Position, Fair Value	959,770	778,367
Total temporarily impaired securities, Duration of Unrealized Loss Position, Unrealized Loss	(180,655)	(14,959)
Obligations of U.S. government corporations and agencies [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	84,285	73,810
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(14,606)	(918)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	59,822	0
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(14,424)	0
Available-for-sale securities, Total, Fair Value	144,107	73,810
Available-for-sale securities, Total, Unrealized Loss	(29,030)	(918)
Mortgage-Backed Securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	40,908	167,379
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(4,184)	(2,048)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	126,681	13,689
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(28,775)	(333)
Available-for-sale securities, Total, Fair Value	167,589	181,068
Available-for-sale securities, Total, Unrealized Loss	(32,959)	(2,381)
Collateralized mortgage obligations [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	60,676	222,134
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(11,985)	(4,736)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	159,129	0
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(37,941)	0
Available-for-sale securities, Total, Fair Value	219,805	222,134
Available-for-sale securities, Total, Unrealized Loss	(49,926)	(4,736)
Corporate bonds [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	49,114	24,173
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(4,960)	(270)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	15,368	504
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(2,101)	(5)
Available-for-sale securities, Total, Fair Value	64,482	24,677
Available-for-sale securities, Total, Unrealized Loss	(7,061)	(275)
Obligations of states and political subdivisions [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	106,610	99,199
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(13,378)	(3,355)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	98,063	34,548
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(39,976)	(1,675)
Available-for-sale securities, Total, Fair Value	204,673	133,747
Available-for-sale securities, Total, Unrealized Loss	(53,354)	(5,030)
Asset-backed securities [Member]
Available-for-sale securities, Duration of Unrealized Loss Position, Less than 12 Month, Fair Value	45,534	140,226
Available-for-sale Securities, Duration of Unrealized Loss Position, Less than 12 Month, Gross Unrealized Loss	(1,499)	(1,589)
Available-for-sale securities, Duration of Unrealized Loss Position, 12 Month or Longer, Fair Value	113,580	2,705
Available-for-sale Securities, Duration of Unrealized Loss Position, 12 Month or Longer, Gross Unrealized Loss	(6,826)	(30)
Available-for-sale securities, Total, Fair Value	159,114	142,931
Available-for-sale securities, Total, Unrealized Loss	$ (8,325)	$ (1,619)

Investment Securities - Sched_2

Investment Securities - Schedule of Marketable Securities (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Marketable Securities [Abstract]
Proceeds	$ 9,641	$ 158,012	$ 52,420
Gross realized gains	1,375	2,987	1,471
Gross realized losses	$ (48)	$ (769)	$ (7)

Commitments and Contingent Li_3

Commitments and Contingent Liabilities - Maximum obligation to extend credit (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Commitments and Contingencies Disclosure [Abstract]
Fixed Rate, Commitments to make loans	$ 430,890	$ 486,807
Fixed Rate, Unused lines of credit	56,501	40,254
Fixed Rate, Standby letters of credit	0	0
Fixed Rate, Total	487,391	527,061
Variable Rate, Commitments to make loans	526,643	689,109
Variable Rate, Unused lines of credit	988,374	586,094
Variable Rate, Standby letters of credit	18,632	10,851
Variable Rate, Total	$ 1,533,649	$ 1,286,054

Commitments and Contingent Li_4

Commitments and Contingent Liabilities - Additional Information (Details)	12 Months Ended
	Dec. 31, 2022
Loan Commitments Maturities Range Description	60 days or less
Fixed Rate [Member]
Loan Commitments Maturities Range Description	less than one year to 35 years
Maximum [Member]
Loan Commitments Interest Rate	18%
Minimum [Member]
Loan Commitments Interest Rate	0%

Loans - Loans receivable (Detai

Loans - Loans receivable (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Real Estate:
Real Estate	$ 5,576,140	$ 4,480,630
Other Loans:
Total loans	7,122,338	5,767,039
Deduct:
Undisbursed loan funds	(672,775)	(477,890)
Net deferred loan origination fees and costs	11,057	7,019
Allowance for credit loss	(72,816)	(66,468)	$ (82,079)	$ (31,243)
Totals	6,387,804	5,229,700
Other Loan [Member]
Other Loans:
Total loans	1,546,198	1,286,409
Residential Real Estate [Member]
Real Estate:
Real Estate	1,535,574	1,167,466
Commercial Real Estate [Member]
Real Estate:
Real Estate	1,055,180	895,638
Construction Loans [Member]
Real Estate:
Real Estate	1,278,255	862,815
Commercial [Member]
Other Loans:
Total loans	2,762,311	2,450,349
Deduct:
Allowance for credit loss	(11,769)	(13,410)	(11,665)	(9,003)
Home Equity and Improvement [Member]
Other Loans:
Total loans	277,613	264,354
Consumer Finance [Member]
Other Loans:
Total loans	213,405	126,417
Deduct:
Allowance for credit loss	$ (2,049)	$ (1,405)	$ (1,983)	$ (375)

Loans - Summary of Amortized Co

Loans - Summary of Amortized Cost Basis of Collateral-dependent Loans by Class of Loans and Collateral Type (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	$ 6,387,804	$ 5,229,700
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	12,920	20,199
Equipment and Machinery [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	523	160
Inventory and Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	6,574	14,023
Vehicles [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals		25
Collateral Pledged [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	20,017	34,407
Real Estate Loans [Member] | Real Estate [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	51	226
Real Estate Loans [Member] | Real Estate [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	10,708	18,399
Real Estate Loans [Member] | Inventory and Receivables [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	2,716
Real Estate Loans [Member] | Collateral Pledged [Member] | Residential [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	51	226
Real Estate Loans [Member] | Collateral Pledged [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	13,424	18,399
Other Loans [Member] | Real Estate [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	2,161	1,574
Other Loans [Member] | Equipment and Machinery [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	523	160
Other Loans [Member] | Inventory and Receivables [Member] | Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	3,858
Other Loans [Member] | Inventory and Receivables [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals		14,023
Other Loans [Member] | Vehicles [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals		25
Other Loans [Member] | Collateral Pledged [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Totals	$ 6,542	$ 15,782

Loans - Schedule of Non-Perform

Loans - Schedule of Non-Performing Loans and Real Estate Owned (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loans and Leases Receivable, Net Amount [Abstract]
Non-accrual loans with reserve	$ 20,369	$ 35,480
Non-accrual loans without reserve	13,453	12,534
Total non-performing loans	33,822	48,014
Real estate and other assets held for sale	619	171
Total non-performing assets	34,441	48,185
Troubled debt restructuring, still accruing	$ 6,587	$ 7,768

Loans - Schedule of Financing R

Loans - Schedule of Financing Receivables, Non Accrual Status (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 47,284	$ 38,683
Total Non Accrual	33,822	48,014
Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	6,413,336	5,257,485
Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	9,025	3,603
Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	9,876	10,200
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	28,383	24,880
Real Estate Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	12,832	13,061
Total Non Accrual	7,724	9,034
Real Estate Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	12,682	8,111
Total Non Accrual	13,396	14,621
Real Estate Loans [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	437	1,789
Total Non Accrual	0	0
Real Estate Loans [Member] | Current [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,516,135	1,144,533
Real Estate Loans [Member] | Current [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,751,933	2,439,552
Real Estate Loans [Member] | Current [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	605,043	383,136
Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	279	234
Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	327	96
Real Estate Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	298	43
Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	6,350	5,340
Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	878	847
Real Estate Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	139	1,746
Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	6,203	7,487
Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	11,477	7,168
Real Estate Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Construction Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	0	0
Other Loans [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	5,176	944
Total Non Accrual	4,862	11,531
Other Loans [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	6,021	3,893
Total Non Accrual	1,637	2,051
Other Loans [Member] | Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	6,387	3,659
Total Non Accrual	2,401	1,873
Other Loans [Member] | Current [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,044,898	884,025
Other Loans [Member] | Current [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	269,183	257,055
Other Loans [Member] | Current [Member] | Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	209,062	124,073
Other Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	413	42
Other Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	4,342	1,851
Other Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,763	1,112
Other Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	128	35
Other Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	489	408
Other Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,397	819
Other Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Commercial Loan Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	4,635	867
Other Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Home Equity and Improvement Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	1,190	1,634
Other Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | Consumer Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,227	1,728
PCD [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3,749	7,226
Total Non Accrual	3,802	8,904
PCD [Member] | Current [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	17,082	25,111
PCD [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	603	225
PCD [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	495	1,005
PCD [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 2,651	$ 5,996

Loans - Additional Information

Loans - Additional Information (Details) - USD ($)	3 Months Ended								12 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Interest income on nonaccrual loans									$ 858,000,000	$ 2,000,000
Anticipated credit losses	$ 3,020,000	$ 3,706,000	$ 5,151,000	$ 626,000	$ 2,816,000	$ 1,594,000	$ (3,631,000)	$ (7,512,000)	12,503,000	(6,733,000)	$ 43,154,000
Loan balance	7,122,338,000				5,767,039,000				7,122,338,000	5,767,039,000
Loans and Leases Receivable, Loans in Process	672,775,000				477,890,000				672,775,000	477,890,000
Loan Purchase [Member]
Loan balance	20,831,000				32,337,000				20,831,000	32,337,000
Scenario Plan [Member]
Anticipated credit losses									6,800,000
Consumer Portfolio Segment [Member]
Loans and Leases Receivable, Loans in Process	4,300,000				3,300,000				4,300,000	3,300,000
Other Loans [Member] | Commercial Loan Portfolio Segment [Member]
Paycheck protection program loans	1,100,000				58,900,000				1,100,000	58,900,000
Unfunded Loan Commitments [Member]
Unfunded loan commitments					1,700,000,000					1,700,000,000
COVID-19 [Member] | PPP [Member]
Cash paid for paycheck protection program									450,000,000
TDRs [Member]
Financing Receivable, Modifications, Recorded Investment	19,300,000				11,900,000				19,300,000	11,900,000
Specified Reserves, Provision for Troubled Debt Restructurings	328,000				378,000				328,000	378,000
Loans and Leases Receivable, Impaired, Commitment to Lend	$ 244,000				$ 348,000				244,000	348,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down									12,700,000
Financing Receivable, Allowance, Period Increase (decrease)									436,000	$ 21,000	$ 660,000
TDRs [Member] | Subsequently Defaulted [Member]
Financing Receivable, Allowance, Period Increase (decrease)									$ 17,000

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings on Financing Receivables (Details) - TDRs [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) Loan	Dec. 31, 2021 USD ($) Loan	Dec. 31, 2020 USD ($) Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	36,000	16	26
Troubled Debt Restructurings, Recorded Investment | $	$ 11,921	$ 3,580	$ 16,290
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	11,000	6	7
Troubled Debt Restructurings, Recorded Investment | $	$ 2,097	$ 685	$ 892
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	4,000		6
Troubled Debt Restructurings, Recorded Investment | $	$ 5,094		$ 7,760
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	8,000		4
Troubled Debt Restructurings, Recorded Investment | $	$ 343		$ 92
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	3,000	8	9
Troubled Debt Restructurings, Recorded Investment | $	$ 4,281	$ 2,888	$ 7,546
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings, Number of Loans | Loan	10	2
Troubled Debt Restructurings, Recorded Investment | $	$ 106	$ 7

Loans - Troubled Debt Restruc_2

Loans - Troubled Debt Restructurings on Payments (Details) - Subsequently Defaulted [Member] $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) Loan
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan	6,000
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 382
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan	3
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 282
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan	1
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 60
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings That Subsequently Defaulted, Number of Loans | Loan	2
Troubled Debt Restructurings That Subsequently Defaulted, Recorded Investment | $	$ 40

Loans - Financing Receivable Cr

Loans - Financing Receivable Credit Quality Indicators (Details) - USD ($) $ in Thousands	Dec. 31, 2022		Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$ 6,460,620	[1]	$ 5,296,168	[2]
Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	6,340,949	[1]	5,097,203	[2]
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	75,873	[1]	129,430	[2]
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	43,798	[1]	69,535	[2]
Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	43,798	[1]	69,535	[2]
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,528,967		1,157,594
Residential Real Estate [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,519,657		1,146,212
Residential Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	935		1,316
Residential Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	8,375		10,066
Residential Real Estate [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	8,375		10,066
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,764,615		2,447,663
Commercial Real Estate [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,698,292		2,324,846
Commercial Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	46,029		93,676
Commercial Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	20,294		29,141
Commercial Real Estate [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	20,294		29,141
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	605,480		384,925
Construction Loans [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	605,480		365,403
Construction Loans [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	0		19,522
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,050,074		884,969
Commercial [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,016,925		856,402
Commercial [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	26,319		14,815
Commercial [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	6,830		13,752
Commercial [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	6,830		13,752
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	275,204		260,948
Home Equity and Improvement [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	273,613		258,914
Home Equity and Improvement [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,591		2,034
Home Equity and Improvement [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	1,591		2,034
PCD [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	20,831		32,337
PCD [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	13,904		19,547
PCD [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,590		101
PCD [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	4,337		12,689
PCD [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	4,337		12,689
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	215,449		127,732
Consumer Finance [Member] | Unclassified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	213,078		125,879
Consumer Finance [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	2,371		1,853
Consumer Finance [Member] | Total Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Net	$ 2,371		$ 1,853
[1] (1) Total loans are net undisbursed loan funds and deferred fees and costs (1) Total loans are net undisbursed loan funds and deferred fees and costs

Loans - Schedule of Amortized C

Loans - Schedule of Amortized Cost Basis of Loans by Vintage, Credit Quality Indicator and Class of Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022		Dec. 31, 2021
Financing Receivable Recorded Investment [Line Items]
Total	$ 6,460,620	[1]	$ 5,296,168	[2]
Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	265,164		219,471
Year 1	476,640		374,409
Year 2	337,776		113,979
Year 3	94,500		66,550
Year 4	52,307		73,948
Prior	299,561		306,366
Revolving Loans	3,019		2,871
Total	1,528,967		1,157,594
Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	582,660		514,799
Year 1	512,104		499,494
Year 2	518,317		398,570
Year 3	329,415		247,314
Year 4	224,090		287,767
Prior	581,637		489,440
Revolving Loans	16,392		10,279
Total	2,764,615		2,447,663
Construction Portfolio Segment [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	348,570		198,221
Year 1	182,755		113,106
Year 2	53,161		55,707
Year 3	20,994		16,035
Year 4			1,711
Prior			145
Total	605,480		384,925
Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	268,408		293,780
Year 1	212,876		146,433
Year 2	97,824		88,785
Year 3	51,424		47,981
Year 4	25,069		25,921
Prior	28,084		21,832
Revolving Loans	366,389		260,237
Total	1,050,074		884,969
Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	30,053		24,722
Year 1	21,130		6,870
Year 2	5,387		4,895
Year 3	3,620		2,927
Year 4	1,881		5,561
Prior	31,011		32,007
Revolving Loans	182,122		183,966
Total	275,204		260,948
Consumer Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	133,870		50,398
Year 1	33,592		26,573
Year 2	17,887		23,619
Year 3	13,997		9,772
Year 4	4,084		4,380
Prior	2,563		2,900
Revolving Loans	9,456		10,090
Total	215,449		127,732
PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 2			237
Year 3	133		1,781
Year 4	391		5,102
Prior	17,106		19,087
Revolving Loans	3,201		6,130
Total	20,831		32,337
Unclassified [Member]
Financing Receivable Recorded Investment [Line Items]
Total	6,340,949	[1]	5,097,203	[2]
Unclassified [Member] | Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	264,884		219,006
Year 1	474,992		373,439
Year 2	335,982		112,781
Year 3	93,548		65,544
Year 4	51,710		71,794
Prior	296,089		301,735
Revolving Loans	2,452		1,913
Total	1,519,657		1,146,212
Unclassified [Member] | Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	582,384		514,333
Year 1	506,386		493,575
Year 2	517,790		388,117
Year 3	324,210		230,734
Year 4	194,240		237,712
Prior	557,728		451,113
Revolving Loans	15,554		9,262
Total	2,698,292		2,324,846
Unclassified [Member] | Construction Portfolio Segment [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	348,570		198,221
Year 1	182,755		100,606
Year 2	53,161		55,707
Year 3	20,994		10,039
Year 4			685
Prior			145
Total	605,480		365,403
Unclassified [Member] | Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	266,501		293,644
Year 1	208,663		132,703
Year 2	90,014		84,668
Year 3	49,887		47,421
Year 4	23,719		24,269
Prior	22,515		17,038
Revolving Loans	355,626		256,659
Total	1,016,925		856,402
Unclassified [Member] | Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	30,009		24,707
Year 1	21,116		6,870
Year 2	5,387		4,867
Year 3	3,592		2,879
Year 4	1,849		5,534
Prior	30,509		31,317
Revolving Loans	181,151		182,740
Total	273,613		258,914
Unclassified [Member] | Consumer Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	133,194		50,202
Year 1	33,109		25,866
Year 2	17,219		23,000
Year 3	13,681		9,643
Year 4	4,022		4,313
Prior	2,529		2,769
Revolving Loans	9,324		10,086
Total	213,078		125,879
Unclassified [Member] | PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 2			170
Year 3	131		1,753
Year 4	369		1,860
Prior	13,117		12,496
Revolving Loans	287		3,268
Total	13,904		19,547
Special Mention [Member]
Financing Receivable Recorded Investment [Line Items]
Total	75,873	[1]	129,430	[2]
Special Mention [Member] | Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Year 1			190
Year 2	180
Year 3	30
Year 4	80		59
Prior	78		109
Revolving Loans	567		958
Total	935		1,316
Special Mention [Member] | Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	161		294
Year 1	3,614		5,349
Year 2			5,533
Year 3	593		11,055
Year 4	25,395		49,993
Prior	15,561		20,662
Revolving Loans	705		790
Total	46,029		93,676
Special Mention [Member] | Construction Portfolio Segment [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Year 1			12,500
Year 3			5,996
Year 4			1,026
Total			19,522
Special Mention [Member] | Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	1,891
Year 1	4,094		2,180
Year 2	3,913		4,094
Year 3	1,533		272
Year 4	1,160		1,264
Prior	5,365		4,663
Revolving Loans	8,363		2,342
Total	26,319		14,815
Special Mention [Member] | PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 3			0
Year 4			0
Prior	292		101
Revolving Loans	2,298		0
Total	2,590		101
Substandard [Member]
Financing Receivable Recorded Investment [Line Items]
Total	43,798	[1]	69,535	[2]
Substandard [Member] | Residential [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	280		465
Year 1	1,648		780
Year 2	1,614		1,198
Year 3	922		1,006
Year 4	517		2,095
Prior	3,394		4,522
Revolving Loans
Total	8,375		10,066
Substandard [Member] | Commercial [Member] | Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	115		172
Year 1	2,104		570
Year 2	527		4,920
Year 3	4,612		5,525
Year 4	4,455		62
Prior	8,348		17,665
Revolving Loans	133		227
Total	20,294		29,141
Substandard [Member] | Commercial Loan Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	16		136
Year 1	119		11,550
Year 2	3,897		23
Year 3	4		288
Year 4	190		388
Prior	204		131
Revolving Loans	2,400		1,236
Total	6,830		13,752
Substandard [Member] | Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	44		15
Year 1	14
Year 2	0		28
Year 3	28		48
Year 4	32		27
Prior	502		690
Revolving Loans	971		1,226
Total	1,591		2,034
Substandard [Member] | Consumer Portfolio Segment [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Current year	676		196
Year 1	483		707
Year 2	668		619
Year 3	316		129
Year 4	62		67
Prior	34		131
Revolving Loans	132		4
Total	2,371		1,853
Substandard [Member] | PCD [Member] | Other Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Year 2			67
Year 3	2		28
Year 4	22		3,242
Prior	3,697		6,490
Revolving Loans	616		2,862
Total	$ 4,337		$ 12,689
[1] (1) Total loans are net undisbursed loan funds and deferred fees and costs (1) Total loans are net undisbursed loan funds and deferred fees and costs

Loans - Summary of Credit Loss

Loans - Summary of Credit Loss Estimation (Details)	12 Months Ended
	Dec. 31, 2022
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Residential Portfolio Segment [Member] | Real Estate [Member] | 1-4 Family Owner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Residential real estate
Loan Pool	1-4 Family owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Commercial Real Estate Nonowner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate nonowner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Commercial Real Estate Owner Occupied [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Commercial real estate owner occupied
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Commercial Loan Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	real estate
Loan Pool	Other commercial real estate
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Multi Family [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Multi Family
Methodology	DCF
Loss Drivers	National unemployment
Commercial Portfolio Segment [Member] | Real Estate [Member] | Agriculture Land [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial real estate
Loan Pool	Agriculture Land
Methodology	DCF
Loss Drivers	National unemployment
Construction Portfolio Segment [Member] | Real Estate [Member] | Construction Residential [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Construction secured by real estate
Loan Pool	Construction Residential
Methodology	PD/LGD
Loss Drivers	Call report loss history
Construction Portfolio Segment [Member] | Real Estate [Member] | Construction Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Construction secured by real estate
Loan Pool	Construction Other
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Loan Other [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Other commercial
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Agriculture Production [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Agriculture production
Methodology	PD/LGD
Loss Drivers	Call report loss history
Commercial Loan Portfolio Segment [Member] | Other Loans [Member] | Commercial Working Capital [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Commercial
Loan Pool	Commercial working capital
Methodology	PD/LGD
Loss Drivers	Call report loss history
Home Equity and Improvement Portfolio Segment [Member] | Other Loans [Member] | Home Equity and Improvement [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Home equity and improvement
Loan Pool	Home equity and improvement
Methodology	PD/LGD
Loss Drivers	Call report loss history
Consumer Portfolio Segment [Member] | Other Loans [Member] | Consumer Direct [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Consumer finance
Loan Pool	Consumer direct
Methodology	Remaining life
Loss Drivers	Call report loss history
Consumer Portfolio Segment [Member] | Other Loans [Member] | Consumer Indirect [Member]
Financing Receivable Recorded Investment [Line Items]
Portfolio Segments	Consumer finance
Loan Pool	Consumer indirect
Methodology	DCF
Loss Drivers	National Unemployment

Loans - Allowance for credit lo

Loans - Allowance for credit loss activity (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	$ 66,468	$ 82,079	$ 31,243
Impact of ASC 326 Adoption			2,354
Acquisition related allowance for credit loss (PCD)			7,698
Charge-Offs	(8,531)	(11,385)	(6,352)
Recoveries	2,376	2,507	3,982
Provision expense (recovery)	12,503	(6,733)	43,154	[1]
Ending Allowance	72,816	66,468	82,079
Residential Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	12,029	17,534	2,867
Impact of ASC 326 Adoption			1,765
Acquisition related allowance for credit loss (PCD)			1,077
Charge-Offs	(1,052)	(110)	(307)
Recoveries	867	261	342
Provision expense (recovery)	4,867	(5,656)	11,790	[1]
Ending Allowance	16,711	12,029	17,534
Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	32,399	43,417	16,302
Impact of ASC 326 Adoption			3,682
Acquisition related allowance for credit loss (PCD)			4,053
Charge-Offs	(443)	(3,776)	(4,237)
Recoveries	602	438	1,352
Provision expense (recovery)	1,660	(7,680)	22,265	[1]
Ending Allowance	34,218	32,399	43,417
Construction Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	3,004	2,741	996
Impact of ASC 326 Adoption			(223)
Acquisition related allowance for credit loss (PCD)			0
Charge-Offs	(16)	0	(1)
Recoveries	3	0	0
Provision expense (recovery)	1,034	263	1,969	[1]
Ending Allowance	4,025	3,004	2,741
Home Equity and Improvement [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	4,221	4,739	1,700
Impact of ASC 326 Adoption			(521)
Acquisition related allowance for credit loss (PCD)			248
Charge-Offs	(344)	(63)	(164)
Recoveries	292	248	262
Provision expense (recovery)	(125)	(703)	3,214	[1]
Ending Allowance	4,044	4,221	4,739
Commercial [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	13,410	11,665	9,003
Impact of ASC 326 Adoption			(2,263)
Acquisition related allowance for credit loss (PCD)			2,272
Charge-Offs	(5,705)	(6,960)	(1,350)
Recoveries	398	1,321	1,850
Provision expense (recovery)	3,666	7,384	2,153	[1]
Ending Allowance	11,769	13,410	11,665
Consumer Finance [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Beginning Allowance	1,405	1,983	375
Impact of ASC 326 Adoption			(86)
Acquisition related allowance for credit loss (PCD)			48
Charge-Offs	(971)	(476)	(293)
Recoveries	214	239	176
Provision expense (recovery)	1,401	(341)	1,763	[1]
Ending Allowance	$ 2,049	$ 1,405	$ 1,983
[1] Provision for the twelve months ended December 31, 2020, includes $ 25.9 million as a result of the Merger with UCFC in the first quarter.

Loans - Allowance for credit _2

Loans - Allowance for credit loss activity (Parenthetical) (Details) $ in Millions	12 Months Ended
	Dec. 31, 2020 USD ($)
UCFC [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Merger with UCFC	$ 25.9

Loans - Schedule of Outstanding

Loans - Schedule of Outstanding Balance and Related Allowance on Loans (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Loan Balance	$ 7,122,338	$ 5,767,039
Loan Purchase [Member]
Loan Balance	20,831	32,337
ACL Balance	852	2,040
Loan Purchase [Member] | Real Estate [Member]
Loan Balance	13,090	19,274
ACL Balance	173	348
Loan Purchase [Member] | Real Estate [Member] | Residential [Member]
Loan Balance	11,546	13,396
ACL Balance	139	197
Loan Purchase [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Loan Balance	1,544	5,878
ACL Balance	34	151
Loan Purchase [Member] | Other Loans [Member]
Loan Balance	7,741	13,063
ACL Balance	679	1,692
Loan Purchase [Member] | Other Loans [Member] | Commercial [Member]
Loan Balance	5,058	9,167
ACL Balance	594	1,531
Loan Purchase [Member] | Other Loans [Member] | Home Equity And Improvement [Member]
Loan Balance	2,409	3,405
ACL Balance	80	154
Loan Purchase [Member] | Other Loans [Member] | Consumer Finance [Member]
Loan Balance	274	491
ACL Balance	$ 5	$ 7

Loans - Schedule of Loan Alloca

Loans - Schedule of Loan Allocated To Executive Officers Directors And Their Affiliates (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]
Beginning balance	$ 18,426	$ 23,384
New loans	39,434	11,603
Effect of changes in composition of related parties	0	(100)
Repayments	(37,024)	(16,461)
Ending Balance	$ 20,836	$ 18,426

Mortgage Banking - Net revenues

Mortgage Banking - Net revenues (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Mortgage Banking [Abstract]
Gain from sale of mortgage loans	$ 5,787	$ 16,437	$ 36,359
Mortgage loan servicing revenue (expense):
Mortgage loan servicing revenue	7,464	7,574	7,296
Amortization of mortgage servicing rights	(5,399)	(7,893)	(7,477)
Mortgage servicing rights valuation adjustments	2,019	5,807	(7,979)
Mortgage loans servicing revenue (expense), Total	4,084	5,488	(8,160)
Net mortgage banking income	$ 9,871	$ 21,925	$ 28,199

Mortgage Banking - Additional i

Mortgage Banking - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Mortgage Banking [Abstract]
Expenses (credit) relating to secondary market buy-back activity	$ 0	$ 0	$ 0
Escrow Deposit	$ 31,300,000	$ 32,400,000
Weighted Average Discount Rate	9.01%	8%

Mortgage Banking - Capitalized

Mortgage Banking - Capitalized Mortgage and Valuation Allowance (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Mortgage servicing assets:
Balance at beginning of period	$ 22,244	$ 21,666	$ 10,801
Loans sold, servicing retained	5,013	8,471	8,595
Mortgage servicing rights acquired	0	0	9,747
Amortization	(5,399)	(7,893)	(7,477)
Carrying value before valuation allowance at end of period	21,858	22,244	21,666
Valuation allowance:
Balance at beginning of period	(2,706)	(8,513)	(534)
Impairment recovery (charges)	2,019	5,807	(7,979)
Balance at end of period	(687)	(2,706)	(8,513)
Net carrying value of MSRs at end of period	21,171	19,538	13,153
Fair value of MSRs at end of period	$ 27,382	$ 20,921	$ 13,153

Mortgage Banking - Servicing Po

Mortgage Banking - Servicing Portfolio (Details) $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) Loan	Dec. 31, 2021 USD ($) Loan
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	24,047	24,683
Investor, Principal Outstanding | $	$ 2,964,706	$ 2,941,296
Fannie Mae [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	7,504	7,545
Investor, Principal Outstanding | $	$ 957,137	$ 913,336
Freddie Mac [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	16,410	16,987
Investor, Principal Outstanding | $	$ 1,994,469	$ 2,012,895
Other Mortgage Banking [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	77	90
Investor, Principal Outstanding | $	$ 5,587	$ 6,805
Federal Home Loan Bank [Member]
Compliance with Regulatory Capital Requirements for Mortgage Companies [Line Items]
Mortgage Loans On Banking Number Of Loans | Loan	56	61
Investor, Principal Outstanding | $	$ 7,513	$ 8,260

Premises and Equipment and Le_3

Premises and Equipment and Leases - Property, Plant and Equipment (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Cost:
Land	$ 13,200	$ 13,369
Land improvements	1,730	1,587
Buildings	59,376	59,167
Leasehold improvements	3,706	3,655
Furniture, fixtures and equipment	42,616	41,075
Construction in process	3,565	315
Property, Plant and Equipment, Gross	124,193	119,168
Less allowances for depreciation and amortization	(68,652)	(63,566)
Property, Plant and Equipment, Net	$ 55,541	$ 55,602

Premises and Equipment and Le_4

Premises and Equipment and Leases - Additional Information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Jan. 31, 2020
Property Plant And Equipment [Line Items]
Depreciation	$ 5,631	$ 6,306	$ 6,512
Operating Lease, Right-of-Use Asset	$ 14,900	$ 15,400
Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List]	Other assets	Other assets
Total lease liabilities	$ 15,614	$ 16,100
Operating Lease, Liability, Statement of Financial Position [Extensible List]	Other liabilities	Other liabilities
Option extensions	true
Operating lease, option to extend			options for multiple five and ten year extensions
Operating lease, weighted average remaining lease term	13 years 3 months 14 days	14 years 2 months 15 days
Operating Lease, Weighted Average Discount Rate, Percent	2.52%	2.57%
Operating Lease, Cost	$ 2,400	$ 2,400	$ 2,300
Minimum [Member]
Property Plant And Equipment [Line Items]
Lessee, Operating Lease, Renewal Term	5 years
Maximum [Member]
Property Plant And Equipment [Line Items]
Lessee, Operating Lease, Renewal Term	10 years
United Community Financial Corp
Property Plant And Equipment [Line Items]
Operating Lease, Right-of-Use Asset				$ 5,000
Total lease liabilities				$ 5,100

Premises and Equipment and Le_5

Premises and Equipment and Leases - Schedule of Undiscounted Cash Flows Included in Lease Liabilities (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Leases
2023	$ 2,436
2024	2,051
2025	1,649
2026	1,387
2027	1,300
Thereafter	11,852
Total undiscounted minimum lease payments	20,675
Present value adjustment	(5,061)
Total lease liabilities	$ 15,614	$ 16,100

Goodwill and Intangible Asset_2

Goodwill and Intangible Assets - Schedule of Goodwill (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Goodwill and Intangible Assets Disclosure [Abstract]
Beginning balance	$ 317,948	$ 317,948
Goodwill acquired or adjusted during the year	40	0
Ending balance	$ 317,988	$ 317,948

Goodwill and Intangible Asset_3

Goodwill and Intangible Assets - Schedule Finite-Lived Intangible Assets (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Goodwill and Intangible Assets Disclosure [Abstract]
Beginning Balance, Gross Carrying Amount	$ 53,647	$ 53,647	$ 20,633
Intangible assets acquired, Gross Carrying Amount	395	0	33,014
Ending Balance, Gross Carrying Amount	54,042	53,647	53,647
Beginning Balance, Accumulated Amortization	(29,518)	(23,310)	(16,861)
Amortization of intangible assets, Accumulated Amortization	(5,450)	(6,208)	(6,449)
Ending Balance, Accumulated Amortization	(34,968)	(29,518)	(23,310)
Beginning Balance, Net Value	24,129	30,337	3,772
Intangible assets acquired, Net Value	395	0	33,014
Amortization of Intangible Assets, Net Value	(5,450)	(6,208)	(6,449)
Ending Balance, Net Value	$ 19,074	$ 24,129	$ 30,337

Goodwill and Intangible Asset_4

Goodwill and Intangible Assets - Schedule of Finite-Lived Intangible Assets, Future Amortization Expense (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Goodwill and Intangible Assets Disclosure [Abstract]
2023	$ 5,572
2024	4,273
2025	3,387
2026	2,647
2027	1,946
Thereafter	1,249
Total	$ 19,074	$ 24,129	$ 30,337	$ 3,772

Deposits - Schedule Sets Forth

Deposits - Schedule Sets Forth Interest Expense by Type of Deposit (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Deposits [Abstract]
Checking and money market accounts	$ 14,927	$ 4,754	$ 9,710
Savings accounts	174	172	222
Certificates of deposit	9,808	8,556	16,986
Totals	$ 24,909	$ 13,482	$ 26,918

Deposits - Summary of Deposit B

Deposits - Summary of Deposit Balances (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deposits [Abstract]
Noninterest-bearing checking accounts	$ 1,869,509	$ 1,724,772
Interest-bearing checking and money market accounts	3,185,440	2,952,705
Savings deposits	798,003	804,451
Retail certificates of deposit less than $250,000	645,318	636,477
Retail certificates of deposit greater than and equal to $250,000	264,741	163,646
Brokered deposits	143,708	0
Totals	$ 6,906,719	$ 6,282,051

Deposits - Additional Informati

Deposits - Additional Information (Details) - USD ($) $ in Millions	Dec. 31, 2022	Dec. 31, 2021
Deposits [Abstract]
Related-party deposits	$ 11.6	$ 2.4

Deposits - Schedule of Maturiti

Deposits - Schedule of Maturities of Long-term Debt (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Deposits [Abstract]
2023	$ 588,723
2024	260,126
2025	32,459
2026	17,423
2027	11,195
Thereafter	133
Total	$ 910,059

Advances from Federal Home Lo_3

Advances from Federal Home Loan Bank- Additional information (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Pledged Assets Separately Reported, Loans Pledged as Collateral, at Fair Value	$ 6,129,814	$ 5,265,689
Proceeds From First Federal Home Loan Bank Advances	2,000,000
Estimate of Fair Value Measurement [Member] | Asset Pledged as Collateral with Right [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Pledged Assets Separately Reported, Loans Pledged as Collateral, at Fair Value	$ 2,700,000	$ 2,100,000
Residential Mortgage [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	127%
Commercial Real Estate [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	120%
Agriculture Real Estate Loans [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Percentage Of Advances Secured Collateral Pledged	122%

Advances from Federal Home Lo_4

Advances from Federal Home Loan Bank - Schedule of Federal Home Loan Bank Advance by Maturity Date (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Advance from Federal Home Loan Bank, Fiscal Year Maturity [Abstract]
2023	$ 428,000
2024	0
2025	0
2026	0
2027	0
Thereafter	0
Totals	$ 428,000

Subordinated Debentures and J_3

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust - Additional Information (Details) - USD ($) $ in Thousands	1 Months Ended		12 Months Ended
	Sep. 30, 2020	Mar. 31, 2007	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Debt Instrument [Line Items]
Proceeds from subordinated debentures			$ 0	$ 0	$ 48,777
Period for Interest Deferral on Trust Preferred Securities			5 years
Premier Statutory Trusts II [Member]
Debt Instrument [Line Items]
Proceeds from subordinated debentures		$ 15,500
Proceeds from Issuance of Trust Preferred Securities		$ 15,000
Coupon Rate on Preferred Securities, Period End			6.27%	1.70%
Preferred Securities Variable Interest Rate			LIBOR rate plus 1.5%
Financial Instruments Subject to Mandatory Redemption, Settlement Terms, Description			The Trust Preferred Securities and Subordinated Debentures mature on June 15, 2037, but can be redeemed at the Company’s option at any time now.
Premier Statutory Trusts I [Member]
Debt Instrument [Line Items]
Proceeds from subordinated debentures			$ 20,600
Proceeds from Issuance of Trust Preferred Securities			$ 20,000
Coupon Rate on Preferred Securities, Period End			6.15%	1.58%
Preferred Securities Variable Interest Rate			LIBOR rate plus 1.38%
Financial Instruments Subject to Mandatory Redemption, Settlement Terms, Description			The Trust Preferred Securities and Subordinated Debentures mature on December 15, 2035, but can be redeemed at the Company’s option at any time now.
Subordinated Debt [Member]
Debt Instrument [Line Items]
Aggregate principal amount	$ 50,000
Subordinated notes, due date	Sep. 30, 2030
Subordinated notes, fixed Interest rate	4%
Subordinated notes, fixed interest rate, period	5 years
Basis spread on variable rate	388.50%
Proceeds from subordinated debentures	$ 48,700

Subordinated Debentures and J_4

Subordinated Debentures and Junior Subordinated Debentures Owed to Unconsolidated Subsidiary Trust - Schedule of Subordinated Borrowing (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 36,083	$ 36,083
Subordinated debentures	49,020	48,893
Premier Statutory Trusts I [Member]
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	20,619	20,619
Premier Statutory Trusts II [Member]
Debt Instrument [Line Items]
Junior subordinated debentures owed to unconsolidated subsidiary trusts	$ 15,464	$ 15,464

Securities Sold Under Agreeme_2

Securities Sold Under Agreements to Repurchase and Other Short Term Borrowings - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Outstanding Securities sold under agreement to repurchase	$ 0	$ 0
U.S. Bank [Member]
Line of Credit, Current	50,000,000	50,000,000
First Horizon Bank [Member]
Line of Credit Facility, Maximum Borrowing Capacity	$ 20,000,000	$ 20,000,000
First Horizon Bank [Member] | Floor [Member]
Line of credit, interest rate	2.50%	2.50%
First Horizon Bank [Member] | SOFR [Member]
Line of credit, interest rate	2.12%	2.12%
Federal Reserve Bank Of Cleveland [Member]
Short term borrowing discount window	$ 44,500,000

Other Noninterest Expense - Oth

Other Noninterest Expense - Other Non Interest Expense (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Other Expense, Nonoperating [Abstract]
Legal and other professional fees	$ 7,622	$ 7,325	$ 5,119
Marketing	2,160	1,940	1,938
OREO expenses and write-downs	150	117	86
Printing and office supplies	953	941	1,032
Postage	1,279	1,257	1,173
Check charge-offs and fraud losses	1,350	762	870
Credit and collection expense	584	714	550
Other	11,991	11,388	11,649
Total other noninterest expense	$ 26,089	$ 24,444	$ 22,417

Postretirement Benefits - Addit

Postretirement Benefits - Additional Information (Details)	12 Months Ended
	Dec. 31, 2022 USD ($)
Retirement Benefits [Abstract]
Postretirement Benefits Description Of Medical Coverage	The Bank employees who retired prior to April 1, 1997, and who completed 20 years of service after age 40 receive full medical coverage at no cost.
Maximum Reimburse Medical Expenses	$ 10,000
Postretirement Benefits Description Of Medical Coverage One	The Bank employees who were born after December 31, 1950, are not eligible for the medical coverage described above at retirement.
Defined Benefits Plan, Expected Contribution, Before Reflecting Subsidy Payments	$ 193,000

Postretirement Benefits - Sched

Postretirement Benefits - Schedule of Net Periodic Benefit Cost Not Yet Recognized (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Retirement Benefits [Abstract]
Unrecognized prior service cost	$ 47	$ 57	$ 71
Unrecognized actuarial (gain) loss	(556)	(43)	(29)
Total (gain) loss recognized in Accumulated Other Comprehensive Income	(509)	100	100
Income tax effect	107	(21)	(21)
Net (gain) loss recognized in Accumulated Other Comprehensive Income	$ (402)	$ 79	$ 79	$ 244

Postretirement Benefits - Sch_2

Postretirement Benefits - Schedule of Defined Benefit Plan Amounts Recognized in Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Change in benefit obligation:
Benefit obligation at beginning of year	$ 2,759	$ 2,787
Service cost	52	60	$ 61
Interest cost	67	53	87
Participant contribution	27	22
Actuarial (gains) / losses	(599)	13	195
Benefits paid	(187)	(176)
Benefit obligation at end of year	2,119	2,759	2,787
Change in fair value of plan assets:
Balance at beginning of year	0	0
Employer contribution	160	154
Participant contribution	27	22
Benefits paid	(187)	(176)
Balance at end of year	0	0	$ 0
Funded status at end of year	$ (2,119)	$ (2,759)

Postretirement Benefits - Sch_3

Postretirement Benefits - Schedule of Net Benefit Costs (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Retirement Benefits [Abstract]
Service cost-benefits attributable to service during the period	$ 52	$ 60	$ 61
Interest cost on accumulated postretirement benefit obligation	$ 67	$ 53	$ 87
Defined Benefit Plan, Net Periodic Benefit Cost (Credit), Interest Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax	Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax	Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax
Net amortization and deferral	$ (10)	$ 13	$ 13
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, before Tax	Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, before Tax	Other Comprehensive (Income) Loss, Defined Benefit Plan, Prior Service Cost (Credit), Reclassification Adjustment from AOCI, before Tax
Net periodic postretirement benefit cost	$ 129	$ 126	$ 161
Actuarial (gains) / losses	(599)	13	195
Amortization of prior service cost and actuarial losses	(10)	(13)	(13)
Total recognized in comprehensive income (loss)	(609)		(208)
Total recognized in net periodic postretirement benefit cost and other comprehensive income	$ (480)	$ 126	$ (47)

Postretirement Benefits - Assum

Postretirement Benefits - Assumptions Are Used in Determining Components of Postretirement Benefit Obligation (Details)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Weighted average discount rates:
Used to determine benefit obligations at December 31	5%	2.50%	2%
Used to determine net periodic postretirement benefit cost for years ended December 31	2.50%	2%	3%
Assumed health care cost trend rates at December 31:
Health care cost trend rate assumed for next year	6%	6.50%	5.50%
Rate to which the cost trend rate is assumed to decline (the ultimate trend rate)	3.90%	3.90%	4%
Year that rate reaches ultimate trend rate	2075	2075	2075

Postretirement Benefits - Sch_4

Postretirement Benefits - Schedule of Expected Benefit Payments (Details) $ in Thousands	Dec. 31, 2022 USD ($)
Retirement Benefits [Abstract]
2023	$ 193
2024	203
2025	212
2026	224
2027	159
2028 through 2032	$ 806

Regulatory Matters - Additional

Regulatory Matters - Additional Information (Details) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2022		Dec. 31, 2021
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	4.50%	[1]	4.50%	[2]
Tier One Risk Based Capital to Risk Weighted Assets	0.1038		0.1147
Excess Tier One Risk Based Capital to Risk Weighted Assets	0.025
Capital to Risk Weighted Assets	0.1214		0.1336
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.060	[1]	0.060	[2]
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)	0.040	[1]	0.040	[2]
Capital Conservation Buffer	2.50%		2.50%
Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received	$ 125
CETI [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	4.50%
Capital to Risk Weighted Assets	0.070
Basel III [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Excess Tier One Risk Based Capital to Risk Weighted Assets	0.085
Capital to Risk Weighted Assets	0.105
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)	0.040
Basel III [Member] | Maximum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.060
Basel III [Member] | Minimum [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.040
First Defiance Risk Management [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received	$ 1.6		$ 1.8
Premier Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	4.50%	[1]	4.50%	[2]
Tier One Risk Based Capital to Risk Weighted Assets	0.1058		0.1153
Capital to Risk Weighted Assets	0.1165		0.1263
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	0.060	[1]	0.060	[2]
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)	0.040	[1]	0.040	[2]
Proceeds from Dividends Received	$ 58		$ 35
First Insurance [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received	2		2
PCF Capital [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Proceeds from Dividends Received	$ 3		$ 7.5
[1] Excludes capital conservation buffer of 2.50 % as of December 31, 2022 . Excludes capital conservation buffer of 2.50 % as of December 31, 2021 .

Regulatory Matters - Schedule o

Regulatory Matters - Schedule of First Defiance Consolidated and First Federal's Regulatory Capital Ratios (Details) - USD ($) $ in Thousands	Dec. 31, 2022		Dec. 31, 2021
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Actual (in dollars)	$ 728,883		$ 689,930
Tier 1 Capital Actual (in dollars)	763,883		724,930
Tier 1 Capital (to Risk Weighted Assets) Actual (in dollars)	763,883		724,930
Total Capital (to Risk Weighted Assets) Actual (in dollars)	$ 892,663		$ 844,389
CET1 Capital (to Risk-Weighted Assets) Actual (Ratio)	9.91%		10.92%
Tier 1 Capital Actual (Ratio)	0.0937		0.1010
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)	0.1038		0.1147
Total Capital (to Risk Weighted Assets) Actual (Ratio)	0.1214		0.1336
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	$ 331,019		$ 284,394
Tier 1 Capital Minimum Required for Adequately Capitalized (in dollars)	326,094		287,138
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	441,359		379,192
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	$ 588,478		$ 505,589
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	4.50%	[1]	4.50%	[2]
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)	0.040	[1]	0.040	[2]
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	0.060	[1]	0.060	[2]
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	0.080	[1]	0.080	[2]
Premier Bank [Member]
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
CET1 Capital (to Risk-Weighted Assets) Actual (in dollars)	$ 775,907		$ 725,600
Tier 1 Capital Actual (in dollars)	775,907		725,600
Tier 1 Capital (to Risk Weighted Assets) Actual (in dollars)	775,907		725,600
Total Capital (to Risk Weighted Assets) Actual (in dollars)	$ 854,687		$ 795,059
CET1 Capital (to Risk-Weighted Assets) Actual (Ratio)	10.58%		11.53%
Tier 1 Capital Actual (Ratio)	0.0955		0.1016
Tier 1 Capital (to Risk Weighted Assets) Actual (Ratio)	0.1058		0.1153
Total Capital (to Risk Weighted Assets) Actual (Ratio)	0.1165		0.1263
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	$ 330,008		$ 283,265
Tier 1 Capital Minimum Required for Adequately Capitalized (in dollars)	324,949		285,664
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	440,011		377,686
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (in dollars)	$ 586,681		$ 503,582
CET1 Capital (to Risk-Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	4.50%	[1]	4.50%	[2]
Tier 1 Capital Minimum Required for Adequately Capitalized (Ratio)	0.040	[1]	0.040	[2]
Tier 1 Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	0.060	[1]	0.060	[2]
Total Capital (to Risk Weighted Assets) Minimum Required for Adequately Capitalized (Ratio)	0.080	[1]	0.080	[2]
CET1 Capital (to Risk-Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)	$ 476,678		$ 409,160
Tier 1 Capital Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)	406,187		357,080
Tier 1 Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)	586,681		503,582
Total Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (in dollars)	$ 733,352		$ 629,477
CET1 Capital (to Risk-Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)	6.50%		6.50%
Tier 1 Capital Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)	0.050		0.050
Tier 1 Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)	0.080		0.080
Total Capital (to Risk Weighted Assets) Minimum Required to be Well Capitalized for Prompt Corrective Action (Ratio)	0.100		0.100
[1] Excludes capital conservation buffer of 2.50 % as of December 31, 2022 . Excludes capital conservation buffer of 2.50 % as of December 31, 2021 .

Income Taxes - Schedule of Comp

Income Taxes - Schedule of Components of Income Tax Expense (Benefit) - (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Current:
Federal									$ 24,698	$ 24,256	$ 25,323
State and local									704	723	650
Deferred									(1,306)	5,393	(9,781)
Income Tax Expense (Benefit)	$ 5,770	$ 6,710	$ 5,446	$ 6,170	$ 5,974	$ 6,124	$ 8,323	$ 9,951	$ 24,096	$ 30,372	$ 16,192

Income Taxes - Schedule of Effe

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation - (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Tax expense at statutory rate (21%)									$ 26,519	$ 32,849	$ 16,646
Increases (decreases) in taxes from:
State income tax – net of federal tax benefit									557	571	513
Tax exempt interest income, net of TEFRA									(723)	(839)	(806)
Bank owned life insurance									(829)	(1,075)	(882)
Captive insurance									(417)	(365)	(445)
Other									(1,011)	(769)	1,166
Income Tax Expense (Benefit)	$ 5,770	$ 6,710	$ 5,446	$ 6,170	$ 5,974	$ 6,124	$ 8,323	$ 9,951	$ 24,096	$ 30,372	$ 16,192

Income Taxes - Schedule of Ef_2

Income Taxes - Schedule of Effective Income Tax Rate Reconciliation - (Parenthetical) - (Details)	12 Months Ended
	Dec. 31, 2022
Income Tax Disclosure [Abstract]
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21%

Income Taxes - Schedule of Defe

Income Taxes - Schedule of Deferred Tax Assets and Liabilities - (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Deferred federal income tax assets:
Allowance for credit losses	$ 15,291	$ 13,958
Allowance for unfunded commitments	1,431	1,056
Interest on nonaccrual loans	672	686
Postretirement benefit costs	408	537
Cash flow hedge derivative	8,407	0
Deferred compensation	1,841	2,216
Individually evaluated loans	568	1,138
Net unrealized loss on available-for-sale securities	37,810	1,070
Accrued vacation	10	10
Accrued bonus	1,419	1,054
Lease liability	3,279	3,391
Net operating loss carryforward	239	273
Other	2,254	2,363
Total deferred federal income tax assets	73,629	27,752
Deferred federal income tax liabilities:
Equity securities fair value	35	429
Goodwill	4,889	4,726
Mortgage servicing rights	4,446	4,103
Cash flow hedge derivative	0	142
Fixed assets	2,525	2,368
Other intangible assets	3,847	4,987
Deferred loan origination fees and costs	2,203	1,266
Prepaid expenses	1,117	881
Right of use asset	3,139	3,242
Other	416	663
Total deferred federal income tax liabilities	22,617	22,807
Net deferred federal income tax asset/ (liability)	$ 51,012	$ 4,945

Income Taxes - Additional infor

Income Taxes - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Income Tax Disclosure [Abstract]
Deferred Tax Assets, Valuation Allowance	$ 0
Tax Basis of Investments, Cost for Income Tax Purposes	32,100,000
Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Policyholders' Surplus	6,700,000
Income Tax Examination, Penalties and Interest Expense	0	$ 0	$ 0
Income Tax Examination, Penalties and Interest Accrued	0	$ 0	$ 0
Net operating loss carry forward	$ 1,100,000
Net operating loss carry forward expiration period	2029-12

Employee Benefit Plans - Additi

Employee Benefit Plans - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Retirement Benefits [Abstract]
Employee Contribution Plan Description	Premier matches 100% of the participants’ contributions up to 3% of compensation and then 50% of the participants’ contributions for the next 2% of compensation
Employee Benefits Plans Contribution	$ 2,700,000	$ 2,600,000	$ 2,500,000
Liability for Future Policy Benefits, Period Expense /(Recovery)	411,000	(121,000)	40,000
Liability for Future Policy Benefits	2,000,000	1,700,000
Deferred Compensation Plan Assets	10,300,000	9,400,000
Deferred Compensation Plan Liabilities	8,000,000	7,400,000
Deferred Compensation Arrangement with Individual, Compensation Expense	$ 414,000	$ (66,000)	$ (11,000)

Stock Compensation Plans - Addi

Stock Compensation Plans - Additional information (Details) - USD ($)	3 Months Ended		12 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021
Share-based Compensation Arrangement by Share-based Payment Award, Options, Outstanding, Number			29,661	35,661
Stock Option Period, Description			All options expire ten years from the date of grant. Vested options of retirees expire on the earlier of the scheduled expiration date or one year after the retirement date.
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition			1 month
Allocated Share-based Compensation Expense			$ 1,100,000	$ 1,300,000
Compensation Expense, Maximum			6,300,000
Estimated Compensation Expense, Excepted			4,200,000
Unrecognized Compensation Expense			944,000
Reduction of expense			$ 873,000	$ 1,600,000
Executive Long-Term Equity Incentive Plan [Member]
Stock Option Period, Description			The value of awards issued in 2021 and 2022 under the Executive LTIP will be determined individually at the end of each respective 36 month performance period ending December 31. The benefits earned under these LTIPs will be paid out in equity in the first quarter following the end of the performance period. The participants will receive all or a portion of the award if their employment is terminated by the Company without cause, by the participant in certain situations, or by death, disability or retirement of the participant.
Share-based Compensation, Performance Period			3 years
Executive Long-Term Equity Incentive Plan [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			20%
Executive Long-Term Equity Incentive Plan [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			50%
Equity Plan 2018 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			900,000
Long Term Equity Incentive Plan 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized			1,200,000
Performance Stock Units PSU [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			86,190
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			229,813	164,970
Performance Stock Units PSU [Member] | Executive Long-Term Equity Incentive Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			86,190
Restricted Stock Units (RSUs) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			31,796	51,773
Restricted Stock Units (RSUs) [Member] | Key Long-Term Equity Incentive Plan 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross		17,542
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years
Restricted Stock Units (RSUs) [Member] | Key Long-Term Equity Incentive Plan 2015 [Member] | Minimum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			5%
Restricted Stock Units (RSUs) [Member] | Key Long-Term Equity Incentive Plan 2015 [Member] | Maximum [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Maximum Employee Subscription Rate			10%
Restricted Stock Grants [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			361,021
Restricted Stock Grants [Member] | Share-based Compensation Award, Tranche One [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			14,712
Restricted Share Awards [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			37,800
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period			3 years
Restricted Stock Awards (RSA) [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross			81,412
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number			99,412	58,260
Restricted Stock Awards (RSA) [Member] | Key Long-Term Equity Incentive Plan 2015 [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Options, Grants in Period, Gross	19,612
Short Term Incentive Plan [Member]
Allocated Share-based Compensation Expense			$ 2,100,000	$ 2,700,000

Stock Compensation Plans - Rest

Stock Compensation Plans - Restricted stock grants (Details)	12 Months Ended
	Dec. 31, 2022 $ / shares shares
Performance Stock Units PSU [Member]
Shares, Unvested at January 1, 2022 | shares	164,970
Shares, Granted | shares	86,190
Shares, Vested | shares	0
Shares, Forfeited | shares	(21,347)
Shares, Unvested at December 31, 2022 | shares	229,813
Weighted -Average Grant Date Fair Value, Unvested at January 1, 2022 | $ / shares	$ 28.34
Weighted-Average Grant Date Fair Value, Granted | $ / shares	30.67
Weighted-Average Grant Date Fair Value, Vested | $ / shares	0
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	29.34
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2022 | $ / shares	$ 29.12
Restricted Stock Units (RSUs) [Member]
Shares, Unvested at January 1, 2022 | shares	51,773
Shares, Vested | shares	(13,637)
Shares, Forfeited | shares	(6,340)
Shares, Unvested at December 31, 2022 | shares	31,796
Weighted -Average Grant Date Fair Value, Unvested at January 1, 2022 | $ / shares	$ 28.44
Weighted-Average Grant Date Fair Value, Vested | $ / shares	29
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	27.25
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2022 | $ / shares	$ 28.44
Restricted Stock Awards (RSA) [Member]
Shares, Unvested at January 1, 2022 | shares	58,260
Shares, Granted | shares	81,412
Shares, Vested | shares	(35,159)
Shares, Forfeited | shares	(5,101)
Shares, Unvested at December 31, 2022 | shares	99,412
Weighted -Average Grant Date Fair Value, Unvested at January 1, 2022 | $ / shares	$ 29.71
Weighted-Average Grant Date Fair Value, Granted | $ / shares	28.31
Weighted-Average Grant Date Fair Value, Vested | $ / shares	27.97
Weighted-Average Grant Date Fair Value, Forfeited | $ / shares	30.50
Weighted-Average Grant Date Fair Value, Unvested at December 31, 2022 | $ / shares	$ 29.14

Stock Compensation Plans - Stoc

Stock Compensation Plans - Stock options activity (Details) $ / shares in Units, $ in Thousands	12 Months Ended
	Dec. 31, 2022 USD ($) $ / shares shares
Share-Based Payment Arrangement [Abstract]
Options outstanding, January 1, 2022 | shares	35,661
Option Outstanding, Forfeited or cancelled | shares	(3,000)
Option Outstanding, Exercised | shares	(3,000)
Options outstanding, December 31, 2022 | shares	29,661
Exercisable at December 31, 2022 | shares	29,661
Weighted Average Exercise Price, Options outstanding, January 1, 2022 | $ / shares	$ 21.72
Weighted Average Exercise Price, Forfeited or cancelled | $ / shares	17.68
Weighted Average Exercise Price, Exercised | $ / shares	17.68
Weighted Average Exercise Price, Options outstanding, December 31, 2022 | $ / shares	25.54
Weighted Average Exercise Price, Exercisable at December 31, 2022 | $ / shares	$ 25.54
Weighted Average Remaining Contractual Term (In years), outstanding, December 31, 2022	4 years 29 days
Weighted Average Remaining Contractual Terms (In years), Exercisable at December 31, 2022	4 years 29 days
Aggregate Intrinsic Value, outstanding, December 31, 2022 | $	$ 131,425
Aggregate Intrinsic Value, Exercisable at December 31, 2022 | $	$ 131,425

Stock Compensation Plans - Tax

Stock Compensation Plans - Tax benefits realized (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Share-Based Payment Arrangement [Abstract]
Intrinsic value of options exercised	$ 29	$ 11	$ 189
Proceeds from exercise of stock options	53	8	0
Tax benefit realized from option exercises	$ 6	$ 2	$ 40

Parent Company Statements - Con

Parent Company Statements - Condensed Balance Sheet (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and cash equivalents	$ 128,160	$ 161,566
Equity securities	7,832	14,097
Other assets	133,214	90,325
Total assets	8,455,342	7,481,402
Liabilities and stockholders’ equity
Stockholders’ equity	887,721	1,023,496	$ 982,276	$ 426,167
Total liabilities and stockholders’ equity	8,455,342	7,481,402
Parent Company [Member]
Assets
Cash and cash equivalents	15,264	24,152
Equity securities	7,832	14,097
Investment in banking subsidiary	909,552	1,034,379
Investment in non-bank subsidiaries	37,191	33,102
Other assets	5,145	4,110
Total assets	974,984	1,109,840
Liabilities and stockholders’ equity
Subordinated debentures	85,103	84,976
Accrued liabilities	2,160	1,368
Stockholders’ equity	887,721	1,023,496
Total liabilities and stockholders’ equity	$ 974,984	$ 1,109,840

Parent Company Statements - C_2

Parent Company Statements - Condensed Income Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Condensed Income Statements, Captions [Line Items]
Interest income	$ 80,725	$ 73,104	$ 63,058	$ 60,825	$ 60,490	$ 60,861	$ 60,864	$ 61,372	$ 277,712	$ 243,587	$ 237,946
Interest expense	(18,106)	(9,792)	(3,962)	(2,931)	(3,288)	(3,826)	(4,245)	(4,859)	(34,791)	(16,218)	(29,941)
Noninterest expense	(43,028)	(41,099)	(39,089)	(41,295)	(41,488)	(39,101)	(38,114)	(38,621)	(164,511)	(157,324)	(164,277)
Income before income taxes	31,045	34,905	27,806	32,527	31,284	34,484	39,708	50,947	126,283	156,423	79,269
Net Income	$ 25,275	$ 28,195	$ 22,360	$ 26,357	$ 25,310	$ 28,360	$ 31,385	$ 40,996	102,187	126,051	63,077
Other comprehensive income (loss)									(170,032)	(18,432)	10,409
Comprehensive income (loss)									(67,845)	107,619	73,486
Parent Company [Member]
Condensed Income Statements, Captions [Line Items]
Dividends from subsidiaries									58,550	46,315	25,900
Interest income									657	520	30
Interest expense									(3,327)	(2,713)	(1,308)
Other income									0	1,955	105
Noninterest expense									(1,391)	(997)	(902)
Other expense									(551)	0	0
Income before income taxes									53,938	45,080	23,825
Income tax credit									(969)	(259)	(423)
Income before equity in earnings of subsidiaries									54,907	45,339	24,248
Undistributed equity in earnings of subsidiaries									47,280	80,712	38,829
Net Income									102,187	126,051	63,077
Other comprehensive income (loss)									(170,032)	(18,432)	10,409
Comprehensive income (loss)									$ (67,845)	$ 107,619	$ 73,486

Parent Company Statements - C_3

Parent Company Statements - Condensed Cash Flow Statement (Details) - USD ($) $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Operating activities:
Net income	$ 25,275	$ 28,195	$ 22,360	$ 26,357	$ 25,310	$ 28,360	$ 31,385	$ 40,996	$ 102,187	$ 126,051	$ 63,077
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Net cash provided by operating activities									180,096	165,163	(55,618)
Investing activities:
Sale of equity securities									8,714	0	0
Purchases of equity securities									(3,000)	(11,053)	(1,000)
Net cash used in investing activities									(1,206,970)	(332,814)	(541,854)
Financing activities:
Repurchase of common stock									(26,870)	(29,583)	(10,183)
Proceeds from subordinated debentures									0	0	48,777
Direct stock sales									0	0	18
Net cash provided by financing activities									993,468	169,951	625,484
Parent Company [Member]
Operating activities:
Net income									102,187	126,051	63,077
Adjustments to reconcile net income to net cash (used in) provided by operating activities:
Undistributed equity in earnings of subsidiaries									(47,280)	(80,712)	(38,829)
Change in other assets and liabilities									156	380	1,630
Net cash provided by operating activities									55,063	45,719	25,878
Investing activities:
Net Cash received for United Community Financial Corp.									0	0	9,414
Sale of equity securities									8,714	0	0
Purchases of equity securities									(3,000)	(11,053)	(1,000)
Net cash used in investing activities									5,714	(11,053)	8,414
Financing activities:
Repurchase of common stock									(26,870)	(29,583)	(10,183)
Cash dividends paid									(42,795)	(38,948)	(32,898)
Proceeds from subordinated debentures									0	0	48,777
Direct stock sales									0	0	18
Net cash provided by financing activities									(69,665)	(68,531)	5,714
Net increase (decrease) in cash and cash equivalents									(8,888)	(33,865)	40,006
Cash and cash equivalents at beginning of year				$ 24,152				$ 58,017	24,152	58,017	18,011
Cash and cash equivalents at end of year	$ 15,264				$ 24,152				$ 15,264	$ 24,152	$ 58,017

Fair Value - Additional informa

Fair Value - Additional information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Fair Value, Option, Quantitative Disclosures [Line Items]
Fair value determination of loans held for sale description	The fair value of conventional loans held for sale is determined using the current 15 day forward contract price for either 15 or 30 year conventional mortgages (Level 2). The fair value of permanent construction loans held for sale is determined using the current 60 day forward contract price for 15 or 30 year conventional mortgages which is then adjusted for unobservable market data such as estimated fall out rates and estimated time from origination to completion of construction (Level 3).
Loans held for sale, fair value disclosure	$ 115,251,000	$ 162,947,000
Individually Analyzed Financing Receivables Provisional Recovery	1,700,000
Individually Analyzed Financing Receivables, Provisional Expenses		4,100,000	$ 2,900,000
Mortgage servicing rights	21,171,000	19,538,000
Valuation Allowance of Mortgage Servicing Rights	688,000	2,700,000
Mortgage Servicing Rights Expense			8,000,000
Proceeds from Collection of Loans Receivable	2,000	5,800,000
Real Estate Held-for-sale, Increase (Decrease) in Fair Value	0	0	$ 0
Residential Mortgage Loans [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans held for sale, fair value disclosure	23,600,000	28,800,000
Loans held for sale, contractual balance	25,300,000	27,700,000
Gains (losses) on sale of loans held for sale for the change in fair value	2,300,000	5,000,000
Permanent Construction Loans [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Loans held for sale, fair value disclosure	91,700,000	134,200,000
Loans held for sale, contractual balance	103,100,000	125,000,000
Gains (losses) on sale of loans held for sale for the change in fair value	20,600,000	3,700,000
Collateral Dependent Loan [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Individually Analyzed Financing Receivable, Recorded Investment	9,000,000	11,300,000
Individually Analyzed Financing Receivable, Related Allowance	$ 2,400,000	$ 7,100,000
Minimum [Member] | Real Estate held for sale [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Fair value input discount rate	0%
Maximum [Member] | Real Estate held for sale [Member]
Fair Value, Option, Quantitative Disclosures [Line Items]
Fair value input discount rate	30%

Fair Value - Assets and Liabili

Fair Value - Assets and Liabilities Measured on a Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Available for sale securities:
Securities available-for-sale, carried at fair value	$ 1,040,081	$ 1,206,260
Collateralized mortgage obligations [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	249,805	260,168
Fair Value, Inputs, Level 2 [Member] | Collateralized mortgage obligations [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	249,805	260,168
Obligations of U.S. government corporations and agencies [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	144,107	174,710
Obligations of U.S. government corporations and agencies [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	48,198
Obligations of U.S. government corporations and agencies [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	95,909	174,710
Mortgage-Backed Securities [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	167,589	206,751
Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	167,589	206,751
Asset-backed securities [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	192,504	220,536
Asset-backed securities [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	192,505	220,536
Asset backed securities at fair value [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	192,505	220,536
Corporate bonds [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	64,482	70,893
Corporate bonds [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	64,482	70,893
Obligations of states and political subdivisions [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	221,594	273,202
Obligations of states and political subdivisions [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	221,594	273,202
Equity Securities [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	7,832	14,097
Equity Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	7,832	14,097
Loans Held for Sale, at Fair Value [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	115,251	162,947
Loans Held for Sale, at Fair Value [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	23,589	28,780
Loans Held for Sale, at Fair Value [Member] | Fair Value, Inputs, Level 3 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	91,662	134,167
Interest Rate Swap Assets [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	4,494	1,287
Interest Rate Swap Assets [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	4,494	1,287
Cash Flow Hedge Derivative Asset [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value		854
Cash Flow Hedge Derivative Asset [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value		854
Mortgage banking derivative - asset [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	1,349	2,336
Mortgage banking derivative - asset [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	1,349	2,336
Interest Rate Swap Liability [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	4,494	1,292
Interest Rate Swap Liability [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	4,494	$ 1,292
Cash Flow Hedge Derivative Liabilities [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	40,032
Cash Flow Hedge Derivative Liabilities [Member] | Fair Value, Inputs, Level 2 [Member]
Available for sale securities:
Securities available-for-sale, carried at fair value	$ 40,032

Fair Value - Summary of Reconci

Fair Value - Summary of Reconciliation of all Assets Measured at Fair Value on Recurring Basis using Significant Unobservable Inputs (Level 3) (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value, Asset, Recurring Basis, Unobservable Input Reconciliation, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Equity Securities, FV-NI, Unrealized Gain (Loss)	Equity Securities, FV-NI, Unrealized Gain (Loss)
Construction Loans Held for Sale [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance of recurring Level 3 assets at beginning of period	$ 134,167	$ 123,029
Total gains (losses) for the period, Included in change in fair value of loans held for sale	(20,587)	(3,716)
Originations	98,845	128,844
Sales	(120,763)	(113,990)
Balance of recurring Level 3 assets at end of period	$ 91,662	$ 134,167

Fair Value - Schedule of Financ

Fair Value - Schedule of Financial Assets Measured At Fair Value On A Non-Recurring Basis (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Loans held for sale, carried at fair value	$ 115,251	$ 162,947
Range of from 0.00 - 1.04% [Memeber]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Loans held for sale, carried at fair value	$ 91,662
Fair Value Measurements, Valuation Processes, Description	Adjusted secondary market pricing
Unobservable Inputs, Fair Value	Adjustments
Fair Value, Range of Input, Minimum	0%
Fair Value, Range of Input, Maximum	1.04%
Range of Input 0.00% - 1.86% [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Loans held for sale, carried at fair value		$ 134,167
Fair Value Measurements, Valuation Processes, Description		Adjusted secondary market pricing
Unobservable Inputs, Fair Value		Adjustments
Fair Value, Range of Input, Minimum		0%
Fair Value, Range of Input, Maximum		1.86%

Fair Value - Assets and Liabi_2

Fair Value - Assets and Liabilities Measured on a Non-Recurring Basis (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Collateral dependent loans held for sale
Mortgage servicing rights	$ 21,171	$ 19,538
Commercial Real Estate [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	3,512	2,749
Commercial [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	5,492	8,564
Fair Value, Inputs, Level 2 [Member]
Collateral dependent loans held for sale
Mortgage servicing rights	21,171	19,538
Fair Value, Inputs, Level 3 [Member] | Commercial Real Estate [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	3,512	2,749
Fair Value, Inputs, Level 3 [Member] | Commercial [Member]
Collateral dependent loans held for sale
Total individually analyzed loans	$ 5,492	$ 8,564

Fair Value - Schedule of Level

Fair Value - Schedule of Level 3 Assets and Liabilities Measured At Fair Value on a Non-Recurring Basis (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Individually analyzed Loans- Applies to loan classes with an appraisal valuation	$ 5,146	$ 5,821
Appraisals Which Utilize Sales Comparison, Net Income and Cost Approach [Member]
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Fair Value Measurements Valuation Processes Description 1	Appraisals which utilize sales comparison, net income and cost approach	Appraisals which utilize sales comparison, net income and cost approach
Unobservable Inputs, Fair Value	Discounts for collection issues and changes in market conditions	Discounts for collection issues and changes in market conditions
Fair Value, Range of Input, Minimum	10%	20%
Fair Value, Range of Input, Maximum	50%	50%
Fair Value Measurement Weighted Average Range	28.29%	35.18%

Fair Value - Balance Sheet Grou

Fair Value - Balance Sheet Grouping (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Financial Assets, Carrying Value:
Cash and cash equivalents, Carrying Value	$ 128,160	$ 161,566
Federal Home Loan Bank Stock, Carrying Value	29,185	11,585
Loans receivable, net, Carrying Value	6,387,804	5,229,700
Accrued interest receivable	28,709	20,767
Financial Liabilities, Carrying Value:
Deposits, Carrying Value	6,906,719	6,282,051
Advances from Federal Home Loan Bank, Carrying Value	428,000	0
Subordinated debentures, Carrying Value	85,103	84,976
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	128,160	161,566
Loans receivable, net, Fair Value	6,129,814	5,265,689
Accrued interest receivable, Fair value	28,709	20,767
Financial Liabilities, Fair Value:
Deposits, Fair Value	6,881,110	6,280,336
Advances from Federal Home Loan Bank, Fair Value	427,999
Subordinated debentures, Fair Value	76,989	85,417
Fair Value, Inputs, Level 1 [Member]
Financial Assets, Fair Value:
Cash and cash equivalents, Fair Value	128,160	161,566
Accrued interest receivable, Fair value	28,709	20,767
Financial Liabilities, Fair Value:
Deposits, Fair Value	5,852,952	5,481,928
Fair Value, Inputs, Level 2 [Member]
Financial Liabilities, Fair Value:
Deposits, Fair Value	1,028,158	798,408
Advances from Federal Home Loan Bank, Fair Value	427,999
Fair Value, Inputs, Level 3 [Member]
Financial Assets, Fair Value:
Loans receivable, net, Fair Value	6,129,814	5,265,689
Financial Liabilities, Fair Value:
Subordinated debentures, Fair Value	$ 76,989	$ 85,417

Derivative Financial Instrume_3

Derivative Financial Instruments - Additional Information (Details) - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Derivatives Fair Value [Line Items]
Interest Rate Derivative Instruments Not Designated as Hedging Instruments at Fair Value, Net	$ 35,900,000	$ 65,400,000
Notional Amount of Interest Rate Derivative Instruments Not Designated as Hedging Instruments	$ 254,000,000	$ 305,000,000
Derivative Asset, Statement of Financial Position [Extensible Enumeration]	Other Assets	Other Assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]	Other Liabilities	Other Liabilities
Interest Rate Swaps [Member]
Derivatives Fair Value [Line Items]
Notional Amount of Interest Rate Derivative Instruments Not Designated as Hedging Instruments	$ 67,300,000
Fair value of derivative assets	4,500,000
Fair value of derivative liabilities	4,500,000
Difference in fair value of asset and liability	$ 72,000
Derivative, maturity date	May 31, 2031
Interest Rate Swaps [Member] | Cash Flow Hedge [Member]
Derivatives Fair Value [Line Items]
Notional amount of interest rate derivative instruments designated as cash flow hedge		$ 250,000,000
Other Assets [Member] | Interest Rate Swaps [Member] | Cash Flow Hedge [Member]
Derivatives Fair Value [Line Items]
Aggregate fair value of interest rate cash flow hedge	$ 40,000,000
1-Month LIBOR | Interest Rate Swaps [Member] | Designated as Cash Flow Hedges [Member]
Derivatives Fair Value [Line Items]
Fixed interest rate		1.437%

Derivative Financial Instrume_4

Derivative Financial Instruments - Carrying values (Details) - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
Derivatives not designated as hedging instruments
Mortgage Banking Derivatives Assets, Carrying Value	$ 1,349	$ 2,336
Mortgage Banking Derivatives (Liabilities), Carrying Value	0	0
Mortgage Banking Derivatives, Derivatives Net Carrying Value	$ 1,349	$ 2,336

Derivative Financial Instrume_5

Derivative Financial Instruments - Amount of gains and losses recognized (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Price Risk Derivative Instruments Not Designated as Hedging Instruments, at Fair Value, Net [Abstract]
Mortgage Banking Derivatives - Gain (Loss)	$ (987)	$ (1,497)	$ 2,154

Derivative Financial Instrume_6

Derivative Financial Instruments - Summary of Interest Rate Swap (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Derivative [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative	$ (32,300)	$ 674	$ 11,708
Amount of Gain (Loss) Reclassified from OCI into Income	310	1,716
Interest Rate Swap [Member]
Derivative [Line Items]
Amount of Gain (Loss) Recognized in OCI on Derivative	$ (32,300)	$ 674
Derivative, Gain (Loss), Statement of Income or Comprehensive Income [Extensible Enumeration]	Debt Securities, Available-for-Sale, Realized Gain (Loss)	Debt Securities, Available-for-Sale, Realized Gain (Loss)
Total amount of Gain (Loss) on the Interest Rate Swap	$ (40,032)	$ 854
Amount of Gain (Loss) Reclassified from OCI into Income	$ 310	$ 1,716

Quarterly Consolidated Result_3

Quarterly Consolidated Results of Operations (Unaudited) - Summary of the Quarterly Consolidated Results of Operations (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended								12 Months Ended
	Dec. 31, 2022	Sep. 30, 2022	Jun. 30, 2022	Mar. 31, 2022	Dec. 31, 2021	Sep. 30, 2021	Jun. 30, 2021	Mar. 31, 2021	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Quarterly Financial Information Disclosure [Abstract]
Interest income	$ 80,725	$ 73,104	$ 63,058	$ 60,825	$ 60,490	$ 60,861	$ 60,864	$ 61,372	$ 277,712	$ 243,587	$ 237,946
Interest expense	18,106	9,792	3,962	2,931	3,288	3,826	4,245	4,859	34,791	16,218	29,941
Net interest income	62,619	63,312	59,096	57,894	57,202	57,035	56,619	56,513	242,921	227,369	208,005
Credit loss (benefit) expense - loans and leases	3,020	3,706	5,151	626	2,816	1,594	(3,631)	(7,512)	12,503	(6,733)	43,154
Provision for unfunded commitments	(246)	306	1,415	309	(807)	226	(288)	550
Net interest income after provision for credit losses	59,845	59,300	52,530	56,959	55,193	55,215	60,538	63,475	228,634	234,421	163,755
Noninterest income	14,228	16,704	14,365	16,863	17,579	18,370	17,284	26,093	62,160	79,326	79,791
Noninterest Expense	43,028	41,099	39,089	41,295	41,488	39,101	38,114	38,621	164,511	157,324	164,277
Income before income taxes	31,045	34,905	27,806	32,527	31,284	34,484	39,708	50,947	126,283	156,423	79,269
Income taxes	5,770	6,710	5,446	6,170	5,974	6,124	8,323	9,951	24,096	30,372	16,192
Net Income	$ 25,275	$ 28,195	$ 22,360	$ 26,357	$ 25,310	$ 28,360	$ 31,385	$ 40,996	$ 102,187	$ 126,051	$ 63,077
Earnings per common share:
Basic	$ 0.71	$ 0.79	$ 0.63	$ 0.73	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 2.86	$ 3.39	$ 1.75
Diluted	$ 0.71	$ 0.79	$ 0.63	$ 0.73	$ 0.69	$ 0.76	$ 0.84	$ 1.10	$ 2.85	$ 3.39	$ 1.75

Other Comprehensive Income (L_3

Other Comprehensive Income (Loss) - Reclassification adjustments (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Securities available for sale and transferred securities: Before Tax Amount
Unrealized holding gains (losses) on available-for-sale securities arising during the period	$ (174,953)	$ (21,967)	$ 14,431
Reclassification adjustment for (gains) losses realized in income	1	(2,218)	(1,464)
Net gain on defined benefit postretirement medical plan realized during the period	599	13	195
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits)	10	(13)	13
Total other comprehensive income	(215,229)	(23,332)	13,175
Cash flow hedge derivatives
Change in net unrealized gain during the period, Before tax	(40,494)	3,025	14,431
Reclassification adjustment for cash flow hedge derivative (gains) losses included in income	(392)	(2,172)
Change in net unrealized gain during the period, Tax effect	(8,504)	635
Reclassification adjustment for net gains included in net income, Tax effect	(82)	(456)
Change in net unrealized gain during the period, Net of tax	(31,990)	2,390
Cash Flow Hedge Derivatives, Amounts reclassified from accumulated other comprehensive income	(310)	(1,716)
Securities available for sale and transferred securities: Tax (Expense) Benefit
Change in net unrealized gain/(loss) during the period	(36,739)	(4,613)	3,030
Reclassification adjustment for net gains included in net income	0	(466)	(307)
Net gain on defined benefit postretirement medical plan realized during the period	126	3	41
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits)	2	(3)	2
Total other comprehensive income	(45,197)	(4,900)	2,766
Securities available for sale and transferred securities:
Change in net unrealized gain/(loss) during the period	(138,214)	(17,354)	11,401
Reclassification adjustment for net gains included in net income	1	(1,752)	(1,157)
Net gain on defined benefit postretirement medical plan realized during the period	473	10	154
Reclassification adjustment for net amortization and deferral on defined benefit postretirement medical plan (included in compensation and benefits)	8	(10)	11
Total other comprehensive income (loss)	$ (170,032)	$ (18,432)	$ 10,409

Other Comprehensive Income (L_4

Other Comprehensive Income (Loss) - Activity in AOCI, net of tax (Details) - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021	Dec. 31, 2020
Other Comprehensive Income (Loss), Net of Tax [Abstract]
Securities Available For Sale, Beginning balance	$ (4,023)	$ 15,083	$ 4,839
Securities Available For Sale, Other comprehensive income before reclassifications	(138,214)	(17,354)	11,401
Securities Available For Sale, Amounts reclassified from accumulated other comprehensive loss	1	(1,752)	(1,157)
Securities Available For Sale, Net other comprehensive income during period	(138,213)	(19,106)	10,244
Securities Available For Sale, Ending balance	(142,236)	(4,023)	15,083
Cash Flow hedge Derivatives, Beginning balance	674
Cash Flow Hedge Derivatives, Other comprehensive income before reclassifications	(40,494)	3,025	14,431
Cash Flow Hedge Derivatives, Other comprehensive income before reclassifications	(31,990)	2,390
Cash Flow Hedge Derivatives, Amounts reclassified from accumulated other comprehensive income	(310)	(1,716)
Cash flow hedge derivatives, Net other comprehensive income during period	(32,300)	674
Cash Flow hedge Derivatives, Ending balance	(31,626)	674
Post-retirement Benefit, Beginning balance	(79)	(79)	(244)
Post-retirement Benefit, Other comprehensive income before reclassifications	473	10	154
Post-retirement Benefit, Amounts reclassified from accumulated other comprehensive loss	8	(10)	11
Post-retirement Benefit, Net other comprehensive income during period	481		165
Post-retirement Benefit, Ending balance	402	(79)	(79)
Accumulated Other Comprehensive Income, Beginning balance	(3,428)	15,004	4,595
Accumulated Other Comprehensive Income, Other comprehensive income before reclassifications	(169,731)	(14,954)	11,555
Accumulated Other Comprehensive Income, Amounts reclassified from accumulated other comprehensive loss	(301)	(3,478)	(1,146)
Accumulated Other Comprehensive Income, Net other comprehensive income during period	(170,032)	(18,432)	10,409
Accumulated Other Comprehensive Income, Ending balance	$ (173,460)	$ (3,428)	$ 15,004