The First Bancshares, Inc. (FBMS) 10-Q 12 May 15 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Mar. 31, 2015
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	FALSE
Document Period End Date	31-Mar-15
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q1
Entity Registrant Name	FIRST BANCSHARES INC /MS/
Entity Central Index Key	947559
Current Fiscal Year End Date	-19
Entity Filer Category	Non-accelerated Filer
Trading Symbol	FBMS
Entity Common Stock, Shares Outstanding	5,400,909

CONSOLIDATED_BALANCE_SHEETS

CONSOLIDATED BALANCE SHEETS (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
ASSETS
Cash and due from banks	$26,013	$30,333
Interest-bearing deposits with banks	25,844	13,899
Federal funds sold	42,617	386
Total cash and cash equivalents	94,474	44,618
Securities held-to-maturity, at amortized cost	7,829	8,193
Securities available-for-sale, at fair value	246,842	254,746
Other securities	7,235	7,235
Total securities	261,906	270,174
Loans held for sale	1,657	2,103
Loans	716,359	704,531
Allowance for loan losses	-5,928	-6,095
Loans, net	712,088	700,539
Premises and equipment	33,769	34,810
Interest receivable	3,950	3,659
Cash surrender value of life insurance	14,569	14,463
Goodwill	12,276	12,276
Other real estate owned	4,598	4,655
Other assets	8,518	8,574
TOTAL ASSETS	1,146,148	1,093,768
Deposits:
Noninterest-bearing	203,766	201,362
Interest-bearing	780,877	691,413
TOTAL DEPOSITS	984,643	892,775
Interest payable	275	316
Borrowed funds	49,446	89,450
Subordinated debentures	10,310	10,310
Other liabilities	2,708	4,701
TOTAL LIABILITIES	1,047,382	997,552
STOCKHOLDERS' EQUITY:
Preferred stock, no par value, $1,000 per share liquidation, 10,000,000 shares authorized; 17,123 issued and outstanding at March 31, 2015 and December 31, 2014, respectively	17,123	17,123
Common stock, par value $1 per share, 10,000,000 shares authorized; 5,400,909 shares issued at March 31, 2015 and 5,342,670 at December 31, 2014, respectively	5,401	5,343
Additional paid-in capital	44,419	44,421
Retained earnings	29,717	27,975
Accumulated other comprehensive income	2,570	1,818
Treasury stock, at cost, 26,494 shares at March 31, 2015 and at December 31, 2014	-464	-464
TOTAL STOCKHOLDERS' EQUITY	98,766	96,216
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$1,146,148	$1,093,768

CONSOLIDATED_BALANCE_SHEETS_Pa

CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Preferred stock, no par value	$0	$0
Preferred stock, per share liquidation	$1,000	$1,000
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, issued	17,123	17,123
Preferred stock, outstanding	17,123	17,123
Common stock, par value	$1	$1
Common stock, shares authorized	10,000,000	10,000,000
Common stock, shares issued	5,400,909	5,342,670
Treasury stock, shares	26,494	26,494

CONSOLIDATED_STATEMENTS_OF_INC

CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
INTEREST INCOME:
Interest and fees on loans	$8,148	$7,004
Interest and dividends on securities:
Taxable interest and dividends	1,011	903
Tax exempt interest	501	529
Interest on federal funds sold	23	11
TOTAL INTEREST INCOME	9,683	8,447
INTEREST EXPENSE:
Interest on deposits	632	466
Interest on borrowed funds	172	157
TOTAL INTEREST EXPENSE	804	623
NET INTEREST INCOME	8,879	7,824
PROVISION FOR LOAN LOSSES	150	358
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,729	7,466
OTHER INCOME:
Service charges on deposit accounts	1,051	984
Other service charges and fees	799	688
TOTAL OTHER INCOME	1,850	1,672
OTHER EXPENSES:
Salaries and employee benefits	4,626	4,097
Occupancy and equipment	1,109	1,220
Other	2,083	1,910
TOTAL OTHER EXPENSES	7,818	7,227
INCOME BEFORE INCOME TAXES	2,761	1,911
INCOME TAXES	732	484
NET INCOME	2,029	1,427
PREFERRED STOCK ACCRETION AND DIVIDENDS	85	106
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS	$1,944	$1,321
NET INCOME APPLICABLE TO COMMON STOCKHOLDERS:
BASIC	$0.36	$0.26
DILUTED	$0.36	$0.25
DIVIDENDS PER SHARE - COMMON	$0.04	$0.04

CONSOLIDATED_STATEMENTS_OF_COM

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Net income per consolidated statements of income	$2,029	$1,427
Other comprehensive income:
Unrealized holding gains arising during the period on available-for-sale securities	1,124	1,749
Unrealized holding gains on loans held for sale	16	45
Income tax benefit (expense)	-388	-628
Other Comprehensive Income	752	1,166
Comprehensive Income	$2,781	$2,593

CONDENSED_CONSOLIDATED_STATEME

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (USD $)	Total	Common Stock	Preferred Stock	Stock Warrants	Additional Paid-in Capital	Retained Earnings	Accumulated Other Comprehensive Income(Loss)	Treasury Stock
In Thousands
Balance at Dec. 31, 2013	$85,108	$5,123	$17,103	$284	$41,802	$22,509	($1,249)	($464)
Net income	1,427	0	0	0	0	1,427	0	0
Other comprehensive income	1,166	0	0	0	0	0	1,166	0
Dividends on preferred Stock	-86	0	20	0	0	-106	0	0
Dividends on common stock, $0.0375 per Share	-193	0	0	0	0	-193	0	0
Repurchase of restricted stock for payment of taxes	-64	-4	0	0	-60	0	0	0
Restricted stock grant	0	57	0	0	-57	0	0	0
Compensation expense	138	0	0	0	138	0	0	0
Balance at Mar. 31, 2014	87,496	5,176	17,123	284	41,823	23,637	-83	-464
Balance at Dec. 31, 2014	96,216	5,343	17,123	284	44,137	27,975	1,818	-464
Net income	2,029	0	0	0	0	2,029	0	0
Other comprehensive income	752	0	0	0	0	0	752	0
Dividends on preferred Stock	-85	0	0	0	0	-85	0	0
Dividends on common stock, $0.0375 per Share	-202	0	0	0	0	-202	0	0
Repurchase of restricted stock for payment of taxes	-92	-6	0	0	-86	0	0	0
Restricted stock grant	0	67	0	0	-67	0	0	0
Compensation expense	184	0	0	0	184	0	0	0
Reversal of 2,514 common shares for BCB Holdings	-36	-3	0	0	-33	0	0	0
Balance at Mar. 31, 2015	$98,766	$5,401	$17,123	$284	$44,135	$29,717	$2,570	($464)

CONDENSED_CONSOLIDATED_STATEME1

CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS' EQUITY (Parenthetical) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Dividends on common stock, per Share	$0.04	$0.04
Reversal of common shares	2,514

CONSOLIDATED_STATEMENTS_OF_CAS

CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
CASH FLOWS FROM OPERATING ACTIVITIES:
NET INCOME	$2,029	$1,427
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization and accretion	871	523
Provision for loan losses	150	358
Loss on sale/writedown of ORE	94	149
Gain on sale of bank premises	-119	0
Restricted stock expense	184	138
Increase in cash value of life insurance	-106	-39
Federal Home Loan Bank stock dividends	-1	0
Changes in:
Interest receivable	-291	-139
Loans held for sale, net	462	1,140
Interest payable	-41	-49
Other, net	-1,650	-48
NET CASH PROVIDED BY OPERATING ACTIVITIES	1,582	3,460
CASH FLOWS FROM INVESTING ACTIVITIES:
Maturities, calls and paydowns of available-for-sale and held-to-maturity	12,188	9,615
Purchases of securities available-for-sale and held-to-maturity	-3,520	-1,008
Net redemptions (purchases) of other securities	0	-614
Net increase in loans	-12,650	-12,898
Purchase of bank owned life insurance	0	-2,550
Proceeds from sale of bank premises	949	0
Net (increase) decrease in premises and equipment	-197	279
NET CASH USED IN INVESTING ACTIVITIES	-3,230	-7,176
CASH FLOWS FROM FINANCING ACTIVITIES:
Increase in deposits	91,915	83,781
Net decrease in borrowed funds	-40,004	-37,000
Dividends paid on common stock	-194	-189
Dividends paid on preferred stock	-85	-86
Repurchase of restricted stock for payment of taxes	-92	-64
Repurchase of shares issued in BCB acquisition	-36	0
NET CASH PROVIDED BY FINANCING ACTIVITIES	51,504	46,442
NET INCREASE IN CASH	49,856	42,726
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	44,618	39,252
CASH AND CASH EQUIVALENTS AT END OF PERIOD	94,474	81,978
SUPPLEMENTAL DISCLOSURES:
CASH PAYMENTS FOR INTEREST	892	672
CASH PAYMENTS FOR INCOME TAXES	2,206	275
LOANS TRANSFERRED TO OTHER REAL ESTATE	506	1,297
ISSUANCE OF RESTRICTED STOCK GRANTS	$67	$57

BASIS_OF_PRESENTATION

BASIS OF PRESENTATION	3 Months Ended
	Mar. 31, 2015
Organization, Consolidation and Presentation of Financial Statements [Abstract]
BASIS OF PRESENTATION	NOTE A — BASIS OF PRESENTATION
	The accompanying unaudited consolidated financial statements have been prepared in accordance with generally accepted accounting principles for interim financial statements and with the instructions to Form 10-Q of the Securities and Exchange Commission. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) considered necessary for a fair presentation have been included. Operating results for the three months ended March 31, 2015, are not necessarily indicative of the results that may be expected for the year ending December 31, 2015. For further information, please refer to the consolidated financial statements and footnotes thereto included in the Company's Form 10-K for the year ended December 31, 2014.

SUMMARY_OF_ORGANIZATION

SUMMARY OF ORGANIZATION	3 Months Ended
	Mar. 31, 2015
Summary Of Organization [Abstract]
SUMMARY OF ORGANIZATION	NOTE B — SUMMARY OF ORGANIZATION
	The First Bancshares, Inc., Hattiesburg, Mississippi (the "Company"), was incorporated June 23, 1995, under the laws of the State of Mississippi for the purpose of operating as a bank holding company. The Company’s primary asset is its interest in its wholly-owned subsidiary, The First, A National Banking Association (the “Bank”).
	At March 31, 2015, the Company had approximately $1.1 billion in assets, $712.1 million in net loans, $984.6 million in deposits, and $98.8 million in stockholders' equity. For the three months ended March 31, 2015, the Company reported net income of $2.0 million ($1.9 million applicable to common stockholders).
	In the first quarter of 2015, the Company declared and paid a dividend of $.0375 per common share.

BUSINESS_COMBINATION

BUSINESS COMBINATION	3 Months Ended
	Mar. 31, 2015
Business Combination, Description [Abstract]
BUSINESS COMBINATION	NOTE C – BUSINESS COMBINATION
	BCB Holding Company, Inc.
	On March 3, 2014, the Company entered into an Agreement and Plan of Merger (the “Agreement”) with BCB Holding Company, Inc., an Alabama corporation (“BCB”) and parent of Bay Bank, Mobile, Alabama. The Agreement provided that, upon the terms and subject to the conditions set forth in the Agreement, BCB will merge with and into the Company (the “Merger”) and Bay Bank will merge with and into The First, A National Banking Association (“Bank Merger”). Subject to the terms and conditions of the Agreement, which was approved by the Boards of Directors of the Company and BCB, each outstanding share of BCB common stock, other than shares held by the Company or BCB, or, shares with respect to which the holders thereof have perfected dissenters’ rights received (i) for the BCB common stock that was outstanding prior to August 1, 2013, $3.60 per share which may be received in cash or the Company common stock provided that at least 30% of the aggregate consideration paid to such shareholders is in the Company common stock and one non-transferable contingent value right (“CVR”) of the CVR Consideration, and (ii) for the BCB common stock that was issued on August 1, 2013, $2.25 per share in cash. Each CVR is eligible to receive a cash payment equal to up to $0.40, with the exact amount based on the resolution of certain identified BCB loans over a three-year period following the closing of the transaction. Payout of the CVR will be overseen by a special committee of the Company’s Board of Directors. The Company redeemed in full a note payable by BCB to Alostar Bank, as well as the preferred stock issued under the U.S. Treasury’s Capital Purchase Program. The total consideration to be paid in connection with the acquisition will range between approximately $6.2 million and $6.6 million depending upon the payout of the CVR, as well as the price of the Company common stock on the closing of the transaction, which is subject to a cap and a collar regarding its price. An estimated liability of $174,000 has been accrued for the CVR.
	As of the closing on July 1, 2014, the Company and BCB entered into an agreement and plan of merger pursuant to which BCB’s wholly-owned subsidiary, Bay Bank, was merged with and into the Company’s wholly-owned subsidiary, the Bank.
	In connection with the acquisition, the Company recorded $1.7 million of goodwill and $.2 million of core deposit intangible. The core deposit intangible will be expensed over 10 years.
	The Company acquired the $40.1 million loan portfolio at a fair value discount of $1.7 million. The discount represents expected credit losses, adjusted to market interest rates and liquidity adjustments.
	The amounts of the acquired identifiable assets and liabilities as of the acquisition date were as follows(dollars in thousands):
	Purchase price:
	Cash and fair value of common stock	$	6,300
	Total purchase price		6,300
	Identifiable assets:
	Cash and due from banks		8,307
	Investments		23,423
	Loans and leases		38,393
	Other Real Estate		571
	Core deposit intangible		225
	Personal and real property		3,670
	Deferred tax asset		2,502
	Other assets		305
	Total assets		77,396
	Liabilities and equity:
	Deposits		59,321
	Borrowed funds		13,104
	Other liabilities		326
	Total liabilities		72,751
	Net assets acquired		4,645
	Goodwill resulting from acquisition	$	1,655
	The outstanding principal balance and the carrying amount of these loans included in the consolidated balance sheet at March 31, 2015, are as follows:
	(dollars in thousands):
	Outstanding principal balance	$	33,172
	Carrying amount		31,402

PREFERRED_STOCK_AND_WARRANT

PREFERRED STOCK AND WARRANT	3 Months Ended
	Mar. 31, 2015
Preferred Stock And Warrant [Abstract]
PREFERRED STOCK AND WARRANT	NOTE D – PREFERRED STOCK AND WARRANT
	Pursuant to the terms of the letter agreement between the Company and the United States Department of the Treasury (“Treasury”), the Company issued 17,123 CDCI Preferred Shares.
	The Letter Agreement contains limitations on the payment of dividends on the common stock to no more than 100% of the aggregate per share dividend and distributions for the immediate prior fiscal year (dividends of $0.15 per share were declared and paid in 2011-2014) and on the Company’s ability to repurchase its common stock in the event of a non-payment of our dividend, and continues to subject the Company to certain of the executive compensation limitations included in the Emergency Economic Stabilization Act of 2008 (EESA), as previously disclosed by the Company. The CDCI Preferred Shares entitle the holder to an annual dividend of 2% for 8 years of the liquidation value of the shares, payable quarterly in arrears.

EARNINGS_APPLICABLE_TO_COMMON_

EARNINGS APPLICABLE TO COMMON STOCKHOLDERS	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
EARNINGS APPLICABLE TO COMMON STOCKHOLDERS	NOTE E — EARNINGS APPLICABLE TO COMMON STOCKHOLDERS
	Basic per share data is calculated based on the weighted-average number of common shares outstanding during the reporting period. Diluted per share data includes any dilution from potential common stock outstanding, such as stock options.
		For the Three Months Ended
		March 31, 2015
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	1,944,000		5,358,576	$	0.36
	Effect of dilutive shares:
	Restricted stock grants				56,524
	Diluted per share	$	1,944,000		5,415,100	$	0.36
		For the Three Months Ended
		March 31, 2014
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	1,321,000		5,140,500	$	0.26
	Effect of dilutive shares:
	Restricted stock grants				49,429
	Diluted per share	$	1,321,000		5,189,929	$	0.25
	The Company granted 6,300 shares of restricted stock in the fourth quarter of 2014, and 67,077 shares of restricted stock in the first quarter of 2015.

FAIR_VALUE_OF_ASSETS_AND_LIABI

FAIR VALUE OF ASSETS AND LIABILITIES	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
FAIR VALUE OF ASSETS AND LIABILITIES	NOTE F — FAIR VALUE OF ASSETS AND LIABILITIES
	The Company groups its financial assets measured at fair value in three levels, based on the markets in which the assets are traded and the reliability of the assumptions used to determine fair value. These levels are:
	Level 1:	Valuations for assets and liabilities traded in active exchange markets, such as the New York Stock Exchange. Valuations are obtained from readily available pricing sources for market transactions involving identical assets or liabilities.
	Level 2:	Valuations for assets and liabilities traded in less active dealer or broker markets. Valuations are obtained from third party pricing services for identical or comparable assets or liabilities which use observable inputs other than Level 1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets and liabilities.
	Level 3:	Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities.
	Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying balance sheets.
	Available-for-Sale Securities
	The fair value of available-for-sale securities is determined by various valuation methodologies. Where quoted market prices are available in an active market, securities are classified within Level 1. If quoted market prices are not available, then fair values are estimated by using pricing models or quoted prices of securities with similar characteristics. Level 2 securities include U.S. Treasury securities, obligations of U.S. government corporations and agencies, obligations of states and political subdivisions, mortgage-backed securities and collateralized mortgage obligations. In certain cases where Level 1 or Level 2 inputs are not available, securities are classified within Level 3 of the hierarchy.
	The following table presents the Company’s assets that are measured at fair value on a recurring basis and the level within the hierarchy in which the fair value measurements fell as of March 31, 2015 and December 31, 2014 (in thousands):
	31-Mar-15
	(Dollars in thousands)				Fair Value Measurements Using
			Fair Value		Quoted Prices		Significant		Significant
					in		Other		Unobservable
					Active		Observable		Inputs
					Markets		Inputs		(Level 3)
					For		(Level 2)
					Identical
					Assets
					(Level 1)
	Obligations of U. S. Government Agencies		$	21,904	$	-	$	21,904	$	-
	Municipal securities			101,437		-		101,437		-
	Mortgage-backed securities			93,692		-		93,692		-
	Corporate obligations			28,840		-		26,024		2,816
	Other			969		969		-		-
	Total		$	246,842	$	969	$	243,057	$	2,816
	31-Dec-14
	(Dollars in thousands)				Fair Value Measurements Using
			Fair Value		Quoted Prices		Significant		Significant
					in		Other		Unobservable
					Active		Observable		Inputs
					Markets		Inputs		(Level 3)
					For		(Level 2)
					Identical
					Assets
					(Level 1)
	Obligations of U. S. Government Agencies		$	27,372	$	-	$	27,372	$	-
	Municipal securities			104,582		-		104,582		-
	Mortgage-backed securities			93,036		-		93,036		-
	Corporate obligations			28,784		-		25,983		2,801
	Other			972		972		-		-
	Total		$	254,746	$	972	$	250,973	$	2,801
	The following is a reconciliation of activity for assets measured at fair value based on significant unobservable (non-market) information.
			Bank-Issued
			Trust
			Preferred
			Securities
	(Dollars in thousands)		2015		2014
	Balance, January 1		$	2,801	$	2,798
	Transfers into Level 3			-		-
	Transfers out of Level 3			-		-
	Other-than-temporary impairment loss included in earnings			-		-
	Unrealized gain included in comprehensive income			15		3
	Balance at March 31, 2015 and December 31, 2014		$	2,816	$	2,801
	The following table presents quantitative information about recurring Level 3 fair value measurements (in thousands):
	Trust Preferred		Fair		Valuation		Significant		Range of
	Securities		Value		Technique		Unobservable		Inputs
							Inputs
	31-Mar-15			2,816		Discounted cash flow		Probability of default		.82% - 2.52%
	31-Dec-14			2,801		Discounted cash flow		Probability of default		.79% - 2.49%
	Following is a description of the valuation methodologies used for assets measured at fair value on a non-recurring basis and recognized in the accompanying balance sheets, as well as the general classification of such assets pursuant to the valuation hierarchy.
	Impaired Loans
	Loans for which it is probable that the Company will not collect all principal and interest due according to contractual terms are measured for impairment. Allowable methods for estimating fair value include using the fair value of the collateral for collateral dependent loans or, where a loan is determined not to be collateral dependent, using the discounted cash flow method.
	If the impaired loan is identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value. If the impaired loan is determined not to be collateral dependent, then the discounted cash flow method is used. This method requires the impaired loan to be recorded at the present value of expected future cash flows discounted at the loan’s effective interest rate. The effective interest rate of a loan is the contractual interest rate adjusted for any net deferred loan fees or costs, or premium or discount existing at origination or acquisition of the loan. Impaired loans are classified within Level 2 of the fair value hierarchy.
	Other Real Estate Owned
Other real estate owned acquired through loan foreclosure is initially recorded at fair value less estimated costs to sell, establishing a new cost basis. The adjustment at the time of foreclosure is recorded through the allowance for loan losses. Due to the subjective nature of establishing the fair value, the actual fair value of the other real estate owned or foreclosed asset could differ from the original estimate. If it is determined the fair value declines subsequent to foreclosure, a valuation allowance is recorded through non-interest expense. Operating costs associated with the assets are also recorded as non-interest expense. Gains and losses on the disposition of other real estate owned and foreclosed assets are netted and posted to other non-interest expense. Other real estate owned measured at fair value on a non-recurring basis at March 31, 2015, amounted to $4.6 million. Other real estate owned is classified within Level 2 of the fair value hierarchy.
The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2015 and December 31, 2014.
($ in thousands)
31-Mar-15
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
Impaired loans		$	8,623	$	-	$	8,623	$	-
Other real estate owned			4,598		-		4,598		-
31-Dec-14
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
Impaired loans		$	9,560	$	-	$	9,560	$	-
Other real estate owned			4,655		-		4,655		-
The following methods and assumptions were used to estimate the fair value of each class of financial instrument for which it is practicable to estimate that value:
Cash and Cash Equivalents – For such short-term instruments, the carrying amount is a reasonable estimate of fair value.
Investment in securities available-for-sale and held-to-maturity – The fair value measurement for securities available-for-sale was discussed earlier. The same measurement approach was used for securities held-to-maturity.
Loans – The fair value of loans is estimated by discounting the future cash flows using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities.
Bank-Owned Life Insurance– The fair value of bank-owned life insurance approximates the carrying amount, because upon liquidation of these investments, the Company would receive the cash surrender value which equals the carrying amount.
Deposits – The fair values of demand deposits are, as required by ASC Topic 825, equal to the carrying value of such deposits. Demand deposits include noninterest-bearing demand deposits, savings accounts, NOW accounts, and money market demand accounts. The fair value of variable rate term deposits, those repricing within six months or less, approximates the carrying value of these deposits. Discounted cash flows have been used to value fixed rate term deposits and variable rate term deposits repricing after six months. The discount rate used is based on interest rates currently being offered on comparable deposits as to amount and term.
Short-Term Borrowings – The carrying value of any federal funds purchased and other short-term borrowings approximates their fair values.
FHLB and Other Borrowings – The fair value of the fixed rate borrowings are estimated using discounted cash flows, based on current incremental borrowing rates for similar types of borrowing arrangements. The carrying amount of any variable rate borrowing approximates its fair value.
Subordinated Debentures – The subordinated debentures bear interest at a variable rate and the carrying value approximates the fair value.
Off-Balance Sheet Instruments – Fair values of off-balance sheet financial instruments are based on fees charged to enter into similar agreements. However, commitments to extend credit do not represent a significant value until such commitments are funded or closed. Management has determined that these instruments do not have a distinguishable fair value and no fair value has been assigned.
As of March 31, 2015						Fair Value Measurements
($ in thousands)
		Carrying		Estimated		Quoted		Significant		Significant
		Amount		Fair		Prices		Other		Unobservable
				Value		(Level 1)		Observable		Inputs
								Inputs		(Level 3)
								(Level 2)
Financial Instruments:
Assets:
Cash and cash equivalents		$	94,474	$	94,474	$	94,474	$	-	$	-
Securities available-for-sale			246,842		246,842		969		243,057		2,816
Securities held-to-maturity			7,829		9,385		-		9,385		-
Other securities			7,235		7,235		-		7,235		-
Loans, net			712,088		728,369		-		-		728,369
Bank-owned life insurance			14,569		14,569		-		14,569		-
Liabilities:
Noninterest-bearing deposits		$	203,766	$	203,766	$	-	$	203,766	$	-
Interest-bearing deposits			780,877		780,351		-		780,351		-
Subordinated debentures			10,310		10,310		-		-		10,310
FHLB and other borrowings			49,446		49,446		-		49,446		-
As of December 31, 2014						Fair Value Measurements
($ in thousands)
		Carrying		Estimated		Quoted		Significant		Significant
		Amount		Fair		Prices		Other		Unobservable
				Value		(Level 1)		Observable		Inputs
								Inputs		(Level 3)
								(Level 2)
Financial Instruments:
Assets:
Cash and cash equivalents		$	44,618	$	44,618	$	44,618	$	-	$	-
Securities available-for-sale			254,746		254,746		972		250,973		2,801
Securities held-to-maturity			8,193		9,994		-		9,994		-
Other securities			7,235		7,235		-		7,235		-
Loans, net			700,539		715,849		-		-		715,849
Bank-owned life insurance			14,463		14,463		-		14,463		-
Liabilities:
Noninterest-bearing deposits		$	201,362	$	201,362	$	-	$	201,362	$	-
Interest-bearing deposits			691,413		691,036		-		691,036		-
Subordinated debentures			10,310		10,310		-		-		10,310
FHLB and other borrowings			89,450		89,450		-		89,450		-

LOANS

LOANS	3 Months Ended
	Mar. 31, 2015
Loans Receivable, Net [Abstract]
LOANS	NOTE G — LOANS
	Loans typically provide higher yields than the other types of earning assets, and, thus, one of the Company's goals is for loans to be the largest category of the Company's earning assets. At March 31, 2015 and December 31, 2014, average loans accounted for 69.5% and 69.8% of average earning assets, respectively. The Company controls and mitigates the inherent credit and liquidity risks through the composition of its loan portfolio.
	The following table shows the composition of the loan portfolio by category:
	Composition of Loan Portfolio
		March 31, 2015					December 31, 2014
		Amount		Percent			Amount		Percent
				of					of
				Total					Total
		(Dollars in thousands)
	Mortgage loans held for sale	$	1,657		0.2	%	$	2,103		0.3	%
	Commercial, financial and agricultural		110,806		15.5			106,109		15
	Real Estate:
	Mortgage-commercial		242,969		33.8			238,602		33.8
	Mortgage-residential		254,844		35.5			256,406		36.3
	Construction		93,168		13			84,935		12
	Consumer and other		14,572		2			18,479		2.6
	Total loans		718,016		100	%		706,634		100	%
	Allowance for loan losses		-5,928					-6,095
	Net loans	$	712,088				$	700,539
	In the context of this discussion, a "real estate mortgage loan" is defined as elements of its loan portfolio through strategies that diversify the lending mix.
	Loans held for sale consist of mortgage loans originated by the Bank and sold into the secondary market. Commitments from investors to purchase the loans are obtained upon origination.
	Activity in the allowance for loan losses for the period was as follows:
	(In thousands)
		Three Months
		Ended
		March 31, 2015
	Balance at beginning of period	$	6,095
	Loans charged-off:
	Real Estate		-342
	Installment and Other		-25
	Commercial, Financial and Agriculture		-
	Total		-367
	Recoveries on loans previously charged-off:
	Real Estate		33
	Installment and Other		11
	Commercial, Financial and Agriculture		6
	Total		50
	Net charge-offs		-317
	Provision for Loan Losses		150
	Balance at end of period	$	5,928
	The following tables represent how the allowance for loan losses is allocated to a particular loan type, as well as the percentage of the category to total loans at March 31, 2015 and December 31, 2014.
	Allocation of the Allowance for Loan Losses
		March 31, 2015
		(Dollars in thousands)
				% of loans
		Amount		in each category
				to total loans
	Commercial Non Real Estate	$	735		15.4	%
	Commercial Real Estate		2,715		58.2
	Consumer Real Estate		1,487		23.7
	Consumer		167		2.7
	Unallocated		824		-
	Total	$	5,928		100	%
		December 31, 2014
		(Dollars in thousands)
				% of loans
		Amount		in each category
				to total loans
	Commercial Non Real Estate	$	713		15.3	%
	Commercial Real Estate		3,355		57.9
	Consumer Real Estate		1,852		24.2
	Consumer		175		2.6
	Unallocated		-		-
	Total	$	6,095		100	%
The following table represents the Company’s impaired loans at March 31, 2015, and December 31, 2014.
	March 31,		December 31,
	2015		2014
	(In thousands)
Impaired Loans:
Impaired loans without a valuation allowance	$	4,906	$	4,702
Impaired loans with a valuation allowance		3,717		4,858
Total impaired loans	$	8,623	$	9,560
Allowance for loan losses on impaired loans at period End		936		968
Total nonaccrual loans		5,995		6,056
Past due 90 days or more and still accruing		426		669
Average investment in impaired loans		9,092		7,077
The following table is a summary of interest recognized and cash-basis interest earned on impaired loans:
	Three Months		Three Months
	Ended		Ended
	March 31, 2015		31-Mar-14
Interest income recognized during impairment	$	34	$	-
Cash-basis interest income recognized		34		40
The gross interest income that would have been recorded in the period that ended if the nonaccrual loans had been current in accordance with their original terms and had been outstanding throughout the period or since origination, if held for part of the three months ended March 31, 2015 and 2014, was $94,000 and $33,000, respectively. The Company had no loan commitments to borrowers in non-accrual status at March 31, 2015 and December 31, 2014.
The following tables provide the ending balances in the Company's loans (excluding mortgage loans held for sale) and allowance for loan losses, broken down by portfolio segment as of March 31, 2015 and December 31, 2014. The tables also provide additional detail as to the amount of our loans and allowance that correspond to individual versus collective impairment evaluation. The impairment evaluation corresponds to the Company's systematic methodology for estimating its Allowance for Loan Losses.
31-Mar-15
						Commercial,
			Installment			Financial
	Real		and			and		Total
	Estate		Other			Agriculture
	(In thousands)
Loans
Individually evaluated	$	8,352	$	37		$	234	$	8,623
Collectively evaluated		578,368		19,367			110,001		707,736
Total	$	586,720	$	19,404		$	110,235	$	716,359
Allowance for Loan Losses
Individually evaluated	$	892	$	28		$	16	$	936
Collectively evaluated		3,311		963			718		4,992
Total	$	4,203	$	991		$	734	$	5,928
31-Dec-14
						Commercial,
			Installment			Financial
	Real		and			and		Total
	Estate		Other			Agriculture
	(In thousands)
Loans
Individually evaluated	$	9,282	$	38		$	240	$	9,560
Collectively evaluated		568,952		18,610			107,409		694,971
Total	$	578,234	$	18,648		$	107,649	$	704,531
Allowance for Loan Losses
Individually evaluated	$	922	$	29		$	17	$	968
Collectively evaluated		4,285		146			696		5,127
Total	$	5,207	$	175		$	713	$	6,095
The following tables provide additional detail of impaired loans broken out according to class as of March 31, 2015 and December 31, 2014. The recorded investment included in the following tables represent customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of our impaired loans at March 31, 2015, are on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs.
31-Mar-15
								Average			Interest
								Recorded			Income
	Recorded		Unpaid			Related		Investment			Recognized
	Investment		Balance			Allowance		YTD			YTD
	(In thousands)
Impaired loans with no related allowance:
Commercial installment	$	9	$	9		$	-	$	5		$	-
Commercial real estate		4,622		4,622			-		4,644			6
Consumer real estate		266		266			-		146			-
Consumer installment		9		9			-		9			-
Total	$	4,906	$	4,906		$	-	$	4,804		$	6
Impaired loans with a related allowance:
Commercial installment	$	234	$	234		$	16	$	237		$	2
Commercial real estate		2,494		2,494			390		2,526			23
Consumer real estate		961		961			502		1,497			3
Consumer installment		28		28			28		28			-
Total	$	3,717	$	3,717		$	936	$	4,288		$	28
Total Impaired Loans:
Commercial installment	$	243	$	243		$	16	$	242		$	2
Commercial real estate		7,116		7,116			390		7,170			29
Consumer real estate		1,227		1,227			502		1,643			3
Consumer installment		37		37			28		37			-
Total Impaired Loans	$	8,623	$	8,623		$	936	$	9,092		$	34
On January 1, 2015, the Company adopted Accounting Standards Update (ASU) 2014-4, Receivables – Troubled Debt Restructuring by Creditors. As of March 31, 2015, the Company had $1.7 million of foreclosed residential real estate property obtained by physical possession and no consumer mortgage loans secured by residential real estate properties for which foreclosure proceedings are in process according to local jurisdictions.
31-Dec-14
								Average			Interest
								Recorded			Income
	Recorded		Unpaid			Related		Investment			Recognized
	Investment		Balance			Allowance		YTD			YTD
	(In thousands)
Impaired loans with no related allowance:
Commercial installment	$	-	$	-		$	-	$	50		$	-
Commercial real estate		4,665		4,665			-		2,654			142
Consumer real estate		27		27			-		179			-
Consumer installment		10		10			-		11			-
Total	$	4,702	$	4,702		$	-	$	2,894		$	142
Impaired loans with a related allowance:
Commercial installment	$	240	$	240		$	18	$	189		$	20
Commercial real estate		2,558		2,558			315		2,415			59
Consumer real estate		2,032		2,032			607		1,546			33
Consumer installment		28		28			28		33			2
Total	$	4,858	$	4,858		$	968	$	4,183		$	114
Total Impaired Loans:
Commercial installment	$	240	$	240		$	18	$	239		$	20
Commercial real estate		7,223		7,223			315		5,069			201
Consumer real estate		2,059		2,059			607		1,725			33
Consumer installment		38		38			28		44			2
Total Impaired Loans	$	9,560	$	9,560		$	968	$	7,077		$	256
Loans acquired with deteriorated credit quality are those purchased in the BCB Holding Company, Inc. acquisition (See Note C -Business Combination for further information). These loans were recorded at estimated fair value at the acquisition date with no carryover of the related allowance for loan losses. The acquired loans were segregated as of the acquisition date between those considered to be performing (acquired non-impaired loans) and those with evidence of credit deterioration (acquired impaired loans). Acquired loans are considered impaired if there is evidence of credit deterioration and if it is probable, at acquisition, all contractually required payments will not be collected.
The following table presents information regarding the contractually required payments receivable, cash flows expected to be collected and the estimated fair value of loans acquired in the BCB acquisition as of July 1, 2014, the closing date of the transaction:
	December 31, 2014
	(In thousands)
	Commercial,		Mortgage-			Mortgage-		Commercial			Total
	financial		Commercial			Residential		and other
	and
	agricultural
Contractually required payments	$	1,519	$	29,648		$	7,933	$	976		$	40,076
Cash flows expected to be collected		1,570		37,869			9,697		1,032			50,168
Fair value of loans acquired		1,513		28,875			7,048		957			38,393
Total outstanding acquired impaired loans were $3,413,818 as of March 31, 2015 and $3,480,190 as of December 31, 2014. The outstanding balance of these loans is the undiscounted sum of all amounts, including amounts deemed principal, interest, fees, penalties, and other under the loans, owed at the reporting date, whether or not currently due and whether or not any such amounts have been charged off.
Changes in the carrying amount and accretable yield for acquired impaired loans were as follows at March 31, 2015 and December 31, 2014: (in thousands)
	March 31, 2015					December 31, 2014
	Accretable		Carrying			Accretable		Carrying
	Yield		Amount of			Yield		Amount of
			Loans					Loans
Balance at beginning of period	$	1,417	$	2,063		$	-	$	-
Additions due to BCB acquisition on July 1, 2014		-		-			1,603		2,325
Accretion		-		-			-186		186
Payments received, net		-		-66			-		-448
Balance at end of period	$	1,417	$	1,997		$	1,417	$	2,063
The following tables provide detail of troubled debt restructurings (TDRs) at March 31, 2015.
For the Three Months Ending March 31, 2015
			Outstanding
	Outstanding		Recorded
	Recorded		Investment					Interest
	Investment		Post-			Number of		Income
	Pre-Modification		Modification			Loans		Recognized
Commercial installment	$	-	$	-			-	$	-
Commercial real estate		-		-			-		-
Consumer real estate		-		-			-		-
Consumer installment		-		-			-	$	-
Total	$	-	$	-			-	$	-
During the three month period ending March 31, 2015, there were no loans modified as TDR.
The balance of troubled debt restructurings (TDRs) at March 31, 2015 and December 31, 2014 was $6.7 million and $6.8 million, respectively, calculated for regulatory reporting purposes. As of March 31, 2015, the company had no additional amount committed on any loan classified as troubled debt restructuring.
The following tables set forth the amounts and past due status for the Bank TDRs at March 31, 2015 and December 31, 2014:
(in thousands)
	March 31, 2015
	Current		Past Due			Past Due		Non-			Total
	Loans		30-89			90 days		accrual
						and still
						accruing
Commercial installment	$	229	$	-		$	-	$	-		$	229
Commercial real estate		1,680		-			-		2,695			4,375
Consumer real estate		711		-			-		1,273			1,984
Consumer installment		9		-			-		94			103
Total	$	2,629	$	-		$	-	$	4,062		$	6,691
Allowance for loan losses	$	108	$	-		$	-	$	192		$	300
(in thousands)
	December 31, 2014
	Current		Past Due			Past Due		Non-			Total
	Loans		30-89			90 days		accrual
						and still
						accruing
Commercial installment	$	233	$	-		$	-	$	-		$	233
Commercial real estate		1,685		-			-		2,729			4,414
Consumer real estate		952		622			-		449			2,023
Consumer installment		10		-			-		103			113
Total	$	2,880	$	622		$	-	$	3,281		$	6,783
Allowance for loan losses	$	120	$	11		$	103	$	-		$	234
The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual:
	March 31, 2015
	(In thousands)
	Past Due		Past Due			Non-		Total			Total
	30 to 89		90 Days			Accrual		Past Due			Loans
	Days		or More					and
			and Still					Non-
			Accruing					Accrual
Real Estate-construction	$	361	$	365		$	2,712	$	3,438		$	93,168
Real Estate-mortgage		1,355		61			2,089		3,505			254,844
Real Estate-non farm non residential		706		-			1,092		1,798			242,969
Commercial		82		-			65		147			110,806
Consumer		63		-			37		100			14,572
Total	$	2,567	$	426		$	5,995	$	8,988		$	716,359
	December 31, 2014
	(In thousands)
	Past Due		Past Due			Non-		Total			Total
	30 to 89		90 Days			Accrual		Past Due			Loans
	Days		or More					and
			and					Non-
			Still					Accrual
			Accruing
Real Estate-construction	$	428	$	-		$	2,747	$	3,175		$	84,935
Real Estate-mortgage		3,208		208			2,164		5,580			256,406
Real Estate-non farm non residential		3,408		461			1,102		4,971			238,601
Commercial		29		-			5		34			106,109
Consumer		90		-			38		128			18,480
Total	$	7,163	$	669		$	6,056	$	13,888		$	704,531
The Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt, such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company uses the following definitions for risk ratings, which are consistent with the definitions used in supervisory guidance:
Special Mention.    Loans classified as special mention have a potential weakness that deserves management's close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan or of the Company’s credit position at some future date.
Substandard.    Loans classified as substandard are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the institution will sustain some loss if the deficiencies are not corrected.
Doubtful.    Loans classified as doubtful have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.
Loans not meeting the criteria above that are analyzed individually as part of the above described process are considered to be pass rated loans.
As of March 31, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk categories of loans by class of loans (excluding mortgage loans held for sale) were as follows:
($ in thousands)
31-Mar-15
								Commercial,
	Real Estate		Real			Installment		Financial
			Estate			and		and
	Commercial		Mortgage			Other		Agriculture			Total
Pass	$	395,935	$	168,067		$	19,321	$	109,782		$	693,105
Special Mention		4,606		189			-		365			5,160
Substandard		16,497		1,824			83		120			18,524
Doubtful		-		-			-		-			-
Subtotal		417,038		170,080			19,404		110,267			716,789
Less:
Unearned discount		318		80			-		32			430
Loans, net of unearned discount	$	416,720	$	170,000		$	19,404	$	110,235		$	716,359
31-Dec-14
								Commercial,
	Real Estate		Real Estate			Installment		Financial			Total
	Commercial		Mortgage			and		and
						Other		Agriculture
Pass	$	388,568	$	167,827		$	18,558	$	107,126		$	682,079
Special Mention		4,756		191			-		498			5,445
Substandard		14,727		2,567			90		63			17,447
Doubtful		-		-			-		-			-
Subtotal		408,051		170,585			18,648		107,687			704,971
Less:
Unearned discount		320		82			-		38			440
Loans, net of unearned discount	$	407,731	$	170,503		$	18,648	$	107,649		$	704,531

SECURITIES

SECURITIES	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
SECURITIES	NOTE H — SECURITIES
	The following disclosure of the estimated fair value of financial instruments is made in accordance with authoritative guidance. The estimated fair value amounts have been determined using available market information and appropriate valuation methodologies. However, considerable judgment is necessarily required to interpret market data to develop the estimates of fair value. Accordingly, the estimates presented herein are not necessarily indicative of the amounts that could be realized in a current market exchange. The use of different market assumptions and/or estimation methodologies may have a material effect on the estimated fair value amounts.
	A summary of the amortized cost and estimated fair value of available-for-sale securities and held-to-maturity securities at March 31, 2015, follows:
	($ in thousands)
		31-Mar-15
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
		Cost		Gains		Losses		Fair Value
	Available-for-sale securities:
	Obligations of U.S. Government Agencies	$	21,664	$	248	$	8	$	21,904
	Tax-exempt and taxable obligations of states and municipal subdivisions		98,483		3,021		67		101,437
	Mortgage-backed securities		91,736		2,007		51		93,692
	Corporate obligations		29,837		241		1,238		28,840
	Other		1,255		-		286		969
	Total	$	242,975	$	5,517	$	1,650	$	246,842
	Held-to-maturity securities:
	Mortgage-backed securities	$	1,829	$	52	$	-	$	1,881
	Taxable obligations of states and municipal subdivisions		6,000		1,504		-		7,504
	Total	$	7,829	$	1,556	$	-	$	9,385

ALLOWANCE_FOR_LOAN_LOSSES

ALLOWANCE FOR LOAN LOSSES	3 Months Ended
	Mar. 31, 2015
Allowance For Loan Losses [Abstract]
ALLOWANCE FOR LOAN LOSSES	NOTE I — ALLOWANCE FOR LOAN LOSSES
	The Company has developed policies and procedures for evaluating the overall quality of its credit portfolio and the timely identification of potential problem loans. Management’s judgment as to the adequacy of the allowance is based upon a number of assumptions which it believes to be reasonable, but which may not prove to be accurate, particularly given the Company’s growth and the economy. Thus, there can be no assurance that charge-offs in future periods will not exceed the allowance for loan losses or that additional increases in the loan loss allowance will not be required.
	The Company’s allowance consists of two parts. The first part is determined in accordance with authoritative guidance regarding contingencies. The Company’s determination of this part of the allowance is based upon quantitative and qualitative factors. A loan loss history based upon the most recent 72 months loss history is utilized in determining the appropriate allowance. Historical loss factors are determined by risk rated loans by loan type. These historical loss factors are applied to the loans by loan type to determine an indicated allowance. The loss factors of peer groups are considered in the determination of the allowance and are used to assist in the establishment of a long-term loss history for areas in which this data is unavailable and incorporated into the qualitative factors to be considered. The historical loss factors may also be modified based upon other qualitative factors including but not limited to local and national economic conditions, trends of delinquent loans, changes in lending policies and underwriting standards, concentrations, and management’s knowledge of the loan portfolio. These factors require judgment upon the part of management and are based upon state and national economic reports received from various institutions and agencies including the Federal Reserve Bank, United States Bureau of Economic Analysis, Bureau of Labor Statistics, meetings with the Company’s loan officers and loan committee, and data and guidance received or obtained from the Company’s regulatory authorities.
	The second part of the allowance is determined in accordance with authoritative guidance regarding loan impairment. Impaired loans are determined based upon a review by internal loan review and senior management.
	The sum of the two parts constitutes management’s best estimate of an appropriate allowance for loan losses. When the estimated allowance is determined, it is presented to the Company’s audit committee for review and approval on a quarterly basis.
	A loan is considered impaired when, based on current information and events, it is probable that the Company will be unable to collect the scheduled payments of principal or interest when due according to the contractual terms of the loan agreement. Factors considered by management in determining impairment include payment status, collateral value, and the probability of collecting scheduled principal and interest payments when due. Loans that experience insignificant payment delays and payment shortfalls generally are not classified as impaired. Management determines the significance of payment delays and payment shortfalls on a case-by-case basis, taking into consideration all of the circumstances surrounding the loan and the borrower, including the length of the delay, the reasons for the delay, the borrower’s prior payment record, and the amount of the shortfall in relation to the principal and interest owed.
	Impairment is measured on a loan by loan basis, and a specific allowance is assigned to each loan determined to be impaired. Impaired loans not deemed collateral dependent are analyzed according to the ultimate repayment source, whether that is cash flow from the borrower, guarantor or some other source of repayment. Impaired loans are deemed collateral dependent if, in the Company’s opinion, the ultimate source of repayment will be generated from the liquidation of collateral.
	The Company discontinues accrual of interest on loans when management believes, after considering economic and business conditions and collection efforts, that a borrower’s financial condition is such that the collection of interest is doubtful. Generally, the Company will place a delinquent loan in nonaccrual status when the loan becomes 90 days or more past due. At the time a loan is placed in nonaccrual status, all interest which has been accrued on the loan but remains unpaid is reversed and deducted from earnings as a reduction of reported interest income. No additional interest is accrued on the loan balance until the collection of both principal and interest becomes reasonably certain.

SUBSEQUENT_EVENTS

SUBSEQUENT EVENTS	3 Months Ended
	Mar. 31, 2015
Subsequent Events [Abstract]
SUBSEQUENT EVENTS	NOTE J – SUBSEQUENT EVENTS
	Subsequent events have been evaluated by management through the date the financial statements were issued. The Company has been notified that it is more likely than not that the Company should expect a recovery on a previously charged-off loan of $941,000 during 2015.

RECLASSIFICATION

RECLASSIFICATION	3 Months Ended
	Mar. 31, 2015
Reclassification [Abstract]
RECLASSIFICATION	NOTE K – RECLASSIFICATION
	Certain amounts in the 2014 financial statements have been reclassified for comparative purposes to conform to the current period financial statement presentation.

BUSINESS_COMBINATION_Tables

BUSINESS COMBINATION (Tables)	3 Months Ended
	Mar. 31, 2015
Business Combinations [Abstract]
Schedule of Recognized Identified Assets Acquired and Liabilities Assumed	The amounts of the acquired identifiable assets and liabilities as of the acquisition date were as follows(dollars in thousands):
	Purchase price:
	Cash and fair value of common stock	$	6,300
	Total purchase price		6,300
	Identifiable assets:
	Cash and due from banks		8,307
	Investments		23,423
	Loans and leases		38,393
	Other Real Estate		571
	Core deposit intangible		225
	Personal and real property		3,670
	Deferred tax asset		2,502
	Other assets		305
	Total assets		77,396
	Liabilities and equity:
	Deposits		59,321
	Borrowed funds		13,104
	Other liabilities		326
	Total liabilities		72,751
	Net assets acquired		4,645
	Goodwill resulting from acquisition	$	1,655
Business Combination, Separately Recognized Transactions	The outstanding principal balance and the carrying amount of these loans included in the consolidated balance sheet at March 31, 2015, are as follows:
	(dollars in thousands):
	Outstanding principal balance	$	33,172
	Carrying amount		31,402

EARNINGS_APPLICABLE_TO_COMMON_1

EARNINGS APPLICABLE TO COMMON STOCKHOLDERS (Tables)	3 Months Ended
	Mar. 31, 2015
Earnings Per Share [Abstract]
Weighted-Average Number of Common Shares Outstanding	Basic per share data is calculated based on the weighted-average number of common shares outstanding during the reporting period. Diluted per share data includes any dilution from potential common stock outstanding, such as stock options.
		For the Three Months Ended
		March 31, 2015
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	1,944,000		5,358,576	$	0.36
	Effect of dilutive shares:
	Restricted stock grants				56,524
	Diluted per share	$	1,944,000		5,415,100	$	0.36
		For the Three Months Ended
		March 31, 2014
		Net Income		Shares		Per
		(Numerator)		(Denominator)		Share Data
	Basic per share	$	1,321,000		5,140,500	$	0.26
	Effect of dilutive shares:
	Restricted stock grants				49,429
	Diluted per share	$	1,321,000		5,189,929	$	0.25

FAIR_VALUE_OF_ASSETS_AND_LIABI1

FAIR VALUE OF ASSETS AND LIABILITIES (Tables)	3 Months Ended
	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Fair Value Assets Measured on Recurring Basis	The following table presents the Company’s assets that are measured at fair value on a recurring basis and the level within the hierarchy in which the fair value measurements fell as of March 31, 2015 and December 31, 2014 (in thousands):
	31-Mar-15
	(Dollars in thousands)			Fair Value Measurements Using
		Fair Value		Quoted Prices		Significant		Significant
				in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs		(Level 3)
				For		(Level 2)
				Identical
				Assets
				(Level 1)
	Obligations of U. S. Government Agencies	$	21,904	$	-	$	21,904	$	-
	Municipal securities		101,437		-		101,437		-
	Mortgage-backed securities		93,692		-		93,692		-
	Corporate obligations		28,840		-		26,024		2,816
	Other		969		969		-		-
	Total	$	246,842	$	969	$	243,057	$	2,816
	31-Dec-14
	(Dollars in thousands)			Fair Value Measurements Using
		Fair Value		Quoted Prices		Significant		Significant
				in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs		(Level 3)
				For		(Level 2)
				Identical
				Assets
				(Level 1)
	Obligations of U. S. Government Agencies	$	27,372	$	-	$	27,372	$	-
	Municipal securities		104,582		-		104,582		-
	Mortgage-backed securities		93,036		-		93,036		-
	Corporate obligations		28,784		-		25,983		2,801
	Other		972		972		-		-
	Total	$	254,746	$	972	$	250,973	$	2,801
Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information	The following is a reconciliation of activity for assets measured at fair value based on significant unobservable (non-market) information.
		Bank-Issued
		Trust
		Preferred
		Securities
	(Dollars in thousands)	2015		2014
	Balance, January 1	$	2,801	$	2,798
	Transfers into Level 3		-		-
	Transfers out of Level 3		-		-
	Other-than-temporary impairment loss included in earnings		-		-
	Unrealized gain included in comprehensive income		15		3
	Balance at March 31, 2015 and December 31, 2014	$	2,816	$	2,801
Quantitative Information About Recurring Level 3 Fair Value Measurements	The following table presents quantitative information about recurring Level 3 fair value measurements (in thousands):
	Trust Preferred	Fair		Valuation		Significant		Range of
	Securities	Value		Technique		Unobservable		Inputs
						Inputs
	31-Mar-15		2,816		Discounted cash flow		Probability of default		.82% - 2.52%
	31-Dec-14		2,801		Discounted cash flow		Probability of default		.79% - 2.49%
Fair Value Assets Measured on Nonrecurring Basis	The following table presents the fair value measurement of assets measured at fair value on a nonrecurring basis and the level within the fair value hierarchy in which the fair value measurements fell at March 31, 2015 and December 31, 2014.
	($ in thousands)
	31-Mar-15
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
	Impaired loans	$	8,623	$	-	$	8,623	$	-
	Other real estate owned		4,598		-		4,598		-
	31-Dec-14
				Fair Value Measurements Using
				Quoted		Significant		Significant
				Prices in		Other		Unobservable
				Active		Observable		Inputs
				Markets		Inputs
				For
				Identical
				Assets
		Fair Value		(Level 1)		(Level 2)		(Level 3)
	Impaired loans	$	9,560	$	-	$	9,560	$	-
	Other real estate owned		4,655		-		4,655		-
Financial Instruments with No Distinguishable Fair Value	Management has determined that these instruments do not have a distinguishable fair value and no fair value has been assigned.
	As of March 31, 2015					Fair Value Measurements
	($ in thousands)
		Carrying		Estimated		Quoted		Significant		Significant
		Amount		Fair		Prices		Other		Unobservable
				Value		(Level 1)		Observable		Inputs
								Inputs		(Level 3)
								(Level 2)
	Financial Instruments:
	Assets:
	Cash and cash equivalents	$	94,474	$	94,474	$	94,474	$	-	$	-
	Securities available-for-sale		246,842		246,842		969		243,057		2,816
	Securities held-to-maturity		7,829		9,385		-		9,385		-
	Other securities		7,235		7,235		-		7,235		-
	Loans, net		712,088		728,369		-		-		728,369
	Bank-owned life insurance		14,569		14,569		-		14,569		-
	Liabilities:
	Noninterest-bearing deposits	$	203,766	$	203,766	$	-	$	203,766	$	-
	Interest-bearing deposits		780,877		780,351		-		780,351		-
	Subordinated debentures		10,310		10,310		-		-		10,310
	FHLB and other borrowings		49,446		49,446		-		49,446		-
	As of December 31, 2014					Fair Value Measurements
	($ in thousands)
		Carrying		Estimated		Quoted		Significant		Significant
		Amount		Fair		Prices		Other		Unobservable
				Value		(Level 1)		Observable		Inputs
								Inputs		(Level 3)
								(Level 2)
	Financial Instruments:
	Assets:
	Cash and cash equivalents	$	44,618	$	44,618	$	44,618	$	-	$	-
	Securities available-for-sale		254,746		254,746		972		250,973		2,801
	Securities held-to-maturity		8,193		9,994		-		9,994		-
	Other securities		7,235		7,235		-		7,235		-
	Loans, net		700,539		715,849		-		-		715,849
	Bank-owned life insurance		14,463		14,463		-		14,463		-
	Liabilities:
	Noninterest-bearing deposits	$	201,362	$	201,362	$	-	$	201,362	$	-
	Interest-bearing deposits		691,413		691,036		-		691,036		-
	Subordinated debentures		10,310		10,310		-		-		10,310
	FHLB and other borrowings		89,450		89,450		-		89,450		-

LOANS_Tables

LOANS (Tables)	3 Months Ended
	Mar. 31, 2015
Loans Receivable, Net [Abstract]
Composition of Loan Portfolio	The following table shows the composition of the loan portfolio by category:
	Composition of Loan Portfolio
		March 31, 2015					December 31, 2014
		Amount		Percent			Amount		Percent
				of					of
				Total					Total
		(Dollars in thousands)
	Mortgage loans held for sale	$	1,657		0.2	%	$	2,103		0.3	%
	Commercial, financial and agricultural		110,806		15.5			106,109		15
	Real Estate:
	Mortgage-commercial		242,969		33.8			238,602		33.8
	Mortgage-residential		254,844		35.5			256,406		36.3
	Construction		93,168		13			84,935		12
	Consumer and other		14,572		2			18,479		2.6
	Total loans		718,016		100	%		706,634		100	%
	Allowance for loan losses		-5,928					-6,095
	Net loans	$	712,088				$	700,539
Activity in Allowance for Loan Losses	Activity in the allowance for loan losses for the period was as follows:
	(In thousands)
		Three Months
		Ended
		March 31, 2015
	Balance at beginning of period	$	6,095
	Loans charged-off:
	Real Estate		-342
	Installment and Other		-25
	Commercial, Financial and Agriculture		-
	Total		-367
	Recoveries on loans previously charged-off:
	Real Estate		33
	Installment and Other		11
	Commercial, Financial and Agriculture		6
	Total		50
	Net charge-offs		-317
	Provision for Loan Losses		150
	Balance at end of period	$	5,928
Allocation of Allowance for Loan Losses	The following tables represent how the allowance for loan losses is allocated to a particular loan type, as well as the percentage of the category to total loans at March 31, 2015 and December 31, 2014.
	Allocation of the Allowance for Loan Losses
		March 31, 2015
		(Dollars in thousands)
				% of loans
		Amount		in each category
				to total loans
	Commercial Non Real Estate	$	735		15.4	%
	Commercial Real Estate		2,715		58.2
	Consumer Real Estate		1,487		23.7
	Consumer		167		2.7
	Unallocated		824		-
	Total	$	5,928		100	%
		December 31, 2014
		(Dollars in thousands)
				% of loans
		Amount		in each category
				to total loans
	Commercial Non Real Estate	$	713		15.3	%
	Commercial Real Estate		3,355		57.9
	Consumer Real Estate		1,852		24.2
	Consumer		175		2.6
	Unallocated		-		-
	Total	$	6,095		100	%
Impaired Loans	The following table represents the Company’s impaired loans at March 31, 2015, and December 31, 2014.
		March 31,		December 31,
		2015		2014
		(In thousands)
	Impaired Loans:
	Impaired loans without a valuation allowance	$	4,906	$	4,702
	Impaired loans with a valuation allowance		3,717		4,858
	Total impaired loans	$	8,623	$	9,560
	Allowance for loan losses on impaired loans at period End		936		968
	Total nonaccrual loans		5,995		6,056
	Past due 90 days or more and still accruing		426		669
	Average investment in impaired loans		9,092		7,077
Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans	The following table is a summary of interest recognized and cash-basis interest earned on impaired loans:
		Three Months		Three Months
		Ended		Ended
		March 31, 2015		31-Mar-14
	Interest income recognized during impairment	$	34	$	-
	Cash-basis interest income recognized		34		40
Loans and Allowance for Loan Losses Evaluated Individually and Collectively	The following tables provide the ending balances in the Company's loans (excluding mortgage loans held for sale) and allowance for loan losses, broken down by portfolio segment as of March 31, 2015 and December 31, 2014. The tables also provide additional detail as to the amount of our loans and allowance that correspond to individual versus collective impairment evaluation. The impairment evaluation corresponds to the Company's systematic methodology for estimating its Allowance for Loan Losses.
	31-Mar-15
							Commercial,
				Installment			Financial
		Real		and			and		Total
		Estate		Other			Agriculture
		(In thousands)
	Loans
	Individually evaluated	$	8,352	$	37		$	234	$	8,623
	Collectively evaluated		578,368		19,367			110,001		707,736
	Total	$	586,720	$	19,404		$	110,235	$	716,359
	Allowance for Loan Losses
	Individually evaluated	$	892	$	28		$	16	$	936
	Collectively evaluated		3,311		963			718		4,992
	Total	$	4,203	$	991		$	734	$	5,928
	31-Dec-14
							Commercial,
				Installment			Financial
		Real		and			and		Total
		Estate		Other			Agriculture
		(In thousands)
	Loans
	Individually evaluated	$	9,282	$	38		$	240	$	9,560
	Collectively evaluated		568,952		18,610			107,409		694,971
	Total	$	578,234	$	18,648		$	107,649	$	704,531
	Allowance for Loan Losses
	Individually evaluated	$	922	$	29		$	17	$	968
	Collectively evaluated		4,285		146			696		5,127
	Total	$	5,207	$	175		$	713	$	6,095
Troubled Debt Restructurings	The following tables provide additional detail of impaired loans broken out according to class as of March 31, 2015 and December 31, 2014. The recorded investment included in the following tables represent customer balances net of any partial charge-offs recognized on the loans, net of any deferred fees and costs. As nearly all of our impaired loans at March 31, 2015, are on nonaccrual status, recorded investment excludes any insignificant amount of accrued interest receivable on loans 90-days or more past due and still accruing. The unpaid balance represents the recorded balance prior to any partial charge-offs.
	31-Mar-15
									Average			Interest
									Recorded			Income
		Recorded		Unpaid			Related		Investment			Recognized
		Investment		Balance			Allowance		YTD			YTD
		(In thousands)
	Impaired loans with no related allowance:
	Commercial installment	$	9	$	9		$	-	$	5		$	-
	Commercial real estate		4,622		4,622			-		4,644			6
	Consumer real estate		266		266			-		146			-
	Consumer installment		9		9			-		9			-
	Total	$	4,906	$	4,906		$	-	$	4,804		$	6
	Impaired loans with a related allowance:
	Commercial installment	$	234	$	234		$	16	$	237		$	2
	Commercial real estate		2,494		2,494			390		2,526			23
	Consumer real estate		961		961			502		1,497			3
	Consumer installment		28		28			28		28			-
	Total	$	3,717	$	3,717		$	936	$	4,288		$	28
	Total Impaired Loans:
	Commercial installment	$	243	$	243		$	16	$	242		$	2
	Commercial real estate		7,116		7,116			390		7,170			29
	Consumer real estate		1,227		1,227			502		1,643			3
	Consumer installment		37		37			28		37			-
	Total Impaired Loans	$	8,623	$	8,623		$	936	$	9,092		$	34
	On January 1, 2015, the Company adopted Accounting Standards Update (ASU) 2014-4, Receivables – Troubled Debt Restructuring by Creditors. As of March 31, 2015, the Company had $1.7 million of foreclosed residential real estate property obtained by physical possession and no consumer mortgage loans secured by residential real estate properties for which foreclosure proceedings are in process according to local jurisdictions.
	31-Dec-14
									Average			Interest
									Recorded			Income
		Recorded		Unpaid			Related		Investment			Recognized
		Investment		Balance			Allowance		YTD			YTD
		(In thousands)
	Impaired loans with no related allowance:
	Commercial installment	$	-	$	-		$	-	$	50		$	-
	Commercial real estate		4,665		4,665			-		2,654			142
	Consumer real estate		27		27			-		179			-
	Consumer installment		10		10			-		11			-
	Total	$	4,702	$	4,702		$	-	$	2,894		$	142
	Impaired loans with a related allowance:
	Commercial installment	$	240	$	240		$	18	$	189		$	20
	Commercial real estate		2,558		2,558			315		2,415			59
	Consumer real estate		2,032		2,032			607		1,546			33
	Consumer installment		28		28			28		33			2
	Total	$	4,858	$	4,858		$	968	$	4,183		$	114
	Total Impaired Loans:
	Commercial installment	$	240	$	240		$	18	$	239		$	20
	Commercial real estate		7,223		7,223			315		5,069			201
	Consumer real estate		2,059		2,059			607		1,725			33
	Consumer installment		38		38			28		44			2
	Total Impaired Loans	$	9,560	$	9,560		$	968	$	7,077		$	256
Certain loans acquired in transfer not accounted for as debt securities acquired	The following table presents information regarding the contractually required payments receivable, cash flows expected to be collected and the estimated fair value of loans acquired in the BCB acquisition as of July 1, 2014, the closing date of the transaction:
		December 31, 2014
		(In thousands)
		Commercial,		Mortgage-			Mortgage-		Commercial			Total
		financial		Commercial			Residential		and other
		and
		agricultural
	Contractually required payments	$	1,519	$	29,648		$	7,933	$	976		$	40,076
	Cash flows expected to be collected		1,570		37,869			9,697		1,032			50,168
	Fair value of loans acquired		1,513		28,875			7,048		957			38,393
Schedule of certain loans acquired in transfer carrying amount and accretable yield for acquired impaired loans	Changes in the carrying amount and accretable yield for acquired impaired loans were as follows at March 31, 2015 and December 31, 2014: (in thousands)
		March 31, 2015					December 31, 2014
		Accretable		Carrying			Accretable		Carrying
		Yield		Amount of			Yield		Amount of
				Loans					Loans
	Balance at beginning of period	$	1,417	$	2,063		$	-	$	-
	Additions due to BCB acquisition on July 1, 2014		-		-			1,603		2,325
	Accretion		-		-			-186		186
	Payments received, net		-		-66			-		-448
	Balance at end of period	$	1,417	$	1,997		$	1,417	$	2,063
Additional Detail of Troubled Debt Restructurings	The following tables provide detail of troubled debt restructurings (TDRs) at March 31, 2015.
	For the Three Months Ending March 31, 2015
				Outstanding
		Outstanding		Recorded
		Recorded		Investment					Interest
		Investment		Post-			Number of		Income
		Pre-Modification		Modification			Loans		Recognized
	Commercial installment	$	-	$	-			-	$	-
	Commercial real estate		-		-			-		-
	Consumer real estate		-		-			-		-
	Consumer installment		-		-			-	$	-
	Total	$	-	$	-			-	$	-
Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual	The following tables set forth the amounts and past due status for the Bank TDRs at March 31, 2015 and December 31, 2014:
	(in thousands)
		March 31, 2015
		Current		Past Due			Past Due		Non-			Total
		Loans		30-89			90 days		accrual
							and still
							accruing
	Commercial installment	$	229	$	-		$	-	$	-		$	229
	Commercial real estate		1,680		-			-		2,695			4,375
	Consumer real estate		711		-			-		1,273			1,984
	Consumer installment		9		-			-		94			103
	Total	$	2,629	$	-		$	-	$	4,062		$	6,691
	Allowance for loan losses	$	108	$	-		$	-	$	192		$	300
	(in thousands)
		December 31, 2014
		Current		Past Due			Past Due		Non-			Total
		Loans		30-89			90 days		accrual
							and still
							accruing
	Commercial installment	$	233	$	-		$	-	$	-		$	233
	Commercial real estate		1,685		-			-		2,729			4,414
	Consumer real estate		952		622			-		449			2,023
	Consumer installment		10		-			-		103			113
	Total	$	2,880	$	622		$	-	$	3,281		$	6,783
	Allowance for loan losses	$	120	$	11		$	103	$	-		$	234
	The following tables summarize by class our loans classified as past due in excess of 30 days or more in addition to those loans classified as non-accrual:
		March 31, 2015
		(In thousands)
		Past Due		Past Due			Non-		Total			Total
		30 to 89		90 Days			Accrual		Past Due			Loans
		Days		or More					and
				and Still					Non-
				Accruing					Accrual
	Real Estate-construction	$	361	$	365		$	2,712	$	3,438		$	93,168
	Real Estate-mortgage		1,355		61			2,089		3,505			254,844
	Real Estate-non farm non residential		706		-			1,092		1,798			242,969
	Commercial		82		-			65		147			110,806
	Consumer		63		-			37		100			14,572
	Total	$	2,567	$	426		$	5,995	$	8,988		$	716,359
		December 31, 2014
		(In thousands)
		Past Due		Past Due			Non-		Total			Total
		30 to 89		90 Days			Accrual		Past Due			Loans
		Days		or More					and
				and					Non-
				Still					Accrual
				Accruing
	Real Estate-construction	$	428	$	-		$	2,747	$	3,175		$	84,935
	Real Estate-mortgage		3,208		208			2,164		5,580			256,406
	Real Estate-non farm non residential		3,408		461			1,102		4,971			238,601
	Commercial		29		-			5		34			106,109
	Consumer		90		-			38		128			18,480
	Total	$	7,163	$	669		$	6,056	$	13,888		$	704,531
Risk Category of Loans by Class of Loans	As of March 31, 2015 and December 31, 2014, and based on the most recent analysis performed, the risk categories of loans by class of loans (excluding mortgage loans held for sale) were as follows:
	($ in thousands)
	31-Mar-15
									Commercial,
		Real Estate		Real			Installment		Financial
				Estate			and		and
		Commercial		Mortgage			Other		Agriculture			Total
	Pass	$	395,935	$	168,067		$	19,321	$	109,782		$	693,105
	Special Mention		4,606		189			-		365			5,160
	Substandard		16,497		1,824			83		120			18,524
	Doubtful		-		-			-		-			-
	Subtotal		417,038		170,080			19,404		110,267			716,789
	Less:
	Unearned discount		318		80			-		32			430
	Loans, net of unearned discount	$	416,720	$	170,000		$	19,404	$	110,235		$	716,359
	31-Dec-14
									Commercial,
		Real Estate		Real Estate			Installment		Financial			Total
		Commercial		Mortgage			and		and
							Other		Agriculture
	Pass	$	388,568	$	167,827		$	18,558	$	107,126		$	682,079
	Special Mention		4,756		191			-		498			5,445
	Substandard		14,727		2,567			90		63			17,447
	Doubtful		-		-			-		-			-
	Subtotal		408,051		170,585			18,648		107,687			704,971
	Less:
	Unearned discount		320		82			-		38			440
	Loans, net of unearned discount	$	407,731	$	170,503		$	18,648	$	107,649		$	704,531

SECURITIES_Tables

SECURITIES (Tables)	3 Months Ended
	Mar. 31, 2015
Securities [Abstract]
Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-to-Maturity Securities	A summary of the amortized cost and estimated fair value of available-for-sale securities and held-to-maturity securities at March 31, 2015, follows:
	($ in thousands)
		31-Mar-15
				Gross		Gross
		Amortized		Unrealized		Unrealized		Estimated
		Cost		Gains		Losses		Fair Value
	Available-for-sale securities:
	Obligations of U.S. Government Agencies	$	21,664	$	248	$	8	$	21,904
	Tax-exempt and taxable obligations of states and municipal subdivisions		98,483		3,021		67		101,437
	Mortgage-backed securities		91,736		2,007		51		93,692
	Corporate obligations		29,837		241		1,238		28,840
	Other		1,255		-		286		969
	Total	$	242,975	$	5,517	$	1,650	$	246,842
	Held-to-maturity securities:
	Mortgage-backed securities	$	1,829	$	52	$	-	$	1,881
	Taxable obligations of states and municipal subdivisions		6,000		1,504		-		7,504
	Total	$	7,829	$	1,556	$	-	$	9,385

Summary_of_Organization_Additi

Summary of Organization - Additional Information (Detail) (USD $)	3 Months Ended
In Thousands, except Per Share data, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014	Dec. 31, 2014	Dec. 31, 2013
Organization [Line Items]
Date of entity incorporation	23-Jun-95
Entity Incorporation, State Country Name	Hattiesburg, Mississippi
Assets	$1,146,148		$1,093,768
Loans, including Loans held for sale	718,016		706,634
Deposits	984,643		892,775
Stockholders' equity	98,766	87,496	96,216	85,108
Net income	2,029	1,427
Net income applicable to common Stockholders	$1,944	$1,321
Dividends on common stock, per share	$0.04	$0.04

Business_Combination_Additiona

Business Combination - Additional Information (Detail) (USD $)	0 Months Ended	3 Months Ended
	Mar. 03, 2014	Mar. 31, 2015
Business Acquisition [Line Items]
Percentage of consideration paid	30.00%
Cash payment price per share	$0.40
Shares issued, price per share	$2.25
Business Acquisition Purchase Price Allocation Loans Receivable		$40,100,000
Business Combination Fair Value Adjustments Loans		1,700,000
Goodwill, Acquired During Period		1,700,000
Other Accrued Liabilities	174,000
Minimum
Business Acquisition [Line Items]
Payments to acquire businesses, gross	6,200,000
Maximum
Business Acquisition [Line Items]
Payments to acquire businesses, gross	6,600,000
Core Deposits
Business Acquisition [Line Items]
Finite-lived Intangible Assets Acquired		$200,000
Acquired Finite-lived Intangible Assets, Weighted Average Useful Life		10 years
Outstanding Prior To August 1, 2013
Business Acquisition [Line Items]
Shares issued, price per share	$3.60

Summary_of_Acquired_Identifiab

Summary of Acquired Identifiable Assets and Liabilities (Detail) (USD $)	Mar. 31, 2015
In Thousands, unless otherwise specified
Purchase price:
Cash and fair value of common stock	$6,300
Total purchase price	6,300
Identifiable assets:
Cash and due from banks	8,307
Investments	23,423
Loans and leases	38,393
Other Real Estate	571
Core deposit intangible	225
Personal and real property	3,670
Deferred tax asset	2,502
Other assets	305
Total assets	77,396
Liabilities and equity:
Deposits	59,321
Borrowed funds	13,104
Other liabilities	326
Total liabilities	72,751
Net assets acquired	4,645
Goodwill resulting from acquisition	$1,655

Outstanding_Principal_Balance_

Outstanding Principal Balance And The Carrying Amount Of These Loans (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Outstanding principal balance	$716,789	$704,971
Business Acquisition
Outstanding principal balance	33,172
Carrying amount	$31,402

Preferred_Stock_and_Warrant_Ad

Preferred Stock and Warrant - Additional Information (Detail) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2014
Class of Stock [Line Items]
Limitations on payment of dividends on common stock	no more than 100% of the aggregate per share dividend
Dividend declared and paid, common stock		$0.15	$0.15	$0.15
Preferred stock, issued	17,123				17,123
Series CD Preferred Stock
Class of Stock [Line Items]
Preferred stock, annual dividend rate	2.00%
Capital purchase liquidation dividend term	8 years

Recovered_Sheet1

Earnings Applicable to Common Stockholders - Additional Information (Detail)	3 Months Ended
	Mar. 31, 2015	Dec. 31, 2014
Earnings Per Share Basic [Line Items]
Shares of restricted stock granted	67,077	6,300

Recovered_Sheet2

Earnings Applicable to Common Stockholders (Detail) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Earnings Per Share Basic [Line Items]
Net income available to common stock holders, basic	$1,944,000	$1,321,000
Net income available to common stock holders, diluted	$1,944,000	$1,321,000
Effect of dilutive shares:
Weighted average number of shares outstanding, basic	5,358,576	5,140,500
Effect of dilutive shares: Restricted stock grants	56,524	49,429
Weighted average number of shares outstanding, diluted	5,415,100	5,189,929
Basic per share	$0.36	$0.26
Diluted per share	$0.36	$0.25

Recovered_Sheet3

Fair Value of Assets and Liabilities - Additional Information (Detail) (USD $)	Mar. 31, 2015
In Millions, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Assets measured at fair value on a non recurring basis	$4.60

Fair_Value_of_Assets_Measured_

Fair Value of Assets Measured on Recurring Basis (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	$246,842	$254,746
Obligations of U. S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	21,904	27,372
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	101,437	104,582
Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	93,692	93,036
Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	28,840	28,784
Other
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	969	972
Quoted Prices in Active Markets for Identical Assets (Level 1)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	969	972
Quoted Prices in Active Markets for Identical Assets (Level 1) | Obligations of U. S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	969	972
Significant Other Observable Inputs (Level 2)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	243,057	250,973
Significant Other Observable Inputs (Level 2) | Obligations of U. S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	21,904	27,372
Significant Other Observable Inputs (Level 2) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	101,437	104,582
Significant Other Observable Inputs (Level 2) | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	93,692	93,036
Significant Other Observable Inputs (Level 2) | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	26,024	25,983
Significant Other Observable Inputs (Level 2) | Other
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3)
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	2,816	2,801
Significant Unobservable Inputs (Level 3) | Obligations of U. S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Mortgage-backed securities
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	0	0
Significant Unobservable Inputs (Level 3) | Corporate obligations
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	2,816	2,801
Significant Unobservable Inputs (Level 3) | Other
Fair Value, Assets and Liabilities Measured on Recurring Basis [Line Items]
Securities available-for-sale, at fair value	$0	$0

Reconciliation_of_Activity_for

Reconciliation of Activity for Assets Measured at Fair Value based on Significant Unobservable (Non-market) Information (Detail) (Bank-Issued Trust Preferred Securities, USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Bank-Issued Trust Preferred Securities
Fair Value Assets Measured On Recurring Basis Unobservable Input Reconciliation [Line Items]
Balance, January 1	$2,801	$2,798
Transfers into Level 3
Transfers out of Level 3	0	0
Other-than-temporary impairment loss included in earnings	0	0
Unrealized gain included in comprehensive income	15	3
Balance at Sep 30, 2014 and December 31, 2013	$2,816	$2,801

Quantitative_Information_About

Quantitative Information About Recurring Level 3 Fair Value Measurements (Detail) (Fair Value Inut Level 3, USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Fair Value Inut Level 3
Quantitative Information About Recurring Fair Value Measurements [Line Items]
Fair Value	$2,816	$2,801
Valuation Technique	Discounted cash flow	Discounted cash flow
Significant Unobservable Inputs	Probability of default	Probability of default
Range of Inputs, Minimum	0.82%	0.79%
Range of Inputs, Maximum	2.52%	2.49%

Fair_Value_of_Assets_Measured_1

Fair Value of Assets Measured on Nonrecurring Basis (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	$4,600
Impaired Loans
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	8,623	9,560
Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	4,598	4,655
Quoted Prices in Active Markets for Identical Assets (Level 1) | Impaired Loans
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	0	0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	0	0
Significant Other Observable Inputs (Level 2) | Impaired Loans
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	8,623	9,560
Significant Other Observable Inputs (Level 2) | Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	4,598	4,655
Significant Unobservable Inputs (Level 3) | Impaired Loans
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	0	0
Significant Unobservable Inputs (Level 3) | Other Real Estate Owned
Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Line Items]
Assets measured at fair value on a nonrecurring basis	$0	$0

Fair_Values_of_offBalance_Shee

Fair Values of off-Balance Sheet Financial Instruments (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014	Dec. 31, 2013
In Thousands, unless otherwise specified
Assets:
Cash and cash equivalents	$94,474	$44,618	$81,978	$39,252
Securities available-for-sale	246,842	254,746
Securities held-to-maturity	7,829	8,193
Other securities	7,235	7,235
Loans, net	712,088	700,539
Bank-owned life insurance	14,569	14,463
Liabilities:
Noninterest-bearing deposits	203,766	201,362
Interest-bearing deposits	780,877	691,413
Subordinated debentures	10,310	10,310
FHLB and other borrowings	49,446	89,450
Quoted Prices (Level 1)
Assets:
Cash and cash equivalents	94,474	44,618
Securities available-for-sale	969	972
Securities held-to-maturity	0	0
Other securities	0	0
Loans, net	0	0
Bank-owned life insurance	0	0
Liabilities:
Noninterest-bearing deposits	0	0
Interest-bearing deposits	0	0
Subordinated debentures	0	0
FHLB and other borrowings	0	0
Significant Other Observable Inputs (Level 2)
Assets:
Cash and cash equivalents	0	0
Securities available-for-sale	243,057	250,973
Securities held-to-maturity	9,385	9,994
Other securities	7,235	7,235
Loans, net	0	0
Bank-owned life insurance	14,569	14,463
Liabilities:
Noninterest-bearing deposits	203,766	201,362
Interest-bearing deposits	780,351	691,036
Subordinated debentures	0	0
FHLB and other borrowings	49,446	89,450
Significant Unobservable Inputs (Level 3)
Assets:
Cash and cash equivalents	0	0
Securities available-for-sale	2,816	2,801
Securities held-to-maturity	0	0
Other securities	0	0
Loans, net	728,369	715,849
Bank-owned life insurance	0	0
Liabilities:
Noninterest-bearing deposits	0	0
Interest-bearing deposits	0	0
Subordinated debentures	10,310	10,310
FHLB and other borrowings	0	0
Estimated Fair Value
Assets:
Cash and cash equivalents	94,474	44,618
Securities available-for-sale	246,842	254,746
Securities held-to-maturity	9,385	9,994
Other securities	7,235	7,235
Loans, net	728,369	715,849
Bank-owned life insurance	14,569	14,463
Liabilities:
Noninterest-bearing deposits	203,766	201,362
Interest-bearing deposits	780,351	691,036
Subordinated debentures	10,310	10,310
FHLB and other borrowings	$49,446	$89,450

Loans_Additional_Information_D

Loans - Additional Information (Detail) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Financing Receivable, Recorded Investment [Line Items]
Percentage of loan portfolio to earning assets	69.50%	69.80%
Troubled debt restructurings, balance	$6,700,000	$6,800,000
Non- Accrual	5,995,000	6,056,000	33,000,000
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Outstanding Balance	3,413,818	3,480,190
Foreclosed Real Estate Expense	1,700,000
Financing Receivable
Financing Receivable, Recorded Investment [Line Items]
Non- Accrual	$94,000

Composition_of_Loan_Portfolio_

Composition of Loan Portfolio (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	$716,359	$704,531
Total loans	718,016	706,634
Allowance for loan losses	-5,928	-6,095
Loans, net	712,088	700,539
Percent of loan to total loan portfolio	100.00%	100.00%
Mortgage loans held for sale
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	1,657	2,103
Percent of loan to total loan portfolio	0.20%	0.30%
Commercial, financial and agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	110,806	106,109
Percent of loan to total loan portfolio	15.50%	15.00%
Mortgage-commercial
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	242,969	238,602
Percent of loan to total loan portfolio	33.80%	33.80%
Mortgage-residential
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	254,844	256,406
Percent of loan to total loan portfolio	35.50%	36.30%
Construction
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	93,168	84,935
Percent of loan to total loan portfolio	13.00%	12.00%
Consumer and other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans held for sale	$14,572	$18,479
Percent of loan to total loan portfolio	2.00%	2.60%

Activity_in_Allowance_for_Loan

Activity in Allowance for Loan Losses (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
Balance at beginning of period	$6,095
Loans charged-off	-367
Recoveries on loans previously charged-off	50
Net charge-offs	-317
Provision for Loan Losses	150	358
Balance at end of period	5,928
Real Estate
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans charged-off	-342
Recoveries on loans previously charged-off	33
Installment and Other
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans charged-off	-25
Recoveries on loans previously charged-off	11
Commercial Financial And Agricultural
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans charged-off	0
Recoveries on loans previously charged-off	$6

Allocation_of_Allowance_for_Lo

Allocation of Allowance for Loan Losses (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses	$5,928	$6,095
Allowance for loan losses, percentage of total	100.00%	100.00%
Commercial Non Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses	735	713
Allowance for loan losses, percentage of total	15.40%	15.30%
Commercial Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses	2,715	3,355
Allowance for loan losses, percentage of total	58.20%	57.90%
Consumer Real Estate
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses	1,487	1,852
Allowance for loan losses, percentage of total	23.70%	24.20%
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses	167	175
Allowance for loan losses, percentage of total	2.70%	2.60%
Unallocated
Financing Receivable, Allowance for Credit Losses [Line Items]
Allowance for loan losses	$824	$0
Allowance for loan losses, percentage of total	0.00%	0.00%

Impaired_Loans_Detail

Impaired Loans (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
Impaired Loans:
Impaired loans without a valuation allowance	$4,906	$4,702
Impaired loans with a valuation allowance	3,717	4,858
Total impaired loans	8,623	9,560
Allowance for loan losses on impaired loans at period End	936	968
Total nonaccrual loans	5,995	6,056	33,000
Past due 90 days or more and still accruing	426	669
Average investment in impaired loans	$9,092	$7,077

Summary_of_Interest_Recognized

Summary of Interest Recognized and Cash-Basis Interest Earned on Impaired Loans (Detail) (USD $)	3 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Financing Receivable, Impaired [Line Items]
Interest income recognized during impairment	$34	$0
Cash-basis interest income recognized	$34	$40

Loans_and_Allowance_for_Loan_L

Loans and Allowance for Loan Losses, Broken Down by Portfolio Segment (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Loans
Individually evaluated	$8,623	$9,560
Collectively evaluated	707,736	694,971
Total	716,359	704,531
Allowance for Loan Losses
Individually evaluated	936	968
Collectively evaluated	4,992	5,127
Total	5,928	6,095
Real Estate
Loans
Individually evaluated	8,352	9,282
Collectively evaluated	578,368	568,952
Total	586,720	578,234
Allowance for Loan Losses
Individually evaluated	892	922
Collectively evaluated	3,311	4,285
Total	4,203	5,207
Installment and Other
Loans
Individually evaluated	37	38
Collectively evaluated	19,367	18,610
Total	19,404	18,648
Allowance for Loan Losses
Individually evaluated	28	29
Collectively evaluated	963	146
Total	991	175
Commercial Financial And Agriculture
Loans
Individually evaluated	234	240
Collectively evaluated	110,001	107,409
Total	110,235	107,649
Allowance for Loan Losses
Individually evaluated	16	17
Collectively evaluated	718	696
Total	$734	$713

Additional_Detail_of_Impaired_

Additional Detail of Impaired Loans Broken Out According to Class (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Financing Receivable, Impaired [Line Items]
Impaired loans with no a valuation allowance, recorded investment	$4,906	$4,702
Impaired loans with no related allowance, unpaid balance	4,906	4,702
Impaired loans with no related allowance, average recorded investment YTD	4,804	2,894
Impaired loans with no related allowance, interest income recognized YTD	6	142
Impaired loans with a related allowance, recorded investment	3,717	4,858
Impaired loans with a related allowance, unpaid balance	3,717	4,858
Impaired loans with a related allowance	936	968
Impaired loans with no related allowance	0	0
Impaired loans with a related allowance, average recored investment YTD	4,288	4,183
Impaired loans with a related allowance, interest income recognized YTD	28	114
Recorded Investment	8,623	9,560
Unpaid Balance	8,623	9,560
Related Allowance	936	968
Average Recorded Investment YTD	9,092	7,077
Interest Income Recognized YTD	34	256
Commercial installment
Financing Receivable, Impaired [Line Items]
Impaired loans with no a valuation allowance, recorded investment	9	0
Impaired loans with no related allowance, unpaid balance	9	0
Impaired loans with no related allowance, average recorded investment YTD	5	50
Impaired loans with no related allowance, interest income recognized YTD	0	0
Impaired loans with a related allowance, recorded investment	234	240
Impaired loans with a related allowance, unpaid balance	234	240
Impaired loans with a related allowance	16	18
Impaired loans with no related allowance	0	0
Impaired loans with a related allowance, average recored investment YTD	237	189
Impaired loans with a related allowance, interest income recognized YTD	2	20
Recorded Investment	243	240
Unpaid Balance	243	240
Related Allowance	16	18
Average Recorded Investment YTD	242	239
Interest Income Recognized YTD	2	20
Commercial real estate
Financing Receivable, Impaired [Line Items]
Impaired loans with no a valuation allowance, recorded investment	4,622	4,665
Impaired loans with no related allowance, unpaid balance	4,622	4,665
Impaired loans with no related allowance, average recorded investment YTD	4,644	2,654
Impaired loans with no related allowance, interest income recognized YTD	6	142
Impaired loans with a related allowance, recorded investment	2,494	2,558
Impaired loans with a related allowance, unpaid balance	2,494	2,558
Impaired loans with a related allowance	390	315
Impaired loans with no related allowance	0	0
Impaired loans with a related allowance, average recored investment YTD	2,526	2,415
Impaired loans with a related allowance, interest income recognized YTD	23	59
Recorded Investment	7,116	7,223
Unpaid Balance	7,116	7,223
Related Allowance	390	315
Average Recorded Investment YTD	7,170	5,069
Interest Income Recognized YTD	29	201
Consumer real estate
Financing Receivable, Impaired [Line Items]
Impaired loans with no a valuation allowance, recorded investment	266	27
Impaired loans with no related allowance, unpaid balance	266	27
Impaired loans with no related allowance, average recorded investment YTD	146	179
Impaired loans with no related allowance, interest income recognized YTD	0	0
Impaired loans with a related allowance, recorded investment	961	2,032
Impaired loans with a related allowance, unpaid balance	961	2,032
Impaired loans with a related allowance	502	607
Impaired loans with no related allowance	0	0
Impaired loans with a related allowance, average recored investment YTD	1,497	1,546
Impaired loans with a related allowance, interest income recognized YTD	3	33
Recorded Investment	1,227	2,059
Unpaid Balance	1,227	2,059
Related Allowance	502	607
Average Recorded Investment YTD	1,643	1,725
Interest Income Recognized YTD	3	33
Consumer installment
Financing Receivable, Impaired [Line Items]
Impaired loans with no a valuation allowance, recorded investment	9	10
Impaired loans with no related allowance, unpaid balance	9	10
Impaired loans with no related allowance, average recorded investment YTD	9	11
Impaired loans with no related allowance, interest income recognized YTD	0	0
Impaired loans with a related allowance, recorded investment	28	28
Impaired loans with a related allowance, unpaid balance	28	28
Impaired loans with a related allowance	28	28
Impaired loans with no related allowance	0	0
Impaired loans with a related allowance, average recored investment YTD	28	33
Impaired loans with a related allowance, interest income recognized YTD	0	2
Recorded Investment	37	38
Unpaid Balance	37	38
Related Allowance	28	28
Average Recorded Investment YTD	37	44
Interest Income Recognized YTD	$0	$2

Information_Regarding_Contract

Information Regarding Contractually Payments Receivable, Cash Flows (Detail) (USD $)	Dec. 31, 2014
In Thousands, unless otherwise specified
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items]
Contractually required payments	$40,076
Cash flows expected to be collected	50,168
Fair value of loans acquired	38,393
Commercial Financial And Agriculture
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items]
Contractually required payments	1,519
Cash flows expected to be collected	1,570
Fair value of loans acquired	1,513
Mortgage-Commercial
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items]
Contractually required payments	29,648
Cash flows expected to be collected	37,869
Fair value of loans acquired	28,875
Mortgage-Residential
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items]
Contractually required payments	7,933
Cash flows expected to be collected	9,697
Fair value of loans acquired	7,048
Commercial and other
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items]
Contractually required payments	976
Cash flows expected to be collected	1,032
Fair value of loans acquired	$957

Changes_in_the_Carrying_Amount

Changes in the Carrying Amount and Accretable Yield for Acquired Impaired Loans (Detail) (USD $)	3 Months Ended	12 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement [Line Items]
Balance at beginning of period, Accretable Yield	$1,417	$0
Additions due to BCB acquisition on July 1, 2014, Accretable Yield	0	1,603
Accretion, Accretable Yield	0	-186
Payments received, net, Accretable Yield	0	0
Balance at end of period, Accretable Yield	1,417	1,417
Balance at beginning of period, Carrying Amount of Loans	2,063	0
Additions due to BCB acquisition on July 1, 2014, Carrying Amount of Loans	0	2,325
Accretion, Carrying Amount of Loans	0	186
Payments received, net, Carrying Amount of Loans	-66	-448
Balance at end of period, Carrying Amount of Loans	$1,997	$2,063

Detail_of_Troubled_Debt_Restru

Detail of Troubled Debt Restructurings (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment Pre-Modification	$0
Outstanding Recorded Investment Post-Modification	0
Number of Loans	0
Interest Income Recognized	0
Commercial installment
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment Pre-Modification	0
Outstanding Recorded Investment Post-Modification	0
Number of Loans	0
Interest Income Recognized	0
Commercial real estate
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment Pre-Modification	0
Outstanding Recorded Investment Post-Modification	0
Number of Loans	0
Interest Income Recognized	0
Consumer real estate
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment Pre-Modification	0
Outstanding Recorded Investment Post-Modification	0
Number of Loans	0
Interest Income Recognized	0
Consumer installment
Financing Receivable, Modifications [Line Items]
Outstanding Recorded Investment Pre-Modification	0
Outstanding Recorded Investment Post-Modification	0
Number of Loans	0
Interest Income Recognized	$0

Modifications_of_Loans_Perform

Modifications of Loans Performing (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable Recorded Investment Past Due [Line Items]
Past Due 30-89	$2,567	$7,163
Past Due 90 days and still accuring	426	669
Non- Accrual	5,995	6,056	33,000
Total	716,359	704,531
Loans
Financing Receivable Recorded Investment Past Due [Line Items]
Current Loans	2,629	2,880
Past Due 30-89	0	622
Past Due 90 days and still accuring	0	0
Non- Accrual	4,062	3,281
Total	6,691	6,783
Allowance for loan losses, Current Loans	108	120
Allowance for loan losses, Past Due 30-89	0	11
Allowance for loan losses, Past Due 90 days and still accruing	0	103
Allowance for loan losses, Non-Accural	192	0
Allowance for loan losses, Total	300	234
Loans | Commercial installment
Financing Receivable Recorded Investment Past Due [Line Items]
Current Loans	229	233
Past Due 30-89	0	0
Past Due 90 days and still accuring	0	0
Non- Accrual	0	0
Total	229	233
Loans | Commercial real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Current Loans	1,680	1,685
Past Due 30-89	0	0
Past Due 90 days and still accuring	0	0
Non- Accrual	2,695	2,729
Total	4,375	4,414
Loans | Consumer real estate
Financing Receivable Recorded Investment Past Due [Line Items]
Current Loans	711	952
Past Due 30-89	0	622
Past Due 90 days and still accuring	0	0
Non- Accrual	1,273	449
Total	1,984	2,023
Loans | Commercial installment
Financing Receivable Recorded Investment Past Due [Line Items]
Current Loans	9	10
Past Due 30-89	0	0
Past Due 90 days and still accuring	0	0
Non- Accrual	94	103
Total	$103	$113

Summary_of_Loans_Classified_as

Summary of Loans Classified as Past Due in Excess of Thirty Days or More and Loans Classified as Non-Accrual (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014	Mar. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due 30 to 89 Days	$2,567	$7,163
Past Due 90 Days Or More and Still Accruing	426	669
Non- Accrual	5,995	6,056	33,000
Total Past Due and Non- Accrual	8,988	13,888
Total Loans	716,359	704,531
Real Estate-construction
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due 30 to 89 Days	361	428
Past Due 90 Days Or More and Still Accruing	365	0
Non- Accrual	2,712	2,747
Total Past Due and Non- Accrual	3,438	3,175
Total Loans	93,168	84,935
Real Estate-mortgage
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due 30 to 89 Days	1,355	3,208
Past Due 90 Days Or More and Still Accruing	61	208
Non- Accrual	2,089	2,164
Total Past Due and Non- Accrual	3,505	5,580
Total Loans	254,844	256,406
Real Estate-non farm non residential
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due 30 to 89 Days	706	3,408
Past Due 90 Days Or More and Still Accruing	0	461
Non- Accrual	1,092	1,102
Total Past Due and Non- Accrual	1,798	4,971
Total Loans	242,969	238,601
Commercial
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due 30 to 89 Days	82	29
Past Due 90 Days Or More and Still Accruing	0	0
Non- Accrual	65	5
Total Past Due and Non- Accrual	147	34
Total Loans	110,806	106,109
Consumer
Financing Receivable, Recorded Investment, Past Due [Line Items]
Past Due 30 to 89 Days	63	90
Past Due 90 Days Or More and Still Accruing	0	0
Non- Accrual	37	38
Total Past Due and Non- Accrual	100	128
Total Loans	$14,572	$18,480

Risk_Category_of_Loans_by_Clas

Risk Category of Loans by Class of Loans (Excluding Mortgage Loans Held for Sale) (Detail) (USD $)	Mar. 31, 2015	Dec. 31, 2014
In Thousands, unless otherwise specified
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	$716,789	$704,971
Less: Unearned discount	430	440
Loans, net of unearned discount	716,359	704,531
Pass
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	693,105	682,079
Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	5,160	5,445
Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	18,524	17,447
Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	0	0
Commercial Real Estate
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	417,038	408,051
Less: Unearned discount	318	320
Loans, net of unearned discount	416,720	407,731
Commercial Real Estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	395,935	388,568
Commercial Real Estate | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	4,606	4,756
Commercial Real Estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	16,497	14,727
Commercial Real Estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	0	0
Mortgage Real Estate
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	170,080	170,585
Less: Unearned discount	80	82
Loans, net of unearned discount	170,000	170,503
Mortgage Real Estate | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	168,067	167,827
Mortgage Real Estate | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	189	191
Mortgage Real Estate | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	1,824	2,567
Mortgage Real Estate | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	0	0
Installment and Other
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	19,404	18,648
Less: Unearned discount	0	0
Loans, net of unearned discount	19,404	18,648
Installment and Other | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	19,321	18,558
Installment and Other | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	0	0
Installment and Other | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	83	90
Installment and Other | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	0	0
Commercial,Financial and Agricultural
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	110,267	107,687
Less: Unearned discount	32	38
Loans, net of unearned discount	110,235	107,649
Commercial,Financial and Agricultural | Pass
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	109,782	107,126
Commercial,Financial and Agricultural | Special Mention
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	365	498
Commercial,Financial and Agricultural | Substandard
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	120	63
Commercial,Financial and Agricultural | Doubtful
Financing Receivable, Recorded Investment [Line Items]
Loans and leases receivable, gross	$0	$0

Summary_of_Amortized_Cost_and_

Summary of Amortized Cost and Estimated Fair Value of Available-For-Sale Securities and Held-To-Maturity Securities (Detail) (USD $)	3 Months Ended
In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-Sale, Amortized Cost	$242,975
Available-for-sale Securities, Gross Unrealized Gains	5,517
Available-for-sale Securities, Gross Unrealized Losses	1,650
Available-for-sale securities, Estimated Fair Value	246,842	254,746
Held-to-Maturity, Amortized Cost	7,829
Held-to-maturity Securities, Gross Unrealized Gains	1,556
Held-to-maturity Securities, Gross Unrealized Losses	0
Held-to-Maturity, Estimated Fair Value	9,385
Obligations of U.S. Government Agencies
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-Sale, Amortized Cost	21,664
Available-for-sale Securities, Gross Unrealized Gains	248
Available-for-sale Securities, Gross Unrealized Losses	8
Available-for-sale securities, Estimated Fair Value	21,904
Tax-exempt and taxable obligations of states and municipal subdivisions
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-Sale, Amortized Cost	98,483
Available-for-sale Securities, Gross Unrealized Gains	3,021
Available-for-sale Securities, Gross Unrealized Losses	67
Available-for-sale securities, Estimated Fair Value	101,437
Held-to-Maturity, Amortized Cost	6,000
Held-to-maturity Securities, Gross Unrealized Gains	1,504
Held-to-maturity Securities, Gross Unrealized Losses	0
Held-to-Maturity, Estimated Fair Value	7,504
Mortgage-backed securities
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-Sale, Amortized Cost	91,736
Available-for-sale Securities, Gross Unrealized Gains	2,007
Available-for-sale Securities, Gross Unrealized Losses	51
Available-for-sale securities, Estimated Fair Value	93,692
Held-to-Maturity, Amortized Cost	1,829
Held-to-maturity Securities, Gross Unrealized Gains	52
Held-to-maturity Securities, Gross Unrealized Losses	0
Held-to-Maturity, Estimated Fair Value	1,881
Corporate obligations
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-Sale, Amortized Cost	29,837
Available-for-sale Securities, Gross Unrealized Gains	241
Available-for-sale Securities, Gross Unrealized Losses	1,238
Available-for-sale securities, Estimated Fair Value	28,840
Other
Schedule of Trading Securities and Other Trading Assets [Line Items]
Available-for-Sale, Amortized Cost	1,255
Available-for-sale Securities, Gross Unrealized Gains	0
Available-for-sale Securities, Gross Unrealized Losses	286
Available-for-sale securities, Estimated Fair Value	$969

Subsequent_Events_Additional_I

Subsequent Events - Additional Information (Detail) (USD $)	3 Months Ended
	Mar. 31, 2015
Subsequent Event [Line Items]
Proceeds from Recoveries of Loans Previously Charged off	$941,000