239 patents
Page 7 of 12
Utility
Systems and methods for computer analytics of associations between online and offline purchase events
2 Aug 22
Systems and methods are disclosed for generating consumer analytics for products placed in online shopping carts.
Nicole Jass, Dennis Kettler
Filed: 25 Nov 20
Utility
Systems and methods for performing funds freeze and/or funds seizure with respect to prepaid payment cards
26 Jul 22
Systems, mechanisms and processes are provided to allow law-enforcement officials, when encountering the potential use of prepaid payment cards in the furtherance of a crime or in relation to criminal activities, to (1) attempt to check the balances on such prepaid payment cards, including the ability to perform aggregate balance checks on a group of such prepaid cards, (2) attempt to freeze the funds on such prepaid payment cards, and/or (3) attempt to seize the funds on such prepaid payment cards.
Patrick James Moran, Nancy Joann Vance, Michele Suzanne Herron, Thomas Edward Rafferty
Filed: 20 Mar 20
Utility
Systems and methods for subscribing topics and registering computer server event notifications
26 Jul 22
Systems and methods are disclosed for secure transmission of computer server event notifications, including receiving a topic subscription request from a partner, registering the partner topic subscription request, obtaining a new computer server event to report, determining a subscribed partner subscribed to computer server events of a same type as the new computer server event, transmitting an event notification to the subscribed partner, and registering the event notification.
Sachin Pawaskar
Filed: 28 Apr 21
Utility
Systems and methods to configure pin pad for microprocessor-enabled and contactless payment vehicle
26 Jul 22
A method of network configuration of a personal identification number (PIN) pads includes receiving a request to upgrade a PIN pad from a merchant or an individual software vendor (ISV) to read microprocessor-enabled or contactless payment vehicles, retrieving a PIN pad configuration hash value from the PIN pad, obtaining current configuration using the hash value, sending instructions to the PIN pad to upgrade the PIN pad over a network if the PIN pad is capable of reading microprocessor-enabled or contactless payment vehicles, and downloading and installing drivers to enable PIN pad readers to read and process at least one of the microprocessor-enabled payment vehicles and contactless payment vehicles according to the instructions.
Bryan Cox
Filed: 23 Jul 21
Utility
Technologies for attributing electronic transactions to targeted electronic content distribution campaigns
5 Jul 22
Technologies for attributing purchases to a targeted marketing campaign include associating a captured payment card number and a captured cardholder identifier with a globally unique identifier.
Thirunarayanan Srinivasan
Filed: 1 Jul 19
Utility
Systems and methods for payment management for supporting mobile payments
5 Jul 22
Systems and methods for managing mobile payments is provided.
Travis Lee Priest, Daniel J. Ourada, Matthew D. Ozvat, Daniel J. Murphy, Nicholas G. Nayfack, Charles E. Watts
Filed: 29 May 20
Utility
Systems and methods for linking high-value tokens using a low-value token
14 Jun 22
Embodiments include methods and systems for linking high-value tokens using a low-value token, comprising receiving, from an electronic data server, a first high-value token and a request for a low-value token, the first high-value token being associated with sensitive data associated with a user, and the low-value token being associated with a subset of the sensitive data associated with the user.
Brant Peterson
Filed: 25 Jun 20
Utility
Systems and methods for translating data read from proxy APIs into computing code
7 Jun 22
A method for automatically generating sample code for an API for payment processing in a payment network includes reading an acquirer processor-specific API for payment processing in a payment network using an acquirer processor-specific API reader, generating acquirer processor-specific API data using the acquirer processor-specific API reader, converting the acquirer processor-specific API data into a format compatible with an output generator, and generating language-specific sample code by the output generator using the converted acquirer processor-specific API data and a language-specific template.
Robert Jacob Perry
Filed: 22 Jan 21
Utility
Systems and methods for determining correlative analytics for online and offline electronic transaction events
31 May 22
Systems and methods are disclosed for generating consumer analytics for products placed in online shopping carts.
Nicole Jass, Dennis Kettler
Filed: 31 Aug 20
Utility
Systems and methods for personalized dining and individualized ordering by associating electronic device with dining session
31 May 22
Systems and methods are disclosed for managing personalized dining checks created by individualized ordering enabled by associating mobile devices of patrons and waiters with table indicia.
Coy Christensen, Scot Bryant, Michael De La Fuente
Filed: 28 Jan 20
Utility
Wireless data communication interface
17 May 22
In some embodiments, the rendering a financial transaction record in a second format includes converting a tokenized first item of financial transaction information to an account-specific item of financial transaction information using an account identifier associated with the tokenized first item in a registry stored in a secured account data vault.
Nish Modi
Filed: 8 Mar 21
Utility
Methods and systems for secure authentication in a virtual or augmented reality environment
17 May 22
A method of generating a virtual reality payment authentication entry interface includes receiving, over a computer network, a request for payment authorization; identifying a virtual reality interface; generating a plurality of payment authentication characters in the virtual reality interface; receiving user input associated with at least one character of the plurality of payment authentication characters in the virtual reality interface; and generating a payment authorization response to the request for payment authorization based on the received user input.
Charlotte Spender, Daren L. Pickering
Filed: 17 Jan 19
Utility
Systems and methods for multi-merchant tokenization
10 May 22
Systems and methods for multi-merchant tokenization may include receiving a transaction from a point of sale terminal of a merchant, validating the merchant ID against merchant logs, and generating a token for the transaction.
Michelle K. Plomske, Charles E. Watts, Matthew D. Ozvat
Filed: 29 May 20
Utility
Methods and systems for data analytics for payment facilitators
10 May 22
Systems and methods for providing analytics data to payment facilitators and sub-merchants via a dynamic dashboard.
Ali Sahibzada
Filed: 20 Mar 18
Utility
Systems and methods for distributed enhanced payment processing
10 May 22
A distributed enhanced payment processing system includes a merchant point of sale (POS) terminal system and a remote payment management system.
Matthew D. Ozvat, Michelle K. Plomske, Charles E. Watts, Robert Bonestell, Daniel J. Ourada, Kevin Oliver
Filed: 22 May 19
Utility
Decentralized computer systems and methods for loyalty points payments using distributed ledgers
26 Apr 22
Decentralized computer systems and methods are disclosed for establishing and conducting payment processing with loyalty points using distributed ledger.
Chandra Olson, Joshua Mather, Paul Anthony Rose
Filed: 12 Mar 18
Utility
Systems and methods for tone to token telecommunications platform
19 Apr 22
Methods and systems are disclosed for enabling the generation of a token corresponding to a tone generated by a telephony system, comprising receiving one or more dual tone multi-frequency (DTMF) tones generated by a telephony system, generating a token based on the one or more DTMF tones; and transmitting the generated token to a merchant system.
Brant Peterson
Filed: 8 Apr 20
Utility
Secure electronic transaction authorization on tokenized identifiers and location data
19 Apr 22
Systems and methods for applying a promotion to a payment transaction originating at a point of sale system of a merchant are described.
Jacob Matthew Sterling, Brent Alan Badger
Filed: 30 Nov 20
Utility
Systems and methods for electronic certification of e-commerce security badges
5 Apr 22
A method for managing secure processing of electronic payment transactions includes receiving a request submitted by a merchant computing system for a security verifier.
Brant Peterson
Filed: 15 Dec 17
Utility
Point of interaction device emulation for payment transaction simulation
5 Apr 22
Technologies for emulating payment transaction messaging for electronic payment transaction include a transaction management controller for receiving a transaction amount for a payment transaction from a business management engine and simulated payment card data for the payment transaction from a point of interaction emulator.
Chance Ulrich
Filed: 7 Jan 16