41 patents
Page 2 of 3
Utility
Redemption network with transaction sequencer
14 Dec 21
A transaction sequencer that comprises a processor, a non-transitory memory, and an application stored in the non-transitory memory.
Darren Beyer, Casey Bostwick
Filed: 19 Jun 17
Utility
Pre-printed and pre-selected lottery tickets for point-of-sale purchase
14 Dec 21
A method including receiving an activation request including an identifier uniquely identifying the pre-printed lottery ticket for a pre-printed lottery ticket from a point-of-sale terminal, accessing a record associated with the pre-printed lottery ticket, determining if the activation request is valid, determining a set of attributes associated with the pre-printed lottery ticket based upon the identifier uniquely identifying the pre-printed lottery ticket, determining a central gaming system responsible for administering a lottery with which the pre-printed lottery ticket is associated, and enrolling the set of attributes associated with the pre-printed lottery ticket in the lottery with the central gaming system.
Richard Alan Gotlieb, Prashant Nedungadi, Melissa Murillo, Ryan Koop, Gino Giunti
Filed: 30 Sep 19
Utility
System and method for targeted marketing and consumer resource management
13 Jul 21
Mark E. Roberts, Jennifer K. Mathe, Khanh Nguyen
Filed: 27 Jul 07
Utility
System and method for using intelligent codes to add a stored-value card to an electronic wallet
22 Jun 21
A method comprises receiving a request to add a stored-value card to an electronic wallet via interpreting an intelligent code which directs a user to a URL for an electronic wallet website; prompting a user for credentials to enter the electronic wallet website; determining whether the stored-value card already exists in the electronic wallet; and adding the stored-value card to the electronic wallet.
Tomas Ariel Campos
Filed: 4 Apr 13
Utility
System and method for using intelligent codes in conjunction with stored-value cards
6 Apr 21
A system and method of transacting a prepaid product with an electronic mobile device that is used to electronically interface with a code, such as a QR code, bar code, RF signal or NFC signal, representing a prepaid product.
Tomas Ariel Campos, Patrick Ryan Flanagan
Filed: 20 Nov 13
Utility
Using client certificates to communicate trusted information
23 Mar 21
A device comprises: a receiver configured to receive a client certificate; a processor coupled to the receiver and configured to: authenticate the client certificate, extract, in response to the authentication, attributes from the client certificate, and create, in response to the extraction, a message comprising reformatted attributes based on the attributes, wherein the reformatted attributes can be trusted; and a transmitter coupled to the processor and configured to transmit the message.
Derk Norton, Tushar Vaish, Jeff Webb
Filed: 20 Dec 18
Utility
Computer-based data collection, management, and forecasting
16 Feb 21
A method implemented by a computer comprising collecting historical data for a plurality of items; categorizing each of the plurality of items; assigning at least one of the plurality of items as an index item for at least another of the plurality of items; collecting data for a plurality of context parameters related to at least one of the plurality of items; and forecasting a value for one of the plurality of items needed over a future period of time, wherein the method reduces a data storage capacity requirement for the computer and increases said computer's processing speed.
Anders R. Gjerde, William Palarca, Rick Myers, Calvin Tamano, Charissa Fanucchi, Peggah Elahi, Zohra Qasimi, Gemma Asin Laguna, Valerie R. Hancock
Filed: 20 Jun 16
Utility
System for packaging, processing, and activating a bundled greeting and gift card
9 Feb 21
A greeting card stored-value card combinations and methods of forming said combinations are provided.
Donald Kingsborough
Filed: 16 Oct 18
Utility
System and method for targeted marketing and consumer resource management
9 Feb 21
Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers.
Mark E. Roberts, Jennifer K. Mathe, Khahn Nguyen
Filed: 14 Mar 13
Utility
Open payment network
28 Dec 20
Systems and methods discussed herein relate to an Open Payment Network that allows a plurality of retailers to provide goods and services to users of applications including e-wallets and allows the users to pay for purchases using currency including digital currency earned as credits, points, or other rewards as well as traditional bank-backed currency in the form of cash, credit, or debit.
Tushar Vaish, Tomas Campos, Mike Gionfriddo
Filed: 12 Aug 14
Utility
Stored-value card management method and system
21 Dec 20
A computerized system for activating, issuing and otherwise managing transactions and activities pertaining to stored-value cards over a communications network.
Thomas J. Sullivan, J. Simmons Graves
Filed: 24 Feb 19
Utility
Client customized virtual or physical card for use with selected merchants
23 Nov 20
A client selects several merchants with whom the card may be redeemed, the amount redeemable, and a design for the card, which is personalized for the card recipient.
J. DuWayne Milner, Robert W. Wehrman, Carl Brad Briscoe, Daniel R. Easley
Filed: 8 Mar 15
Utility
Methods for selling pre-printed online lottery tickets
7 Sep 20
A system and method of selling pre-printed lottery tickets for random draw lotteries through the retailers POS without the use of additional lottery hardware.
Gino Giunti
Filed: 5 Dec 17
Utility
System and method for targeted marketing and consumer resource management
24 Aug 20
Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers.
Mark E. Roberts, Jennifer K. Mathe, Khahn Nguyen
Filed: 14 Mar 13
Utility
Prepaid card with savings feature
24 Aug 20
A financial account system includes a stored-value card, a first financial account directly accessible via the stored-value card and a second financial account associated with the first financial account.
Kellie D. Harper
Filed: 25 Aug 11
Utility
System and method for targeted marketing and consumer resource management
27 Jul 20
Systems and methods are provided for providing targeted marketing to goods and services provides and consumer resource management services to consumers.
Mark E. Roberts, Jennifer K. Mathe, Khanh Nguyen
Filed: 10 Sep 17
Utility
System and method for localized prepaid gift account program utilizing open loop network systems with local merchant approval and branding
6 Jul 20
Systems, methods, and computer-readable storage media for creating an open loop prepaid gift account.
Jason Wolfe
Filed: 4 Nov 12
Utility
Electronic financial service risk evaluation
22 Jun 20
Electronic stored value cards (“eSVCs”) may be susceptible to fraud, theft, or unauthorized access.
Patrick Ryan Flanagan, Rajesh Ponnam
Filed: 2 Apr 14
Utility
System and method for targeted marketing and consumer resource management
1 Jun 20
Systems and methods are provided for providing gift card exchange opportunities to consumers.
Mark E. Roberts, Jennifer K. Mathe, Khanh Nguyen
Filed: 10 Sep 17
Utility
System for packaging, processing, and activating a bundled greeting and gift card
13 Apr 20
A greeting card stored-value card combinations and methods of forming said combinations are provided.
Donald Kingsborough
Filed: 21 Mar 17