Jill Hewitt | Senior Vice President & Investor Relations Officer |
Christopher Maher | Chairman & Chief Executive Officer. |
Joe Lebel | Chief Operating Officer |
Mike Fitzpatrick | Chief Financial Officer |
Frank Schiraldi | Sandler O'Neill |
Will Curtiss | Hovde Group |
Russell Gunther | D.A. Davidson |
Sean Tobin | FIG Partners |
Collyn Gilbert | KBW |
Erik Zwick | Boenning and Scattergood |
Matthew Breese | Piper Jaffray |
Good morning and welcome to the OceanFirst Financial Corporation Earnings Conference Call. All participants will be in a listen-only mode. [Operator Instructions] After today's presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note this event is being recorded. I would now like to turn the conference over to Jill Hewitt.