Alfred Goon | executive |
Christopher Maher | executive |
Joseph Lebel | executive |
Patrick Barrett | executive |
Frank Schiraldi | analyst |
Daniel Tamayo | analyst |
Timothy Switzer | analyst |
David Bishop | analyst |
Manuel Navas | analyst |
Matthew Breese | analyst |
Christopher Marinac | analyst |
Good morning, all, and thank you for attending the OceanFirst Financial Corp.'s Q2 '24 Earnings Release Conference Call. My name is Brika, and I will be your moderator for today. [Operator Instructions] I would now like to pass the conference over to your host, Alfred Goon, Investor Relations at OceanFirst Financial Corp. to begin. Thank you.