Alfred Goon | executive |
Christopher Maher | executive |
Joseph Lebel | executive |
Patrick Barrett | executive |
Frank Schiraldi | analyst |
Timothy Switzer | analyst |
Daniel Tamayo | analyst |
David Bishop | analyst |
Christopher Marinac | analyst |
Matthew Breese | analyst |
Manuel Navas | analyst |
Good morning. Thank you for attending the OceanFirst Financial First Quarter 2024 Earnings Release. My name is Victoria, and I'll be your moderator today. [Operator Instructions]. I would now like to pass the conference over to your host, Alfred Goon with OceanFirst Financial.