Jill Hewitt | Senior Vice President and Investor Relations Officer |
Christopher Maher | Chairman and Chief Executive Officer |
Joe Lebel | Executive Vice President and Chief Operating Officer |
Mike Fitzpatrick | Executive Vice President and Chief Financial Officer |
Frank Schiraldi | Sandler O'Neill |
Russell Gunther | D.A. Davidson |
Collyn Gilbert | KBW |
Sean Tobin | Janney |
Good morning, and welcome to the OceanFirst Financial Earnings Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Ms. Jill Hewitt, Senior Vice President and Investor Relations. Please go ahead.