Jill Hewitt | Senior Vice President & Investor Relations Officer |
Christopher Maher | Chairman & Chief Executive Officer |
Joseph Lebel | President |
Grace Vallacchi | Executive Vice President & Chief Risk Officer |
Russell Gunther | D.A. Davidson |
Matthew Breese | Stephens |
Christopher Marinac | FIG Partners |
Frank Schiraldi | Piper Sandler |
Erik Zwick | Boenning & Scattergood |
William Wallace | Raymond James |
Good day and welcome to the OceanFirst Financial Corp. Earnings Conference Call. All participants will be in listen-only mode. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Jill Hewitt.