Jill Hewitt | SVP & IR Officer |
Christopher Maher | Chairman & CEO |
Joseph Lebel | President, COO & Director |
Michael Fitzpatrick | EVP & CFO |
Frank Schiraldi | Piper Sandler & Co. |
David Bishop | Seaport Global Securities |
Erik Zwick | Boenning and Scattergood |
Russell Gunther | D.A. Davidson & Co. |
Christopher Marinac | Janney Montgomery Scott |
Good day, and welcome to the OceanFirst Financial Corp. Earnings Conference Call. [Operator Instructions]. Please note, this event is being recorded. I would now like to turn the conference over to Jill Hewitt.