Jill Hewitt | Senior Vice President and Investor Relations |
Christopher Maher | Chairman and Chief Executive Officer |
Joseph Lebel | President and Chief Operating Officer |
Michael Fitzpatrick | Executive Vice President and Chief Financial Officer |
Michael Perito | Keefe, Bruyette, & Woods, Inc. |
David Bishop | Hovde Group, LLC |
William Wallace | Raymond James & Associates, Inc. |
Russell Gunther | D.A. Davidson & Co. |
Christopher Marinac | Janney Montgomery Scott, LLC |
Erik Zwick | Boenning & Scattergood, Inc. |
Matthew Breese | Stephens Inc. |
Good morning, everyone, and welcome to the OceanFirst Financial Corp. Quarterly Earnings Conference Call. My name is Davy, and I'll be coordinating today's event. [Operator Instructions] I'll now hand over to your host, Jill Hewitt, Investor Relations Officer at OceanFirst to begin.
So Jill, please go ahead.