Craig Blunden | Chairman & CEO |
Donavon Ternes | President, COO, CFO & Corporate Secretary |
Tim Coffey | Janney |
Ladies and gentlemen, thank you for standing by. Welcome to the Provident Financial Holdings Third Quarter Earnings Call. [Operator Instructions] As a reminder, today's conference is being recorded.
I would now like to turn the conference over to Craig Blunden, Chairman and CEO. Please go ahead.