Donavon Ternes | executive |
Andrew Liesch | analyst |
Timothy Coffey | analyst |
Thanks for standing by. My name is Mandeep, and I'll be your operator today. At this time, I'd like to welcome everyone to the Provident Financial Holdings Fourth Quarter and Fiscal 2024 Earnings Call. [Operator Instructions] I would now like to turn the call over to Donavon Ternes, President and CEO.
You may begin.