Donavon Ternes | executive |
Andrew Liesch | analyst |
Timothy Coffey | analyst |
Thank you for standing by. My name is Aaron, and I will be your conference operator for today. At this time, I would like to welcome everyone to the Provident Financial Holdings' Second Quarter Earnings Call. [Operator Instructions]
I would now like to turn the call over to Donavon Ternes, President and CEO.