Jeff Schweitzer | President and Chief Executive Officer |
Mike Keim | Chief Operating Officer and President, Univest Bank & Trust |
Brian Richardson | Chief Financial Officer |
Tim Switzer | KBW |
Matthew Breese | Stephens Inc. |
Justin Crowley | Piper Sandler |
Good morning. Thank you for attending today’s Univest Financial Corporation Third Quarter 2022 Earnings Conference Call. My name is Alexis and I will be your moderator for today’s call. [Operator Instructions] I would now like to pass the conference over to Jeff Schweitzer, President and CEO of Univest.
You may proceed, sir.