Thomas Gayner | executive |
Teresa Gendron | executive |
Jeremy Noble | executive |
Mark Hughes | analyst |
Andrew Andersen | analyst |
Scott Heleniak | analyst |
Good morning, and welcome to the Markel Group Third Quarter 2023 Conference Call. [Operator Instructions] Again, during the call today, we may make forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. They are based on current assumptions and opinions concerning a variety of known and unknown risks. Actual results may differ materially from those contained in or suggested by such forward-looking statements.
Additional information about factors that could cause actual results to differ materially from those projected in the forward-looking statements is included in our most recent annual report on Form 10-K and quarterly report on Form 10-Q including under the captions, Safe Harbor and Cautionary Statements and Risk Factors.