Yaniv Bitton | VP, Head, IR & Capital Markets |
Kevin Strain | President, CEO |
Manjit Singh | EVP, CFO |
Dan Fishbein | President, U.S. |
Kevin Morrissey | SVP, Chief Actuary |
Mike Roberge | CEO & President MFS Investment Management |
Stephen Peacher | President of Sun Life Investment Management |
Humphrey Lee | Dowling & Partners |
Gabriel Dechaine | National Bank Financial |
David Motemaden | Evercore ISI |
Tom MacKinnon | BMO Capital |
Doug Young | Desjardins Capital Markets |
Meny Grauman | Scotia Bank |
Scott Chan | Canaccord Genuity |
Paul Holden | CIBC |
Lemar Persaud | Cormark Securities |
Nigel D'Souza | Veritas Investment |
Good morning everyone. My name is Justin and I will be your conference operator today. At this time, I would like to welcome everyone to Sun Life Financial Q4 2021 Financial Results Conference Call. All lines have been placed on mute to prevent any background noise. [Operator Instructions] The host of the call is Yaniv Bitton, Vice President, Head of Investor Relations and Capital Markets.