Yaniv Bitton | VP, Head of IR & Capital Markets |
Kevin Strain | President, CEO & Director |
Manjit Singh | EVP & CFO |
Kevin Morrissey | Chief Actuary & SVP |
Jacques Goulet | President, Sun Life Canada |
Daniel Fishbein | President, Sun Life U.S. |
Randolph Brown | CIO, SLC Management |
Michael Roberge | Chairman, MFS Mclean Budden Limited & Co-CEO, MFS Investment Management |
Stephen Peacher | President, SLC Management |
Ingrid Johnson | President, Sun Life Asia |
Scott Chan | Canaccord Genuity |
Tom MacKinnon | BMO Capital Markets |
Meny Grauman | Scotiabank |
Mario Mendonca | TD Securities |
Lemar Persaud | Cormark Securities |
Gabriel Dechaine | National Bank Financial |
Paul Holden | CIBC |
Doug Young | Desjardins Securities |
Nigel D'Souza | Veritas Investment Research |
Darko Mihelic | RBC Capital Markets |
Good morning, and welcome to the Sun Life Financial Q3 2022 Conference Call. My name is Michelle, and I'll be your conference operator today. [Operator Instructions]. The hold of the call is Yaniv Bitton, Vice President, Head of Investor Relations and Capital Markets. Please go ahead, Mr.