W. Berkley | executive |
Richard Baio | executive |
Michael Zaremski | analyst |
Joshua Shanker | analyst |
David Motemaden | analyst |
Elyse Greenspan | analyst |
Ryan Tunis | analyst |
Mark Hughes | analyst |
Brian Meredith | analyst |
[Audio Gap] forward-looking statements should not be regarded as a representation by us that the future plans, estimates or expectations contemplated by us will, in fact, be achieved. Please refer to our annual report on Form 10-K for the year ended December 31, 2023, and our other filings made with the SEC for a description of the business environment in which we operate and the important factors that that may materially affect our results. W. R. Berkley Corporation is not under any obligation and expressly disclaims any such obligation to update or alter its form statements.