Wendi Schlarb | Head, Corporate Communications and Digital Marketing |
Alex Holmes | Chairman and Chief Executive Officer |
Larry Angelilli | Chief Financial Officer |
Kartik Mehta | Northcoast Research |
Rayna Kumar | Evercore ISI Institutional Equities |
Bob Napoli | William Blair |
James Faucette | Morgan Stanley |
Michael Pochucha | Northland Capital Markets |
Tien-tsin Huang | JPMorgan |
Good afternoon, ladies and gentlemen and welcome to the MoneyGram International, Inc. Fourth Quarter 2018 Earnings Release Conference Call. Today’s conference is being recorded. At this time, all participants have been placed in a listen-only mode and the floor will be opened for your questions following the presentation. Thank you.