Tim Owens | Vice President, Investor Relations |
Tom McInerney | President & Chief Executive Officer |
Dan Sheehan | Chief Investment Officer |
Kevin Snyder | Chief Operating Officer |
Howard Mills | Deloitte |
Sean Perkins | Waterfall Asset Management |
Manuel Garcia | Anchorage |
Geoffrey Dunn | Dowling & Partners |
Howard Amster | Amster Trading |
Charles Sweat | Balyasny |
Good morning ladies and gentlemen, and welcome to the Genworth Financial's Third Quarter 2020 Earnings Conference Call. My name is Jennifer and I will be your coordinator today. At this time, all participants are in a listen-only mode.
We will facilitate a question-and-answer session towards the end of this conference call.
As a reminder, the conference is being recorded for replay purposes [Operator Instructions] I would now like to turn the presentation over to Tim Owens, Vice President of Investor Relations, Mr.