Brendan Metrano | Vice President, Investor Relations |
Hikmet Ersek | Chief Executive Officer |
Raj Agrawal | Chief Financial Officer |
Tien-Tsin Huang | J.P. Morgan |
Darrin Peller | Wolfe Research |
Cassie Walker | Bank of America |
Rayna Kumar | Evercore ISI |
James Faucette | Morgan Stanley |
Ashwin Shirvaikar | Citi |
Jeff Cantwell | Guggenheim Securities |
Bryan Keane | Deutsche Bank |
Good day, and welcome to The Western Union Company Second Quarter 2020 Earnings Release Conference Call. All participants will be in listen-only mode. [Operator Instructions] After today’s presentation, there will be an opportunity to ask questions. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Brendan Metrano, Vice President, Investor Relations, Western Union.