Tom Hadley | executive |
Devin McGranahan | executive |
Matthew Cagwin | executive |
Tien-Tsin Huang | analyst |
William Nance | analyst |
Andrew Schmidt | analyst |
Vasundhara Govil | analyst |
Kenneth Suchoski | analyst |
Jason Kupferberg | analyst |
Bryan Keane | analyst |
James Faucette | analyst |
Good day, and welcome to the Western Union First Quarter 2024 Conference Call. [Operator Instructions]. Please note that this event is being recorded. . I would now like to turn the call over to Tom Hadley, Vice President of Investor Relations. Tom, please go ahead.