Tom Hadley | executive |
Devin McGranahan | executive |
Matthew Cagwin | executive |
William Nance | analyst |
Darrin Peller | analyst |
Tien-Tsin Huang | analyst |
Vasundhara Govil | analyst |
Andrew Schmidt | analyst |
Jason Kupferberg | analyst |
Kenneth Suchoski | analyst |
Ramsey El-Assal | analyst |
Rufus Hone | analyst |
Bryan Keane | analyst |
Good day, and welcome to The Western Union Second Quarter 2024 Results Conference Call. [Operator Instructions]. Please note that this event is being recorded. I would now like to turn the conference over to Tom Hadley, Vice President of Investor Relations. Tom, please go ahead.