Brendan Metrano | Vice President-Investor Relations |
Hikmet Ersek | Chief Executive Officer |
Rajesh Agrawal | Chief Financial Officer |
Tien-tsin Huang | JP Morgan |
Jason Kupferberg | Bank of America |
Darrin Peller | Wolfe Research |
Rayna Kumar | Evercore |
Jeff Cantwell | Guggenheim Securities |
James Faucette | Morgan Stanley |
Bryan Keane | Deutsche Bank |
Andrew Jeffrey | Truist Securities |
Timothy Chiodo | Crédit Suisse |
Bob Napoli | William Blair |
Good day, and welcome to the Western Union Company Fourth Quarter and Full Year 2020 Earnings Release Conference Call. [Operator Instructions] Please note, this event is being recorded. I would now like to turn the conference over to Brendan Metrano, Vice President of Investor Relations. Please go ahead.
Today’s call, we will discuss the company’s fourth quarter and full year 2020 results, our financial outlook for 2021, and then we will take your questions.