Varvara Kiseleva | Interim CFO |
Boris Kim | CEO |
Andrey Protopopov | CEO, Payment Services |
Ildar Davletshin | Wood & Co |
Chris Kennedy | William Blair |
Maria Sukhanova | BCS |
Vladimir Bespalov | VTB Capital |
Good day everyone and welcome to the Qiwi Third Quarter 2020 Earnings Conference Call. Today's conference is being recorded. At this time, I would like to turn the call over to Ms. Varvara Kiseleva, Interim Chief Financial Officer of Qiwi. Please go ahead.