Tatiana Vlasova | Acting Head of IR |
Boris Kim | CEO |
Andrey Protopopov | CEO, Payment Services |
Pavel Korzh | CFO |
Vladimir Bespalov | VTB Capital |
Maria Sukhanova | BCS |
Good day, everyone. And welcome to the Qiwi Fourth Quarter and Full Year 2020 Earnings Conference Call. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. [Operator Instructions] As a reminder, today's conference is being recorded.