Mark Olson | Executive Vice President and Chief Financial Officer |
Len Williams | Chief Executive Officer and President |
Andrew Liesch | Sandler O'Neill |
David Feaster | Raymond James |
John Rodis | Janney |
Jeff Rulis | D.A. Davidson |
Ladies and gentlemen, thank you for standing by and welcome to the Altabancorp's Q3 Earnings Conference Call. At this time, all participants are in a listen-only mode. After the speakers' presentation, there will be a question-and-answer session. [Operator Instructions] I would now like to hand the conference over to your speaker today Mark Olson, Chief Financial Officer. Please go ahead.