Xinyan Liu | Head, Board Office and Capital Markets |
Y.S. Cho | Chairman and CEO |
Greg Gibb | Co-CEO |
David Choy | CFO |
Yada Li | CICC |
Richard Xu | Morgan Stanley |
Alex Ye | UBS |
Emma Xu | Bank of America |
Ladies and gentlemen, thank you for standing by, and welcome to the Lufax Holding Limited Fourth Quarter 2022 Earnings Call. [Operator Instructions] Please note, this event is being recorded.
Now, I would like to hand the conference over to your speaker host today, Ms. Liu Xinyan, the company's Head of Board Office and Capital Markets. Please go ahead, ma'am.