Gerhard Erdelji | SVP, IR |
Frank Martell | President and CEO |
Patrick Flanagan | CFO |
Jeff Walsh | LDI Mortgage President |
Doug Harter | Credit Suisse |
Brad Capuzzi | Piper Sandler |
Kyle Joseph | Jefferies |
Blake Netter | Morgan Stanley |
Bob Napoli | William Blair |
Good afternoon, and welcome to loanDepot's Year-end and Fourth Quarter 2022 Conference Call. [Operator Instructions].
I would now like to turn the call over to Gerhard Erdelji, Senior Vice President, Investor Relations. Please go ahead.
Thank you.