Gerhard Erdelji | executive |
Frank Martell | executive |
David Hayes | executive |
Douglas Harter | analyst |
Jeffrey DerGurahian | executive |
Taylor DeBey | analyst |
Jeff Walsh | executive |
Good afternoon, and welcome to loanDepot's Second Quarter 2024 Earnings Call. All lines have been placed on mute to prevent any background noise. After the speakers remarks, there will be a question-and-answer session. [Operator Instructions] Thank you. I would now like to turn the call over to Gerhard Erdelji, Senior Vice President, Investor Relations.