Christina Carrabino | IR, CLC Communications, Inc. |
Christopher Myers | President and CEO |
Allen Nicholson | EVP and CFO |
Aaron Deer | Sandler O'Neill & Partners |
Matthew Clark | Piper Jaffray |
Jacquelynne Chimera | Keefe Bruyette & Woods Inc. |
Gary Tenner | D.A. Davidson & Co. |
David Chiaverini | Wedbush Securities |
Good morning, ladies and gentlemen, and welcome to the Third Quarter 2017 CVB Financial Corporation and its subsidiary, Citizens Business Bank, Earnings Conference Call. My name is [Austin] [ph] and I'm your operator for today. At this time, all participants are in listen-only mode. Later, we will conduct a question-and-answer period. Please note this call is being recorded.