A. Mendez | executive |
Phillip Green | executive |
Jerry Salinas | executive |
Steven Alexopoulos | analyst |
David Rochester | analyst |
John Pancari | analyst |
Brady Gailey | analyst |
Jennifer Demba | analyst |
Ebrahim Poonawala | analyst |
Greetings. Welcome to Cullen/Frost Bankers Inc.
Third Quarter Earnings Conference Call. [Operator Instructions]
Please note, this conference is being recorded.