A.B. Mendez | senior Vice President and Director-Investor Relations |
Phil Green | Chairman and Chief Executive Officer |
Jerry Salinas | Group Executive Vice President and Chief Financial Officer |
Brady Gailey | KBW |
Steven Alexopoulos | JPMorgan |
Dave Rochester | Compass Point |
Manan Gosalia | Morgan Stanley |
Peter Winter | D.A. Davidson |
Brandon King | Truist securities |
Broderick Preston | UBS |
Jon Arfstrom | RBC Capital Markets |
Greetings and welcome to today's Cullen/Frost Bankers Inc., Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. [Operator Instructions]
As a reminder, this conference is being recorded.